Estimated median household income in 2007: $117,572
| This zip code: | $117,572 | | Kentucky: | $40,267 |
Nearest zip codes: 40241, 40026, 40242, 40222, 40223, 40207.
Housing units in zip code 40059 with a mortgage: 2,736 (265 second mortgage, 585 home equity loan, 34 both second mortgage and home equity loan)
Houses without a mortgage: 709
Median monthly owner costs for units with a mortgage: $2,208
Median monthly owner costs for units without a mortgage: $552
Residents with income below the poverty level in 2007:
| This zip code: | 2.7% | | Whole state: | 17.3% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 1.8% | | Whole state: | 7.1% |
Median number of rooms in houses and condos:
| Here: | 9.1 | | State: | 5.9 |
Median number of rooms in apartments:
| Here: | 5.2 | | State: | 4.3 |
Year house built: |
|
- 1999 to March 2000: 189
- 1995 to 1998: 745
- 1990 to 1994: 642
- 1980 to 1989: 803
- 1970 to 1979: 1,124
- 1960 to 1969: 395
- 1950 to 1959: 160
- 1940 to 1949: 91
- 1939 or earlier: 161
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Bedrooms in owner-occupied houses in Prospect, KY (40059): |
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- no bedroom: 0
- 1 bedrooms: 50
- 2 bedrooms: 363
- 3 bedrooms: 947
- 4 bedrooms: 1,605
- 5 or more bedrooms: 746
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 43
- 2 bedrooms: 111
- 3 bedrooms: 104
- 4 bedrooms: 21
- 5 or more bedrooms: 0
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Vehicles available in 40059 zip code in owner-occupied houses/condos: |
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- no vehicle: 57
- 1 vehicle: 579
- 2 vehicles: 2,131
- 3 vehicles: 713
- 4 vehicles: 146
- 5 or more vehicles: 85
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 12
- 1 vehicle: 135
- 2 vehicles: 114
- 3 vehicles: 18
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 40059:
- $50,000 to $59,999: 7
- $60,000 to $69,999: 25
- $70,000 to $79,999: 15
- $80,000 to $89,999: 17
- $90,000 to $99,999: 23
- $100,000 to $124,999: 66
- $125,000 to $149,999: 98
- $150,000 to $174,999: 108
- $175,000 to $199,999: 168
- $200,000 to $249,999: 537
- $250,000 to $299,999: 634
- $300,000 to $399,999: 870
- $400,000 to $499,999: 563
- $500,000 to $749,999: 960
- $750,000 to $999,999: 304
- $1,000,000 or more: 268
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Rent paid by renters in 2007 in zip code 40059:
- $100 to $149: 6
- $200 to $249: 5
- $250 to $299: 4
- $300 to $349: 13
- $400 to $449: 13
- $450 to $499: 8
- $500 to $549: 26
- $550 to $599: 37
- $600 to $649: 51
- $650 to $699: 31
- $750 to $799: 36
- $800 to $899: 43
- $1,000 to $1,249: 108
- $1,250 to $1,499: 12
- $1,500 to $1,999: 12
- No cash rent: 34
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Median price asked for vacant for-sale houses and condos in 2007: $400,337.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $375,926
- Black or African American householders: $229,317
- American Indian or Alaska Native householders: $502,575
- Asian householders: $394,880
- Some other race householders: $233,338
- Two or more races householders: $807,710
- Hispanic or Latino householders: $239,369
Estimated median house or condo value in 2007: $362,841 (it was $255,100 in 2000)
| 40059: | $362,841 | | Kentucky: | $114,300 |
Lower value quartile - upper value quartile: $271,718 - $606,296
Mean price in 2007:
Detached houses: $485,798| Here: | $485,798 | | State: | $160,589 |
Townhouses or other attached units: $278,016| Here: | $278,016 | | State: | $163,962 |
