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38581 Zip Code (TN) Detailed Profile




Counties: Warren County, TN (54.09%), Van Buren County, TN (45.06%), DeKalb County, TN (0.85%)
Estimated zip code population in 2019: 4,149
Zip code population in 2010: 4,112
Zip code population in 2000: 4,174

Houses and condos: 1,913
Renter-occupied apartments: 216
% of renters here:

14%
State:

33%
March 2019 cost of living index in zip code 38581: 78.5 (low, U.S. average is 100)

Land area: 99.4 sq. mi.
Water area: 1.3 sq. mi.
Population density: 42 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 38581
  • OSM Map
  • General Map
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Real estate property taxes paid for housing units in 2019:
This zip code:

0.5% ($503)
Tennessee:

0.6% ($1,220)
Median real estate property taxes paid for housing units with mortgages in 2019: $540 (0.5%)
Median real estate property taxes paid for housing units with no mortgage in 2019: $436 (0.4%)

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Males: 2,106  (50.8%)
Females: 2,043  (49.2%)

For population 25 years and over in 38581:

  • High school or higher: 85.1%
  • Bachelor's degree or higher: 14.2%
  • Graduate or professional degree: 6.5%
  • Unemployed: 5.2%
  • Mean travel time to work (commute): 29.2 minutes

For population 15 years and over in 38581:

  • Never married: 21.0%
  • Now married: 55.9%
  • Separated: 1.2%
  • Widowed: 7.3%
  • Divorced: 14.6%

Zip code 38581 compared to state average:

  • Median house value below state average.
  • Black race population percentage significantly below state average.
  • Foreign-born population percentage below state average.
  • Renting percentage significantly below state average.
  • Number of college students below state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 38581 (2019)
    • 3,82893.1%White
    • 1754.3%Hispanic or Latino
    • 501.2%Two or more races
    • 471.1%Black
    • 90.2%American Indian
    • 30.07%Asian
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38581, TN forum
Recent posts about zip code 38581 area on our local forum with over 2,200,000 registered users:
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100% rural population.

Estimated median house/condo value in 2019: $108,031
38581:

$108,031
Tennessee:

$191,900



According to our research of Tennessee and other state lists, there were 15 registered sex offenders living in 38581 zip code as of January 29, 2022.
The ratio of all residents to sex offenders in zip code 38581 is 284 to 1.
The ratio of registered sex offenders to all residents in this zip code is near the state average.


Median resident age:
This zip code:

42.4 years
Tennessee median age:

39.0 years
Average household size:
This zip code:

2.7 people
Tennessee:

2.5 people

Averages for the 2012 tax year for zip code 38581, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $36,787 (Individual Income Tax Returns)
Here:

$36,787
State:

$53,767

Salary/wage: $34,139 (reported on 82.8% of returns)
Here:

$34,139
State:

$45,421
(% of AGI for various income ranges: 73.9% for AGIs below $25k, 83.1% for AGIs $25k-50k, 83.3% for AGIs $50k-75k, 77.8% for AGIs $75k-100k, 62.0% for AGIs $100k-200k)

Taxable interest for individuals: $1,472 (reported on 26.4% of returns)
This zip code:

$1,472
Tennessee:

$1,732
(% of AGI for various income ranges: 1.8% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 1.5% for AGIs $100k-200k)

Ordinary dividends: $2,200 (reported on 8.0% of returns)
Here:

$2,200
State:

$6,739
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.7% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$9,335 (reported on 9.8% of returns)
Here:

+$9,335
State:

+$19,082
(% of AGI for various income ranges: 0.1% for AGIs below $25k, 1.1% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 9.6% for AGIs $100k-200k)

Profit/loss from business: +$8,433 (reported on 19.0% of returns)
Here:

+$8,433
State:

+$15,240
(% of AGI for various income ranges: 8.6% for AGIs below $25k, 2.5% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 8.0% for AGIs $75k-100k, 2.5% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $13,664 (reported on 6.3% of returns)
38581:

$13,664
Tennessee:

$15,505
(% of AGI for various income ranges: 2.5% for AGIs below $25k, 2.0% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 7.3% for AGIs $75k-100k)

Total itemized deductions: $18,353 (25% of AGI, reported on 9.8% of returns)
Here:

$18,353
State:

$21,976

Here:

24.8% of AGI
State:

