38965 Zip Code Detailed Profile




Cities: Water Valley, MS (2.77%), Taylor, MS (0.01%)
Counties: Yalobusha County, MS (60.55%), Lafayette County, MS (20.12%), Calhoun County, MS (14.15%), Panola County, MS (5.18%)
Estimated zip code population in 2013: 9,024
Zip code population in 2010: 9,135
Zip code population in 2000: 8,797

Houses and condos: 4,170
Renter-occupied apartments: 925
% of renters here:

27%
State:

33%
Mar. 2013 cost of living index in zip code 38965: 78.2 (low, U.S. average is 100)

Land area: 245.6 sq. mi.
Water area: 7.1 sq. mi.
Population density: 37 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 38965
Zip code 38965 (Water Valley, Mississippi) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

0.8% ($520)
Mississippi:

0.8% ($778)
Median real estate property taxes paid for housing units with mortgages in 2013: $513 (0.7%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $526 (0.9%)

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Males: 4,391  (48.7%)
Females: 4,633  (51.3%)

For population 25 years and over in 38965:

For population 15 years and over in 38965:

Zip code 38965 compared to state average:

  • Hispanic race population percentage below state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 38965

  • Zip code 38965 races chart
    • 6,345White population
    • 2,592Black population
    • 16American Indian population
    • 11Asian population
    • 1Native Hawaiian and Other Pacific Islander population
    • 1Some other race population
    • 65Two or more races population
    • 104Hispanic or Latino population

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38965, MS forum
Recent posts about zip code 38965 area on our local forum with over 1,800,000 registered users:
I put in for Ole Miss.  (59 replies)
What do Mississippians Think of Californians?  (180 replies)
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What towns capture the essence of Mississippi?  (5 replies)
Oxford outlying areas  (13 replies)
Urban population: 2,634
Rural population: 6,389

Estimated median house/condo value in 2013: $67,400
38965:

$67,400
Mississippi:

$97,500



According to our research of Mississippi and other state lists there were 32 registered sex offenders living in 38965 zip code as of August 03, 2015.
The ratio of number of residents in zip code 38965 to the number of sex offenders is 274 to 1.


Median resident age:
This zip code:

39.9 years
Mississippi median age:

36.6 years
Average household size:
This zip code:

2.6 people
Mississippi:

2.7 people

Averages for the 2012 tax year for zip code 38965, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $37,499 (Individual Income Tax Returns)
Here:

$37,499
State:

$46,197

Salary/wage: $33,507 (reported on 84.4% of returns)
Here:

$33,507
State:

$38,549
(% of AGI for various income ranges: 78.6% for AGIs below $25k, 83.4% for AGIs $25k-50k, 76.5% for AGIs $50k-75k, 73.7% for AGIs $75k-100k, 81.5% for AGIs $100k-200k)

Taxable interest for individuals: $953 (reported on 22.5% of returns)
This zip code:

$953
Mississippi:

$1,482
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.8% for AGIs $100k-200k, 0.3% for AGIs over 200k)

Ordinary dividends: $4,083 (reported on 9.5% of returns)
Here:

$4,083
State:

$5,401
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 3.1% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$3,322 (reported on 6.1% of returns)
Here:

+$3,322
State:

+$12,121
(% of AGI for various income ranges: 0.1% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 2.7% for AGIs $100k-200k)

Profit/loss from business: +$9,577 (reported on 17.2% of returns)
Here:

+$9,577
State:

+$10,220
(% of AGI for various income ranges: 8.1% for AGIs below $25k, 3.1% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 3.7% for AGIs $75k-100k, 7.0% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $12,148 (reported on 6.6% of returns)
38965:

$12,148
Mississippi:

$13,665
(% of AGI for various income ranges: 1.6% for AGIs below $25k, 1.2% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 2.9% for AGIs $75k-100k, 4.3% for AGIs $100k-200k)

Total itemized deductions: $19,072 (26% of AGI, reported on 18.0% of returns)
Here:

$19,072
State:

$22,078

Here:

25.6% of AGI
State:

21.8% of AGI
(% of AGI for various income ranges: 4.0% for AGIs below $25k, 8.3% for AGIs $25k-50k, 9.8% for AGIs $50k-75k, 9.3% for AGIs $75k-100k, 12.4% for AGIs $100k-200k, 16.4% for AGIs over 200k)

Charity contributions: $5,778 (reported on 14.3% of returns)
Here:

$5,778
State:

$6,081
(% of AGI for various income ranges: 0.6% for AGIs below $25k, 1.9% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 3.7% for AGIs $100k-200k, 3.5% for AGIs over 200k)

Taxes paid: $4,088 (reported on 18.0% of returns)
38965:

$4,088
State:

$5,794
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 1.2% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 3.5% for AGIs $100k-200k, 4.8% for AGIs over 200k)

Earned income credit: $2,483 (reported on 31.8% of returns)
Here:

$2,483
State:

$2,710
(% of AGI for various income ranges: 10.4% for AGIs below $25k, 1.7% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 38965, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $34,708 (Individual Income Tax Returns)
Here:

$34,708
State:

$36,110

Salary/wage: $28,799 (reported on 87.1% of returns)
Here:

$28,799
State:

$31,757
(% of AGI for various income ranges: 93.3% for AGIs below $10k, 80.8% for AGIs $10k-25k, 86.0% for AGIs $25k-50k, 77.7% for AGIs $50k-75k, 72.7% for AGIs $75k-100k, 38.2% for AGIs over 100k)

Taxable interest for individuals: $1,537 (reported on 27.2% of returns)
This zip code:

$1,537
Mississippi:

$1,649
(% of AGI for various income ranges: 3.2% for AGIs below $10k, 1.2% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Taxable dividends: $4,071 (reported on 11.3% of returns)
Here:

$4,071
State:

$3,089
(% of AGI for various income ranges: 1.5% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 3.9% for AGIs over 100k)

Net capital gain/loss: +$8,996 (reported on 8.0% of returns)
Here:

+$8,996
State:

+$8,427
(% of AGI for various income ranges: -0.7% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 7.0% for AGIs over 100k)

Profit/loss from business: +$11,037 (reported on 16.3% of returns)
Here:

+$11,037
State:

+$8,818
(% of AGI for various income ranges: 5.3% for AGIs below $10k, 5.1% for AGIs $10k-25k, 3.4% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 7.5% for AGIs $75k-100k, 8.8% for AGIs over 100k)

IRA payment deduction: $2,986 (reported on 2.0% of returns)
38965:

$2,986
Mississippi:

$3,024
(% of AGI for various income ranges: 0.1% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.6% for AGIs $75k-100k)

Self-employed pension: $13,333 (reported on 0.4% of returns)
Here:

$13,333
Mississippi:

$16,983

Total itemized deductions: $16,800 (20% of AGI, reported on 16.1% of returns)
Here:

$16,800
State:

$17,896

Here:

20.4% of AGI
State:

22.5% of AGI
(% of AGI for various income ranges: 3.6% for AGIs below $10k, 3.3% for AGIs $10k-25k, 6.8% for AGIs $25k-50k, 8.4% for AGIs $50k-75k, 10.5% for AGIs $75k-100k, 10.9% for AGIs over 100k)

Charity contributions deductions: $5,698 (7% of AGI, reported on 13.6% of returns)
Here:

$5,698
State:

$4,735

Here:

7.4% of AGI
State:

5.7% of AGI
(% of AGI for various income ranges: 0.8% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 3.5% for AGIs $75k-100k, 3.8% for AGIs over 100k)

Total tax: $4,785 (reported on 66.5% of returns)
38965:

$4,785
State:

$5,562
(% of AGI for various income ranges: 2.4% for AGIs below $10k, 3.0% for AGIs $10k-25k, 5.7% for AGIs $25k-50k, 9.2% for AGIs $50k-75k, 11.6% for AGIs $75k-100k, 18.1% for AGIs over 100k)

Earned income credit: $1,962 (reported on 31.4% of returns)
Here:

$1,962
State:

$2,107

Percentage of individuals using paid preparers for their 2004 taxes: 66.2%
Here:

66%
State:

65%
(% for various income ranges: 57.0% for AGIs below $10k, 70.5% for AGIs $10k-25k, 66.3% for AGIs $25k-50k, 65.0% for AGIs $50k-75k, 72.0% for AGIs $75k-100k, 79.8% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$37,073
Mississippi:

$37,963
Water Valley, MS (38965) map Nearest zip codes: 38673, 38949, 38922, 38913, 38915, 38655.
Percentage of family households:
This zip code:

53.6%
Mississippi:

52.2%
Percentage of households with unmarried partners:
This zip code:

1.8%
Mississippi:

4.9%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 619
Household did not receive Food Stamps/SNAP in the past 12 months: 2,804


Women who had a birth in the past 12 months: 106 (55 now married, 51 unmarried)
Women who did not have a birth in the past 12 months: 1,879 (886 now married, 993 unmarried)


Housing units in zip code 38965 with a mortgage: 1,368 (22 second mortgage, 56 home equity loan)
Houses without a mortgage: 1,130

Median monthly owner costs for units with a mortgage: $826
Median monthly owner costs for units without a mortgage: S327

Residents with income below the poverty level in 2013:
This zip code:

20.9%
Whole state:

24.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

9.8%
Whole state:

13.3%
Median number of rooms in houses and condos:
Here:

5.6
State:

6.0
Median number of rooms in apartments:
Here:

4.8
State:

4.7
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 38965: Banner Compressor Station (A), Yalobusha County Courthouse (B), Water Valley Fire Department (C), Otoucalofa Volunteer Fire Department (D), Velma Volunteer Fire Department (E), Sylva Rena Volunteer Fire Department (F), Pine Valley Volunteer Fire Department (G). Display/hide their locations on the map

    Churches in zip code 38965 include: Oak Ridge Church (A), Otoucalofa Church (B), Palestine Church (C), Pilgrim Rest Church (D), Pine Flat Church (E), Piney Grove Church (F), Pleasant Green Church (G), Pleasant Grove Church (H), Rapers Chapel (I). Display/hide their locations on the map

    Cemeteries: Holt Cemetery (1), Hopewell Cemetery (2), Mount Liberty Cemetery (3), Spring Hill Cemetery (4), Oak Ridge Cemetery (5), Humphreys Cemetery (6), Salem Cemetery (7). Display/hide their locations on the map

    Reservoirs: Williams Lake (A), Thomas Lake (B), Ivy Lake (C), Neal Lake (D), Little Williams Lake (E), Douglas Lake (F), Davis Lake (G). Display/hide their locations on the map

    Streams, rivers, and creeks: Otoucalofa Creek (A), Zion Creek (B), Swindell Creek (C), Susie Perry Creek (D), Splinter Creek (E), Ware Branch (F), Smith Creek (G), Simpson Creek (H), Simmons Branch (I). Display/hide their locations on the map

    Parks in zip code 38965 include: Bynum Creek Recreation Area (1), Water Valley Landing Recreation Area (2). Display/hide their locations on the map

Year house built

  • 02010 or later
  • 5532000 to 2009
  • 8381990 to 1999
  • 9221980 to 1989
  • 6591970 to 1979
  • 4031960 to 1969
  • 2791950 to 1959
  • 1741940 to 1949
  • 3421939 or earlier

Zip code 38965 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Water Valley, MS (38965)

  • 0no bedroom
  • 961 bedroom
  • 4262 bedrooms
  • 1,5943 bedrooms
  • 3004 bedrooms
  • 825+ bedrooms

Bedrooms in renter-occupied apartments in Water Valley, MS (38965)

  • 0no bedroom
  • 1431 bedroom
  • 3172 bedrooms
  • 4183 bedrooms
  • 94 bedrooms
  • 385+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Water Valley, MS (38965) in owner-occupied houses/condos

  • 96no vehicle
  • 6181 vehicle
  • 1,0552 vehicles
  • 5143 vehicles
  • 1764 vehicles
  • 395+ vehicles

Cars and other vehicles available in Water Valley, MS (38965) in renter-occupied apartments

  • 160no vehicle
  • 5041 vehicle
  • 2542 vehicles
  • 73 vehicles
  • 04 vehicles
  • 05+ vehicles

Median gross rent in 2013: $433.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $67,400
38965:

$67,400
Mississippi:

$97,500
Lower value quartile - upper value quartile: $37,400 - $126,200

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 7.6%

Percentage of zip code residents living and working in this county: 57.3%

Household type by relationship:

Households: 8,832

Size of family households: 1,113 2-persons, 651 3-persons, 289 4-persons, 202 5-persons, 95 6-persons, 18 7-or-more-persons

Size of nonfamily households: 1,012 1-person, 33 2-persons, 10 3-persons

956 married couples with children.
823 single-parent households (51 men, 772 women).

