38651 Zip Code Detailed Profile




Cities: Hernando, MS (24.13%), Southaven, MS (12.20%), Bridgetown, MS (7.00%), Horn Lake, MS (0.13%)
County: DeSoto County, MS
Estimated zip code population in 2013: 7,251
Zip code population in 2010: 7,103
Zip code population in 2000: 6,767

Houses and condos: 2,653
Renter-occupied apartments: 134
% of renters here:

5%
State:

33%
Mar. 2013 cost of living index in zip code 38651: 79.4 (low, U.S. average is 100)

Land area: 33.0 sq. mi.
Water area: 0.2 sq. mi.
Population density: 220 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 38651
Zip code 38651 (Hernando, Mississippi) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

0.6% ($1,043)
Mississippi:

0.8% ($778)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,340 (0.7%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $595 (0.6%)

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Males: 3,680  (50.8%)
Females: 3,571  (49.2%)

For population 25 years and over in 38651:

For population 15 years and over in 38651:

Zip code 38651 compared to state average:

  • Median household income above state average.
  • Median house value above state average.
  • Black race population percentage below state average.
  • Median age above state average.
  • Renting percentage significantly below state average.
  • Length of stay since moving in below state average.
  • House age below state average.
  • Races in zip code 38651

  • Zip code 38651 races chart
    • 5,412White population
    • 1,069Black population
    • 14American Indian population
    • 25Asian population
    • 0Native Hawaiian and Other Pacific Islander population
    • 7Some other race population
    • 32Two or more races population
    • 544Hispanic or Latino population

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38651, MS forum
Discuss zip code 38651 area on our local forum with over 1,800,000 registered users
Urban population: 1,002
Rural population: 6,248

Estimated median house/condo value in 2013: $168,400
38651:

$168,400
Mississippi:

$97,500



According to our research of Mississippi and other state lists there were 9 registered sex offenders living in 38651 zip code as of August 30, 2015.
The ratio of number of residents in zip code 38651 to the number of sex offenders is 695 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is smaller than the state average.


Median resident age:
This zip code:

40.7 years
Mississippi median age:

36.6 years
Average household size:
This zip code:

2.9 people
Mississippi:

2.7 people

Averages for the 2012 tax year for zip code 38651, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $57,749 (Individual Income Tax Returns)
Here:

$57,749
State:

$46,197

Salary/wage: $52,669 (reported on 83.9% of returns)
Here:

$52,669
State:

$38,549
(% of AGI for various income ranges: 77.9% for AGIs below $25k, 76.5% for AGIs $25k-50k, 78.5% for AGIs $50k-75k, 81.2% for AGIs $75k-100k, 80.8% for AGIs $100k-200k, 56.1% for AGIs over 200k)

Taxable interest for individuals: $903 (reported on 30.2% of returns)
This zip code:

$903
Mississippi:

$1,482
(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.4% for AGIs $100k-200k, 0.4% for AGIs over 200k)

Ordinary dividends: $2,885 (reported on 13.8% of returns)
Here:

$2,885
State:

$5,401
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.4% for AGIs $100k-200k, 2.6% for AGIs over 200k)

Net capital gain/loss in AGI: +$7,982 (reported on 10.9% of returns)
Here:

+$7,982
State:

+$12,121
(% of AGI for various income ranges: 1.2% for AGIs $100k-200k, 8.6% for AGIs over 200k)

Profit/loss from business: +$9,308 (reported on 18.7% of returns)
Here:

+$9,308
State:

+$10,220
(% of AGI for various income ranges: 6.2% for AGIs below $25k, 3.9% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 4.1% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $14,709 (reported on 9.2% of returns)
38651:

$14,709
Mississippi:

$13,665
(% of AGI for various income ranges: 2.6% for AGIs below $25k, 2.9% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 2.7% for AGIs $100k-200k)

Total itemized deductions: $22,862 (23% of AGI, reported on 38.2% of returns)
Here:

$22,862
State:

$22,078

Here:

23.3% of AGI
State:

21.8% of AGI
(% of AGI for various income ranges: 9.3% for AGIs below $25k, 10.8% for AGIs $25k-50k, 18.3% for AGIs $50k-75k, 16.0% for AGIs $75k-100k, 15.8% for AGIs $100k-200k, 16.6% for AGIs over 200k)

