Median household income (1999): $29,632
Estimated median household income in 2005: $31,681
| This zip code | $31,681 | | Tennessee: | $38,874 |
Nearest zip codes: 38469, 38463, 35645, 38486, 35648, 35634.
Percentage of family households:
| This zip code: | 73.1% | | Whole state: | 69.3% |
Percentage of households with unmarried partners:
| This zip code: | 3.0% | | Whole state: | 4.2% |
No gay or lesbian households reported
Housing units in zip code 38481 with a mortgage: 102 (6 second mortgage, 1 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 112
Median monthly owner costs for units with a mortgage: $613
Median monthly owner costs for units without a mortgage: $188
Residents with income below the poverty level in 1999:
| This zip code: | 11.7% | | Whole state: | 13.5% |
Residents with income below 50% of the poverty level in 1999:
| This zip code: | 3.9% | | Whole state: | 5.8% |
Median number of rooms in houses and condos:
| Here: | 5.7 | | State: | 6.0 |
Median number of rooms in apartments:
| Here: | 5.6 | | State: | 4.2 |
Year house built:
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- 1999 to March 2000: 21
- 1995 to 1998: 34
- 1990 to 1994: 60
- 1980 to 1989: 48
- 1970 to 1979: 61
- 1960 to 1969: 61
- 1950 to 1959: 38
- 1940 to 1949: 40
- 1939 or earlier: 74
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Bedrooms in owner-occupied houses in St. Joseph, TN (38481):
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- no bedroom: 0
- 1 bedrooms: 0
- 2 bedrooms: 91
- 3 bedrooms: 197
- 4 bedrooms: 27
- 5 or more bedrooms: 9
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Bedrooms in renter-occupied apartments and housing units:
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- no bedroom: 0
- 1 bedrooms: 4
- 2 bedrooms: 36
- 3 bedrooms: 22
- 4 bedrooms: 15
- 5 or more bedrooms: 3
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Vehicles available in 38481 zip code in owner-occupied houses/condos:
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- no vehicle: 14
- 1 vehicle: 93
- 2 vehicles: 128
- 3 vehicles: 61
- 4 vehicles: 17
- 5 or more vehicles: 11
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Vehicles available in renter-occupied apartments:
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- no vehicle: 0
- 1 vehicle: 29
- 2 vehicles: 34
- 3 vehicles: 12
- 4 vehicles: 5
- 5 or more vehicles: 0
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Estimated household income distribution in 2005:

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Estimate of home value of owner-occupied houses/condos in 2005 in zip code 38481:
- $10,000 to $14,999: 2
- $15,000 to $19,999: 4
- $20,000 to $24,999: 2
- $25,000 to $29,999: 12
- $30,000 to $34,999: 11
- $35,000 to $39,999: 18
- $40,000 to $49,999: 20
- $50,000 to $59,999: 47
- $60,000 to $69,999: 37
- $70,000 to $79,999: 7
- $80,000 to $89,999: 16
- $90,000 to $99,999: 8
- $100,000 to $124,999: 16
- $125,000 to $149,999: 9
- $150,000 to $174,999: 3
- $250,000 to $299,999: 2
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Rent paid by renters in 2000 in zip code 38481:
- Less than $100: 13
- $100 to $149: 5
- $150 to $199: 10
- $200 to $249: 6
- $250 to $299: 14
- $300 to $349: 13
- $350 to $399: 2
- $400 to $449: 3
- $450 to $499: 2
- No cash rent: 9
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Median price asked for vacant for-sale houses in 2000: $32,500
Estimated median house (or condo) value in 2005 for: - White Non-Hispanic householders: $74,881
- Asian householders: $71,007
- Two or more races householders: $83,918
Housing units in structures:
- One, detached: 327
- One, attached: 11
- Two: 11
- Mobile homes: 88

