Estimated median household income in 2007: $60,544
| This zip code: | $60,544 | | Kentucky: | $40,267 |
Nearest zip codes: 40291, 40219, 40218, 40229, 40220, 40299.
Louisville Zip Code Map
Housing units in zip code 40228 with a mortgage: 2,516 (352 second mortgage, 513 home equity loan, 2 both second mortgage and home equity loan)
Houses without a mortgage: 844
Median monthly owner costs for units with a mortgage: $1,179
Median monthly owner costs for units without a mortgage: $306
Residents with income below the poverty level in 2007:
| This zip code: | 4.7% | | Whole state: | 17.3% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.3% | | Whole state: | 7.1% |
Median number of rooms in houses and condos:
| Here: | 6.4 | | State: | 5.9 |
Median number of rooms in apartments:
| Here: | 4.2 | | State: | 4.3 |
Year house built: |
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- 1999 to March 2000: 234
- 1995 to 1998: 323
- 1990 to 1994: 217
- 1980 to 1989: 698
- 1970 to 1979: 1,179
- 1960 to 1969: 1,138
- 1950 to 1959: 397
- 1940 to 1949: 89
- 1939 or earlier: 121
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Bedrooms in owner-occupied houses in Hollow Creek, KY (40228): |
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- no bedroom: 0
- 1 bedrooms: 44
- 2 bedrooms: 360
- 3 bedrooms: 2,132
- 4 bedrooms: 917
- 5 or more bedrooms: 132
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 13
- 1 bedrooms: 212
- 2 bedrooms: 214
- 3 bedrooms: 150
- 4 bedrooms: 45
- 5 or more bedrooms: 13
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Vehicles available in 40228 zip code in owner-occupied houses/condos: |
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- no vehicle: 79
- 1 vehicle: 837
- 2 vehicles: 1,767
- 3 vehicles: 711
- 4 vehicles: 163
- 5 or more vehicles: 28
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 102
- 1 vehicle: 258
- 2 vehicles: 231
- 3 vehicles: 37
- 4 vehicles: 6
- 5 or more vehicles: 13
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 40228:
- Less than $10,000: 5
- $10,000 to $14,999: 2
- $20,000 to $24,999: 7
- $25,000 to $29,999: 8
- $50,000 to $59,999: 18
- $60,000 to $69,999: 26
- $70,000 to $79,999: 11
- $80,000 to $89,999: 38
- $90,000 to $99,999: 87
- $100,000 to $124,999: 486
- $125,000 to $149,999: 849
- $150,000 to $174,999: 735
- $175,000 to $199,999: 609
- $200,000 to $249,999: 742
- $250,000 to $299,999: 201
- $300,000 to $399,999: 87
- $400,000 to $499,999: 12
- $500,000 to $749,999: 41
- $750,000 to $999,999: 5
- $1,000,000 or more: 10
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Rent paid by renters in 2007 in zip code 40228:
- Less than $100: 15
- $100 to $149: 6
- $150 to $199: 59
- $250 to $299: 5
- $300 to $349: 21
- $350 to $399: 38
- $400 to $449: 70
- $450 to $499: 164
- $500 to $549: 148
- $550 to $599: 97
- $650 to $699: 85
- $700 to $749: 13
- $750 to $799: 14
- $800 to $899: 65
- $900 to $999: 26
- No cash rent: 32
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Median price asked for vacant for-sale houses and condos in 2007: $165,993.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $167,142
- Black or African American householders: $165,849
- Asian householders: $161,542
- Two or more races householders: $157,952
- Hispanic or Latino householders: $67,632
Estimated median house or condo value in 2007: $162,273 (it was $115,200 in 2000)
| 40228: | $162,273 | | Kentucky: | $114,300 |
Lower value quartile - upper value quartile: $161,024 - $216,605
Mean price in 2007:
Detached houses: $179,474| Here: | $179,474 | | State: | $160,589 |
Townhouses or other attached units: $126,378| Here: | $126,378 | | State: | $163,962 |
In 2-unit structures: $135,222| Here: | $135,222 | | State: | $137,715 |
