Estimated median household income in 2007: $41,016
| This zip code: | $41,016 | | Kentucky: | $40,267 |
Nearest zip codes: 45204, 45203, 41011, 45205, 45214, 45210.
Covington Zip Code Map
Housing units in zip code 41016 with a mortgage: 1,149 (110 second mortgage, 129 home equity loan, 9 both second mortgage and home equity loan)
Houses without a mortgage: 315
Median monthly owner costs for units with a mortgage: $898
Median monthly owner costs for units without a mortgage: $307
Residents with income below the poverty level in 2007:
| This zip code: | 12.9% | | Whole state: | 17.3% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 6.5% | | Whole state: | 7.1% |
Median number of rooms in houses and condos:
| Here: | 5.7 | | State: | 5.9 |
Median number of rooms in apartments:
| Here: | 4.2 | | State: | 4.3 |
Year house built: |
|
- 1999 to March 2000: 2
- 1995 to 1998: 14
- 1990 to 1994: 30
- 1980 to 1989: 45
- 1970 to 1979: 84
- 1960 to 1969: 125
- 1950 to 1959: 295
- 1940 to 1949: 455
- 1939 or earlier: 1,579
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Bedrooms in owner-occupied houses in Covington, KY (41016): |
|
- no bedroom: 0
- 1 bedrooms: 161
- 2 bedrooms: 509
- 3 bedrooms: 691
- 4 bedrooms: 163
- 5 or more bedrooms: 37
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 22
- 1 bedrooms: 376
- 2 bedrooms: 249
- 3 bedrooms: 162
- 4 bedrooms: 33
- 5 or more bedrooms: 12
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Vehicles available in 41016 zip code in owner-occupied houses/condos: |
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- no vehicle: 135
- 1 vehicle: 598
- 2 vehicles: 574
- 3 vehicles: 199
- 4 vehicles: 53
- 5 or more vehicles: 2
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 164
- 1 vehicle: 395
- 2 vehicles: 259
- 3 vehicles: 32
- 4 vehicles: 4
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 41016:
- Less than $10,000: 2
- $10,000 to $14,999: 1
- $15,000 to $19,999: 3
- $20,000 to $24,999: 5
- $25,000 to $29,999: 9
- $30,000 to $34,999: 17
- $35,000 to $39,999: 12
- $40,000 to $49,999: 38
- $50,000 to $59,999: 86
- $60,000 to $69,999: 104
- $70,000 to $79,999: 127
- $80,000 to $89,999: 138
- $90,000 to $99,999: 147
- $100,000 to $124,999: 490
- $125,000 to $149,999: 245
- $150,000 to $174,999: 59
- $175,000 to $199,999: 30
- $200,000 to $249,999: 22
- $250,000 to $299,999: 2
- $300,000 to $399,999: 2
- $500,000 to $749,999: 3
- $1,000,000 or more: 4
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Rent paid by renters in 2007 in zip code 41016:
- Less than $100: 18
- $100 to $149: 18
- $150 to $199: 17
- $200 to $249: 18
- $250 to $299: 35
- $300 to $349: 96
- $350 to $399: 142
- $400 to $449: 94
- $450 to $499: 119
- $500 to $549: 56
- $550 to $599: 78
- $600 to $649: 60
- $650 to $699: 73
- $800 to $899: 38
- $900 to $999: 7
- No cash rent: 64
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Median price asked for vacant for-sale houses and condos in 2007: $78,976.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $105,110
- Black or African American householders: $53,847
- Asian householders: $136,413
- Two or more races householders: $71,796
- Hispanic or Latino householders: $78,976
Estimated median house or condo value in 2007: $102,246 (it was $72,600 in 2000)
| 41016: | $102,246 | | Kentucky: | $114,300 |
Lower value quartile - upper value quartile: $69,931 - $126,030
Mean price in 2007:
Detached houses: $106,961| Here: | $106,961 | | State: | $160,589 |
Townhouses or other attached units: $85,692| Here: | $85,692 | | State: | $163,962 |
In 2-unit structures: $106,972| Here: | $106,972 | | State: | $137,715 |
Mobile homes: $28,500| Here: | $28,500 | | State: | $33,636 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 1,964
- One, attached: 92
- Two: 239
- 3 or 4: 148
- 5 to 9: 49
- 10 to 19: 71
- 20 to 49: 54
- 50 or more: 2
- Mobile homes: 10

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Means of transportation to work
- Drove a car alone: 2,315 (79%)
- Carpooled: 401 (14%)
- Bus or trolley bus: 125 (4%)
- Taxi: 9 (0%)
- Bicycle: 2 (0%)
- Walked: 71 (2%)
- Worked at home: 24 (1%)
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Travel time to work
- Less than 5 minutes: 59
- 5 to 9 minutes: 198
- 10 to 14 minutes: 365
- 15 to 19 minutes: 706
- 20 to 24 minutes: 611
- 25 to 29 minutes: 200
- 30 to 34 minutes: 536
- 35 to 39 minutes: 30
- 40 to 44 minutes: 21
- 45 to 59 minutes: 81
- 60 to 89 minutes: 62
- 90 or more minutes: 54
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Percentage of zip code residents living and working in this county: 39.0%
Household type by relationship
Households: 6,029
- In family households: 4,975 (1,073 male householders, 460 female householders)
1,053 spouses, 1,943 children (1,820 natural, 12 adopted, 111 stepchildren), 120 grandchildren, 59 brothers or sisters, 39 parents, 115 other relatives, 113 non-relatives
- In nonfamily households: 1,054 (429 male householders (361 living alone)), 429 female householders (362 living alone)), 196 nonrelatives
- In group quarters: 25 (all institutionalized)
Size of family households: 608 2-persons, 352 3-persons, 322 4-persons, 161 5-persons, 79 6-persons, 11 7-or-more-persons.
