Median household income (1999): $18,327
Estimated median household income in 2005: $20,339
| This zip code |  $20,339 | | Kentucky: |  $37,369 |
Nearest zip codes: 40807, 41833, 41819, 40855, 40927, 40862.
Housing units in zip code 40823 with a mortgage: 313 (26 second mortgage, 16 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 594
Median monthly owner costs for units with a mortgage: $589
Median monthly owner costs for units without a mortgage: $213
Residents with income below the poverty level in 1999:
| This zip code: | 33.7% | | Whole state: | 15.8% |
Residents with income below 50% of the poverty level in 1999:
| This zip code: | 16.8% | | Whole state: | 6.6% |
| Here: | 5.5 | | State: | 5.9 |
Median number of rooms in apartments:
| Here: | 4.4 | | State: | 4.3 |
Year house built:
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- 1999 to March 2000: 15
- 1995 to 1998: 93
- 1990 to 1994: 83
- 1980 to 1989: 334
- 1970 to 1979: 392
- 1960 to 1969: 234
- 1950 to 1959: 329
- 1940 to 1949: 256
- 1939 or earlier: 413
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Bedrooms in owner-occupied houses in Cumberland, KY (40823):
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- no bedroom: 15
- 1 bedrooms: 13
- 2 bedrooms: 438
- 3 bedrooms: 592
- 4 bedrooms: 211
- 5 or more bedrooms: 23
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Bedrooms in renter-occupied apartments and housing units:
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- no bedroom: 0
- 1 bedrooms: 113
- 2 bedrooms: 219
- 3 bedrooms: 137
- 4 bedrooms: 61
- 5 or more bedrooms: 16
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Vehicles available in 40823 zip code in owner-occupied houses/condos:
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- no vehicle: 142
- 1 vehicle: 370
- 2 vehicles: 482
- 3 vehicles: 222
- 4 vehicles: 44
- 5 or more vehicles: 32
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Vehicles available in renter-occupied apartments:
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- no vehicle: 134
- 1 vehicle: 295
- 2 vehicles: 92
- 3 vehicles: 13
- 4 vehicles: 8
- 5 or more vehicles: 4
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Estimated household income distribution in 2005:
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Estimate of home value of owner-occupied houses/condos in 2005 in zip code 40823:
- Less than $10,000: 17
- $10,000 to $14,999: 37
- $15,000 to $19,999: 39
- $20,000 to $24,999: 104
- $25,000 to $29,999: 71
- $30,000 to $34,999: 68
- $35,000 to $39,999: 104
- $40,000 to $49,999: 164
- $50,000 to $59,999: 84
- $60,000 to $69,999: 66
- $70,000 to $79,999: 44
- $80,000 to $89,999: 71
- $90,000 to $99,999: 16
- $100,000 to $124,999: 12
- $125,000 to $149,999: 10
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Rent paid by renters in 2000 in zip code 40823:
- Less than $100: 56
- $100 to $149: 67
- $150 to $199: 109
- $200 to $249: 54
- $250 to $299: 64
- $300 to $349: 33
- $350 to $399: 20
- $400 to $449: 13
- $450 to $499: 5
- $500 to $549: 5
- $600 to $649: 4
- $2,000 or more: 5
- No cash rent: 88
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Median price asked for vacant for-sale houses in 2000: $16,300
Estimated median house (or condo) value in 2005 for: - White Non-Hispanic householders: $53,907
- Black or African American householders: $31,196
- Two or more races householders: $93,979
- Hispanic or Latino householders: $89,150
Housing units in structures:
- One, detached: 1,415
- One, attached: 30
- Two: 86
- 3 or 4: 137
- 5 to 9: 70
- 10 to 19: 29
- Mobile homes: 377
- Boats, RVs, vans, etc.: 5
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Means of transportation to work
- Drove a car alone: 1,015 (85%)
- Carpooled: 131 (11%)
- Bus or trolley bus: 4 (0%)
- Walked: 17 (1%)
- Other means: 6 (1%)
- Worked at home: 26 (2%)
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Travel time to work
- Less than 5 minutes: 128
- 5 to 9 minutes: 213
- 10 to 14 minutes: 225
- 15 to 19 minutes: 83
- 20 to 24 minutes: 37
- 25 to 29 minutes: 42
- 30 to 34 minutes: 180
- 35 to 39 minutes: 35
- 40 to 44 minutes: 31
- 45 to 59 minutes: 62
- 60 to 89 minutes: 69
- 90 or more minutes: 68
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Percentage of zip code residents living and working in this county: 82.7%
Household type by relationship
Households: 4,441
- In family households: 3,884 (965 male householders, 333 female householders)
994 spouses, 1,372 children (1,309 natural, 22 adopted, 41 stepchildren), 66 grandchildren, 38 brothers or sisters, 36 parents, 50 other relatives, 30 non-relatives
- In nonfamily households: 557 (212 male householders (191 living alone)), 317 female householders (312 living alone)), 28 nonrelatives
- In group quarters: 84 (all institutionalized)
Size of family households: 581 2-persons, 352 3-persons, 233 4-persons, 92 5-persons, 24 6-persons, 16 7-or-more-persons.
