Estimated zip code population in 2021: 6,132 Zip code population in 2010: 6,075 Zip code population in 2000: 6,204
Houses and condos: 3,333 Renter-occupied apartments: 808
% of renters here:
28%
State:
31%
March 2022 cost of living index in zip code 41016: 86.8 (less than average, U.S. average is 100)
Land area: 1.6 sq. mi. Water area: 0.5 sq. mi.
Population density: 3,817 people per square mile
(average).
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Real estate property taxes paid for housing units in 2021:
This zip code:
1.1% ($1,658)
Kentucky:
0.8% ($1,382)
Median real estate property taxes paid for housing units with mortgages in 2021: $1,920 (1.3%) Median real estate property taxes paid for housing units with no mortgage in 2021: $1,339 (0.9%)
Business Search- 14 Million verified businesses
Males: 2,983
(48.7%)
Females: 3,148
(51.3%)
For population 25 years and over in 41016:
High school or higher: 90.9%
Bachelor's degree or higher: 27.2%
Graduate or professional degree: 8.8%
Unemployed: 5.6%
Mean travel time to work (commute): 21.7 minutes
For population 15 years and over in 41016:
Never married: 39.2%
Now married: 32.9%
Separated: 2.6%
Widowed: 7.4%
Divorced: 17.9%
Zip code 41016 compared to state average:
Black race population percentage significantly below state average.
Foreign-born population percentage significantly below state average.
Length of stay since moving in significantly above state average.
Estimated median house/condo value in 2021: $154,431
41016:
$154,431
Kentucky:
$173,300
According to our research of Kentucky and other state lists, there were 10 registered sex offenders living in 41016 zip code as of September 25, 2023. The ratio of all residents to sex offenders in zip code 41016 is 623 to 1. The ratio of registered sex offenders to all residents in this zip code is lower than the state average.
Median resident age:
This zip code:
38.1 years
Kentucky median age:
39.1 years
Average household size:
This zip code:
2.1 people
Kentucky:
2.5 people
Averages for the 2020 tax year for zip code 41016, filed in 2013:
Average Adjusted Gross Income (AGI) in 2020: $51,873 (Individual Income Tax Returns)
Here:
$51,873
State:
$61,342
Salary/wage: $46,761 (reported on 86.1% of returns)
Here:
$46,761
State:
$50,827
(% of AGI for various income ranges: 1103.8% for AGIs below $25k, 3646.2% for AGIs $25k-50k, 6485.9% for AGIs $50k-75k, 9503.9% for AGIs $75k-100k, 14945.9% for AGIs $100k-200k)
Taxable interest for individuals: $440 (reported on 18.9% of returns)
This zip code:
$440
Kentucky:
$1,441
(% of AGI for various income ranges: 3.8% for AGIs below $25k, 10.3% for AGIs $25k-50k, 6.6% for AGIs $50k-75k, 7.8% for AGIs $75k-100k, 33.5% for AGIs $100k-200k)
Ordinary dividends: $2,684 (reported on 13.5% of returns)
Here:
$2,684
State:
$7,388
(% of AGI for various income ranges: 15.4% for AGIs below $25k, 18.2% for AGIs $25k-50k, 39.8% for AGIs $50k-75k, 67.8% for AGIs $75k-100k, 191.8% for AGIs $100k-200k)
Net capital gain/loss in AGI: +$8,355 (reported on 10.3% of returns)
Here:
+$8,355
State:
+$19,475
(% of AGI for various income ranges: 1.4% for AGIs below $25k, 10.7% for AGIs $25k-50k, 53.2% for AGIs $50k-75k, 128.9% for AGIs $75k-100k, 369.4% for AGIs $100k-200k)
Profit/loss from business: +$10,290 (reported on 11.0% of returns)
Here:
+$10,290
State:
+$11,386
(% of AGI for various income ranges: 123.9% for AGIs below $25k, 61.1% for AGIs $25k-50k, 139.0% for AGIs $50k-75k, 82.8% for AGIs $75k-100k, 695.3% for AGIs $100k-200k)
Taxable individual retirement arrangement distribution: $16,948 (reported on 7.5% of returns)
41016:
$16,948
Kentucky:
$18,941
(% of AGI for various income ranges: 47.1% for AGIs below $25k, 67.0% for AGIs $25k-50k, 109.3% for AGIs $50k-75k, 342.2% for AGIs $75k-100k, 996.5% for AGIs $100k-200k)
Total itemized deductions: $20,500 (reported on 5.3% of returns)
Here:
$20,500
State:
$32,473
(% of AGI for various income ranges: 275.1% for AGIs $50k-75k, 297.2% for AGIs $75k-100k, 830.6% for AGIs $100k-200k)
Charity contributions: $4,230 (reported on 3.6% of returns)
Here:
$4,230
State:
$13,472