In 3-to-4-unit structures: $557,683| Here: | $557,683 | | State: | $141,483 |
In 5-or-more-unit structures: $113,500| Here: | $113,500 | | State: | $124,940 |
Mobile homes: $5,000| Here: | $5,000 | | State: | $33,636 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 3,732
- One, attached: 122
- Two: 37
- 3 or 4: 62
- 5 to 9: 153
- 10 to 19: 87
- 20 to 49: 48
- 50 or more: 148
- Mobile homes: 7

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Means of transportation to work
- Drove a car alone: 5,032 (86%)
- Carpooled: 566 (10%)
- Bus or trolley bus: 48 (1%)
- Bicycle: 2 (0%)
- Walked: 55 (1%)
- Other means: 28 (0%)
- Worked at home: 121 (2%)
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Travel time to work
- Less than 5 minutes: 111
- 5 to 9 minutes: 432
- 10 to 14 minutes: 825
- 15 to 19 minutes: 909
- 20 to 24 minutes: 1188
- 25 to 29 minutes: 625
- 30 to 34 minutes: 1100
- 35 to 39 minutes: 90
- 40 to 44 minutes: 72
- 45 to 59 minutes: 177
- 60 to 89 minutes: 137
- 90 or more minutes: 65
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Percentage of zip code residents living and working in this county: 92.0%
Household type by relationship
Households: 11,076
- In family households: 10,054 (2,627 male householders, 687 female householders)
2,760 spouses, 3,364 children (3,105 natural, 69 adopted, 190 stepchildren), 201 grandchildren, 61 brothers or sisters, 81 parents, 149 other relatives, 124 non-relatives
- In nonfamily households: 1,022 (286 male householders (239 living alone)), 602 female householders (541 living alone)), 134 nonrelatives
- In group quarters: 15 (0 institutionalized population)
Size of family households: 1,403 2-persons, 810 3-persons, 774 4-persons, 215 5-persons, 99 6-persons, 13 7-or-more-persons.
Size of nonfamily households: 780 1-person, 95 2-persons, 13 3-persons.
2,161 married couples with children.
474 single-parent households (131 men, 343 women).
96.1% of residents of 40228 zip code speak English at home.
1.8% of residents speak Spanish at home (55% very well, 14% well, 25% not well, 6% not at all).
1.5% of residents speak other Indo-European language at home (84% very well, 14% well, 2% not well).
0.3% of residents speak Asian or Pacific Island language at home (41% very well, 31% well, 28% not well).
0.3% of residents speak other language at home (100% very well).
Foreign born population: 263 (2.3%)
(55.5% of them are naturalized citizens)
| This zip code: | 2.3% | | Whole state: | 2.0% |
Most common places of birth for the foreign-born residents:
- Colombia (20%)
- Pakistan (14%)
- Afghanistan (12%)
- India (8%)
- China, excluding Hong Kong and Taiwan (7%)
- Nigeria (7%)
- Korea (7%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 61
- 1990 to 1994: 63
- 1985 to 1989: 41
- 1980 to 1984: 42
- 1975 to 1979: 10
- 1970 to 1974: 11
- 1970 to 1974: 0
- 1965 to 1969: 35
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White population: 10,122
Black population: 820
American Indian population: 23
Asian population: 83
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 88
Two or more races population: 120

First ancestries reported:
|  German: 1787 |
|  Other groups: 1405 |
|  United States or American: 1341 |
|  Irish: 1013 |
|  English: 812 |
|  Italian: 176 |
|  French (except Basque): 164 |
|  Scottish: 161 |
|  European: 122 |
|  British: 100 |
|  Subsaharan African:: 97 |
|  Dutch: 74 |
|  Afghan: 55 |
|  Scotch-Irish: 52 |
|  Nigerian: 49 |
|  African: 48 |
|  Swiss: 38 |
|  Polish: 31 |
|  Danish: 19 |
|  Welsh: 16 |
|  Norwegian: 14 |
|  French Canadian: 9 |
|  West Indian (excluding Hispanic groups):: 7 |
|  West Indian: 7 |
|  Swedish: 5 |
|  Slovene: 4 |
|  Lithuanian: 3 |
|  Slavic: 2 |
|  Slovak: 2 |
|  Yugoslavian: 2 |
|  Hungarian: 1 |
|  Croatian: 1 |