Charity contributions: $5,313 (reported on 33.3% of returns)
Here:

$5,313
State:

$6,081
(% of AGI for various income ranges: 1.3% for AGIs below $25k, 2.2% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 3.0% for AGIs $75k-100k, 3.3% for AGIs $100k-200k, 4.9% for AGIs over 200k)

Taxes paid: $5,720 (reported on 38.2% of returns)
38651:

$5,720
State:

$5,794
(% of AGI for various income ranges: 1.4% for AGIs below $25k, 2.2% for AGIs $25k-50k, 3.3% for AGIs $50k-75k, 3.8% for AGIs $75k-100k, 4.8% for AGIs $100k-200k, 4.8% for AGIs over 200k)

Earned income credit: $2,308 (reported on 17.2% of returns)
Here:

$2,308
State:

$2,710
(% of AGI for various income ranges: 6.9% for AGIs below $25k, 1.2% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 38651, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $47,616 (Individual Income Tax Returns)
Here:

$47,616
State:

$36,110

Salary/wage: $45,455 (reported on 85.9% of returns)
Here:

$45,455
State:

$31,757
(% of AGI for various income ranges: 130.6% for AGIs below $10k, 76.3% for AGIs $10k-25k, 78.3% for AGIs $25k-50k, 80.5% for AGIs $50k-75k, 87.8% for AGIs $75k-100k, 80.9% for AGIs over 100k)

Taxable interest for individuals: $1,084 (reported on 36.1% of returns)
This zip code:

$1,084
Mississippi:

$1,649
(% of AGI for various income ranges: 3.5% for AGIs below $10k, 1.3% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.8% for AGIs over 100k)

Taxable dividends: $1,151 (reported on 16.2% of returns)
Here:

$1,151
State:

$3,089
(% of AGI for various income ranges: 3.1% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.4% for AGIs over 100k)

Net capital gain/loss: +$3,015 (reported on 12.9% of returns)
Here:

+$3,015
State:

+$8,427
(% of AGI for various income ranges: -0.9% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.7% for AGIs over 100k)

Profit/loss from business: +$9,002 (reported on 17.6% of returns)
Here:

+$9,002
State:

+$8,818
(% of AGI for various income ranges: 9.7% for AGIs below $10k, 5.7% for AGIs $10k-25k, 3.3% for AGIs $25k-50k, 3.9% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 2.7% for AGIs over 100k)

IRA payment deduction: $3,629 (reported on 2.3% of returns)
38651:

$3,629
Mississippi:

$3,024
(% of AGI for various income ranges: 0.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Total itemized deductions: $17,573 (22% of AGI, reported on 40.7% of returns)
Here:

$17,573
State:

$17,896

Here:

21.9% of AGI
State:

22.5% of AGI
(% of AGI for various income ranges: 10.3% for AGIs below $10k, 10.5% for AGIs $10k-25k, 12.8% for AGIs $25k-50k, 16.5% for AGIs $50k-75k, 18.0% for AGIs $75k-100k, 14.7% for AGIs over 100k)

Charity contributions deductions: $3,606 (5% of AGI, reported on 37.1% of returns)
Here:

$3,606
State:

$4,735

Here:

4.5% of AGI
State:

5.7% of AGI
(% of AGI for various income ranges: 0.7% for AGIs below $10k, 1.8% for AGIs $10k-25k, 2.4% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 3.4% for AGIs $75k-100k, 2.9% for AGIs over 100k)

Total tax: $6,639 (reported on 76.9% of returns)
38651:

$6,639
State:

$5,562
(% of AGI for various income ranges: 4.1% for AGIs below $10k, 3.9% for AGIs $10k-25k, 6.6% for AGIs $25k-50k, 9.0% for AGIs $50k-75k, 9.8% for AGIs $75k-100k, 16.5% for AGIs over 100k)

Earned income credit: $1,795 (reported on 16.5% of returns)
Here:

$1,795
State:

$2,107

Percentage of individuals using paid preparers for their 2004 taxes: 58.0%
Here:

58%
State:

65%
(% for various income ranges: 47.8% for AGIs below $10k, 60.0% for AGIs $10k-25k, 62.6% for AGIs $25k-50k, 61.7% for AGIs $50k-75k, 54.1% for AGIs $75k-100k, 59.1% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$65,861
Mississippi:

$37,963
Hernando, MS (38651) map Nearest zip codes: 38671, 38637, 38672, 38632, 38116, 38118.
Percentage of family households:
This zip code:

62.9%
Mississippi:

52.2%
Percentage of households with unmarried partners:
This zip code:

4.4%
Mississippi:

4.9%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 190
Household did not receive Food Stamps/SNAP in the past 12 months: 2,338


Women who had a birth in the past 12 months: 126 (107 now married, 19 unmarried)
Women who did not have a birth in the past 12 months: 1,463 (798 now married, 665 unmarried)


Housing units in zip code 38651 with a mortgage: 1,423 (33 second mortgage, 168 home equity loan, 29 both second mortgage and home equity loan)
Houses without a mortgage: 971

Median monthly owner costs for units with a mortgage: $1,532
Median monthly owner costs for units without a mortgage: S416

Residents with income below the poverty level in 2013:
This zip code:

10.4%
Whole state:

24.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

5.7%
Whole state:

13.3%
Median number of rooms in houses and condos:
Here:

6.3
State:

6.0
Median number of rooms in apartments:
Here:

4.8
State:

4.7
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 38651: Bridgetown Fire Department (A), Hernando Fire Department Station 2 (B), Nesbit Volunteer Fire Department Station 1 (C), Nesbit Volunteer Fire Department Station 2 (D). Display/hide their locations on the map

    Churches in zip code 38651 include: Nesbit Church of Christ (A), First Baptist Church of Nesbit (B), Oak Grove Church (C), Mount Olive Church (D), Haliburton Church (E), New Bethlehem Church (F), Bethlehem Church (G). Display/hide their locations on the map

    Cemeteries: Nesbit Cemetery (1), Mount Olive Cemetery (2), Bethlehem Cemetery (3), New Bethlehem Cemetery (4). Display/hide their locations on the map

    Reservoirs: Sunrise Lake (A), Sunset Lake (B). Display/hide their locations on the map

Year house built

  • 162010 or later
  • 7512000 to 2009
  • 8201990 to 1999
  • 4551980 to 1989
  • 4121970 to 1979
  • 1241960 to 1969
  • 351950 to 1959
  • 251940 to 1949
  • 151939 or earlier

Zip code 38651 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Hernando, MS (38651)

  • 0no bedroom
  • 291 bedroom
  • 2902 bedrooms
  • 1,2363 bedrooms
  • 7474 bedrooms
  • 925+ bedrooms

Bedrooms in renter-occupied apartments in Hernando, MS (38651)

  • 15no bedroom
  • 01 bedroom
  • 572 bedrooms
  • 273 bedrooms
  • 354 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Hernando, MS (38651) in owner-occupied houses/condos

  • 71no vehicle
  • 4411 vehicle
  • 9542 vehicles
  • 5543 vehicles
  • 2354 vehicles
  • 1395+ vehicles

Cars and other vehicles available in Hernando, MS (38651) in renter-occupied apartments

  • 11no vehicle
  • 461 vehicle
  • 612 vehicles
  • 163 vehicles
  • 04 vehicles
  • 05+ vehicles

Median gross rent in 2013: $487.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $168,400
38651:

$168,400
Mississippi:

$97,500
Lower value quartile - upper value quartile: $81,500 - $230,500

Mean price in 2013:

Detached houses: $189,218
Here:

$189,218
State:

$150,007

Townhouses or other attached units: $155,694
Here:

$155,694
State:

$144,982

Mobile homes: $103,760
Here:

$103,760
State:

$41,804

Owners and renters by unit type in %

Housing units in structures:


Unemployment: 11.6%

Percentage of zip code residents living and working in this county: 48.1%

Household type by relationship:

Households: 7,243

Size of family households: 790 2-persons, 476 3-persons, 452 4-persons, 280 5-persons, 41 6-persons

Size of nonfamily households: 465 1-person, 24 2-persons

1,325 married couples with children.
188 single-parent households (90 men, 98 women).

