Estimated median household income in 2007: $55,723
| This zip code: | $55,723 | | Kentucky: | $40,267 |
Nearest zip codes: 41085, 45230, 45255, 41076, 41001, 41075.
Housing units in zip code 41059 with a mortgage: 329 (34 second mortgage, 44 home equity loan, 1 both second mortgage and home equity loan)
Houses without a mortgage: 157
Median monthly owner costs for units with a mortgage: $1,171
Median monthly owner costs for units without a mortgage: $281
Residents with income below the poverty level in 2007:
| This zip code: | 7.4% | | Whole state: | 17.3% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 3.0% | | Whole state: | 7.1% |
Median number of rooms in houses and condos:
| Here: | 5.8 | | State: | 5.9 |
Median number of rooms in apartments:
| Here: | 3.4 | | State: | 4.3 |
Year house built: |
|
- 1999 to March 2000: 22
- 1995 to 1998: 65
- 1990 to 1994: 78
- 1980 to 1989: 119
- 1970 to 1979: 171
- 1960 to 1969: 120
- 1950 to 1959: 130
- 1940 to 1949: 55
- 1939 or earlier: 164
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Bedrooms in owner-occupied houses in Melbourne, KY (41059): |
|
- no bedroom: 0
- 1 bedrooms: 33
- 2 bedrooms: 163
- 3 bedrooms: 361
- 4 bedrooms: 128
- 5 or more bedrooms: 19
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Bedrooms in renter-occupied apartments and housing units: |
|
- no bedroom: 28
- 1 bedrooms: 59
- 2 bedrooms: 47
- 3 bedrooms: 27
- 4 bedrooms: 0
- 5 or more bedrooms: 0
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Vehicles available in 41059 zip code in owner-occupied houses/condos: |
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- no vehicle: 36
- 1 vehicle: 138
- 2 vehicles: 294
- 3 vehicles: 132
- 4 vehicles: 85
- 5 or more vehicles: 19
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Vehicles available in renter-occupied apartments: |
|
- no vehicle: 6
- 1 vehicle: 110
- 2 vehicles: 39
- 3 vehicles: 6
- 4 vehicles: 0
- 5 or more vehicles: 0
|
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 41059:
- Less than $10,000: 12
- $10,000 to $14,999: 6
- $15,000 to $19,999: 4
- $20,000 to $24,999: 7
- $25,000 to $29,999: 7
- $30,000 to $34,999: 3
- $35,000 to $39,999: 19
- $40,000 to $49,999: 21
- $50,000 to $59,999: 21
- $60,000 to $69,999: 14
- $70,000 to $79,999: 5
- $80,000 to $89,999: 10
- $90,000 to $99,999: 21
- $100,000 to $124,999: 88
- $125,000 to $149,999: 118
- $150,000 to $174,999: 58
- $175,000 to $199,999: 33
- $200,000 to $249,999: 67
- $250,000 to $299,999: 60
- $300,000 to $399,999: 67
- $400,000 to $499,999: 17
- $500,000 to $749,999: 7
- $750,000 to $999,999: 14
- $1,000,000 or more: 10
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Rent paid by renters in 2007 in zip code 41059:
- $100 to $149: 9
- $150 to $199: 2
- $200 to $249: 5
- $250 to $299: 21
- $300 to $349: 13
- $350 to $399: 18
- $400 to $449: 42
- $450 to $499: 8
- $500 to $549: 3
- $550 to $599: 11
- $650 to $699: 8
- No cash rent: 8
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Median price asked for vacant for-sale houses and condos in 2007: $122,054.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $154,936
- Hispanic or Latino householders: $122,054
Estimated median house or condo value in 2007: $147,171 (it was $100,900 in 2000)
| 41059: | $147,171 | | Kentucky: | $114,300 |
Lower value quartile - upper value quartile: $98,456 - $247,900
Mean price in 2007:
Detached houses: $237,062| Here: | $237,062 | | State: | $160,589 |
Townhouses or other attached units: $171,421| Here: | $171,421 | | State: | $163,962 |
In 2-unit structures: $174,780| Here: | $174,780 | | State: | $137,715 |
Mobile homes: $39,005| Here: | $39,005 | | State: | $33,636 |
Owners and renters by unit type in %
|
Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 678
- One, attached: 2
- Two: 26
- 3 or 4: 10
- 5 to 9: 6
- 10 to 19: 2
- 20 to 49: 15
- 50 or more: 41
- Mobile homes: 144

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Means of transportation to work
- Drove a car alone: 1,038 (80%)
- Carpooled: 197 (15%)
- Bus or trolley bus: 10 (1%)
- Walked: 9 (1%)
- Worked at home: 47 (4%)
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Travel time to work
- Less than 5 minutes: 21
- 5 to 9 minutes: 62
- 10 to 14 minutes: 151
- 15 to 19 minutes: 154
- 20 to 24 minutes: 233
- 25 to 29 minutes: 115
- 30 to 34 minutes: 271
- 35 to 39 minutes: 50
- 40 to 44 minutes: 55
- 45 to 59 minutes: 79
- 60 to 89 minutes: 48
- 90 or more minutes: 15
|
Percentage of zip code residents living and working in this county: 43.8%
Household type by relationship
Households: 2,324
- In family households: 2,058 (560 male householders, 110 female householders)
594 spouses, 702 children (655 natural, 24 adopted, 23 stepchildren), 47 grandchildren, 11 brothers or sisters, 0 parents, 23 other relatives, 11 non-relatives
- In nonfamily households: 266 (161 male householders (152 living alone)), 73 female householders (57 living alone)), 32 nonrelatives
- In group quarters: 78 (0 institutionalized population)
Size of family households: 284 2-persons, 147 3-persons, 155 4-persons, 42 5-persons, 38 6-persons, 4 7-or-more-persons.
