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38581 Zip Code (TN) Detailed Profile



Counties: Warren County, TN (54.09%), Van Buren County, TN (45.06%), DeKalb County, TN (0.85%)
Estimated zip code population in 2013: 4,300
Zip code population in 2010: 4,112
Zip code population in 2000: 4,174

Houses and condos: 1,819
Renter-occupied apartments: 267
% of renters here:

17%
State:

34%
Mar. 2016 cost of living index in zip code 38581: 80.6 (low, U.S. average is 100)

Land area: 99.4 sq. mi.
Water area: 1.3 sq. mi.
Population density: 43 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 38581
Zip code 38581 (, Tennessee) real estate house value trends

Recent home sales, real estate maps, and home value estimator for zip code 38581

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Real estate property taxes paid for housing units in 2013:
This zip code:

0.6% ($454)
Tennessee:

0.7% ($1,049)
Median real estate property taxes paid for housing units with mortgages in 2013: $513 (0.6%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $377 (0.5%)

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Males: 2,003  (46.6%)
Females: 2,297  (53.4%)

For population 25 years and over in 38581:

  • High school or higher: 85.7%
  • Bachelor's degree or higher: 12.2%
  • Graduate or professional degree: 5.8%
  • Unemployed: 7.3%
  • Mean travel time to work (commute): 25.6 minutes

For population 15 years and over in 38581:

  • Never married: 21.6%
  • Now married: 51.8%
  • Separated: 2.5%
  • Widowed: 8.7%
  • Divorced: 15.4%

Zip code 38581 compared to state average:

  • Median house value below state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage below state average.
  • Foreign-born population percentage below state average.
  • Renting percentage below state average.
  • Number of college students below state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 38581

  • Zip code 38581 races chart
    • 3,828White population
    • 47Black population
    • 9American Indian population
    • 3Asian population
    • 0Native Hawaiian and Other Pacific Islander population
    • 0Some other race population
    • 50Two or more races population
    • 175Hispanic or Latino population

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38581, TN forum
Recent posts about zip code 38581 area on our local forum with over 1,900,000 registered users:
Warren co weather advisory  (1 reply)
100% rural population.

Estimated median house/condo value in 2013: $82,200
38581:

$82,200
Tennessee:

$140,300
Median resident age:
This zip code:

39.5 years
Tennessee median age:

38.5 years
Average household size:
This zip code:

2.8 people
Tennessee:

2.5 people

Averages for the 2012 tax year for zip code 38581, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $36,787 (Individual Income Tax Returns)
Here:

$36,787
State:

$53,767

Salary/wage: $34,139 (reported on 82.8% of returns)
Here:

$34,139
State:

$45,421
(% of AGI for various income ranges: 73.9% for AGIs below $25k, 83.1% for AGIs $25k-50k, 83.3% for AGIs $50k-75k, 77.8% for AGIs $75k-100k, 62.0% for AGIs $100k-200k)

Taxable interest for individuals: $1,472 (reported on 26.4% of returns)
This zip code:

$1,472
Tennessee:

$1,732
(% of AGI for various income ranges: 1.8% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 1.5% for AGIs $100k-200k)

Ordinary dividends: $2,200 (reported on 8.0% of returns)
Here:

$2,200
State:

$6,739
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.7% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$9,335 (reported on 9.8% of returns)
Here:

+$9,335
State:

+$19,082
(% of AGI for various income ranges: 0.1% for AGIs below $25k, 1.1% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 9.6% for AGIs $100k-200k)

Profit/loss from business: +$8,433 (reported on 19.0% of returns)
Here:

+$8,433
State:

+$15,240
(% of AGI for various income ranges: 8.6% for AGIs below $25k, 2.5% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 8.0% for AGIs $75k-100k, 2.5% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $13,664 (reported on 6.3% of returns)
38581:

$13,664
Tennessee:

$15,505
(% of AGI for various income ranges: 2.5% for AGIs below $25k, 2.0% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 7.3% for AGIs $75k-100k)

Total itemized deductions: $18,353 (25% of AGI, reported on 9.8% of returns)
Here:

$18,353
State:

$21,976

Here:

24.8% of AGI
State:

17.8% of AGI
(% of AGI for various income ranges: 3.0% for AGIs below $25k, 3.5% for AGIs $25k-50k, 7.0% for AGIs $50k-75k, 8.7% for AGIs $100k-200k)

Charity contributions: $5,236 (reported on 6.3% of returns)
Here:

$5,236
State:

$6,709
(% of AGI for various income ranges: 0.8% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.7% for AGIs $100k-200k)

Taxes paid: $3,088 (reported on 9.2% of returns)
38581:

$3,088
State:

$4,829
(% of AGI for various income ranges: 0.3% for AGIs below $25k, 0.5% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.6% for AGIs $100k-200k)

Earned income credit: $2,222 (reported on 28.7% of returns)
Here:

$2,222
State:

$2,404
(% of AGI for various income ranges: 7.8% for AGIs below $25k, 1.7% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 71.8%
Here:

72%
State:

52%
(% for various income ranges: 68.7% for AGIs below $25k, 71.4% for AGIs $25k-50k, 73.1% for AGIs $50k-75k, 88.9% for AGIs $75k-100k, 85.7% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 38581, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $31,513 (Individual Income Tax Returns)
Here:

$31,513
State:

$44,088

Salary/wage: $30,608 (reported on 85.3% of returns)
Here:

$30,608
State:

$38,825
(% of AGI for various income ranges: 109.9% for AGIs below $10k, 80.7% for AGIs $10k-25k, 88.1% for AGIs $25k-50k, 86.8% for AGIs $50k-75k, 84.5% for AGIs $75k-100k, 61.2% for AGIs over 100k)

Taxable interest for individuals: $1,176 (reported on 32.8% of returns)
This zip code:

$1,176
Tennessee:

$1,802
(% of AGI for various income ranges: 5.8% for AGIs below $10k, 1.7% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Taxable dividends: $1,433 (reported on 9.0% of returns)
Here:

$1,433
State:

$3,727
(% of AGI for various income ranges: 1.9% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Net capital gain/loss: +$6,792 (reported on 10.5% of returns)
Here:

+$6,792
State:

+$15,776
(% of AGI for various income ranges: -1.4% for AGIs below $10k, 0.6% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 6.3% for AGIs $75k-100k, 6.2% for AGIs over 100k)

Profit/loss from business: +$7,164 (reported on 18.9% of returns)
Here:

+$7,164
State:

+$12,882
(% of AGI for various income ranges: 31.3% for AGIs below $10k, 7.5% for AGIs $10k-25k, 1.9% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 10.9% for AGIs over 100k)

IRA payment deduction: $2,618 (reported on 1.9% of returns)
38581:

$2,618
Tennessee:

$2,934

Total itemized deductions: $14,988 (23% of AGI, reported on 9.7% of returns)
Here:

$14,988
State:

$18,035

Here:

22.9% of AGI
State:

19.9% of AGI
(% of AGI for various income ranges: 3.3% for AGIs $10k-25k, 3.7% for AGIs $25k-50k, 5.9% for AGIs $50k-75k, 6.2% for AGIs $75k-100k, 5.8% for AGIs over 100k)

Charity contributions deductions: $4,333 (6% of AGI, reported on 7.7% of returns)
Here:

$4,333
State:

$5,167

Here:

6.4% of AGI
State:

5.3% of AGI
(% of AGI for various income ranges: 0.4% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Total tax: $3,847 (reported on 71.2% of returns)
38581:

$3,847
State:

$7,482
(% of AGI for various income ranges: 5.4% for AGIs below $10k, 4.2% for AGIs $10k-25k, 6.0% for AGIs $25k-50k, 8.4% for AGIs $50k-75k, 9.7% for AGIs $75k-100k, 20.7% for AGIs over 100k)

Earned income credit: $1,696 (reported on 24.7% of returns)
Here:

$1,696
State:

$1,826

Percentage of individuals using paid preparers for their 2004 taxes: 74.0%
Here:

74%
State:

60%
(% for various income ranges: 67.3% for AGIs below $10k, 76.7% for AGIs $10k-25k, 74.6% for AGIs $25k-50k, 75.0% for AGIs $50k-75k, 76.1% for AGIs $75k-100k, 84.4% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$39,476
Tennessee:

$44,297
38581 map Nearest zip codes: 38579, 38587, 38559, 37110, 38585, 37166.
Percentage of family households:
This zip code:

55.7%
Tennessee:

50.2%
Percentage of households with unmarried partners:
This zip code:

7.9%
Tennessee:

5.4%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 1.5% of all households
  • Gay men: 1.0% of all households

Household received Food Stamps/SNAP in the past 12 months: 201
Household did not receive Food Stamps/SNAP in the past 12 months: 1,349


Women who had a birth in the past 12 months: 47 (6 now married, 41 unmarried)
Women who did not have a birth in the past 12 months: 1,039 (511 now married, 528 unmarried)


Housing units in zip code 38581 with a mortgage: 671 (27 second mortgage, 49 home equity loan)
Houses without a mortgage: 612

Median monthly owner costs for units with a mortgage: $867
Median monthly owner costs for units without a mortgage: S285

Residents with income below the poverty level in 2013:
This zip code:

19.7%
Whole state:

17.8%
Residents with income below 50% of the poverty level in 2013:
This zip code:

14.5%
Whole state:

10.0%
Median number of rooms in houses and condos:
Here:

6.1
State:

6.4
Median number of rooms in apartments:
Here:

5.8
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 38581: Moores College (A), Rock Station (B), Camp Overton (C), County Park Dock (D), Campaign - Rock Island Volunteer Fire Department (E), Great Falls Hydro Plant (F), Cedar Grove Community Center (G), Bone Cave Community Center (H), Cedar Grove Fire Department (I), Rocky River Volunteer Fire Department (J). Display/hide their locations on the map

    Churches in zip code 38581 include: Long Church (A), Eureka Church (B), Fall City Church (C), Mount View Church (D), Mount Vernon Church (E), Shiloh Church (F), Jericho Church (G), Friendship Church (H), Laurel Creek Church (I). Display/hide their locations on the map

    Cemeteries: Mount Vernon Cemetery (1), Boyd Cemetery (2), White Hill Cemetery (3), Long Cemetery (4), Laurel Creek Cemetery (5), Crain Hill Cemetery (6), New Rocky Cemetery (7). Display/hide their locations on the map

    Streams, rivers, and creeks: Bee Fork (A), Laurel Creek (B), Barton Creek (C), Harper Branch (D), Dyer Gulch Creek (E), Collins River (F), Pine Branch (G), Mud Creek (H), Sycamore Branch (I). Display/hide their locations on the map

    Parks in zip code 38581 include: Rock Island State Rustic Park (1), Bone Cave State Park (2). Display/hide their locations on the map

Year house built

  • 102010 or later
  • 3322000 to 2009
  • 3281990 to 1999
  • 2221980 to 1989
  • 4591970 to 1979
  • 1171960 to 1969
  • 1431950 to 1959
  • 731940 to 1949
  • 1351939 or earlier

Zip code 38581 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in 38581

  • 0no bedroom
  • 01 bedroom
  • 3352 bedrooms
  • 7163 bedrooms
  • 2094 bedrooms
  • 235+ bedrooms

Bedrooms in renter-occupied apartments in 38581

  • 0no bedroom
  • 01 bedroom
  • 1092 bedrooms
  • 1143 bedrooms
  • 354 bedrooms
  • 95+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in 38581 in owner-occupied houses/condos

  • 21no vehicle
  • 3361 vehicle
  • 4642 vehicles
  • 3553 vehicles
  • 444 vehicles
  • 635+ vehicles

Cars and other vehicles available in 38581 in renter-occupied apartments

  • 0no vehicle
  • 1611 vehicle
  • 282 vehicles
  • 623 vehicles
  • 74 vehicles
  • 95+ vehicles

