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40077 Zip Code Detailed Profile

 



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Oldham County, KY
Zip code population (2000): 497
Estimated zip code population in 2007: 521



Age and Sex of Residents in zip code 40077

Zip code 40077 (, Kentucky) real estate house value trends

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40077 map from a distance

Houses and condos: 251
Renter-occupied apartments: 32
% of renters here:  16%
State:  29%

2008 cost of living index in zip code 40077: 81.8 (low, U.S. average is 100)

Land area: 7.2 sq. mi.
Water area: 0.0 sq. mi.
Population density: 73 people per square mile 
 
 (very low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  0.9% ($635)
Kentucky:  1.0% ($610)

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Males: 254  (51.1%)
Females: 243  (48.9%)

Zip code 40077 races chart


100% rural population.

Estimated median house/condo value in 2007: $124,064
40077:  $124,064
Kentucky:  $114,300

According to our research of public records there were no registered sex offenders living in this zip code in early 2007.

Median resident age:  40.2 years
Kentucky median age:  35.9 years

Average household size:
This zip code:  2.5 people
Kentucky:  2.5 people

Averages for the 2004 tax year for zip code 40077, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $45,405 (Individual Income Tax Returns)
Here:  $45,405
State:  $41,540

Salary/wage: $38,894 (reported on 87.3% of returns)
Here:  $38,894
State:  $36,432
(% of AGI for various income ranges: 78.7% for AGIs below $10k, 69.2% for AGIs $10k-25k, 81.0% for AGIs $25k-50k, 76.2% for AGIs $50k-75k, 83.9% for AGIs $75k-100k, 67.0% for AGIs over 100k)

Taxable interest for individuals: $570 (reported on 41.6% of returns)
This zip code:  $570
Kentucky:  $1,571
(% of AGI for various income ranges: 1.5% for AGIs below $10k, 0.9% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.5% for AGIs over 100k)

Taxable dividends: $2,277 (reported on 16.2% of returns)
Here:  $2,277
State:  $3,453
(% of AGI for various income ranges: 1.5% for AGIs $10k-25k, 0.3% for AGIs $50k-75k, 2.0% for AGIs over 100k)

Net capital gain/loss: +$1,073 (reported on 14.1% of returns)
Here:  +$1,073
State:  +$9,663
(% of AGI for various income ranges: -1.0% for AGIs $10k-25k, 0.3% for AGIs $50k-75k, 1.0% for AGIs over 100k)

Profit/loss from business: +$4,491 (reported on 19.6% of returns)
Here:  +$4,491
State:  +$9,233
(% of AGI for various income ranges: 6.7% for AGIs $10k-25k, 2.2% for AGIs $25k-50k, 3.5% for AGIs $50k-75k, 0.4% for AGIs $75k-100k)

Total itemized deductions: $17,868 (1% of AGI, reported on 41.6% of returns)
Here:  $17,868
State:  $17,474
(% of AGI for various income ranges: 17.4% for AGIs $25k-50k, 16.9% for AGIs $50k-75k, 21.2% for AGIs $75k-100k, 18.3% for AGIs over 100k)

Charity contributions deductions: $2,362 (2.9% of AGI, reported on 36.1% of returns)
Here:  $2,362
Kentucky:  $3,494

Here:  2.9% of AGI
State:  4.0% of AGI
(% of AGI for various income ranges: 1.3% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 2.7% for AGIs over 100k)

Total tax: $5,508 (reported on 85.2% of returns)
40077:  $5,508
State:  $6,162
(% of AGI for various income ranges: 3.4% for AGIs below $10k, 5.2% for AGIs $10k-25k, 7.0% for AGIs $25k-50k, 8.4% for AGIs $50k-75k, 9.4% for AGIs $75k-100k, 16.4% for AGIs over 100k)

Earned income credit: $1,345 (reported on 10.0% of returns)
Here:  $1,345
State:  $1,723

Percentage of individuals using paid preparers for their 2004 taxes: 67.0%
Here:  67%
State:  66%
(% for various income ranges: 51.9% for AGIs below $10k, 58.9% for AGIs $10k-25k, 75.0% for AGIs $25k-50k, 71.4% for AGIs $50k-75k, 64.7% for AGIs $75k-100k, 80.8% for AGIs over 100k)


Estimated median household income in 2007: $47,397
This zip code:  $47,397
Kentucky:  $40,267
40077 map

Nearest zip codes: 47162, 47147, 40031, 40026, 40010, 40055.