Public high school in zip code 40228 not listed on the city page:- MOORE TRADITIONAL HIGH SCHOOL (Students: 651; Location: 6415 OUTER LOOP, LOUISVILLE, KY; Grades: 09 - 12)
Public primary/middle schools in zip code 40228 not listed on the city page:- SMYRNA ELEMENTARY SCHOOL (Students: 563; Location: 6401 OUTER LOOP, LOUISVILLE, KY; Grades: PK - 05)
- LUHR ELEMENTARY SCHOOL (Students: 464; Location: 6900 FEGENBUSH LANE, LOUISVILLE, KY; Grades: PK - 05)
Major facitilies with environmental interests located in this zip code:
- ADVANCED CHEMTECH (5609 FERN VALLEY ROAD in LOUISVILLE, KY)
(Integrated Compliance Information System) - ICIS-04-2005-9934, ENFORCEMENT/COMPLIANCE ACTIVITY
FORMAL ENFORCEMENT ACTION (Integrated Compliance Information System) - ICIS-04-2005-9934, ENFORCEMENT/COMPLIANCE ACTIVITY
HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: MEDICINAL CHEMICALS AND BOTANICAL PRODUCTS; INDUSTRIAL ORGANIC CHEMICALS; CHEMICALS AND ALLIED PRODUCTS
Business NAICS classification: MEDICINAL AND BOTANICAL MANUFACTURING.; ALL OTHER INDUSTRIAL MACHINERY MANUFACTURING.
Organizations: ROBERT LEASURE, TRUSTEE (CONTACT/OWNER)
, CREOSALNS INC. (CONTACT/OWNER)
- MOORE TRADITIONAL HIGH SCHOOL (6415 OUTER LOOP in LOUISVILLE, KY)
(National Center for Education Statistics) - STATE ID-056275098
Organizations: JEFFERSON COUNTY (SCHOOL DISTRICT)
- MOORE TRADITIONAL MIDDLE SCHOOL (6415 OUTER LOOP in LOUISVILLE, KY)
(National Center for Education Statistics) - STATE ID-056275043
Organizations: JEFFERSON COUNTY (SCHOOL DISTRICT)
- LUHR ELEMENTARY SCHOOL (6900 FEGENBUSH LANE in LOUISVILLE, KY)
(National Center for Education Statistics) - STATE ID-056275107
Organizations: JEFFERSON COUNTY (SCHOOL DISTRICT)
- ADAMS RUN SECTION 3 (BEULAH CHURCH RD in LOUISVILLE, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: MANAGEMENT SERVICES
- ARBOR CREEK SECTION 2 (6806 & 6810 BEULAH CHURCH RD in LOUISVILLE, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: MANAGEMENT SERVICES
- CATALPA SPRINGS SECTION 2 (CATALPA SPRINGS DR in LOUISVILLE, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: MANAGEMENT SERVICES
- CONVENIENT FOOD MART #54 (7105 FEGENBUSH LANE in LOUISVILLE, KY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: EVERETT WARREN (CONTACT/OWNER)
- PETERS RESIDENCE (6310 BEULAH CHURCH RD in LOUISVILLE, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: OPERATORS OF DWELLINGS OTHER THAN APARTMENT BUILDINGS
- PINE HILL PLACE SUBD (7801 VAUGHN MILL RD in LOUISVILLE, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: HIGHWAY AND STREET CONSTRUCTION, EXCEPT ELEVATED HIGHWAYS
Organizations: DURST & MOERT DEVELOPERS INC (CONTACT/OWNER)
Alternative names: DURST & MOERT DEVELOPERS INC
- PRESTON CROSSING PHASE III (COOPER CHAPEL RD / PRESTON HWY in LOUISVILLE, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: HIGHWAY AND STREET CONSTRUCTION, EXCEPT ELEVATED HIGHWAYS
- MANSLICK WOODS (7203 E MANSLICK RD in LOUISVILLE, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: GENERAL CONTRACTORS-INDUSTRIAL BUILDINGS AND WAREHOUSES
- MAPLE CREEK (WOODROW WAY & WHISPERING HILLS in LOUISVILLE, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: MANAGEMENT SERVICES
Median worth of mobile homes: $13,111
Housing units lacking complete plumbing facilities: 1%
Most commonly used house heating fuel: |
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- Utility gas (68%)
- Electricity (29%)
- Bottled, tank, or LP gas (2%)
- Fuel oil, kerosene, etc. (1%)
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Place of birth for U.S.-born residents:
- This state: 8787
- Northeast: 251
- Midwest: 875
- South: 717
- West: 97
58% of the 40228 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 78% lived in this county.
