41016 Zip Code (Ludlow, KY) Detailed Profile

Estimated zip code population in 2019: 5,933
Zip code population in 2010: 6,075
Zip code population in 2000: 6,204

Houses and condos: 3,000
Renter-occupied apartments: 831
March 2019 cost of living index in zip code 41016: 87.1 (less than average, U.S. average is 100)

Land area: 1.6 sq. mi.
Water area: 0.5 sq. mi.

Population density: 3,693 people per square mile

(average).

Real estate property taxes paid for housing units in 2019:
Median real estate property taxes paid for housing units with mortgages in 2019: $1,643 (1.3%)
Median real estate property taxes paid for housing units with no mortgage in 2019: $1,298 (1.3%)

For population 25 years and over in 41016:

• High school or higher: 89.9%
• Bachelor's degree or higher: 23.1%
• Graduate or professional degree: 10.0%
• Unemployed: 7.2%
• Mean travel time to work (commute): 21.6 minutes

For population 15 years and over in 41016:

• Never married: 38.0%
• Now married: 38.0%
• Separated: 3.0%
• Widowed: 5.2%
• Divorced: 15.9%

• 
• • 5,77995.1%White
  • 1051.7%Hispanic or Latino
  • 881.4%Black
  • 701.2%Two or more races
  • 160.3%Asian
  • 110.2%American Indian
  • 60.10%Some other race

100% urban population.

Averages for the 2012 tax year for zip code 41016, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $42,069 (Individual Income Tax Returns)

Here:	$42,069
State:	$50,814

Salary/wage: $38,599 (reported on 88.9% of returns)

Here:	$38,599
State:	$42,723

(% of AGI for various income ranges: 76.8% for AGIs below $25k, 86.8% for AGIs $25k-50k, 84.9% for AGIs $50k-75k, 84.2% for AGIs $75k-100k, 84.6% for AGIs $100k-200k, 55.8% for AGIs over 200k)

Taxable interest for individuals: $414 (reported on 20.1% of returns)

This zip code:	$414
Kentucky:	$1,381

(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $100k-200k, 0.4% for AGIs over 200k)

Ordinary dividends: $1,762 (reported on 13.3% of returns)

Here:	$1,762
State:	$6,239

(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 1.1% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$1,820 (reported on 9.0% of returns)

Here:	+$1,820
State:	+$11,336

(% of AGI for various income ranges: 0.1% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.0% for AGIs $100k-200k)

Profit/loss from business: +$10,043 (reported on 10.0% of returns)

Here:	+$10,043
State:	+$10,862

(% of AGI for various income ranges: 5.7% for AGIs below $25k, 1.2% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 3.9% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $11,859 (reported on 6.1% of returns)

41016:	$11,859
Kentucky:	$14,296

(% of AGI for various income ranges: 1.8% for AGIs below $25k, 1.3% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 3.3% for AGIs $75k-100k, 1.8% for AGIs $100k-200k)

Total itemized deductions: $15,922 (19% of AGI, reported on 27.6% of returns)

Here:	$15,922
State:	$21,160

Here:	19.5% of AGI
State:	20.0% of AGI

(% of AGI for various income ranges: 6.5% for AGIs below $25k, 7.6% for AGIs $25k-50k, 9.3% for AGIs $50k-75k, 13.2% for AGIs $75k-100k, 15.2% for AGIs $100k-200k, 10.8% for AGIs over 200k)

Charity contributions: $2,191 (reported on 19.7% of returns)

Here:	$2,191
State:	$4,303

(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.9% for AGIs $100k-200k, 1.2% for AGIs over 200k)

Taxes paid: $7,392 (reported on 27.2% of returns)

41016:	$7,392
State:	$8,496

(% of AGI for various income ranges: 1.0% for AGIs below $25k, 2.9% for AGIs $25k-50k, 4.3% for AGIs $50k-75k, 6.2% for AGIs $75k-100k, 7.9% for AGIs $100k-200k, 6.9% for AGIs over 200k)

Earned income credit: $2,186 (reported on 23.3% of returns)

Here:	$2,186
State:	$2,273

(% of AGI for various income ranges: 7.2% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 48.4%

Here:	48%
State:	60%

(% for various income ranges: 46.0% for AGIs below $25k, 47.4% for AGIs $25k-50k, 51.4% for AGIs $50k-75k, 52.4% for AGIs $75k-100k, 55.6% for AGIs $100k-200k, 66.7% for AGIs over 200k)

