40391 Zip Code Detailed Profile




City: Winchester, KY (3.26%)
County: Clark County, KY
Estimated zip code population in 2013: 35,298
Zip code population in 2010: 35,262
Zip code population in 2000: 32,884

Houses and condos: 15,537
Renter-occupied apartments: 5,052
% of renters here:

35%
State:

33%
Mar. 2013 cost of living index in zip code 40391: 90.0 (less than average, U.S. average is 100)

Land area: 239.4 sq. mi.
Water area: 2.5 sq. mi.
Population density: 147 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 40391
Zip code 40391 (Winchester, Kentucky) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

0.8% ($1,113)
Kentucky:

0.8% ($1,022)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,200 (0.8%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $881 (0.7%)

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Males: 17,385  (49.3%)
Females: 17,913  (50.7%)

For population 25 years and over in 40391:

For population 15 years and over in 40391:

Zip code 40391 compared to state average:

  • Foreign-born population percentage significantly below state average.
  • Races in zip code 40391

  • Zip code 40391 races chart
    • 32,074White population
    • 1,693Black population
    • 48American Indian population
    • 125Asian population
    • 4Native Hawaiian and Other Pacific Islander population
    • 25Some other race population
    • 412Two or more races population
    • 881Hispanic or Latino population

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Urban population: 23,899
Rural population: 11,398

Estimated median house/condo value in 2013: $141,100
40391:

$141,100
Kentucky:

$120,900



According to our research of Kentucky and other state lists there were 22 registered sex offenders living in 40391 zip code as of July 28, 2015.
The ratio of number of residents in zip code 40391 to the number of sex offenders is 1,544 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.


Median resident age:
This zip code:

40.6 years
Kentucky median age:

38.5 years
Average household size:
This zip code:

2.4 people
Kentucky:

2.5 people

Averages for the 2012 tax year for zip code 40391, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $46,758 (Individual Income Tax Returns)
Here:

$46,758
State:

$50,814

Salary/wage: $41,039 (reported on 83.4% of returns)
Here:

$41,039
State:

$42,723
(% of AGI for various income ranges: 72.3% for AGIs below $25k, 78.9% for AGIs $25k-50k, 77.9% for AGIs $50k-75k, 79.0% for AGIs $75k-100k, 74.7% for AGIs $100k-200k, 46.4% for AGIs over 200k)

Taxable interest for individuals: $1,296 (reported on 26.7% of returns)
This zip code:

$1,296
Kentucky:

$1,381
(% of AGI for various income ranges: 1.1% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.7% for AGIs $100k-200k, 1.3% for AGIs over 200k)

Ordinary dividends: $5,324 (reported on 14.4% of returns)
Here:

$5,324
State:

$6,239
(% of AGI for various income ranges: 1.0% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.5% for AGIs $100k-200k, 6.3% for AGIs over 200k)

Net capital gain/loss in AGI: +$7,353 (reported on 12.0% of returns)
Here:

+$7,353
State:

+$11,336
(% of AGI for various income ranges: 0.2% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.6% for AGIs $100k-200k, 9.7% for AGIs over 200k)

Profit/loss from business: +$11,187 (reported on 13.6% of returns)
Here:

+$11,187
State:

+$10,862
(% of AGI for various income ranges: 8.2% for AGIs below $25k, 1.7% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 2.9% for AGIs $100k-200k, 6.1% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $15,267 (reported on 8.6% of returns)
40391:

$15,267
Kentucky:

$14,296
(% of AGI for various income ranges: 2.4% for AGIs below $25k, 2.5% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 3.8% for AGIs $100k-200k, 2.7% for AGIs over 200k)

Self-employment retirement plans: $14,240 (reported on 0.3% of returns)
40391:

$14,240
Kentucky:

$20,768

Total itemized deductions: $18,928 (21% of AGI, reported on 29.8% of returns)
Here:

$18,928
State:

$21,160

Here:

21.0% of AGI
State:

20.0% of AGI
(% of AGI for various income ranges: 7.0% for AGIs below $25k, 8.6% for AGIs $25k-50k, 12.1% for AGIs $50k-75k, 14.6% for AGIs $75k-100k, 15.2% for AGIs $100k-200k, 12.7% for AGIs over 200k)

Charity contributions: $3,936 (reported on 23.4% of returns)
Here:

$3,936
State:

$4,303
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 1.1% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 2.7% for AGIs $100k-200k, 3.3% for AGIs over 200k)

Taxes paid: $7,509 (reported on 29.8% of returns)
40391:

$7,509
State:

$8,496
(% of AGI for various income ranges: 1.0% for AGIs below $25k, 2.5% for AGIs $25k-50k, 4.3% for AGIs $50k-75k, 6.0% for AGIs $75k-100k, 7.1% for AGIs $100k-200k, 6.7% for AGIs over 200k)

Earned income credit: $2,312 (reported on 22.6% of returns)
Here:

$2,312
State:

$2,273
(% of AGI for various income ranges: 7.9% for AGIs below $25k, 1.2% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 40391, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $40,411 (Individual Income Tax Returns)
Here:

$40,411
State:

$41,540

Salary/wage: $36,436 (reported on 85.3% of returns)
Here:

$36,436
State:

$36,432
(% of AGI for various income ranges: 124.9% for AGIs below $10k, 76.3% for AGIs $10k-25k, 81.5% for AGIs $25k-50k, 82.9% for AGIs $50k-75k, 82.5% for AGIs $75k-100k, 61.8% for AGIs over 100k)

Taxable interest for individuals: $1,584 (reported on 37.7% of returns)
This zip code:

$1,584
Kentucky:

$1,571
(% of AGI for various income ranges: 6.5% for AGIs below $10k, 2.5% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.7% for AGIs over 100k)

Taxable dividends: $3,432 (reported on 16.9% of returns)
Here:

$3,432
State:

$3,453
(% of AGI for various income ranges: 2.3% for AGIs below $10k, 1.0% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 3.3% for AGIs over 100k)

Net capital gain/loss: +$9,845 (reported on 13.4% of returns)
Here:

+$9,845
State:

+$9,663
(% of AGI for various income ranges: 0.5% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 10.2% for AGIs over 100k)

Profit/loss from business: +$9,790 (reported on 13.6% of returns)
Here:

+$9,790
State:

+$9,233
(% of AGI for various income ranges: 1.9% for AGIs below $10k, 4.0% for AGIs $10k-25k, 2.2% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 5.6% for AGIs over 100k)

IRA payment deduction: $2,760 (reported on 1.6% of returns)
40391:

$2,760
Kentucky:

$2,955
(% of AGI for various income ranges: 0.1% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $13,448 (reported on 0.4% of returns)
Here:

$13,448
Kentucky:

$14,996

Total itemized deductions: $16,288 (22% of AGI, reported on 32.7% of returns)
Here:

$16,288
State:

$17,474

Here:

22.1% of AGI
State:

21.0% of AGI
(% of AGI for various income ranges: 16.2% for AGIs below $10k, 6.9% for AGIs $10k-25k, 11.7% for AGIs $25k-50k, 14.0% for AGIs $50k-75k, 16.3% for AGIs $75k-100k, 14.3% for AGIs over 100k)

Charity contributions deductions: $3,269 (4% of AGI, reported on 26.4% of returns)
Here:

$3,269
State:

$3,494

Here:

4.2% of AGI
State:

4.0% of AGI
(% of AGI for various income ranges: 1.1% for AGIs below $10k, 0.8% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 3.3% for AGIs over 100k)

Total tax: $5,326 (reported on 75.4% of returns)
40391:

$5,326
State:

$6,162
(% of AGI for various income ranges: 4.0% for AGIs below $10k, 4.0% for AGIs $10k-25k, 6.6% for AGIs $25k-50k, 8.5% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 16.9% for AGIs over 100k)

Earned income credit: $1,696 (reported on 17.3% of returns)
Here:

$1,696
State:

$1,723

Percentage of individuals using paid preparers for their 2004 taxes: 67.9%
Here:

68%
State:

66%
(% for various income ranges: 62.1% for AGIs below $10k, 71.5% for AGIs $10k-25k, 70.2% for AGIs $25k-50k, 67.2% for AGIs $50k-75k, 64.4% for AGIs $75k-100k, 67.8% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$45,765
Kentucky:

$43,399
Winchester, KY (40391) map Nearest zip codes: 40353, 40385, 40509, 40312, 40516, 40361.
Percentage of family households:
This zip code:

55.1%
Kentucky:

51.2%
Percentage of households with unmarried partners:
This zip code:

6.4%
Kentucky:

5.9%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 2,678
Household did not receive Food Stamps/SNAP in the past 12 months: 11,690


Women who had a birth in the past 12 months: 347 (201 now married, 146 unmarried)
Women who did not have a birth in the past 12 months: 7,739 (4,178 now married, 3,561 unmarried)


Housing units in zip code 40391 with a mortgage: 6,290 (239 second mortgage, 1,076 home equity loan, 51 both second mortgage and home equity loan)
Houses without a mortgage: 3,026

Median monthly owner costs for units with a mortgage: $1,167
Median monthly owner costs for units without a mortgage: S361

Residents with income below the poverty level in 2013:
This zip code:

15.4%
Whole state:

18.8%
Residents with income below 50% of the poverty level in 2013:
This zip code:

9.1%
Whole state:

10.8%
Median number of rooms in houses and condos:
Here:

6.4
State:

6.3
Median number of rooms in apartments:
Here:

4.6
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 40391: Hollywood Springs (A), Blue Grass Camp (B), Devils Backbone (C), Holmhurst Stock Farm (D), Oil Springs (E), Indian Graves (F), Combs Ferry (G), Boones Creek Church Camp (H), Edgewood (I), Moundale (J), Winchester Country Club (K), Indian Mound (L), Indian Old Fields (M), Camp Richard Clark (N), Wades Mill (O), Lilly's Ferry (P), Locust Grove (Q), Point Breeze Stock Farm (R), Clark County Fish and Game Club (S), Indian Fields (T). Display/hide their locations on the map

    Churches in zip code 40391 include: Ford Church (A), Goshen Baptist Church (B), Log Lick Baptist Church (C), Mount Zion Methodist Church (D), Sycamore Baptist Church (E), New Providence Baptist Church (F), Mount Carmel Christian Church (G), Mount Zion Baptist Church (H), Union Church (I). Display/hide their locations on the map

    Cemeteries: Block Cemetery (1), Prewitt Cemetery (2), Clarmont Memorial Gardens (3), Parrish Cemetery (4), Cottman Cemetery (5), Adams Cemetery (6), Irvin Cemetery (7). Display/hide their locations on the map

    Lakes and reservoirs: Codell Lake (A), Winchester Reservoir (B). Display/hide their locations on the map

    Streams, rivers, and creeks: Upper Howard Creek (A), Dry Fork (B), Woodruff Creek (C), Cotton Creek (D), Twomile Creek (E), Combs Branch (F), Stoner Branch (G), Bull Run (H), Lower Howard Creek (I). Display/hide their locations on the map

Year house built

  • 332010 or later
  • 2,2742000 to 2009
  • 2,7651990 to 1999
  • 2,0211980 to 1989
  • 2,7101970 to 1979
  • 2,1731960 to 1969
  • 1,1861950 to 1959
  • 7561940 to 1949
  • 1,6191939 or earlier

Zip code 40391 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Winchester, KY (40391)

  • 0no bedroom
  • 931 bedroom
  • 1,4392 bedrooms
  • 5,4233 bedrooms
  • 1,8994 bedrooms
  • 4625+ bedrooms

Bedrooms in renter-occupied apartments in Winchester, KY (40391)

  • 147no bedroom
  • 8361 bedroom
  • 2,1082 bedrooms
  • 1,5403 bedrooms
  • 3784 bedrooms
  • 435+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Winchester, KY (40391) in owner-occupied houses/condos

  • 164no vehicle
  • 2,2261 vehicle
  • 4,0052 vehicles
  • 2,0773 vehicles
  • 6764 vehicles
  • 1685+ vehicles

Cars and other vehicles available in Winchester, KY (40391) in renter-occupied apartments

  • 953no vehicle
  • 2,1071 vehicle
  • 1,6042 vehicles
  • 3253 vehicles
  • 284 vehicles
  • 355+ vehicles

Median gross rent in 2013: $673.