(% of AGI for various income ranges: 39.0% for AGIs $50k-75k, 154.7% for AGIs $100k-200k)
Taxes paid: $7,980 (reported on 5.3% of returns)
41016:
$7,980
State:
$7,830
(% of AGI for various income ranges: 12.3% for AGIs below $25k, 66.3% for AGIs $50k-75k, 140.0% for AGIs $75k-100k, 345.9% for AGIs $100k-200k)
Earned income credit: $2,133 (reported on 18.1% of returns)
Here:
$2,133
State:
$2,336
(% of AGI for various income ranges: 98.7% for AGIs below $25k, 57.3% for AGIs $25k-50k)
Percentage of individuals using paid preparers for their 2020 taxes: 93.2%
Here:
93%
State:
94%
(% for various income ranges: 93.0% for AGIs below $25k, 93.1% for AGIs $25k-50k, 96.2% for AGIs $50k-75k, 92.0% for AGIs $75k-100k, 88.5% for AGIs $100k-200k, 100.0% for AGIs over 200k)
Averages for the 2012 tax year for zip code 41016, filed in 2013:
Average Adjusted Gross Income (AGI) in 2012: $42,069 (Individual Income Tax Returns)
Here:
$42,069
State:
$50,814
Salary/wage: $38,599 (reported on 88.9% of returns)
Here:
$38,599
State:
$42,723
(% of AGI for various income ranges: 76.8% for AGIs below $25k, 86.8% for AGIs $25k-50k, 84.9% for AGIs $50k-75k, 84.2% for AGIs $75k-100k, 84.6% for AGIs $100k-200k, 55.8% for AGIs over 200k)
Taxable interest for individuals: $414 (reported on 20.1% of returns)
This zip code:
$414
Kentucky:
$1,381
(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $100k-200k, 0.4% for AGIs over 200k)
Ordinary dividends: $1,762 (reported on 13.3% of returns)
Here:
$1,762
State:
$6,239
(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 1.1% for AGIs $100k-200k)
Net capital gain/loss in AGI: +$1,820 (reported on 9.0% of returns)
Here:
+$1,820
State:
+$11,336
(% of AGI for various income ranges: 0.1% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.0% for AGIs $100k-200k)
Profit/loss from business: +$10,043 (reported on 10.0% of returns)
Here:
+$10,043
State:
+$10,862
(% of AGI for various income ranges: 5.7% for AGIs below $25k, 1.2% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 3.9% for AGIs $100k-200k)
Taxable individual retirement arrangement distribution: $11,859 (reported on 6.1% of returns)
41016:
$11,859
Kentucky:
$14,296
(% of AGI for various income ranges: 1.8% for AGIs below $25k, 1.3% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 3.3% for AGIs $75k-100k, 1.8% for AGIs $100k-200k)
Total itemized deductions: $15,922 (19% of AGI, reported on 27.6% of returns)
Here:
$15,922
State:
$21,160
Here:
19.5% of AGI
State:
20.0% of AGI
(% of AGI for various income ranges: 6.5% for AGIs below $25k, 7.6% for AGIs $25k-50k, 9.3% for AGIs $50k-75k, 13.2% for AGIs $75k-100k, 15.2% for AGIs $100k-200k, 10.8% for AGIs over 200k)
Charity contributions: $2,191 (reported on 19.7% of returns)
Here:
$2,191
State:
$4,303
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.9% for AGIs $100k-200k, 1.2% for AGIs over 200k)
Taxes paid: $7,392 (reported on 27.2% of returns)
41016:
$7,392
State:
$8,496
(% of AGI for various income ranges: 1.0% for AGIs below $25k, 2.9% for AGIs $25k-50k, 4.3% for AGIs $50k-75k, 6.2% for AGIs $75k-100k, 7.9% for AGIs $100k-200k, 6.9% for AGIs over 200k)
Earned income credit: $2,186 (reported on 23.3% of returns)
Here:
$2,186
State:
$2,273
(% of AGI for various income ranges: 7.2% for AGIs below $25k, 1.1% for AGIs $25k-50k)
Percentage of individuals using paid preparers for their 2012 taxes: 48.4%
Here:
48%
State:
60%
(% for various income ranges: 46.0% for AGIs below $25k, 47.4% for AGIs $25k-50k, 51.4% for AGIs $50k-75k, 52.4% for AGIs $75k-100k, 55.6% for AGIs $100k-200k, 66.7% for AGIs over 200k)
Averages for the 2004 tax year for zip code 41016, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $34,332 (Individual Income Tax Returns)
Here:
$34,332
State:
$41,540
Salary/wage: $32,855 (reported on 90.3% of returns)
Here:
$32,855
State:
$36,432
(% of AGI for various income ranges: 94.4% for AGIs below $10k, 82.5% for AGIs $10k-25k, 90.8% for AGIs $25k-50k, 87.3% for AGIs $50k-75k, 88.5% for AGIs $75k-100k, 76.9% for AGIs over 100k)
Taxable interest for individuals: $580 (reported on 30.8% of returns)
This zip code:
$580