17.8% of AGI
(% of AGI for various income ranges: 3.0% for AGIs below $25k, 3.5% for AGIs $25k-50k, 7.0% for AGIs $50k-75k, 8.7% for AGIs $100k-200k)

Charity contributions: $5,236 (reported on 6.3% of returns)
Here:

$5,236
State:

$6,709
(% of AGI for various income ranges: 0.8% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.7% for AGIs $100k-200k)

Taxes paid: $3,088 (reported on 9.2% of returns)
38581:

$3,088
State:

$4,829
(% of AGI for various income ranges: 0.3% for AGIs below $25k, 0.5% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.6% for AGIs $100k-200k)

Earned income credit: $2,222 (reported on 28.7% of returns)
Here:

$2,222
State:

$2,404
(% of AGI for various income ranges: 7.8% for AGIs below $25k, 1.7% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 71.8%
Here:

72%
State:

52%
(% for various income ranges: 68.7% for AGIs below $25k, 71.4% for AGIs $25k-50k, 73.1% for AGIs $50k-75k, 88.9% for AGIs $75k-100k, 85.7% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 38581, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $31,513 (Individual Income Tax Returns)
Here:

$31,513
State:

$44,088

Salary/wage: $30,608 (reported on 85.3% of returns)
Here:

$30,608
State:

$38,825
(% of AGI for various income ranges: 109.9% for AGIs below $10k, 80.7% for AGIs $10k-25k, 88.1% for AGIs $25k-50k, 86.8% for AGIs $50k-75k, 84.5% for AGIs $75k-100k, 61.2% for AGIs over 100k)

Taxable interest for individuals: $1,176 (reported on 32.8% of returns)
This zip code:

$1,176
Tennessee:

$1,802
(% of AGI for various income ranges: 5.8% for AGIs below $10k, 1.7% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Taxable dividends: $1,433 (reported on 9.0% of returns)
Here:

$1,433
State:

$3,727
(% of AGI for various income ranges: 1.9% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Net capital gain/loss: +$6,792 (reported on 10.5% of returns)
Here:

+$6,792
State:

+$15,776
(% of AGI for various income ranges: -1.4% for AGIs below $10k, 0.6% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 6.3% for AGIs $75k-100k, 6.2% for AGIs over 100k)

Profit/loss from business: +$7,164 (reported on 18.9% of returns)
Here:

+$7,164
State:

+$12,882
(% of AGI for various income ranges: 31.3% for AGIs below $10k, 7.5% for AGIs $10k-25k, 1.9% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 10.9% for AGIs over 100k)

IRA payment deduction: $2,618 (reported on 1.9% of returns)
38581:

$2,618
Tennessee:

$2,934

Total itemized deductions: $14,988 (23% of AGI, reported on 9.7% of returns)
Here:

$14,988
State:

$18,035

Here:

22.9% of AGI
State:

19.9% of AGI
(% of AGI for various income ranges: 3.3% for AGIs $10k-25k, 3.7% for AGIs $25k-50k, 5.9% for AGIs $50k-75k, 6.2% for AGIs $75k-100k, 5.8% for AGIs over 100k)

Charity contributions deductions: $4,333 (6% of AGI, reported on 7.7% of returns)
Here:

$4,333
State:

$5,167

Here:

6.4% of AGI
State:

5.3% of AGI
(% of AGI for various income ranges: 0.4% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Total tax: $3,847 (reported on 71.2% of returns)
38581:

$3,847
State:

$7,482
(% of AGI for various income ranges: 5.4% for AGIs below $10k, 4.2% for AGIs $10k-25k, 6.0% for AGIs $25k-50k, 8.4% for AGIs $50k-75k, 9.7% for AGIs $75k-100k, 20.7% for AGIs over 100k)

Earned income credit: $1,696 (reported on 24.7% of returns)
Here:

$1,696
State:

$1,826

Percentage of individuals using paid preparers for their 2004 taxes: 74.0%
Here:

74%
State:

60%
(% for various income ranges: 67.3% for AGIs below $10k, 76.7% for AGIs $10k-25k, 74.6% for AGIs $25k-50k, 75.0% for AGIs $50k-75k, 76.1% for AGIs $75k-100k, 84.4% for AGIs over 100k)

Estimated median household income in 2019:
This zip code:

$42,277
Tennessee:

$56,071
38581 map Nearest zip codes: 38579, 38587, 38559, 37110, 38585, 37166.
Percentage of family households:
This zip code:

47.4%
Tennessee:

47.0%
Percentage of households with unmarried partners:
This zip code:

3.9%
Tennessee:

48.0%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 157
Household did not receive Food Stamps/SNAP in the past 12 months: 1,379


Women who had a birth in the past 12 months: 34 (27 now married, 6 unmarried)
Women who did not have a birth in the past 12 months: 931 (409 now married, 521 unmarried)


Housing units in zip code 38581 with a mortgage: 595 (13 second mortgage, 33 home equity loan, 4 both second mortgage and home equity loan)
Houses without a mortgage: 733

Median monthly owner costs for units with a mortgage: $777
Median monthly owner costs for units without a mortgage: $279

Residents with income below the poverty level in 2019:
This zip code:

22.9%
Whole state:

13.9%
Residents with income below 50% of the poverty level in 2019:
This zip code:

16.0%
Whole state:

8.1%
Median number of rooms in houses and condos:
Here:

5.8
State:

6.4
Median number of rooms in apartments:
Here:

5.2
State:

4.4
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 38581: Moores College (A), Rock Station (B), Camp Overton (C), County Park Dock (D), Campaign - Rock Island Volunteer Fire Department (E), Great Falls Hydro Plant (F), Cedar Grove Community Center (G), Bone Cave Community Center (H), Cedar Grove Fire Department (I), Rocky River Volunteer Fire Department (J). Display/hide their locations on the map

    Churches in zip code 38581 include: Long Church (A), Eureka Church (B), Fall City Church (C), Mount View Church (D), Mount Vernon Church (E), Shiloh Church (F), Jericho Church (G), Friendship Church (H), Laurel Creek Church (I). Display/hide their locations on the map

    Cemeteries: Mount Vernon Cemetery (1), Boyd Cemetery (2), White Hill Cemetery (3), Long Cemetery (4), Laurel Creek Cemetery (5), Crain Hill Cemetery (6), New Rocky Cemetery (7). Display/hide their locations on the map

    Streams, rivers, and creeks: Bee Fork (A), Laurel Creek (B), Barton Creek (C), Harper Branch (D), Dyer Gulch Creek (E), Collins River (F), Pine Branch (G), Mud Creek (H), Sycamore Branch (I). Display/hide their locations on the map

    Parks in zip code 38581 include: Rock Island State Rustic Park (1), Bone Cave State Park (2). Display/hide their locations on the map

Year house built
  • Year house built (houses)
  • 92014 or later
  • 592010 to 2013
  • 2012000 to 2009
  • 2281990 to 1999
  • 2591980 to 1989
  • 4941970 to 1979
  • 2571960 to 1969
  • 1971950 to 1959
  • 621940 to 1949
  • 1161939 or earlier

Zip code 38581 satellite photo by USGS

Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses and condos in 38581
  • Bedrooms in owner-occupied houses and condos in 38581
  • 10no bedroom
  • 331 bedroom
  • 2562 bedrooms
  • 8783 bedrooms
  • 1084 bedrooms
  • 295+ bedrooms
Bedrooms in renter-occupied apartments in 38581
  • Bedrooms in renter-occupied apartments in 38581
  • 0no bedroom
  • 171 bedroom
  • 122 bedrooms
  • 1773 bedrooms
  • 74 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied
Cars and other vehicles available in 38581 in owner-occupied houses/condos
  • Cars and other vehicles available in 38581 in owner-occupied houses/condos
  • 50no vehicle
  • 2751 vehicle
  • 4802 vehicles
  • 3513 vehicles
  • 1054 vehicles
  • 645+ vehicles
Cars and other vehicles available in 38581 in renter-occupied apartments
  • Cars and other vehicles available in 38581 in renter-occupied apartments
  • 0no vehicle
  • 1071 vehicle
  • 622 vehicles
  • 483 vehicles
  • 04 vehicles
  • 05+ vehicles

  • Zip code 38581 household income distribution in 2019

  • Zip code 38581 household income distribution in 2019
  • 143Less than $10,000
  • 57$10,000 to $14,999
  • 61$15,000 to $19,999
  • 164$20,000 to $24,999
  • 76$25,000 to $29,999
  • 87$30,000 to $34,999
  • 125$35,000 to $39,999
  • 72$40,000 to $44,999
  • 81$45,000 to $49,999
  • 123$50,000 to $59,999
  • 95$60,000 to $74,999
  • 222$75,000 to $99,999
  • 98$100,000 to $124,999
  • 27$125,000 to $149,999
  • 34$150,000 to $199,999
  • 31$200,000 or more
  • Estimate of home value of owner-occupied houses/condos in 2019 in zip code 38581