Size of nonfamily households: 209 1-person, 22 2-persons, 3 3-persons.
421 married couples with children.
73 single-parent households (20 men, 53 women).
96.5% of residents of 41059 zip code speak English at home.
1.8% of residents speak Spanish at home (98% very well, 3% not well).
1.6% of residents speak other Indo-European language at home (78% very well, 22% not well).
0.2% of residents speak other language at home (100% very well).
Foreign born population: 15 (0.6%)
(100.0% of them are naturalized citizens)
| This zip code: | 0.6% | | Whole state: | 2.0% |
Most common places of birth for the foreign-born residents:
- Canada (47%)
- Mexico (33%)
- Germany (20%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 0
- 1990 to 1994: 5
- 1985 to 1989: 0
- 1980 to 1984: 0
- 1975 to 1979: 0
- 1970 to 1974: 0
- 1970 to 1974: 7
- 1965 to 1969: 3
|
|
White population: 2,325
Black population: 2
American Indian population: 2
Asian population: 7
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 3
Two or more races population: 1

First ancestries reported:
|  German: 821 |
|  United States or American: 478 |
|  English: 188 |
|  Irish: 140 |
|  Other groups: 82 |
|  French (except Basque): 58 |
|  Dutch: 36 |
|  Scotch-Irish: 27 |
|  Polish: 26 |
|  Italian: 19 |
|  Welsh: 16 |
|  Greek: 12 |
|  Arab:: 8 |
|  Lebanese: 8 |
|  French Canadian: 7 |
|  Czech: 4 |
|  Norwegian: 2 |
|  Swedish: 2 |

Major facitilies with environmental interests located in this zip code:
- PRESTRESS SERV OF MELBOURNE (MARY INGLES HWY KY HWY 8 in MELBOURNE, KY)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: CONCRETE PRODUCTS, EXCEPT BLOCK AND BRICK
Organizations: PRESTRESS SERVICES INC (CONTACT/OWNER)
Alternative names: PRESTRESS SERV MELB INC
- ALLENDER RESIDENCE (36 FOUR MILE RD in MELBOURNE, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: OPERATORS OF DWELLINGS OTHER THAN APARTMENT BUILDINGS
- BACH RESIDENCE (2989 TEN MILE RD in CAMP SPRINGS, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: OPERATORS OF DWELLINGS OTHER THAN APARTMENT BUILDINGS
- BERKEYMEYER RESIDENCE (6555 VINEYARD LN in MELBOURNE, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: OPERATORS OF DWELLINGS OTHER THAN APARTMENT BUILDINGS
Organizations: BERKEMEYER RESIDENCE (CONTACT/OWNER)
Alternative names: BERKEMEYER RESIDENCE
- BEZOLD RESIDENCE (2814 NINE MILE RD in MELBOURNE, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: OPERATORS OF DWELLINGS OTHER THAN APARTMENT BUILDINGS
- BORN RESIDENCE (BOX 247-A FOUR MILE RD in MELBOURNE, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: OPERATORS OF DWELLINGS OTHER THAN APARTMENT BUILDINGS
- CAMP SPRINGS TAVERN (218 FOUR & TWELVE MILE RD in MELBOURNE, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: DRINKING PLACES (ALCOHOLIC BEVERAGES)
- CONNLEY RESIDENCE (213A FOUR & TWELVE MILE RD in CAMP SPRINGS, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: OPERATORS OF DWELLINGS OTHER THAN APARTMENT BUILDINGS
- COUCH RESIDENCE (DARLINGTON RD in MELBOURNE, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: OPERATORS OF DWELLINGS OTHER THAN APARTMENT BUILDINGS
- COX RESIDENCE (FOUR & TWELVE MILE RD in CAMP SPRINGS, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: OPERATORS OF DWELLINGS OTHER THAN APARTMENT BUILDINGS
- MEYER RESIDENCE (FOUR MILE RD KY RT 547 in MELBOURNE, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: OPERATORS OF DWELLINGS OTHER THAN APARTMENT BUILDINGS
- NORTHERN KENTUCKY SADDLE CLUB (200 POPLAR RIDGE ROAD in MELBOURNE, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: PROFESSIONAL SPORTS CLUBS AND PROMOTERS
Organizations: NORTHERN KY SADDLE CLUB (CONTACT/OWNER)
- PARNELL RESIDENCE (2942 EIGHT MILE RD in MELBOURNE, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: OPERATORS OF DWELLINGS OTHER THAN APARTMENT BUILDINGS
Median worth of mobile homes: $35,009
Most commonly used house heating fuel: |
|
|
- Bottled, tank, or LP gas (33%)
- Fuel oil, kerosene, etc. (29%)
- Electricity (29%)
- Wood (6%)
- Utility gas (2%)
|
Place of birth for U.S.-born residents:
- This state: 1808
- Northeast: 32
- Midwest: 436
- South: 58
- West: 30
73% of the 41059 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 57% lived in this county.