97.3% of residents of 38651 zip code speak English at home.
2.2% of residents speak Spanish at home (63% very well, 37% well).
0.2% of residents speak other Indo-European language at home (100% very well).
0.3% of residents speak Asian or Pacific Island language at home (100% very well).

Foreign born population: 111 (1.5%)
(26.1% of them are naturalized citizens)
This zip code:

1.5%
Whole state:

2.1%

Most common places of birth for the foreign-born residents

  • 56%Mexico
  • 18%Vietnam
  • 14%Cuba
  • 13%Germany

Most common first ancestries reported in 38651 (%)

  • 31%Other groups
  • 13%American
  • 8%German
  • 7%Irish
  • 5%English
  • 3%Scotch-Irish
  • 1%Italian

Year of entry for the foreign-born population

  • 02010 or later
  • 242000 to 2009
  • 531990 to 1999
  • 39Before 1990

Zip code 38651 topographic map

Facilities with environmental interests located in this zip code:


Zip code 38651 marital status for males
Zip code 38651 marital status for females

Housing units lacking complete kitchen facilities: 1.1%

Most commonly used house heating fuel

  • 48%Utility gas
  • 38%Electricity
  • 15%Bottled, tank, or LP gas

Population in 1990: 4,098. Population change in the 1990s: +2,669 (+65.1%).

Place of birth for U.S.-born residents:


62% of the 38651 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 45% lived in this county.
   Out of people who lived in different counties, 50% lived in Mississippi.

94% of the 38651 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 45% moved from this county.
   Out of people who lived in different houses, 29% moved from different county within same state.
   Out of people who lived in different houses, 23% moved from different state.
   Out of people who lived in different houses, 3% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 128
Here:

13.3%
Mississippi:

10.0%
Students in private schools in grades 9 to 12 (high school): 15
Here:

4.3%
Mississippi:

11.4%
Students in private undergraduate colleges: 21
Here:

5.6%
Mississippi:

10.7%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 83,449Computer and mathematical occupations
  • 67,656Management occupations
  • 65,341Health diagnosing and treating practitioners and other technical occupations
  • 63,088Business and financial operations occupations
  • 62,132Architecture and engineering occupations
  • 57,684Production occupations

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 6 people in other noninstitutional facilities

People in group quarters in 2000:

  • 11 people in religious group quarters
  • 10 people in homes or halfway houses for drug/alcohol abuse

Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2010:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 8 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED213$176,841135$168,258637$176,46830$51,9551$530,84068$138,3502$19,190
APPLICATIONS APPROVED, NOT ACCEPTED3$145,8439$131,66670$205,8030$00$01$37,3701$37,370
APPLICATIONS DENIED24$177,76015$166,492193$184,07717$28,4090$07$142,7290$0
APPLICATIONS WITHDRAWN19$160,24713$150,597164$182,2037$138,2160$05$112,1460$0
FILES CLOSED FOR INCOMPLETENESS0$01$327,17049$171,2082$101,5350$00$01$43,810
Choose year:  2009 2008 2007 2006 2005 2004 2003

Detailed HMDA statistics for the following Tracts: 0702.20 , 0706.30, 0710.00, 0711.10

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 8 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED13$234,28436$228,405
APPLICATIONS APPROVED, NOT ACCEPTED9$180,96410$254,789
APPLICATIONS DENIED3$243,4209$229,546
APPLICATIONS WITHDRAWN3$285,6205$202,266
FILES CLOSED FOR INCOMPLETENESS0$02$178,650
Choose year:  2009 2008 2007 2006 2005 2004 2003

Detailed PMIC statistics for the following Tracts: 0702.20 , 0706.30, 0710.00, 0711.10

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 38651 among deceased individuals
NameCountLived (average)
James4272.7 years
Mary3977.7 years
Robert3073.9 years
William2375.9 years
John2067.4 years
George1674.4 years
Willie1678.8 years
Thomas1369.3 years
Dorothy1170.9 years
Charles1072.4 years
Most common last names in zip code 38651 among deceased individuals
Last nameCountLived (average)
Jones3075.0 years
Smith2472.7 years
Tate1579.1 years
Williams1568.9 years
Johnson1378.5 years
Miller1384.6 years
Moore1374.2 years
Thomas1273.8 years
Wright1179.3 years
Looney970.2 years

Businesses in zip code 38651



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