Averages for the 2004 tax year for zip code 41016, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $34,332 (Individual Income Tax Returns)

Here:	$34,332
State:	$41,540

Salary/wage: $32,855 (reported on 90.3% of returns)

Here:	$32,855
State:	$36,432

(% of AGI for various income ranges: 94.4% for AGIs below $10k, 82.5% for AGIs $10k-25k, 90.8% for AGIs $25k-50k, 87.3% for AGIs $50k-75k, 88.5% for AGIs $75k-100k, 76.9% for AGIs over 100k)

Taxable interest for individuals: $580 (reported on 30.8% of returns)

This zip code:	$580
Kentucky:	$1,571

(% of AGI for various income ranges: 2.4% for AGIs below $10k, 1.2% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.4% for AGIs over 100k)

Taxable dividends: $1,179 (reported on 16.6% of returns)

Here:	$1,179
State:	$3,453

(% of AGI for various income ranges: 1.8% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.8% for AGIs over 100k)

Net capital gain/loss: +$4,664 (reported on 10.7% of returns)

Here:	+$4,664
State:	+$9,663

(% of AGI for various income ranges: -0.8% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 7.3% for AGIs over 100k)

Profit/loss from business: +$7,891 (reported on 9.4% of returns)

Here:	+$7,891
State:	+$9,233

(% of AGI for various income ranges: 2.5% for AGIs below $10k, 4.4% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 3.3% for AGIs $75k-100k, 2.6% for AGIs over 100k)

IRA payment deduction: $1,941 (reported on 1.2% of returns)

41016:	$1,941
Kentucky:	$2,955

Total itemized deductions: $13,163 (22% of AGI, reported on 29.9% of returns)

Here:	$13,163
State:	$17,474

Here:	21.8% of AGI
State:	21.0% of AGI

(% of AGI for various income ranges: 12.3% for AGIs below $10k, 6.0% for AGIs $10k-25k, 9.5% for AGIs $25k-50k, 12.8% for AGIs $50k-75k, 15.1% for AGIs $75k-100k, 14.9% for AGIs over 100k)

Charity contributions deductions: $1,661 (3% of AGI, reported on 24.9% of returns)

Here:	$1,661
State:	$3,494

Here:	2.6% of AGI
State:	4.0% of AGI

(% of AGI for various income ranges: 0.8% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Total tax: $4,405 (reported on 71.8% of returns)

41016:	$4,405
State:	$6,162

(% of AGI for various income ranges: 2.2% for AGIs below $10k, 4.2% for AGIs $10k-25k, 7.2% for AGIs $25k-50k, 9.3% for AGIs $50k-75k, 11.0% for AGIs $75k-100k, 17.3% for AGIs over 100k)

Earned income credit: $1,670 (reported on 19.5% of returns)

Here:	$1,670
State:	$1,723

Percentage of individuals using paid preparers for their 2004 taxes: 55.2%

Here:	55%
State:	66%

(% for various income ranges: 48.0% for AGIs below $10k, 60.1% for AGIs $10k-25k, 53.8% for AGIs $25k-50k, 60.1% for AGIs $50k-75k, 53.5% for AGIs $75k-100k, 57.6% for AGIs over 100k)

Nearest zip codes: 45204, 45203, 41011, 45214, 45205, 41014.
Ludlow Zip Code Map

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 1.1% of all households
• Gay men: 47.1% of all households

Household received Food Stamps/SNAP in the past 12 months: 316
Household did not receive Food Stamps/SNAP in the past 12 months: 2,106

Women who had a birth in the past 12 months: 71 (37 now married, 34 unmarried)
Women who did not have a birth in the past 12 months: 1,306 (473 now married, 835 unmarried)

Housing units in zip code 41016 with a mortgage: 1,056 (35 second mortgage, 41 home equity loan)
Houses without a mortgage: 539

Median monthly owner costs for units with a mortgage: $1,107
Median monthly owner costs for units without a mortgage: $402

Residents with income below the poverty level in 2019:
Residents with income below 50% of the poverty level in 2019:

• Zip code 41016 household income distribution in 2019

• 208Less than $10,000
• 96$10,000 to $14,999
• 88$15,000 to $19,999
• 107$20,000 to $24,999
• 169$25,000 to $29,999
• 126$30,000 to $34,999
• 106$35,000 to $39,999
• 81$40,000 to $44,999
• 112$45,000 to $49,999
• 189$50,000 to $59,999
• 321$60,000 to $74,999
• 326$75,000 to $99,999
• 240$100,000 to $124,999
• 77$125,000 to $149,999
• 85$150,000 to $199,999
• 62$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2019 in zip code 41016

• 22Less than $10,000
• 13$20,000 to $24,999
• 15$25,000 to $29,999
• 17$30,000 to $34,999
• 5$35,000 to $39,999
• 16$40,000 to $49,999
• 19$50,000 to $59,999
• 98$60,000 to $69,999
• 121$70,000 to $79,999
• 156$80,000 to $89,999
• 110$90,000 to $99,999
• 289$100,000 to $124,999
• 156$125,000 to $149,999
• 139$150,000 to $174,999
• 64$175,000 to $199,999
• 41$200,000 to $249,999
• 26$250,000 to $299,999
• 47$300,000 to $399,999
• 52$400,000 to $499,999
• 10$500,000 to $749,999
• 4$1,000,000 to $1,499,999

• Rent paid by renters in 2019 in zip code 41016

• 34$100 to $149
• 12$200 to $249
• 10$300 to $349
• 25$350 to $399
• 65$400 to $449
• 57$450 to $499
• 83$500 to $549
• 54$550 to $599
• 29$600 to $649
• 123$650 to $699
• 10$700 to $749
• 18$750 to $799
• 28$800 to $899
• 31$900 to $999
• 32$1,000 to $1,249
• 22$1,250 to $1,499
• 26$1,500 to $1,999
• 11$2,000 to $2,499
• 8$3,000 to $3,499
• 111No cash rent

Median gross rent in 2019: $836.

Median price asked for vacant for-sale houses and condos in 2019: $3,730,254.

Estimated median house (or condo) value in 2019 for:

• White Non-Hispanic householders: $119,961
• Black or African American householders: $61,455
• Asian householders: $155,687
• Two or more races householders: $81,941
• Hispanic or Latino householders: $90,135

Estimated median house or condo value in 2019: $118,978 Lower value quartile - upper value quartile: $90,818 - $157,993

Mean price in 2019:

Detached houses: $124,468

Here:	$124,468
State:	$202,714

Townhouses or other attached units: $323,637

Here:	$323,637
State:	$210,849

In 2-unit structures: $333,132

Here:	$333,132
State:	$192,751

In 3-to-4-unit structures: $1,862,729

Here:	$1,862,729
State:	$182,394

In 5-or-more-unit structures: $382,286

Here:	$382,286
State:	$142,978

Housing units in structures:

• One, detached: 2,031
• One, attached: 295
• Two: 292
• 3 or 4: 113
• 5 to 9: 72
• 10 to 19: 69
• 20 to 49: 51
• Mobile homes: 55

Unemployment: 7.2%

• Means of transportation to work in zip code 41016

• 78.8%2,277Drove a car alone
• 9.0%261Carpooled
• 2.4%70Bus or trolley bus
• 0.3%8Bicycle
• 3.7%106Walked
• 0.2%5Other means
• 5.3%154Worked at home

• Travel time to work (commute) in zip code 41016

• 52Less than 5 minutes
• 2015 to 9 minutes
• 35410 to 14 minutes
• 76515 to 19 minutes
• 45820 to 24 minutes
• 11525 to 29 minutes
• 52530 to 34 minutes
• 4135 to 39 minutes
• 2940 to 44 minutes
• 10145 to 59 minutes
• 8260 to 89 minutes
• 790 or more minutes

Percentage of zip code residents living and working in this county: 35.8%

Household type by relationship:

Households: 5,933

• Male householders: 1,059 (427 living alone), Female householders: 1,371 (426 living alone)

• 765 spouses (752 opposite-sex spouses), 248 unmarried partners, (238 opposite-sex unmarried partners), 1,647 children (1,559 natural, 49 adopted, 39 stepchildren), 160 grandchildren, 31 brothers or sisters, 125 parents, 0 foster children, 314 other relatives, 170 non-relatives

• In group quarters: 49 (-1 institutionalized population)

Size of family households: 626 2-persons, 320 3-persons, 197 4-persons, 154 5-persons, 54 6-persons, 15 7-or-more-persons

Size of nonfamily households: 853 1-person, 204 2-persons, 11 3-persons

502 married couples with children.
474 single-parent households (141 men, 333 women).

