Jump to a detailed profile or search site with Google Custom Search

38103 Zip Code (Memphis, TN) Detailed Profile




Estimated zip code population in 2021: 14,336
Zip code population in 2010: 12,180
Zip code population in 2000: 7,675

Houses and condos: 8,684
Renter-occupied apartments: 5,123
% of renters here:

66%
State:

33%
March 2022 cost of living index in zip code 38103: 88.7 (less than average, U.S. average is 100)

Land area: 2.6 sq. mi.
Water area: 1.5 sq. mi.
Population density: 5,474 people per square mile 
 
 (average).

Age and Sex of Residents in zip code 38103
  • OSM Map
  • General Map
  • Google Map
  • MSN Map

Real estate property taxes paid for housing units in 2021:
This zip code:

1.3% ($4,563)
Tennessee:

0.6% ($1,317)
Median real estate property taxes paid for housing units with mortgages in 2021: $4,502 (1.2%)
Median real estate property taxes paid for housing units with no mortgage in 2021: $4,836 (1.4%)

Business Search - 14 Million verified businesses
Search for: near:  

Males: 8,643  (60.3%)
Females: 5,694  (39.7%)

For population 25 years and over in 38103:

  • High school or higher: 95.5%
  • Bachelor's degree or higher: 68.0%
  • Graduate or professional degree: 35.8%
  • Unemployed: 2.7%
  • Mean travel time to work (commute): 18.4 minutes

For population 15 years and over in 38103:

  • Never married: 51.6%
  • Now married: 34.4%
  • Separated: 2.5%
  • Widowed: 1.5%
  • Divorced: 9.9%

Zip code 38103 compared to state average:

  • Median house value above state average.
  • Unemployed percentage below state average.
  • Black race population percentage above state average.
  • Median age below state average.
  • Renting percentage above state average.
  • Number of rooms per house significantly below state average.
  • Percentage of population with a bachelor's degree or higher significantly above state average.
  • Races in zip code 38103 (2021)
    • 8,55359.7%White
    • 4,07528.4%Black
    • 6544.6%Asian
    • 5674.0%Hispanic or Latino
    • 4743.3%Two or more races
    • 110.08%American Indian
Settings
X
Data:
Loading data...
Based on 2000-2020 data
Loading data...

123
Hide US histogram

38103, TN forum
Recent posts about zip code 38103 area on our local forum with over 2,400,000 registered users:
Higher End... some property  (91 replies)
Will Memphis surprise us?  (73 replies)
Considering a position in Memphis  (3 replies)
Mud Island Apartments or East Memphis??  (32 replies)
Moving To Memphis! Huge Question!  (25 replies)
Cotton Fields in Memphis  (5 replies)
100% urban population.

Estimated median house/condo value in 2021: $356,432
38103:

$356,432
Tennessee:

$235,200



According to our research of Tennessee and other state lists, there were 301 registered sex offenders living in 38103 zip code as of September 26, 2023.
The ratio of all residents to sex offenders in zip code 38103 is 46 to 1.


Median resident age:
This zip code:

34.3 years
Tennessee median age:

39.2 years
Average household size:
This zip code:

1.5 people
Tennessee:

2.5 people

Averages for the 2020 tax year for zip code 38103, filed in 2013:

Average Adjusted Gross Income (AGI) in 2020: $140,667 (Individual Income Tax Returns)
Here:

$140,667
State:

$69,014

Salary/wage: $104,545 (reported on 88.5% of returns)
Here:

$104,545
State:

$55,872
(% of AGI for various income ranges: 1438.4% for AGIs below $25k, 4280.9% for AGIs $25k-50k, 7564.2% for AGIs $50k-75k, 11143.7% for AGIs $75k-100k, 20124.2% for AGIs $100k-200k, 119091.2% for AGIs over 200k)

Taxable interest for individuals: $4,559 (reported on 32.6% of returns)
This zip code:

$4,559
Tennessee:

$1,945
(% of AGI for various income ranges: 9.5% for AGIs below $25k, 18.4% for AGIs $25k-50k, 15.7% for AGIs $50k-75k, 57.4% for AGIs $75k-100k, 119.9% for AGIs $100k-200k, 3423.2% for AGIs over 200k)

Ordinary dividends: $13,721 (reported on 27.9% of returns)
Here:

$13,721
State:

$8,105
(% of AGI for various income ranges: 44.9% for AGIs below $25k, 36.5% for AGIs $25k-50k, 41.7% for AGIs $50k-75k, 94.1% for AGIs $75k-100k, 351.6% for AGIs $100k-200k, 8779.6% for AGIs over 200k)

Net capital gain/loss in AGI: +$57,099 (reported on 26.4% of returns)
Here:

+$57,099
State:

+$33,664
(% of AGI for various income ranges: 20.8% for AGIs below $25k, 42.9% for AGIs $25k-50k, 62.0% for AGIs $50k-75k, 168.5% for AGIs $75k-100k, 564.2% for AGIs $100k-200k, 38715.2% for AGIs over 200k)

Profit/loss from business: +$19,274 (reported on 18.2% of returns)
Here:

+$19,274
State:

+$18,991
(% of AGI for various income ranges: 14.7% for AGIs below $25k, 21.7% for AGIs $25k-50k, 48.5% for AGIs $50k-75k, 430.6% for AGIs $75k-100k, 793.4% for AGIs $100k-200k, 6153.6% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $31,606 (reported on 4.7% of returns)
38103:

$31,606
Tennessee:

$20,036
(% of AGI for various income ranges: 24.1% for AGIs below $25k, 28.1% for AGIs $25k-50k, 61.4% for AGIs $50k-75k, 178.7% for AGIs $75k-100k, 355.1% for AGIs $100k-200k, 2241.2% for AGIs over 200k)