Out of people who lived in different counties, 41% lived in Kentucky.
Population in 1990: 9,192. Population change in the 1990s: +2,064 (+22.5%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 451
| Here: | 35.4% | | Kentucky: | 11.9% |
Students in private schools in grades 9 to 12 (high school): 152
| Here: | 27.5% | | Kentucky: | 10.6% |
Students in private undergraduate colleges: 102
| Here: | 21.1% | | Kentucky: | 18.1% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (LOUISVILLE, KY):
- ADVANCED CHEMTECH (5609 FERN VALLEY ROAD; small business): $833,687 in 18 contracts from 2000 to 2006
Contracts for Laboratory Equipment and Supplies, Miscellaneous Special Industry Machinery, Medical and Surgical Instruments, Equipment, and Supplies, Training Aids, and more by National Institutes of Health, Army, National Institute of Standards and Technology, Agricultural Research Service (disused code), and others Signed by year: 2000: $85,387; 2001: $174,880; 2002: $382,380; 2003: $126,975; 2004: $57,500; 2005: $13,945; 2006: $-7,380.
Biggest contracts:
$145,000 with National Institutes of Health for Laboratory Equipment and Supplies. Signed on 2001-09-15. Completion date: 2001-09-15.
$109,000 with Army for Laboratory Equipment and Supplies. Signed on 2002-08-12. Completion date: 2002-09-11.
$85,387 with Army for Miscellaneous Special Industry Machinery. Signed on 2000-05-12. Completion date: 2000-06-23.
$71,000 with Army for Laboratory Equipment and Supplies. Signed on 2002-08-13. Completion date: 2002-09-11.
- SAM K BAUMGARDNER MECHANICAL, (5617 FERN VALLEY ROAD; small business): $263,806 in 2 contracts from 2001 to 2003
$230,369 with Army for Administrative and Service Buildings. Signed on 2001-09-24. Completion date: 2001-12-14.
$33,437 with Army for Miscellaneous Items. Signed on 2003-09-29. Completion date: 2003-11-14.
- MAJOR IMAGING SYSTEMS,INC (5800 FERN VALLEY RD; small business): $66,035 in 11 contracts from 2004 to 2006
Contracts for Printing, Duplicating, and Bookbinding Equipment, Maintenance, Repair and Rebuilding of Equipment -- Office Machines, Text Processing Systems and Visible Record Equipment, Maintenance, Repair and Rebuilding of Equipment -- Special Industry Machinery by Bureau of the Census, Army Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $1,152; 2005: $1,152; 2006: $63,731.
Biggest contracts:
$36,314 with Bureau of the Census for Printing, Duplicating, and Bookbinding Equipment. Taking place in IN. Signed on 2006-03-16. Completion date: 2006-03-31.
$16,650 with Army for Maintenance, Repair and Rebuilding of Equipment -- Office Machines, Text Processing Systems and Visible Record Equipment. Signed on 2006-05-22. Effective on 2006-05-18. Completion date: 2007-05-31.
$5,727 with Army for Printing, Duplicating, and Bookbinding Equipment. Signed on 2006-04-07. Completion date: 2006-04-28.
