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38469 Zip Code (Loretto, TN) Detailed Profile




Cities: Loretto, TN (5.82%), St. Joseph, TN (0.14%)
County: Lawrence County, TN
Estimated zip code population in 2017: 4,083
Zip code population in 2010: 4,092
Zip code population in 2000: 3,921

Houses and condos: 1,863
Renter-occupied apartments: 330
% of renters here:

21%
State:

35%
March 2019 cost of living index in zip code 38469: 78.3 (low, U.S. average is 100)

Land area: 67.7 sq. mi.
Water area: 0.0 sq. mi.
Population density: 60 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 38469
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Real estate property taxes paid for housing units in 2017:
This zip code:

0.7% ($690)
Tennessee:

0.7% ($1,165)
Median real estate property taxes paid for housing units with mortgages in 2017: $724 (0.7%)
Median real estate property taxes paid for housing units with no mortgage in 2017: $667 (0.7%)

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Males: 2,054  (50.3%)
Females: 2,028  (49.7%)

For population 25 years and over in 38469:

  • High school or higher: 82.4%
  • Bachelor's degree or higher: 11.6%
  • Graduate or professional degree: 5.3%
  • Unemployed: 6.0%
  • Mean travel time to work (commute): 27.9 minutes

For population 15 years and over in 38469:

  • Never married: 22.9%
  • Now married: 57.3%
  • Separated: 2.6%
  • Widowed: 5.6%
  • Divorced: 11.6%

Zip code 38469 compared to state average:

  • Median house value below state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age above state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage below state average.
  • Length of stay since moving in significantly above state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 38469 (2017)
    • 3,961101.0%White
    • 511.3%Hispanic or Latino
    • 451.1%Two or more races
    • 130.3%Black
    • 100.3%American Indian
    • 110.3%Asian
    • 10.03%Some other race
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38469, TN forum
Recent posts about zip code 38469 area on our local forum with over 2,200,000 registered users:
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100% rural population.

Estimated median house/condo value in 2017: $103,796
38469:

$103,796
Tennessee:

$167,500



According to our research of Tennessee and other state lists, there were 8 registered sex offenders living in 38469 zip code as of January 24, 2021.
The ratio of all residents to sex offenders in zip code 38469 is 508 to 1.
The ratio of registered sex offenders to all residents in this zip code is lower than the state average.


Median resident age:
This zip code:

44.8 years
Tennessee median age:

38.6 years
Average household size:
This zip code:

2.6 people
Tennessee:

2.5 people

Averages for the 2012 tax year for zip code 38469, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $41,901 (Individual Income Tax Returns)
Here:

$41,901
State:

$53,767

Salary/wage: $37,243 (reported on 84.7% of returns)
Here:

$37,243
State:

$45,421
(% of AGI for various income ranges: 73.9% for AGIs below $25k, 78.3% for AGIs $25k-50k, 83.6% for AGIs $50k-75k, 80.0% for AGIs $75k-100k, 63.4% for AGIs $100k-200k)

Taxable interest for individuals: $1,236 (reported on 28.8% of returns)
This zip code:

$1,236
Tennessee:

$1,732
(% of AGI for various income ranges: 1.6% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 0.7% for AGIs $100k-200k)

Ordinary dividends: $2,638 (reported on 9.8% of returns)
Here:

$2,638
State:

$6,739
(% of AGI for various income ranges: 0.3% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.4% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$2,114 (reported on 8.6% of returns)
Here:

+$2,114
State:

+$19,082
(% of AGI for various income ranges: 0.1% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.2% for AGIs $75k-100k, 1.1% for AGIs $100k-200k)

Profit/loss from business: +$13,241 (reported on 16.6% of returns)
Here:

+$13,241
State:

+$15,240
(% of AGI for various income ranges: 8.6% for AGIs below $25k, 3.9% for AGIs $25k-50k, 3.6% for AGIs $50k-75k, 4.3% for AGIs $75k-100k, 6.6% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $6,287 (reported on 9.2% of returns)
38469:

$6,287
Tennessee:

$15,505
(% of AGI for various income ranges: 3.3% for AGIs below $25k, 1.9% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 2.2% for AGIs $75k-100k)

Total itemized deductions: $18,748 (22% of AGI, reported on 16.6% of returns)
Here:

$18,748
State:

$21,976

Here:

22.4% of AGI
State:

17.8% of AGI
(% of AGI for various income ranges: 3.8% for AGIs below $25k, 5.3% for AGIs $25k-50k, 8.1% for AGIs $50k-75k, 8.5% for AGIs $75k-100k, 9.9% for AGIs $100k-200k)

Charity contributions: $5,610 (reported on 12.9% of returns)
Here:

$5,610
State:

$6,709
(% of AGI for various income ranges: 1.3% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 3.2% for AGIs $100k-200k)

Taxes paid: $3,293 (reported on 16.6% of returns)
38469:

$3,293
State:

$4,829
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.7% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 2.1% for AGIs $100k-200k)

Earned income credit: $2,223 (reported on 23.9% of returns)
Here:

$2,223
State:

$2,404
(% of AGI for various income ranges: 7.4% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 69.3%
Here:

69%
State:

52%
(% for various income ranges: 62.2% for AGIs below $25k, 70.7% for AGIs $25k-50k, 79.2% for AGIs $50k-75k, 84.6% for AGIs $75k-100k, 72.7% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 38469, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $34,228 (Individual Income Tax Returns)
Here:

$34,228
State:

$44,088

Salary/wage: $33,018 (reported on 85.7% of returns)
Here:

$33,018
State:

$38,825
(% of AGI for various income ranges: 93.0% for AGIs below $10k, 79.1% for AGIs $10k-25k, 85.3% for AGIs $25k-50k, 86.8% for AGIs $50k-75k, 82.7% for AGIs $75k-100k, 71.9% for AGIs over 100k)

Taxable interest for individuals: $1,365 (reported on 39.5% of returns)
This zip code:

$1,365
Tennessee:

$1,802
(% of AGI for various income ranges: 4.9% for AGIs below $10k, 3.7% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 0.5% for AGIs over 100k)

Taxable dividends: $2,215 (reported on 9.8% of returns)
Here:

$2,215
State:

$3,727
(% of AGI for various income ranges: 0.8% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 2.3% for AGIs over 100k)

Net capital gain/loss: +$2,292 (reported on 7.0% of returns)
Here:

+$2,292
State:

+$15,776
(% of AGI for various income ranges: 1.0% for AGIs below $10k, 0.4% for AGIs $10k-25k, -0.0% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Profit/loss from business: +$5,493 (reported on 18.5% of returns)
Here:

+$5,493
State:

+$12,882
(% of AGI for various income ranges: 9.1% for AGIs below $10k, 4.4% for AGIs $10k-25k, 3.4% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 2.9% for AGIs $75k-100k, 1.6% for AGIs over 100k)

IRA payment deduction: $3,516 (reported on 1.9% of returns)
38469:

$3,516
Tennessee:

$2,934

Total itemized deductions: $15,634 (24% of AGI, reported on 16.4% of returns)
Here:

$15,634
State:

$18,035

Here:

24.2% of AGI
State:

19.9% of AGI
(% of AGI for various income ranges: 5.5% for AGIs $10k-25k, 5.9% for AGIs $25k-50k, 9.1% for AGIs $50k-75k, 10.4% for AGIs $75k-100k, 8.4% for AGIs over 100k)

Charity contributions deductions: $4,089 (6% of AGI, reported on 14.6% of returns)
Here:

$4,089
State:

$5,167

Here:

6.1% of AGI
State:

5.3% of AGI
(% of AGI for various income ranges: 1.3% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 2.9% for AGIs $75k-100k, 2.8% for AGIs over 100k)

Total tax: $4,080 (reported on 70.8% of returns)
38469:

$4,080
State:

$7,482
(% of AGI for various income ranges: 2.7% for AGIs below $10k, 3.8% for AGIs $10k-25k, 5.7% for AGIs $25k-50k, 8.0% for AGIs $50k-75k, 9.8% for AGIs $75k-100k, 18.9% for AGIs over 100k)

Earned income credit: $1,887 (reported on 20.3% of returns)
Here:

$1,887
State:

$1,826

Percentage of individuals using paid preparers for their 2004 taxes: 72.1%
Here:

72%
State:

60%
(% for various income ranges: 61.8% for AGIs below $10k, 72.7% for AGIs $10k-25k, 77.4% for AGIs $25k-50k, 72.4% for AGIs $50k-75k, 75.3% for AGIs $75k-100k, 76.9% for AGIs over 100k)

