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40055 Zip Code (KY) Detailed Profile



Counties: Trimble County, KY (39.66%), Henry County, KY (33.90%), Oldham County, KY (26.43%)
Estimated zip code population in 2015: 2,084
Zip code population in 2010: 1,752
Zip code population in 2000: 970

Houses and condos: 769
Renter-occupied apartments: 150
% of renters here:

20%
State:

34%
Mar. 2016 cost of living index in zip code 40055: 85.1 (less than average, U.S. average is 100)

Land area: 20.6 sq. mi.
Water area: 0.1 sq. mi.
Population density: 101 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 40055
Zip code 40055 (, Kentucky) real estate house value trends

Recent home sales, real estate maps, and home value estimator for zip code 40055

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Real estate property taxes paid for housing units in 2015:
This zip code:

0.9% ($1,672)
Kentucky:

0.8% ($1,093)
Median real estate property taxes paid for housing units with mortgages in 2015: $1,784 (0.9%)
Median real estate property taxes paid for housing units with no mortgage in 2015: $1,250 (0.8%)

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Males: 910  (43.7%)
Females: 1,174  (56.3%)

For population 25 years and over in 40055:

  • High school or higher: 92.3%
  • Bachelor's degree or higher: 11.5%
  • Graduate or professional degree: 3.8%
  • Unemployed: 6.4%
  • Mean travel time to work (commute): 33.5 minutes

For population 15 years and over in 40055:

  • Never married: 21.2%
  • Now married: 52.9%
  • Separated: 1.2%
  • Widowed: 7.4%
  • Divorced: 17.4%

Zip code 40055 compared to state average:

  • Median household income above state average.
  • Black race population percentage below state average.
  • Hispanic race population percentage above state average.
  • Renting percentage below state average.
  • Length of stay since moving in below state average.
  • House age below state average.
  • Number of college students below state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 40055

  • Zip code 40055 races chart
    • 1,682White population
    • 11Black population
    • 6American Indian population
    • 8Asian population
    • 0Native Hawaiian and Other Pacific Islander population
    • 0Some other race population
    • 21Two or more races population
    • 24Hispanic or Latino population

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Data:
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40055, KY forum
Recent posts about zip code 40055 area on our local forum with over 2,000,000 registered users:
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100% rural population.

Estimated median house/condo value in 2015: $188,000
40055:

$188,000
Kentucky:

$130,000



According to our research of Kentucky and other state lists there were 6 registered sex offenders living in 40055 zip code as of October 18, 2017.
The ratio of number of residents in zip code 40055 to the number of sex offenders is 205 to 1.


Median resident age:
This zip code:

42.7 years
Kentucky median age:

38.8 years
Average household size:
This zip code:

2.8 people
Kentucky:

2.5 people

Averages for the 2012 tax year for zip code 40055, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $52,743 (Individual Income Tax Returns)
Here:

$52,743
State:

$50,814

Salary/wage: $46,711 (reported on 87.5% of returns)
Here:

$46,711
State:

$42,723
(% of AGI for various income ranges: 72.0% for AGIs below $25k, 79.3% for AGIs $25k-50k, 79.0% for AGIs $50k-75k, 83.6% for AGIs $75k-100k, 74.4% for AGIs $100k-200k)

Taxable interest for individuals: $585 (reported on 27.1% of returns)
This zip code:

$585
Kentucky:

$1,381
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.3% for AGIs $100k-200k)

Ordinary dividends: $2,133 (reported on 15.6% of returns)
Here:

$2,133
State:

$6,239
(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.7% for AGIs $75k-100k, 1.0% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$2,550 (reported on 12.5% of returns)
Here:

+$2,550
State:

+$11,336
(% of AGI for various income ranges: 0.5% for AGIs $75k-100k, 1.4% for AGIs $100k-200k)

Profit/loss from business: +$5,718 (reported on 17.7% of returns)
Here:

+$5,718
State:

+$10,862
(% of AGI for various income ranges: 8.9% for AGIs below $25k, 1.4% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.9% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $13,086 (reported on 7.3% of returns)
40055:

$13,086
Kentucky:

$14,296

Total itemized deductions: $19,355 (22% of AGI, reported on 39.6% of returns)
Here:

$19,355
State:

$21,160

Here:

22.1% of AGI
State:

20.0% of AGI
(% of AGI for various income ranges: 6.9% for AGIs below $25k, 11.0% for AGIs $25k-50k, 15.3% for AGIs $50k-75k, 13.9% for AGIs $75k-100k, 17.5% for AGIs $100k-200k)

Charity contributions: $2,711 (reported on 29.2% of returns)
Here:

$2,711
State:

$4,303
(% of AGI for various income ranges: 1.3% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 1.8% for AGIs $100k-200k)

Taxes paid: $7,287 (reported on 39.6% of returns)
40055:

$7,287
State:

$8,496
(% of AGI for various income ranges: 1.0% for AGIs below $25k, 2.7% for AGIs $25k-50k, 5.1% for AGIs $50k-75k, 5.5% for AGIs $75k-100k, 7.7% for AGIs $100k-200k)

Earned income credit: $1,982 (reported on 17.7% of returns)
Here:

$1,982
State:

$2,273
(% of AGI for various income ranges: 6.1% for AGIs below $25k, 1.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 64.6%
Here:

65%
State:

60%
(% for various income ranges: 57.1% for AGIs below $25k, 66.7% for AGIs $25k-50k, 68.8% for AGIs $50k-75k, 80.0% for AGIs $75k-100k, 64.3% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 40055, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $44,746 (Individual Income Tax Returns)
Here:

$44,746
State:

$41,540

Salary/wage: $42,930 (reported on 88.1% of returns)
Here:

$42,930
State:

$36,432
(% of AGI for various income ranges: 97.8% for AGIs below $10k, 75.3% for AGIs $10k-25k, 83.4% for AGIs $25k-50k, 86.9% for AGIs $50k-75k, 89.6% for AGIs $75k-100k, 80.3% for AGIs over 100k)

Taxable interest for individuals: $652 (reported on 43.6% of returns)
This zip code:

$652
Kentucky:

$1,571
(% of AGI for various income ranges: 7.4% for AGIs below $10k, 3.9% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Taxable dividends: $1,243 (reported on 19.4% of returns)
Here:

$1,243
State:

$3,453
(% of AGI for various income ranges: 0.6% for AGIs below $10k, 1.1% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Net capital gain/loss: +$1,515 (reported on 12.7% of returns)
Here:

+$1,515
State:

+$9,663
(% of AGI for various income ranges: -3.9% for AGIs below $10k, -0.4% for AGIs $10k-25k, -0.2% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 0.0% for AGIs $75k-100k, 1.0% for AGIs over 100k)

Profit/loss from business: +$7,081 (reported on 16.2% of returns)
Here:

+$7,081
State:

+$9,233
(% of AGI for various income ranges: -13.2% for AGIs below $10k, 8.7% for AGIs $10k-25k, 4.0% for AGIs $25k-50k, 4.2% for AGIs $50k-75k, 0.7% for AGIs $75k-100k)

IRA payment deduction: $2,143 (reported on 2.7% of returns)
40055:

$2,143
Kentucky:

$2,955

Total itemized deductions: $16,387 (25% of AGI, reported on 47.6% of returns)
Here:

$16,387
State:

$17,474

Here:

24.6% of AGI
State:

21.0% of AGI
(% of AGI for various income ranges: 20.1% for AGIs $10k-25k, 14.5% for AGIs $25k-50k, 18.4% for AGIs $50k-75k, 17.9% for AGIs $75k-100k, 19.1% for AGIs over 100k)

Charity contributions deductions: $2,099 (3% of AGI, reported on 39.5% of returns)
Here:

$2,099
State:

$3,494

Here:

3.0% of AGI
State:

4.0% of AGI
(% of AGI for various income ranges: 1.6% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 2.8% for AGIs over 100k)

Total tax: $5,197 (reported on 78.5% of returns)
40055:

$5,197
State:

$6,162
(% of AGI for various income ranges: 3.5% for AGIs below $10k, 4.8% for AGIs $10k-25k, 6.2% for AGIs $25k-50k, 8.2% for AGIs $50k-75k, 9.5% for AGIs $75k-100k, 14.5% for AGIs over 100k)

Earned income credit: $1,505 (reported on 11.9% of returns)
Here:

$1,505
State:

$1,723

Percentage of individuals using paid preparers for their 2004 taxes: 69.5%
Here:

70%
State:

66%
(% for various income ranges: 57.5% for AGIs below $10k, 70.6% for AGIs $10k-25k, 71.9% for AGIs $25k-50k, 75.5% for AGIs $50k-75k, 73.8% for AGIs $75k-100k, 64.9% for AGIs over 100k)

Estimated median household income in 2015:
This zip code:

$73,983
Kentucky:

$45,215
40055 map Nearest zip codes: 40070, 40031, 40006, 47104, 40068, 40077.
Percentage of family households:
This zip code:

60.8%
Kentucky:

49.4%
Percentage of households with unmarried partners:
This zip code:

8.5%
Kentucky:

6.0%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 56
Household did not receive Food Stamps/SNAP in the past 12 months: 681


Women who had a birth in the past 12 months: 31 (12 now married, 19 unmarried)
Women who did not have a birth in the past 12 months: 529 (259 now married, 270 unmarried)


Housing units in zip code 40055 with a mortgage: 461 (22 second mortgage, 86 home equity loan)
Houses without a mortgage: 126

Median monthly owner costs for units with a mortgage: $1,370
Median monthly owner costs for units without a mortgage: $407

Residents with income below the poverty level in 2015:
This zip code:

3.4%
Whole state:

18.5%
Residents with income below 50% of the poverty level in 2015:
This zip code:

2.8%
Whole state:

10.8%
Median number of rooms in houses and condos:
Here:

6.3
State:

6.3
Median number of rooms in apartments:
Here:

6.5
State:

4.4
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable location: Campbellsburg Fire Department (A). Display/hide its location on the map

    Churches in zip code 40055 include: Wesley Chapel (A), Covington Church (B). Display/hide their locations on the map

    Streams, rivers, and creeks: Dog Branch (A), Sweetwater Branch (B), Organ Creek (C), Jeff Branch (D). Display/hide their locations on the map

Year house built

  • 0Built 2014 or later
  • 0Built 2010 to 2013
  • 204Built 2000 to 2009
  • 208Built 1990 to 1999
  • 106Built 1980 to 1989
  • 131Built 1970 to 1979
  • 15Built 1960 to 1969
  • 22Built 1950 to 1959
  • 45Built 1940 to 1949
  • 38Built 1939 or earlier
Note: State values scaled to 40055 population
Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in 40055

  • 0no bedroom
  • 51 bedroom
  • 872 bedrooms
  • 3353 bedrooms
  • 1484 bedrooms
  • 125+ bedrooms
Note: State values scaled to Zip code 40055 population

Bedrooms in renter-occupied apartments in 40055

  • 0no bedroom
  • 01 bedroom
  • 422 bedrooms
  • 963 bedrooms
  • 124 bedrooms
  • 05+ bedrooms
Note: State values scaled to Zip code 40055 population
Owner-occupied Renter-occupied

Cars and other vehicles available in 40055 in owner-occupied houses/condos

  • 7no vehicle
  • 1061 vehicle
  • 2492 vehicles
  • 1753 vehicles
  • 284 vehicles
  • 225+ vehicles
Note: State values scaled to Zip code 40055 population

Cars and other vehicles available in 40055 in renter-occupied apartments

  • 8no vehicle
  • 881 vehicle
  • 252 vehicles
  • 293 vehicles
  • 04 vehicles
  • 05+ vehicles
Note: State values scaled to Zip code 40055 population

  • Zip code 40055 household income distribution in 2015

  • Zip code 40055 household income distribution in 2015
  • 15Less than $10,000
  • 7$10,000 to $14,999
  • 8$15,000 to $19,999
  • 9$20,000 to $24,999
  • 15$25,000 to $29,999
  • 27$30,000 to $34,999
  • 15$35,000 to $39,999
  • 57$40,000 to $44,999
  • 110$45,000 to $49,999
  • 41$50,000 to $59,999
  • 82$60,000 to $74,999
  • 166$75,000 to $99,999
  • 98$100,000 to $124,999
  • 22$125,000 to $149,999
  • 46$150,000 to $199,999
  • 19$200,000 or more
  • Estimate of home value of owner-occupied houses/condos in 2015 in zip code 40055