Size of nonfamily households: 723 1-person, 94 2-persons, 32 3-persons, 9 5-persons.
1,068 married couples with children.
477 single-parent households (127 men, 350 women).
96.8% of residents of 41016 zip code speak English at home.
1.5% of residents speak Spanish at home (59% very well, 22% well, 19% not well).
0.6% of residents speak other Indo-European language at home (63% very well, 19% well, 19% not well).
0.8% of residents speak Asian or Pacific Island language at home (56% very well, 18% well, 27% not well).
0.3% of residents speak other language at home (100% very well).
Foreign born population: 52 (0.8%)
(57.7% of them are naturalized citizens)
| This zip code: | 0.8% | | Whole state: | 2.0% |
Most common places of birth for the foreign-born residents:
- Vietnam (31%)
- Yugoslavia (23%)
- Italy (13%)
- Honduras (13%)
- China, excluding Hong Kong and Taiwan (8%)
- United Kingdom (4%)
- Germany (4%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 31
- 1990 to 1994: 0
- 1985 to 1989: 6
- 1980 to 1984: 0
- 1975 to 1979: 0
- 1970 to 1974: 7
- 1970 to 1974: 4
- 1965 to 1969: 4
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White population: 6,088
Black population: 27
American Indian population: 14
Asian population: 8
Native Hawaiian and Other Pacific Islander population: 1
Some other race population: 13
Two or more races population: 53

First ancestries reported:
|  German: 1151 |
|  United States or American: 922 |
|  Irish: 709 |
|  English: 473 |
|  Other groups: 372 |
|  Italian: 92 |
|  Scottish: 87 |
|  Scotch-Irish: 83 |
|  European: 53 |
|  French (except Basque): 52 |
|  Dutch: 30 |
|  Welsh: 25 |
|  British: 18 |
|  Serbian: 18 |
|  Czechoslovakian: 17 |
|  Northern European: 17 |
|  Hungarian: 16 |
|  Polish: 13 |
|  Swedish: 11 |
|  Macedonian: 9 |
|  Slovak: 6 |
|  Alsatian: 5 |
|  Swiss: 4 |
|  West Indian (excluding Hispanic groups):: 4 |
|  Dutch West Indian: 4 |
|  Romanian: 2 |
|  Canadian: 1 |

Major facitilies with environmental interests located in this zip code:
- BP OIL PIPELINE CO BROMLEY (409 RIVER ROAD RT.8 in BROMLEY, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: REFINED PETROLEUM PIPELINES
Organizations: B P OIL PIPELINE CO BROMLEY (CONTACT/OWNER)
, BP EXPLORATION & OIL INC (CONTACT/OWNER)
Alternative names: BP EXPLORATION & OIL INC.
- M J DALY COMPANY (38 ELM STREET in LUDLOW, KY)
AIR MINOR (AIRS/AFS)
SUPERFUND (Superfund database)
(Resource Conservation and Recovery Act (tracking hazardous waste))
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Organizations: HVC-DALY, INC. (CONTACT/OWNER)
Alternative names: DALY M J CO INC, DALY, M. J. SITE, HVC/DALY CO.