Estimated median household income in 2017:
This zip code:

$48,442
Tennessee:

$51,340
Loretto, TN (38469) map Nearest zip codes: 38481, 35648, 38468, 38486, 38457, 35645.
St. Joseph Zip Code Map

Percentage of family households:
This zip code:

48.9%
Tennessee:

48.2%
Percentage of households with unmarried partners:
This zip code:

8.0%
Tennessee:

5.5%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 249
Household did not receive Food Stamps/SNAP in the past 12 months: 1,336


Women who had a birth in the past 12 months: 47 (16 now married, 30 unmarried)
Women who did not have a birth in the past 12 months: 756 (385 now married, 369 unmarried)


Housing units in zip code 38469 with a mortgage: 596 (15 second mortgage, 43 home equity loan, 3 both second mortgage and home equity loan)
Houses without a mortgage: 670

Median monthly owner costs for units with a mortgage: $948
Median monthly owner costs for units without a mortgage: $318

Residents with income below the poverty level in 2017:
This zip code:

10.7%
Whole state:

15.0%
Residents with income below 50% of the poverty level in 2017:
This zip code:

7.3%
Whole state:

8.8%
Median number of rooms in houses and condos:
Here:

6.4
State:

6.4
Median number of rooms in apartments:
Here:

5.3
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 38469: Hill Poultry Farm (A), Loretto Volunteer Fire Department (B), Loretto City Hall (C). Display/hide their locations on the map

    Churches in zip code 38469 include: Sacred Heart Catholic Church (A), Liberty Grove Church (B), Fairview First Congregational Methodist Church (C), Peppertown Church (D), Loretto United Methodist Church (E), Loretto Church of Christ (F), First Baptist Church (G), Bluewater Church (H), Daisy Chapel (I). Display/hide their locations on the map

    Cemeteries: Saint Truitt Cemetery (1), Belew Cemetery (2), Restview Cemetery (3), Peppertown Cemetery (4), Loretto Cemetery (5), Liberty Grove Cemetery (6), Fairview Cemetery (7). Display/hide their locations on the map

    Reservoirs: Johnson Lake (A), Shack Lake (B). Display/hide their locations on the map

    Streams, rivers, and creeks: Loretto Branch (A), Licklog Branch (B), Hollander Branch (C), Factory Creek (D), Dry Branch (E), Dixon Branch (F), Gable Branch (G), Caney Branch (H), Poplar Branch (I). Display/hide their locations on the map

    Park in zip code 38469: Burke Park (1). Display/hide its location on the map

Year house built
  • Year house built (houses)
  • 232014 or later
  • 1022010 to 2013
  • 1942000 to 2009
  • 3181990 to 1999
  • 1461980 to 1989
  • 3451970 to 1979
  • 3131960 to 1969
  • 1391950 to 1959
  • 661940 to 1949
  • 2151939 or earlier

Zip code 38469 satellite photo by USGS

Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses and condos in Loretto, TN (38469)
  • Bedrooms in owner-occupied houses and condos in Loretto, TN (38469)
  • 0no bedroom
  • 71 bedroom
  • 1242 bedrooms
  • 7763 bedrooms
  • 3334 bedrooms
  • 435+ bedrooms
Bedrooms in renter-occupied apartments in Loretto, TN (38469)
  • Bedrooms in renter-occupied apartments in Loretto, TN (38469)
  • 15no bedroom
  • 391 bedroom
  • 1192 bedrooms
  • 1333 bedrooms
  • 344 bedrooms
  • 175+ bedrooms
Owner-occupied Renter-occupied
Cars and other vehicles available in Loretto, TN (38469) in owner-occupied houses/condos
  • Cars and other vehicles available in Loretto, TN (38469) in owner-occupied houses/condos
  • 21no vehicle
  • 2781 vehicle
  • 5312 vehicles
  • 2933 vehicles
  • 694 vehicles
  • 765+ vehicles
Cars and other vehicles available in Loretto, TN (38469) in renter-occupied apartments
  • Cars and other vehicles available in Loretto, TN (38469) in renter-occupied apartments
  • 36no vehicle
  • 1301 vehicle
  • 772 vehicles
  • 893 vehicles
  • 34 vehicles
  • 05+ vehicles