Self-employed (Keogh) retirement plans: $27,589 (reported on 1.3% of returns)
38103:

$27,589
Tennessee:

$28,955
(% of AGI for various income ranges: 83.3% for AGIs $100k-200k, 770.0% for AGIs over 200k)

Total itemized deductions: $58,633 (reported on 14.2% of returns)
Here:

$58,633
State:

$40,136
(% of AGI for various income ranges: 53.3% for AGIs below $25k, 123.6% for AGIs $25k-50k, 214.5% for AGIs $50k-75k, 528.9% for AGIs $75k-100k, 1176.6% for AGIs $100k-200k, 16834.4% for AGIs over 200k)

Charity contributions: $41,294 (reported on 12.2% of returns)
Here:

$41,294
State:

$19,852
(% of AGI for various income ranges: 38.4% for AGIs $25k-50k, 71.2% for AGIs $50k-75k, 129.6% for AGIs $75k-100k, 411.5% for AGIs $100k-200k, 11869.2% for AGIs over 200k)

Taxes paid: $7,260 (reported on 14.1% of returns)
38103:

$7,260
State:

$6,038
(% of AGI for various income ranges: 12.5% for AGIs below $25k, 26.4% for AGIs $25k-50k, 51.5% for AGIs $50k-75k, 129.4% for AGIs $75k-100k, 294.0% for AGIs $100k-200k, 1347.2% for AGIs over 200k)

Earned income credit: $1,407 (reported on 6.8% of returns)
Here:

$1,407
State:

$2,391
(% of AGI for various income ranges: 50.7% for AGIs below $25k, 14.5% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 92.1%
Here:

92%
State:

93%
(% for various income ranges: 85.2% for AGIs below $25k, 94.0% for AGIs $25k-50k, 94.1% for AGIs $50k-75k, 92.6% for AGIs $75k-100k, 93.2% for AGIs $100k-200k, 94.9% for AGIs over 200k)

Averages for the 2012 tax year for zip code 38103, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $96,789 (Individual Income Tax Returns)
Here:

$96,789
State:

$53,767

Salary/wage: $78,769 (reported on 90.0% of returns)
Here:

$78,769
State:

$45,421
(% of AGI for various income ranges: 90.5% for AGIs below $25k, 93.8% for AGIs $25k-50k, 90.2% for AGIs $50k-75k, 87.5% for AGIs $75k-100k, 82.9% for AGIs $100k-200k, 56.5% for AGIs over 200k)

Taxable interest for individuals: $2,130 (reported on 32.6% of returns)
This zip code:

$2,130
Tennessee:

$1,732
(% of AGI for various income ranges: 1.1% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.5% for AGIs $100k-200k, 1.1% for AGIs over 200k)

Ordinary dividends: $7,327 (reported on 24.0% of returns)
Here:

$7,327
State:

$6,739
(% of AGI for various income ranges: 2.4% for AGIs below $25k, 0.9% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.3% for AGIs $100k-200k, 2.6% for AGIs over 200k)

Net capital gain/loss in AGI: +$18,241 (reported on 19.7% of returns)
Here:

+$18,241
State:

+$19,082
(% of AGI for various income ranges: 0.2% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 1.5% for AGIs $100k-200k, 7.1% for AGIs over 200k)

Profit/loss from business: +$23,125 (reported on 16.4% of returns)
Here:

+$23,125
State:

+$15,240
(% of AGI for various income ranges: 5.8% for AGIs below $25k, 2.0% for AGIs $25k-50k, 3.1% for AGIs $50k-75k, 4.6% for AGIs $75k-100k, 3.7% for AGIs $100k-200k, 4.3% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $24,100 (reported on 4.8% of returns)
38103:

$24,100
Tennessee:

$15,505
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 1.0% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 1.8% for AGIs $100k-200k, 1.1% for AGIs over 200k)

Self-employment retirement plans: $19,956 (reported on 1.6% of returns)
38103:

$19,956
Tennessee:

$22,567

Total itemized deductions: $28,868 (15% of AGI, reported on 35.3% of returns)
Here:

$28,868
State:

$21,976

Here:

15.4% of AGI
State:

17.8% of AGI
(% of AGI for various income ranges: 9.3% for AGIs below $25k, 8.1% for AGIs $25k-50k, 10.2% for AGIs $50k-75k, 10.2% for AGIs $75k-100k, 12.5% for AGIs $100k-200k, 10.4% for AGIs over 200k)

Charity contributions: $8,918 (reported on 29.7% of returns)
Here:

$8,918
State:

$6,709
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 1.3% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 2.2% for AGIs $100k-200k, 3.9% for AGIs over 200k)

Taxes paid: $8,333 (reported on 34.8% of returns)
38103:

$8,333
State:

$4,829
(% of AGI for various income ranges: 1.8% for AGIs below $25k, 1.9% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 3.2% for AGIs $75k-100k, 3.9% for AGIs $100k-200k, 2.9% for AGIs over 200k)

Earned income credit: $1,468 (reported on 8.1% of returns)
Here:

$1,468
State:

$2,404
(% of AGI for various income ranges: 3.1% for AGIs below $25k, 0.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 41.9%
Here:

42%
State:

52%
(% for various income ranges: 36.2% for AGIs below $25k, 33.3% for AGIs $25k-50k, 38.4% for AGIs $50k-75k, 43.5% for AGIs $75k-100k, 50.6% for AGIs $100k-200k, 74.5% for AGIs over 200k)

Averages for the 2004 tax year for zip code 38103, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $95,213 (Individual Income Tax Returns)
Here:

$95,213
State:

$44,088

Salary/wage: $65,480 (reported on 89.9% of returns)
Here:

$65,480
State:

$38,825
(% of AGI for various income ranges: 89.0% for AGIs $10k-25k, 93.6% for AGIs $25k-50k, 90.6% for AGIs $50k-75k, 89.0% for AGIs $75k-100k, 46.7% for AGIs over 100k)

Taxable interest for individuals: $3,124 (reported on 40.4% of returns)
This zip code:

$3,124
Tennessee:

$1,802
(% of AGI for various income ranges: 1.0% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Taxable dividends: $11,556 (reported on 27.1% of returns)
Here:

$11,556
State:

$3,727
(% of AGI for various income ranges: 1.3% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 4.3% for AGIs over 100k)

Net capital gain/loss: +$40,558 (reported on 23.6% of returns)
Here:

+$40,558
State:

+$15,776
(% of AGI for various income ranges: 0.8% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 14.5% for AGIs over 100k)

Profit/loss from business: +$20,535 (reported on 15.6% of returns)
Here:

+$20,535
State:

+$12,882
(% of AGI for various income ranges: 4.6% for AGIs $10k-25k, 2.1% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 3.7% for AGIs over 100k)

IRA payment deduction: $2,696 (reported on 2.3% of returns)
38103:

$2,696
Tennessee:

$2,934
(% of AGI for various income ranges: 0.2% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.0% for AGIs over 100k)

Self-employed pension: $16,422 (reported on 1.9% of returns)
Here:

$16,422
Tennessee:

$16,857

Total itemized deductions: $29,952 (16% of AGI, reported on 37.6% of returns)
Here:

$29,952
State:

$18,035

Here:

15.8% of AGI
State:

19.9% of AGI
(% of AGI for various income ranges: 8.1% for AGIs $10k-25k, 7.6% for AGIs $25k-50k, 13.4% for AGIs $50k-75k, 14.2% for AGIs $75k-100k, 12.0% for AGIs over 100k)

Charity contributions deductions: $13,532 (6% of AGI, reported on 31.9% of returns)
Here:

$13,532
State:

$5,167

Here:

6.5% of AGI
State:

5.3% of AGI
(% of AGI for various income ranges: 0.9% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 5.9% for AGIs over 100k)

Total tax: $19,458 (reported on 86.2% of returns)
38103:

$19,458
State:

$7,482
(% of AGI for various income ranges: 5.5% for AGIs $10k-25k, 9.8% for AGIs $25k-50k, 12.7% for AGIs $50k-75k, 14.3% for AGIs $75k-100k, 20.4% for AGIs over 100k)

Earned income credit: $1,311 (reported on 7.8% of returns)
Here:

$1,311
State:

$1,826

Percentage of individuals using paid preparers for their 2004 taxes: 46.6%
Here:

47%
State:

60%
(% for various income ranges: 39.2% for AGIs below $10k, 44.4% for AGIs $10k-25k, 40.0% for AGIs $25k-50k, 42.5% for AGIs $50k-75k, 47.2% for AGIs $75k-100k, 67.1% for AGIs over 100k)

Estimated median household income in 2021:
This zip code:

$80,107
Tennessee:

$59,695
Memphis, TN (38103) map Nearest zip codes: 38105, 38126, 38107, 38104, 38106, 38112.
Memphis Zip Code Map

Percentage of family households:
This zip code:

25.0%
Tennessee:

45.9%
Percentage of households with unmarried partners:
This zip code:

6.9%
Tennessee:

47.1%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.0% of all households
  • Gay men: 0.6% of all households

Household received Food Stamps/SNAP in the past 12 months: 263
Household did not receive Food Stamps/SNAP in the past 12 months: 7,479


Women who had a birth in the past 12 months: 98 (90 now married, 8 unmarried)
Women who did not have a birth in the past 12 months: 3,781 (1,235 now married, 2,552 unmarried)


Housing units in zip code 38103 with a mortgage: 1,795 (194 second mortgage, 197 both second mortgage and home equity loan)
Houses without a mortgage: 17

Median monthly owner costs for units with a mortgage: $2,123
Median monthly owner costs for units without a mortgage: $898

Residents with income below the poverty level in 2021:
This zip code:

11.1%
Whole state:

13.6%
Residents with income below 50% of the poverty level in 2021:
This zip code:

4.8%
Whole state:

6.9%
Median number of rooms in houses and condos:
Here:

5.3
State:

6.5
Median number of rooms in apartments:
Here:

3.4
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 38103: Cotton Row Historic District (A), Beale Street National Historic Preservation District (B), Memphis Yacht Club (C), Volunteer Park Marina (D), Nash Reasearch Building (E), Mooney Building (F), Molecular Sciences Building (G), Memphis Music Hall of Fame (H), Memphis Law Library (I), Memphis and Shelby County Archives (J), Link Building (K), Johnson Building (L), Hyman Administration Building (M), Fourt Pharmacy Reasearch Building (N), Dunn Dental Building (O), Docs Field Pavilion (P), Crowe Research Building (Q), Coleman College of Medicine Building (R), Beale Building (S), Baptist Health Topic Library (T). Display/hide their locations on the map

    Shopping Centers: Emporium Shopping Center (1), Civic Center Plaza Shopping Center (2). Display/hide their locations on the map

    Churches in zip code 38103 include: Pentecostal Temple Church of God in Christ (A), Calvary Episcopal Church (B), First Baptist Church Beale Street (C), Memphis Inner-City Outreach Church (D), Emmanuel Pentecostal Cathedral (E), Church on the River (F), Mount Olive Christian Methodist Episcopal Cathedral (G), Beale Street Baptist Church (H), Saint Peters Catholic Church (I). Display/hide their locations on the map