99.3% of residents of 38965 zip code speak English at home.
0.5% of residents speak Spanish at home (100% very well).
0.2% of residents speak other Indo-European language at home (100% very well).

Foreign born population: 15 (0.2%)
(46.7% of them are naturalized citizens)
This zip code:

0.2%
Whole state:

2.1%

Most common places of birth for the foreign-born residents

  • 53%Philippines
  • 47%Germany

Most common first ancestries reported in 38965 (%)

  • 37%Other groups
  • 11%American
  • 9%Irish
  • 4%English
  • 3%German
  • 2%Scotch-Irish
  • 1%French (except Basque)

Year of entry for the foreign-born population

  • 02010 or later
  • 02000 to 2009
  • 01990 to 1999
  • 15Before 1990

Zip code 38965 topographic map

Facilities with environmental interests located in this zip code:


Zip code 38965 marital status for males
Zip code 38965 marital status for females

Housing units lacking complete plumbing facilities: 4.3%
Housing units lacking complete kitchen facilities: 4.5%

Most commonly used house heating fuel

  • 45%Electricity
  • 33%Bottled, tank, or LP gas
  • 18%Utility gas
  • 4%Wood

Population in 1990: 5,850. Population change in the 1990s: +2,947 (+50.4%).

Place of birth for U.S.-born residents:


65% of the 38965 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 59% lived in this county.
   Out of people who lived in different counties, 50% lived in Mississippi.

89% of the 38965 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 54% moved from this county.
   Out of people who lived in different houses, 29% moved from different county within same state.
   Out of people who lived in different houses, 15% moved from different state.
   Out of people who lived in different houses, 1% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 85
Here:

9.1%
Mississippi:

10.0%
Students in private schools in grades 9 to 12 (high school):
Here:

0.0%
Mississippi:

11.4%
Students in private undergraduate colleges: 63
Here:

13.8%
Mississippi:

10.7%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 73,600Architecture and engineering occupations
  • 56,786Legal occupations
  • 51,597Business and financial operations occupations
  • 50,212Installation, maintenance, and repair occupations
  • 40,083Community and social service occupations
  • 32,991Education, training, and library occupations

Companies with federal contracts located in this zip code (WATER VALLEY, MS):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 117 people in nursing facilities/skilled-nursing facilities
  • 21 people in local jails and other municipal confinement facilities
  • 10 people in workers' group living quarters and job corps centers
  • 7 people in group homes for juveniles (non-correctional)

People in group quarters in 2000:

  • 65 people in nursing homes
  • 15 people in unknown juvenile institutions
  • 10 people in other noninstitutional group quarters
  • 9 people in local jails and other confinement facilities (including police lockups)

Fatal accident statistics in 2011:

  • Fatal accident count: 4
  • Vehicles involved in fatal accidents: 4
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 4
  • Persons involved in fatal accidents: 8
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2010:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 1
Most common first names in zip code 38965 among deceased individuals
NameCountLived (average)
James12171.8 years
Mary11077.1 years
John9476.4 years
William8973.4 years
Robert5672.4 years
Thomas3473.3 years
Willie3473.7 years
Annie3277.1 years
Charles3266.1 years
George3176.2 years
Most common last names in zip code 38965 among deceased individuals
Last nameCountLived (average)
Williams4377.2 years
Wright3477.8 years
Johnson3177.9 years
Morgan3071.2 years
Brown2880.0 years
White2875.8 years
Smith2771.1 years
Dickey2474.1 years
Wilson2475.6 years
Mccullar2378.3 years
Businesses in zip code 38965
NameCountNameCount
Baskin-Robbins1True Value1
H&R Block1U-Haul1
SONIC Drive-In1UPS1
Subway1

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