Estimated median household income in 2007: $65,080
| This zip code: | $65,080 | | Kentucky: | $40,267 |
Nearest zip codes: 41018, 41015, 41017, 41094, 41042, 41063.
Housing units in zip code 41051 with a mortgage: 3,589 (562 second mortgage, 561 home equity loan, 16 both second mortgage and home equity loan)
Houses without a mortgage: 766
Median monthly owner costs for units with a mortgage: $1,279
Median monthly owner costs for units without a mortgage: $334
Residents with income below the poverty level in 2007:
| This zip code: | 7.0% | | Whole state: | 17.3% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 4.0% | | Whole state: | 7.1% |
Median number of rooms in houses and condos:
| Here: | 6.4 | | State: | 5.9 |
Median number of rooms in apartments:
| Here: | 4.5 | | State: | 4.3 |
Year house built: |
|
- 1999 to March 2000: 360
- 1995 to 1998: 908
- 1990 to 1994: 784
- 1980 to 1989: 756
- 1970 to 1979: 1,388
- 1960 to 1969: 729
- 1950 to 1959: 643
- 1940 to 1949: 244
- 1939 or earlier: 398
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Bedrooms in owner-occupied houses in Independence, KY (41051): |
|
- no bedroom: 0
- 1 bedrooms: 36
- 2 bedrooms: 681
- 3 bedrooms: 2,921
- 4 bedrooms: 1,134
- 5 or more bedrooms: 185
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 201
- 2 bedrooms: 532
- 3 bedrooms: 288
- 4 bedrooms: 45
- 5 or more bedrooms: 6
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Vehicles available in 41051 zip code in owner-occupied houses/condos: |
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- no vehicle: 115
- 1 vehicle: 909
- 2 vehicles: 2,411
- 3 vehicles: 1,069
- 4 vehicles: 334
- 5 or more vehicles: 119
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 95
- 1 vehicle: 467
- 2 vehicles: 407
- 3 vehicles: 82
- 4 vehicles: 5
- 5 or more vehicles: 16
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 41051:
- Less than $10,000: 29
- $10,000 to $14,999: 14
- $15,000 to $19,999: 13
- $20,000 to $24,999: 25
- $25,000 to $29,999: 29
- $30,000 to $34,999: 23
- $35,000 to $39,999: 11
- $40,000 to $49,999: 84
- $50,000 to $59,999: 48
- $60,000 to $69,999: 81
- $70,000 to $79,999: 198
- $80,000 to $89,999: 195
- $90,000 to $99,999: 150
- $100,000 to $124,999: 733
- $125,000 to $149,999: 1,330
- $150,000 to $174,999: 911
- $175,000 to $199,999: 959
- $200,000 to $249,999: 1,338
- $250,000 to $299,999: 463
- $300,000 to $399,999: 301
- $400,000 to $499,999: 75
- $500,000 to $749,999: 53
- $750,000 to $999,999: 7
- $1,000,000 or more: 2
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Rent paid by renters in 2007 in zip code 41051:
- Less than $100: 22
- $100 to $149: 14
- $150 to $199: 13
- $250 to $299: 15
- $300 to $349: 55
- $350 to $399: 61
- $400 to $449: 57
- $450 to $499: 226
- $500 to $549: 228
- $550 to $599: 90
- $600 to $649: 154
- $650 to $699: 65
- $700 to $749: 66
- $750 to $799: 50
- $800 to $899: 33
- $900 to $999: 178
- $1,000 to $1,249: 38
- $1,250 to $1,499: 9
- No cash rent: 119
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Median price asked for vacant for-sale houses and condos in 2007: $171,880.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $168,290
- Black or African American householders: $151,634
- Two or more races householders: $49,826
- Hispanic or Latino householders: $183,942
Estimated median house or condo value in 2007: $164,554 (it was $115,400 in 2000)
| 41051: | $164,554 | | Kentucky: | $114,300 |
Lower value quartile - upper value quartile: $115,457 - $198,821
Mean price in 2007:
Detached houses: $185,839| Here: | $185,839 | | State: | $160,589 |
Townhouses or other attached units: $81,685| Here: | $81,685 | | State: | $163,962 |
In 2-unit structures: $234,738| Here: | $234,738 | | State: | $137,715 |
