41016 Zip Code (Ludlow, KY) Detailed Profile

Cities: Ludlow, KY (54.33%), Covington, KY (28.14%), Bromley, KY (17.53%)
County: Kenton County, KY

Estimated zip code population in 2016: 6,230
Zip code population in 2010: 6,075
Zip code population in 2000: 6,204

Houses and condos: 3,001
Renter-occupied apartments: 964

% of renters here:	38%
State:	33%

Mar. 2016 cost of living index in zip code 41016: 90.0 (less than average, U.S. average is 100)

Land area: 1.6 sq. mi.
Water area: 0.5 sq. mi.

Population density: 3,878 people per square mile

(average).

Age and Sex of Residents in zip code 41016

Zip code 41016 (Ludlow, Kentucky) real estate house value trends

Recent home sales, real estate maps, and home value estimator for zip code 41016

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Real estate property taxes paid for housing units in 2016:

This zip code:	1.3% ($1,508)
Kentucky:	0.9% ($1,155)

Median real estate property taxes paid for housing units with mortgages in 2016: $1,575 (1.3%)
Median real estate property taxes paid for housing units with no mortgage in 2016: $1,381 (1.5%)

Business Search - 14 Million verified businesses

Males: 3,133	(50.3%)
Females: 3,096	(49.7%)

For population 25 years and over in 41016:

High school or higher: 86.1%
Bachelor's degree or higher: 19.8%
Graduate or professional degree: 6.0%
Unemployed: 9.3%
Mean travel time to work (commute): 20.2 minutes

For population 15 years and over in 41016:

Never married: 40.6%
Now married: 40.9%
Separated: 2.3%
Widowed: 4.3%
Divorced: 11.9%

Zip code 41016 compared to state average:

Black race population percentage significantly below state average.
Foreign-born population percentage significantly below state average.
House age significantly above state average.

Races in zip code 41016
- 5,779White population
- 88Black population
- 11American Indian population
- 16Asian population
- 0Native Hawaiian and Other Pacific Islander population
- 6Some other race population
- 70Two or more races population
- 105Hispanic or Latino population

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100% urban population.

Estimated median house/condo value in 2016: $115,430

41016:	$115,430
Kentucky:	$135,600

According to our research of Kentucky and other state lists there were 13 registered sex offenders living in 41016 zip code as of June 18, 2018.
The ratio of number of residents in zip code 41016 to the number of sex offenders is 479 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.

Median resident age:

This zip code:	36.2 years
Kentucky median age:	38.7 years

Average household size:

This zip code:	2.4 people
Kentucky:	2.5 people

Averages for the 2012 tax year for zip code 41016, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $42,069 (Individual Income Tax Returns)

Here:
$42,069
State:
$50,814

Salary/wage: $38,599 (reported on 88.9% of returns)

Here:
$38,599
State:
$42,723

(% of AGI for various income ranges: 76.8% for AGIs below $25k, 86.8% for AGIs $25k-50k, 84.9% for AGIs $50k-75k, 84.2% for AGIs $75k-100k, 84.6% for AGIs $100k-200k, 55.8% for AGIs over 200k)

Taxable interest for individuals: $414 (reported on 20.1% of returns)

This zip code:
$414
Kentucky:
$1,381

(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $100k-200k, 0.4% for AGIs over 200k)

Ordinary dividends: $1,762 (reported on 13.3% of returns)

Here:
$1,762
State:
$6,239

(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 1.1% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$1,820 (reported on 9.0% of returns)

Here:
+$1,820
State:
+$11,336

(% of AGI for various income ranges: 0.1% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.0% for AGIs $100k-200k)

Profit/loss from business: +$10,043 (reported on 10.0% of returns)

Here:
+$10,043
State:
+$10,862

(% of AGI for various income ranges: 5.7% for AGIs below $25k, 1.2% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 3.9% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $11,859 (reported on 6.1% of returns)

41016:
$11,859
Kentucky:
$14,296

(% of AGI for various income ranges: 1.8% for AGIs below $25k, 1.3% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 3.3% for AGIs $75k-100k, 1.8% for AGIs $100k-200k)

Total itemized deductions: $15,922 (19% of AGI, reported on 27.6% of returns)

