40111 Zip Code (Cloverport, KY) Detailed Profile

Estimated zip code population in 2017: 1,537
Zip code population in 2010: 1,682
Zip code population in 2000: 1,768

Houses and condos: 714
Renter-occupied apartments: 152
March 2019 cost of living index in zip code 40111: 79.0 (low, U.S. average is 100)

Land area: 37.0 sq. mi.
Water area: 1.2 sq. mi.

Population density: 42 people per square mile

(very low).

Real estate property taxes paid for housing units in 2017:
Median real estate property taxes paid for housing units with mortgages in 2017: $936 (0.9%)
Median real estate property taxes paid for housing units with no mortgage in 2017: $614 (1.0%)

For population 25 years and over in 40111:

• High school or higher: 84.1%
• Bachelor's degree or higher: 5.0%
• Graduate or professional degree: 3.0%
• Unemployed: 3.4%
• Mean travel time to work (commute): 28.8 minutes

For population 15 years and over in 40111:

• Never married: 25.5%
• Now married: 51.1%
• Separated: 1.6%
• Widowed: 5.8%
• Divorced: 16.0%

• 
• • 1,63492.4%White
  • 160.9%Hispanic or Latino
  • 150.8%Black
  • 150.8%Two or more races
  • 20.1%Asian

100% rural population.

Averages for the 2012 tax year for zip code 40111, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $37,510 (Individual Income Tax Returns)

Here:	$37,510
State:	$50,814

Salary/wage: $34,547 (reported on 84.5% of returns)

Here:	$34,547
State:	$42,723

(% of AGI for various income ranges: 73.2% for AGIs below $25k, 78.9% for AGIs $25k-50k, 81.0% for AGIs $50k-75k, 124.1% for AGIs $75k-100k)

Taxable interest for individuals: $1,433 (reported on 25.9% of returns)

This zip code:	$1,433
Kentucky:	$1,381

(% of AGI for various income ranges: 1.4% for AGIs below $25k, 0.7% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 0.5% for AGIs $75k-100k)

Ordinary dividends: $760 (reported on 8.6% of returns)

Here:	$760
State:	$6,239

Net capital gain/loss in AGI: +$83 (reported on 10.3% of returns)

Here:	+$83
State:	+$11,336

Profit/loss from business: +$4,871 (reported on 12.1% of returns)

Here:	+$4,871
State:	+$10,862

Taxable individual retirement arrangement distribution: $9,600 (reported on 5.2% of returns)

40111:	$9,600
Kentucky:	$14,296

Total itemized deductions: $16,838 (22% of AGI, reported on 13.8% of returns)

Here:	$16,838
State:	$21,160

Here:	21.7% of AGI
State:	20.0% of AGI

(% of AGI for various income ranges: 7.7% for AGIs below $25k, 12.0% for AGIs $50k-75k, 14.3% for AGIs $100k-200k)

Charity contributions: $2,833 (reported on 10.3% of returns)

Here:	$2,833
State:	$4,303

Taxes paid: $5,843 (reported on 12.1% of returns)

40111:	$5,843
State:	$8,496

Earned income credit: $2,331 (reported on 27.6% of returns)

Here:	$2,331
State:	$2,273

(% of AGI for various income ranges: 9.2% for AGIs below $25k, 1.5% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 70.7%

Here:	71%
State:	60%

(% for various income ranges: 63.0% for AGIs below $25k, 71.4% for AGIs $25k-50k, 77.8% for AGIs $50k-75k, 83.3% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 40111, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $31,394 (Individual Income Tax Returns)

Here:	$31,394
State:	$41,540

Salary/wage: $28,948 (reported on 86.6% of returns)

Here:	$28,948
State:	$36,432

(% of AGI for various income ranges: 84.4% for AGIs below $10k, 77.3% for AGIs $10k-25k, 83.1% for AGIs $25k-50k, 82.9% for AGIs $50k-75k, 91.1% for AGIs $75k-100k, 48.1% for AGIs over 100k)

Taxable interest for individuals: $1,338 (reported on 36.5% of returns)

This zip code:	$1,338
Kentucky:	$1,571

(% of AGI for various income ranges: 6.1% for AGIs below $10k, 1.4% for AGIs $10k-25k, 2.0% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 1.4% for AGIs over 100k)

Taxable dividends: $824 (reported on 13.6% of returns)

Here:	$824
State:	$3,453

(% of AGI for various income ranges: 2.1% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 1.6% for AGIs over 100k)

Net capital gain/loss: +$1,266 (reported on 12.6% of returns)

Here:	+$1,266
State:	+$9,663

(% of AGI for various income ranges: 0.8% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, -0.1% for AGIs $50k-75k, 2.4% for AGIs $75k-100k)

Profit/loss from business: +$1,269 (reported on 12.5% of returns)

Here:	+$1,269
State:	+$9,233

(% of AGI for various income ranges: 7.7% for AGIs below $10k, 3.8% for AGIs $10k-25k, -0.8% for AGIs $25k-50k, -0.5% for AGIs $50k-75k)