Out of people who lived in different counties, 38% lived in Kentucky.
Population in 1990: 2,688. Population change in the 1990s: -348 (-12.9%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 61
| Here: | 28.1% | | Kentucky: | 11.9% |
Students in private schools in grades 9 to 12 (high school): 37
| Here: | 28.7% | | Kentucky: | 10.6% |
Students in private undergraduate colleges: 33
| Here: | 37.1% | | Kentucky: | 18.1% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Other Services (except Public Administration): Religious Organizations (20-49 employees: 1 establishment, 10-19 employees: 1 establishment, 1-4 employees: 1 establishment)
- Construction: Framing Contractors (5-9: 1)
- Construction: Residential Remodelers (1-4: 2)
- Construction: Tile and Terrazzo Contractors (1-4: 2)
- Accommodation and Food Services: Drinking Places (Alcoholic Beverages) (1-4: 2)
- Construction: Site Preparation Contractors (1-4: 1)
- Construction: Commercial and Institutional Building Construction (1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
79 people in religious group quarters
Fatal accident statistics in 2006
- Fatal accident count: 5
- Vehicles involved in fatal accidents: 10
- Fatal accidents caused by drunken drivers: 1
- Fatalities: 5
- Persons involved in fatal accidents: 16
- Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005
- Fatal accident count: 6
- Vehicles involved in fatal accidents: 10
- Fatal accidents caused by drunken drivers: 3
- Fatalities: 6
- Persons involved in fatal accidents: 16
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 23 | $176,110 | 102 | $139,497 | 144 | $120,078 | 18 | $28,839 | 14 | $117,797 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 8 | $124,790 | 29 | $122,503 | 10 | $54,456 | 2 | $93,220 | 1 | $82,250 |
| APPLICATIONS DENIED | 4 | $142,113 | 13 | $82,322 | 117 | $125,521 | 28 | $70,440 | 5 | $153,844 | 5 | $33,450 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 7 | $137,426 | 35 | $124,137 | 4 | $66,843 | 3 | $78,763 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 8 | $119,764 | 1 | $82,530 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 19 | $130,299 | 110 | $135,277 | 139 | $123,822 | 19 | $41,880 | 15 | $106,451 | 1 | $103,620 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $39,430 | 8 | $96,558 | 23 | $119,944 | 4 | $34,030 | 1 | $95,070 | 1 | $39,430 |
| APPLICATIONS DENIED | 4 | $145,575 | 15 | $118,243 | 84 | $115,344 | 16 | $28,811 | 3 | $58,807 | 2 | $72,855 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 9 | $118,323 | 36 | $122,437 | 6 | $64,022 | 3 | $68,843 | 1 | $34,850 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $179,970 | 10 | $110,209 | 1 | $36,600 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $121,442 | 114 | $141,297 | 161 | $112,894 | 21 | $28,767 | 1 | $725,700 | 15 | $88,814 | 2 | $113,935 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $239,610 | 16 | $94,358 | 13 | $92,415 | 2 | $13,305 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $106,920 | 14 | $109,794 | 78 | $110,978 | 17 | $38,531 | 0 | $0 | 2 | $118,530 | 5 | $65,926 |
| APPLICATIONS WITHDRAWN | 1 | $134,800 | 7 | $128,961 | 49 | $135,603 | 1 | $141,270 | 0 | $0 | 3 | $133,177 | 1 | $55,020 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $99,950 | 10 | $83,696 | 3 | $95,960 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 25 | $129,756 | 103 | $132,847 | 216 | $123,013 | 19 | $22,410 | 12 | $99,652 | 1 | $117,080 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $172,230 | 11 | $160,886 | 34 | $110,259 | 5 | $22,206 | 0 | $0 | 1 | $179,410 |
| APPLICATIONS DENIED | 3 | $103,607 | 11 | $107,397 | 91 | $120,355 | 18 | $37,803 | 2 | $164,285 | 2 | $46,920 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 11 | $116,611 | 66 | $131,986 | 3 | $38,930 | 1 | $123,850 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $120,130 | 3 | $175,453 | 18 | $117,943 | 1 | $44,030 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 30 | $130,628 | 119 | $118,547 | 540 | $124,953 | 18 | $43,736 | 15 | $73,961 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $130,885 | 14 | $96,675 | 50 | $126,072 | 8 | $25,765 | 4 | $88,955 |
| APPLICATIONS DENIED | 2 | $128,875 | 21 | $88,887 | 92 | $119,675 | 15 | $32,891 | 1 | $59,240 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 12 | $142,960 | 59 | $125,439 | 2 | $12,840 | 1 | $106,240 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $82,190 | 14 | $125,441 | 1 | $43,620 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 19 | $106,272 | 81 | $120,895 | 382 | $121,498 | 11 | $17,201 | 10 | $80,303 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 16 | $82,499 | 54 | $115,044 | 7 | $14,566 | 1 | $77,410 |