  • Estimate of home value of owner-occupied houses/condos in 2015 in zip code 40055
  • 6Less than $10,000
  • 11$35,000 to $39,999
  • 12$50,000 to $59,999
  • 10$80,000 to $89,999
  • 83$100,000 to $124,999
  • 17$125,000 to $149,999
  • 130$150,000 to $174,999
  • 47$175,000 to $199,999
  • 121$200,000 to $249,999
  • 100$250,000 to $299,999
  • 25$300,000 to $399,999
  • 7$400,000 to $499,999
  • 12$500,000 to $749,999
  • 6$750,000 to $999,999
  • Rent paid by renters in 2015 in zip code 40055

  • Rent paid by renters in 2015 in zip code 40055
  • 5$100 to $149
  • 9$300 to $349
  • 31$500 to $549
  • 28$700 to $749
  • 57$800 to $899
  • 12$1,250 to $1,499
  • 8No cash rent

Zip code 40055 topographic map

Median gross rent in 2015: $1,012.

Estimated median house (or condo) value in 2015 for:

  • White Non-Hispanic householders: $196,817

Estimated median house or condo value in 2015: $188,000
40055:

$188,000
Kentucky:

$130,000
Lower value quartile - upper value quartile: $151,500 - $251,600

Owners and renters by unit type (%)

Breakdown of mean house values by ages of householders

Note: State values scaled to Here population

Housing units in structures:

  • One, detached: 708
  • Mobile homes: 61

Unemployment: 6.4%

  • Means of transportation to work in zip code 40055

  • Means of transportation to work in zip code 40055
  • 88.7%854Drove a car alone
  • 9.9%95Carpooled
  • 1.5%14Worked at home
  • Travel time to work (commute) in zip code 40055

  • Travel time to work (commute) in zip code 40055
  • 10Less than 5 minutes
  • 595 to 9 minutes
  • 7710 to 14 minutes
  • 16815 to 19 minutes
  • 6720 to 24 minutes
  • 8025 to 29 minutes
  • 8930 to 34 minutes
  • 11335 to 39 minutes
  • 10240 to 44 minutes
  • 8845 to 59 minutes
  • 4760 to 89 minutes
  • 4990 or more minutes

Percentage of zip code residents living and working in this county: 26.3%

Household type by relationship:

Households: 2,084
  • In family households: 1,910 (316 male householders, 293 female householders)
    431 spouses, 649 children (650 natural, 1 adopted, 1 stepchildren), 57 grandchildren, 29 brothers or sisters, 15 parents, 0 other relatives, 62 non-relatives
  • In nonfamily households: 174 (83 male householders (52 living alone)), 45 female householders (45 living alone)), 46 nonrelatives

Size of family households: 205 2-persons, 249 3-persons, 107 4-persons, 31 5-persons, 11 6-persons, 6 7-or-more-persons

Size of nonfamily households: 97 1-person, 25 2-persons, 6 4-persons

186 married couples with children.
239 single-parent households (58 men, 181 women).

89.5% of residents of 40055 zip code speak English at home.
8.5% of residents speak Spanish at home (100% very well).
1.9% of residents speak other Indo-European language at home (68% very well, 32% not well).

Foreign born population: 19 (0.9%)
(36.8% of them are naturalized citizens)
This zip code:

0.9%
Whole state:

3.6%

Most common places of birth for the foreign-born residents (%)

  • 63%Russia
  • 37%Chile

Most common first ancestries reported in 40055 (%)

  • 49%American
  • 7%German
  • 6%Irish
  • 6%English
  • 4%Italian
  • 2%Scottish
  • 2%Portuguese

Year of entry for the foreign-born population

  • 02010 or later
  • 122000 to 2009
  • 01990 to 1999
  • 7Before 1990
Note: State values scaled to 40055 population

Zip code 40055 topographic map

Facilities with environmental interests located in this zip code:

  • BULLOCK OIL CO PENDLETON (602 PENDLETON RD in PENDLETON, KY)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Business SIC classification: PETROLEUM BULK STATIONS AND TERMINALS
  • PILOT TRAVEL CENTERS LLC #440 (205 PENDLETON RD in PENDLETON, KY)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Business SIC classification: GASOLINE SERVICE STATIONS
    Alternative names: WILLIAMS TRAVEL CENTERS #3374
  • PILOT TRAVEL CENTERS LLC #50 (489 PENDLETON RD in PENDLETON, KY)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Business SIC classification: GASOLINE SERVICE STATIONS
    Alternative names: SPEEDWAY SUPERAMERICA #8917

Zip code 40055 marital status for males
Zip code 40055 marital status for females

Housing units lacking complete plumbing facilities: 2.6%

Most commonly used house heating fuel

  • 72%Electricity
  • 18%Bottled, tank, or LP gas
  • 3%Other fuel
  • 3%Wood
  • 3%Fuel oil, kerosene, etc.
  • 2%Utility gas

Population in 1990: 975. Population change in the 1990s: -5 (-0.5%).

Place of birth for U.S.-born residents:

  • This state: 1,514
  • Northeast: 103
  • Midwest: 214
  • South: 201
  • West: 33

75% of the 40055 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 10% lived in this county.
   Out of people who lived in different counties, 50% lived in Kentucky.

84% of the 40055 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 45% moved from this county.
   Out of people who lived in different houses, 55% moved from different county within same state.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 105
Here:

45.3%
Kentucky:

10.8%
Students in private schools in grades 9 to 12 (high school):
Here:

0.0%
Kentucky:

10.3%
Students in private undergraduate colleges: 13
Here:

23.2%
Kentucky:

16.9%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 63,125Management occupations
  • 59,919Production occupations
  • 59,375Business and financial operations occupations
  • 49,063Health diagnosing and treating practitioners and other technical occupations
  • 46,417Installation, maintenance, and repair occupations
  • 45,351Construction and extraction occupations
Note: State values scaled to 40055 population

Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Limited-Service Restaurants (50-99 employees: 1 establishment, 1-4 employees: 1 establishment)
  • Construction: Poured Concrete Foundation and Structure Contractors (20-49: 1, 1-4: 1)
  • Wholesale Trade: Petroleum Bulk Stations and Terminals (10-19: 1)
  • Other Services (except Public Administration): Automotive Oil Change and Lubrication Shops (5-9: 1, 1-4: 1)
  • Finance and Insurance: Commercial Banking (5-9: 1, 1-4: 1)
  • Construction: New Single-Family Housing Construction (except Operative Builders) (5-9: 1)
  • Health Care and Social Assistance: Offices of Dentists (1-4: 1)
  • Health Care and Social Assistance: Other Individual and Family Services (1-4: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 1
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED3$138,5434$319,96025$215,9542$76,9602$112,2302$77,125
APPLICATIONS APPROVED, NOT ACCEPTED0$00$03$184,3571$33,6200$00$0
APPLICATIONS DENIED1$75,4801$184,91013$205,4931$12,2000$01$59,660
APPLICATIONS WITHDRAWN1$118,6601$233,3605$220,3700$00$00$0
FILES CLOSED FOR INCOMPLETENESS1$69,5500$04$227,9180$00$01$105,800

Detailed HMDA statistics for the following Tracts: 0301.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
B) Refinancings
NumberAverage Value
LOANS ORIGINATED0$0
APPLICATIONS APPROVED, NOT ACCEPTED1$87,670
APPLICATIONS DENIED0$0
APPLICATIONS WITHDRAWN0$0
FILES CLOSED FOR INCOMPLETENESS0$0

Detailed PMIC statistics for the following Tracts: 0301.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 40055 among deceased individuals
NameCountLived (average)
John1373.3 years
Mary1177.2 years
William973.8 years
James678.7 years
Robert671.5 years
Joseph573.8 years
David366.3 years
Howard363.7 years
Elizabeth380.7 years
Dorothy384.7 years
Most common last names in zip code 40055 among deceased individuals
Last nameCountLived (average)
Morgan980.4 years
Smith875.2 years
Callis779.7 years
Powell773.7 years
Burrows683.7 years
Kidwell688.1 years
Wilson675.8 years
Jones485.3 years
Louden478.0 years
Moore483.0 years
Businesses in zip code 40055
NameCountNameCount
FedEx1Subway1
McDonald's1UPS1
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