Here:
$15,922
State:
$21,160

Here:
19.5% of AGI
State:
20.0% of AGI

(% of AGI for various income ranges: 6.5% for AGIs below $25k, 7.6% for AGIs $25k-50k, 9.3% for AGIs $50k-75k, 13.2% for AGIs $75k-100k, 15.2% for AGIs $100k-200k, 10.8% for AGIs over 200k)

Charity contributions: $2,191 (reported on 19.7% of returns)

Here:
$2,191
State:
$4,303

(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.9% for AGIs $100k-200k, 1.2% for AGIs over 200k)

Taxes paid: $7,392 (reported on 27.2% of returns)

41016:
$7,392
State:
$8,496

(% of AGI for various income ranges: 1.0% for AGIs below $25k, 2.9% for AGIs $25k-50k, 4.3% for AGIs $50k-75k, 6.2% for AGIs $75k-100k, 7.9% for AGIs $100k-200k, 6.9% for AGIs over 200k)

Earned income credit: $2,186 (reported on 23.3% of returns)

Here:
$2,186
State:
$2,273

(% of AGI for various income ranges: 7.2% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 48.4%

Here:
48%
State:
60%

(% for various income ranges: 46.0% for AGIs below $25k, 47.4% for AGIs $25k-50k, 51.4% for AGIs $50k-75k, 52.4% for AGIs $75k-100k, 55.6% for AGIs $100k-200k, 66.7% for AGIs over 200k)

Averages for the 2004 tax year for zip code 41016, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $34,332 (Individual Income Tax Returns)

Here:
$34,332
State:
$41,540

Salary/wage: $32,855 (reported on 90.3% of returns)

Here:
$32,855
State:
$36,432

(% of AGI for various income ranges: 94.4% for AGIs below $10k, 82.5% for AGIs $10k-25k, 90.8% for AGIs $25k-50k, 87.3% for AGIs $50k-75k, 88.5% for AGIs $75k-100k, 76.9% for AGIs over 100k)

Taxable interest for individuals: $580 (reported on 30.8% of returns)

This zip code:
$580
Kentucky:
$1,571

(% of AGI for various income ranges: 2.4% for AGIs below $10k, 1.2% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.4% for AGIs over 100k)

Taxable dividends: $1,179 (reported on 16.6% of returns)

Here:
$1,179
State:
$3,453

(% of AGI for various income ranges: 1.8% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.8% for AGIs over 100k)

Net capital gain/loss: +$4,664 (reported on 10.7% of returns)

Here:
+$4,664
State:
+$9,663

(% of AGI for various income ranges: -0.8% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 7.3% for AGIs over 100k)

Profit/loss from business: +$7,891 (reported on 9.4% of returns)

Here:
+$7,891
State:
+$9,233

(% of AGI for various income ranges: 2.5% for AGIs below $10k, 4.4% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 3.3% for AGIs $75k-100k, 2.6% for AGIs over 100k)

IRA payment deduction: $1,941 (reported on 1.2% of returns)

41016:
$1,941
Kentucky:
$2,955

Total itemized deductions: $13,163 (22% of AGI, reported on 29.9% of returns)

Here:
$13,163
State:
$17,474

Here:
21.8% of AGI
State:
21.0% of AGI

(% of AGI for various income ranges: 12.3% for AGIs below $10k, 6.0% for AGIs $10k-25k, 9.5% for AGIs $25k-50k, 12.8% for AGIs $50k-75k, 15.1% for AGIs $75k-100k, 14.9% for AGIs over 100k)

Charity contributions deductions: $1,661 (3% of AGI, reported on 24.9% of returns)

Here:
$1,661
State:
$3,494

Here:
2.6% of AGI
State:
4.0% of AGI

(% of AGI for various income ranges: 0.8% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Total tax: $4,405 (reported on 71.8% of returns)

41016:
$4,405
State:
$6,162

(% of AGI for various income ranges: 2.2% for AGIs below $10k, 4.2% for AGIs $10k-25k, 7.2% for AGIs $25k-50k, 9.3% for AGIs $50k-75k, 11.0% for AGIs $75k-100k, 17.3% for AGIs over 100k)

Earned income credit: $1,670 (reported on 19.5% of returns)