    Lake: Wolf River Lagoon (A). Display/hide its location on the map

    Streams, rivers, and creeks: Tan Yard Bayou (A), Le Moyne Bayou (B), Little Bettie Bayou (C), DeSoto Bayou (D), Wolf River (E). Display/hide their locations on the map

    Parks in zip code 38103 include: Ashburn-Coppock Park (1), Civic Center Plaza (2), Robert Church Park (3), Jefferson Davis Park (4), Handy Park (5), Elvis Presley Memorial Park (6), Mud Island Park (7), Mississippi Greenbelt Park (8), Forrest Park (9). Display/hide their locations on the map

    Tourist attractions (not listed on the city page) : Handy W C Museum & Gallery (352 Beale Street), Memphis Rock N Soul Museum (191 Beale Street), Peabody Place Museum (119 South Main Street), Memphis Public Libraries & Information Center - Branch- Cossitt (Cultural Attractions- Events- & Facilities; 33 South Front Street), Kelazh Entertainment Group (Cultural Attractions- Events- & Facilities; P.O. Box 3117), Power House (Cultural Attractions- Events- & Facilities; 45 East Ge Patterson Avenue), Billiard Professional Shop Inc (Amusement & Theme Parks; 9160 Highway 64), Gibson Guitar (145 Lt Geo W Lee Avenue), Or-Matt Amusement (287 Monroe Avenue).

Year house built
  • Year house built (houses)
  • 02020 or later
  • 1,4272010 to 2019
  • 2,8612000 to 2009
  • 1,5631990 to 1999
  • 5341980 to 1989
  • 2661970 to 1979
  • 1991960 to 1969
  • 2241950 to 1959
  • 1961940 to 1949
  • 1,5691939 or earlier

Zip code 38103 satellite photo by USGS

Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses and condos in Memphis, TN (38103)
  • Bedrooms in owner-occupied houses and condos in Memphis, TN (38103)
  • 100no bedroom
  • 3651 bedroom
  • 8272 bedrooms
  • 1,0373 bedrooms
  • 2424 bedrooms
  • 415+ bedrooms
Bedrooms in renter-occupied apartments in Memphis, TN (38103)
  • Bedrooms in renter-occupied apartments in Memphis, TN (38103)
  • 716no bedroom
  • 2,3641 bedroom
  • 1,7202 bedrooms
  • 3103 bedrooms
  • 614 bedrooms
  • 105+ bedrooms
Owner-occupied Renter-occupied
Cars and other vehicles available in Memphis, TN (38103) in owner-occupied houses/condos
  • Cars and other vehicles available in Memphis, TN (38103) in owner-occupied houses/condos
  • 90no vehicle
  • 1,1171 vehicle
  • 1,1502 vehicles
  • 2313 vehicles
  • 154 vehicles
  • 205+ vehicles
Cars and other vehicles available in Memphis, TN (38103) in renter-occupied apartments
  • Cars and other vehicles available in Memphis, TN (38103) in renter-occupied apartments
  • 431no vehicle
  • 3,4061 vehicle
  • 1,2362 vehicles
  • 773 vehicles
  • 64 vehicles
  • 05+ vehicles

  • Zip code 38103 household income distribution in 2021

  • Zip code 38103 household income distribution in 2021
  • 634Less than $10,000
  • 320$10,000 to $14,999
  • 182$15,000 to $19,999
  • 154$20,000 to $24,999
  • 138$25,000 to $29,999
  • 96$30,000 to $34,999
  • 275$35,000 to $39,999
  • 306$40,000 to $44,999
  • 180$45,000 to $49,999
  • 579$50,000 to $59,999
  • 884$60,000 to $74,999
  • 998$75,000 to $99,999
  • 660$100,000 to $124,999
  • 516$125,000 to $149,999
  • 755$150,000 to $199,999
  • 1,182$200,000 or more
  • Estimate of home value of owner-occupied houses/condos in 2021 in zip code 38103

  • Estimate of home value of owner-occupied houses/condos in 2021 in zip code 38103
  • 19$15,000 to $19,999
  • 36$40,000 to $49,999
  • 56$90,000 to $99,999
  • 93$100,000 to $124,999
  • 17$125,000 to $149,999
  • 101$150,000 to $174,999
  • 46$175,000 to $199,999
  • 333$200,000 to $249,999
  • 442$250,000 to $299,999
  • 668$300,000 to $399,999
  • 374$400,000 to $499,999
  • 347$500,000 to $749,999
  • 136$750,000 to $999,999
  • 41$1,000,000 to $1,499,999
  • 13$2,000,000 or more
  • Rent paid by renters in 2021 in zip code 38103

  • Rent paid by renters in 2021 in zip code 38103
  • 32Less than $100
  • 22$150 to $199
  • 64$200 to $249
  • 21$250 to $299
  • 66$300 to $349
  • 6$400 to $449
  • 24$450 to $499
  • 43$500 to $549
  • 4$550 to $599
  • 49$600 to $649
  • 111$650 to $699
  • 22$700 to $749
  • 147$750 to $799
  • 48$800 to $899
  • 156$900 to $999
  • 1,549$1,000 to $1,249
  • 1,501$1,250 to $1,499
  • 1,016$1,500 to $1,999
  • 234$2,000 to $2,499
  • 36$2,500 to $2,999
  • 13$3,000 to $3,499
  • 99No cash rent

Median gross rent in 2021: $1,407.


Median price asked for vacant for-sale houses and condos in 2021: $2,063,727.