Percentage of family households:
This zip code:  72.1%
Whole state:  69.4%

Percentage of households with unmarried partners:
This zip code:  6.5%
Whole state:  4.5%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 1.0% of all households
  • Gay men: 0.0% of all households

Housing units in zip code 40077 with a mortgage: 73 (7 second mortgage, 14 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 35


Median monthly owner costs for units with a mortgage: $980

Median monthly owner costs for units without a mortgage: $364

Residents with income below the poverty level in 2007:
This zip code:  2.8%
Whole state:  17.3%

Residents with income below 50% of the poverty level in 2007:
This zip code:  2.8%
Whole state:  7.1%

Median number of rooms in houses and condos:
Here:  5.8
State:  5.9

Median number of rooms in apartments:
Here:  3.5
State:  4.3


Zip code 40077 close-up map

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Notable locations in this zip code not listed on our city pages:

Streams, rivers, and creeks: Dog Branch (A), Eighteenmile Creek (B). Display/hide their locations on the map

 

Year house built:
  • 1999 to March 2000: 0
  • 1995 to 1998: 31
  • 1990 to 1994: 21
  • 1980 to 1989: 22
  • 1970 to 1979: 85
  • 1960 to 1969: 32
  • 1950 to 1959: 27
  • 1940 to 1949: 33
  • 1939 or earlier: 22



Zip code 40077 satellite photo by USGS


Bedrooms in owner-occupied houses in 40077:
  • no bedroom: 0
  • 1 bedrooms: 13
  • 2 bedrooms: 61
  • 3 bedrooms: 93
  • 4 bedrooms: 0
  • 5 or more bedrooms: 7


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 0
  • 1 bedrooms: 24
  • 2 bedrooms: 8
  • 3 bedrooms: 0
  • 4 bedrooms: 0
  • 5 or more bedrooms: 0



Vehicles available in 40077 zip code in owner-occupied houses/condos:
  • no vehicle: 7
  • 1 vehicle: 41
  • 2 vehicles: 98
  • 3 vehicles: 14
  • 4 vehicles: 14
  • 5 or more vehicles: 0


Vehicles available in renter-occupied apartments:
  • no vehicle: 8
  • 1 vehicle: 16
  • 2 vehicles: 8
  • 3 vehicles: 0
  • 4 vehicles: 0
  • 5 or more vehicles: 0



Estimated household income distribution in 2007:

Zip code 40077 household income distribution in 2007

Zip code 40077 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 40077:

  • $25,000 to $29,999: 3
  • $30,000 to $34,999: 10
  • $35,000 to $39,999: 2
  • $50,000 to $59,999: 2
  • $60,000 to $69,999: 10
  • $70,000 to $79,999: 6
  • $80,000 to $89,999: 7
  • $90,000 to $99,999: 10
  • $100,000 to $124,999: 42
  • $125,000 to $149,999: 15
  • $150,000 to $174,999: 12
  • $175,000 to $199,999: 12
  • $200,000 to $249,999: 23
  • $250,000 to $299,999: 14
  • $400,000 to $499,999: 7
  • $500,000 to $749,999: 8
 



40077 rent paid by renters


Rent paid by renters in 2007 in zip code 40077:

  • $450 to $499: 22
  • $650 to $699: 15
  • No cash rent: 9
 


Median price asked for vacant for-sale houses and condos in 2007: $107,694.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $117,889

Estimated median house or condo value in 2007: $128,323 (it was $86,400 in 2000)
40077:  $128,323
Kentucky:  $114,300
Lower value quartile - upper value quartile: $0 - $0

Mean price in 2007:
Detached houses: $182,827
Here:  $182,827
State:  $160,589

Mobile homes: $22,500
Here:  $22,500
State:  $33,636


Breakdown of mean house values by ages of householders


Housing units in structures:

  • One, detached: 217
  • 3 or 4: 24
  • Mobile homes: 23
  • Boats, RVs, vans, etc.: 9
40077 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 243 (84%)
  • Carpooled: 30 (10%)
  • Walked: 17 (6%)
 

40077 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 5
  • 5 to 9 minutes: 17
  • 10 to 14 minutes: 21
  • 15 to 19 minutes: 48
  • 20 to 24 minutes: 24
  • 25 to 29 minutes: 0
  • 30 to 34 minutes: 68
  • 35 to 39 minutes: 0
  • 40 to 44 minutes: 23
  • 45 to 59 minutes: 76
  • 60 to 89 minutes: 8
  • 90 or more minutes: 0
 

Percentage of zip code residents living and working in this county: 40.3%


Household type by relationship
Households: 558

  • In family households: 477 (133 male householders, 31 female householders)
    77 spouses, 199 children (192 natural, 0 adopted, 7 stepchildren), 7 grandchildren, 0 brothers or sisters, 0 parents, 0 other relatives, 30 non-relatives
  • In nonfamily households: 81 (8 male householders (8 living alone)), 50 female householders (33 living alone)), 23 nonrelatives

Size of family households: 64 2-persons, 49 3-persons, 35 4-persons, 11 5-persons, 5 6-persons.