In 2-unit structures: $355,760| Here: | $355,760 | | State: | $137,715 |
In 3-to-4-unit structures: $96,048| Here: | $96,048 | | State: | $141,483 |
In 5-or-more-unit structures: $226,481| Here: | $226,481 | | State: | $124,940 |
Mobile homes: $75,000| Here: | $75,000 | | State: | $33,636 |
Occupied boats, RVs, vans, etc.: $65,000| Here: | $65,000 | | State: | $47,392 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 3,605
- One, attached: 474
- Two: 23
- 3 or 4: 60
- 5 to 9: 55
- 10 to 19: 39
- 20 to 49: 19
- 50 or more: 14
- Mobile homes: 16
- Boats, RVs, vans, etc.: 5

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Means of transportation to work
- Drove a car alone: 4,529 (84%)
- Carpooled: 424 (8%)
- Bus or trolley bus: 26 (0%)
- Streetcar or trolley car: 5 (0%)
- Taxi: 6 (0%)
- Walked: 47 (1%)
- Other means: 26 (0%)
- Worked at home: 343 (6%)
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Travel time to work
- Less than 5 minutes: 94
- 5 to 9 minutes: 272
- 10 to 14 minutes: 308
- 15 to 19 minutes: 663
- 20 to 24 minutes: 1286
- 25 to 29 minutes: 689
- 30 to 34 minutes: 1049
- 35 to 39 minutes: 145
- 40 to 44 minutes: 195
- 45 to 59 minutes: 167
- 60 to 89 minutes: 63
- 90 or more minutes: 132
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Percentage of zip code residents living and working in this county: 63.7%
Household type by relationship
Households: 10,791
- In family households: 9,969 (2,624 male householders, 624 female householders)
2,899 spouses, 3,480 children (3,197 natural, 103 adopted, 180 stepchildren), 92 grandchildren, 16 brothers or sisters, 48 parents, 86 other relatives, 100 non-relatives
- In nonfamily households: 822 (292 male householders (253 living alone)), 436 female householders (387 living alone)), 94 nonrelatives
- In group quarters: 94 (all institutionalized)
Size of family households: 1,422 2-persons, 647 3-persons, 756 4-persons, 339 5-persons, 60 6-persons, 24 7-or-more-persons.
Size of nonfamily households: 640 1-person, 74 2-persons, 14 3-persons.
2,688 married couples with children.
247 single-parent households (74 men, 173 women).
93.5% of residents of 40059 zip code speak English at home.
2.2% of residents speak Spanish at home (69% very well, 3% well, 20% not well, 8% not at all).
2.5% of residents speak other Indo-European language at home (78% very well, 17% well, 2% not well, 3% not at all).
1.1% of residents speak Asian or Pacific Island language at home (56% very well, 21% well, 18% not well, 5% not at all).
0.6% of residents speak other language at home (66% very well, 34% well).
Foreign born population: 552 (5.0%)
(63.6% of them are naturalized citizens)
| This zip code: | 5.0% | | Whole state: | 2.0% |
Most common places of birth for the foreign-born residents:
- Iran (10%)
- United Kingdom (7%)
- Canada (7%)
- Taiwan (6%)
- Philippines (6%)
- China, excluding Hong Kong and Taiwan (6%)
- India (5%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 87
- 1990 to 1994: 110
- 1985 to 1989: 57
- 1980 to 1984: 47
- 1975 to 1979: 75
- 1970 to 1974: 30
- 1970 to 1974: 56
- 1965 to 1969: 90
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White population: 10,075
Black population: 555
American Indian population: 20
Asian population: 202
Native Hawaiian and Other Pacific Islander population: 3
Some other race population: 29
Two or more races population: 116

First ancestries reported:
|  German: 2057 |
|  English: 1500 |
|  Other groups: 1191 |
|  Irish: 1165 |
|  United States or American: 655 |