Here:
$1,670
State:
$1,723

Percentage of individuals using paid preparers for their 2004 taxes: 55.2%

Here:
55%
State:
66%

(% for various income ranges: 48.0% for AGIs below $10k, 60.1% for AGIs $10k-25k, 53.8% for AGIs $25k-50k, 60.1% for AGIs $50k-75k, 53.5% for AGIs $75k-100k, 57.6% for AGIs over 100k)

Estimated median household income in 2016:

This zip code:	$45,163
Kentucky:	$46,659

Nearest zip codes: 45204, 45203, 41011, 45214, 45205, 41014.
Ludlow Zip Code Map

Percentage of family households:

This zip code:	47.0%
Kentucky:	48.7%

Percentage of households with unmarried partners:

This zip code:	8.7%
Kentucky:	6.1%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Lesbian couples: 0.5% of all households
Gay men: 0.3% of all households

Household received Food Stamps/SNAP in the past 12 months: 422
Household did not receive Food Stamps/SNAP in the past 12 months: 2,103

Women who had a birth in the past 12 months: 30 (14 now married, 15 unmarried)
Women who did not have a birth in the past 12 months: 1,550 (630 now married, 920 unmarried)

Housing units in zip code 41016 with a mortgage: 1,077 (44 second mortgage, 69 home equity loan, 15 both second mortgage and home equity loan)
Houses without a mortgage: 487

Median monthly owner costs for units with a mortgage: $1,119
Median monthly owner costs for units without a mortgage: $353

Residents with income below the poverty level in 2016:

This zip code:	21.2%
Whole state:	18.5%

Residents with income below 50% of the poverty level in 2016:

This zip code:	8.1%
Whole state:	10.6%

Median number of rooms in houses and condos:

Here:	5.7
State:	6.3

Median number of rooms in apartments:

Here:	4.3
State:	4.4

Notable locations in this zip code not listed on our city pages
Click to draw/clear zip code borders
Notable locations in zip code 41016: Covington Protestant Childrens Home (A), Ludlow City Hall (B), Bromley Volunteer Fire Department (C), Ludlow Fire Department (D). Display/hide their locations on the map

Churches in zip code 41016 include: Bromley Christian Church (A), Ludlow Christian Church (B), Wesley Methodist Episcopal Church (C), Saint James Roman Catholic Church (D), First Church of the Nazarene (E), First Presbyterian Church (F), Epworth Methodist Church (G), Saint Ann's Roman Catholic Church (H), Immanuel United Church (I). Display/hide their locations on the map

Creek: Pleasant Run Creek (A). Display/hide its location on the map

Park in zip code 41016: Ludlow Stadium (1). Display/hide its location on the map

Year house built

0Built 2014 or later
20Built 2010 to 2013
385Built 2000 to 2009
109Built 1990 to 1999
77Built 1980 to 1989
123Built 1970 to 1979
89Built 1960 to 1969
265Built 1950 to 1959
244Built 1940 to 1949
1,631Built 1939 or earlier

Note: State values scaled to 41016 population

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Ludlow, KY (41016)

0no bedroom
1061 bedroom
6802 bedrooms
5483 bedrooms
1214 bedrooms
235+ bedrooms

Note: State values scaled to Zip code 41016 population

Bedrooms in renter-occupied apartments in Ludlow, KY (41016)

56no bedroom
2551 bedroom
3792 bedrooms
1363 bedrooms
1034 bedrooms
505+ bedrooms

Note: State values scaled to Zip code 41016 population

Owner-occupied Renter-occupied

Cars and other vehicles available in Ludlow, KY (41016) in owner-occupied houses/condos

18no vehicle
6671 vehicle
5602 vehicles
1893 vehicles
1074 vehicles
235+ vehicles

Note: State values scaled to Zip code 41016 population

Cars and other vehicles available in Ludlow, KY (41016) in renter-occupied apartments

234no vehicle
5251 vehicle
1522 vehicles
453 vehicles
04 vehicles
05+ vehicles

Note: State values scaled to Zip code 41016 population

Zip code 41016 household income distribution in 2016
332Less than $10,000
104$10,000 to $14,999
113$15,000 to $19,999
162$20,000 to $24,999
169$25,000 to $29,999
169$30,000 to $34,999
54$35,000 to $39,999
143$40,000 to $44,999
85$45,000 to $49,999
198$50,000 to $59,999
294$60,000 to $74,999
298$75,000 to $99,999
187$100,000 to $124,999
69$125,000 to $149,999
47$150,000 to $199,999
70$200,000 or more