- LUDLOW HIGH SCHOOL (515 ELM ST in LUDLOW, KY)
(National Center for Education Statistics) - STATE ID-059354020
Organizations: LUDLOW INDEPENDENT (SCHOOL DISTRICT)
- LUDLOW MIDDLE SCHOOL (150 ADELA ST in LUDLOW, KY)
(National Center for Education Statistics) - STATE ID-059354011
Organizations: LUDLOW INDEPENDENT (SCHOOL DISTRICT)
- MARY A GOETZ ELEMENTARY SCHOOL (512 OAK ST in LUDLOW, KY)
(National Center for Education Statistics) - STATE ID-059354010
Organizations: LUDLOW INDEPENDENT (SCHOOL DISTRICT)
- LUDLOW ENGINE TERMINAL (199 OAK ST MP4.6 in LUDLOW, KY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: LINE-HAUL RAILROADS.
Organizations: N/A (CONTACT/OPERATOR)
, NORFOLK SOUTHERN RAILWAY COMPANY (CONTACT/OWNER)
, BOB RUBER (CONTACT/OWNER)
Alternative names: NORFOLK SOUTHERN RAILWAY CO
- AQUARIUS MARINE INC. (800 ELM STREET in LUDLOW, KY)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: CLAUDE & LOUISE WIESNER (CONTACT/OWNER)
- NORFOLK SOUTHERN RAILWAY COMPANY (BRIDGE AT 4.0, 4.6 MILEPOINTS in LUDLOW, KY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: LINE-HAUL RAILROADS.
- CHEVRON USA INC COVINGTON PLANT (KY HWY 8 BROMLEY in LUDLOW, KY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- NORFOLK SOUTHERN RAILWAY CO (MP 5.5 BR PLEASANT RUN BRIDGE in LUDLOW, KY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: LINE-HAUL RAILROADS.
- NORFOLK SOUTHERN RAILWAY CO (MP 4.6 PLEASANT RUN BRIDGE in LUDLOW, KY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: LINE-HAUL RAILROADS.
- LEES MINI MART (471 ELM ST in LUDLOW, KY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: ROY AND MARRIAN LEE (CONTACT/OWNER)
- CHANGING PARADIGMS LLC. (4 SANDBANK ROAD in LUDLOW, KY)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Median worth of mobile homes: $46,941
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Utility gas (87%)
- Electricity (11%)
- Fuel oil, kerosene, etc. (1%)
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Place of birth for U.S.-born residents:
- This state: 4401
- Northeast: 80
- Midwest: 1201
- South: 237
- West: 72
60% of the 41016 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 64% lived in this county.
Out of people who lived in different counties, 56% lived in Kentucky.
Population in 1990: 7,210. Population change in the 1990s: -1,006 (-14.0%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 78
| Here: | 8.9% | | Kentucky: | 11.9% |
Students in private schools in grades 9 to 12 (high school): 35
| Here: | 10.5% | | Kentucky: | 10.6% |
Students in private undergraduate colleges: 73
| Here: | 26.9% | | Kentucky: | 18.1% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- DURO BAG MANUFACTURING COMPANY (DAVIES AND OAK in LUDLOW, KY): $19,155,144 in 25 contracts from 2002 to 2005
Contracts for Bags and Sacks by Defense Commissary Agency, Department of Defense Signed by year: 2000: $0; 2001: $0; 2002: $374,639; 2003: $6,626,725; 2004: $4,905,473; 2005: $7,248,307; 2006: $0.
Biggest contracts:
$2,646,212 with Defense Commissary Agency for Bags and Sacks. Signed on 2003-10-01. Completion date: 2004-03-31.
$2,043,593, same as above. Signed on 2004-10-01. Completion date: 2005-01-31.
$1,917,105, same as above. Signed on 2005-07-01. Completion date: 2005-10-01.
$1,362,477, same as above. Signed on 2004-06-01. Completion date: 2004-08-31.
- AQUARIUS MARINE INC (800 ELM ST in LUDLOW, KY; small business): $92,000 in 3 contracts in 2002
$63,000 with U.S. Army Corps of Engineers - civil program financing only for Salvage of Marine Vessels. Signed on 2002-11-14. Completion date: 2004-01-14.
$29,000 with U.S. Army Corps of Engineers - civil program financing only for Vessel Freight. Taking place in IL. Signed on 2002-08-16. Completion date: 2002-04-30.
$0, same as above. Signed on 2002-08-16. Completion date: 2002-04-30.