Kentucky:
$1,571
(% of AGI for various income ranges: 2.4% for AGIs below $10k, 1.2% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.4% for AGIs over 100k)
Taxable dividends: $1,179 (reported on 16.6% of returns)
Here:
$1,179
State:
$3,453
(% of AGI for various income ranges: 1.8% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.8% for AGIs over 100k)
Net capital gain/loss: +$4,664 (reported on 10.7% of returns)
Here:
+$4,664
State:
+$9,663
(% of AGI for various income ranges: -0.8% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 7.3% for AGIs over 100k)
Profit/loss from business: +$7,891 (reported on 9.4% of returns)
Here:
+$7,891
State:
+$9,233
(% of AGI for various income ranges: 2.5% for AGIs below $10k, 4.4% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 3.3% for AGIs $75k-100k, 2.6% for AGIs over 100k)
IRA payment deduction: $1,941 (reported on 1.2% of returns)
41016:
$1,941
Kentucky:
$2,955
Total itemized deductions: $13,163 (22% of AGI, reported on 29.9% of returns)
Here:
$13,163
State:
$17,474
Here:
21.8% of AGI
State:
21.0% of AGI
(% of AGI for various income ranges: 12.3% for AGIs below $10k, 6.0% for AGIs $10k-25k, 9.5% for AGIs $25k-50k, 12.8% for AGIs $50k-75k, 15.1% for AGIs $75k-100k, 14.9% for AGIs over 100k)
Charity contributions deductions: $1,661 (3% of AGI, reported on 24.9% of returns)
Here:
$1,661
State:
$3,494
Here:
2.6% of AGI
State:
4.0% of AGI
(% of AGI for various income ranges: 0.8% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 2.0% for AGIs over 100k)
Total tax: $4,405 (reported on 71.8% of returns)
41016:
$4,405
State:
$6,162
(% of AGI for various income ranges: 2.2% for AGIs below $10k, 4.2% for AGIs $10k-25k, 7.2% for AGIs $25k-50k, 9.3% for AGIs $50k-75k, 11.0% for AGIs $75k-100k, 17.3% for AGIs over 100k)
Earned income credit: $1,670 (reported on 19.5% of returns)
Here:
$1,670
State:
$1,723
Percentage of individuals using paid preparers for their 2004 taxes: 55.2%
Here:
55%
State:
66%
(% for various income ranges: 48.0% for AGIs below $10k, 60.1% for AGIs $10k-25k, 53.8% for AGIs $25k-50k, 60.1% for AGIs $50k-75k, 53.5% for AGIs $75k-100k, 57.6% for AGIs over 100k)
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
Lesbian couples: 0.7% of all households
Gay men: 0.1% of all households
Household received Food Stamps/SNAP in the past 12 months: 278 Household did not receive Food Stamps/SNAP in the past 12 months: 2,563
Women who had a birth in the past 12 months: 134 (98 now married, 35 unmarried) Women who did not have a birth in the past 12 months: 1,215 (364 now married, 854 unmarried)
Housing units in zip code 41016 with a mortgage: 1,396 (146 second mortgage, 122 both second mortgage and home equity loan) Houses without a mortgage: 54
Median monthly owner costs for units with a mortgage: $1,084 Median monthly owner costs for units without a mortgage: $340
Residents with income below the poverty level in 2021:
This zip code:
17.9%
Whole state:
16.5%
Residents with income below 50% of the poverty level in 2021:
This zip code:
9.4%
Whole state:
8.5%
Median number of rooms in houses and condos:
Here:
5.9
State:
6.5
Median number of rooms in apartments:
Here:
4.5
State:
4.4
Notable locations in this zip code not listed on our city pages
Notable locations in zip code 41016: Covington Protestant Childrens Home (A), Ludlow City Hall (B), Bromley Volunteer Fire Department (C), Ludlow Fire Department (D). Display/hide their locations on the map
Churches in zip code 41016 include: Bromley Christian Church (A), Ludlow Christian Church (B), Wesley Methodist Episcopal Church (C), Saint James Roman Catholic Church (D), First Church of the Nazarene (E), First Presbyterian Church (F), Epworth Methodist Church (G), Saint Ann's Roman Catholic Church (H), Immanuel United Church (I). Display/hide their locations on the map
In group quarters: 48 (-1 institutionalized population)
Size of family households: 588 2-persons, 274 3-persons, 140 4-persons, 204 5-persons, 70 6-persons, 29 7-or-more-persons
Size of nonfamily households: 1,177 1-person, 382 2-persons, 1 3-persons
563 married couples with children.
