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40037 Zip Code (Loretto, KY) Detailed Profile




City: Loretto, KY (6.47%)
Counties: Marion County, KY (88.80%), Nelson County, KY (11.20%)
Estimated zip code population in 2017: 2,740
Zip code population in 2010: 2,864
Zip code population in 2000: 2,644

Houses and condos: 1,165
Renter-occupied apartments: 142
% of renters here:

14%
State:

34%
March 2019 cost of living index in zip code 40037: 82.3 (low, U.S. average is 100)

Land area: 49.1 sq. mi.
Water area: 0.6 sq. mi.
Population density: 56 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 40037
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Real estate property taxes paid for housing units in 2017:
This zip code:

0.7% ($812)
Kentucky:

0.9% ($1,203)
Median real estate property taxes paid for housing units with mortgages in 2017: $912 (0.7%)
Median real estate property taxes paid for housing units with no mortgage in 2017: $676 (0.6%)

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Males: 1,323  (48.3%)
Females: 1,416  (51.7%)

For population 25 years and over in 40037:

  • High school or higher: 77.8%
  • Bachelor's degree or higher: 7.8%
  • Graduate or professional degree: 2.2%
  • Unemployed: 9.2%
  • Mean travel time to work (commute): 27.8 minutes

For population 15 years and over in 40037:

  • Never married: 24.7%
  • Now married: 54.2%
  • Separated: 1.7%
  • Widowed: 6.4%
  • Divorced: 12.9%

Zip code 40037 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage significantly below state average.
  • Length of stay since moving in above state average.
  • Percentage of population with a bachelor's degree or higher significantly below state average.
  • Races in zip code 40037 (2017)
    • 2,793105.6%White
    • 271.0%Hispanic or Latino
    • 210.8%Black
    • 150.6%Two or more races
    • 70.3%Asian
    • 10.04%American Indian
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Data:
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Based on 2000-2020 data
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123
Hide US histogram

100% rural population.

Estimated median house/condo value in 2017: $123,700
40037:

$123,700
Kentucky:

$141,000
Median resident age:
This zip code:

40.1 years
Kentucky median age:

38.9 years
Average household size:
This zip code:

2.8 people
Kentucky:

2.5 people

Averages for the 2012 tax year for zip code 40037, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $39,255 (Individual Income Tax Returns)
Here:

$39,255
State:

$50,814

Salary/wage: $36,245 (reported on 86.8% of returns)
Here:

$36,245
State:

$42,723
(% of AGI for various income ranges: 74.3% for AGIs below $25k, 84.2% for AGIs $25k-50k, 84.3% for AGIs $50k-75k, 82.6% for AGIs $75k-100k, 65.3% for AGIs $100k-200k)

Taxable interest for individuals: $1,263 (reported on 28.9% of returns)
This zip code:

$1,263
Kentucky:

$1,381
(% of AGI for various income ranges: 2.2% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 0.4% for AGIs $100k-200k)

Ordinary dividends: $1,940 (reported on 12.4% of returns)
Here:

$1,940
State:

$6,239
(% of AGI for various income ranges: 1.2% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 1.5% for AGIs $75k-100k)

Net capital gain/loss in AGI: +$2,012 (reported on 14.0% of returns)
Here:

+$2,012
State:

+$11,336
(% of AGI for various income ranges: 0.5% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.4% for AGIs $75k-100k)

Profit/loss from business: +$5,719 (reported on 13.2% of returns)
Here:

+$5,719
State:

+$10,862
(% of AGI for various income ranges: 8.2% for AGIs below $25k, 1.7% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.6% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $9,836 (reported on 9.1% of returns)
40037:

$9,836
Kentucky:

$14,296
(% of AGI for various income ranges: 2.7% for AGIs below $25k, 2.4% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 3.8% for AGIs $75k-100k)

Total itemized deductions: $15,336 (23% of AGI, reported on 18.2% of returns)
Here:

$15,336
State:

$21,160

Here:

22.9% of AGI
State:

20.0% of AGI
(% of AGI for various income ranges: 3.4% for AGIs below $25k, 4.6% for AGIs $25k-50k, 8.3% for AGIs $50k-75k, 8.9% for AGIs $75k-100k, 11.2% for AGIs $100k-200k)