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Means of transportation to work
- Drove a car alone: 336 (76%)
- Carpooled: 78 (18%)
- Bus or trolley bus: 1 (0%)
- Walked: 9 (2%)
- Other means: 2 (0%)
- Worked at home: 14 (3%)
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Travel time to work
- Less than 5 minutes: 15
- 5 to 9 minutes: 40
- 10 to 14 minutes: 59
- 15 to 19 minutes: 34
- 20 to 24 minutes: 39
- 25 to 29 minutes: 24
- 30 to 34 minutes: 150
- 35 to 39 minutes: 23
- 40 to 44 minutes: 2
- 45 to 59 minutes: 14
- 60 to 89 minutes: 10
- 90 or more minutes: 16
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Percentage of zip code residents living and working in this county: 71.1%
Household type by relationship
Households: 1,029
- In family households: 906 (246 male householders, 52 female householders)
234 spouses, 318 children (264 natural, 25 adopted, 29 stepchildren), 24 grandchildren, 16 brothers or sisters, 10 parents, 3 other relatives, 3 non-relatives
- In nonfamily households: 123 (36 male householders (32 living alone)), 77 female householders (70 living alone)), 10 nonrelatives
Size of family households: 127 2-persons, 68 3-persons, 81 4-persons, 17 5-persons, 2 6-persons, 3 7-or-more-persons.
Size of nonfamily households: 102 1-person, 11 2-persons.
168 married couples with children.
54 single-parent households (20 men, 34 women).
97.9% of residents of 38481 zip code speak English at home.
1.2% of residents speak Spanish at home (8% very well, 42% not well, 50% not at all).
0.5% of residents speak other Indo-European language at home (60% very well, 40% well).
0.3% of residents speak Asian or Pacific Island language at home (100% very well).
Foreign born population: 16 (1.6%)
(12.5% of them are naturalized citizens)
| This zip code: | 1.6% | | Whole state: | 2.8% |
Most common places of birth for the foreign-born residents:
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- Mexico (69%)
- Philippines (19%)
- Germany (13%)
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Year of entry for the foreign-born population
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- 1995 to March 2000: 9
- 1990 to 1994: 1
- 1985 to 1989: 1
- 1980 to 1984: 3
- 1975 to 1979: 0
- 1970 to 1974: 0
- 1970 to 1974: 2
- 1965 to 1969: 0
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First ancestries reported:
- United States or American: 250
- Irish: 105
- Other groups: 67
- German: 59
- English: 47
- Italian: 15
- Scotch-Irish: 11
- Norwegian: 10
- Swedish: 9
- Polish: 6
- French (except Basque): 5
- Swiss: 5
- European: 3

Median worth of mobile homes: $22,900


Housing units lacking complete plumbing facilities: 2%
Housing units lacking complete kitchen facilities: 2%
Most commonly used house heating fuel:
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- Utility gas (51%)
- Electricity (28%)
- Bottled, tank, or LP gas (14%)
- Wood (7%)
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Place of birth for U.S.-born residents:
- This state: 597
- Northeast: 0
- Midwest: 70
- South: 327
- West: 16
63% of the 38481 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 83% lived in this county.
Out of people who lived in different counties, 35% lived in Tennessee.
Population in 1990: 881. Population change in the 1990s: +97 (+11.0%).
Year Householders Moved Into Unit:
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Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 4
| Here: | 3.0% | | Tennessee: | 9.5% |
Students in private schools in grades 9 to 12 (high school): 5
| Here: | 7.1% | | Tennessee: | 10.4% |
Students in private undergraduate colleges: 2
| Here: | 16.7% | | Tennessee: | 22.8% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Finance and Insurance: Commercial Banking (5-9 employees: 1 establishment)
- Other Services (except Public Administration): Religious Organizations (1-4: 1)
- Administrative and Support and Waste Management and Remediation Services: Landscaping Services (1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
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Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
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Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
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Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
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Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
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Age and Sex of Residents with Employment Disability (Noninstitutionalized)
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