38469 Zip Code Detailed Profile




Cities: Loretto, TN (5.82%), St. Joseph, TN (0.14%)
County: Lawrence County, TN
Estimated zip code population in 2013: 3,765
Zip code population in 2010: 4,092
Zip code population in 2000: 3,921

Houses and condos: 1,731
Renter-occupied apartments: 287
% of renters here:

19%
State:

34%
Mar. 2013 cost of living index in zip code 38469: 80.4 (low, U.S. average is 100)

Land area: 67.7 sq. mi.
Water area: 0.0 sq. mi.
Population density: 56 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 38469
Zip code 38469 (Loretto, Tennessee) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

0.8% ($681)
Tennessee:

0.7% ($1,049)
Median real estate property taxes paid for housing units with mortgages in 2013: $640 (0.7%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $706 (0.7%)

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Males: 1,873  (49.7%)
Females: 1,892  (50.3%)

For population 25 years and over in 38469:

For population 15 years and over in 38469:

Zip code 38469 compared to state average:

  • Median house value below state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age above state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage below state average.
  • Length of stay since moving in above state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 38469

  • Zip code 38469 races chart
    • 3,961White population
    • 13Black population
    • 10American Indian population
    • 11Asian population
    • 0Native Hawaiian and Other Pacific Islander population
    • 1Some other race population
    • 45Two or more races population
    • 51Hispanic or Latino population

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38469, TN forum
Recent posts about zip code 38469 area on our local forum with over 1,800,000 registered users:
New supermarket on Willow  (25 replies)
Looking for a small safe town in Tennessee to raise our kids  (11 replies)
Friendly people  (77 replies)
Moving to Tennessee  (3 replies)
Can anyone tell me about Iron City TN?  (59 replies)
looking to move to Crossville, Tennessee  (51 replies)
100% rural population.

Estimated median house/condo value in 2013: $90,800
38469:

$90,800
Tennessee:

$140,300



According to our research of Tennessee and other state lists there were 6 registered sex offenders living in 38469 zip code as of August 04, 2015.
The ratio of number of residents in zip code 38469 to the number of sex offenders is 694 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.


Median resident age:
This zip code:

44.4 years
Tennessee median age:

38.5 years
Average household size:
This zip code:

2.4 people
Tennessee:

2.5 people

Averages for the 2012 tax year for zip code 38469, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $41,901 (Individual Income Tax Returns)
Here:

$41,901
State:

$53,767

Salary/wage: $37,243 (reported on 84.7% of returns)
Here:

$37,243
State:

$45,421
(% of AGI for various income ranges: 73.9% for AGIs below $25k, 78.3% for AGIs $25k-50k, 83.6% for AGIs $50k-75k, 80.0% for AGIs $75k-100k, 63.4% for AGIs $100k-200k)

Taxable interest for individuals: $1,236 (reported on 28.8% of returns)
This zip code:

$1,236
Tennessee:

$1,732
(% of AGI for various income ranges: 1.6% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 0.7% for AGIs $100k-200k)

Ordinary dividends: $2,638 (reported on 9.8% of returns)
Here:

$2,638
State:

$6,739
(% of AGI for various income ranges: 0.3% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.4% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$2,114 (reported on 8.6% of returns)
Here:

+$2,114
State:

+$19,082
(% of AGI for various income ranges: 0.1% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.2% for AGIs $75k-100k, 1.1% for AGIs $100k-200k)

Profit/loss from business: +$13,241 (reported on 16.6% of returns)
Here:

+$13,241
State:

+$15,240
(% of AGI for various income ranges: 8.6% for AGIs below $25k, 3.9% for AGIs $25k-50k, 3.6% for AGIs $50k-75k, 4.3% for AGIs $75k-100k, 6.6% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $6,287 (reported on 9.2% of returns)
38469:

$6,287
Tennessee:

$15,505
(% of AGI for various income ranges: 3.3% for AGIs below $25k, 1.9% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 2.2% for AGIs $75k-100k)

Total itemized deductions: $18,748 (22% of AGI, reported on 16.6% of returns)
Here:

$18,748
State:

$21,976

Here:

22.4% of AGI
State:

17.8% of AGI
(% of AGI for various income ranges: 3.8% for AGIs below $25k, 5.3% for AGIs $25k-50k, 8.1% for AGIs $50k-75k, 8.5% for AGIs $75k-100k, 9.9% for AGIs $100k-200k)

Charity contributions: $5,610 (reported on 12.9% of returns)
Here:

$5,610
State:

$6,709
(% of AGI for various income ranges: 1.3% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 3.2% for AGIs $100k-200k)

Taxes paid: $3,293 (reported on 16.6% of returns)
38469:

$3,293
State:

$4,829
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.7% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 2.1% for AGIs $100k-200k)

Earned income credit: $2,223 (reported on 23.9% of returns)
Here:

$2,223
State:

$2,404
(% of AGI for various income ranges: 7.4% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 38469, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $34,228 (Individual Income Tax Returns)
Here:

$34,228
State:

$44,088

Salary/wage: $33,018 (reported on 85.7% of returns)
Here:

$33,018
State:

$38,825
(% of AGI for various income ranges: 93.0% for AGIs below $10k, 79.1% for AGIs $10k-25k, 85.3% for AGIs $25k-50k, 86.8% for AGIs $50k-75k, 82.7% for AGIs $75k-100k, 71.9% for AGIs over 100k)

Taxable interest for individuals: $1,365 (reported on 39.5% of returns)
This zip code:

$1,365
Tennessee:

$1,802
(% of AGI for various income ranges: 4.9% for AGIs below $10k, 3.7% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 0.5% for AGIs over 100k)

Taxable dividends: $2,215 (reported on 9.8% of returns)
Here:

$2,215
State:

$3,727
(% of AGI for various income ranges: 0.8% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 2.3% for AGIs over 100k)

Net capital gain/loss: +$2,292 (reported on 7.0% of returns)
Here:

+$2,292
State:

+$15,776
(% of AGI for various income ranges: 1.0% for AGIs below $10k, 0.4% for AGIs $10k-25k, -0.0% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Profit/loss from business: +$5,493 (reported on 18.5% of returns)
Here:

+$5,493
State:

+$12,882
(% of AGI for various income ranges: 9.1% for AGIs below $10k, 4.4% for AGIs $10k-25k, 3.4% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 2.9% for AGIs $75k-100k, 1.6% for AGIs over 100k)

IRA payment deduction: $3,516 (reported on 1.9% of returns)
38469:

$3,516
Tennessee:

$2,934

Total itemized deductions: $15,634 (24% of AGI, reported on 16.4% of returns)
Here:

$15,634
State:

$18,035

Here:

24.2% of AGI
State:

19.9% of AGI
(% of AGI for various income ranges: 5.5% for AGIs $10k-25k, 5.9% for AGIs $25k-50k, 9.1% for AGIs $50k-75k, 10.4% for AGIs $75k-100k, 8.4% for AGIs over 100k)

Charity contributions deductions: $4,089 (6% of AGI, reported on 14.6% of returns)
Here:

$4,089
State:

$5,167

Here:

6.1% of AGI
State:

5.3% of AGI
(% of AGI for various income ranges: 1.3% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 2.9% for AGIs $75k-100k, 2.8% for AGIs over 100k)

Total tax: $4,080 (reported on 70.8% of returns)
38469:

$4,080
State:

$7,482
(% of AGI for various income ranges: 2.7% for AGIs below $10k, 3.8% for AGIs $10k-25k, 5.7% for AGIs $25k-50k, 8.0% for AGIs $50k-75k, 9.8% for AGIs $75k-100k, 18.9% for AGIs over 100k)