Charity contributions: $1,800 (reported on 13.2% of returns)
Here:

$1,800
State:

$4,303
(% of AGI for various income ranges: 0.6% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.1% for AGIs $100k-200k)

Taxes paid: $5,218 (reported on 18.2% of returns)
40037:

$5,218
State:

$8,496
(% of AGI for various income ranges: 1.7% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 3.6% for AGIs $75k-100k, 4.5% for AGIs $100k-200k)

Earned income credit: $2,421 (reported on 23.1% of returns)
Here:

$2,421
State:

$2,273
(% of AGI for various income ranges: 8.1% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 75.2%
Here:

75%
State:

60%
(% for various income ranges: 70.0% for AGIs below $25k, 74.3% for AGIs $25k-50k, 85.0% for AGIs $50k-75k, 81.8% for AGIs $75k-100k, 80.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 40037, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $31,646 (Individual Income Tax Returns)
Here:

$31,646
State:

$41,540

Salary/wage: $29,867 (reported on 86.8% of returns)
Here:

$29,867
State:

$36,432
(% of AGI for various income ranges: 87.6% for AGIs below $10k, 81.3% for AGIs $10k-25k, 87.8% for AGIs $25k-50k, 88.7% for AGIs $50k-75k, 80.1% for AGIs $75k-100k, 37.7% for AGIs over 100k)

Taxable interest for individuals: $1,372 (reported on 41.8% of returns)
This zip code:

$1,372
Kentucky:

$1,571
(% of AGI for various income ranges: 4.7% for AGIs below $10k, 4.5% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Taxable dividends: $877 (reported on 14.4% of returns)
Here:

$877
State:

$3,453
(% of AGI for various income ranges: 2.5% for AGIs below $10k, 0.7% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.0% for AGIs $50k-75k, 0.6% for AGIs $75k-100k)

Net capital gain/loss: +$4,623 (reported on 13.0% of returns)
Here:

+$4,623
State:

+$9,663
(% of AGI for various income ranges: 0.6% for AGIs below $10k, 0.2% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 9.4% for AGIs over 100k)

Profit/loss from business: +$3,297 (reported on 13.9% of returns)
Here:

+$3,297
State:

+$9,233
(% of AGI for various income ranges: 12.0% for AGIs below $10k, 5.6% for AGIs $10k-25k, -0.1% for AGIs $25k-50k, 1.2% for AGIs $50k-75k)

IRA payment deduction: $2,813 (reported on 2.7% of returns)
40037:

$2,813
Kentucky:

$2,955

Total itemized deductions: $11,760 (20% of AGI, reported on 17.5% of returns)
Here:

$11,760
State:

$17,474

Here:

20.3% of AGI
State:

21.0% of AGI
(% of AGI for various income ranges: 3.4% for AGIs $10k-25k, 6.1% for AGIs $25k-50k, 8.2% for AGIs $50k-75k, 9.9% for AGIs $75k-100k, 6.2% for AGIs over 100k)

Charity contributions deductions: $1,396 (2% of AGI, reported on 15.3% of returns)
Here:

$1,396
State:

$3,494

Here:

2.4% of AGI
State:

4.0% of AGI
(% of AGI for various income ranges: 0.4% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Total tax: $3,218 (reported on 74.6% of returns)
40037:

$3,218
State:

$6,162
(% of AGI for various income ranges: 3.4% for AGIs below $10k, 4.1% for AGIs $10k-25k, 6.2% for AGIs $25k-50k, 7.4% for AGIs $50k-75k, 9.5% for AGIs $75k-100k, 18.8% for AGIs over 100k)

Earned income credit: $1,805 (reported on 19.0% of returns)
Here:

$1,805
State:

$1,723

Percentage of individuals using paid preparers for their 2004 taxes: 76.5%
Here:

76%
State:

66%
(% for various income ranges: 65.8% for AGIs below $10k, 80.3% for AGIs $10k-25k, 77.3% for AGIs $25k-50k, 81.4% for AGIs $50k-75k, 78.7% for AGIs $75k-100k, 95.2% for AGIs over 100k)