  • Zip code 38581 household income distribution in 2013

  • Zip code 38581 household income distribution in 2013
  • 91Less than $10,000
  • 148$10,000 to $14,999
  • 117$15,000 to $19,999
  • 81$20,000 to $24,999
  • 110$25,000 to $29,999
  • 142$30,000 to $34,999
  • 99$35,000 to $39,999
  • 130$40,000 to $44,999
  • 69$45,000 to $49,999
  • 121$50,000 to $59,999
  • 188$60,000 to $74,999
  • 110$75,000 to $99,999
  • 82$100,000 to $124,999
  • 24$125,000 to $149,999
  • 38$200,000 or more
  • Estimate of home value of owner-occupied houses/condos in 2013 in zip code 38581

  • Estimate of home value of owner-occupied houses/condos in 2013 in zip code 38581
  • 13Less than $10,000
  • 20$10,000 to $14,999
  • 27$15,000 to $19,999
  • 6$20,000 to $24,999
  • 36$25,000 to $29,999
  • 23$30,000 to $34,999
  • 17$35,000 to $39,999
  • 87$40,000 to $49,999
  • 118$50,000 to $59,999
  • 95$60,000 to $69,999
  • 180$70,000 to $79,999
  • 89$80,000 to $89,999
  • 77$90,000 to $99,999
  • 95$100,000 to $124,999
  • 62$125,000 to $149,999
  • 81$150,000 to $174,999
  • 58$175,000 to $199,999
  • 62$200,000 to $249,999
  • 16$250,000 to $299,999
  • 36$300,000 to $399,999
  • 59$400,000 to $499,999
  • 19$500,000 to $749,999
  • 7$1,000,000 or more
  • Rent paid by renters in 2013 in zip code 38581

  • Rent paid by renters in 2013 in zip code 38581
  • 11$200 to $249
  • 5$250 to $299
  • 3$300 to $349
  • 13$350 to $399
  • 54$450 to $499
  • 90$550 to $599
  • 91No cash rent

Median gross rent in 2013: $831.

Estimated median house (or condo) value in 2013 for:

  • White Non-Hispanic householders: $83,312
  • Black or African American householders: $80,345
  • American Indian or Alaska Native householders: $128,058

Estimated median house or condo value in 2013: $82,200
38581:

$82,200
Tennessee:

$140,300
Lower value quartile - upper value quartile: $57,800 - $155,300

Mean price in 2013:

Detached houses: $131,122
Here:

$131,122
State:

$193,341

Mobile homes: $83,576
Here:

$83,576
State:

$62,485

Owners and renters by unit type in %

Housing units in structures:

  • One, detached: 1,376
  • Two: 9
  • Mobile homes: 434

Unemployment: 7.3%

  • Means of transportation to work in zip code 38581

  • Means of transportation to work in zip code 38581
  • 90.5%1,667Drove a car alone
  • 6.6%122Carpooled
  • 0.3%5Bus or trolley bus
  • 1.2%22Walked
  • 1.5%27Worked at home
  • Travel time to work (commute) in zip code 38581

  • Travel time to work (commute) in zip code 38581
  • 45Less than 5 minutes
  • 475 to 9 minutes
  • 17310 to 14 minutes
  • 44815 to 19 minutes
  • 32920 to 24 minutes
  • 18025 to 29 minutes
  • 25930 to 34 minutes
  • 3835 to 39 minutes
  • 4340 to 44 minutes
  • 13045 to 59 minutes
  • 8960 to 89 minutes
  • 3590 or more minutes

Percentage of zip code residents living and working in this county: 70.6%

Household type by relationship:

Households: 4,258
  • In family households: 3,708 (722 male householders, 395 female householders)
    810 spouses, 1,434 children (1,311 natural, 22 adopted, 102 stepchildren), 106 grandchildren, 35 brothers or sisters, 16 parents, 63 other relatives, 114 non-relatives
  • In nonfamily households: 550 (155 male householders (126 living alone)), 278 female householders (231 living alone)), 117 nonrelatives
  • In group quarters: 42 (0 institutionalized population)

Size of family households: 452 2-persons, 190 3-persons, 342 4-persons, 102 5-persons, 31 6-persons

Size of nonfamily households: 357 1-person, 57 2-persons, 19 4-persons

786 married couples with children.
196 single-parent households (127 men, 69 women).