In 3-to-4-unit structures: $85,211| Here: | $85,211 | | State: | $141,483 |
In 5-or-more-unit structures: $94,119| Here: | $94,119 | | State: | $124,940 |
Mobile homes: $30,173| Here: | $30,173 | | State: | $33,636 |
Occupied boats, RVs, vans, etc.: $5,000| Here: | $5,000 | | State: | $47,392 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 5,079
- One, attached: 177
- Two: 121
- 3 or 4: 149
- 5 to 9: 205
- 10 to 19: 244
- 20 to 49: 48
- 50 or more: 11
- Mobile homes: 168
- Boats, RVs, vans, etc.: 8

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Means of transportation to work
- Drove a car alone: 7,903 (84%)
- Carpooled: 1,069 (11%)
- Bus or trolley bus: 179 (2%)
- Ferryboat: 4 (0%)
- Taxi: 24 (0%)
- Walked: 24 (0%)
- Other means: 23 (0%)
- Worked at home: 163 (2%)
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Travel time to work
- Less than 5 minutes: 240
- 5 to 9 minutes: 664
- 10 to 14 minutes: 716
- 15 to 19 minutes: 1429
- 20 to 24 minutes: 2039
- 25 to 29 minutes: 808
- 30 to 34 minutes: 1340
- 35 to 39 minutes: 466
- 40 to 44 minutes: 475
- 45 to 59 minutes: 684
- 60 to 89 minutes: 225
- 90 or more minutes: 140
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Percentage of zip code residents living and working in this county: 35.5%
Household type by relationship
Households: 17,650
- In family households: 16,338 (4,023 male householders, 968 female householders)
3,932 spouses, 6,413 children (5,688 natural, 242 adopted, 483 stepchildren), 285 grandchildren, 106 brothers or sisters, 123 parents, 147 other relatives, 341 non-relatives
- In nonfamily households: 1,312 (532 male householders (430 living alone)), 534 female householders (414 living alone)), 246 nonrelatives
- In group quarters: 51 (all institutionalized)
Size of family households: 1,794 2-persons, 1,144 3-persons, 1,298 4-persons, 540 5-persons, 162 6-persons, 53 7-or-more-persons.
Size of nonfamily households: 844 1-person, 209 2-persons, 8 3-persons, 5 6-persons.
3,976 married couples with children.
874 single-parent households (226 men, 648 women).
97.5% of residents of 41051 zip code speak English at home.
1.0% of residents speak Spanish at home (78% very well, 12% well, 10% not well).
1.4% of residents speak other Indo-European language at home (43% very well, 26% well, 31% not well).
0.1% of residents speak Asian or Pacific Island language at home (100% very well).
Foreign born population: 260 (1.5%)
(33.1% of them are naturalized citizens)
| This zip code: | 1.5% | | Whole state: | 2.0% |
Most common places of birth for the foreign-born residents:
- Germany (27%)
- Canada (23%)
- United Kingdom (9%)
- Bosnia and Herzegovina (6%)
- Other Western Africa (6%)
- Spain (5%)
- Cuba (4%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 125
- 1990 to 1994: 8
- 1985 to 1989: 13
- 1980 to 1984: 7
- 1975 to 1979: 43
- 1970 to 1974: 19
- 1970 to 1974: 34
- 1965 to 1969: 11
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White population: 17,128
Black population: 112
American Indian population: 25
Asian population: 70
Native Hawaiian and Other Pacific Islander population: 3
Some other race population: 52
Two or more races population: 144

First ancestries reported:
|  German: 4763 |
|  United States or American: 2177 |
|  English: 1597 |
|  Irish: 1579 |
|  Other groups: 1029 |
|  French (except Basque): 383 |
|  Italian: 204 |
|  Scotch-Irish: 167 |
|  Scottish: 157 |
|  Polish: 125 |
|  Dutch: 120 |
|  European: 95 |
|  Welsh: 72 |
|  British: 72 |
|  French Canadian: 66 |
|  Canadian: 53 |
|  Swedish: 47 |
|  Russian: 29 |
|  Yugoslavian: 26 |
|  Czech: 24 |
|  Norwegian: 22 |
|  Hungarian: 15 |
|  Liberian: 15 |
|  Subsaharan African:: 15 |
