38260 Zip Code (Troy, TN) Detailed Profile

Estimated zip code population in 2015: 3,422
Zip code population in 2010: 3,804
Zip code population in 2000: 3,776

Houses and condos: 1,481
Renter-occupied apartments: 369
Mar. 2016 cost of living index in zip code 38260: 79.0 (low, U.S. average is 100)

Land area: 65.7 sq. mi.
Water area: 0.1 sq. mi.

Population density: 52 people per square mile

(very low).

Recent home sales, real estate maps, and home value estimator for zip code 38260

Real estate property taxes paid for housing units in 2015:
Median real estate property taxes paid for housing units with mortgages in 2015: $656 (0.7%)
Median real estate property taxes paid for housing units with no mortgage in 2015: $505 (0.6%)

For population 25 years and over in 38260:

• High school or higher: 85.2%
• Bachelor's degree or higher: 14.5%
• Graduate or professional degree: 5.5%
• Unemployed: 12.1%
• Mean travel time to work (commute): 22.9 minutes

For population 15 years and over in 38260:

• Never married: 19.6%
• Now married: 57.7%
• Separated: 3.4%
• Widowed: 7.7%
• Divorced: 11.6%

100% rural population.

Averages for the 2012 tax year for zip code 38260, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $38,862 (Individual Income Tax Returns)

Here:	$38,862
State:	$53,767

Salary/wage: $33,768 (reported on 82.0% of returns)

Here:	$33,768
State:	$45,421

(% of AGI for various income ranges: 70.7% for AGIs below $25k, 77.1% for AGIs $25k-50k, 78.3% for AGIs $50k-75k, 77.7% for AGIs $75k-100k, 54.3% for AGIs $100k-200k)

Taxable interest for individuals: $855 (reported on 35.9% of returns)

This zip code:	$855
Tennessee:	$1,732

(% of AGI for various income ranges: 1.2% for AGIs below $25k, 1.2% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.5% for AGIs $100k-200k)

Ordinary dividends: $1,488 (reported on 10.2% of returns)

Here:	$1,488
State:	$6,739

(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.4% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$1,058 (reported on 7.2% of returns)

Here:	+$1,058
State:	+$19,082

(% of AGI for various income ranges: 4.0% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.4% for AGIs $100k-200k)

Profit/loss from business: +$7,146 (reported on 15.6% of returns)

Here:	+$7,146
State:	+$15,240

(% of AGI for various income ranges: 6.4% for AGIs below $25k, 1.7% for AGIs $25k-50k, 3.3% for AGIs $50k-75k, 5.5% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $10,929 (reported on 10.2% of returns)

38260:	$10,929
Tennessee:	$15,505

(% of AGI for various income ranges: 3.0% for AGIs below $25k, 2.6% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 8.9% for AGIs $75k-100k)

Total itemized deductions: $17,938 (22% of AGI, reported on 12.6% of returns)

Here:	$17,938
State:	$21,976

Here:	22.0% of AGI
State:	17.8% of AGI

(% of AGI for various income ranges: 6.2% for AGIs $25k-50k, 5.8% for AGIs $50k-75k, 7.0% for AGIs $75k-100k, 8.4% for AGIs $100k-200k)

Charity contributions: $7,194 (reported on 9.6% of returns)

Here:	$7,194
State:	$6,709

(% of AGI for various income ranges: 1.1% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 3.6% for AGIs $100k-200k)

Taxes paid: $2,633 (reported on 12.6% of returns)

38260:	$2,633
State:	$4,829

(% of AGI for various income ranges: 0.7% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.3% for AGIs $100k-200k)

Earned income credit: $2,327 (reported on 24.6% of returns)

Here:	$2,327
State:	$2,404

(% of AGI for various income ranges: 7.2% for AGIs below $25k, 1.5% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 61.7%

Here:	62%
State:	52%

(% for various income ranges: 57.9% for AGIs below $25k, 63.3% for AGIs $25k-50k, 65.2% for AGIs $50k-75k, 70.0% for AGIs $75k-100k, 66.7% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 38260, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $35,719 (Individual Income Tax Returns)

Here:	$35,719
State:	$44,088

Salary/wage: $32,868 (reported on 87.0% of returns)

Here:	$32,868
State:	$38,825

(% of AGI for various income ranges: 100.6% for AGIs below $10k, 76.0% for AGIs $10k-25k, 86.9% for AGIs $25k-50k, 87.7% for AGIs $50k-75k, 89.5% for AGIs $75k-100k, 47.8% for AGIs over 100k)

Taxable interest for individuals: $1,162 (reported on 39.1% of returns)

This zip code:	$1,162
Tennessee:	$1,802

(% of AGI for various income ranges: 6.1% for AGIs below $10k, 2.7% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 2.4% for AGIs over 100k)

