38260 Zip Code (Troy, TN) Detailed Profile

Estimated zip code population in 2016: 3,400
Zip code population in 2010: 3,804
Zip code population in 2000: 3,776

Houses and condos: 1,441
Renter-occupied apartments: 434
Mar. 2016 cost of living index in zip code 38260: 79.5 (low, U.S. average is 100)

Land area: 65.7 sq. mi.
Water area: 0.1 sq. mi.

Population density: 52 people per square mile

(very low).

Recent home sales, real estate maps, and home value estimator for zip code 38260

Real estate property taxes paid for housing units in 2016:
Median real estate property taxes paid for housing units with mortgages in 2016: $662 (0.6%)
Median real estate property taxes paid for housing units with no mortgage in 2016: $540 (0.7%)

For population 25 years and over in 38260:

• High school or higher: 84.2%
• Bachelor's degree or higher: 16.1%
• Graduate or professional degree: 6.6%
• Unemployed: 9.2%
• Mean travel time to work (commute): 23.9 minutes

For population 15 years and over in 38260:

• Never married: 20.0%
• Now married: 55.0%
• Separated: 3.4%
• Widowed: 9.2%
• Divorced: 12.4%

100% rural population.

Averages for the 2012 tax year for zip code 38260, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $38,862 (Individual Income Tax Returns)

Here:	$38,862
State:	$53,767

Salary/wage: $33,768 (reported on 82.0% of returns)

Here:	$33,768
State:	$45,421

(% of AGI for various income ranges: 70.7% for AGIs below $25k, 77.1% for AGIs $25k-50k, 78.3% for AGIs $50k-75k, 77.7% for AGIs $75k-100k, 54.3% for AGIs $100k-200k)

Taxable interest for individuals: $855 (reported on 35.9% of returns)

This zip code:	$855
Tennessee:	$1,732

(% of AGI for various income ranges: 1.2% for AGIs below $25k, 1.2% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.5% for AGIs $100k-200k)

Ordinary dividends: $1,488 (reported on 10.2% of returns)

Here:	$1,488
State:	$6,739

(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.4% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$1,058 (reported on 7.2% of returns)

Here:	+$1,058
State:	+$19,082

(% of AGI for various income ranges: 4.0% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.4% for AGIs $100k-200k)

Profit/loss from business: +$7,146 (reported on 15.6% of returns)

Here:	+$7,146
State:	+$15,240

(% of AGI for various income ranges: 6.4% for AGIs below $25k, 1.7% for AGIs $25k-50k, 3.3% for AGIs $50k-75k, 5.5% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $10,929 (reported on 10.2% of returns)

38260:	$10,929
Tennessee:	$15,505

(% of AGI for various income ranges: 3.0% for AGIs below $25k, 2.6% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 8.9% for AGIs $75k-100k)

Total itemized deductions: $17,938 (22% of AGI, reported on 12.6% of returns)

Here:	$17,938
State:	$21,976

Here:	22.0% of AGI
State:	17.8% of AGI

(% of AGI for various income ranges: 6.2% for AGIs $25k-50k, 5.8% for AGIs $50k-75k, 7.0% for AGIs $75k-100k, 8.4% for AGIs $100k-200k)

Charity contributions: $7,194 (reported on 9.6% of returns)

Here:	$7,194
State:	$6,709

(% of AGI for various income ranges: 1.1% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 3.6% for AGIs $100k-200k)

Taxes paid: $2,633 (reported on 12.6% of returns)

38260:	$2,633
State:	$4,829

(% of AGI for various income ranges: 0.7% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.3% for AGIs $100k-200k)

Earned income credit: $2,327 (reported on 24.6% of returns)

Here:	$2,327
State:	$2,404

(% of AGI for various income ranges: 7.2% for AGIs below $25k, 1.5% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 61.7%

Here:	62%
State:	52%

(% for various income ranges: 57.9% for AGIs below $25k, 63.3% for AGIs $25k-50k, 65.2% for AGIs $50k-75k, 70.0% for AGIs $75k-100k, 66.7% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 38260, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $35,719 (Individual Income Tax Returns)

Here:	$35,719
State:	$44,088

Salary/wage: $32,868 (reported on 87.0% of returns)

Here:	$32,868
State:	$38,825

(% of AGI for various income ranges: 100.6% for AGIs below $10k, 76.0% for AGIs $10k-25k, 86.9% for AGIs $25k-50k, 87.7% for AGIs $50k-75k, 89.5% for AGIs $75k-100k, 47.8% for AGIs over 100k)

Taxable interest for individuals: $1,162 (reported on 39.1% of returns)

This zip code:	$1,162
Tennessee:	$1,802

(% of AGI for various income ranges: 6.1% for AGIs below $10k, 2.7% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 2.4% for AGIs over 100k)