  • Zip code 38469 household income distribution in 2017

  • Zip code 38469 household income distribution in 2017
  • 78Less than $10,000
  • 95$10,000 to $14,999
  • 96$15,000 to $19,999
  • 94$20,000 to $24,999
  • 140$25,000 to $29,999
  • 112$30,000 to $34,999
  • 45$35,000 to $39,999
  • 78$40,000 to $44,999
  • 57$45,000 to $49,999
  • 134$50,000 to $59,999
  • 172$60,000 to $74,999
  • 291$75,000 to $99,999
  • 120$100,000 to $124,999
  • 15$125,000 to $149,999
  • 18$150,000 to $199,999
  • 12$200,000 or more
  • Estimate of home value of owner-occupied houses/condos in 2017 in zip code 38469

  • Estimate of home value of owner-occupied houses/condos in 2017 in zip code 38469
  • 21Less than $10,000
  • 18$10,000 to $14,999
  • 4$15,000 to $19,999
  • 20$20,000 to $24,999
  • 4$25,000 to $29,999
  • 6$30,000 to $34,999
  • 23$35,000 to $39,999
  • 31$40,000 to $49,999
  • 59$50,000 to $59,999
  • 130$60,000 to $69,999
  • 101$70,000 to $79,999
  • 91$80,000 to $89,999
  • 107$90,000 to $99,999
  • 108$100,000 to $124,999
  • 78$125,000 to $149,999
  • 106$150,000 to $174,999
  • 42$175,000 to $199,999
  • 73$200,000 to $249,999
  • 58$250,000 to $299,999
  • 27$300,000 to $399,999
  • 11$500,000 to $749,999
  • 12$750,000 to $999,999
  • Rent paid by renters in 2017 in zip code 38469

  • Rent paid by renters in 2017 in zip code 38469
  • 10$150 to $199
  • 6$200 to $249
  • 17$250 to $299
  • 12$300 to $349
  • 41$350 to $399
  • 26$400 to $449
  • 40$450 to $499
  • 1$500 to $549
  • 6$550 to $599
  • 20$600 to $649
  • 31$650 to $699
  • 20$800 to $899
  • 72No cash rent

Median gross rent in 2017: $622.


Median price asked for vacant for-sale houses and condos in 2017: $135,650.

Estimated median house (or condo) value in 2017 for:

  • White Non-Hispanic householders: $103,795
  • American Indian or Alaska Native householders: $93,834
  • Some other race householders: $198,496
  • Two or more races householders: $64,962
  • Hispanic or Latino householders: $147,970

Estimated median house or condo value in 2017: $103,796
38469:

$103,796
Tennessee:

$167,500
Lower value quartile - upper value quartile: $73,949 - $167,477

Mean price in 2017:

Detached houses: $136,977
Here:

$136,977
State:

$235,345

Mobile homes: $58,669
Here:

$58,669
State:

$67,221
Owners and renters by unit type in zip code 38469
Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 1,540
  • One, attached: 9
  • Two: 46
  • 3 or 4: 8
  • 5 to 9: 5
  • 10 to 19: 55
  • 20 to 49: 3
  • Mobile homes: 188

Unemployment: 6.0%

  • Means of transportation to work in zip code 38469

  • Means of transportation to work in zip code 38469
  • 88.5%1,522Drove a car alone
  • 8.1%139Carpooled
  • 1.5%25Walked
  • 0.7%12Other means
  • 1.0%17Worked at home
  • Travel time to work (commute) in zip code 38469

  • Travel time to work (commute) in zip code 38469
  • 92Less than 5 minutes
  • 2825 to 9 minutes
  • 11510 to 14 minutes
  • 15615 to 19 minutes
  • 18320 to 24 minutes
  • 10925 to 29 minutes
  • 30930 to 34 minutes
  • 8235 to 39 minutes
  • 9640 to 44 minutes
  • 8445 to 59 minutes
  • 8660 to 89 minutes
  • 9690 or more minutes

Percentage of zip code residents living and working in this county: 65.2%

Household type by relationship:

Households: 4,084
  • In family households: 3,596 (760 male householders, 420 female householders)
    923 spouses, 1,010 children (929 natural, 21 adopted, 61 stepchildren), 167 grandchildren, 37 brothers or sisters, 16 parents, 66 other relatives, 161 non-relatives
  • In nonfamily households: 485 (157 male householders (128 living alone)), 249 female householders (241 living alone)), 78 nonrelatives

Size of family households: 564 2-persons, 291 3-persons, 186 4-persons, 87 5-persons, 23 6-persons, 28 7-or-more-persons

Size of nonfamily households: 370 1-person, 30 2-persons, 5 4-persons

432 married couples with children.
243 single-parent households (142 men, 101 women).

