Estimated zip code population in 2021: 4,136 Zip code population in 2010: 4,106 Zip code population in 2000: 4,094
Houses and condos: 2,331 Renter-occupied apartments: 519
% of renters here:
31%
State:
33%
March 2022 cost of living index in zip code 38551: 79.4 (low, U.S. average is 100)
Land area: 92.8 sq. mi. Water area: 13.7 sq. mi.
Population density: 45 people per square mile
(very low).
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Real estate property taxes paid for housing units in 2021:
This zip code:
0.5% ($704)
Tennessee:
0.6% ($1,317)
Median real estate property taxes paid for housing units with mortgages in 2021: $404 (0.3%) Median real estate property taxes paid for housing units with no mortgage in 2021: $861 (0.6%)
Averages for the 2020 tax year for zip code 38551, filed in 2013:
Average Adjusted Gross Income (AGI) in 2020: $42,199 (Individual Income Tax Returns)
Here:
$42,199
State:
$69,014
Salary/wage: $36,716 (reported on 75.4% of returns)
Here:
$36,716
State:
$55,872
(% of AGI for various income ranges: 1080.7% for AGIs below $25k, 3519.4% for AGIs $25k-50k, 5532.7% for AGIs $50k-75k, 8876.7% for AGIs $75k-100k, 19206.7% for AGIs $100k-200k)
Taxable interest for individuals: $1,402 (reported on 29.3% of returns)
This zip code:
$1,402
Tennessee:
$1,945
(% of AGI for various income ranges: 33.0% for AGIs below $25k, 34.7% for AGIs $25k-50k, 52.7% for AGIs $50k-75k, 55.6% for AGIs $75k-100k, 403.3% for AGIs $100k-200k)
Ordinary dividends: $2,700 (reported on 7.2% of returns)
Here:
$2,700
State:
$8,105
(% of AGI for various income ranges: 3.3% for AGIs below $25k, 11.2% for AGIs $25k-50k, 50.0% for AGIs $50k-75k, 318.3% for AGIs $100k-200k)
Net capital gain/loss in AGI: +$14,850 (reported on 8.4% of returns)
Here:
+$14,850
State:
+$33,664
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 15.9% for AGIs $25k-50k, 92.0% for AGIs $50k-75k, 3138.3% for AGIs $100k-200k)
Profit/loss from business: +$13,269 (reported on 19.2% of returns)
Here:
+$13,269
State:
+$18,991
(% of AGI for various income ranges: 149.7% for AGIs below $25k, 135.9% for AGIs $25k-50k, 153.3% for AGIs $50k-75k, 356.7% for AGIs $75k-100k, 3891.7% for AGIs $100k-200k)
Taxable individual retirement arrangement distribution: $16,190 (reported on 6.0% of returns)
38551:
$16,190
Tennessee:
$20,036
(% of AGI for various income ranges: 84.7% for AGIs below $25k, 266.0% for AGIs $50k-75k, 791.1% for AGIs $75k-100k)
Earned income credit: $2,322 (reported on 26.9% of returns)
Here:
$2,322
State:
$2,391
(% of AGI for various income ranges: 123.2% for AGIs below $25k, 90.0% for AGIs $25k-50k)
Percentage of individuals using paid preparers for their 2020 taxes: 93.4%
Here:
93%
State:
93%
(% for various income ranges: 92.6% for AGIs below $25k, 95.2% for AGIs $25k-50k, 94.7% for AGIs $50k-75k, 92.3% for AGIs $75k-100k, 90.0% for AGIs $100k-200k, 100.0% for AGIs over 200k)
Averages for the 2012 tax year for zip code 38551, filed in 2013:
Average Adjusted Gross Income (AGI) in 2012: $33,159 (Individual Income Tax Returns)
Here:
$33,159
State:
$53,767
Salary/wage: $28,509 (reported on 78.0% of returns)
Here:
$28,509
State:
$45,421
(% of AGI for various income ranges: 71.7% for AGIs below $25k, 77.9% for AGIs $25k-50k, 69.0% for AGIs $50k-75k, 77.4% for AGIs $75k-100k, 45.4% for AGIs $100k-200k)
Taxable interest for individuals: $1,461 (reported on 31.1% of returns)