|  Scotch-Irish: 311 |
|  Italian: 276 |
|  Scottish: 249 |
|  French (except Basque): 226 |
|  Polish: 180 |
|  Russian: 142 |
|  Dutch: 134 |
|  Swedish: 85 |
|  British: 79 |
|  Iranian: 76 |
|  Welsh: 68 |
|  Swiss: 64 |
|  European: 62 |
|  Subsaharan African:: 61 |
|  Norwegian: 56 |
|  Arab:: 45 |
|  African: 40 |
|  Hungarian: 39 |
|  Slovak: 35 |
|  Canadian: 34 |
|  Syrian: 32 |
|  Armenian: 23 |
|  West Indian (excluding Hispanic groups):: 20 |
|  Slavic: 20 |
|  Austrian: 16 |
|  Romanian: 15 |
|  Kenyan: 15 |
|  Ukrainian: 14 |
|  Danish: 14 |
|  Northern European: 14 |
|  Lebanese: 13 |
|  Yugoslavian: 13 |
|  Czechoslovakian: 11 |
|  French Canadian: 11 |
|  Croatian: 9 |
|  Eastern European: 9 |
|  Greek: 9 |
|  Trinidadian and Tobagonian: 8 |
|  Belgian: 7 |
|  Czech: 7 |
|  Jamaican: 6 |
|  Finnish: 6 |
|  Acadian/Cajun: 6 |
|  Scandinavian: 6 |
|  Ethiopian: 6 |
|  Bermudan: 6 |
|  Icelander: 4 |

Major facitilies with environmental interests located in this zip code:
- LOUISVILLE WATER COMPANY (7400 UPPER RIVER ROAD in PROSPECT, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: WATER SUPPLY
Organizations: LOUISVILLE WATER CO PAYNE WTP (CONTACT/OWNER)
, METRO LOUISVILLE (CONTACT/OWNER)
Alternative names: LOUISVILLE WATER CO PAYNE WTP
- B E PAYNE WTP (7400 UPPER ROAD in LOUISVILLE, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: WATER SUPPLY
- BENMAR OFFICE BUILDING (13001 W HWY 42 in PROSPECT, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: GENERAL CONTRACTORS-INDUSTRIAL BUILDINGS AND WAREHOUSES
- COLLINS RESIDENCE (5111 CHERRY VALLEY RD in PROSPECT, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: OPERATORS OF DWELLINGS OTHER THAN APARTMENT BUILDINGS
- COVERED BRIDGE STP (12722 HIGH MEADOWS PIKE in PROSPECT, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: LAND SUBDIVIDERS AND DEVELOPERS, EXCEPT CEMETERIES
- MSD HUNTING CREEK SOUTH STP (OFF MONTERO & 6500 DEEP CREEK in PROSPECT, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: SEWERAGE SYSTEMS
- MSD NORTH HUNTING CREEK STP (HAPPY HOLLOW RD US HWY 42 in PROSPECT, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: SEWERAGE SYSTEMS
- MSD TIMBERLAKE STP (TIMBER RIDGE DR HWY 42 in PROSPECT, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: SEWERAGE SYSTEMS
- NORTON COMMONS SECTION B (FEATHERBELL BLVD in LOUISVILLE, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: HIGHWAY AND STREET CONSTRUCTION, EXCEPT ELEVATED HIGHWAYS
- NORTON COMMONS SUBD SEC B PH 4 (FEATHERBELL BLVD in LOUISVILLE, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: HIGHWAY AND STREET CONSTRUCTION, EXCEPT ELEVATED HIGHWAYS
- OHM, INC. DBA ONE HOUR MARTINIZING (9549 HIGHWAY 42 in PROSPECT, KY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- PARAMONT ESTATES SUBD (11720 PARAMOUNT WAY in PROSPECT, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: LAND SUBDIVIDERS AND DEVELOPERS, EXCEPT CEMETERIES
- FONTAINE RESIDENCE (8200 WOLF PEN BRANCH RD in PROSPECT, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: OPERATORS OF DWELLINGS OTHER THAN APARTMENT BUILDINGS
Median worth of mobile homes: $98,340
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Utility gas (72%)
- Electricity (23%)
- Bottled, tank, or LP gas (3%)
- Fuel oil, kerosene, etc. (3%)
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Place of birth for U.S.-born residents:
- This state: 5577
- Northeast: 870
- Midwest: 2178
- South: 1322
- West: 285
49% of the 40059 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 43% lived in this county.