Estimated median house (or condo) value in 2021 for:

  • White Non-Hispanic householders: $445,004
  • Black or African American householders: $330,003
  • Asian householders: $334,824
  • Two or more races householders: $369,111
  • Hispanic or Latino householders: $401,789

Estimated median house or condo value in 2021: $356,432
38103:

$356,432
Tennessee:

$235,200
Lower value quartile - upper value quartile: $262,225 - $492,253

Mean price in 2021:

Detached houses: $206,909
Here:

$206,909
State:

$310,843

Townhouses or other attached units: $163,837
Here:

$163,837
State:

$280,903

In 2-unit structures: $930,374
Here:

$930,374
State:

$276,828

In 3-to-4-unit structures: $225,327
Here:

$225,327
State:

$245,576

In 5-or-more-unit structures: $203,245
Here:

$203,245
State:

$255,271

Mobile homes: $88,269
Here:

$88,269
State:

$101,125

Occupied boats, RVs, vans, etc.: $36,796
Here:

$36,796
State:

$71,133
Owners and renters by unit type in zip code 38103
Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 1,523
  • One, attached: 328
  • Two: 92
  • 3 or 4: 224
  • 5 to 9: 762
  • 10 to 19: 1,232
  • 20 to 49: 1,413
  • 50 or more: 3,209
  • Mobile homes: 15

Unemployment: 2.7%

  • Means of transportation to work in zip code 38103

  • Means of transportation to work in zip code 38103
  • 73.9%6,205Drove a car alone
  • 2.9%244Carpooled
  • 0.4%33Bus or trolley bus
  • 0.1%7Railroad
  • 0.3%25Taxi
  • 0.1%7Motorcycle
  • 1.0%85Bicycle
  • 4.0%333Walked
  • 1.7%144Other means
  • 15.7%1,321Worked at home
  • Travel time to work (commute) in zip code 38103

  • Travel time to work (commute) in zip code 38103
  • 117Less than 5 minutes
  • 9485 to 9 minutes
  • 1,34710 to 14 minutes
  • 1,22315 to 19 minutes
  • 1,31520 to 24 minutes
  • 64325 to 29 minutes
  • 83630 to 34 minutes
  • 13835 to 39 minutes
  • 19140 to 44 minutes
  • 16445 to 59 minutes
  • 160 to 89 minutes
  • 5090 or more minutes

Neighborhoods in zip code 38103:

Percentage of zip code residents living and working in this county: 98.4%

Household type by relationship:

Households: 14,336
  • Male householders: 4,278 (2,798 living alone), Female householders: 3,513 (1,912 living alone)
  • 1,911 spouses (1,891 opposite-sex spouses), 471 unmarried partners, (457 opposite-sex unmarried partners), 1,176 children (1,025 natural, 116 adopted, 34 stepchildren), 9 grandchildren, 78 brothers or sisters, 30 parents, 0 foster children, 42 other relatives, 556 non-relatives
  • In group quarters: 2,339 (-1 institutionalized population)

Size of family households: 1,708 2-persons, 525 3-persons, 69 4-persons, 48 5-persons

Size of nonfamily households: 4,706 1-person, 764 2-persons, 39 3-persons, 15 4-persons

483 married couples with children.
447 single-parent households (336 men, 111 women).

91.3% of residents of 38103 zip code speak English at home.
3.1% of residents speak Spanish at home (78% very well, 14% well, 7% not well).
2.2% of residents speak other Indo-European language at home (100% very well).
2.1% of residents speak Asian or Pacific Island language at home (71% very well, 26% well, 3% not well).
0.8% of residents speak other language at home (100% very well).

Foreign born population: 923 (6.4%)
(48.9% of them are naturalized citizens)
This zip code:

6.4%
Whole state:

5.3%
Most common places of birth for foreign-born residents
  • 16%Bangladesh
  • 8%Sweden
  • 7%United Kingdom, excluding England and Scotland
  • 7%Honduras
  • 6%Nepal
  • 6%Uruguay
  • 5%Cambodia
Most common first ancestries reported in 38103
  • 11%European
  • 8%English
  • 5%Irish
  • 4%American
  • 3%German
  • 3%Italian
  • 2%British
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 4272010 or later
  • 2532000 to 2009
  • 2901990 to 1999
  • 120Before 1990

Zip code 38103 topographic map

There are 267 Other Medical Specialists in Zip Code 38103.

Major facilities with environmental interests located in this zip code:

  • ACE FIXTURE LND. INC. (146 E. BUTLER in MEMPHIS, TN)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business NAICS classification: INSTITUTIONAL FURNITURE MANUFACTURING.
    Alternative names: ACE FIXTURE IND INC
  • AUTO EXCELLENCE INC (340 MONROE in MEMPHIS, TN)
    COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
    HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business NAICS classification: SOAP AND OTHER DETERGENT MANUFACTURING.
  • COLORCRAFT LABEL COMPANY (158 VANCE AVENUE in MEMPHIS, TN)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business NAICS classification: OTHER COMMERCIAL PRINTING.
    Organizations: STEPHEN C FOLIS (CONTACT/OPERATOR) , JAMES C SEUSS (CONTACT/OWNER)
  • BANK OF AMERICAN ESD NO. 63327 (285 COURT AVENUE in MEMPHIS, TN)
    HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
    (Resource Conservation and Recovery Act (tracking hazardous waste))
  • CCL LABEL INC - MEMPHIS (285 UNION AVE in MEMPHIS, TN)
    Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business NAICS classification: QUICK PRINTING.
    Organizations: CCL INDUSTRIES, INCORPORATED (CONTACT/OPERATOR)
  • A S MARTIN & SONS INC (411 MONROE in MEMPHIS, TN)
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Organizations: EDWIN L MARTIN (CONTACT/OPERATOR) , EDWIN L MARTIN JR (CONTACT/OWNER)
  • ABBOTT LABORATORIES* (623 JEFFERSON AVE in MEMPHIS, TN)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business NAICS classification: MEDICAL LABORATORIES.
  • ADRON GRAPHICS (352 UNION AVENUE in MEMPHIS, TN)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
  • ADVANCE RUBBER STAMP WORKS INC (339 MADISON AVE in MEMPHIS, TN)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business NAICS classification: MARKING DEVICE MANUFACTURING.
  • ADVERTISERS LETTER SHOP (PO BOX 3656 in MEMPHIS, TN)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
  • ADVERTISING ART COMPANY (152 VANCE AVENUE in MEMPHIS, TN)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business NAICS classification: COMMERCIAL LITHOGRAPHIC PRINTING.
  • ALABASTER ORIGINALS INC (227 MONROE AVENUE in MEMPHIS, TN)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business NAICS classification: COSTUME JEWELRY AND NOVELTY MANUFACTURING.
  • ALPHA OFFICE SUPPLIES (694 MADISON AVE in MEMPHIS, TN)
    (Resource Conservation and Recovery Act (tracking hazardous waste))