This zip code:
$1,461
Tennessee:
$1,732
(% of AGI for various income ranges: 1.7% for AGIs below $25k, 0.7% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 1.6% for AGIs $100k-200k)
Ordinary dividends: $3,950 (reported on 7.3% of returns)
Here:
$3,950
State:
$6,739
(% of AGI for various income ranges: 1.7% for AGIs below $25k, 0.5% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 0.4% for AGIs $100k-200k)
Net capital gain/loss in AGI: +$6,377 (reported on 7.9% of returns)
Here:
+$6,377
State:
+$19,082
(% of AGI for various income ranges: 0.3% for AGIs below $25k, 0.3% for AGIs $50k-75k, 5.9% for AGIs $100k-200k)
Profit/loss from business: +$8,589 (reported on 22.0% of returns)
Here:
+$8,589
State:
+$15,240
(% of AGI for various income ranges: 11.5% for AGIs below $25k, 3.2% for AGIs $25k-50k, 5.4% for AGIs $50k-75k, 5.5% for AGIs $100k-200k)
Taxable individual retirement arrangement distribution: $11,740 (reported on 6.1% of returns)
38551:
$11,740
Tennessee:
$15,505
(% of AGI for various income ranges: 1.4% for AGIs below $25k, 1.2% for AGIs $25k-50k, 3.0% for AGIs $50k-75k, 11.0% for AGIs $75k-100k)
Total itemized deductions: $18,147 (28% of AGI, reported on 10.4% of returns)
Here:
$18,147
State:
$21,976
Here:
27.5% of AGI
State:
17.8% of AGI
(% of AGI for various income ranges: 3.6% for AGIs below $25k, 6.2% for AGIs $25k-50k, 10.5% for AGIs $50k-75k, 5.8% for AGIs $100k-200k)
Charity contributions: $3,082 (reported on 6.7% of returns)
Here:
$3,082
State:
$6,709
(% of AGI for various income ranges: 0.9% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 0.8% for AGIs $100k-200k)
Taxes paid: $2,869 (reported on 9.8% of returns)
38551:
$2,869
State:
$4,829
(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.7% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 1.0% for AGIs $100k-200k)
Earned income credit: $2,444 (reported on 32.9% of returns)
Here:
$2,444
State:
$2,404
(% of AGI for various income ranges: 8.9% for AGIs below $25k, 1.6% for AGIs $25k-50k)
Percentage of individuals using paid preparers for their 2012 taxes: 62.2%
Here:
62%
State:
52%
(% for various income ranges: 61.7% for AGIs below $25k, 61.9% for AGIs $25k-50k, 60.0% for AGIs $50k-75k, 66.7% for AGIs $75k-100k, 71.4% for AGIs $100k-200k)
Averages for the 2004 tax year for zip code 38551, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $27,721 (Individual Income Tax Returns)
Here:
$27,721
State:
$44,088
Salary/wage: $26,010 (reported on 83.3% of returns)
Here:
$26,010
State:
$38,825
(% of AGI for various income ranges: 86.6% for AGIs below $10k, 74.2% for AGIs $10k-25k, 85.6% for AGIs $25k-50k, 79.4% for AGIs $50k-75k, 75.7% for AGIs $75k-100k, 66.7% for AGIs over 100k)
Taxable interest for individuals: $1,833 (reported on 38.2% of returns)
This zip code:
$1,833
Tennessee:
$1,802
(% of AGI for various income ranges: 6.0% for AGIs below $10k, 2.8% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 3.7% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 2.5% for AGIs over 100k)
Taxable dividends: $1,219 (reported on 9.0% of returns)
Here:
$1,219
State:
$3,727
(% of AGI for various income ranges: 2.6% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.4% for AGIs over 100k)
Net capital gain/loss: +$5,801 (reported on 8.8% of returns)
Here:
+$5,801
State:
+$15,776
(% of AGI for various income ranges: 1.1% for AGIs below $10k, 1.0% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 7.1% for AGIs over 100k)