Estimate of home value of owner-occupied houses/condos in 2016 in zip code 41016
10Less than $10,000
9$10,000 to $14,999
5$20,000 to $24,999
4$25,000 to $29,999
7$35,000 to $39,999
35$40,000 to $49,999
52$50,000 to $59,999
86$60,000 to $69,999
153$70,000 to $79,999
198$80,000 to $89,999
69$90,000 to $99,999
386$100,000 to $124,999
130$125,000 to $149,999
58$150,000 to $174,999
63$175,000 to $199,999
24$200,000 to $249,999
52$250,000 to $299,999
64$300,000 to $399,999
25$400,000 to $499,999
9$500,000 to $749,999

Rent paid by renters in 2016 in zip code 41016
14$100 to $149
13$200 to $249
22$300 to $349
29$350 to $399
86$400 to $449
24$450 to $499
178$500 to $549
115$550 to $599
92$600 to $649
74$650 to $699
19$700 to $749
39$750 to $799
50$800 to $899
24$900 to $999
33$1,000 to $1,249
16$2,000 to $2,499
10$2,500 to $2,999
56No cash rent

Median gross rent in 2016: $804.

Median price asked for vacant for-sale houses and condos in 2016: $188,074.

Estimated median house (or condo) value in 2016 for:

White Non-Hispanic householders: $116,384
Black or African American householders: $59,623
Asian householders: $151,045
Two or more races householders: $79,497
Hispanic or Latino householders: $87,447

Estimated median house or condo value in 2016: $115,430

41016:	$115,430
Kentucky:	$135,600

Lower value quartile - upper value quartile: $87,388 - $143,685

Mean price in 2016:

Detached houses: $183,724
Here:
$183,724
State:
$185,270

Townhouses or other attached units: $161,001
Here:
$161,001
State:
$180,051

In 2-unit structures: $112,117
Here:
$112,117
State:
$185,308

In 3-to-4-unit structures: $116,570
Here:
$116,570
State:
$194,195

In 5-or-more-unit structures: $186,899
Here:
$186,899
State:
$156,371

Mobile homes: $40,854
Here:
$40,854
State:
$53,080

Owners and renters by unit type (%)

Housing units in structures:

One, detached: 1,870
One, attached: 255
Two: 282
3 or 4: 190
5 to 9: 148
10 to 19: 146
20 to 49: 59
Mobile homes: 40

Unemployment: 9.3%

Means of transportation to work in zip code 41016
75.1%2,169Drove a car alone
12.3%355Carpooled
2.4%68Bus or trolley bus
5.5%158Walked
1.2%35Other means
3.1%90Worked at home

Travel time to work (commute) in zip code 41016
111Less than 5 minutes
1715 to 9 minutes
54010 to 14 minutes
54415 to 19 minutes
60020 to 24 minutes
13425 to 29 minutes
31930 to 34 minutes
6535 to 39 minutes
10640 to 44 minutes
13545 to 59 minutes
3660 to 89 minutes
490 or more minutes

Percentage of zip code residents living and working in this county: 36.8%

Household type by relationship:

Households: 6,193

In family households: 4,790 (559 male householders, 907 female householders)
918 spouses, 1,754 children (1,643 natural, 11 adopted, 101 stepchildren), 207 grandchildren, 90 brothers or sisters, 31 parents, 139 other relatives, 160 non-relatives
In nonfamily households: 1,410 (615 male householders (497 living alone)), 463 female householders (368 living alone)), 332 nonrelatives
In group quarters: 38 (25 institutionalized population)

Size of family households: 665 2-persons, 382 3-persons, 209 4-persons, 119 5-persons, 46 6-persons, 35 7-or-more-persons

Size of nonfamily households: 865 1-person, 153 2-persons, 51 3-persons, 8 4-persons

473 married couples with children.
713 single-parent households (277 men, 436 women).

97.4% of residents of 41016 zip code speak English at home.
1.1% of residents speak Spanish at home (83% very well, 17% well).
0.2% of residents speak other Indo-European language at home (100% very well).
0.4% of residents speak other language at home (100% very well).

