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40055 Zip Code Detailed Profile

 


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Counties: Trimble County, KY (39.66%), Henry County, KY (33.90%), Oldham County, KY (26.43%)

Estimated zip code population in 2011: 1,433
Zip code population in 2010: 1,752
Zip code population in 2000: 970




Age and Sex of Residents in zip code 40055

Zip code 40055 (, Kentucky) real estate house value trends

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Houses and condos: 676
Renter-occupied apartments: 12
% of renters here:

2%
State:

31%

Mar. 2012 cost of living index in zip code 40055: 85.0 (less than average, U.S. average is 100)

Land area: 20.6 sq. mi.
Water area: 0.1 sq. mi.
Population density: 70 people per square mile 
 
 (very low).

Real estate property taxes paid for housing units in 2011:
This zip code:

0.7% ($1,489)
Kentucky:

0.8% ($967)

Median real estate property taxes paid for housing units with mortgages in 2011: $1,489 (0.7%)
Median real estate property taxes paid for housing units with no mortgage in 2011: $1,500 (0.8%)

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Males: 781  (54.5%)
Females: 652  (45.5%)

For population 25 years and over in 40055:

  • High school or higher: 91.5%
  • Bachelor's degree or higher: 15.2%
  • Graduate or professional degree: 4.1%
  • Unemployed: 3.8%
  • Mean travel time to work (commute): 27.7 minutes

For population 15 years and over in 40055:

  • Never married: 16.7%
  • Now married: 64.9%
  • Separated: 0.0%
  • Widowed: 6.2%
  • Divorced: 12.2%

Zip code 40055 compared to state average:

  • Median house value above state average.
  • Unemployed percentage below state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age above state average.
  • Renting percentage significantly below state average.
  • Length of stay since moving in below state average.
  • House age significantly below state average.

Zip code 40055 races chart

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40055, KY forum
Recent posts about zip code 40055 area on our local forum with over 1,500,000 registered users:
Floyds Knobs IN vs Oldham Cnty schools/taxes?  (16 replies)
Visiting KY in May/June---advice?  (18 replies)
Hi All.....  (21 replies)
Commutes and Houses  (11 replies)
What about Creswood?  (13 replies)
Help with School Locations Oldham County and other questions!  (12 replies)
100% rural population.

Estimated median house/condo value in 2011: $199,800
40055:

$199,800
Kentucky:

$120,600



According to our research of Kentucky and other state lists there were 5 registered sex offenders living in 40055 zip code as of October 25, 2014.
The ratio of number of residents in zip code 40055 to the number of sex offenders is 246 to 1.


Median resident age:
This zip code:

43.6 years
Kentucky median age:

38.2 years

Average household size:
This zip code:

2.6 people
Kentucky:

2.5 people

Averages for the 2004 tax year for zip code 40055, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $44,746 (Individual Income Tax Returns)
Here:

$44,746
State:

$41,540

Salary/wage: $42,930 (reported on 88.1% of returns)
Here:

$42,930
State:

$36,432
(% of AGI for various income ranges: 97.8% for AGIs below $10k, 75.3% for AGIs $10k-25k, 83.4% for AGIs $25k-50k, 86.9% for AGIs $50k-75k, 89.6% for AGIs $75k-100k, 80.3% for AGIs over 100k)

Taxable interest for individuals: $652 (reported on 43.6% of returns)
This zip code:

$652
Kentucky:

$1,571
(% of AGI for various income ranges: 7.4% for AGIs below $10k, 3.9% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Taxable dividends: $1,243 (reported on 19.4% of returns)
Here:

$1,243
State:

$3,453
(% of AGI for various income ranges: 0.6% for AGIs below $10k, 1.1% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Net capital gain/loss: +$1,515 (reported on 12.7% of returns)
Here:

+$1,515
State:

+$9,663
(% of AGI for various income ranges: -3.9% for AGIs below $10k, -0.4% for AGIs $10k-25k, -0.2% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 0.0% for AGIs $75k-100k, 1.0% for AGIs over 100k)

Profit/loss from business: +$7,081 (reported on 16.2% of returns)
Here:

+$7,081
State:

+$9,233
(% of AGI for various income ranges: -13.2% for AGIs below $10k, 8.7% for AGIs $10k-25k, 4.0% for AGIs $25k-50k, 4.2% for AGIs $50k-75k, 0.7% for AGIs $75k-100k)