Zip code 38103 marital status for males
Zip code 38103 marital status for females

Housing units lacking complete plumbing facilities: 0.4%
Housing units lacking complete kitchen facilities: 0.5%

Most commonly used house heating fuel
  • 75.2%Electricity
  • 22.8%Utility gas
  • 0.9%Bottled, tank, or LP gas
  • 0.9%No fuel used

Population in 1990: 4,144. Population change in the 1990s: +3,531 (+85.2%).

Place of birth for U.S.-born residents:

  • This state: 5,952
  • Northeast: 981
  • Midwest: 1,984
  • South: 3,520
  • West: 842

37% of the 38103 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 50% lived in this county.
   Out of people who lived in different counties, 50% lived in Tennessee.

71% of the 38103 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 45% moved from this county.
   Out of people who lived in different houses, 15% moved from different county within same state.
   Out of people who lived in different houses, 35% moved from different state.
   Out of people who lived in different houses, 3% moved from abroad.

Year householders moved into unit in Memphis, TN (38103)

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 194
Here:

61.2%
Tennessee:

15.7%
Students in private schools in grades 9 to 12 (high school): 118
Here:

54.2%
Tennessee:

15.5%
Students in private undergraduate colleges: 37
Here:

16.5%
Tennessee:

25.2%
Educational Attainment in 2021
School Enrollment by Level of School in 2021
Class of Workers in 2021
Occupation by median earnings in the past 12 months
  • Occupation by median earnings in the past 12 months ($)
  • 223,357Building and grounds cleaning and maintenance occupations
  • 172,984Transportation occupations
  • 104,772Management occupations
  • 95,344Installation, maintenance, and repair occupations
  • 88,042Life, physical, and social science occupations
  • 75,555Sales and related occupations

Companies with biggest federal contracts located in this zip code (MEMPHIS, TN):

  • TETRA TECH INC (65 UNION AVE STE 340) : $3,821,188 in 74 contracts from 2001 to 2006
    Contracts for Architect - Engineer Services (including landscaping, interior layout, and designing), Other Architect and Engineering Services by Army, U.S. Army Corps of Engineers - civil program financing only
    Signed by year: 2000: $0; 2001: $0; 2002: $275,977; 2003: $1,056,330; 2004: $588,629; 2005: $1,729,051; 2006: $171,201.

    Biggest contracts:
    $475,859 with Army for Architect - Engineer Services (including landscaping, interior layout, and designing). Taking place in MD. Signed on 2005-02-10. Completion date: 2006-12-31.
    $412,998 with Army for Architect - Engineer Services (including landscaping, interior layout, and designing). Taking place in KS. Signed on 2004-01-20. Completion date: 2005-01-01.
    $325,342, same as above. Signed on 2005-03-24. Completion date: 2005-09-30.
    $260,588 with U.S. Army Corps of Engineers - civil program financing only for Architect - Engineer Services (including landscaping, interior layout, and designing). Taking place in GA. Signed on 2003-06-16. Completion date: 2004-07-31.
  • THE CRUMP FIRM, INC (81 MONROE BUILDING; small business) : $503,053 in 19 contracts from 2002 to 2005
    Contracts for Architect - Engineer Services (including landscaping, interior layout, and designing), A&E Production Engineering Services (including Design and Control, and Building Programming), Industrial Buildings by Navy
    Signed by year: 2000: $0; 2001: $0; 2002: $177,664; 2003: $257,566; 2004: $0; 2005: $67,823; 2006: $0.

    Biggest contracts:
    $125,813 with Navy for Architect - Engineer Services (including landscaping, interior layout, and designing). Signed on 2003-09-30. Completion date: 2004-03-08.
    $80,876, same as above. Signed on 2002-08-28. Completion date: 2002-11-27.
    $42,298, same as above. Signed on 2003-09-20. Completion date: 2004-03-07.
    $33,633 with Navy for A&E Production Engineering Services (including Design and Control, and Building Programming). Signed on 2005-02-28. Completion date: 2005-05-31.
  • APCOA/STANDARD PARKING, INC. (125 N FRONT ST) : $475,200 in 3 contracts from 2000 to 2002
    $158,400 with U.S. Army Corps of Engineers - civil program financing only for Miscellaneous Items. Signed on 2002-03-18. Completion date: 2003-03-17.
    $158,400, same as above. Signed on 2001-03-29. Completion date: 2000-04-01.
    $158,400, same as above. Signed on 2000-06-22. Completion date: 2001-04-01.
  • SMALL PLANET WORKS, INC (100 NORTH MAIN BUILDING, S; small business) : $365,232 in 7 contracts from 2002 to 2006
    Contracts for Other Management Support Services by Army, U.S. Army Corps of Engineers - civil program financing only
    Signed by year: 2000: $0; 2001: $0; 2002: $60,872; 2003: $121,744; 2004: $121,744; 2005: $15,218; 2006: $45,654.