Foreign born population: 64 (1.0%)
(64.0% of them are naturalized citizens)

This zip code:	1.0%
Whole state:	3.5%

Most common places of birth for the foreign-born residents (%)

23%Sierra Leone
19%Honduras
17%Chile
8%Egypt

Most common first ancestries reported in 41016 (%)

28%American
23%German
12%Irish
7%English
6%European
2%Italian
2%Dutch

Year of entry for the foreign-born population

02010 or later
282000 to 2009
41990 to 1999
42Before 1990

Note: State values scaled to 41016 population

Major facilities with environmental interests located in this zip code:

BP OIL PIPELINE CO BROMLEY (409 RIVER ROAD RT.8 in BROMLEY, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: REFINED PETROLEUM PIPELINES
Organizations: B P OIL PIPELINE CO BROMLEY (CONTACT/OWNER) , BP EXPLORATION & OIL INC (CONTACT/OWNER)
Alternative names: BP EXPLORATION & OIL INC.
M J DALY COMPANY (38 ELM STREET in LUDLOW, KY)
AIR MINOR (AIRS/AFS)
SUPERFUND (Superfund database)
(Resource Conservation and Recovery Act (tracking hazardous waste))
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Organizations: HVC-DALY, INC. (CONTACT/OWNER)
Alternative names: DALY M J CO INC, DALY, M. J. SITE, HVC/DALY CO.
LUDLOW HIGH SCHOOL (515 ELM ST in LUDLOW, KY)
(National Center for Education Statistics) - STATE ID-059354020
Organizations: LUDLOW INDEPENDENT (SCHOOL DISTRICT)
LUDLOW MIDDLE SCHOOL (150 ADELA ST in LUDLOW, KY)
(National Center for Education Statistics) - STATE ID-059354011
Organizations: LUDLOW INDEPENDENT (SCHOOL DISTRICT)
MARY A GOETZ ELEMENTARY SCHOOL (512 OAK ST in LUDLOW, KY)
(National Center for Education Statistics) - STATE ID-059354010
Organizations: LUDLOW INDEPENDENT (SCHOOL DISTRICT)
LUDLOW ENGINE TERMINAL (199 OAK ST MP4.6 in LUDLOW, KY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: LINE-HAUL RAILROADS.
Organizations: N/A (CONTACT/OPERATOR) , NORFOLK SOUTHERN RAILWAY COMPANY (CONTACT/OWNER) , BOB RUBER (CONTACT/OWNER)
Alternative names: NORFOLK SOUTHERN RAILWAY CO
AQUARIUS MARINE INC. (800 ELM STREET in LUDLOW, KY)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: CLAUDE & LOUISE WIESNER (CONTACT/OWNER)
NORFOLK SOUTHERN RAILWAY COMPANY (BRIDGE AT 4.0, 4.6 MILEPOINTS in LUDLOW, KY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: LINE-HAUL RAILROADS.
CHEVRON USA INC COVINGTON PLANT (KY HWY 8 BROMLEY in LUDLOW, KY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
NORFOLK SOUTHERN RAILWAY CO (MP 5.5 BR PLEASANT RUN BRIDGE in LUDLOW, KY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: LINE-HAUL RAILROADS.
NORFOLK SOUTHERN RAILWAY CO (MP 4.6 PLEASANT RUN BRIDGE in LUDLOW, KY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: LINE-HAUL RAILROADS.
LEES MINI MART (471 ELM ST in LUDLOW, KY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: ROY AND MARRIAN LEE (CONTACT/OWNER)
CHANGING PARADIGMS LLC. (4 SANDBANK ROAD in LUDLOW, KY)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))

Zip code 41016 marital status for females

Housing units lacking complete plumbing facilities: 3.1%
Housing units lacking complete kitchen facilities: 0.9%

Most commonly used house heating fuel

68%Utility gas
29%Electricity
1%Other fuel
1%Bottled, tank, or LP gas

Population in 1990: 7,210. Population change in the 1990s: -1,006 (-14.0%).

Place of birth for U.S.-born residents:

This state: 4,052
Northeast: 86
Midwest: 1,531
South: 331
West: 112

60% of the 41016 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 64% lived in this county.
Out of people who lived in different counties, 50% lived in Kentucky.