Top industries in this zip code by the number of employees in 2005:
- Construction: Other Heavy and Civil Engineering Construction (50-99 employees: 1 establishment)
- Accommodation and Food Services: Caterers (50-99: 1)
- Other Services (except Public Administration): Labor Unions and Similar Labor Organizations (20-49: 1)
- Professional, Scientific, and Technical Services: Marketing Consulting Services (20-49: 1)
- Management of Companies and Enterprises: Corporate, Subsidiary, and Regional Managing Offices (20-49: 1)
- Administrative and Support and Waste Management and Remediation Services: Janitorial Services (10-19: 2)
- Other Services (except Public Administration): Religious Organizations (5-9: 1, 1-4: 6)
- Accommodation and Food Services: Limited-Service Restaurants (10-19: 1, 1-4: 1)
- Construction: Masonry Contractors (10-19: 1, 1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
25 people in homes for abused, dependent, and neglected children
Fatal accident statistics in 2005
- Fatal accident count: 4
- Vehicles involved in fatal accidents: 5
- Fatal accidents caused by drunken drivers: 1
- Fatalities: 5
- Persons involved in fatal accidents: 5
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 13 | $96,728 | 153 | $107,459 | 136 | $89,418 | 16 | $32,319 | 2 | $127,270 | 55 | $83,201 | 1 | $25,940 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $78,810 | 9 | $94,936 | 27 | $95,726 | 2 | $17,295 | 0 | $0 | 3 | $123,353 | 1 | $17,290 |
| APPLICATIONS DENIED | 5 | $104,816 | 44 | $78,835 | 131 | $116,442 | 30 | $74,345 | 0 | $0 | 24 | $92,021 | 5 | $25,942 |
| APPLICATIONS WITHDRAWN | 2 | $54,820 | 10 | $146,632 | 31 | $95,969 | 1 | $68,530 | 0 | $0 | 6 | $84,688 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $65,093 | 11 | $77,309 | 1 | $4,900 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 19 | $89,966 | 318 | $121,813 | 146 | $88,389 | 26 | $24,287 | 101 | $90,352 | 1 | $8,650 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $87,783 | 34 | $118,326 | 43 | $87,034 | 3 | $11,270 | 15 | $80,929 | 2 | $21,620 |
| APPLICATIONS DENIED | 5 | $95,068 | 39 | $105,545 | 140 | $83,579 | 32 | $23,588 | 25 | $90,893 | 2 | $217,125 |
| APPLICATIONS WITHDRAWN | 5 | $111,444 | 28 | $89,937 | 58 | $92,976 | 5 | $49,786 | 8 | $79,838 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 5 | $85,078 | 12 | $94,155 | 0 | $0 | 4 | $115,318 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 21 | $80,164 | 278 | $125,311 | 157 | $86,002 | 28 | $29,655 | 1 | $582,510 | 74 | $84,549 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $71,100 | 28 | $89,504 | 25 | $114,573 | 7 | $34,806 | 0 | $0 | 4 | $46,320 | 2 | $18,910 |
| APPLICATIONS DENIED | 5 | $70,714 | 50 | $69,831 | 134 | $89,134 | 30 | $29,766 | 0 | $0 | 22 | $71,745 | 8 | $44,723 |
| APPLICATIONS WITHDRAWN | 1 | $101,820 | 21 | $107,370 | 64 | $123,532 | 6 | $102,055 | 0 | $0 | 16 | $121,673 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 6 | $109,743 | 15 | $99,097 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 27 | $87,750 | 210 | $114,757 | 180 | $91,712 | 23 | $42,317 | 59 | $68,230 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 25 | $128,082 | 39 | $75,320 | 7 | $14,053 | 10 | $50,207 | 2 | $38,180 |
| APPLICATIONS DENIED | 6 | $74,142 | 45 | $76,220 | 115 | $84,723 | 28 | $34,948 | 13 | $64,728 | 5 | $30,590 |
| APPLICATIONS WITHDRAWN | 8 | $85,154 | 28 | $85,581 | 79 | $85,119 | 3 | $14,673 | 9 | $57,653 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $67,657 | 5 | $78,454 | 12 | $60,472 | 0 | $0 | 3 | $51,267 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 23 | $80,770 | 216 | $122,925 | 353 | $90,453 | 21 | $16,814 | 1 | $139,320 | 62 | $86,858 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $75,425 | 17 | $70,868 | 51 | $76,145 | 4 | $25,318 | 0 | $0 | 6 | $60,033 |
| APPLICATIONS DENIED | 8 | $84,020 | 31 | $72,568 | 160 | $84,891 | 26 | $38,219 | 0 | $0 | 18 | $76,630 |
| APPLICATIONS WITHDRAWN | 6 | $91,437 | 17 | $94,886 | 85 | $80,382 | 2 | $10,570 | 0 | $0 | 7 | $34,223 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $55,800 | 6 | $224,222 | 18 | $119,482 | 2 | $20,820 | 0 | $0 | 3 | $58,610 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 15 | $84,259 | 37 | $84,723 | 98 | $107,500 | 12 | $20,967 | 15 | $51,104 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $55,800 | 5 | $70,488 | 12 | $105,732 | 2 | $6,855 | 2 | $57,760 |
