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40854 Zip Code (Loyall, KY) Detailed Profile




City: Loyall, KY (47.55%)
County: Harlan County, KY
Estimated zip code population in 2019: 1,030
Zip code population in 2010: 1,213
Zip code population in 2000: 1,013

Houses and condos: 554
Renter-occupied apartments: 231
% of renters here:

50%
State:

33%
March 2019 cost of living index in zip code 40854: 79.3 (low, U.S. average is 100)

Land area: 2.2 sq. mi.
Water area: 0.1 sq. mi.
Population density: 478 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 40854
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Real estate property taxes paid for housing units in 2019:
This zip code:

1.0% ($707)
Kentucky:

0.8% ($1,257)
Median real estate property taxes paid for housing units with mortgages in 2019: $889 (1.3%)
Median real estate property taxes paid for housing units with no mortgage in 2019: $590 (0.8%)

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Males: 460  (44.7%)
Females: 569  (55.3%)

For population 25 years and over in 40854:

  • High school or higher: 76.0%
  • Bachelor's degree or higher: 15.1%
  • Graduate or professional degree: 8.4%
  • Unemployed: 6.7%
  • Mean travel time to work (commute): 26.1 minutes

For population 15 years and over in 40854:

  • Never married: 27.3%
  • Now married: 48.6%
  • Separated: 0.6%
  • Widowed: 6.1%
  • Divorced: 17.4%

Zip code 40854 compared to state average:

  • Median household income below state average.
  • Median house value below state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage above state average.
  • Length of stay since moving in significantly above state average.
  • House age above state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 40854 (2019)
    • 1,18197.4%White
    • 100.8%Two or more races
    • 70.6%American Indian
    • 70.6%Hispanic or Latino
    • 50.4%Black
    • 30.2%Asian
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Data:
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Based on 2000-2020 data
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123
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100% urban population.

Estimated median house/condo value in 2019: $68,999
40854:

$68,999
Kentucky:

$151,700



According to our research of Kentucky and other state lists, there were 3 registered sex offenders living in 40854 zip code as of February 28, 2021.
The ratio of all residents to sex offenders in zip code 40854 is 373 to 1.


Median resident age:
This zip code:

37.9 years
Kentucky median age:

39.2 years
Average household size:
This zip code:

2.2 people
Kentucky:

2.5 people

Averages for the 2004 tax year for zip code 40854, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $31,302 (Individual Income Tax Returns)
Here:

$31,302
State:

$41,540

Salary/wage: $30,665 (reported on 84.8% of returns)
Here:

$30,665
State:

$36,432
(% of AGI for various income ranges: 89.0% for AGIs below $10k, 76.8% for AGIs $10k-25k, 81.8% for AGIs $25k-50k, 86.0% for AGIs $50k-75k, 86.2% for AGIs $75k-100k, 83.2% for AGIs over 100k)

Taxable interest for individuals: $1,082 (reported on 35.0% of returns)
This zip code:

$1,082
Kentucky:

$1,571
(% of AGI for various income ranges: 1.6% for AGIs below $10k, 3.5% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Taxable dividends: $524 (reported on 6.7% of returns)
Here:

$524
State:

$3,453

Net capital gain/loss: +$1,081 (reported on 5.9% of returns)
Here:

+$1,081
State:

+$9,663

Profit/loss from business: +$4,932 (reported on 11.8% of returns)
Here:

+$4,932
State:

+$9,233
(% of AGI for various income ranges: 9.4% for AGIs below $10k, 5.1% for AGIs $10k-25k, 2.2% for AGIs $25k-50k, 0.3% for AGIs $50k-75k)

Total itemized deductions: $13,082 (20% of AGI, reported on 11.7% of returns)
Here:

$13,082
State:

$17,474

Here:

19.7% of AGI
State:

21.0% of AGI
(% of AGI for various income ranges: 3.9% for AGIs $10k-25k, 3.3% for AGIs $25k-50k, 8.2% for AGIs $50k-75k, 8.7% for AGIs over 100k)

Charity contributions deductions: $3,340 (5% of AGI, reported on 8.5% of returns)
Here:

$3,340
State:

$3,494

Here:

4.8% of AGI
State:

4.0% of AGI

Total tax: $3,827 (reported on 67.6% of returns)
40854:

$3,827
State:

$6,162
(% of AGI for various income ranges: 2.5% for AGIs below $10k, 3.2% for AGIs $10k-25k, 7.1% for AGIs $25k-50k, 9.0% for AGIs $50k-75k, 9.3% for AGIs $75k-100k, 17.1% for AGIs over 100k)

Earned income credit: $1,938 (reported on 25.9% of returns)
Here:

$1,938
State:

$1,723

Percentage of individuals using paid preparers for their 2004 taxes: 70.8%
Here:

71%
State:

66%
(% for various income ranges: 59.5% for AGIs below $10k, 70.9% for AGIs $10k-25k, 72.4% for AGIs $25k-50k, 80.0% for AGIs $50k-75k, 77.8% for AGIs $75k-100k, 93.8% for AGIs over 100k)

Estimated median household income in 2019:
This zip code:

$25,245
Kentucky:

$52,295
Loyall, KY (40854) map Nearest zip codes: 40824, 40873, 40810, 40829, 40806, 40831.
Loyall Zip Code Map

Percentage of family households:
This zip code:

40.4%
Kentucky:

47.0%
Percentage of households with unmarried partners:
This zip code:

23.7%
Kentucky:

47.5%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 2.2% of all households
  • Gay men: 368.3% of all households

Household received Food Stamps/SNAP in the past 12 months: 112
Household did not receive Food Stamps/SNAP in the past 12 months: 346


Women who had a birth in the past 12 months: 11 (0 now married, 11 unmarried)
Women who did not have a birth in the past 12 months: 219 (90 now married, 128 unmarried)


Housing units in zip code 40854 with a mortgage: 108 (7 home equity loan)
Houses without a mortgage: 127

Median monthly owner costs for units with a mortgage: $750
Median monthly owner costs for units without a mortgage: $282

Residents with income below the poverty level in 2019:
This zip code:

29.4%
Whole state:

16.3%
Residents with income below 50% of the poverty level in 2019:
This zip code:

15.6%
Whole state:

9.3%
Median number of rooms in houses and condos:
Here:

6.6
State:

6.4
Median number of rooms in apartments:
Here:

4.4
State:

4.4
  • Notable locations in this zip code not listed on our city pages

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  • Notable locations in zip code 40854: Loyall Post Office (A), Loyall Fire Department (B). Display/hide their locations on the map

Year house built
  • Year house built (houses)
  • 02014 or later
  • 222010 to 2013
  • 362000 to 2009
  • 671990 to 1999
  • 561980 to 1989
  • 481970 to 1979
  • 301960 to 1969
  • 741950 to 1959
  • 1171940 to 1949
  • 921939 or earlier

Zip code 40854 satellite photo by USGS

Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses and condos in Loyall, KY (40854)
  • Bedrooms in owner-occupied houses and condos in Loyall, KY (40854)
  • 0no bedroom
  • 21 bedroom
  • 782 bedrooms
  • 1233 bedrooms
  • 504 bedrooms
  • 05+ bedrooms
Bedrooms in renter-occupied apartments in Loyall, KY (40854)
  • Bedrooms in renter-occupied apartments in Loyall, KY (40854)
  • 13no bedroom
  • 731 bedroom
  • 722 bedrooms
  • 493 bedrooms
  • 24 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied
Cars and other vehicles available in Loyall, KY (40854) in owner-occupied houses/condos
  • Cars and other vehicles available in Loyall, KY (40854) in owner-occupied houses/condos
  • 41no vehicle
  • 371 vehicle
  • 902 vehicles
  • 463 vehicles
  • 194 vehicles
  • 05+ vehicles
Cars and other vehicles available in Loyall, KY (40854) in renter-occupied apartments
  • Cars and other vehicles available in Loyall, KY (40854) in renter-occupied apartments
  • 22no vehicle
  • 1661 vehicle
  • 412 vehicles
  • 03 vehicles
  • 04 vehicles
  • 05+ vehicles