  • Estimate of home value of owner-occupied houses/condos in 2019 in zip code 38581
  • 13Less than $10,000
  • 13$10,000 to $14,999
  • 19$20,000 to $24,999
  • 11$30,000 to $34,999
  • 13$35,000 to $39,999
  • 6$40,000 to $49,999
  • 87$50,000 to $59,999
  • 111$60,000 to $69,999
  • 81$70,000 to $79,999
  • 57$80,000 to $89,999
  • 191$90,000 to $99,999
  • 96$100,000 to $124,999
  • 94$125,000 to $149,999
  • 62$150,000 to $174,999
  • 50$175,000 to $199,999
  • 46$200,000 to $249,999
  • 135$250,000 to $299,999
  • 51$300,000 to $399,999
  • 53$500,000 to $749,999
  • Rent paid by renters in 2019 in zip code 38581

  • Rent paid by renters in 2019 in zip code 38581
  • 24$200 to $249
  • 4$300 to $349
  • 15$350 to $399
  • 35$400 to $449
  • 12$450 to $499
  • 60$500 to $549
  • 44No cash rent

Median gross rent in 2019: $624.

Estimated median house (or condo) value in 2019 for:

  • White Non-Hispanic householders: $109,493
  • Black or African American householders: $105,594
  • American Indian or Alaska Native householders: $168,301

Estimated median house or condo value in 2019: $108,031
38581:

$108,031
Tennessee:

$191,900
Lower value quartile - upper value quartile: $79,830 - $182,332

Mean price in 2019:

Detached houses: $160,096
Here:

$160,096
State:

$260,661

Mobile homes: $74,250
Here:

$74,250
State:

$90,685
Owners and renters by unit type in zip code 38581
Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 1,591
  • One, attached: 29
  • Mobile homes: 280

Unemployment: 5.2%

  • Means of transportation to work in zip code 38581

  • Means of transportation to work in zip code 38581
  • 86.2%1,514Drove a car alone
  • 8.4%147Carpooled
  • 0.1%2Bus or trolley bus
  • 1.5%26Walked
  • 0.3%5Other means
  • 3.0%53Worked at home
  • Travel time to work (commute) in zip code 38581

  • Travel time to work (commute) in zip code 38581
  • 53Less than 5 minutes
  • 825 to 9 minutes
  • 19110 to 14 minutes
  • 26915 to 19 minutes
  • 33320 to 24 minutes
  • 4625 to 29 minutes
  • 21130 to 34 minutes
  • 10235 to 39 minutes
  • 2440 to 44 minutes
  • 24645 to 59 minutes
  • 7860 to 89 minutes
  • 5890 or more minutes

Percentage of zip code residents living and working in this county: 56.2%

Household type by relationship:

Households: 4,149
  • Male householders: 865 (156 living alone), Female householders: 671 (216 living alone)
  • 895 spouses (895 opposite-sex spouses), 76 unmarried partners, (76 opposite-sex unmarried partners), 1,357 children (1,184 natural, 18 adopted, 157 stepchildren), 43 grandchildren, 32 brothers or sisters, 56 parents, 0 foster children, 43 other relatives, 81 non-relatives
  • In group quarters: 23 (-1 institutionalized population)

Size of family households: 527 2-persons, 261 3-persons, 159 4-persons, 125 5-persons, 22 6-persons

Size of nonfamily households: 371 1-person, 55 2-persons, 9 4-persons

579 married couples with children.
299 single-parent households (162 men, 137 women).

95.8% of residents of 38581 zip code speak English at home.
3.8% of residents speak Spanish at home (83% very well, 8% well, 9% not well).
0.2% of residents speak other Indo-European language at home (100% very well).