|  Czechoslovakian: 15 |
|  Croatian: 14 |
|  Slovak: 13 |
|  Maltese: 11 |
|  Australian: 7 |
|  Austrian: 7 |
|  Danish: 6 |
|  Acadian/Cajun: 5 |
|  Greek: 5 |

Major facitilies with environmental interests located in this zip code:
- BILLS 76 (5605 MADISON PIKE in INDEPENDENCE, KY)
AIR MINOR (AIRS/AFS)
(Integrated Compliance Information System) - ICIS-04-1997-0537, FORMAL ENFORCEMENT ACTION
Business SIC classification: GASOLINE SERVICE STATIONS; GENERAL AUTOMOTIVE REPAIR SHOPS
- BEECHGROVE ELEMENTARY SCHOOL (1029 BRISTOW RD in INDEPENDENCE, KY)
(National Center for Education Statistics) - STATE ID-059291005
Organizations: KENTON COUNTY (SCHOOL DISTRICT)
- MEADOW GLEN SUBD PH 6 (INDEPENDENCE STATION RD in INDEPENDENCE, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: HIGHWAY AND STREET CONSTRUCTION, EXCEPT ELEVATED HIGHWAYS
- CODY MEADOWS (CODY RD in INDEPENDENCE, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: HIGHWAY AND STREET CONSTRUCTION, EXCEPT ELEVATED HIGHWAYS
Organizations: CODY MEADOWS SUBD (CONTACT/OWNER)
Alternative names: CODY MEADOWS SUBD
- CANBERRA RIDGE SUBD (INDEPENDENCE STATION RD in INDEPENDENCE, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: HIGHWAY AND STREET CONSTRUCTION, EXCEPT ELEVATED HIGHWAYS
Organizations: CANBERRA RIDGE SUBD PHASE II (CONTACT/OWNER)
Alternative names: CANBERRA RIDGE SUBD PHASE II
- BATTLE RIDGE SUBD PHASE B (BRISTOW RD in INDEPENDENCE, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: HIGHWAY AND STREET CONSTRUCTION, EXCEPT ELEVATED HIGHWAYS
Organizations: BATTLE RIDGE SUBD PHASE A (CONTACT/OWNER)
Alternative names: BATTLE RIDGE SUBD PHASE A
- CLAIBORNE (KY 16 - STABLEWATCH, STONEMILL in INDEPENDENCE, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: HIGHWAY AND STREET CONSTRUCTION, EXCEPT ELEVATED HIGHWAYS
Organizations: CLAIBORNE PHASE 2 (CONTACT/OWNER)
Alternative names: CLAIBORNE PHASE 2
- FEDEX GROUND PACKAGE SYSTEMS INC (11000 TOEBBEN RD in INDEPENDENCE, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: COURIER SERVICES, EXCEPT BY AIR
Organizations: FEDEX GROUND PACKAGE SYSTEM INC (CONTACT/OPERATOR)
- COMMUNITY PENTECOSTAL CHURCH (FORMERLY:COMMUNITY PENTECOSTAL CHURCH) (11875 TAYLOR MILL ROAD in INDEPENDENCE, KY)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: RELIGIOUS ORGANIZATIONS
Alternative names: COMMUNITY CHRIST ACADEMY, COMMUNITY CHRISTIAN ACADEMY
- MAGNI INDUSTRIES INC (10250 TOEBBEN DRIVE in INDEPENDENCE, KY)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
(Resource Conservation and Recovery Act (tracking hazardous waste))
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: PAINTS, VARNISHES, LACQUERS, ENAMELS, AND ALLIED PRODUCTS
Organizations: THE MAGNI GROUP INC (CONTACT/OWNER)
Alternative names: MAGNI INDUSTRIES INC - KENTUCKY, MAGNI INDS. INC., MAGNI INDS. - KENTUCKY
- ALLEN ESTATES (BRADLEY DR in INDEPENDENCE, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: GENERAL CONTRACTORS-SINGLE-FAMILY HOUSES
- AMERISTOP DEVELOPMENT CO (14189 RICHARDSON in INDEPENDENCE, KY)
AIR MINOR (AIRS/AFS)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Business SIC classification: GASOLINE SERVICE STATIONS
- ASHFORD VILLAGE (MILLS RD in INDEPENDENCE, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: HIGHWAY AND STREET CONSTRUCTION, EXCEPT ELEVATED HIGHWAYS
Median worth of mobile homes: $29,109
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Utility gas (37%)
- Electricity (33%)
- Fuel oil, kerosene, etc. (17%)
- Bottled, tank, or LP gas (12%)
- Wood (1%)
|
Place of birth for U.S.-born residents:
- This state: 11618
- Northeast: 474
- Midwest: 3931
- South: 1065
- West: 271
55% of the 41051 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 52% lived in this county.