Taxable dividends: $985 (reported on 11.8% of returns)

Here:	$985
State:	$3,727

(% of AGI for various income ranges: 0.4% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Net capital gain/loss: +$2,815 (reported on 9.7% of returns)

Here:	+$2,815
State:	+$15,776

(% of AGI for various income ranges: -0.6% for AGIs below $10k, 0.8% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 2.1% for AGIs over 100k)

Profit/loss from business: +$5,173 (reported on 16.2% of returns)

Here:	+$5,173
State:	+$12,882

(% of AGI for various income ranges: 1.9% for AGIs below $10k, 5.9% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 4.3% for AGIs over 100k)

Total itemized deductions: $14,486 (21% of AGI, reported on 12.4% of returns)

Here:	$14,486
State:	$18,035

Here:	21.1% of AGI
State:	19.9% of AGI

(% of AGI for various income ranges: 3.4% for AGIs $10k-25k, 3.4% for AGIs $25k-50k, 5.4% for AGIs $50k-75k, 6.4% for AGIs $75k-100k, 8.0% for AGIs over 100k)

Charity contributions deductions: $4,948 (7% of AGI, reported on 10.4% of returns)

Here:	$4,948
State:	$5,167

Here:	6.8% of AGI
State:	5.3% of AGI

(% of AGI for various income ranges: 0.5% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 2.9% for AGIs over 100k)

Total tax: $4,231 (reported on 72.9% of returns)

38260:	$4,231
State:	$7,482

(% of AGI for various income ranges: 3.1% for AGIs below $10k, 3.9% for AGIs $10k-25k, 6.2% for AGIs $25k-50k, 8.4% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 16.6% for AGIs over 100k)

Earned income credit: $1,766 (reported on 20.0% of returns)

Here:	$1,766
State:	$1,826

Percentage of individuals using paid preparers for their 2004 taxes: 63.6%

Here:	64%
State:	60%

(% for various income ranges: 55.0% for AGIs below $10k, 66.0% for AGIs $10k-25k, 65.0% for AGIs $25k-50k, 65.7% for AGIs $50k-75k, 61.8% for AGIs $75k-100k, 79.2% for AGIs over 100k)

Nearest zip codes: 38261, 38232, 38254, 38259, 38240, 38253.
Troy Zip Code Map

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 0.2% of all households
• Gay men: 0.0% of all households

Household received Food Stamps/SNAP in the past 12 months: 216
Household did not receive Food Stamps/SNAP in the past 12 months: 1,151

Women who had a birth in the past 12 months: 31 (24 now married, 6 unmarried)
Women who did not have a birth in the past 12 months: 707 (360 now married, 344 unmarried)

Housing units in zip code 38260 with a mortgage: 455 (15 second mortgage, 20 home equity loan)
Houses without a mortgage: 485

Median monthly owner costs for units with a mortgage: $875
Median monthly owner costs for units without a mortgage: $317

Residents with income below the poverty level in 2016:
Residents with income below 50% of the poverty level in 2016:

• Zip code 38260 household income distribution in 2016

• 
• 91Less than $10,000
• 151$10,000 to $14,999
• 62$15,000 to $19,999
• 108$20,000 to $24,999
• 86$25,000 to $29,999
• 61$30,000 to $34,999
• 128$35,000 to $39,999
• 44$40,000 to $44,999
• 106$45,000 to $49,999
• 88$50,000 to $59,999
• 181$60,000 to $74,999
• 113$75,000 to $99,999
• 51$100,000 to $124,999
• 23$125,000 to $149,999
• 34$150,000 to $199,999
• 10$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2016 in zip code 38260

• 
• 14Less than $10,000
• 4$10,000 to $14,999
• 23$15,000 to $19,999
• 3$20,000 to $24,999
• 12$25,000 to $29,999
• 2$30,000 to $34,999
• 8$35,000 to $39,999
• 24$40,000 to $49,999
• 92$50,000 to $59,999
• 127$60,000 to $69,999
• 72$70,000 to $79,999
• 61$80,000 to $89,999
• 41$90,000 to $99,999
• 120$100,000 to $124,999
• 45$125,000 to $149,999
• 32$150,000 to $174,999
• 54$175,000 to $199,999
• 42$200,000 to $249,999
• 52$250,000 to $299,999
• 2$300,000 to $399,999
• 3$500,000 to $749,999
• 12$2,000,000 or more

• Rent paid by renters in 2016 in zip code 38260

• 
• 12Less than $100
• 12$200 to $249
• 30$250 to $299
• 26$300 to $349
• 20$350 to $399
• 78$400 to $449
• 29$450 to $499
• 34$500 to $549
• 24$600 to $649
• 4$800 to $899
• 24$1,250 to $1,499
• 10$1,500 to $1,999
• 91No cash rent

Median gross rent in 2016: $662.