Out of people who lived in different counties, 37% lived in Kentucky.
Population in 1990: 7,454. Population change in the 1990s: +3,546 (+47.6%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 515
| Here: | 34.4% | | Kentucky: | 11.9% |
Students in private schools in grades 9 to 12 (high school): 223
| Here: | 33.6% | | Kentucky: | 10.6% |
Students in private undergraduate colleges: 109
| Here: | 31.5% | | Kentucky: | 18.1% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (PROSPECT, KY):
- MARSH CREEK, LLC (13306 W HWY 42, STE 800; small business)
$1,743,499 with Army for Construction of Structures and Facilities -- Other Non-Building Facilities. Signed on 2006-02-09. Completion date: 2007-02-09.
- ADVANCED GLOBAL COMMUNICATIONS (13314 W HIGHWAY 42; small business): $318,023 in 4 contracts from 2000 to 2003
$194,060 with U.S. Army Corps of Engineers - civil program financing only for ADP Components. Signed on 2000-03-30. Completion date: 2000-05-22.
$44,620 with U.S. Army Corps of Engineers - civil program financing only for ADP Facility Operation and Maintenance Services. Signed on 2000-02-16. Completion date: 1999-12-15.
$40,517 with U.S. Army Corps of Engineers - civil program financing only for Cable, Cord, and Wire Assemblies: Communications Equipment. Signed on 2000-12-04. Completion date: 2000-12-15.
$38,826 with U.S. Army Corps of Engineers - civil program financing only for Telephone and/or Communications Services (includes Telegraph, Telex, and Cablevision Services). Signed on 2003-07-24. Completion date: 2003-08-08.
- GLOBAL DATA COMMUNICATIONS INC (7923 A MONTERO DR; small business)
$39,480 with Army for Communications Security Equipment and Components. Taking place in VA. Signed on 2002-02-19. Completion date: 2002-01-31.
- PEAK PERFORMANCE FITNESS EQUIP (9523 US HIGHWAY 42; small business): $35,073 in 5 contracts from 2002 to 2006
Contracts for Athletic and Sporting Equipment, Recreational and Gymnastic Equipment by Army Signed by year: 2000: $0; 2001: $0; 2002: $8,890; 2003: $0; 2004: $9,990; 2005: $0; 2006: $16,193.
Biggest contracts:
$9,990 with Army for Athletic and Sporting Equipment. Signed on 2004-01-27. Completion date: 2004-02-18.
$8,890 with Army for Recreational and Gymnastic Equipment. Signed on 2002-08-13. Completion date: 2002-09-30.
$6,599 with Army for Athletic and Sporting Equipment. Signed on 2006-04-26. Completion date: 2006-05-12.
$6,599, same as above. Signed on 2006-01-30. Completion date: 2006-02-10.
Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Limited-Service Restaurants (50-99 employees: 1 establishment, 20-49 employees: 4 establishments, 10-19 employees: 3 establishments, 1-4 employees: 2 establishments)
- Professional, Scientific, and Technical Services: Custom Computer Programming Services (100-249: 1, 20-49: 1, 10-19: 1, 5-9: 1, 1-4: 1)
- Arts, Entertainment, and Recreation: Golf Courses and Country Clubs (50-99: 1, 20-49: 1, 10-19: 1, 5-9: 1)
- Other Services (except Public Administration): Religious Organizations (50-99: 1, 10-19: 2, 1-4: 3)
- Health Care and Social Assistance: Child Day Care Services (20-49: 2, 10-19: 1, 1-4: 1)
- Construction: Commercial and Institutional Building Construction (50-99: 1, 1-4: 2)
- Health Care and Social Assistance: Nursing Care Facilities (50-99: 1)
- Accommodation and Food Services: Full-Service Restaurants (20-49: 1, 10-19: 1, 5-9: 1, 1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
92 people in nursing homes
Fatal accident statistics in 2006
- Fatal accident count: 2
- Vehicles involved in fatal accidents: 4
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 2
- Persons involved in fatal accidents: 5
- Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 2
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 1
- Persons involved in fatal accidents: 3
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 14 | $187,196 | 630 | $274,366 | 506 | $294,629 | 49 | $128,092 | 57 | $255,972 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $168,200 | 83 | $260,686 | 102 | $260,121 | 16 | $255,521 | 6 | $283,165 |
| APPLICATIONS DENIED | 1 | $195,500 | 79 | $283,051 | 198 | $335,760 | 34 | $99,163 | 12 | $361,727 |
| APPLICATIONS WITHDRAWN | 2 | $245,085 | 51 | $286,083 | 106 | $315,250 | 1 | $89,550 | 4 | $206,158 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $99,580 | 10 | $378,341 | 38 | $338,438 | 5 | $168,588 | 3 | $183,760 |
Aggregated Statistics For Year 2006 (Based on 2 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $129,753 | 710 | $282,092 | 544 | $253,896 | 65 | $131,969 | 57 | $313,272 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $174,665 | 75 | $196,020 | 61 | $232,812 | 12 | $58,673 | 8 | $324,014 | 2 | $15,970 |
| APPLICATIONS DENIED | 0 | $0 | 64 | $222,600 | 177 | $233,309 | 36 | $104,764 | 14 | $346,237 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $114,100 | 51 | $239,408 | 120 | $211,628 | 11 | $62,750 | 10 | $245,111 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 19 | $393,299 | 50 | $212,927 | 1 | $78,850 | 1 | $229,310 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $123,125 | 688 | $273,120 | 591 | $271,863 | 49 | $119,185 | 2 | $269,485 | 48 | $191,017 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $121,070 | 70 | $221,985 | 80 | $217,754 | 7 | $103,873 | 0 | $0 | 6 | $68,347 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 54 | $394,200 | 181 | $235,675 | 29 | $64,176 | 0 | $0 | 9 | $207,199 | 1 | $25,790 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 45 | $256,969 | 118 | $275,160 | 16 | $458,866 | 0 | $0 | 5 | $102,610 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 22 | $264,276 | 37 | $278,088 | 4 | $63,693 | 0 | $0 | 3 | $85,457 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 16 | $137,751 | 666 | $271,148 | 741 | $241,187 | 49 | $83,039 | 39 | $167,749 | 1 | $36,810 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 53 | $300,671 | 55 | $249,241 | 10 | $30,227 | 8 | $208,361 | 4 | $20,363 |
| APPLICATIONS DENIED | 0 | $0 | 39 | $231,419 | 179 | $295,125 | 15 | $98,837 | 1 | $250,950 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 67 | $298,776 | 169 | $257,078 | 3 | $205,630 | 9 | $92,891 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 22 | $212,315 | 27 | $206,560 | 5 | $70,128 | 2 | $114,780 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 29 | $133,812 | 725 | $238,420 | 2,613 | $222,433 | 57 | $64,010 | 71 | $186,890 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 39 | $246,293 | 208 | $227,832 | 8 | $39,944 | 3 | $527,870 |
| APPLICATIONS DENIED | 8 | $114,923 | 65 | $188,660 | 274 | $201,790 | 21 | $55,070 | 5 | $98,482 |
| APPLICATIONS WITHDRAWN | 4 | $125,760 | 79 | $266,584 | 276 | $222,290 | 8 | $43,981 | 3 | $330,153 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $290,445 | 9 | $172,687 | 73 | $244,198 | 3 | $230,467 | 2 | $79,850 |
Aggregated Statistics For Year 2002 (Based on 2 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 41 | $138,268 | 649 | $221,262 | 1,984 | $233,435 | 59 | $63,693 | 45 | $132,146 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $168,350 | 48 | $236,589 | 140 | $242,133 | 22 | $45,131 | 2 | $439,165 |
| APPLICATIONS DENIED | 4 | $103,505 | 34 | $167,740 | 169 | $205,420 | 11 | $87,523 | 5 | $235,348 |