Estimated median household income in 2017:
This zip code:

$42,844
Kentucky:

$48,375
Loretto, KY (40037) map Nearest zip codes: 40049, 40062, 40052, 40063, 40060, 40051.
Percentage of family households:
This zip code:

53.1%
Kentucky:

48.4%
Percentage of households with unmarried partners:
This zip code:

7.2%
Kentucky:

6.1%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 220
Household did not receive Food Stamps/SNAP in the past 12 months: 760


Women who had a birth in the past 12 months: 20 (20 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 588 (303 now married, 282 unmarried)


Housing units in zip code 40037 with a mortgage: 490 (5 second mortgage, 46 home equity loan)
Houses without a mortgage: 358

Median monthly owner costs for units with a mortgage: $990
Median monthly owner costs for units without a mortgage: $259

Residents with income below the poverty level in 2017:
This zip code:

12.2%
Whole state:

17.2%
Residents with income below 50% of the poverty level in 2017:
This zip code:

7.9%
Whole state:

9.5%
Median number of rooms in houses and condos:
Here:

6.0
State:

6.4
Median number of rooms in apartments:
Here:

4.2
State:

4.4
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable location: Loretto Fire Department (A). Display/hide its location on the map

    Churches in zip code 40037 include: Sisters of Loretto Convent (A), Smocks Church (B). Display/hide their locations on the map

    Cemeteries: Thomas Burying Ground (1), Smocks Chapel Cemetery (2). Display/hide their locations on the map

    Streams, rivers, and creeks: Big Terrapin Run (A), Crab Run (B), Coleman Run (C), Logan Branch (D), Little Terrapin Run (E), Hickory Camp Run (F), Monick Branch (G). Display/hide their locations on the map

Year house built
  • Year house built (houses)
  • 02014 or later
  • 482010 to 2013
  • 1492000 to 2009
  • 2431990 to 1999
  • 1131980 to 1989
  • 1701970 to 1979
  • 1281960 to 1969
  • 1851950 to 1959
  • 311940 to 1949
  • 831939 or earlier

Zip code 40037 satellite photo by USGS

Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses and condos in Loretto, KY (40037)
  • Bedrooms in owner-occupied houses and condos in Loretto, KY (40037)
  • 0no bedroom
  • 121 bedroom
  • 1312 bedrooms
  • 5223 bedrooms
  • 2414 bedrooms
  • 245+ bedrooms
Bedrooms in renter-occupied apartments in Loretto, KY (40037)
  • Bedrooms in renter-occupied apartments in Loretto, KY (40037)
  • 0no bedroom
  • 51 bedroom
  • 312 bedrooms
  • 773 bedrooms
  • 124 bedrooms
  • 45+ bedrooms
Owner-occupied Renter-occupied
Cars and other vehicles available in Loretto, KY (40037) in owner-occupied houses/condos
  • Cars and other vehicles available in Loretto, KY (40037) in owner-occupied houses/condos
  • 47no vehicle
  • 2201 vehicle
  • 3602 vehicles
  • 1313 vehicles
  • 614 vehicles
  • 295+ vehicles
Cars and other vehicles available in Loretto, KY (40037) in renter-occupied apartments
  • Cars and other vehicles available in Loretto, KY (40037) in renter-occupied apartments
  • 17no vehicle
  • 721 vehicle
  • 492 vehicles
  • 33 vehicles
  • 14 vehicles
  • 05+ vehicles

  • Zip code 40037 household income distribution in 2017

  • Zip code 40037 household income distribution in 2017
  • 108Less than $10,000
  • 54$10,000 to $14,999
  • 74$15,000 to $19,999
  • 35$20,000 to $24,999
  • 35$25,000 to $29,999
  • 124$30,000 to $34,999
  • 38$35,000 to $39,999
  • 50$40,000 to $44,999
  • 46$45,000 to $49,999
  • 56$50,000 to $59,999
  • 152$60,000 to $74,999
  • 86$75,000 to $99,999
  • 37$100,000 to $124,999
  • 58$125,000 to $149,999
  • 13$150,000 to $199,999
  • Estimate of home value of owner-occupied houses/condos in 2017 in zip code 40037