IRA payment deduction: $2,143 (reported on 2.7% of returns)
40055:

$2,143
Kentucky:

$2,955

Total itemized deductions: $16,387 (25% of AGI, reported on 47.6% of returns)
Here:

$16,387
State:

$17,474

Here:

24.6% of AGI
State:

21.0% of AGI
(% of AGI for various income ranges: 20.1% for AGIs $10k-25k, 14.5% for AGIs $25k-50k, 18.4% for AGIs $50k-75k, 17.9% for AGIs $75k-100k, 19.1% for AGIs over 100k)

Charity contributions deductions: $2,099 (3% of AGI, reported on 39.5% of returns)
Here:

$2,099
State:

$3,494

Here:

3.0% of AGI
State:

4.0% of AGI
(% of AGI for various income ranges: 1.6% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 2.8% for AGIs over 100k)

Total tax: $5,197 (reported on 78.5% of returns)
40055:

$5,197
State:

$6,162
(% of AGI for various income ranges: 3.5% for AGIs below $10k, 4.8% for AGIs $10k-25k, 6.2% for AGIs $25k-50k, 8.2% for AGIs $50k-75k, 9.5% for AGIs $75k-100k, 14.5% for AGIs over 100k)

Earned income credit: $1,505 (reported on 11.9% of returns)
Here:

$1,505
State:

$1,723

Percentage of individuals using paid preparers for their 2004 taxes: 69.5%
Here:

70%
State:

66%
(% for various income ranges: 57.5% for AGIs below $10k, 70.6% for AGIs $10k-25k, 71.9% for AGIs $25k-50k, 75.5% for AGIs $50k-75k, 73.8% for AGIs $75k-100k, 64.9% for AGIs over 100k)


Estimated median household income in 2011:
This zip code:

$59,851
Kentucky:

$41,141

40055 map

Nearest zip codes: 40070, 40031, 40006, 47104, 40068, 40077.

Percentage of family households:
This zip code:

73.2%
Kentucky:

52.4%

Percentage of households with unmarried partners:
This zip code:

0.0%
Kentucky:

5.5%

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 12
Household did not receive Food Stamps/SNAP in the past 12 months: 547


Women who did not have a birth in the past 12 months: 348 (283 now married, 65 unmarried)


Housing units in zip code 40055 with a mortgage: 511 (11 second mortgage, 157 home equity loan)
Houses without a mortgage: 36

Median monthly owner costs for units with a mortgage: $1,847
Median monthly owner costs for units without a mortgage: $439

Residents with income below the poverty level in 2011:
This zip code:

3.1%
Whole state:

19.1%

Residents with income below 50% of the poverty level in 2011:
This zip code:

0.2%
Whole state:

10.8%

Median number of rooms in houses and condos:
Here:

6.6
State:

6.2

Median number of rooms in apartments:
Here:

5.3
State:

4.4


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Notable locations in this zip code not listed on our city pages:

Notable location: Campbellsburg Fire Department (A). Display/hide its location on the map

Churches in zip code 40055 include: Wesley Chapel (A), Covington Church (B). Display/hide their locations on the map

Streams, rivers, and creeks: Dog Branch (A), Sweetwater Branch (B), Organ Creek (C), Jeff Branch (D). Display/hide their locations on the map

 

Year house built

  • 2005 or later: 15
  • 2000 to 2004: 70
  • 1990 to 1999: 415
  • 1980 to 1989: 46
  • 1970 to 1979: 76
  • 1960 to 1969: 0
  • 1950 to 1959: 0
  • 1940 to 1949: 33
  • 1939 or earlier: 21

Bedrooms in houses/apartments in 40055
Owner-occupied Renter-occupied
  • no bedroom: 0
  • 1 bedroom: 0
  • 2 bedrooms: 40
  • 3 bedrooms: 346
  • 4 bedrooms: 130
  • 5+ bedrooms: 31
  • no bedroom: 0
  • 1 bedroom: 0
  • 2 bedrooms: 12
  • 3 bedrooms: 0
  • 4 bedrooms: 0
  • 5+ bedrooms: 0
Cars and other vehicles available in 40055 in houses/condos/apartments
Owner-occupied Renter-occupied
  • no vehicle: 0
  • 1 vehicle: 121
  • 2 vehicles: 193
  • 3 vehicles: 160
  • 4 vehicles: 58
  • 5+ vehicles: 15
  • no vehicle: 0
  • 1 vehicle: 0
  • 2 vehicles: 12
  • 3 vehicles: 0
  • 4 vehicles: 0
  • 5+ vehicles: 0