$1,260 with Bureau of the Census for Maintenance, Repair and Rebuilding of Equipment -- Special Industry Machinery. Taking place in IN. Signed on 2006-03-07. Completion date: 2006-09-30.
- LINE-X OF KENTUCKY LLC (6501 SHEPARDVILLE RD; small business)
$17,888 with Army for Plastics Fabricated Materials. Signed on 2002-08-09. Completion date: 2002-08-20.
- MUNICIPAL EQUIPMENT INC (6305 OLD SHEPHERDSVILLE R; small business)
$12,215 with Army for Road Clearing, Cleaning and Marking Equipment. Signed on 2003-11-05. Completion date: 2003-12-04.
- SANDERS SALES & SERVICE LLP (7109 LORENZO LN; small business)
$4,318 with Army for Power and Hand Pumps. Signed on 2005-12-02. Completion date: 2005-12-01.
- THYSSENKRUPP ELEVATOR CORP (5670 SHEPHERDSVILLE RD)
$1,560 with Navy for Maintenance, Repair and Rebuilding of Equipment -- Materials Handling Equipment. Signed on 2005-01-18. Completion date: 2005-09-30.
Top industries in this zip code by the number of employees in 2005:
- Educational Services: Elementary and Secondary Schools (100-249 employees: 1 establishment, 50-99 employees: 1 establishment)
- Other Services (except Public Administration): Religious Organizations (100-249: 1, 20-49: 1, 10-19: 1, 5-9: 2, 1-4: 3)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 3, 10-19: 4, 5-9: 2, 1-4: 2)
- Construction: Finish Carpentry Contractors (100-249: 1, 1-4: 3)
- Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (100-249: 1)
- Construction: Plumbing, Heating, and Air-Conditioning Contractors (20-49: 3, 1-4: 5)
- Finance and Insurance: Credit Unions (50-99: 1, 20-49: 1, 1-4: 1)
- Wholesale Trade: Metal Service Centers and Other Metal Merchant Wholesalers (50-99: 1, 10-19: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
15 people in college dormitories (includes college quarters off campus)
Fatal accident statistics in 2005
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 2
- Fatal accidents caused by drunken drivers: 1
- Fatalities: 1
- Persons involved in fatal accidents: 2
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 121 | $143,350 | 432 | $109,529 | 424 | $120,430 | 89 | $24,649 | 1 | $3,100 | 86 | $110,821 | 6 | $48,032 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $136,754 | 42 | $105,108 | 96 | $122,938 | 22 | $34,616 | 0 | $0 | 10 | $102,173 | 2 | $27,190 |
| APPLICATIONS DENIED | 35 | $140,210 | 68 | $103,733 | 419 | $124,441 | 92 | $39,015 | 0 | $0 | 14 | $96,030 | 3 | $16,360 |
| APPLICATIONS WITHDRAWN | 7 | $153,444 | 34 | $100,513 | 156 | $114,188 | 16 | $61,016 | 0 | $0 | 6 | $92,695 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $155,360 | 14 | $123,246 | 59 | $116,282 | 2 | $8,545 | 0 | $0 | 2 | $123,490 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 112 | $133,326 | 593 | $106,805 | 544 | $95,644 | 123 | $28,425 | 2 | $69,910 | 93 | $98,401 | 3 | $54,107 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $128,451 | 73 | $103,119 | 124 | $106,512 | 29 | $33,135 | 0 | $0 | 18 | $93,377 | 3 | $27,230 |
| APPLICATIONS DENIED | 16 | $154,246 | 121 | $106,883 | 483 | $112,589 | 107 | $27,819 | 0 | $0 | 25 | $104,020 | 10 | $48,382 |
| APPLICATIONS WITHDRAWN | 13 | $147,026 | 69 | $91,663 | 210 | $118,401 | 20 | $44,771 | 0 | $0 | 18 | $94,144 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $97,100 | 15 | $110,049 | 78 | $121,407 | 0 | $0 | 0 | $0 | 1 | $144,620 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 149 | $130,641 | 729 | $103,977 | 643 | $102,092 | 91 | $44,399 | 80 | $104,022 | 1 | $1,970 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $148,968 | 99 | $95,064 | 104 | $102,549 | 21 | $44,219 | 3 | $68,413 | 5 | $47,382 |
| APPLICATIONS DENIED | 18 | $138,254 | 132 | $99,042 | 464 | $117,334 | 81 | $40,996 | 20 | $102,530 | 6 | $33,348 |