Estimated median house (or condo) value in 2016 for:

• White Non-Hispanic householders: $101,118
• Asian householders: $84,137
• Two or more races householders: $99,435
• Hispanic or Latino householders: $99,435

Estimated median house or condo value in 2016: $93,010 Lower value quartile - upper value quartile: $67,869 - $142,368

Mean price in 2016:

Detached houses: $258,082

Here:	$258,082
State:	$216,477

Mobile homes: $57,103

Here:	$57,103
State:	$72,294

Housing units in structures:

• One, detached: 1,104
• One, attached: 7
• Two: 17
• 3 or 4: 17
• 5 to 9: 27
• 10 to 19: 15
• Mobile homes: 245

Unemployment: 9.2%

• Means of transportation to work in zip code 38260

• 
• 94.0%1,302Drove a car alone
• 3.1%43Carpooled
• 0.2%3Walked
• 1.7%24Other means
• 0.6%9Worked at home

• Travel time to work (commute) in zip code 38260

• 
• 147Less than 5 minutes
• 1905 to 9 minutes
• 11410 to 14 minutes
• 20215 to 19 minutes
• 17720 to 24 minutes
• 15925 to 29 minutes
• 15630 to 34 minutes
• 5435 to 39 minutes
• 1240 to 44 minutes
• 5145 to 59 minutes
• 5560 to 89 minutes
• 3990 or more minutes

Percentage of zip code residents living and working in this county: 66.6%

Household type by relationship:

Households: 3,383

• In family households: 2,890 (441 male householders, 507 female householders)

  683 spouses, 764 children (664 natural, 32 adopted, 70 stepchildren), 100 grandchildren, 4 brothers or sisters, 85 parents, 149 other relatives, 131 non-relatives

• In nonfamily households: 491 (189 male householders (159 living alone)), 233 female householders (219 living alone)), 66 nonrelatives
• In group quarters: 18 (0 institutionalized population)

Size of family households: 456 2-persons, 225 3-persons, 201 4-persons, 40 5-persons, 7 6-persons, 15 7-or-more-persons

Size of nonfamily households: 379 1-person, 33 2-persons, 9 3-persons

366 married couples with children.
148 single-parent households (148 women).

98.0% of residents of 38260 zip code speak English at home.
1.5% of residents speak Spanish at home (71% very well, 29% well).

Facilities with environmental interests located in this zip code:

• BARKER BROS TRUCKING CO (HWY 51 in TROY, TN)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  

• CLIFT & DUGGER FLYING SERVICE (THUNDER ROAD in TROY, TN)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Business NAICS classification: SOIL PREPARATION, PLANTING, AND CULTIVATING.
  

Housing units lacking complete plumbing facilities: 2.1%
Housing units lacking complete kitchen facilities: 4.5%

Population in 1990: 1,588. Population change in the 1990s: +2,188 (+137.8%).

Place of birth for U.S.-born residents:

• This state: 2,376
• Northeast: 44
• Midwest: 264
• South: 484
• West: 121

60% of the 38260 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 76% lived in this county.
   Out of people who lived in different counties, 50% lived in Tennessee.

88% of the 38260 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 45% moved from this county.
   Out of people who lived in different houses, 25% moved from different county within same state.
   Out of people who lived in different houses, 29% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges: 43

Top industries in this zip code by the number of employees in 2005:

• Construction: Commercial and Institutional Building Construction (20-49 employees: 1 establishment)
• Professional, Scientific, and Technical Services: Industrial Design Services (20-49: 1)
• Other Services (except Public Administration): Religious Organizations (5-9: 1, 1-4: 6)
• Accommodation and Food Services: Full-Service Restaurants (10-19: 1, 1-4: 1)
• Arts, Entertainment, and Recreation: Golf Courses and Country Clubs (10-19: 1)
• Utilities: Electric Power Distribution (10-19: 1)

Most common first names in zip code 38260 among deceased individuals
Name	Count	Lived (average)
James	50	73.7 years
John	41	73.0 years
Mary	38	74.2 years
William	28	78.0 years
Robert	24	73.2 years
Paul	13	73.6 years
Ruth	11	79.1 years
Charles	11	75.7 years
Martha	10	75.3 years
Mildred	10	79.6 years

Most common last names in zip code 38260 among deceased individuals
Last name	Count	Lived (average)
Johnson	19	80.7 years
King	17	77.4 years
Jones	12	78.3 years
Brown	12	82.4 years
Davis	11	79.1 years
Moore	11	66.5 years
Scott	10	85.5 years
Muse	10	74.0 years
Roberson	10	76.1 years
Coleman	9	77.9 years

Businesses in zip code 38260

• Baskin-Robbins: 1
• Lane Furniture: 1
• Subway: 1