Earned income credit: $1,887 (reported on 20.3% of returns)
Here:

$1,887
State:

$1,826

Percentage of individuals using paid preparers for their 2004 taxes: 72.1%
Here:

72%
State:

60%
(% for various income ranges: 61.8% for AGIs below $10k, 72.7% for AGIs $10k-25k, 77.4% for AGIs $25k-50k, 72.4% for AGIs $50k-75k, 75.3% for AGIs $75k-100k, 76.9% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$34,960
Tennessee:

$44,297
Loretto, TN (38469) map Nearest zip codes: 38481, 35648, 38468, 38486, 38457, 35645.
Percentage of family households:
This zip code:

44.0%
Tennessee:

50.2%
Percentage of households with unmarried partners:
This zip code:

5.1%
Tennessee:

5.4%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 222
Household did not receive Food Stamps/SNAP in the past 12 months: 1,320


Women who had a birth in the past 12 months: 47 (20 now married, 27 unmarried)
Women who did not have a birth in the past 12 months: 680 (405 now married, 275 unmarried)


Housing units in zip code 38469 with a mortgage: 541 (12 second mortgage, 57 home equity loan, 7 both second mortgage and home equity loan)
Houses without a mortgage: 714

Median monthly owner costs for units with a mortgage: $962
Median monthly owner costs for units without a mortgage: S328

Residents with income below the poverty level in 2013:
This zip code:

13.7%
Whole state:

17.8%
Residents with income below 50% of the poverty level in 2013:
This zip code:

9.2%
Whole state:

10.0%
Median number of rooms in houses and condos:
Here:

6.1
State:

6.4
Median number of rooms in apartments:
Here:

4.7
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 38469: Hill Poultry Farm (A), Loretto Volunteer Fire Department (B), Loretto City Hall (C). Display/hide their locations on the map

    Churches in zip code 38469 include: Sacred Heart Catholic Church (A), Liberty Grove Church (B), Fairview First Congregational Methodist Church (C), Peppertown Church (D), Loretto United Methodist Church (E), Loretto Church of Christ (F), First Baptist Church (G), Bluewater Church (H), Daisy Chapel (I). Display/hide their locations on the map

    Cemeteries: Saint Truitt Cemetery (1), Belew Cemetery (2), Restview Cemetery (3), Peppertown Cemetery (4), Loretto Cemetery (5), Liberty Grove Cemetery (6), Fairview Cemetery (7). Display/hide their locations on the map

    Reservoirs: Johnson Lake (A), Shack Lake (B). Display/hide their locations on the map

    Streams, rivers, and creeks: Loretto Branch (A), Licklog Branch (B), Hollander Branch (C), Factory Creek (D), Dry Branch (E), Dixon Branch (F), Gable Branch (G), Caney Branch (H), Poplar Branch (I). Display/hide their locations on the map

    Park in zip code 38469: Burke Park (1). Display/hide its location on the map

Year house built

  • 562010 or later
  • 3192000 to 2009
  • 3111990 to 1999
  • 1301980 to 1989
  • 3271970 to 1979
  • 2761960 to 1969
  • 1261950 to 1959
  • 531940 to 1949
  • 1331939 or earlier

Zip code 38469 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Loretto, TN (38469)

  • 0no bedroom
  • 191 bedroom
  • 1582 bedrooms
  • 7883 bedrooms
  • 2204 bedrooms
  • 705+ bedrooms

Bedrooms in renter-occupied apartments in Loretto, TN (38469)

  • 11no bedroom
  • 181 bedroom
  • 1212 bedrooms
  • 1283 bedrooms
  • 94 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Loretto, TN (38469) in owner-occupied houses/condos

  • 29no vehicle
  • 3191 vehicle
  • 5272 vehicles
  • 2413 vehicles
  • 944 vehicles
  • 455+ vehicles

Cars and other vehicles available in Loretto, TN (38469) in renter-occupied apartments