Total itemized deductions: $13,220 (21% of AGI, reported on 14.6% of returns)

Here:	$13,220
State:	$17,474

Here:	21.0% of AGI
State:	21.0% of AGI

Charity contributions deductions: $2,785 (4% of AGI, reported on 10.4% of returns)

Here:	$2,785
State:	$3,494

Here:	4.4% of AGI
State:	4.0% of AGI

Total tax: $3,519 (reported on 68.8% of returns)

40111:	$3,519
State:	$6,162

(% of AGI for various income ranges: 1.6% for AGIs below $10k, 3.8% for AGIs $10k-25k, 6.4% for AGIs $25k-50k, 8.0% for AGIs $50k-75k, 10.6% for AGIs $75k-100k, 15.1% for AGIs over 100k)

Earned income credit: $1,580 (reported on 22.9% of returns)

Here:	$1,580
State:	$1,723

Percentage of individuals using paid preparers for their 2004 taxes: 73.3%

Here:	73%
State:	66%

(% for various income ranges: 71.7% for AGIs below $10k, 75.9% for AGIs $10k-25k, 69.3% for AGIs $25k-50k, 74.2% for AGIs $50k-75k, 77.4% for AGIs $75k-100k, 80.0% for AGIs over 100k)

Nearest zip codes: 40143, 42343, 42368, 42348, 47520, 40119.
Cloverport Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 113
Household did not receive Food Stamps/SNAP in the past 12 months: 487

Women who had a birth in the past 12 months: 4 (4 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 300 (123 now married, 177 unmarried)

Housing units in zip code 40111 with a mortgage: 219 (8 second mortgage, 14 home equity loan)
Houses without a mortgage: 234

Median monthly owner costs for units with a mortgage: $875
Median monthly owner costs for units without a mortgage: $331

Residents with income below the poverty level in 2017:
Residents with income below 50% of the poverty level in 2017:

• Zip code 40111 household income distribution in 2017

• 94Less than $10,000
• 55$10,000 to $14,999
• 50$15,000 to $19,999
• 17$20,000 to $24,999
• 26$25,000 to $29,999
• 40$30,000 to $34,999
• 17$35,000 to $39,999
• 22$40,000 to $44,999
• 23$45,000 to $49,999
• 46$50,000 to $59,999
• 67$60,000 to $74,999
• 36$75,000 to $99,999
• 59$100,000 to $124,999
• 15$125,000 to $149,999
• 11$150,000 to $199,999
• 4$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2017 in zip code 40111

• 24Less than $10,000
• 13$10,000 to $14,999
• 4$15,000 to $19,999
• 4$20,000 to $24,999
• 1$25,000 to $29,999
• 24$30,000 to $34,999
• 13$35,000 to $39,999
• 30$40,000 to $49,999
• 50$50,000 to $59,999
• 16$60,000 to $69,999
• 44$70,000 to $79,999
• 10$80,000 to $89,999
• 30$90,000 to $99,999
• 63$100,000 to $124,999
• 16$125,000 to $149,999
• 9$150,000 to $174,999
• 3$175,000 to $199,999
• 22$250,000 to $299,999
• 7$400,000 to $499,999

• Rent paid by renters in 2017 in zip code 40111

• 21Less than $100
• 11$100 to $149
• 44$150 to $199
• 15$200 to $249
• 10$250 to $299
• 6$350 to $399
• 9$400 to $449
• 9$450 to $499
• 3$550 to $599
• 3$650 to $699
• 7$1,000 to $1,249
• 2No cash rent

Median gross rent in 2017: $252.

Estimated median house (or condo) value in 2017 for:

• White Non-Hispanic householders: $77,079
• Black or African American householders: $56,815
• Two or more races householders: $123,099
• Hispanic or Latino householders: $42,611

Estimated median house or condo value in 2017: $79,730 Lower value quartile - upper value quartile: $46,527 - $116,620

Mean price in 2017:

Detached houses: $96,336

Here:	$96,336
State:	$189,136

Mobile homes: $61,412

Here:	$61,412
State:	$69,867

Housing units in structures:

• One, detached: 445
• One, attached: 3
• Two: 20
• 3 or 4: 3
• 5 to 9: 37
• 10 to 19: 16
• 20 to 49: 33
• 50 or more: 9
• Mobile homes: 142

Unemployment: 3.4%

• Means of transportation to work in zip code 40111

• 77.8%460Drove a car alone
• 15.4%91Carpooled
• 1.0%6Bus or trolley bus
• 0.7%4Walked
• 1.2%7Other means
• 3.2%19Worked at home

• Travel time to work (commute) in zip code 40111

• 22Less than 5 minutes
• 205 to 9 minutes
• 2010 to 14 minutes
• 6215 to 19 minutes
• 16920 to 24 minutes
• 9925 to 29 minutes
• 3430 to 34 minutes
• 3335 to 39 minutes
• 840 to 44 minutes
• 6145 to 59 minutes
• 1860 to 89 minutes
• 1890 or more minutes