550 single-parent households (103 men, 447 women).
96.4% of residents of 41016 zip code speak English at home.
1.7% of residents speak Spanish at home (96% very well, 4% well).
1.2% of residents speak other Indo-European language at home (100% very well).
0.6% of residents speak other language at home (28% very well, 72% well).
Foreign born population: 57 (0.9%) (62.8% of them are naturalized citizens)
This zip code:
0.9%
Whole state:
4.0%
32%Cabo Verde
21%United Kingdom, excluding England and Scotland
19%Sweden
19%Kuwait
11%Sudan
11%Chile
4%Norway
31%German
22%English
13%American
9%Italian
8%Irish
6%European
2%Scotch-Irish
Year of entry for the foreign-born population
432010 or later
172000 to 2009
81990 to 1999
12Before 1990
Major facilities with environmental interests located in this zip code:
BP OIL PIPELINE CO BROMLEY (409 RIVER ROAD RT.8 in BROMLEY, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste)) Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) Business SIC classification: REFINED PETROLEUM PIPELINES Organizations: B P OIL PIPELINE CO BROMLEY (CONTACT/OWNER)
, BP EXPLORATION & OIL INC (CONTACT/OWNER)
Alternative names: BP EXPLORATION & OIL INC.
M J DALY COMPANY (38 ELM STREET in LUDLOW, KY)
AIR MINOR (AIRS/AFS) SUPERFUND (Superfund database) (Resource Conservation and Recovery Act (tracking hazardous waste)) TRI REPORTER (Tracking of toxic chemicals releasing facilities) Organizations: HVC-DALY, INC. (CONTACT/OWNER)
Alternative names: DALY M J CO INC, DALY, M. J. SITE, HVC/DALY CO.
LUDLOW HIGH SCHOOL (515 ELM ST in LUDLOW, KY)
(National Center for Education Statistics) - STATE ID-059354020 Organizations: LUDLOW INDEPENDENT (SCHOOL DISTRICT)
LUDLOW MIDDLE SCHOOL (150 ADELA ST in LUDLOW, KY)
(National Center for Education Statistics) - STATE ID-059354011 Organizations: LUDLOW INDEPENDENT (SCHOOL DISTRICT)
MARY A GOETZ ELEMENTARY SCHOOL (512 OAK ST in LUDLOW, KY)
(National Center for Education Statistics) - STATE ID-059354010 Organizations: LUDLOW INDEPENDENT (SCHOOL DISTRICT)
LUDLOW ENGINE TERMINAL (199 OAK ST MP4.6 in LUDLOW, KY)
(Resource Conservation and Recovery Act (tracking hazardous waste)) Business NAICS classification: LINE-HAUL RAILROADS. Organizations: N/A (CONTACT/OPERATOR)
, NORFOLK SOUTHERN RAILWAY COMPANY (CONTACT/OWNER)
, BOB RUBER (CONTACT/OWNER)
Alternative names: NORFOLK SOUTHERN RAILWAY CO
AQUARIUS MARINE INC. (800 ELM STREET in LUDLOW, KY)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances) (Resource Conservation and Recovery Act (tracking hazardous waste)) Organizations: CLAUDE & LOUISE WIESNER (CONTACT/OWNER)
NORFOLK SOUTHERN RAILWAY COMPANY (BRIDGE AT 4.0, 4.6 MILEPOINTS in LUDLOW, KY)
(Resource Conservation and Recovery Act (tracking hazardous waste)) Business NAICS classification: LINE-HAUL RAILROADS.
CHEVRON USA INC COVINGTON PLANT (KY HWY 8 BROMLEY in LUDLOW, KY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
NORFOLK SOUTHERN RAILWAY CO (MP 5.5 BR PLEASANT RUN BRIDGE in LUDLOW, KY)
(Resource Conservation and Recovery Act (tracking hazardous waste)) Business NAICS classification: LINE-HAUL RAILROADS.