86% of the 41016 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 64% moved from this county.
   Out of people who lived in different houses, 12% moved from different county within same state.
   Out of people who lived in different houses, 20% moved from different state.
   Out of people who lived in different houses, 3% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 20

Here:	3.3%
Kentucky:	12.6%

Students in private schools in grades 9 to 12 (high school): 32

Here:	6.1%
Kentucky:	12.2%

Students in private undergraduate colleges: 36

Here:	13.6%
Kentucky:	17.9%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

81,144Computer and mathematical occupations
72,243Architecture and engineering occupations
71,323Health technologists and technicians
64,323Business and financial operations occupations
56,622Management occupations
51,369Health diagnosing and treating practitioners and other technical occupations

Note: State values scaled to 41016 population

Companies with federal contracts located in this zip code:

DURO BAG MANUFACTURING COMPANY (DAVIES AND OAK in LUDLOW, KY) : $19,155,144 in 25 contracts from 2002 to 2005
Contracts for Bags and Sacks by Defense Commissary Agency, Department of Defense
Signed by year: 2000: $0; 2001: $0; 2002: $374,639; 2003: $6,626,725; 2004: $4,905,473; 2005: $7,248,307; 2006: $0.

Biggest contracts:
$2,646,212 with Defense Commissary Agency for Bags and Sacks. Signed on 2003-10-01. Completion date: 2004-03-31.
$2,043,593, same as above. Signed on 2004-10-01. Completion date: 2005-01-31.
$1,917,105, same as above. Signed on 2005-07-01. Completion date: 2005-10-01.
$1,362,477, same as above. Signed on 2004-06-01. Completion date: 2004-08-31.
AQUARIUS MARINE INC (800 ELM ST in LUDLOW, KY; small business) : $92,000 in 3 contracts in 2002
$63,000 with U.S. Army Corps of Engineers - civil program financing only for Salvage of Marine Vessels. Signed on 2002-11-14. Completion date: 2004-01-14.
$29,000 with U.S. Army Corps of Engineers - civil program financing only for Vessel Freight. Taking place in IL. Signed on 2002-08-16. Completion date: 2002-04-30.
$0, same as above. Signed on 2002-08-16. Completion date: 2002-04-30.

Top industries in this zip code by the number of employees in 2005:

Construction: Other Heavy and Civil Engineering Construction (50-99 employees: 1 establishment)
Accommodation and Food Services: Caterers (50-99: 1)
Other Services (except Public Administration): Labor Unions and Similar Labor Organizations (20-49: 1)
Professional, Scientific, and Technical Services: Marketing Consulting Services (20-49: 1)
Management of Companies and Enterprises: Corporate, Subsidiary, and Regional Managing Offices (20-49: 1)
Administrative and Support and Waste Management and Remediation Services: Janitorial Services (10-19: 2)
Other Services (except Public Administration): Religious Organizations (5-9: 1, 1-4: 6)
Accommodation and Food Services: Limited-Service Restaurants (10-19: 1, 1-4: 1)
Construction: Masonry Contractors (10-19: 1, 1-4: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

28 people in residential treatment centers for juveniles (non-correctional)

People in group quarters in 2000:

25 people in homes for abused, dependent, and neglected children

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009 (Based on 4 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	51	$108,040	36	$111,953	135	$133,403	4	$28,885	1	$145,080	15	$76,764	0	$0
APPLICATIONS APPROVED, NOT ACCEPTED	4	$65,490	3	$151,473	14	$117,047	1	$24,020	0	$0	2	$73,915	0	$0
APPLICATIONS DENIED	8	$87,144	16	$98,593	57	$97,984	8	$20,228	0	$0	12	$44,749	1	$19,580
APPLICATIONS WITHDRAWN	4	$95,303	2	$108,190	30	$117,451	1	$14,410	0	$0	2	$75,385	0	$0
FILES CLOSED FOR INCOMPLETENESS	2	$85,095	1	$155,660	7	$140,264	0	$0	0	$0	0	$0	0	$0

Choose year: 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0638.00 , 0669.00

	A) Conventional Home Purchase Loans		B) Refinancings
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009 (Based on 4 partial tracts)
	Number	Average Value	Number	Average Value
LOANS ORIGINATED	4	$92,400	4	$127,025
APPLICATIONS APPROVED, NOT ACCEPTED	1	$60,530	1	$352,440
APPLICATIONS DENIED	1	$264,330	1	$95,940
APPLICATIONS WITHDRAWN	1	$176,220	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	2	$115,920