Percentage of zip code residents living and working in this county: 29.5%

Household type by relationship:

Households: 1,537

• In family households: 1,326 (198 male householders, 203 female householders)

  315 spouses, 504 children (434 natural, 17 adopted, 54 stepchildren), 45 grandchildren, 0 brothers or sisters, 0 parents, 5 other relatives, 52 non-relatives

• In nonfamily households: 210 (82 male householders (78 living alone)), 120 female householders (115 living alone)), 7 nonrelatives

Size of family households: 214 2-persons, 71 3-persons, 78 4-persons, 14 5-persons, 15 6-persons, 8 7-or-more-persons

Size of nonfamily households: 193 1-person, 8 2-persons

213 married couples with children.
106 single-parent households (35 men, 71 women).

98.5% of residents of 40111 zip code speak English at home.
0.7% of residents speak Spanish at home (100% very well).
0.2% of residents speak other Indo-European language at home (100% very well).

Facilities with environmental interests located in this zip code:

• FRAIZE MIDDLE SCHOOL (101 4TH ST in CLOVERPORT, KY)

  (National Center for Education Statistics) - STATE ID-014132025
  Organizations: CLOVERPORT INDEPENDENT (SCHOOL DISTRICT)
  

• FREDERICK FRAIZE HIGH SCHOOL (101 4TH ST in CLOVERPORT, KY)

  (National Center for Education Statistics) - STATE ID-014132010
  Organizations: CLOVERPORT INDEPENDENT (SCHOOL DISTRICT)
  

• BLAIR MARATHON (202 E MAIN ST in CLOVERPORT, KY)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: DOUG WALLACE (CONTACT/OWNER)
  

• CLOVER CREEK BRICK & TILE (2200 STEPHENSPORT RD in CLOVERPORT, KY)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: GENERAL WAREHOUSING AND STORAGE
  

• CLOVERPORT SAND CO (US 60 W in CLOVERPORT, KY)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: CRUSHED AND BROKEN LIMESTONE
  

• CLOVERPORT STP (W HOUSTON ST in CLOVERPORT, KY)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: SEWERAGE SYSTEMS
  

• CLOVER CREEK BRICK CO (1400 TILE PLANT ROAD in CLOVERPORT, KY)

  AIR SYNTHETIC MINOR (AIRS/AFS)
  CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
  Business SIC classification: BRICK AND STRUCTURAL CLAY TILE
  

• AMERICAN OLEAN TILE COMPANY (OLD STEPHENSPORT ROAD in CLOVERPORT, KY)

  TRI REPORTER (Tracking of toxic chemicals releasing facilities)
  Business SIC classification: CERAMIC WALL AND FLOOR TILE
  

• CLOVERPORT PLUME SITE (WEST MAIN ST & HWY 60 in CLOVERPORT, KY)

  SUPERFUND (Superfund database)
  

Housing units lacking complete plumbing facilities: 2.3%
Housing units lacking complete kitchen facilities: 3.6%

Population in 1990: 2,852.

Place of birth for U.S.-born residents:

• This state: 1,225
• Northeast: 13
• Midwest: 199
• South: 65
• West: 8

62% of the 40111 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 66% lived in this county.
   Out of people who lived in different counties, 50% lived in Kentucky.

91% of the 40111 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 54% moved from this county.
   Out of people who lived in different houses, 29% moved from different county within same state.
   Out of people who lived in different houses, 15% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 11
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges:

Top industries in this zip code by the number of employees in 2005:

• Accommodation and Food Services: Full-Service Restaurants (10-19 employees: 1 establishment, 1-4 employees: 1 establishment)
• Health Care and Social Assistance: Homes for the Elderly (10-19: 1)
• Accommodation and Food Services: Limited-Service Restaurants (10-19: 1)
• Real Estate and Rental and Leasing: Lessors of Residential Buildings and Dwellings (10-19: 1)
• Finance and Insurance: Commercial Banking (5-9: 1)
• Health Care and Social Assistance: Ambulance Services (5-9: 1)
• Other Services (except Public Administration): Religious Organizations (1-4: 3)
• Wholesale Trade: Brick, Stone, and Related Construction Material Merchant Wholesalers (1-4: 1)

Most common first names in zip code 40111 among deceased individuals
Name	Count	Lived (average)
Mary	34	77.8 years
James	30	73.8 years
William	26	73.4 years
John	20	71.9 years
Charles	16	73.0 years
Margaret	14	79.3 years
Robert	10	73.7 years
Dorothy	10	70.4 years
Harold	8	68.9 years
Thomas	8	72.9 years

Most common last names in zip code 40111 among deceased individuals
Last name	Count	Lived (average)
Blair	20	73.6 years
Brown	18	78.1 years
Smith	17	75.5 years
Mattingly	17	74.9 years
Powers	14	78.1 years
Pate	11	75.3 years
May	9	80.3 years
Sanders	9	75.6 years
Miller	9	77.7 years
Richards	8	79.0 years