  • Estimate of home value of owner-occupied houses/condos in 2017 in zip code 40037
  • 14Less than $10,000
  • 6$20,000 to $24,999
  • 35$25,000 to $29,999
  • 5$30,000 to $34,999
  • 22$40,000 to $49,999
  • 34$50,000 to $59,999
  • 32$60,000 to $69,999
  • 70$70,000 to $79,999
  • 54$80,000 to $89,999
  • 31$90,000 to $99,999
  • 141$100,000 to $124,999
  • 36$125,000 to $149,999
  • 103$150,000 to $174,999
  • 48$175,000 to $199,999
  • 76$200,000 to $249,999
  • 21$250,000 to $299,999
  • 33$300,000 to $399,999
  • 7$500,000 to $749,999
  • Rent paid by renters in 2017 in zip code 40037

  • Rent paid by renters in 2017 in zip code 40037
  • 8$150 to $199
  • 5$300 to $349
  • 6$350 to $399
  • 48$400 to $449
  • 13$450 to $499
  • 7$500 to $549
  • 20$600 to $649
  • 3$800 to $899
  • 12No cash rent

Median gross rent in 2017: $644.

Estimated median house (or condo) value in 2017 for:

  • White Non-Hispanic householders: $122,335
  • Two or more races householders: $29,858
  • Hispanic or Latino householders: $277,259

Estimated median house or condo value in 2017: $123,700
40037:

$123,700
Kentucky:

$141,000
Lower value quartile - upper value quartile: $83,165 - $183,808

Mean price in 2017:

Detached houses: $140,302
Here:

$140,302
State:

$189,136

Mobile homes: $48,105
Here:

$48,105
State:

$69,867
Owners and renters by unit type in zip code 40037
Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 970
  • Mobile homes: 190

Unemployment: 9.2%

  • Means of transportation to work in zip code 40037

  • Means of transportation to work in zip code 40037
  • 90.3%947Drove a car alone
  • 6.1%64Carpooled
  • 1.7%18Walked
  • 1.6%17Worked at home
  • Travel time to work (commute) in zip code 40037

  • Travel time to work (commute) in zip code 40037
  • 32Less than 5 minutes
  • 625 to 9 minutes
  • 4510 to 14 minutes
  • 19715 to 19 minutes
  • 24020 to 24 minutes
  • 10225 to 29 minutes
  • 15030 to 34 minutes
  • 2335 to 39 minutes
  • 2640 to 44 minutes
  • 2145 to 59 minutes
  • 9760 to 89 minutes
  • 2790 or more minutes

Percentage of zip code residents living and working in this county: 58.1%

Household type by relationship:

Households: 2,741
  • In family households: 2,345 (395 male householders, 276 female householders)
    569 spouses, 921 children (886 natural, 4 adopted, 32 stepchildren), 54 grandchildren, 17 brothers or sisters, 3 parents, 25 other relatives, 65 non-relatives
  • In nonfamily households: 395 (91 male householders (85 living alone)), 225 female householders (179 living alone)), 77 nonrelatives

Size of family households: 250 2-persons, 170 3-persons, 139 4-persons, 67 5-persons, 42 6-persons

Size of nonfamily households: 265 1-person, 52 2-persons

408 married couples with children.
192 single-parent households (66 men, 126 women).

97.7% of residents of 40037 zip code speak English at home.
0.6% of residents speak Spanish at home (100% very well).
0.8% of residents speak other Indo-European language at home (100% very well).
0.1% of residents speak Asian or Pacific Island language at home (100% well).