    Biggest contracts:
    $60,872 with Army for Other Management Support Services. Signed on 2004-10-29. Completion date: 2004-10-17.
    $60,872 with U.S. Army Corps of Engineers - civil program financing only for Other Management Support Services. Signed on 2004-10-29. Completion date: 2004-10-17.
    $60,872 with Army for Other Management Support Services. Signed on 2003-10-15. Completion date: 2004-10-17.
    $60,872 with U.S. Army Corps of Engineers - civil program financing only for Other Management Support Services. Signed on 2003-10-15. Completion date: 2004-10-17.
  • DE HART MARINE ELECTRONICS INC (134 W CAROLINA AVE; small business) : $296,860 in 28 contracts from 2002 to 2006
    Contracts for Miscellaneous Ship and Marine Equipment, Radar Equipment, Except Airborne, Radio Navigation Equipment, Except Airborne, Navigational Instruments, and more by U.S. Army Corps of Engineers - civil program financing only, Army
    Signed by year: 2000: $0; 2001: $0; 2002: $51,790; 2003: $39,251; 2004: $80,648; 2005: $106,385; 2006: $18,786.

    Biggest contracts:
    $36,400 with U.S. Army Corps of Engineers - civil program financing only for Miscellaneous Ship and Marine Equipment. Signed on 2003-05-21. Completion date: 2003-06-09.
    $24,995, same as above. Signed on 2002-07-15. Completion date: 2002-08-12.
    $17,800 with Army for Radar Equipment, Except Airborne. Signed on 2004-10-26. Completion date: 2004-11-05.
    $17,800 with U.S. Army Corps of Engineers - civil program financing only for Radar Equipment, Except Airborne. Signed on 2004-10-26. Completion date: 2004-11-05.
  • SMG (255 N MAIN ST) : $294,720 in 2 contracts from 2005 to 2006
    $148,320 with Army for Lease or Rental of Facilities -- Parking Facilities Conservation. Signed on 2006-05-04. Completion date: 2006-04-30.
    $146,400, same as above. Signed on 2005-04-13. Completion date: 2006-04-30.
  • METRO HOTELS INC (164 UNION AVE; small business) : $282,678 in 11 contracts from 1999 to 2004
    Contracts for Lodging - Hotel/Motel, Motor Passenger Services by Army
    Signed by year: 2000: $86,890; 2001: $89,148; 2002: $16,896; 2003: $8,520; 2004: -$4,260; 2005: $0; 2006: $0.

    Biggest contracts:
    $45,006 with Army for Lodging - Hotel/Motel. Signed on 2001-04-20. Completion date: 2001-09-30.
    $44,148, same as above. Signed on 2000-10-25. Completion date: 2000-12-31.
    $44,142, same as above. Signed on 2001-02-14. Completion date: 2001-09-30.
    $42,742, same as above. Signed on 1999-12-20. Completion date: 2000-03-31.
  • HNEDAK BOBO GROUP INC (104 S FRONT ST) : $279,193 in 10 contracts from 2000 to 2003
    Contracts for Other Buildings, Architect - Engineer Services (including landscaping, interior layout, and designing) by Public Buildings Service, Navy
    Signed by year: 2000: $322,000; 2001: $0; 2002: $0; 2003: -$42,807; 2004: $0; 2005: $0; 2006: $0.

    Biggest contracts:
    $180,000 with Public Buildings Service for Other Buildings. Signed on 2000-03-15. Completion date: 2000-06-15.
    $65,000, same as above. Signed on 2000-06-15. Completion date: 2001-03-15.
    $26,000, same as above. Signed on 2000-04-15. Completion date: 2001-03-15.
    $15,000, same as above. Signed on 2000-03-15. Completion date: 2001-03-15.
  • ALPHA REPORTING CORPORATION (100 N MAIN STREET, THE LOB) : $261,032 in 76 contracts from 2003 to 2006
    Contracts for Court Reporting Services, Other Management Support Services, Transcription Services, Miscellaneous Items by Army, U.S. Army Corps of Engineers - civil program financing only, Internal Revenue Service, Bureau of Prisoners/Federal Prison System, and others
    Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $19,117; 2004: $49,692; 2005: $168,411; 2006: $23,812.

    Biggest contracts:
    $17,000 with Army for Court Reporting Services. Signed on 2005-04-07. Completion date: 2005-05-31.
    $17,000 with U.S. Army Corps of Engineers - civil program financing only for Court Reporting Services. Signed on 2005-04-07. Completion date: 2005-05-31.
    $14,600 with Army for Court Reporting Services. Signed on 2005-07-22. Completion date: 2005-09-30.
    $14,600 with U.S. Army Corps of Engineers - civil program financing only for Court Reporting Services. Signed on 2005-07-22. Completion date: 2005-09-30.
  • TVESCO INC (296 ADAMS AVE) : $227,565 in 64 contracts from 2000 to 2006
    Contracts for Wire and Cable, Electrical, Electrical Hardware and Supplies, Miscellaneous Electric Power and Distribution Equipment, Chain and Wire Rope, and more by U.S. Army Corps of Engineers - civil program financing only, Army, Department of Veterans Affairs
    Signed by year: 2000: $92,305; 2001: $0; 2002: $0; 2003: $13,677; 2004: $6,480; 2005: $60,810; 2006: $54,293.