Profit/loss from business: +$4,927 (reported on 20.7% of returns)
Here:
+$4,927
State:
+$12,882
(% of AGI for various income ranges: -11.3% for AGIs below $10k, 5.0% for AGIs $10k-25k, 3.4% for AGIs $25k-50k, 3.6% for AGIs $50k-75k, 6.5% for AGIs $75k-100k, 4.6% for AGIs over 100k)
IRA payment deduction: $2,824 (reported on 2.0% of returns)
38551:
$2,824
Tennessee:
$2,934
Total itemized deductions: $15,742 (27% of AGI, reported on 9.2% of returns)
Here:
$15,742
State:
$18,035
Here:
27.0% of AGI
State:
19.9% of AGI
(% of AGI for various income ranges: 4.5% for AGIs $10k-25k, 4.4% for AGIs $25k-50k, 6.2% for AGIs $50k-75k, 4.9% for AGIs $75k-100k, 8.6% for AGIs over 100k)
Charity contributions deductions: $3,248 (5% of AGI, reported on 7.3% of returns)
Here:
$3,248
State:
$5,167
Here:
5.2% of AGI
State:
5.3% of AGI
(% of AGI for various income ranges: 0.4% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 2.4% for AGIs over 100k)
Total tax: $3,520 (reported on 68.3% of returns)
38551:
$3,520
State:
$7,482
(% of AGI for various income ranges: 4.1% for AGIs below $10k, 3.5% for AGIs $10k-25k, 6.1% for AGIs $25k-50k, 9.2% for AGIs $50k-75k, 12.3% for AGIs $75k-100k, 20.0% for AGIs over 100k)
Earned income credit: $1,797 (reported on 28.3% of returns)
Here:
$1,797
State:
$1,826
Percentage of individuals using paid preparers for their 2004 taxes: 71.2%
Here:
71%
State:
60%
(% for various income ranges: 67.8% for AGIs below $10k, 72.2% for AGIs $10k-25k, 70.6% for AGIs $25k-50k, 72.7% for AGIs $50k-75k, 77.8% for AGIs $75k-100k, 83.8% for AGIs over 100k)
Household received Food Stamps/SNAP in the past 12 months: 364 Household did not receive Food Stamps/SNAP in the past 12 months: 1,332
Women who had a birth in the past 12 months: 24 (0 now married, 24 unmarried) Women who did not have a birth in the past 12 months: 774 (377 now married, 396 unmarried)
Housing units in zip code 38551 with a mortgage: 250 (16 second mortgage, 11 both second mortgage and home equity loan) Median monthly owner costs for units with a mortgage: $782 Median monthly owner costs for units without a mortgage: $343
Residents with income below the poverty level in 2021:
This zip code:
30.4%
Whole state:
13.6%
Residents with income below 50% of the poverty level in 2021:
This zip code:
19.7%
Whole state:
6.9%
Median number of rooms in houses and condos:
Here:
5.8
State:
6.5
Median number of rooms in apartments:
Here:
4.5
State:
4.5
Notable locations in this zip code not listed on our city pages
Notable locations in zip code 38551: Cedar Hill Boat Dock (A), Livingston Boat Dock (B), Holly Creek Boat Dock (C), Horse Creek Boat Dock (D), Dale Hollow Fish Hatchery (E), Dale Hollow Boat Dock (F), East 52 Volunteer Fire Department (G), Pea Ridge Fire Department (H), Free Hills Community Center (I), Clay County Courthouse (J), Celina Fire and Emergency Medical Services Department (K). Display/hide their locations on the map
Churches in zip code 38551 include: Rock Springs Church (A), Beech Bethany Church (B), Pine Branch Church (C), Arcot Church of Christ (D), Free Hills Church of Christ (E), Midway Church of Christ (F), Neely Crossroads Church of Christ (G), Shanky Branch Church of God (H), Tinsleys Bottom Church of Christ (I). Display/hide their locations on the map