Out of people who lived in different counties, 49% lived in Kentucky.
Population in 1990: 12,778. Population change in the 1990s: +4,756 (+37.2%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 328
| Here: | 13.9% | | Kentucky: | 11.9% |
Students in private schools in grades 9 to 12 (high school): 148
| Here: | 14.3% | | Kentucky: | 10.6% |
Students in private undergraduate colleges: 118
| Here: | 16.6% | | Kentucky: | 18.1% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (INDEPENDENCE, KY):
- FENDERS GREENSKEEPERS INC (1623 SHAW RD; small business): $193,900 in 3 contracts from 2000 to 2002
$79,400 with Army for Landscaping/Groundskeeping Services. Taking place in AL. Signed on 2001-03-07. Completion date: 2002-03-15.
$74,800, same as above. Signed on 2000-03-06. Completion date: 2001-03-15.
$39,700, same as above. Signed on 2002-03-07. Completion date: 2002-06-15.
- VITECH, LLC (11947 MADISON PIKE; small business)
$15,055 with Army for Miscellaneous Special Industry Machinery. Signed on 2005-09-30. Completion date: 2005-10-17.
- KENTUCKY REBUILD CORP (10065 TOEBBEN DRIVE; small business): $3,804 in 2 contracts in 2004
$5,000 with Army for Maintenance, Repair and Rebuilding of Equipment -- Special Industry Machinery. Taking place in TX. Signed on 2004-10-05. Completion date: 2004-10-12.
$-1,196, same as above. Signed on 2004-12-01. Completion date: 2004-10-12.
- EMERGENCY EQUIPMENT (10394 GARRISON DR; small business)
$3,670 with Army for Safety and Rescue Equipment. Signed on 2005-09-28. Completion date: 2005-11-21.
Top industries in this zip code by the number of employees in 2005:
- Construction: Plumbing, Heating, and Air-Conditioning Contractors (100-249 employees: 1 establishment, 20-49 employees: 1 establishment, 1-4 employees: 6 establishments)
- Accommodation and Food Services: Limited-Service Restaurants (50-99: 1, 20-49: 3, 10-19: 2, 1-4: 2)
- Professional, Scientific, and Technical Services: Other Accounting Services (100-249: 1, 5-9: 1, 1-4: 2)
- Wholesale Trade: Fresh Fruit and Vegetable Merchant Wholesalers (100-249: 1)
- Accommodation and Food Services: Full-Service Restaurants (50-99: 1, 20-49: 1)
- Wholesale Trade: Lumber, Plywood, Millwork, and Wood Panel Merchant Wholesalers (50-99: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
42 people in nursing homes
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 4 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 165 | $157,123 | 997 | $130,599 | 891 | $122,105 | 112 | $41,215 | 3 | $5,863,570 | 175 | $109,658 | 15 | $66,813 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 16 | $151,449 | 100 | $105,095 | 238 | $122,482 | 35 | $72,417 | 0 | $0 | 17 | $102,546 | 5 | $36,210 |
| APPLICATIONS DENIED | 50 | $155,176 | 162 | $127,269 | 994 | $128,712 | 190 | $58,530 | 0 | $0 | 59 | $120,298 | 13 | $72,017 |
| APPLICATIONS WITHDRAWN | 19 | $183,002 | 111 | $135,310 | 323 | $134,158 | 24 | $80,998 | 0 | $0 | 19 | $136,034 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 19 | $115,032 | 60 | $139,300 | 6 | $66,657 | 0 | $0 | 4 | $157,080 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 4 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 183 | $145,133 | 1,440 | $123,059 | 1,051 | $109,182 | 180 | $29,634 | 0 | $0 | 193 | $107,266 | 13 | $60,915 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $125,308 | 137 | $115,864 | 246 | $116,031 | 44 | $25,784 | 0 | $0 | 24 | $120,272 | 13 | $77,900 |
| APPLICATIONS DENIED | 16 | $133,899 | 226 | $104,329 | 813 | $113,149 | 207 | $47,095 | 2 | $753,535 | 48 | $94,542 | 31 | $45,386 |
| APPLICATIONS WITHDRAWN | 15 | $135,570 | 151 | $111,490 | 359 | $107,522 | 20 | $65,906 | 0 | $0 | 19 | $95,773 | 2 | $94,325 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 29 | $93,450 | 78 | $128,204 | 12 | $52,263 | 0 | $0 | 2 | $206,715 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 4 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 229 | $132,788 | 1,477 | $119,406 | 1,219 | $110,918 | 172 | $40,245 | 200 | $111,913 | 18 | $68,341 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $112,306 | 161 | $97,524 | 243 | $107,081 | 27 | $37,743 | 12 | $125,248 | 9 | $59,243 |