    Biggest contracts:
    $92,305 with U.S. Army Corps of Engineers - civil program financing only for Wire and Cable, Electrical. Signed on 2000-04-13. Completion date: 2000-04-21.
    $14,311 with U.S. Army Corps of Engineers - civil program financing only for Electrical Hardware and Supplies. Taking place in MS. Signed on 2005-06-09. Completion date: 2005-08-31.
    $14,311 with Army for Electrical Hardware and Supplies. Taking place in MS. Signed on 2005-06-09. Completion date: 2005-08-31.
    $13,677 with U.S. Army Corps of Engineers - civil program financing only for Miscellaneous Electric Power and Distribution Equipment. Taking place in MS. Signed on 2003-09-09. Completion date: 2003-09-30.

Top industries in this zip code by the number of employees in 2005:

  • Health Care and Social Assistance: General Medical and Surgical Hospitals (over 1000 employees: 2 establishments, 100-249 employees: 1 establishment)
  • Professional, Scientific, and Technical Services: Offices of Lawyers (100-249: 1, 50-99: 6, 20-49: 13, 10-19: 16, 5-9: 26, 1-4: 124)
  • Accommodation and Food Services: Full-Service Restaurants (100-249: 1, 50-99: 10, 20-49: 15, 10-19: 9, 5-9: 8, 1-4: 12)
  • Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (250-499: 3, 100-249: 1, 50-99: 2, 20-49: 4, 1-4: 1)
  • Finance and Insurance: Securities Brokerage (over 1000: 1, 10-19: 1, 5-9: 1, 1-4: 1)
  • Finance and Insurance: Commercial Banking (500-999: 1, 250-499: 1, 50-99: 1, 20-49: 1, 10-19: 2, 5-9: 4, 1-4: 8)
  • Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (250-499: 1, 100-249: 3, 50-99: 1, 20-49: 1, 10-19: 1, 1-4: 1)
  • Information: Newspaper Publishers (500-999: 1, 50-99: 1, 20-49: 2, 10-19: 1, 5-9: 2, 1-4: 3)
  • Accommodation and Food Services: Food Service Contractors (500-999: 1, 50-99: 1, 20-49: 1, 10-19: 1, 5-9: 1, 1-4: 1)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Mentally-Disabled Noninstitutionalized Residents
Age and Sex of Self-Care Disabled Noninstitutionalized Residents
Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability

People in group quarters in 2010:

  • 2,466 people in local jails and other municipal confinement facilities
  • 136 people in other noninstitutional facilities

People in group quarters in 2000:

  • 1,751 people in local jails and other confinement facilities (including police lockups)
  • 428 people in homes for the physically handicapped
  • 36 people in other noninstitutional group quarters
  • 7 people in homes for the mentally ill

Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 20 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED76$192,915155$191,851216$211,6304$72,8251$610,06059$173,409
APPLICATIONS APPROVED, NOT ACCEPTED1$192,5805$202,50626$193,3600$00$04$99,928
APPLICATIONS DENIED16$148,48420$153,19496$206,8158$114,5591$126,16028$147,120
APPLICATIONS WITHDRAWN10$140,74825$187,31267$218,3920$00$018$182,361
FILES CLOSED FOR INCOMPLETENESS0$02$324,97514$169,4480$00$00$0
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 12 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED25$218,5477$193,8140$0
APPLICATIONS APPROVED, NOT ACCEPTED6$192,2376$232,9130$0
APPLICATIONS DENIED7$218,6293$297,1231$186,860
APPLICATIONS WITHDRAWN3$126,6471$242,6001$107,430
FILES CLOSED FOR INCOMPLETENESS1$278,3300$00$0
Conventional Home Purchase Loans in zip code 38103
Conventional Home Purchase Loans in zip code 38103 - Value

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

    Fire incident distribution by year Based on the data from the years 2002 - 2018 the average number of fires per year is 41. The highest number of fires - 60 took place in 2011, and the least - 12 in 2004. The data has an increasing trend.
    Fire incident types in Zip Code 38103 When looking into fire subcategories, the most reports belonged to: Structure Fires (41.3%), and Mobile Property/Vehicle Fires (28.0%).

    • Fire incident types reported to NFIRS in Zip Code 38103
    • 28641.3%Structure Fires
    • 19428.0%Mobile Property/Vehicle Fires
    • 16523.8%Outside Fires
    • 486.9%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 38103, Tennessee

Most common first names in zip code 38103 among deceased individuals
NameCountLived (average)
James5868.9 years
William4971.9 years
John4272.5 years
Robert4168.0 years
Mary3777.9 years
Willie3271.0 years
George2672.0 years
Charles2375.4 years
Annie2079.1 years
Joseph1972.4 years
Most common last names in zip code 38103 among deceased individuals
Last nameCountLived (average)
Smith3474.9 years
Jones2976.4 years
Williams2363.3 years
Brown2368.7 years
Johnson2373.3 years
Taylor1871.7 years
Davis1467.0 years
Thomas1467.9 years
Jackson1271.0 years
Moore1271.4 years
Businesses in zip code 38103
NameCountNameCount
Comfort Inn1Penske1
Dennys1Sleep Inn1
Domino's Pizza1Starbucks1
Econo Lodge1Subway2
FedEx17T.G.I. Driday's1
Goodwill2U-Haul1
Hilton2UPS9
Holiday Inn1Walgreens1
Marriott3Wendy's1
McDonald's1Westin1
Nike1YMCA1
Office Depot1
Discuss Memphis, Tennessee (TN) on our hugely popular Tennessee forum.
City-data.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Website © 2003-2023 Advameg, Inc.