Median price asked for vacant for-sale houses and condos in 2013: $165,452.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $141,100
40391:

$141,100
Kentucky:

$120,900
Lower value quartile - upper value quartile: $98,100 - $202,100

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 9.5%

Percentage of zip code residents living and working in this county: 53.8%

Household type by relationship:

Households: 34,869

Size of family households: 5,148 2-persons, 2,221 3-persons, 1,664 4-persons, 770 5-persons, 158 6-persons, 204 7-or-more-persons

Size of nonfamily households: 3,465 1-person, 580 2-persons, 67 3-persons, 68 4-persons, 23 6-persons

5,047 married couples with children.
1,910 single-parent households (210 men, 1,700 women).

97.7% of residents of 40391 zip code speak English at home.
1.3% of residents speak Spanish at home (59% very well, 20% well, 21% not well).
0.6% of residents speak other Indo-European language at home (90% very well, 7% well, 2% not well).
0.3% of residents speak Asian or Pacific Island language at home (52% very well, 35% well, 13% not well).
0.1% of residents speak other language at home (100% very well).

Foreign born population: 399 (1.1%)
(53.9% of them are naturalized citizens)
This zip code:

1.1%
Whole state:

3.4%

Most common places of birth for the foreign-born residents

  • 24%Mexico
  • 13%Guatemala
  • 11%Germany
  • 11%Japan
  • 9%China, excluding Hong Kong and Taiwan
  • 8%Philippines
  • 6%Cambodia

Most common first ancestries reported in 40391 (%)

  • 31%American
  • 18%Other groups
  • 8%Irish
  • 8%German
  • 8%English
  • 2%Scottish
  • 2%Scotch-Irish

Year of entry for the foreign-born population

  • 02010 or later
  • 2112000 to 2009
  • 851990 to 1999
  • 383Before 1990

Zip code 40391 topographic map

Public primary/middle schools in zip code 40391 not listed on the city page:

  • CLARK ALTERNATIVE SCHOOL (Students: 28; Location: 100 VAUGHT RD, WINCHESTER, KY; Grades: 06 - 09)
  • CLARK BOURBON DAY TREATMENT PROG ALT SCH (Students: 20; Location: 100 VAUGHT RD, WINCHESTER, KY; Grades: 06 - 12)

Major facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 40391:

All 8 fire-safe hotels and motels in zip code 40391

Zip code 40391 marital status for males
Zip code 40391 marital status for females

Housing units lacking complete plumbing facilities: 1.0%
Housing units lacking complete kitchen facilities: 3.0%

Most commonly used house heating fuel

  • 54%Electricity
  • 37%Utility gas
  • 5%Bottled, tank, or LP gas
  • 2%Wood
  • 1%Fuel oil, kerosene, etc.

Population in 1990: 29,149. Population change in the 1990s: +3,735 (+12.8%).

Place of birth for U.S.-born residents:


52% of the 40391 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 59% lived in this county.
   Out of people who lived in different counties, 50% lived in Kentucky.