Choose year: 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0638.00 , 0669.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Name	Count	Lived (average)
Most common first names in zip code 41016 among deceased individuals
John	85	75.0 years
William	83	73.7 years
Mary	82	77.9 years
Charles	77	71.2 years
James	62	72.0 years
Robert	56	70.0 years
George	41	75.2 years
Edward	39	76.2 years
Anna	35	80.4 years
Thomas	34	69.5 years

Last name	Count	Lived (average)
Most common last names in zip code 41016 among deceased individuals
Smith	23	76.1 years
Johnson	18	73.0 years
Miller	18	70.0 years
Brown	18	76.4 years
Moore	17	73.2 years
Roberts	17	73.1 years
Reinhart	16	81.5 years
Turner	14	79.3 years
Jones	13	64.7 years
Martin	12	75.8 years

Businesses in zip code 41016

MasterBrand Cabinets: 1
True Value: 1

AB	BC	MB	NB	NL	NS	NT
NU	ON	PE	QC	SK	YT

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2008 (Based on 4 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	33	$99,865	70	$173,810	109	$110,510	11	$38,528	30	$118,743	2	$14,565
APPLICATIONS APPROVED, NOT ACCEPTED	2	$74,405	6	$110,123	13	$86,103	3	$14,577	1	$144,890	1	$13,450
APPLICATIONS DENIED	9	$95,901	23	$123,705	114	$102,734	16	$56,093	21	$116,734	2	$11,655
APPLICATIONS WITHDRAWN	4	$119,525	7	$148,337	27	$108,592	2	$60,050	1	$39,160	0	$0
FILES CLOSED FOR INCOMPLETENESS	1	$98,000	0	$0	10	$70,640	0	$0	3	$48,297	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2007 (Based on 4 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	13	$96,728	153	$107,459	136	$89,418	16	$32,319	2	$127,270	55	$83,201	1	$25,940
APPLICATIONS APPROVED, NOT ACCEPTED	2	$78,810	9	$94,936	27	$95,726	2	$17,295	0	$0	3	$123,353	1	$17,290
APPLICATIONS DENIED	5	$104,816	44	$78,835	131	$116,442	30	$74,345	0	$0	24	$92,021	5	$25,942
APPLICATIONS WITHDRAWN	2	$54,820	10	$146,632	31	$95,969	1	$68,530	0	$0	6	$84,688	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	3	$65,093	11	$77,309	1	$4,900	0	$0	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2006 (Based on 4 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	19	$89,966	318	$121,813	146	$88,389	26	$24,287	101	$90,352	1	$8,650
APPLICATIONS APPROVED, NOT ACCEPTED	3	$87,783	34	$118,326	43	$87,034	3	$11,270	15	$80,929	2	$21,620
APPLICATIONS DENIED	5	$95,068	39	$105,545	140	$83,579	32	$23,588	25	$90,893	2	$217,125
APPLICATIONS WITHDRAWN	5	$111,444	28	$89,937	58	$92,976	5	$49,786	8	$79,838	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	5	$85,078	12	$94,155	0	$0	4	$115,318	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2005 (Based on 4 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	21	$80,164	278	$125,311	157	$86,002	28	$29,655	1	$582,510	74	$84,549	0	$0
APPLICATIONS APPROVED, NOT ACCEPTED	2	$71,100	28	$89,504	25	$114,573	7	$34,806	0	$0	4	$46,320	2	$18,910
APPLICATIONS DENIED	5	$70,714	50	$69,831	134	$89,134	30	$29,766	0	$0	22	$71,745	8	$44,723
APPLICATIONS WITHDRAWN	1	$101,820	21	$107,370	64	$123,532	6	$102,055	0	$0	16	$121,673	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	6	$109,743	15	$99,097	0	$0	0	$0	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2004 (Based on 4 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	27	$87,750	210	$114,757	180	$91,712	23	$42,317	59	$68,230	0	$0
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	25	$128,082	39	$75,320	7	$14,053	10	$50,207	2	$38,180
APPLICATIONS DENIED	6	$74,142	45	$76,220	115	$84,723	28	$34,948	13	$64,728	5	$30,590
APPLICATIONS WITHDRAWN	8	$85,154	28	$85,581	79	$85,119	3	$14,673	9	$57,653	0	$0
FILES CLOSED FOR INCOMPLETENESS	3	$67,657	5	$78,454	12	$60,472	0	$0	3	$51,267	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2003 (Based on 4 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	23	$80,770	216	$122,925	353	$90,453	21	$16,814	1	$139,320	62	$86,858
APPLICATIONS APPROVED, NOT ACCEPTED	2	$75,425	17	$70,868	51	$76,145	4	$25,318	0	$0	6	$60,033
APPLICATIONS DENIED	8	$84,020	31	$72,568	160	$84,891	26	$38,219	0	$0	18	$76,630
APPLICATIONS WITHDRAWN	6	$91,437	17	$94,886	85	$80,382	2	$10,570	0	$0	7	$34,223
FILES CLOSED FOR INCOMPLETENESS	1	$55,800	6	$224,222	18	$119,482	2	$20,820	0	$0	3	$58,610