| APPLICATIONS DENIED | 5 | $85,888 | 15 | $53,347 | 69 | $112,399 | 14 | $15,084 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $108,210 | 4 | $116,233 | 64 | $112,292 | 3 | $25,757 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $210,450 | 18 | $108,856 | 2 | $20,475 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 19 | $102,813 | 102 | $115,489 | 322 | $114,530 | 19 | $16,095 | 8 | $55,085 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 12 | $114,127 | 33 | $108,972 | 7 | $16,420 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $96,745 | 13 | $72,521 | 82 | $85,789 | 15 | $13,137 | 5 | $57,184 |
| APPLICATIONS WITHDRAWN | 2 | $103,165 | 8 | $116,571 | 50 | $106,561 | 3 | $15,740 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $115,460 | 9 | $136,659 | 1 | $94,340 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 24 | $99,161 | 73 | $106,140 | 76 | $107,002 | 42 | $18,416 | 3 | $77,087 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 7 | $63,656 | 21 | $70,100 | 18 | $18,468 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $85,235 | 8 | $91,038 | 49 | $86,252 | 18 | $16,215 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 8 | $95,783 | 19 | $86,895 | 2 | $31,635 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $100,870 | 6 | $101,140 | 1 | $17,420 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $97,679 | 55 | $109,459 | 89 | $100,643 | 13 | $15,442 | 4 | $133,318 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 3 | $59,813 | 16 | $79,820 | 5 | $26,028 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 9 | $73,790 | 29 | $75,722 | 12 | $14,318 | 1 | $10,820 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 6 | $107,315 | 15 | $96,755 | 3 | $17,680 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $113,490 | 6 | $91,220 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0519.01
, 0531.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 18 | $158,234 | 8 | $181,706 | 1 | $57,770 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $228,027 | 4 | $253,158 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $113,710 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 16 | $156,712 | 6 | $141,412 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $200,820 | 5 | $136,672 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $117,380 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $133,960 | 8 | $149,600 | 2 | $140,775 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $291,250 | 4 | $120,755 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $150,950 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 19 | $159,734 | 17 | $124,681 | 3 | $89,867 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $159,639 | 4 | $167,290 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $162,980 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $110,960 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 24 | $139,596 | 44 | $142,014 | 1 | $128,980 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $171,578 | 13 | $113,981 | 1 | $77,030 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $154,970 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $105,455 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 20 | $146,616 | 34 | $136,891 | 1 | $90,780 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $110,478 | 7 | $142,040 | 1 | $106,260 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $94,450 | 8 | $140,026 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 30 | $120,028 | 36 | $132,163 | 1 | $41,120 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $109,661 | 6 | $107,820 | 2 | $71,985 |
| APPLICATIONS DENIED | 1 | $87,120 | 1 | $161,390 | 1 | $87,120 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $187,230 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 29 | $125,700 | 8 | $145,274 | 1 | $153,850 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $93,230 | 1 | $175,140 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 13 | $122,074 | 6 | $103,463 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $174,955 | 4 | $95,628 |
| APPLICATIONS DENIED | 1 | $140,670 | 2 | $105,535 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0519.01
, 0531.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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