Cemeteries: Thompson Cemetery (1), Tinsley Cemetery (2), Walker Cemetery (3), Keen Cemetery (4), Webb Cemetery (5), Key Cemetery (6), Williams Cemetery (7). Display/hide their locations on the map
Streams, rivers, and creeks: Lick Run (A), Kyle Branch (B), Knob Creek (C), Indian Creek (D), Horse Creek (E), Holly Creek (F), Gap Branch (G), Skinnicy Branch (H), Mill Creek (I). Display/hide their locations on the map
Parks in zip code 38551 include: Dale Hollow Dam Recreation Area (1), Donaldson Park Recreation Area (2), Pleasant Grove Recreation Area (3). Display/hide their locations on the map
In group quarters: 97 (-1 institutionalized population)
Size of family households: 528 2-persons, 163 3-persons, 259 4-persons, 88 5-persons, 4 7-or-more-persons
Size of nonfamily households: 529 1-person, 73 2-persons, 33 3-persons
421 married couples with children.
360 single-parent households (30 men, 330 women).
97.3% of residents of 38551 zip code speak English at home.
1.3% of residents speak Spanish at home (90% very well, 10% not well).
0.4% of residents speak other Indo-European language at home (100% very well).
1.5% of residents speak Asian or Pacific Island language at home (93% very well, 7% not well).
Foreign born population: 102 (2.5%) (94.3% of them are naturalized citizens)
This zip code:
2.5%
Whole state:
5.3%
39%Malaysia
27%Sweden
14%United Kingdom, excluding England and Scotland
6%Kuwait
5%Honduras
4%China, excluding Hong Kong and Taiwan
53%American
7%Polish
6%English
5%Irish
4%German
2%Scotch-Irish
2%Italian
Year of entry for the foreign-born population
02010 or later
262000 to 2009
51990 to 1999
84Before 1990
Major facilities with environmental interests located in this zip code:
CELINA READY MIX (120 RIVER ROAD in CELINA, TN)
AIR SYNTHETIC MINOR (AIRS/AFS) AIR MINOR (AIRS/AFS) National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit Business SIC classification: CRUSHED AND BROKEN LIMESTONE; READY-MIXED CONCRETE Organizations: ROGERS GROUP, INC. (CONTACT/OWNER)
Alternative names: GARROTT BROS CONCRETE MIX.INC, GARROTT BROTHERS OF CELINA, JOHN TORRES, ROGERS GROUP, INC., ROGERS GROUP, INC. - CELINA QUARRY
CELINA HIGH SCHOOL (520 BROWN ST in CELINA, TN)
(Geographic Names Information System) (National Center for Education Statistics) - STATE ID-0010 Organizations: CLAY COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
CELINA K-8 (1324 MITCHELL PO BX 409 in CELINA, TN)
(National Center for Education Statistics) - STATE ID-0005 Organizations: CLAY COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
CLAY CO ADULT HS (P O BOX 469 BROWN ST in CELINA, TN)
(National Center for Education Statistics) - STATE ID-0014 Organizations: CLAY COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
CELINA STP (100 WASTEWATER ROAD in CELINA, TN)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit Business SIC classification: SEWERAGE SYSTEMS Organizations: MARK COLLINS (CONTACT/OPERATOR)
, JOYCE STRONG (CONTACT/OWNER)
Alternative names: CELINA WWTP
DALE HOLLOW POWER PLANT (99 POWERHOUSE RD in CELINA, TN)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit Business SIC classification: ELECTRIC SERVICES Organizations: DICKIE LOVETT (CONTACT/OWNER)
CEDAR HILL RESORT (ROUTE 1 in CELINA, TN)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit Business SIC classification: SEWERAGE SYSTEMS Alternative names: CEDAR HILL RESORT STP