  • 33no vehicle
  • 1511 vehicle
  • 962 vehicles
  • 73 vehicles
  • 04 vehicles
  • 05+ vehicles

Median gross rent in 2013: $602.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $90,800
38469:

$90,800
Tennessee:

$140,300
Lower value quartile - upper value quartile: $64,400 - $147,000

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 12.9%

Percentage of zip code residents living and working in this county: 75.4%

Household type by relationship:

Households: 3,765

Size of family households: 529 2-persons, 232 3-persons, 197 4-persons, 84 5-persons, 26 6-persons, 3 7-or-more-persons

Size of nonfamily households: 438 1-person, 19 2-persons, 14 3-persons

524 married couples with children.
186 single-parent households (105 men, 81 women).

98.8% of residents of 38469 zip code speak English at home.
0.4% of residents speak Spanish at home (31% very well, 69% well).
0.3% of residents speak other Indo-European language at home (100% very well).
0.5% of residents speak Asian or Pacific Island language at home (100% very well).

Foreign born population: 26 (0.7%)
(50.0% of them are naturalized citizens)
This zip code:

0.7%
Whole state:

4.7%

Most common places of birth for the foreign-born residents

  • 69%Vietnam
  • 23%Germany
  • 8%Mexico

Most common first ancestries reported in 38469 (%)

  • 21%German
  • 18%American
  • 13%Irish
  • 10%Other groups
  • 5%English
  • 2%Italian
  • 2%Scotch-Irish

Year of entry for the foreign-born population

  • 02010 or later
  • 22000 to 2009
  • 01990 to 1999
  • 38Before 1990

Zip code 38469 topographic map

Facilities with environmental interests located in this zip code:


Zip code 38469 marital status for males
Zip code 38469 marital status for females

Housing units lacking complete plumbing facilities: 2.9%
Housing units lacking complete kitchen facilities: 2.4%

Most commonly used house heating fuel

  • 48%Electricity
  • 37%Utility gas
  • 11%Bottled, tank, or LP gas
  • 3%Wood
  • 1%Fuel oil, kerosene, etc.

Population in 1990: 3,369. Population change in the 1990s: +552 (+16.4%).

Place of birth for U.S.-born residents:


65% of the 38469 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 74% lived in this county.
   Out of people who lived in different counties, 50% lived in Tennessee.

94% of the 38469 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 92% moved from this county.
   Out of people who lived in different houses, 3% moved from different county within same state.
   Out of people who lived in different houses, 5% moved from different state.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 20
Here:

7.0%
Tennessee:

12.2%
Students in private schools in grades 9 to 12 (high school):
Here:

0.0%
Tennessee:

12.7%
Students in private undergraduate colleges: 3
Here:

2.2%
Tennessee:

22.4%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 56,563Health diagnosing and treating practitioners and other technical occupations
  • 48,333Installation, maintenance, and repair occupations
  • 45,588Farming, fishing, and forestry occupations
  • 41,667Management occupations
  • 41,667Education, training, and library occupations
  • 29,886Transportation occupations

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2010:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 0
Most common first names in zip code 38469 among deceased individuals
NameCountLived (average)
William4973.3 years
James4769.3 years
John3277.0 years
Mary2477.9 years
Robert2171.3 years
George1275.2 years
Thomas1162.3 years
Willie1177.1 years
Charles1167.6 years
Frank1072.6 years
Most common last names in zip code 38469 among deceased individuals
Last nameCountLived (average)
Smith3676.5 years
Brown2569.5 years
Neidert1878.8 years
Hughes1778.9 years
Fowler1380.1 years
Augustin1376.9 years
Walters1370.1 years
Beckman1377.3 years
Williams1365.6 years
Wilson1374.8 years
Businesses in zip code 38469
NameCountNameCount
H&R Block1SONIC Drive-In1
Hardee's1Subway1
La-Z-Boy1

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