| APPLICATIONS DENIED | 42 | $121,378 | 260 | $92,158 | 827 | $119,483 | 179 | $32,985 | 42 | $79,596 | 39 | $44,183 |
| APPLICATIONS WITHDRAWN | 15 | $133,813 | 148 | $108,930 | 394 | $130,079 | 51 | $148,721 | 31 | $99,008 | 3 | $94,237 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $119,643 | 27 | $91,257 | 112 | $119,390 | 5 | $28,084 | 6 | $108,710 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 4 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 305 | $134,278 | 1,264 | $117,843 | 1,490 | $109,416 | 138 | $37,681 | 0 | $0 | 202 | $102,396 | 12 | $68,087 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 21 | $140,930 | 116 | $127,398 | 256 | $113,153 | 27 | $28,759 | 0 | $0 | 12 | $131,891 | 6 | $46,230 |
| APPLICATIONS DENIED | 28 | $125,262 | 166 | $97,340 | 724 | $117,971 | 153 | $29,923 | 2 | $2,090,445 | 30 | $95,437 | 40 | $47,199 |
| APPLICATIONS WITHDRAWN | 18 | $144,074 | 103 | $121,057 | 544 | $116,819 | 38 | $35,852 | 0 | $0 | 20 | $112,148 | 9 | $109,917 |
| FILES CLOSED FOR INCOMPLETENESS | 10 | $110,555 | 30 | $112,719 | 102 | $130,374 | 10 | $27,224 | 0 | $0 | 11 | $119,574 | 3 | $24,193 |
Aggregated Statistics For Year 2003 (Based on 4 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 354 | $124,576 | 1,047 | $117,331 | 3,159 | $109,992 | 129 | $20,667 | 174 | $96,011 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 17 | $87,549 | 65 | $94,552 | 342 | $109,442 | 28 | $19,584 | 19 | $88,391 |
| APPLICATIONS DENIED | 24 | $121,076 | 114 | $80,195 | 765 | $104,730 | 111 | $18,840 | 24 | $76,477 |
| APPLICATIONS WITHDRAWN | 30 | $128,980 | 74 | $106,519 | 424 | $108,381 | 13 | $21,012 | 12 | $113,928 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $145,417 | 20 | $91,466 | 146 | $112,723 | 14 | $72,885 | 4 | $145,518 |
Aggregated Statistics For Year 2002 (Based on 2 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 186 | $110,171 | 260 | $97,212 | 966 | $97,375 | 79 | $15,776 | 1 | $142,390 | 58 | $95,291 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 17 | $94,106 | 39 | $74,262 | 149 | $92,510 | 16 | $24,656 | 0 | $0 | 6 | $65,648 |
| APPLICATIONS DENIED | 17 | $76,576 | 99 | $59,620 | 268 | $87,847 | 78 | $14,890 | 2 | $947,995 | 6 | $59,930 |
| APPLICATIONS WITHDRAWN | 6 | $103,113 | 25 | $104,178 | 179 | $99,167 | 15 | $15,415 | 0 | $0 | 3 | $49,830 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $107,925 | 9 | $86,727 | 53 | $97,717 | 4 | $21,170 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 208 | $107,500 | 290 | $100,901 | 888 | $95,742 | 65 | $16,118 | 63 | $96,648 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $81,380 | 32 | $73,477 | 119 | $79,504 | 18 | $13,376 | 0 | $0 |
| APPLICATIONS DENIED | 16 | $96,817 | 79 | $45,589 | 314 | $89,645 | 52 | $12,916 | 16 | $55,520 |
| APPLICATIONS WITHDRAWN | 11 | $97,222 | 25 | $119,828 | 142 | $90,494 | 8 | $16,278 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $87,993 | 6 | $99,167 | 41 | $92,469 | 4 | $18,123 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 142 | $100,456 | 268 | $93,205 | 272 | $70,987 | 94 | $14,781 | 4 | $88,480 | 35 | $85,303 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $85,721 | 42 | $60,215 | 86 | $80,729 | 30 | $12,380 | 0 | $0 | 6 | $43,020 |
| APPLICATIONS DENIED | 16 | $74,206 | 91 | $48,356 | 181 | $66,633 | 119 | $13,649 | 0 | $0 | 4 | $55,433 |
| APPLICATIONS WITHDRAWN | 6 | $85,272 | 22 | $65,395 | 98 | $54,138 | 14 | $20,661 | 0 | $0 | 2 | $31,415 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $80,410 | 4 | $58,140 | 28 | $82,665 | 1 | $71,200 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 full and 5 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 114 | $103,437 | 326 | $98,558 | 408 | $81,722 | 123 | $15,846 | 69 | $105,798 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $103,622 | 38 | $73,158 | 99 | $78,937 | 27 | $17,293 | 3 | $46,203 |
| APPLICATIONS DENIED | 12 | $106,772 | 83 | $63,747 | 206 | $74,723 | 79 | $12,739 | 7 | $60,347 |