DALE HOLLOW NATIONAL FISH HATC (145 HATCHERY ROAD in CELINA, TN) . Federal Facility. FISH AND WILDLIFE SERVICE
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit Business SIC classification: FISH HATCHERIES AND PRESERVES Organizations: ANDREW CURRIE (CONTACT/OWNER)
Alternative names: DALE HOLLOW FISH HATCHERY, DEPARTMENT OF THE INTERIOR, US DEPARTMENT OF INTERIORR
CLAY COUNTY BOARD OF EDUCATION (P. O. BOX 188 in CELINA, TN)
AIR MINOR (AIRS/AFS) Business SIC classification: SCHOOLS AND EDUCATIONAL SERVICES
CLAY COUNTY HOSPITAL (MCARTHUR ST in CELINA, TN)
(Resource Conservation and Recovery Act (tracking hazardous waste))
CLAY COUNTY NURSING HOME (120 PITCOCK LN in CELINA, TN)
(Resource Conservation and Recovery Act (tracking hazardous waste))
APAC-TENNESSEE, INC. (HWY 53 in CELINA, TN)
AIR SYNTHETIC MINOR (AIRS/AFS) Business SIC classification: ASPHALT PAVING MIXTURES AND BLOCKS
CLAY CO. SCHOOL DIST. (BROWN ST. in CELINA, TN)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
Housing units lacking complete plumbing facilities: 9.9% Housing units lacking complete kitchen facilities: 8.0%
80.4%Electricity
8.3%Utility gas
6.4%Wood
4.6%Bottled, tank, or LP gas
Population in 1990: 4,102.
Place of birth for U.S.-born residents:
This state: 2,428
Northeast: 178
Midwest: 740
South: 579
West: 80
60% of the 38551 zip code residents lived in the same house 5 years ago. Out of people who lived in different houses, 63% lived in this county. Out of people who lived in different counties, 50% lived in Tennessee.
90% of the 38551 zip code residents lived in the same house 1 year ago. Out of people who lived in different houses, 52% moved from this county. Out of people who lived in different houses, 8% moved from different county within same state. Out of people who lived in different houses, 42% moved from different state.
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school):
Here:
0.0%
Tennessee:
15.7%
Students in private schools in grades 9 to 12 (high school):
Here:
0.0%
Tennessee:
15.5%
Students in private undergraduate colleges:
Here:
0.0%
Tennessee:
25.2%
Occupation by median earnings in the past 12 months ($)
44,562Transportation occupations
41,738Health diagnosing and treating practitioners and other technical occupations
33,930Health technologists and technicians
33,892Sales and related occupations
33,027Production occupations
28,207Construction and extraction occupations
Companies with federal contracts located in this zip code (CELINA, TN):
TARTER CONTRACTING, INC (5103 CAMPGROUND ROAD; small business) : $10,427,264 in 58 contractsfrom 1999 to 2006
Contracts for Landscaping/Groundskeeping Services, Facilities Operations Support Services, Recreation Site Maintenance Services (non-construction), Construction of Structures and Facilities -- Other Non-Building Facilities, and moreby U.S. Army Corps of Engineers - civil program financing only, Army, U.S. Fish and Wildlife Service Signed by year:2000: $1,144,929; 2001: $1,206,870; 2002: $534,204; 2003: $3,457,423; 2004: $885,877; 2005: $2,465,500; 2006: $621,718.
Biggest contracts:
$693,888 with U.S. Army Corps of Engineers - civil program financing only for Landscaping/Groundskeeping Services. Signed on 2000-09-12. Completion date: 2000-12-31.
$649,792 with U.S. Army Corps of Engineers - civil program financing only for Facilities Operations Support Services. Signed on 2005-03-01. Completion date: 2005-09-30.