Size of nonfamily households: 503 1-person, 18 2-persons, 8 3-persons.
666 married couples with children.
298 single-parent households (48 men, 250 women).
99.2% of residents of 40823 zip code speak English at home.
0.4% of residents speak Spanish at home (75% very well, 25% well).
0.2% of residents speak other Indo-European language at home (56% very well, 44% well).
0.2% of residents speak other language at home (56% very well, 44% not well).
Foreign born population: 7 (0.2%)
(100.0% of them are naturalized citizens)
| This zip code: | 0.2% | | Whole state: | 2.0% |
Most common places of birth for the foreign-born residents:
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- Panama (71%)
- Germany (29%)
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Year of entry for the foreign-born population
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- 1995 to March 2000: 0
- 1990 to 1994: 0
- 1985 to 1989: 0
- 1980 to 1984: 0
- 1975 to 1979: 5
- 1970 to 1974: 0
- 1970 to 1974: 0
- 1965 to 1969: 2
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First ancestries reported:
- United States or American: 1472
- Other groups: 231
- Irish: 209
- English: 142
- German: 110
- Dutch: 71
- Italian: 68
- Hungarian: 42
- Subsaharan African:: 32
- African: 32
- Scotch-Irish: 24
- French (except Basque): 19
- European: 13
- British: 12
- Russian: 11
- Slovak: 5
- Swiss: 4
- Ukrainian: 4
- Canadian: 3
- Norwegian: 3
- West Indian (excluding Hispanic groups):: 3
- Dutch West Indian: 3
- French Canadian: 2
- Scottish: 2
Median worth of mobile homes: $20,100
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel:
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- Electricity (60%)
- Fuel oil, kerosene, etc. (22%)
- Bottled, tank, or LP gas (7%)
- Coal or coke (4%)
- Utility gas (3%)
- No fuel used (2%)
- Wood (1%)
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Place of birth for U.S.-born residents:
- This state: 3729
- Northeast: 22
- Midwest: 236
- South: 505
- West: 20
71% of the 40823 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 80% lived in this county.
Out of people who lived in different counties, 72% lived in Kentucky.
Population in 1990: 6,601. Population change in the 1990s: -2,118 (-32.1%).
Year Householders Moved Into Unit:
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Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 65
| Here: | 12.8% | | Kentucky: | 11.9% |
Students in private schools in grades 9 to 12 (high school): 19
| Here: | 7.5% | | Kentucky: | 10.6% |
Students in private undergraduate colleges: 8
| Here: | 4.8% | | Kentucky: | 18.1% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: Vocational Rehabilitation Services (250-499 employees: 1 establishment, 5-9 employees: 1 establishment)
- Mining: Bituminous Coal Underground Mining (50-99: 3, 20-49: 1)
- Health Care and Social Assistance: Nursing Care Facilities (50-99: 1)
- Other Services (except Public Administration): Grantmaking Foundations (20-49: 1)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 1)
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (20-49: 1)
- Accommodation and Food Services: Full-Service Restaurants (10-19: 1, 5-9: 1, 1-4: 1)
- Health Care and Social Assistance: Child Day Care Services (10-19: 1, 5-9: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
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Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
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Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
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Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
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Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
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Age and Sex of Residents with Employment Disability (Noninstitutionalized)
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82 people in nursing homes
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