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	15	$84,259	37	$84,723	98	$107,500	12	$20,967	15	$51,104
APPLICATIONS APPROVED, NOT ACCEPTED	1	$55,800	5	$70,488	12	$105,732	2	$6,855	2	$57,760
APPLICATIONS DENIED	2	$62,655	16	$47,114	53	$89,514	10	$14,000	5	$79,104
APPLICATIONS WITHDRAWN	0	$0	8	$56,415	20	$76,020	0	$0	2	$67,060
FILES CLOSED FOR INCOMPLETENESS	0	$0	2	$97,900	7	$89,369	0	$0	2	$99,860

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	11	$88,911	33	$80,337	96	$97,349	7	$6,294	0	$0	17	$58,913
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	4	$71,958	23	$61,677	2	$11,260	0	$0	3	$51,560
APPLICATIONS DENIED	0	$0	11	$52,065	51	$69,106	24	$14,073	2	$5,971,900	7	$63,636
APPLICATIONS WITHDRAWN	3	$87,783	3	$79,627	26	$70,940	0	$0	0	$0	1	$61,680
FILES CLOSED FOR INCOMPLETENESS	1	$74,400	1	$51,890	8	$75,750	0	$0	0	$0	1	$51,890

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	11	$69,776	29	$102,694	49	$63,775	12	$18,438	15	$52,017
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	4	$76,608	14	$69,929	3	$12,727	0	$0
APPLICATIONS DENIED	0	$0	9	$56,456	49	$91,307	16	$23,251	6	$43,892
APPLICATIONS WITHDRAWN	1	$47,970	4	$58,495	17	$78,954	4	$24,965	1	$46,010
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	4	$63,390	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 1999 (Based on 3 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	16	$71,151	50	$73,175	87	$74,522	15	$10,685	1	$3,040,950	19	$43,071
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	6	$64,415	25	$90,836	6	$9,393	0	$0	1	$24,010
APPLICATIONS DENIED	2	$47,710	14	$44,460	43	$61,586	24	$10,389	0	$0	2	$44,315
APPLICATIONS WITHDRAWN	5	$67,500	6	$79,080	23	$72,830	1	$20,480	0	$0	2	$89,990
FILES CLOSED FOR INCOMPLETENESS	0	$0	3	$89,447	4	$59,963	0	$0	0	$0	0	$0

41016 Zip Code (Ludlow, KY) Detailed Profile

For population 25 years and over in 41016:

For population 15 years and over in 41016:

Zip code 41016 compared to state average:

Races in zip code 41016

Averages for the 2012 tax year for zip code 41016, filed in 2013:

Averages for the 2004 tax year for zip code 41016, filed in 2005:

Notable locations in this zip code not listed on our city pages

Zip code 41016 household income distribution in 2016

Estimate of home value of owner-occupied houses/condos in 2016 in zip code 41016

Rent paid by renters in 2016 in zip code 41016

Estimated median house (or condo) value in 2016 for:

Mean price in 2016:

Housing units in structures:

Means of transportation to work in zip code 41016

Travel time to work (commute) in zip code 41016

Household type by relationship:

Major facilities with environmental interests located in this zip code:

Place of birth for U.S.-born residents:

Private vs. public school enrollment:

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:

People in group quarters in 2010:

People in group quarters in 2000:

Businesses in zip code 41016