38469 Zip Code (Loretto, TN) Detailed Profile

Estimated zip code population in 2015: 3,989
Zip code population in 2010: 4,092
Zip code population in 2000: 3,921

Houses and condos: 1,836
Renter-occupied apartments: 316
Mar. 2016 cost of living index in zip code 38469: 78.8 (low, U.S. average is 100)

Land area: 67.7 sq. mi.
Water area: 0.0 sq. mi.

Population density: 59 people per square mile

(very low).

Recent home sales, real estate maps, and home value estimator for zip code 38469

Real estate property taxes paid for housing units in 2015:
Median real estate property taxes paid for housing units with mortgages in 2015: $709 (0.7%)
Median real estate property taxes paid for housing units with no mortgage in 2015: $646 (0.7%)

For population 25 years and over in 38469:

• High school or higher: 82.3%
• Bachelor's degree or higher: 14.7%
• Graduate or professional degree: 6.3%
• Unemployed: 8.7%
• Mean travel time to work (commute): 22.5 minutes

For population 15 years and over in 38469:

• Never married: 20.6%
• Now married: 59.4%
• Separated: 2.5%
• Widowed: 7.1%
• Divorced: 10.3%

100% rural population.

Averages for the 2012 tax year for zip code 38469, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $41,901 (Individual Income Tax Returns)

Here:	$41,901
State:	$53,767

Salary/wage: $37,243 (reported on 84.7% of returns)

Here:	$37,243
State:	$45,421

(% of AGI for various income ranges: 73.9% for AGIs below $25k, 78.3% for AGIs $25k-50k, 83.6% for AGIs $50k-75k, 80.0% for AGIs $75k-100k, 63.4% for AGIs $100k-200k)

Taxable interest for individuals: $1,236 (reported on 28.8% of returns)

This zip code:	$1,236
Tennessee:	$1,732

(% of AGI for various income ranges: 1.6% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 0.7% for AGIs $100k-200k)

Ordinary dividends: $2,638 (reported on 9.8% of returns)

Here:	$2,638
State:	$6,739

(% of AGI for various income ranges: 0.3% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.4% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$2,114 (reported on 8.6% of returns)

Here:	+$2,114
State:	+$19,082

(% of AGI for various income ranges: 0.1% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.2% for AGIs $75k-100k, 1.1% for AGIs $100k-200k)

Profit/loss from business: +$13,241 (reported on 16.6% of returns)

Here:	+$13,241
State:	+$15,240

(% of AGI for various income ranges: 8.6% for AGIs below $25k, 3.9% for AGIs $25k-50k, 3.6% for AGIs $50k-75k, 4.3% for AGIs $75k-100k, 6.6% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $6,287 (reported on 9.2% of returns)

38469:	$6,287
Tennessee:	$15,505

(% of AGI for various income ranges: 3.3% for AGIs below $25k, 1.9% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 2.2% for AGIs $75k-100k)

Total itemized deductions: $18,748 (22% of AGI, reported on 16.6% of returns)

Here:	$18,748
State:	$21,976

Here:	22.4% of AGI
State:	17.8% of AGI

(% of AGI for various income ranges: 3.8% for AGIs below $25k, 5.3% for AGIs $25k-50k, 8.1% for AGIs $50k-75k, 8.5% for AGIs $75k-100k, 9.9% for AGIs $100k-200k)

Charity contributions: $5,610 (reported on 12.9% of returns)

Here:	$5,610
State:	$6,709

(% of AGI for various income ranges: 1.3% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 3.2% for AGIs $100k-200k)

Taxes paid: $3,293 (reported on 16.6% of returns)

38469:	$3,293
State:	$4,829

(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.7% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 2.1% for AGIs $100k-200k)

Earned income credit: $2,223 (reported on 23.9% of returns)

Here:	$2,223
State:	$2,404

(% of AGI for various income ranges: 7.4% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 69.3%

Here:	69%
State:	52%

(% for various income ranges: 62.2% for AGIs below $25k, 70.7% for AGIs $25k-50k, 79.2% for AGIs $50k-75k, 84.6% for AGIs $75k-100k, 72.7% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 38469, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $34,228 (Individual Income Tax Returns)

Here:	$34,228
State:	$44,088

Salary/wage: $33,018 (reported on 85.7% of returns)

Here:	$33,018
State:	$38,825

(% of AGI for various income ranges: 93.0% for AGIs below $10k, 79.1% for AGIs $10k-25k, 85.3% for AGIs $25k-50k, 86.8% for AGIs $50k-75k, 82.7% for AGIs $75k-100k, 71.9% for AGIs over 100k)

Taxable interest for individuals: $1,365 (reported on 39.5% of returns)

This zip code:	$1,365
Tennessee:	$1,802

(% of AGI for various income ranges: 4.9% for AGIs below $10k, 3.7% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 0.5% for AGIs over 100k)