98.9% of residents of 38469 zip code speak English at home.
0.3% of residents speak Spanish at home (31% very well, 69% well).
0.4% of residents speak other Indo-European language at home (100% very well).
0.2% of residents speak other language at home (100% very well).

Foreign born population: 15 (0.4%)
(100.0% of them are naturalized citizens)
This zip code:

0.4%
Whole state:

5.2%
Most common places of birth for foreign-born residents
  • 60%France
Most common first ancestries reported in 38469
  • 41%American
  • 15%German
  • 7%Irish
  • 6%English
  • 2%European
  • 1%Italian
  • 1%Scottish
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 02010 or later
  • 32000 to 2009
  • 01990 to 1999
  • 33Before 1990

Zip code 38469 topographic map

Facilities with environmental interests located in this zip code:

  • ENTERPRISE FABRICATORS INC (MILITARY ST in LORETTO, TN)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business NAICS classification: BURIAL CASKET MANUFACTURING.

Zip code 38469 marital status for males
Zip code 38469 marital status for females

Housing units lacking complete plumbing facilities: 5.0%
Housing units lacking complete kitchen facilities: 6.6%

Most commonly used house heating fuel
  • 49.7%Electricity
  • 34.0%Utility gas
  • 10.9%Bottled, tank, or LP gas
  • 5.3%Wood

Population in 1990: 3,369. Population change in the 1990s: +552 (+16.4%).

Place of birth for U.S.-born residents:

  • This state: 2,569
  • Northeast: 50
  • Midwest: 316
  • South: 991
  • West: 95

65% of the 38469 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 74% lived in this county.
   Out of people who lived in different counties, 50% lived in Tennessee.

94% of the 38469 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 58% moved from this county.
   Out of people who lived in different houses, 14% moved from different county within same state.
   Out of people who lived in different houses, 28% moved from different state.
   Out of people who lived in different houses, 1% moved from abroad.

Year householders moved into unit in Loretto, TN (38469)

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 16
Here:

5.1%
Tennessee:

11.9%
Students in private schools in grades 9 to 12 (high school): 13
Here:

5.2%
Tennessee:

13.3%
Students in private undergraduate colleges: 7
Here:

5.4%
Tennessee:

22.4%
Educational Attainment in 2017
School Enrollment by Level of School in 2017
Class of Workers in 2017
Occupation by median earnings in the past 12 months
  • Occupation by median earnings in the past 12 months ($)
  • 58,508Management occupations
  • 52,472Computer and mathematical occupations
  • 47,858Health diagnosing and treating practitioners and other technical occupations
  • 46,227Education, training, and library occupations
  • 42,059Installation, maintenance, and repair occupations
  • 41,061Transportation occupations

Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Limited-Service Restaurants (20-49 employees: 2 establishments, 10-19 employees: 1 establishment)
  • Information: Wired Telecommunications Carriers (20-49: 1)
  • Finance and Insurance: Commercial Banking (10-19: 1, 5-9: 1)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Mentally-Disabled Noninstitutionalized Residents
Age and Sex of Self-Care Disabled Noninstitutionalized Residents
Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability

Fatal accident statistics in 2014:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 4
  • Fatal accidents caused by drunken drivers: 2
  • Fatalities: 2
  • Persons involved in fatal accidents: 6
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2012:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 0
Most common first names in zip code 38469 among deceased individuals
NameCountLived (average)
William4973.3 years
James4769.3 years
John3277.0 years
Mary2477.9 years
Robert2171.3 years
George1275.2 years
Thomas1162.3 years
Willie1177.1 years
Charles1167.6 years
Frank1072.6 years
Most common last names in zip code 38469 among deceased individuals
Last nameCountLived (average)
Smith3676.5 years
Brown2569.5 years
Neidert1878.8 years
Hughes1778.9 years
Fowler1380.1 years
Augustin1376.9 years
Walters1370.1 years
Beckman1377.3 years
Williams1365.6 years
Wilson1374.8 years
Businesses in zip code 38469
NameCountNameCount
H&R Block1SONIC Drive-In1
Hardee's1Subway1
La-Z-Boy1
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