Foreign born population: 129 (3.1%)
(43.3% of them are naturalized citizens)
This zip code:

3.1%
Whole state:

5.5%
Most common places of birth for foreign-born residents
  • 85%Honduras
  • 3%Guyana
Most common first ancestries reported in 38581
  • 35%American
  • 12%English
  • 5%German
  • 2%Eastern European
  • 2%Scotch-Irish
  • 2%Scottish
  • 1%European
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 62010 or later
  • 02000 to 2009
  • 311990 to 1999
  • 94Before 1990

Zip code 38581 topographic map

Facilities with environmental interests located in this zip code:

  • APAC-TENNESSEE, INC. (5493 SPARTA HIGHWAY BOX 225 in ROCK ISLAND, TN)
    AIR SYNTHETIC MINOR (AIRS/AFS)
    Business SIC classification: ASPHALT PAVING MIXTURES AND BLOCKS
    Alternative names: HILLIS GROUP, LLC

Zip code 38581 marital status for males
Zip code 38581 marital status for females

Housing units lacking complete plumbing facilities: 8.0%
Housing units lacking complete kitchen facilities: 9.0%

Most commonly used house heating fuel
  • 70.8%Electricity
  • 11.9%Utility gas
  • 8.2%Wood
  • 5.1%Bottled, tank, or LP gas
  • 2.7%Fuel oil, kerosene, etc.
  • 0.9%No fuel used

Population in 1990: 3,954. Population change in the 1990s: +220 (+5.6%).

Place of birth for U.S.-born residents:

  • This state: 3,114
  • Northeast: 88
  • Midwest: 284
  • South: 439
  • West: 74

62% of the 38581 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 64% lived in this county.
   Out of people who lived in different counties, 50% lived in Tennessee.

93% of the 38581 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 37% moved from this county.
   Out of people who lived in different houses, 67% moved from different county within same state.

Year householders moved into unit in 38581

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 53
Here:

10.6%
Tennessee:

13.6%
Students in private schools in grades 9 to 12 (high school): 11
Here:

4.1%
Tennessee:

13.9%
Students in private undergraduate colleges:
Here:

0.0%
Tennessee:

23.1%
Educational Attainment in 2019
School Enrollment by Level of School in 2019
Class of Workers in 2019
Occupation by median earnings in the past 12 months
  • Occupation by median earnings in the past 12 months ($)
  • 50,091Management occupations
  • 40,588Education, training, and library occupations
  • 39,756Health diagnosing and treating practitioners and other technical occupations
  • 35,181Business and financial operations occupations
  • 33,829Sales and related occupations
  • 33,255Material moving occupations

Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Full-Service Restaurants (10-19 employees: 1 establishment)
  • Other Services (except Public Administration): Civic and Social Organizations (5-9: 1)
  • Health Care and Social Assistance: Child Day Care Services (5-9: 1)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Mentally-Disabled Noninstitutionalized Residents
Age and Sex of Self-Care Disabled Noninstitutionalized Residents
Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability

People in group quarters in 2010:

  • 11 people in workers' group living quarters and job corps centers

People in group quarters in 2000:

  • 43 people in agriculture workers' dormitories on farms
  • 15 people in homes for the mentally ill
  • 5 people in other noninstitutional group quarters

Fatal accident statistics in 2013:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 1
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2012:

  • Fatal accident count: 3
  • Vehicles involved in fatal accidents: 3
  • Fatal accidents caused by drunken drivers: 3
  • Fatalities: 5
  • Persons involved in fatal accidents: 8
  • Pedestrians involved in fatal accidents: 0

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

    Fire incident distribution by year According to the data from the years 2002 - 2018 the average number of fire incidents per year is 16. The highest number of fires - 33 took place in 2007, and the least - 3 in 2003. The data has a rising trend.
    Fire incident types in Zip Code 38581 When looking into fire subcategories, the most incidents belonged to: Structure Fires (48.7%), and Outside Fires (38.2%).

    • Fire incident types reported to NFIRS in Zip Code 38581
    • 13048.7%Structure Fires
    • 10238.2%Outside Fires
    • 228.2%Mobile Property/Vehicle Fires
    • 134.9%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 38581, Tennessee

Most common first names in zip code 38581 among deceased individuals
NameCountLived (average)
James3270.3 years
Mary2678.5 years
William2171.3 years
John2078.8 years
Robert1870.7 years
Charles1370.2 years
George1175.2 years
Joe975.6 years
Willie880.0 years
Charlie782.4 years
Most common last names in zip code 38581 among deceased individuals
Last nameCountLived (average)
Moore2271.3 years
Grissom2180.8 years
Hillis1975.9 years
Martin1775.3 years
Jones1573.8 years
Roberts1474.0 years
Mccormick1374.0 years
Gribble1382.1 years
Dunlap1378.8 years
Bouldin1271.3 years

Businesses in zip code 38581

  • U-Haul: 1

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