Taxable dividends: $985 (reported on 11.8% of returns)

Here:	$985
State:	$3,727

(% of AGI for various income ranges: 0.4% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Net capital gain/loss: +$2,815 (reported on 9.7% of returns)

Here:	+$2,815
State:	+$15,776

(% of AGI for various income ranges: -0.6% for AGIs below $10k, 0.8% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 2.1% for AGIs over 100k)

Profit/loss from business: +$5,173 (reported on 16.2% of returns)

Here:	+$5,173
State:	+$12,882

(% of AGI for various income ranges: 1.9% for AGIs below $10k, 5.9% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 4.3% for AGIs over 100k)

Total itemized deductions: $14,486 (21% of AGI, reported on 12.4% of returns)

Here:	$14,486
State:	$18,035

Here:	21.1% of AGI
State:	19.9% of AGI

(% of AGI for various income ranges: 3.4% for AGIs $10k-25k, 3.4% for AGIs $25k-50k, 5.4% for AGIs $50k-75k, 6.4% for AGIs $75k-100k, 8.0% for AGIs over 100k)

Charity contributions deductions: $4,948 (7% of AGI, reported on 10.4% of returns)

Here:	$4,948
State:	$5,167

Here:	6.8% of AGI
State:	5.3% of AGI

(% of AGI for various income ranges: 0.5% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 2.9% for AGIs over 100k)

Total tax: $4,231 (reported on 72.9% of returns)

38260:	$4,231
State:	$7,482

(% of AGI for various income ranges: 3.1% for AGIs below $10k, 3.9% for AGIs $10k-25k, 6.2% for AGIs $25k-50k, 8.4% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 16.6% for AGIs over 100k)

Earned income credit: $1,766 (reported on 20.0% of returns)

Here:	$1,766
State:	$1,826

Percentage of individuals using paid preparers for their 2004 taxes: 63.6%

Here:	64%
State:	60%

(% for various income ranges: 55.0% for AGIs below $10k, 66.0% for AGIs $10k-25k, 65.0% for AGIs $25k-50k, 65.7% for AGIs $50k-75k, 61.8% for AGIs $75k-100k, 79.2% for AGIs over 100k)

Nearest zip codes: 38261, 38232, 38254, 38259, 38240, 38253.
Troy Zip Code Map

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 0.2% of all households
• Gay men: 0.0% of all households

Household received Food Stamps/SNAP in the past 12 months: 244
Household did not receive Food Stamps/SNAP in the past 12 months: 1,115

Women who had a birth in the past 12 months: 28 (22 now married, 6 unmarried)
Women who did not have a birth in the past 12 months: 751 (398 now married, 353 unmarried)

Housing units in zip code 38260 with a mortgage: 541 (17 second mortgage, 11 home equity loan)
Houses without a mortgage: 449

Median monthly owner costs for units with a mortgage: $886
Median monthly owner costs for units without a mortgage: $320

Residents with income below the poverty level in 2015:
Residents with income below 50% of the poverty level in 2015:

• Zip code 38260 household income distribution in 2015

• 
• 89Less than $10,000
• 106$10,000 to $14,999
• 59$15,000 to $19,999
• 86$20,000 to $24,999
• 111$25,000 to $29,999
• 85$30,000 to $34,999
• 122$35,000 to $39,999
• 40$40,000 to $44,999
• 97$45,000 to $49,999
• 129$50,000 to $59,999
• 183$60,000 to $74,999
• 151$75,000 to $99,999
• 31$100,000 to $124,999
• 26$125,000 to $149,999
• 41$150,000 to $199,999
• 3$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2015 in zip code 38260

• 
• 15Less than $10,000
• 12$10,000 to $14,999
• 34$15,000 to $19,999
• 3$20,000 to $24,999
• 6$30,000 to $34,999
• 35$35,000 to $39,999
• 38$40,000 to $49,999
• 117$50,000 to $59,999
• 92$60,000 to $69,999
• 111$70,000 to $79,999
• 55$80,000 to $89,999
• 46$90,000 to $99,999
• 123$100,000 to $124,999
• 61$125,000 to $149,999
• 34$150,000 to $174,999
• 75$175,000 to $199,999
• 58$200,000 to $249,999
• 45$250,000 to $299,999
• 17$300,000 to $399,999
• 2$500,000 to $749,999
• 11$2,000,000 or more

• Rent paid by renters in 2015 in zip code 38260

• 
• 16Less than $100
• 10$200 to $249
• 30$250 to $299
• 31$300 to $349
• 28$350 to $399
• 93$400 to $449
• 45$450 to $499
• 8$500 to $549
• 27$600 to $649
• 15$1,250 to $1,499
• 66No cash rent

Median gross rent in 2015: $628.