| APPLICATIONS WITHDRAWN | 4 | $118,240 | 92 | $106,120 | 258 | $126,459 | 36 | $117,812 | 16 | $122,608 | 2 | $85,450 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $124,842 | 35 | $94,990 | 89 | $121,358 | 5 | $19,276 | 4 | $106,663 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 250 | $130,071 | 572 | $101,009 | 732 | $99,626 | 90 | $36,297 | 85 | $94,701 | 1 | $17,230 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 17 | $143,941 | 64 | $98,967 | 117 | $100,171 | 12 | $36,162 | 7 | $90,663 | 1 | $34,440 |
| APPLICATIONS DENIED | 38 | $129,114 | 139 | $102,508 | 414 | $101,981 | 110 | $32,522 | 22 | $95,016 | 11 | $42,269 |
| APPLICATIONS WITHDRAWN | 13 | $148,095 | 60 | $110,322 | 258 | $112,429 | 14 | $29,819 | 7 | $84,474 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $107,200 | 26 | $102,097 | 41 | $105,045 | 3 | $40,717 | 5 | $77,990 | 2 | $89,330 |
Aggregated Statistics For Year 2003 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 310 | $131,311 | 435 | $109,611 | 1,589 | $97,867 | 88 | $26,149 | 1 | $3,273,700 | 108 | $79,680 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $127,839 | 39 | $97,777 | 168 | $92,733 | 9 | $37,002 | 0 | $0 | 5 | $121,722 |
| APPLICATIONS DENIED | 19 | $114,927 | 50 | $90,064 | 398 | $94,516 | 64 | $32,048 | 0 | $0 | 14 | $57,500 |
| APPLICATIONS WITHDRAWN | 10 | $113,892 | 58 | $107,250 | 287 | $105,992 | 9 | $42,733 | 0 | $0 | 10 | $66,415 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $98,980 | 19 | $91,725 | 64 | $107,908 | 2 | $31,865 | 0 | $0 | 4 | $126,938 |
Aggregated Statistics For Year 2002 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 227 | $123,287 | 352 | $98,568 | 1,154 | $93,306 | 93 | $26,537 | 85 | $81,825 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $124,773 | 20 | $114,817 | 140 | $88,104 | 14 | $23,027 | 4 | $78,868 |
| APPLICATIONS DENIED | 9 | $139,252 | 34 | $97,217 | 253 | $86,440 | 49 | $16,706 | 17 | $58,471 |
| APPLICATIONS WITHDRAWN | 13 | $134,049 | 37 | $92,981 | 173 | $101,172 | 4 | $30,620 | 5 | $81,080 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $122,240 | 14 | $96,194 | 58 | $93,139 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 238 | $113,505 | 343 | $96,932 | 1,085 | $83,864 | 115 | $21,459 | 1 | $1,549,500 | 100 | $75,786 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $107,685 | 24 | $94,324 | 140 | $73,244 | 39 | $27,257 | 0 | $0 | 5 | $45,034 |
| APPLICATIONS DENIED | 20 | $102,487 | 42 | $69,085 | 345 | $74,778 | 71 | $16,138 | 0 | $0 | 6 | $79,557 |
| APPLICATIONS WITHDRAWN | 16 | $107,918 | 21 | $104,119 | 196 | $86,011 | 9 | $39,902 | 0 | $0 | 2 | $46,520 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $120,555 | 2 | $123,995 | 41 | $93,821 | 5 | $24,496 | 0 | $0 | 2 | $60,590 |
Aggregated Statistics For Year 2000 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 170 | $111,267 | 299 | $91,509 | 322 | $61,903 | 137 | $16,203 | 19 | $69,795 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $102,057 | 23 | $86,947 | 94 | $67,775 | 25 | $33,271 | 1 | $104,070 |
| APPLICATIONS DENIED | 12 | $103,933 | 37 | $75,483 | 180 | $60,151 | 80 | $14,505 | 5 | $63,480 |
| APPLICATIONS WITHDRAWN | 3 | $123,333 | 12 | $113,882 | 99 | $73,087 | 12 | $44,248 | 3 | $46,500 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $57,200 | 6 | $72,110 | 20 | $85,972 | 3 | $23,953 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 5 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 105 | $101,628 | 180 | $94,467 | 278 | $65,174 | 90 | $13,666 | 26 | $57,765 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $88,640 | 14 | $90,419 | 64 | $70,398 | 21 | $13,360 | 3 | $95,763 |
| APPLICATIONS DENIED | 12 | $96,205 | 38 | $89,591 | 105 | $65,530 | 34 | $14,411 | 7 | $58,036 |
| APPLICATIONS WITHDRAWN | 8 | $97,420 | 12 | $82,274 | 67 | $70,123 | 4 | $22,920 | 1 | $116,300 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $68,050 | 4 | $111,615 | 12 | $88,664 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0115.04