NORFOLK SOUTHERN RAILWAY CO (MP 4.6 PLEASANT RUN BRIDGE in LUDLOW, KY)
(Resource Conservation and Recovery Act (tracking hazardous waste)) Business NAICS classification: LINE-HAUL RAILROADS.
LEES MINI MART (471 ELM ST in LUDLOW, KY)
(Resource Conservation and Recovery Act (tracking hazardous waste)) Organizations: ROY AND MARRIAN LEE (CONTACT/OWNER)
CHANGING PARADIGMS LLC. (4 SANDBANK ROAD in LUDLOW, KY)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Housing units lacking complete plumbing facilities: 5.2% Housing units lacking complete kitchen facilities: 5.2%
64.5%Utility gas
32.0%Electricity
1.7%Wood
0.9%Bottled, tank, or LP gas
0.9%Coal or coke
Population in 1990: 7,210.
Place of birth for U.S.-born residents:
This state: 3,643
Northeast: 134
Midwest: 1,735
South: 392
West: 145
60% of the 41016 zip code residents lived in the same house 5 years ago. Out of people who lived in different houses, 64% lived in this county. Out of people who lived in different counties, 50% lived in Kentucky.
88% of the 41016 zip code residents lived in the same house 1 year ago. Out of people who lived in different houses, 52% moved from this county. Out of people who lived in different houses, 13% moved from different county within same state. Out of people who lived in different houses, 36% moved from different state. Out of people who lived in different houses, 1% moved from abroad.
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 116
Here:
18.5%
Kentucky:
15.8%
Students in private schools in grades 9 to 12 (high school): 50
Here:
15.4%
Kentucky:
16.3%
Students in private undergraduate colleges: 45
Here:
31.1%
Kentucky:
23.1%
Occupation by median earnings in the past 12 months ($)
74,180Computer and mathematical occupations
73,594Health diagnosing and treating practitioners and other technical occupations
65,538Business and financial operations occupations
64,719Health technologists and technicians
63,313Transportation occupations
58,515Architecture and engineering occupations
Companies with federal contracts located in this zip code:
DURO BAG MANUFACTURING COMPANY (DAVIES AND OAK in LUDLOW, KY) : $19,155,144 in 25 contractsfrom 2002 to 2005
Contracts for Bags and Sacks by Defense Commissary Agency, Department of Defense Signed by year:2000: $0; 2001: $0; 2002: $374,639; 2003: $6,626,725; 2004: $4,905,473; 2005: $7,248,307; 2006: $0.
Biggest contracts:
$2,646,212 with Defense Commissary Agency for Bags and Sacks. Signed on 2003-10-01. Completion date: 2004-03-31.
$2,043,593, same as above.Signed on 2004-10-01. Completion date: 2005-01-31.
$1,917,105, same as above.Signed on 2005-07-01. Completion date: 2005-10-01.
$1,362,477, same as above.Signed on 2004-06-01. Completion date: 2004-08-31.
AQUARIUS MARINE INC (800 ELM ST in LUDLOW, KY; small business) : $92,000 in 3 contractsin 2002
$63,000 with U.S. Army Corps of Engineers - civil program financing only for Salvage of Marine Vessels. Signed on 2002-11-14. Completion date: 2004-01-14.
$29,000 with U.S. Army Corps of Engineers - civil program financing only for Vessel Freight. Taking place in IL. Signed on 2002-08-16. Completion date: 2002-04-30.
$0, same as above.Signed on 2002-08-16. Completion date: 2002-04-30.
Top industries in this zip code by the number of employees in 2005:
Construction: Other Heavy and Civil Engineering Construction (50-99 employees: 1 establishment)
Accommodation and Food Services: Caterers (50-99: 1)
Other Services (except Public Administration): Labor Unions and Similar Labor Organizations (20-49: 1)
Professional, Scientific, and Technical Services: Marketing Consulting Services (20-49: 1)
Management of Companies and Enterprises: Corporate, Subsidiary, and Regional Managing Offices (20-49: 1)
Administrative and Support and Waste Management and Remediation Services: Janitorial Services (10-19: 2)
Other Services (except Public Administration): Religious Organizations (5-9: 1, 1-4: 6)
Accommodation and Food Services: Limited-Service Restaurants (10-19: 1, 1-4: 1)
Detailed PMIC statistics for the following Tracts:0638.00
, 0669.00
2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents
According to the data from the years 2002 - 2018 the average number of fires per year is 21. The highest number of reported fire incidents - 44 took place in 2012, and the least - 4 in 2002. The data has a rising trend.
When looking into fire subcategories, the most incidents belonged to: Structure Fires (44.1%), and Outside Fires (39.8%).
Fire incident types reported to NFIRS in Zip Code 41016