84% of the 40391 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 65% moved from this county.
   Out of people who lived in different houses, 22% moved from different county within same state.
   Out of people who lived in different houses, 12% moved from different state.
   Out of people who lived in different houses, 0% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 384
Here:

11.0%
Kentucky:

11.3%
Students in private schools in grades 9 to 12 (high school): 174
Here:

10.0%
Kentucky:

10.8%
Students in private undergraduate colleges: 185
Here:

15.3%
Kentucky:

17.4%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 70,893Computer and mathematical occupations
  • 69,722Legal occupations
  • 67,759Architecture and engineering occupations
  • 58,854Health diagnosing and treating practitioners and other technical occupations
  • 56,769Management occupations
  • 48,333Business and financial operations occupations

Companies with federal contracts located in this zip code (WINCHESTER, KY):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 194 people in nursing facilities/skilled-nursing facilities
  • 179 people in local jails and other municipal confinement facilities
  • 57 people in group homes intended for adults
  • 28 people in other noninstitutional facilities

People in group quarters in 2000:

  • 201 people in nursing homes
  • 139 people in local jails and other confinement facilities (including police lockups)
  • 33 people in homes for the mentally retarded
  • 24 people in federal prisons and detention centers
  • 15 people in other noninstitutional group quarters
  • 7 people in agriculture workers' dormitories on farms
  • 4 people in religious group quarters

Fatal accident statistics in 2011:

  • Fatal accident count: 6
  • Vehicles involved in fatal accidents: 10
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 6
  • Persons involved in fatal accidents: 24
  • Pedestrians involved in fatal accidents: 1

Fatal accident statistics in 2010:

  • Fatal accident count: 5
  • Vehicles involved in fatal accidents: 7
  • Fatal accidents caused by drunken drivers: 4
  • Fatalities: 5
  • Persons involved in fatal accidents: 16
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 10 full and 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED175$126,157267$121,1701,135$141,90487$41,5903$929,000230$134,45252$160,663
APPLICATIONS APPROVED, NOT ACCEPTED8$146,38922$132,98359$129,0279$31,5660$09$114,0629$60,288
APPLICATIONS DENIED39$117,52361$83,647343$145,55057$31,8382$1,875,00013$80,66538$43,008
APPLICATIONS WITHDRAWN9$98,67725$132,496220$141,22511$90,9030$08$96,2566$96,683
FILES CLOSED FOR INCOMPLETENESS10$137,8786$120,27318$130,1572$138,5000$03$66,3332$115,580
Choose year:  2009 2008 2007 2006 2005 2004 2003
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 10 full and 2 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED24$151,11331$147,719
APPLICATIONS APPROVED, NOT ACCEPTED12$117,09422$132,350
APPLICATIONS DENIED4$124,19312$143,530
APPLICATIONS WITHDRAWN3$219,1039$178,141
FILES CLOSED FOR INCOMPLETENESS2$135,7950$0
Choose year:  2009 2008 2007 2006 2005 2004 2003

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 40391 among deceased individuals
NameCountLived (average)
Mary25578.7 years
James24270.9 years
William20474.1 years
John16974.7 years
Robert12372.9 years
Charles11372.9 years
George9676.9 years
Elizabeth8179.5 years
Margaret7578.4 years
Anna6880.4 years
Most common last names in zip code 40391 among deceased individuals
Last nameCountLived (average)
Johnson11876.2 years
Smith9975.2 years
Adams8674.8 years
Hall7272.7 years
Jones6972.1 years
Estes5572.5 years
Miller5575.6 years
Davis5277.6 years
Williams4777.6 years
Haggard4678.4 years
Businesses in zip code 40391
NameCountNameCount
AT&T1Lowe's1
Advance Auto Parts1MasterBrand Cabinets2
Applebee's1McDonald's1
Arby's1Nike1
AutoZone1Office Depot1
Best Western1Pizza Hut1
Burger King1Quality1
CVS1RadioShack1
Chevrolet1Rite Aid1
Cricket Wireless2SONIC Drive-In1
Dairy Queen2Sears1
Domino's Pizza1Starbucks1
FedEx3Subway3
GNC1T-Mobile2
GameStop1Taco Bell1
Goodwill1True Value1
H&R Block2U-Haul2
Hardee's1UPS3
Hilton1Waffle House1
Holiday Inn1Walgreens1
KFC1Walmart1
Kmart1Wendy's1
Kroger1YMCA1
Little Caesars Pizza1

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