  • Zip code 40854 household income distribution in 2019

  • Zip code 40854 household income distribution in 2019
  • 75Less than $10,000
  • 22$10,000 to $14,999
  • 47$15,000 to $19,999
  • 85$20,000 to $24,999
  • 26$25,000 to $29,999
  • 5$30,000 to $34,999
  • 45$35,000 to $39,999
  • 14$40,000 to $44,999
  • 43$45,000 to $49,999
  • 20$50,000 to $59,999
  • 28$60,000 to $74,999
  • 12$75,000 to $99,999
  • 7$100,000 to $124,999
  • 11$125,000 to $149,999
  • Estimate of home value of owner-occupied houses/condos in 2019 in zip code 40854

  • Estimate of home value of owner-occupied houses/condos in 2019 in zip code 40854
  • 4$10,000 to $14,999
  • 1$15,000 to $19,999
  • 5$20,000 to $24,999
  • 18$25,000 to $29,999
  • 2$30,000 to $34,999
  • 34$35,000 to $39,999
  • 2$40,000 to $49,999
  • 20$50,000 to $59,999
  • 47$60,000 to $69,999
  • 33$70,000 to $79,999
  • 5$90,000 to $99,999
  • 5$100,000 to $124,999
  • 12$125,000 to $149,999
  • 9$250,000 to $299,999
  • Rent paid by renters in 2019 in zip code 40854

  • Rent paid by renters in 2019 in zip code 40854
  • 6Less than $100
  • 7$100 to $149
  • 6$200 to $249
  • 5$250 to $299
  • 10$300 to $349
  • 53$350 to $399
  • 19$400 to $449
  • 49$500 to $549
  • 12$550 to $599
  • 41No cash rent

Median gross rent in 2019: $587.


Median price asked for vacant for-sale houses and condos in 2019: $116,851.

Estimated median house (or condo) value in 2019 for:

  • White Non-Hispanic householders: $66,328

Estimated median house or condo value in 2019: $68,999
40854:

$68,999
Kentucky:

$151,700
Lower value quartile - upper value quartile: $42,381 - $79,103

Mean price in 2019:

Detached houses: $77,587
Here:

$77,587
State:

$202,714

Mobile homes: $27,605
Here:

$27,605
State:

$65,175
Owners and renters by unit type in zip code 40854
Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 413
  • Two: 10
  • 3 or 4: 39
  • 5 to 9: 20
  • Mobile homes: 66

Unemployment: 6.7%

  • Means of transportation to work in zip code 40854

  • Means of transportation to work in zip code 40854
  • 69.1%196Drove a car alone
  • 17.3%49Carpooled
  • 2.1%6Bus or trolley bus
  • 10.9%31Worked at home
  • Travel time to work (commute) in zip code 40854

  • Travel time to work (commute) in zip code 40854
  • 2Less than 5 minutes
  • 555 to 9 minutes
  • 7710 to 14 minutes
  • 2915 to 19 minutes
  • 3720 to 24 minutes
  • 225 to 29 minutes
  • 540 to 44 minutes
  • 345 to 59 minutes
  • 1260 to 89 minutes
  • 2890 or more minutes

Percentage of zip code residents living and working in this county: 76.0%

Household type by relationship:

Households: 1,030
  • Male householders: 234 (49 living alone), Female householders: 232 (102 living alone)
  • 190 spouses (190 opposite-sex spouses), 12 unmarried partners, (0 opposite-sex unmarried partners), 215 children (204 natural, 3 adopted, 7 stepchildren), 75 grandchildren, 7 brothers or sisters, 7 parents, 0 foster children, 11 other relatives, 49 non-relatives

Size of family households: 137 2-persons, 61 3-persons, 24 4-persons, 21 5-persons, 19 6-persons, 2 7-or-more-persons

Size of nonfamily households: 150 1-person, 43 2-persons, 6 4-persons

120 married couples with children.
36 single-parent households (5 men, 31 women).

99.6% of residents of 40854 zip code speak English at home.