Size of nonfamily households: 41 1-person, 6 2-persons, 11 3-persons.

87 married couples with children.
21 single-parent households (9 men, 12 women).

95.5% of residents of 40077 zip code speak English at home.
3.0% of residents speak Spanish at home (100% very well).
1.5% of residents speak other Indo-European language at home (100% very well).

Foreign born population: 8 (1.6%)
(0.0% of them are naturalized citizens)

This zip code:  1.6%
Whole state:  2.0%

Most common places of birth for the foreign-born residents:



  • Sierra Leone (100%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 8
  • 1990 to 1994: 0
  • 1985 to 1989: 0
  • 1980 to 1984: 0
  • 1975 to 1979: 0
  • 1970 to 1974: 0
  • 1970 to 1974: 0
  • 1965 to 1969: 0

White population: 481
Black population: 7
American Indian population: 0
Asian population: 2
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 1
Two or more races population: 6

Zip code 40077 races chart


First ancestries reported:

 Scotch-Irish: 98
 German: 91
 United States or American: 74
 English: 55
 Other groups: 30
 Polish: 23
 Irish: 22
 Welsh: 15
 Scottish: 11
 French (except Basque): 8
 Subsaharan African:: 8
 African: 8
 Dutch: 7



Zip code 40077 topographic map


Median worth of mobile homes: $29,502

Zip code 40077 marital status for males
Zip code 40077 marital status for females


Housing units lacking complete plumbing facilities: 12%

Housing units lacking complete kitchen facilities: 10%

Most commonly used house heating fuel:
  • Bottled, tank, or LP gas (57%)
  • Electricity (29%)
  • Fuel oil, kerosene, etc. (7%)
  • Wood (7%)


Place of birth for U.S.-born residents:

  • This state: 424
  • Northeast: 39
  • Midwest: 51
  • South: 22
  • West: 14

67% of the 40077 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 38% lived in this county.
   Out of people who lived in different counties, 56% lived in Kentucky.

Population in 1990: 500. Population change in the 1990s: -3 (-0.6%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 0
Here:  0.0%
Kentucky:  11.9%

Students in private schools in grades 9 to 12 (high school): 0
Here:  0.0%
Kentucky:  10.6%

Students in private undergraduate colleges: 0
Here:  0.0%
Kentucky:  18.1%


Educational Attainment


School Enrollment by Level of School



Class of Workers



Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Full-Service Restaurants (10-19 employees: 1 establishment)
  • Information: Periodical Publishers (5-9: 1)
  • Construction: Site Preparation Contractors (5-9: 1)
  • Professional, Scientific, and Technical Services: Display Advertising (1-4: 1)
  • Other Services (except Public Administration): Religious Organizations (1-4: 1)
  • Accommodation and Food Services: Caterers (1-4: 1)
  • Other Services (except Public Administration): Other Personal and Household Goods Repair and Maintenance (1-4: 1)
  • Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (1-4: 1)
  • Construction: Electrical Contractors (1-4: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




Fatal accident statistics in 2006
  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 5
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 9
  • Pedestrians involved in fatal accidents: 0

Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED1$88,60013$231,64923$179,9764$50,8302$121,9903$53,777
APPLICATIONS APPROVED, NOT ACCEPTED0$01$156,0403$119,8970$00$01$44,960
APPLICATIONS DENIED0$01$108,11012$173,5102$106,9500$01$60,500
APPLICATIONS WITHDRAWN0$02$234,5602$143,3150$00$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$00$00$00$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0301.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED3$250,1532$226,955
APPLICATIONS APPROVED, NOT ACCEPTED0$01$137,530
APPLICATIONS DENIED0$00$0
APPLICATIONS WITHDRAWN1$132,2400$0
FILES CLOSED FOR INCOMPLETENESS0$00$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0301.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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