, 0115.05, 0115.08, 0117.07
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 182 | $125,953 | 64 | $146,731 | 13 | $113,412 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 17 | $112,389 | 14 | $130,479 | 3 | $72,953 |
| APPLICATIONS DENIED | 2 | $85,450 | 0 | $0 | 2 | $85,450 |
| APPLICATIONS WITHDRAWN | 8 | $149,291 | 4 | $156,463 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $126,900 | 1 | $137,760 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 100 | $125,354 | 43 | $126,241 | 9 | $99,300 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $135,398 | 17 | $158,914 | 2 | $107,200 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $146,620 | 1 | $146,620 |
| APPLICATIONS WITHDRAWN | 4 | $103,288 | 4 | $143,328 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $143,330 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 124 | $133,695 | 45 | $127,877 | 6 | $107,445 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $127,697 | 29 | $117,204 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $143,590 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 7 | $118,450 | 8 | $123,990 | 3 | $73,623 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $131,155 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 84 | $122,407 | 97 | $125,320 | 4 | $80,138 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $130,968 | 17 | $121,707 | 2 | $91,230 |
| APPLICATIONS DENIED | 1 | $122,020 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 7 | $124,774 | 7 | $114,791 | 2 | $126,620 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 7 | $161,153 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 120 | $128,158 | 188 | $121,629 | 9 | $90,848 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 17 | $117,478 | 44 | $117,511 | 2 | $100,235 |
| APPLICATIONS DENIED | 0 | $0 | 3 | $75,317 | 2 | $65,250 |
| APPLICATIONS WITHDRAWN | 2 | $130,210 | 4 | $142,070 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $100,118 | 8 | $107,460 | 2 | $79,235 |
Aggregated Statistics For Year 2002 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 115 | $121,528 | 145 | $122,454 | 3 | $93,243 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $108,350 | 21 | $107,385 | 1 | $53,720 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $162,180 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 8 | $149,175 | 14 | $121,262 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $133,820 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 98 | $121,060 | 137 | $114,069 | 3 | $93,847 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $130,000 | 17 | $121,459 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $66,030 | 4 | $104,050 | 2 | $80,785 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $66,953 | 5 | $120,862 | 2 | $49,715 |
Aggregated Statistics For Year 2000 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 92 | $113,608 | 24 | $97,304 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $112,562 | 3 | $71,640 |
| APPLICATIONS DENIED | 1 | $73,740 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $138,740 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $183,330 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 5 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 58 | $111,891 | 19 | $96,954 | 2 | $54,110 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $98,520 | 3 | $101,990 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $101,848 | 1 | $145,660 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $100,740 | 1 | $155,840 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $114,450 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0115.04
, 0115.05, 0115.08, 0117.07
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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