| APPLICATIONS WITHDRAWN | 12 | $104,800 | 28 | $97,674 | 91 | $75,020 | 9 | $47,560 | 1 | $47,230 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $163,240 | 7 | $73,550 | 27 | $74,803 | 0 | $0 | 0 | $0 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 4 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 344 | $154,603 | 95 | $152,217 | 6 | $98,362 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 45 | $145,286 | 28 | $149,399 | 9 | $119,151 |
| APPLICATIONS DENIED | 4 | $183,125 | 1 | $173,380 | 1 | $250,700 |
| APPLICATIONS WITHDRAWN | 20 | $190,722 | 6 | $154,990 | 6 | $125,477 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $179,050 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 4 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 298 | $151,425 | 67 | $146,100 | 17 | $93,062 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 31 | $152,340 | 22 | $145,631 | 1 | $105,540 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $121,565 | 1 | $121,680 |
| APPLICATIONS WITHDRAWN | 11 | $137,535 | 8 | $157,950 | 2 | $164,475 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $242,650 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 4 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 190 | $146,314 | 99 | $143,185 | 5 | $113,480 | 1 | $46,090 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 36 | $179,191 | 18 | $147,377 | 5 | $137,904 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $136,628 | 3 | $130,860 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 9 | $136,696 | 6 | $166,690 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 4 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 185 | $140,931 | 114 | $128,632 | 18 | $115,366 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 31 | $129,376 | 45 | $121,261 | 4 | $118,603 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 7 | $181,163 | 11 | $120,421 | 1 | $195,590 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $106,770 | 2 | $156,825 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 4 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 277 | $136,912 | 363 | $132,739 | 14 | $90,650 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 33 | $131,882 | 116 | $125,787 | 2 | $149,995 |
| APPLICATIONS DENIED | 3 | $109,553 | 4 | $142,850 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $149,638 | 14 | $160,244 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $111,264 | 27 | $111,494 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 76 | $127,475 | 140 | $119,345 | 1 | $119,910 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $136,873 | 29 | $123,213 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $70,360 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $261,420 | 6 | $93,988 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $196,990 | 9 | $118,476 | 1 | $91,540 |
Aggregated Statistics For Year 2001 (Based on 2 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 121 | $124,762 | 157 | $116,450 | 4 | $75,673 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 19 | $142,556 | 22 | $113,876 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $137,178 | 10 | $109,961 | 1 | $130,510 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $108,780 | 4 | $116,090 | 1 | $87,460 |
Aggregated Statistics For Year 2000 (Based on 2 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 106 | $108,656 | 25 | $101,513 | 4 | $52,018 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $109,347 | 8 | $87,784 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $74,865 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $114,750 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $80,700 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 full and 5 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 110 | $116,930 | 67 | $100,835 | 1 | $78,580 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 17 | $117,228 | 10 | $88,596 | 1 | $61,610 |
| APPLICATIONS DENIED | 4 | $84,790 | 3 | $141,603 | 1 | $45,020 |
| APPLICATIONS WITHDRAWN | 1 | $145,300 | 2 | $134,660 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $105,345 | 1 | $117,820 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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