| APPLICATIONS WITHDRAWN | 3 | $133,140 | 61 | $266,297 | 229 | $235,196 | 4 | $41,373 | 3 | $210,627 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 10 | $245,412 | 55 | $299,969 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 37 | $148,875 | 708 | $226,470 | 1,392 | $225,368 | 128 | $55,089 | 72 | $149,460 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $175,157 | 42 | $225,026 | 117 | $232,594 | 18 | $38,115 | 2 | $230,560 |
| APPLICATIONS DENIED | 7 | $148,197 | 35 | $317,294 | 140 | $175,958 | 25 | $27,481 | 6 | $79,398 |
| APPLICATIONS WITHDRAWN | 3 | $110,040 | 41 | $208,363 | 152 | $221,083 | 7 | $27,924 | 6 | $156,275 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $131,347 | 31 | $238,857 | 4 | $26,238 | 1 | $198,780 |
Aggregated Statistics For Year 2000 (Based on 2 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 22 | $121,113 | 634 | $237,875 | 313 | $164,230 | 100 | $44,547 | 30 | $189,516 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 57 | $238,230 | 45 | $151,812 | 13 | $27,499 | 10 | $109,371 |
| APPLICATIONS DENIED | 1 | $161,910 | 45 | $155,196 | 67 | $159,107 | 11 | $91,438 | 5 | $69,648 |
| APPLICATIONS WITHDRAWN | 3 | $99,957 | 42 | $278,167 | 37 | $152,802 | 6 | $72,148 | 1 | $78,580 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 12 | $245,057 | 11 | $236,681 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 full and 3 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $111,950 | 295 | $219,032 | 291 | $191,269 | 39 | $49,654 | 9 | $146,468 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 22 | $220,872 | 32 | $168,062 | 10 | $52,046 | 1 | $124,810 |
| APPLICATIONS DENIED | 0 | $0 | 17 | $257,446 | 50 | $156,278 | 14 | $54,244 | 3 | $136,927 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 26 | $197,200 | 40 | $157,817 | 4 | $135,805 | 1 | $67,970 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $286,910 | 13 | $192,578 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0075.02
, 0103.03, 0307.00, 0308.01
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 53 | $241,696 | 34 | $279,971 | 2 | $181,100 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $238,121 | 9 | $286,151 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $268,650 | 1 | $245,010 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $373,448 | 0 | $0 | 1 | $995,910 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 35 | $209,377 | 12 | $258,649 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 4 | $219,278 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 3 | $200,260 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 29 | $246,017 | 32 | $223,404 | 3 | $68,563 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $169,552 | 6 | $232,550 | 1 | $135,150 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $137,563 | 3 | $169,103 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 65 | $227,167 | 26 | $212,791 | 4 | $151,213 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $228,299 | 5 | $210,550 | 1 | $135,150 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $120,892 | 9 | $262,077 | 3 | $90,297 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $592,670 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 100 | $222,145 | 83 | $215,364 | 5 | $148,298 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $251,715 | 21 | $186,919 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 4 | $260,005 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $308,337 | 6 | $237,752 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $399,240 | 6 | $247,197 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 89 | $201,908 | 69 | $229,903 | 3 | $142,160 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $195,225 | 10 | $265,135 | 2 | $46,910 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $206,643 | 11 | $258,905 | 1 | $71,640 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 113 | $186,105 | 53 | $223,468 | 2 | $123,765 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $239,215 | 7 | $239,697 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 3 | $238,803 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $217,490 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $184,046 | 2 | $146,720 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 105 | $204,993 | 17 | $176,558 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $212,847 | 2 | $299,900 |
| APPLICATIONS DENIED | 1 | $83,820 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 full and 3 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 34 | $222,428 | 11 | $190,100 | 1 | $188,920 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $185,980 | 1 | $402,560 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $334,533 | 1 | $80,970 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $174,677 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0075.02
, 0103.03, 0307.00, 0308.01
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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