$649,792 with Army for Facilities Operations Support Services. Signed on 2005-03-01. Completion date: 2005-09-30.
$631,710 with U.S. Army Corps of Engineers - civil program financing only for Facilities Operations Support Services. Signed on 2003-02-26. Completion date: 2003-12-31.
CELINA LUMBER COMPANY INC (1223 MITCHELL ST) : $87,345 in 5 contractsfrom 2004 to 2005
Contracts for Hardware, Commercial, Building Components, Prefabricated, Electrical Hardware and Supplies by Army, U.S. Army Corps of Engineers - civil program financing only Signed by year:2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $15,025; 2005: $72,320; 2006: $0.
Biggest contracts:
$23,690 with Army for Hardware, Commercial. Signed on 2005-09-07. Completion date: 2005-09-23.
$23,690 with U.S. Army Corps of Engineers - civil program financing only for Hardware, Commercial. Signed on 2005-09-07. Completion date: 2005-09-23.
$15,025 with Army for Building Components, Prefabricated. Signed on 2004-09-21. Completion date: 2004-09-30.
$12,470 with Army for Electrical Hardware and Supplies. Signed on 2005-09-26. Completion date: 2005-09-29.
COPELAND'S BACKHOE SERVICE (1399 NEW HOPE RD; small business) : $25,000 in 2 contractsin 2004
$12,500 with Army for Road Clearing, Cleaning and Marking Equipment. Signed on 2004-08-30. Completion date: 2004-09-30.
$12,500 with U.S. Army Corps of Engineers - civil program financing only for Road Clearing, Cleaning and Marking Equipment. Signed on 2004-08-30. Completion date: 2004-09-30.
$6,547 with U.S. Army Corps of Engineers - civil program financing only for Air Conditioning Equipment. Signed on 2005-09-26. Completion date: 2005-09-29.
$6,547 with Army for Air Conditioning Equipment. Signed on 2005-09-26. Completion date: 2005-09-29.
$4,700, same as above.Signed on 2005-08-16. Completion date: 2005-09-09.
Top industries in this zip code by the number of employees in 2005:
Health Care and Social Assistance: General Medical and Surgical Hospitals (100-249 employees: 1 establishment)
Health Care and Social Assistance: Nursing Care Facilities (50-99: 1)
Wholesale Trade: Construction and Mining (except Oil Well) Machinery and Equipment Merchant Wholesalers (20-49: 1)
Real Estate and Rental and Leasing: Recreational Goods Rental (20-49: 1)
Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (10-19: 1, 5-9: 1, 1-4: 4)
People in group quarters in 2010:
64 people in nursing facilities/skilled-nursing facilities
20 people in local jails and other municipal confinement facilities
12 people in group homes intended for adults
People in group quarters in 2000:
63 people in nursing homes
9 people in local jails and other confinement facilities (including police lockups)
9 people in mental (psychiatric) hospitals or wards
5 people in homes for the mentally retarded
Fatal accident statistics in 2014:
Fatal accident count: 1
Vehicles involved in fatal accidents: 1
Fatal accidents caused by drunken drivers: 0
Fatalities: 1
Persons involved in fatal accidents: 1
Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2013:
Fatal accident count: 2
Vehicles involved in fatal accidents: 3
Fatal accidents caused by drunken drivers: 0
Fatalities: 2
Persons involved in fatal accidents: 3
Pedestrians involved in fatal accidents: 0
2003 - 2018 National Fire Incident Reporting System (NFIRS) incidents
According to the data from the years 2003 - 2018 the average number of fires per year is 39. The highest number of fire incidents - 62 took place in 2017, and the least - 8 in 2003. The data has a rising trend.
When looking into fire subcategories, the most incidents belonged to: Structure Fires (56.5%), and Outside Fires (23.3%).
Fire incident types reported to NFIRS in Zip Code 38551