Estimated household income distribution in 2009:

Zip code 40055 household income distribution in 2009

Zip code 40055 house/condo values in 2011

Estimate of home value of owner-occupied houses/condos in 2011 in zip code 40055:

  • $15,000 to $19,999: 10
  • $20,000 to $24,999: 1
  • $25,000 to $29,999: 9
  • $60,000 to $69,999: 11
  • $70,000 to $79,999: 11
  • $80,000 to $89,999: 12
  • $100,000 to $124,999: 11
  • $125,000 to $149,999: 41
  • $150,000 to $174,999: 109
  • $175,000 to $199,999: 59
  • $200,000 to $249,999: 51
  • $250,000 to $299,999: 98
  • $300,000 to $399,999: 49
  • $400,000 to $499,999: 41
  • $500,000 to $749,999: 24
  • $750,000 to $999,999: 10

 



40055 rent paid by renters

Rent paid by renters in 2011 in zip code 40055:

  • $1,250 to $1,499: 12
 


Zip code 40055 topographic map

Median price asked for vacant for-sale houses and condos in 2011: $121,056.

Estimated median house (or condo) value in 2011 for:

  • White Non-Hispanic householders: $209,170

Estimated median house or condo value in 2011: $199,800
40055:

$199,800
Kentucky:

$120,600
Lower value quartile - upper value quartile: $157,100 - $293,500

Mean price in 2011:

Detached houses: $262,262
Here:

$262,262
State:

$163,546

Mobile homes: $98,837
Here:

$98,837
State:

$57,957

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 561
  • Mobile homes: 115

Unemployment: 3.8%
40055 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 844 (85%)
  • Carpooled: 100 (10%)
  • Walked: 8 (1%)
  • Worked at home: 36 (4%)
 

40055 zip code travel time to work (commute)

Travel time to work (commute)

  • Less than 5 minutes: 67
  • 5 to 9 minutes: 33
  • 10 to 14 minutes: 81
  • 15 to 19 minutes: 173
  • 20 to 24 minutes: 68
  • 25 to 29 minutes: 103
  • 30 to 34 minutes: 122
  • 35 to 39 minutes: 44
  • 40 to 44 minutes: 81
  • 45 to 59 minutes: 106
  • 60 to 89 minutes: 40
  • 90 or more minutes: 34
 

Percentage of zip code residents living and working in this county: 24.1%

Household type by relationship:

Households: 1,433
  • In family households: 1,327 (331 male householders, 130 female householders)
    406 spouses, 341 children (342 natural, 1 adopted, 1 stepchildren), 0 grandchildren, 57 brothers or sisters, 15 parents, 20 other relatives, 27 non-relatives
  • In nonfamily households: 106 (46 male householders (37 living alone)), 52 female householders (52 living alone)), 8 nonrelatives

Size of family households: 178 2-persons, 190 3-persons, 62 4-persons, 31 5-persons

Size of nonfamily households: 89 1-person, 9 2-persons

241 married couples with children.
22 single-parent households (22 men).

97.8% of residents of 40055 zip code speak English at home.
1.3% of residents speak Spanish at home (100% very well).
0.9% of residents speak other Indo-European language at home (100% very well).

Foreign born population: 44 (3.1%)
(100.0% of them are naturalized citizens)
This zip code:

3.1%
Whole state:

3.2%

Most common places of birth for the foreign-born residents:

  • Italy (59%)
  • Germany (41%)

Year of entry for the foreign-born population

  • 2000 or later: 0
  • 1990 to 1999: 0
  • 1980 to 1989: 0
  • Before 1980: 44

Races in zip code 40055:

White population: 1,682
Black population: 11
American Indian population: 6
Asian population: 8
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 0
Two or more races population: 21
Hispanic or Latino population: 24

Most common first ancestries reported in 40055 (%):



  • American (36%)
  • Other groups (13%)
  • German (11%)
  • Scotch-Irish (7%)
  • Irish (7%)
  • Polish (4%)
  • Italian (4%)


Zip code 40055 topographic map

Facilities with environmental interests located in this zip code:

  • BULLOCK OIL CO PENDLETON (602 PENDLETON RD in PENDLETON, KY)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Business SIC classification: PETROLEUM BULK STATIONS AND TERMINALS
  • PILOT TRAVEL CENTERS LLC #440 (205 PENDLETON RD in PENDLETON, KY)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Business SIC classification: GASOLINE SERVICE STATIONS
    Alternative names: WILLIAMS TRAVEL CENTERS #3374
  • PILOT TRAVEL CENTERS LLC #50 (489 PENDLETON RD in PENDLETON, KY)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Business SIC classification: GASOLINE SERVICE STATIONS
    Alternative names: SPEEDWAY SUPERAMERICA #8917


Zip code 40055 marital status for males
Zip code 40055 marital status for females


Housing units lacking complete plumbing facilities: 2.5%

Housing units lacking complete kitchen facilities: 4.9%

Most commonly used house heating fuel:

  • Electricity (48%)
  • Bottled, tank, or LP gas (41%)
  • Wood (8%)
  • Fuel oil, kerosene, etc. (3%)

Population in 1990: 975. Population change in the 1990s: -5 (-0.5%).

Place of birth for U.S.-born residents:

  • This state: 1,002
  • Northeast: 33
  • Midwest: 208
  • South: 127
  • West: 19

75% of the 40055 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 10% lived in this county.
   Out of people who lived in different counties, 50% lived in Kentucky.

96% of the 40055 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 100% moved from different county within same state.

Year Householders Moved Into Unit:

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 10
Here:

7.9%
Kentucky:

10.7%

Students in private schools in grades 9 to 12 (high school):
Here:

0.0%
Kentucky:

11.9%

Students in private undergraduate colleges: 10
Here:

20.4%
Kentucky:

16.4%

Educational Attainment (%)

School Enrollment by Level of School (%)


Class of Workers (%)


Occupation by median earnings in the past 12 months ($)

  • Law enforcement workers including supervisors: 108,214
  • Management occupations: 73,828
  • Material moving occupations: 63,203
  • Business and financial operations occupations: 58,405
  • Health diagnosing and treating practitioners and other technical occupations: 57,981
  • Production occupations: 55,917

Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Limited-Service Restaurants (50-99 employees: 1 establishment, 1-4 employees: 1 establishment)
  • Construction: Poured Concrete Foundation and Structure Contractors (20-49: 1, 1-4: 1)
  • Wholesale Trade: Petroleum Bulk Stations and Terminals (10-19: 1)
  • Other Services (except Public Administration): Automotive Oil Change and Lubrication Shops (5-9: 1, 1-4: 1)
  • Finance and Insurance: Commercial Banking (5-9: 1, 1-4: 1)
  • Construction: New Single-Family Housing Construction (except Operative Builders) (5-9: 1)
  • Health Care and Social Assistance: Offices of Dentists (1-4: 1)
  • Health Care and Social Assistance: Other Individual and Family Services (1-4: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 1
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 0

Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED3$138,5434$319,96025$215,9542$76,9602$112,2302$77,125
APPLICATIONS APPROVED, NOT ACCEPTED0$00$03$184,3571$33,6200$00$0
APPLICATIONS DENIED1$75,4801$184,91013$205,4931$12,2000$01$59,660
APPLICATIONS WITHDRAWN1$118,6601$233,3605$220,3700$00$00$0
FILES CLOSED FOR INCOMPLETENESS1$69,5500$04$227,9180$00$01$105,800

Detailed HMDA statistics for the following Tracts: 0301.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
B) Refinancings
NumberAverage Value
LOANS ORIGINATED0$0
APPLICATIONS APPROVED, NOT ACCEPTED1$87,670
APPLICATIONS DENIED0$0
APPLICATIONS WITHDRAWN0$0
FILES CLOSED FOR INCOMPLETENESS0$0

Detailed PMIC statistics for the following Tracts: 0301.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value


Most common first names in zip code 40055 among deceased individuals
NameCountLived (average)
John1373.3 years
Mary1177.2 years
William973.8 years
James678.7 years
Robert671.5 years
Joseph573.8 years
David366.3 years
Howard363.7 years
Elizabeth380.7 years
Dorothy384.7 years
Most common last names in zip code 40055 among deceased individuals
Last nameCountLived (average)
Morgan980.4 years
Smith875.2 years
Callis779.7 years
Powell773.7 years
Burrows683.7 years
Kidwell688.1 years
Wilson675.8 years
Jones485.3 years
Louden478.0 years
Moore483.0 years
Businesses in zip code 40055
NameCountNameCount
FedEx1Subway1
McDonald's1UPS1


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