Foreign born population: 7 (0.3%)
(100.0% of them are naturalized citizens)
This zip code:

0.3%
Whole state:

3.8%
Most common places of birth for foreign-born residents
  • 43%Japan
  • 43%Burma
Most common first ancestries reported in 40037
  • 44%American
  • 12%Irish
  • 10%English
  • 4%European
  • 3%German
  • 2%Italian
  • 1%Scottish
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 02010 or later
  • 22000 to 2009
  • 31990 to 1999
  • 0Before 1990

Zip code 40037 topographic map

Facilities with environmental interests located in this zip code:

  • MAKER'S MARK DISTILLERY (3350 BURKS SPRINGS ROAD in LORETTO, KY)
    AIR MAJOR (AIRS/AFS)
    COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
    CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Business SIC classification: DISTILLED AND BLENDED LIQUORS
    Organizations: MAKERS MARK DISTILLERY (CONTACT/OWNER)
  • LORETTO PLAZA (9340 LORETTO RD in LORETTO, KY)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
  • CORNER FOOD MART (HIGHWAY 49 in LORETTO, KY)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: TOMMY MATTINGLY (CONTACT/OWNER)
  • LORETTO, CITY OF (SCHOOL DR in LORETTO, KY)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Business SIC classification: SEWERAGE SYSTEMS
  • MATTINGLY GAS STATION (HIGHWAY 49 in LORETTO, KY)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: THOMAS MATTINGLY (CONTACT/OWNER)

Zip code 40037 marital status for males
Zip code 40037 marital status for females

Housing units lacking complete plumbing facilities: 4.3%
Housing units lacking complete kitchen facilities: 0.6%

Most commonly used house heating fuel
  • 59.9%Electricity
  • 15.8%Bottled, tank, or LP gas
  • 10.8%Utility gas
  • 10.2%Wood
  • 2.6%Fuel oil, kerosene, etc.
  • 0.8%No fuel used

Population in 1990: 2,586. Population change in the 1990s: +58 (+2.2%).

Place of birth for U.S.-born residents:

  • This state: 2,354
  • Northeast: 86
  • Midwest: 106
  • South: 160
  • West: 12

71% of the 40037 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 66% lived in this county.
   Out of people who lived in different counties, 50% lived in Kentucky.

95% of the 40037 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 58% moved from this county.
   Out of people who lived in different houses, 43% moved from different county within same state.

Year householders moved into unit in Loretto, KY (40037)

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 3
Here:

1.3%
Kentucky:

12.0%
Students in private schools in grades 9 to 12 (high school):
Here:

0.0%
Kentucky:

13.7%
Students in private undergraduate colleges: 48
Here:

48.8%
Kentucky:

19.2%
Educational Attainment in 2017
School Enrollment by Level of School in 2017
Class of Workers in 2017
Occupation by median earnings in the past 12 months
  • Occupation by median earnings in the past 12 months ($)
  • 91,409Arts, design, entertainment, sports, and media occupations
  • 46,996Construction and extraction occupations
  • 42,183Health technologists and technicians
  • 39,999Transportation occupations
  • 36,780Office and administrative support occupations
  • 35,760Building and grounds cleaning and maintenance occupations

Top industries in this zip code by the number of employees in 2005:

  • Health Care and Social Assistance: Nursing Care Facilities (20-49 employees: 1 establishment)
  • Health Care and Social Assistance: Child Day Care Services (10-19: 1)
  • Accommodation and Food Services: Full-Service Restaurants (10-19: 1)
  • Accommodation and Food Services: Drinking Places (Alcoholic Beverages) (5-9: 1)
  • Finance and Insurance: Commercial Banking (5-9: 1)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Mentally-Disabled Noninstitutionalized Residents
Age and Sex of Self-Care Disabled Noninstitutionalized Residents
Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability

People in group quarters in 2000:

  • 85 people in nursing homes
  • 33 people in religious group quarters

Fatal accident statistics in 2014:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2013:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 0
Most common first names in zip code 40037 among deceased individuals
NameCountLived (average)
Mary7578.2 years
Joseph6568.5 years
James3170.8 years
William2472.7 years
John2366.6 years
Thomas1460.6 years
Francis1373.8 years
Charles1060.0 years
Catherine981.0 years
Robert669.6 years
Most common last names in zip code 40037 among deceased individuals
Last nameCountLived (average)
Mattingly6370.3 years
Miles2970.7 years
Thompson1974.7 years
Hagan1563.5 years
Thomas1472.4 years
Newton1367.2 years
Smith1276.8 years
Ballard1165.1 years
Cissell1177.4 years
Cambron1169.7 years
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