| APPLICATIONS DENIED | 2 | $62,655 | 16 | $47,114 | 53 | $89,514 | 10 | $14,000 | 5 | $79,104 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 8 | $56,415 | 20 | $76,020 | 0 | $0 | 2 | $67,060 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $97,900 | 7 | $89,369 | 0 | $0 | 2 | $99,860 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 11 | $88,911 | 33 | $80,337 | 96 | $97,349 | 7 | $6,294 | 0 | $0 | 17 | $58,913 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 4 | $71,958 | 23 | $61,677 | 2 | $11,260 | 0 | $0 | 3 | $51,560 |
| APPLICATIONS DENIED | 0 | $0 | 11 | $52,065 | 51 | $69,106 | 24 | $14,073 | 2 | $5,971,900 | 7 | $63,636 |
| APPLICATIONS WITHDRAWN | 3 | $87,783 | 3 | $79,627 | 26 | $70,940 | 0 | $0 | 0 | $0 | 1 | $61,680 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $74,400 | 1 | $51,890 | 8 | $75,750 | 0 | $0 | 0 | $0 | 1 | $51,890 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 11 | $69,776 | 29 | $102,694 | 49 | $63,775 | 12 | $18,438 | 15 | $52,017 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 4 | $76,608 | 14 | $69,929 | 3 | $12,727 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 9 | $56,456 | 49 | $91,307 | 16 | $23,251 | 6 | $43,892 |
| APPLICATIONS WITHDRAWN | 1 | $47,970 | 4 | $58,495 | 17 | $78,954 | 4 | $24,965 | 1 | $46,010 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 4 | $63,390 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 3 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 16 | $71,151 | 50 | $73,175 | 87 | $74,522 | 15 | $10,685 | 1 | $3,040,950 | 19 | $43,071 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 6 | $64,415 | 25 | $90,836 | 6 | $9,393 | 0 | $0 | 1 | $24,010 |
| APPLICATIONS DENIED | 2 | $47,710 | 14 | $44,460 | 43 | $61,586 | 24 | $10,389 | 0 | $0 | 2 | $44,315 |
| APPLICATIONS WITHDRAWN | 5 | $67,500 | 6 | $79,080 | 23 | $72,830 | 1 | $20,480 | 0 | $0 | 2 | $89,990 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $89,447 | 4 | $59,963 | 0 | $0 | 0 | $0 | 0 | $0 |
See detailed HMDA statistics for the following Tracts:
0638.00
, 0669.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 62 | $116,545 | 14 | $93,264 | 9 | $92,819 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $102,430 | 3 | $92,557 | 2 | $79,265 |
| APPLICATIONS DENIED | 2 | $77,545 | 0 | $0 | 1 | $81,670 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $104,245 | 1 | $101,840 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 54 | $124,354 | 11 | $86,525 | 10 | $137,142 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $95,360 | 2 | $77,825 | 1 | $141,960 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $218,320 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 69 | $127,043 | 7 | $110,733 | 12 | $89,114 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $97,472 | 3 | $84,917 | 1 | $66,570 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $108,570 | 0 | $0 | 1 | $108,570 |
Aggregated Statistics For Year 2004 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 83 | $110,132 | 18 | $105,097 | 15 | $46,210 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $130,361 | 7 | $81,649 | 1 | $35,240 |
| APPLICATIONS DENIED | 1 | $44,200 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $74,645 | 3 | $120,460 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 47 | $115,015 | 33 | $87,134 | 7 | $61,463 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $96,068 | 9 | $83,152 | 1 | $86,470 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $100,020 | 8 | $72,201 | 3 | $75,583 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $96,080 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $72,935 | 13 | $75,910 | 1 | $31,330 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $100,183 | 3 | $104,753 | 2 | $121,395 |
| APPLICATIONS DENIED | 1 | $38,180 | 1 | $93,010 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $79,300 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 11 | $62,656 | 13 | $106,259 | 5 | $42,880 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $70,000 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $70,490 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $74,400 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $118,459 | 4 | $185,275 | 2 | $32,795 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $46,990 | 1 | $559,010 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $79,300 | 1 | $79,300 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 3 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $71,743 | 10 | $62,528 | 2 | $42,055 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $145,035 | 1 | $67,800 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $50,615 | 0 | $0 | 1 | $24,010 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
See detailed PMIC statistics for the following Tracts:
0638.00
, 0669.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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