Foreign born population: 0 (0.0%)
:

0.0%
Whole state:

4.4%
Most common first ancestries reported in 40854
  • 32%American
  • 6%English
  • 4%British
  • 4%Irish
  • 3%Canadian
  • 2%Scotch-Irish
  • 2%German

Zip code 40854 topographic map

Facilities with environmental interests located in this zip code:

  • L&N RAILROAD (US HWY 119 & 421 in LOYALL, KY)
    (Integrated Compliance Information System) - ICIS-04-1979-0009, FORMAL ENFORCEMENT ACTION
    Business SIC classification: RAILROADS, LINE-HAUL OPERATING
  • KTC HARLAN CO MAINT GARAGE (OLD US 119 in LOYALL, KY)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Business SIC classification: TERMINAL AND SERVICE FACILITIES FOR MOTOR VEHICLE PASSENGER TRANSPORTATION
  • LOYALL STP (GOOD NEIGHBOR RD in LOYALL, KY)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Business SIC classification: SEWERAGE SYSTEMS
  • B & B REPAIR (121 3RD STREET, RIO VISTA in LOYALL, KY)
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification

Zip code 40854 marital status for males
Zip code 40854 marital status for females

Housing units lacking complete plumbing facilities: 6.1%
Housing units lacking complete kitchen facilities: 5.9%

Most commonly used house heating fuel
  • 91.4%Electricity
  • 5.9%Utility gas
  • 1.5%Fuel oil, kerosene, etc.
  • 1.3%Wood

Place of birth for U.S.-born residents:

  • This state: 837
  • Northeast: 19
  • Midwest: 44
  • South: 118
  • West: 7

66% of the 40854 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 85% lived in this county.
   Out of people who lived in different counties, 50% lived in Kentucky.

82% of the 40854 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 39% moved from this county.
   Out of people who lived in different houses, 39% moved from different county within same state.
   Out of people who lived in different houses, 20% moved from different state.

Year householders moved into unit in Loyall, KY (40854)

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Here:

0.0%
Kentucky:

11.7%
Students in private schools in grades 9 to 12 (high school): 3
Here:

13.8%
Kentucky:

13.0%
Students in private undergraduate colleges: 10
Here:

43.6%
Kentucky:

17.7%
Educational Attainment in 2019
School Enrollment by Level of School in 2019
Class of Workers in 2019
Occupation by median earnings in the past 12 months
  • Occupation by median earnings in the past 12 months ($)
  • 39,668Transportation occupations
  • 31,895Health technologists and technicians
  • 27,585Construction and extraction occupations
  • 23,613Office and administrative support occupations
  • 23,146Sales and related occupations
  • 21,259Management occupations

Top industries in this zip code by the number of employees in 2005:

  • Other Services (except Public Administration): Religious Organizations (5-9 employees: 1 establishment, 1-4 employees: 1 establishment)
  • Health Care and Social Assistance: Child Day Care Services (5-9: 1, 1-4: 1)
  • Construction: Plumbing, Heating, and Air-Conditioning Contractors (1-4: 1)
  • Construction: Electrical Contractors (1-4: 1)
  • Other Services (except Public Administration): Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance (1-4: 1)
  • Other Services (except Public Administration): Funeral Homes and Funeral Services (1-4: 1)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Mentally-Disabled Noninstitutionalized Residents
Age and Sex of Self-Care Disabled Noninstitutionalized Residents
Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability

Fatal accident statistics in 2010:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 1

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

    Fire incident distribution by year Based on the data from the years 2002 - 2018 the average number of fire incidents per year is 6. The highest number of reported fires - 15 took place in 2014, and the least - 1 in 2002. The data has an increasing trend.
    Fire incident types in Zip Code 40854 When looking into fire subcategories, the most incidents belonged to: Structure Fires (74.1%), and Outside Fires (20.4%).

    • Fire incident types reported to NFIRS in Zip Code 40854
    • 8074.1%Structure Fires
    • 2220.4%Outside Fires
    • 54.6%Mobile Property/Vehicle Fires
    • 10.9%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 40854, Kentucky

Most common first names in zip code 40854 among deceased individuals
NameCountLived (average)
William1573.8 years
John1477.1 years
James1368.2 years
Mary1177.5 years
Charles962.8 years
Edna776.3 years
George761.6 years
Joe682.3 years
Margaret677.0 years
Ethel679.3 years
Most common last names in zip code 40854 among deceased individuals
Last nameCountLived (average)
Howard1477.7 years
Wilson1072.1 years
Johnson1070.2 years
Saylor878.7 years
Hall874.5 years
Noe869.9 years
Nolan773.9 years
Belcher766.9 years
Helton671.3 years
Creech682.1 years
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