96.3% of residents of 41016 zip code speak English at home.
2.1% of residents speak Spanish at home (91% very well, 9% well).
0.5% of residents speak other Indo-European language at home (100% very well).
0.6% of residents speak other language at home (79% very well, 21% well).

Major facilities with environmental interests located in this zip code:

• BP OIL PIPELINE CO BROMLEY (409 RIVER ROAD RT.8 in BROMLEY, KY)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
  Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
  Business SIC classification: REFINED PETROLEUM PIPELINES
  Organizations: B P OIL PIPELINE CO BROMLEY (CONTACT/OWNER) , BP EXPLORATION & OIL INC (CONTACT/OWNER)
  Alternative names: BP EXPLORATION & OIL INC.

• M J DALY COMPANY (38 ELM STREET in LUDLOW, KY)

  AIR MINOR (AIRS/AFS)
  SUPERFUND (Superfund database)
  (Resource Conservation and Recovery Act (tracking hazardous waste))
  TRI REPORTER (Tracking of toxic chemicals releasing facilities)
  Organizations: HVC-DALY, INC. (CONTACT/OWNER)
  Alternative names: DALY M J CO INC, DALY, M. J. SITE, HVC/DALY CO.

• LUDLOW HIGH SCHOOL (515 ELM ST in LUDLOW, KY)

  (National Center for Education Statistics) - STATE ID-059354020
  Organizations: LUDLOW INDEPENDENT (SCHOOL DISTRICT)
  

• LUDLOW MIDDLE SCHOOL (150 ADELA ST in LUDLOW, KY)

  (National Center for Education Statistics) - STATE ID-059354011
  Organizations: LUDLOW INDEPENDENT (SCHOOL DISTRICT)
  

• MARY A GOETZ ELEMENTARY SCHOOL (512 OAK ST in LUDLOW, KY)

  (National Center for Education Statistics) - STATE ID-059354010
  Organizations: LUDLOW INDEPENDENT (SCHOOL DISTRICT)
  

• LUDLOW ENGINE TERMINAL (199 OAK ST MP4.6 in LUDLOW, KY)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Business NAICS classification: LINE-HAUL RAILROADS.
  Organizations: N/A (CONTACT/OPERATOR) , NORFOLK SOUTHERN RAILWAY COMPANY (CONTACT/OWNER) , BOB RUBER (CONTACT/OWNER)
  Alternative names: NORFOLK SOUTHERN RAILWAY CO

• AQUARIUS MARINE INC. (800 ELM STREET in LUDLOW, KY)

  COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: CLAUDE & LOUISE WIESNER (CONTACT/OWNER)
  

• NORFOLK SOUTHERN RAILWAY COMPANY (BRIDGE AT 4.0, 4.6 MILEPOINTS in LUDLOW, KY)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Business NAICS classification: LINE-HAUL RAILROADS.
  

• CHEVRON USA INC COVINGTON PLANT (KY HWY 8 BROMLEY in LUDLOW, KY)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  

• NORFOLK SOUTHERN RAILWAY CO (MP 5.5 BR PLEASANT RUN BRIDGE in LUDLOW, KY)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Business NAICS classification: LINE-HAUL RAILROADS.
  

• NORFOLK SOUTHERN RAILWAY CO (MP 4.6 PLEASANT RUN BRIDGE in LUDLOW, KY)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Business NAICS classification: LINE-HAUL RAILROADS.
  

• LEES MINI MART (471 ELM ST in LUDLOW, KY)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: ROY AND MARRIAN LEE (CONTACT/OWNER)
  

• CHANGING PARADIGMS LLC. (4 SANDBANK ROAD in LUDLOW, KY)

  Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
  

Housing units lacking complete plumbing facilities: 5.6%
Housing units lacking complete kitchen facilities: 4.9%

Population in 1990: 7,210.

Place of birth for U.S.-born residents:

• This state: 3,537
• Northeast: 112
• Midwest: 1,744
• South: 247
• West: 149

60% of the 41016 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 64% lived in this county.
   Out of people who lived in different counties, 50% lived in Kentucky.