Estimated median house (or condo) value in 2015 for:

• White Non-Hispanic householders: $93,279
• Asian householders: $77,615
• Two or more races householders: $91,726
• Hispanic or Latino householders: $91,726

Estimated median house or condo value in 2015: $85,800 Lower value quartile - upper value quartile: $58,900 - $147,700

Housing units in structures:

• One, detached: 1,161
• One, attached: 10
• Two: 8
• 3 or 4: 14
• 5 to 9: 32
• 10 to 19: 11
• Mobile homes: 245

Unemployment: 12.1%

• Means of transportation to work in zip code 38260

• 
• 93.6%1,354Drove a car alone
• 3.8%55Carpooled
• 0.1%1Bus or trolley bus
• 0.3%4Walked
• 1.8%26Other means
• 0.4%6Worked at home

• Travel time to work (commute) in zip code 38260

• 
• 154Less than 5 minutes
• 1865 to 9 minutes
• 17910 to 14 minutes
• 18715 to 19 minutes
• 24120 to 24 minutes
• 13925 to 29 minutes
• 16630 to 34 minutes
• 4735 to 39 minutes
• 1540 to 44 minutes
• 5445 to 59 minutes
• 3160 to 89 minutes
• 4190 or more minutes

Percentage of zip code residents living and working in this county: 69.4%

Household type by relationship:

Households: 3,404

• In family households: 2,998 (515 male householders, 485 female householders)

  752 spouses, 794 children (690 natural, 34 adopted, 72 stepchildren), 82 grandchildren, 16 brothers or sisters, 64 parents, 142 other relatives, 131 non-relatives

• In nonfamily households: 406 (177 male householders (155 living alone)), 182 female householders (168 living alone)), 47 nonrelatives
• In group quarters: 18 (0 institutionalized population)

Size of family households: 484 2-persons, 240 3-persons, 218 4-persons, 38 5-persons, 9 6-persons, 11 7-or-more-persons

Size of nonfamily households: 323 1-person, 26 2-persons, 10 3-persons

404 married couples with children.
134 single-parent households (3 men, 131 women).

97.5% of residents of 38260 zip code speak English at home.
2.4% of residents speak Spanish at home (83% very well, 17% well).
0.2% of residents speak other Indo-European language at home (100% very well).

Facilities with environmental interests located in this zip code:

• BARKER BROS TRUCKING CO (HWY 51 in TROY, TN)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  

• CLIFT & DUGGER FLYING SERVICE (THUNDER ROAD in TROY, TN)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Business NAICS classification: SOIL PREPARATION, PLANTING, AND CULTIVATING.
  

Housing units lacking complete plumbing facilities: 0.5%
Housing units lacking complete kitchen facilities: 3.4%

Population in 1990: 1,588. Population change in the 1990s: +2,188 (+137.8%).

Place of birth for U.S.-born residents:

• This state: 2,422
• Northeast: 54
• Midwest: 284
• South: 467
• West: 104

60% of the 38260 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 76% lived in this county.
   Out of people who lived in different counties, 50% lived in Tennessee.

89% of the 38260 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 59% moved from this county.
   Out of people who lived in different houses, 19% moved from different county within same state.
   Out of people who lived in different houses, 22% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges: 24

Top industries in this zip code by the number of employees in 2005:

• Construction: Commercial and Institutional Building Construction (20-49 employees: 1 establishment)
• Professional, Scientific, and Technical Services: Industrial Design Services (20-49: 1)
• Other Services (except Public Administration): Religious Organizations (5-9: 1, 1-4: 6)
• Accommodation and Food Services: Full-Service Restaurants (10-19: 1, 1-4: 1)
• Arts, Entertainment, and Recreation: Golf Courses and Country Clubs (10-19: 1)
• Utilities: Electric Power Distribution (10-19: 1)

Most common first names in zip code 38260 among deceased individuals
Name	Count	Lived (average)
James	50	73.7 years
John	41	73.0 years
Mary	38	74.2 years
William	28	78.0 years
Robert	24	73.2 years
Paul	13	73.6 years
Ruth	11	79.1 years
Charles	11	75.7 years
Martha	10	75.3 years
Mildred	10	79.6 years

Most common last names in zip code 38260 among deceased individuals
Last name	Count	Lived (average)
Johnson	19	80.7 years
King	17	77.4 years
Jones	12	78.3 years
Brown	12	82.4 years
Davis	11	79.1 years
Moore	11	66.5 years
Scott	10	85.5 years
Muse	10	74.0 years
Roberson	10	76.1 years
Coleman	9	77.9 years

Businesses in zip code 38260

• Baskin-Robbins: 1
• Lane Furniture: 1
• Subway: 1