Taxable dividends: $2,215 (reported on 9.8% of returns)

Here:	$2,215
State:	$3,727

(% of AGI for various income ranges: 0.8% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 2.3% for AGIs over 100k)

Net capital gain/loss: +$2,292 (reported on 7.0% of returns)

Here:	+$2,292
State:	+$15,776

(% of AGI for various income ranges: 1.0% for AGIs below $10k, 0.4% for AGIs $10k-25k, -0.0% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Profit/loss from business: +$5,493 (reported on 18.5% of returns)

Here:	+$5,493
State:	+$12,882

(% of AGI for various income ranges: 9.1% for AGIs below $10k, 4.4% for AGIs $10k-25k, 3.4% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 2.9% for AGIs $75k-100k, 1.6% for AGIs over 100k)

IRA payment deduction: $3,516 (reported on 1.9% of returns)

38469:	$3,516
Tennessee:	$2,934

Total itemized deductions: $15,634 (24% of AGI, reported on 16.4% of returns)

Here:	$15,634
State:	$18,035

Here:	24.2% of AGI
State:	19.9% of AGI

(% of AGI for various income ranges: 5.5% for AGIs $10k-25k, 5.9% for AGIs $25k-50k, 9.1% for AGIs $50k-75k, 10.4% for AGIs $75k-100k, 8.4% for AGIs over 100k)

Charity contributions deductions: $4,089 (6% of AGI, reported on 14.6% of returns)

Here:	$4,089
State:	$5,167

Here:	6.1% of AGI
State:	5.3% of AGI

(% of AGI for various income ranges: 1.3% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 2.9% for AGIs $75k-100k, 2.8% for AGIs over 100k)

Total tax: $4,080 (reported on 70.8% of returns)

38469:	$4,080
State:	$7,482

(% of AGI for various income ranges: 2.7% for AGIs below $10k, 3.8% for AGIs $10k-25k, 5.7% for AGIs $25k-50k, 8.0% for AGIs $50k-75k, 9.8% for AGIs $75k-100k, 18.9% for AGIs over 100k)

Earned income credit: $1,887 (reported on 20.3% of returns)

Here:	$1,887
State:	$1,826

Percentage of individuals using paid preparers for their 2004 taxes: 72.1%

Here:	72%
State:	60%

(% for various income ranges: 61.8% for AGIs below $10k, 72.7% for AGIs $10k-25k, 77.4% for AGIs $25k-50k, 72.4% for AGIs $50k-75k, 75.3% for AGIs $75k-100k, 76.9% for AGIs over 100k)

Nearest zip codes: 38481, 35648, 38468, 38486, 38457, 35645.
St. Joseph Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 307
Household did not receive Food Stamps/SNAP in the past 12 months: 1,352

Women who had a birth in the past 12 months: 35 (17 now married, 18 unmarried)
Women who did not have a birth in the past 12 months: 752 (422 now married, 330 unmarried)

Housing units in zip code 38469 with a mortgage: 594 (21 second mortgage, 52 home equity loan, 12 both second mortgage and home equity loan)
Houses without a mortgage: 749

Median monthly owner costs for units with a mortgage: $990
Median monthly owner costs for units without a mortgage: $321

Residents with income below the poverty level in 2015:
Residents with income below 50% of the poverty level in 2015:

• Zip code 38469 household income distribution in 2015

• 
• 98Less than $10,000
• 173$10,000 to $14,999
• 126$15,000 to $19,999
• 91$20,000 to $24,999
• 138$25,000 to $29,999
• 139$30,000 to $34,999
• 50$35,000 to $39,999
• 84$40,000 to $44,999
• 59$45,000 to $49,999
• 157$50,000 to $59,999
• 212$60,000 to $74,999
• 210$75,000 to $99,999
• 76$100,000 to $124,999
• 22$125,000 to $149,999
• 15$150,000 to $199,999
• 9$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2015 in zip code 38469

• 
• 35Less than $10,000
• 37$10,000 to $14,999
• 6$15,000 to $19,999
• 44$20,000 to $24,999
• 7$25,000 to $29,999
• 13$30,000 to $34,999
• 27$35,000 to $39,999
• 64$40,000 to $49,999
• 80$50,000 to $59,999
• 95$60,000 to $69,999
• 156$70,000 to $79,999
• 80$80,000 to $89,999
• 89$90,000 to $99,999
• 136$100,000 to $124,999
• 123$125,000 to $149,999
• 109$150,000 to $174,999
• 48$175,000 to $199,999
• 65$200,000 to $249,999
• 55$250,000 to $299,999
• 59$300,000 to $399,999
• 15$500,000 to $749,999

• Rent paid by renters in 2015 in zip code 38469

• 
• 36$200 to $249
• 25$250 to $299
• 23$300 to $349
• 53$350 to $399
• 25$400 to $449
• 33$450 to $499
• 11$500 to $549
• 14$650 to $699
• 20$800 to $899
• 76No cash rent

Median gross rent in 2015: $525.