98.6% of residents of 38581 zip code speak English at home.
1.4% of residents speak Spanish at home (12% very well, 50% well, 26% not well, 12% not at all).

Foreign born population: 111 (2.6%)
(0.0% of them are naturalized citizens)
:

2.6%
Whole state:

4.7%

Most common places of birth for the foreign-born residents

  • 60%United Kingdom, excluding England and Scotland
  • 40%Mexico

Most common first ancestries reported in 38581 (%)

  • 23%American
  • 16%Other groups
  • 10%English
  • 9%Irish
  • 3%Scottish
  • 2%Scotch-Irish
  • 2%British

Year of entry for the foreign-born population

  • 02010 or later
  • 1032000 to 2009
  • 81990 to 1999
  • 7Before 1990

Zip code 38581 topographic map

Facilities with environmental interests located in this zip code:

  • APAC-TENNESSEE, INC. (5493 SPARTA HIGHWAY BOX 225 in ROCK ISLAND, TN)
    AIR SYNTHETIC MINOR (AIRS/AFS)
    Business SIC classification: ASPHALT PAVING MIXTURES AND BLOCKS
    Alternative names: HILLIS GROUP, LLC

Zip code 38581 marital status for males
Zip code 38581 marital status for females

Housing units lacking complete plumbing facilities: 4.9%
Housing units lacking complete kitchen facilities: 4.9%

Most commonly used house heating fuel

  • 77%Electricity
  • 13%Utility gas
  • 5%Wood
  • 5%Bottled, tank, or LP gas

Population in 1990: 3,954. Population change in the 1990s: +220 (+5.6%).

Place of birth for U.S.-born residents:

  • This state: 3,396
  • Northeast: 121
  • Midwest: 341
  • South: 290
  • West: 34

62% of the 38581 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 64% lived in this county.
   Out of people who lived in different counties, 50% lived in Tennessee.

97% of the 38581 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 50% moved from this county.
   Out of people who lived in different houses, 24% moved from different county within same state.
   Out of people who lived in different houses, 26% moved from different state.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 80
Here:

15.9%
Tennessee:

12.2%
Students in private schools in grades 9 to 12 (high school): 30
Here:

9.1%
Tennessee:

12.7%
Students in private undergraduate colleges: 29
Here:

42.0%
Tennessee:

22.4%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 61,313Health diagnosing and treating practitioners and other technical occupations
  • 46,719Architecture and engineering occupations
  • 39,904Education, training, and library occupations
  • 36,333Management occupations
  • 28,750Construction and extraction occupations
  • 26,875Installation, maintenance, and repair occupations

Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Full-Service Restaurants (10-19 employees: 1 establishment)
  • Other Services (except Public Administration): Civic and Social Organizations (5-9: 1)
  • Health Care and Social Assistance: Child Day Care Services (5-9: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 11 people in workers' group living quarters and job corps centers

People in group quarters in 2000:

  • 43 people in agriculture workers' dormitories on farms
  • 15 people in homes for the mentally ill
  • 5 people in other noninstitutional group quarters

Fatal accident statistics in 2011:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 2
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 0
Most common first names in zip code 38581 among deceased individuals
NameCountLived (average)
James3270.3 years
Mary2678.5 years
William2171.3 years
John2078.8 years
Robert1870.7 years
Charles1370.2 years
George1175.2 years
Joe975.6 years
Willie880.0 years
Charlie782.4 years
Most common last names in zip code 38581 among deceased individuals
Last nameCountLived (average)
Moore2271.3 years
Grissom2180.8 years
Hillis1975.9 years
Martin1775.3 years
Jones1573.8 years
Roberts1474.0 years
Mccormick1374.0 years
Gribble1382.1 years
Dunlap1378.8 years
Bouldin1271.3 years

Businesses in zip code 38581

  • U-Haul: 1

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