85% of the 41016 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 58% moved from this county.
   Out of people who lived in different houses, 13% moved from different county within same state.
   Out of people who lived in different houses, 27% moved from different state.
   Out of people who lived in different houses, 0% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 75
Students in private schools in grades 9 to 12 (high school): 77 Students in private undergraduate colleges: 70

Companies with federal contracts located in this zip code:

• DURO BAG MANUFACTURING COMPANY (DAVIES AND OAK in LUDLOW, KY) : $19,155,144 in 25 contracts from 2002 to 2005

  Contracts for Bags and Sacks by Defense Commissary Agency, Department of Defense
  Signed by year: 2000: $0; 2001: $0; 2002: $374,639; 2003: $6,626,725; 2004: $4,905,473; 2005: $7,248,307; 2006: $0.
  
  Biggest contracts:
  $2,646,212 with Defense Commissary Agency for Bags and Sacks. Signed on 2003-10-01. Completion date: 2004-03-31.
  $2,043,593, same as above. Signed on 2004-10-01. Completion date: 2005-01-31.
  $1,917,105, same as above. Signed on 2005-07-01. Completion date: 2005-10-01.
  $1,362,477, same as above. Signed on 2004-06-01. Completion date: 2004-08-31.
  

• AQUARIUS MARINE INC (800 ELM ST in LUDLOW, KY; small business) : $92,000 in 3 contracts in 2002

  $63,000 with U.S. Army Corps of Engineers - civil program financing only for Salvage of Marine Vessels. Signed on 2002-11-14. Completion date: 2004-01-14.
  $29,000 with U.S. Army Corps of Engineers - civil program financing only for Vessel Freight. Taking place in IL. Signed on 2002-08-16. Completion date: 2002-04-30.
  $0, same as above. Signed on 2002-08-16. Completion date: 2002-04-30.
  

Top industries in this zip code by the number of employees in 2005:

• Construction: Other Heavy and Civil Engineering Construction (50-99 employees: 1 establishment)
• Accommodation and Food Services: Caterers (50-99: 1)
• Other Services (except Public Administration): Labor Unions and Similar Labor Organizations (20-49: 1)
• Professional, Scientific, and Technical Services: Marketing Consulting Services (20-49: 1)
• Management of Companies and Enterprises: Corporate, Subsidiary, and Regional Managing Offices (20-49: 1)
• Administrative and Support and Waste Management and Remediation Services: Janitorial Services (10-19: 2)
• Other Services (except Public Administration): Religious Organizations (5-9: 1, 1-4: 6)
• Accommodation and Food Services: Limited-Service Restaurants (10-19: 1, 1-4: 1)
• Construction: Masonry Contractors (10-19: 1, 1-4: 1)

Detailed HMDA statistics for the following Tracts: 0638.00 , 0669.00


Detailed PMIC statistics for the following Tracts: 0638.00 , 0669.00

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

According to the data from the years 2002 - 2018 the average number of fires per year is 21. The highest number of reported fire incidents - 44 took place in 2012, and the least - 4 in 2002. The data has a growing trend.
When looking into fire subcategories, the most incidents belonged to: Structure Fires (44.1%), and Outside Fires (39.8%).


• Fire incident types reported to NFIRS in Zip Code 41016
• 15444.1%Structure Fires
• 13939.8%Outside Fires
• 329.2%Other
• 246.9%Mobile Property/Vehicle Fires

See full 2006 National Fire Incident Reporting System statistics for zip code 41016, Kentucky

Most common first names in zip code 41016 among deceased individuals
Name	Count	Lived (average)
John	85	75.0 years
William	83	73.7 years
Mary	82	77.9 years
Charles	77	71.2 years
James	62	72.0 years
Robert	56	70.0 years
George	41	75.2 years
Edward	39	76.2 years
Anna	35	80.4 years
Thomas	34	69.5 years

Most common last names in zip code 41016 among deceased individuals
Last name	Count	Lived (average)
Smith	23	76.1 years
Johnson	18	73.0 years
Miller	18	70.0 years
Brown	18	76.4 years
Moore	17	73.2 years
Roberts	17	73.1 years
Reinhart	16	81.5 years
Turner	14	79.3 years
Jones	13	64.7 years
Martin	12	75.8 years

Businesses in zip code 41016

• MasterBrand Cabinets: 1
• True Value: 1