Estimated median house (or condo) value in 2015 for:

• White Non-Hispanic householders: $93,100
• American Indian or Alaska Native householders: $84,165
• Some other race householders: $178,042
• Two or more races householders: $58,268
• Hispanic or Latino householders: $132,722

Estimated median house or condo value in 2015: $93,100 Lower value quartile - upper value quartile: $62,400 - $153,500

Mean price in 2015:

Detached houses: $122,693

Here:	$122,693
State:	$208,881

Mobile homes: $43,496

Here:	$43,496
State:	$67,500

Housing units in structures:

• One, detached: 1,487
• One, attached: 16
• Two: 21
• 3 or 4: 21
• 5 to 9: 19
• 10 to 19: 59
• Mobile homes: 213

Unemployment: 8.7%

• Means of transportation to work in zip code 38469

• 
• 90.0%1,536Drove a car alone
• 6.0%102Carpooled
• 1.3%22Walked
• 2.8%47Worked at home

• Travel time to work (commute) in zip code 38469

• 
• 155Less than 5 minutes
• 3065 to 9 minutes
• 17510 to 14 minutes
• 13915 to 19 minutes
• 28320 to 24 minutes
• 7325 to 29 minutes
• 20430 to 34 minutes
• 5535 to 39 minutes
• 9040 to 44 minutes
• 6345 to 59 minutes
• 7160 to 89 minutes
• 4690 or more minutes

Percentage of zip code residents living and working in this county: 75.9%

Household type by relationship:

Households: 3,989

• In family households: 3,445 (805 male householders, 374 female householders)

  973 spouses, 946 children (870 natural, 20 adopted, 57 stepchildren), 104 grandchildren, 42 brothers or sisters, 41 parents, 25 other relatives, 116 non-relatives

• In nonfamily households: 544 (193 male householders (169 living alone)), 287 female householders (275 living alone)), 64 nonrelatives

Size of family households: 617 2-persons, 248 3-persons, 194 4-persons, 75 5-persons, 29 6-persons, 16 7-or-more-persons

Size of nonfamily households: 444 1-person, 24 2-persons, 5 3-persons, 7 4-persons

503 married couples with children.
174 single-parent households (113 men, 61 women).

98.5% of residents of 38469 zip code speak English at home.
0.4% of residents speak Spanish at home (50% very well, 50% well).
0.4% of residents speak other Indo-European language at home (100% very well).
0.7% of residents speak Asian or Pacific Island language at home (100% very well).
0.1% of residents speak other language at home (100% very well).

Facilities with environmental interests located in this zip code:

• ENTERPRISE FABRICATORS INC (MILITARY ST in LORETTO, TN)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Business NAICS classification: BURIAL CASKET MANUFACTURING.
  

Housing units lacking complete plumbing facilities: 5.2%
Housing units lacking complete kitchen facilities: 6.2%

Population in 1990: 3,369. Population change in the 1990s: +552 (+16.4%).

Place of birth for U.S.-born residents:

• This state: 2,532
• Northeast: 52
• Midwest: 367
• South: 916
• West: 66

65% of the 38469 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 74% lived in this county.
   Out of people who lived in different counties, 50% lived in Tennessee.

94% of the 38469 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 81% moved from this county.
   Out of people who lived in different houses, 8% moved from different county within same state.
   Out of people who lived in different houses, 10% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 25
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges: 10

Top industries in this zip code by the number of employees in 2005:

• Accommodation and Food Services: Limited-Service Restaurants (20-49 employees: 2 establishments, 10-19 employees: 1 establishment)
• Information: Wired Telecommunications Carriers (20-49: 1)
• Finance and Insurance: Commercial Banking (10-19: 1, 5-9: 1)

Most common first names in zip code 38469 among deceased individuals
Name	Count	Lived (average)
William	49	73.3 years
James	47	69.3 years
John	32	77.0 years
Mary	24	77.9 years
Robert	21	71.3 years
George	12	75.2 years
Thomas	11	62.3 years
Willie	11	77.1 years
Charles	11	67.6 years
Frank	10	72.6 years

Most common last names in zip code 38469 among deceased individuals
Last name	Count	Lived (average)
Smith	36	76.5 years
Brown	25	69.5 years
Neidert	18	78.8 years
Hughes	17	78.9 years
Fowler	13	80.1 years
Augustin	13	76.9 years
Walters	13	70.1 years
Beckman	13	77.3 years
Williams	13	65.6 years
Wilson	13	74.8 years

Businesses in zip code 38469
Name	Count		Name	Count
H&R Block	1		SONIC Drive-In	1
Hardee's	1		Subway	1
La-Z-Boy	1