Median household income (1999): $47,274
Estimated median household income in 2005: $52,680
| This zip code | $52,680 | | Kentucky: | $37,369 |
Nearest zip codes: 41015, 41085, 41075, 41059, 41071, 41014.
Housing units in zip code 41076 with a mortgage: 2,363 (297 second mortgage, 489 home equity loan, 19 both second mortgage and home equity loan)
Houses without a mortgage: 939
Median monthly owner costs for units with a mortgage: $965
Median monthly owner costs for units without a mortgage: $265
Residents with income below the poverty level in 1999:
| This zip code: | 5.0% | | Whole state: | 15.8% |
Residents with income below 50% of the poverty level in 1999:
| This zip code: | 1.1% | | Whole state: | 6.6% |
Median number of rooms in houses and condos:
| Here: | 6.1 | | State: | 5.9 |
Median number of rooms in apartments:
| Here: | 4.1 | | State: | 4.3 |
Year house built:
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- 1999 to March 2000: 122
- 1995 to 1998: 735
- 1990 to 1994: 1,170
- 1980 to 1989: 922
- 1970 to 1979: 683
- 1960 to 1969: 730
- 1950 to 1959: 789
- 1940 to 1949: 344
- 1939 or earlier: 316
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Bedrooms in owner-occupied houses in Cold Spring, KY (41076):
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- no bedroom: 0
- 1 bedrooms: 99
- 2 bedrooms: 1,446
- 3 bedrooms: 1,786
- 4 bedrooms: 897
- 5 or more bedrooms: 86
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Bedrooms in renter-occupied apartments and housing units:
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- no bedroom: 0
- 1 bedrooms: 397
- 2 bedrooms: 712
- 3 bedrooms: 181
- 4 bedrooms: 32
- 5 or more bedrooms: 0
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Vehicles available in 41076 zip code in owner-occupied houses/condos:
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- no vehicle: 101
- 1 vehicle: 1,339
- 2 vehicles: 1,831
- 3 vehicles: 657
- 4 vehicles: 216
- 5 or more vehicles: 170
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Vehicles available in renter-occupied apartments:
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- no vehicle: 170
- 1 vehicle: 619
- 2 vehicles: 431
- 3 vehicles: 78
- 4 vehicles: 6
- 5 or more vehicles: 18
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Estimated household income distribution in 2005:

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Estimate of home value of owner-occupied houses/condos in 2005 in zip code 41076:
- $20,000 to $24,999: 15
- $25,000 to $29,999: 20
- $30,000 to $34,999: 9
- $40,000 to $49,999: 29
- $50,000 to $59,999: 66
- $60,000 to $69,999: 153
- $70,000 to $79,999: 272
- $80,000 to $89,999: 315
- $90,000 to $99,999: 371
- $100,000 to $124,999: 487
- $125,000 to $149,999: 550
- $150,000 to $174,999: 368
- $175,000 to $199,999: 280
- $200,000 to $249,999: 196
- $250,000 to $299,999: 64
- $300,000 to $399,999: 59
- $400,000 to $499,999: 24
- $500,000 to $749,999: 16
- $1,000,000 or more: 8
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Rent paid by renters in 2000 in zip code 41076:
- Less than $100: 12
- $100 to $149: 18
- $150 to $199: 42
- $200 to $249: 20
- $250 to $299: 19
- $300 to $349: 79
- $350 to $399: 63
- $400 to $449: 88
- $450 to $499: 194
- $500 to $549: 94
- $550 to $599: 175
- $600 to $649: 160
- $650 to $699: 121
- $700 to $749: 74
- $750 to $799: 6
- $800 to $899: 20
- $900 to $999: 37
- $1,500 to $1,999: 5
- No cash rent: 81
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Median price asked for vacant for-sale houses in 2000: $69,300
Estimated median house (or condo) value in 2005 for: - White Non-Hispanic householders: $167,126
- Asian householders: $246,802
- Some other race householders: $121,874
- Two or more races householders: $104,106
- Hispanic or Latino householders: $131,868
Housing units in structures:
- One, detached: 3,496
- One, attached: 380
- Two: 88
- 3 or 4: 94
- 5 to 9: 476
- 10 to 19: 837
- 20 to 49: 83
- 50 or more: 326
- Mobile homes: 31

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Means of transportation to work
- Drove a car alone: 6,053 (82%)
- Carpooled: 614 (8%)
- Bus or trolley bus: 142 (2%)
- Streetcar or trolley car: 6 (0%)
- Motorcycle: 9 (0%)
- Bicycle: 19 (0%)
- Walked: 243 (3%)
- Other means: 29 (0%)
- Worked at home: 244 (3%)
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Travel time to work
- Less than 5 minutes: 218
- 5 to 9 minutes: 716
- 10 to 14 minutes: 841
- 15 to 19 minutes: 1452
- 20 to 24 minutes: 1532
- 25 to 29 minutes: 579
- 30 to 34 minutes: 966
- 35 to 39 minutes: 168
- 40 to 44 minutes: 104
- 45 to 59 minutes: 323
- 60 to 89 minutes: 113
- 90 or more minutes: 103
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Percentage of zip code residents living and working in this county: 35.5%
Household type by relationship
Households: 13,588
- In family households: 11,429 (2,873 male householders, 891 female householders)
3,100 spouses, 4,067 children (3,904 natural, 74 adopted, 89 stepchildren), 142 grandchildren, 59 brothers or sisters, 111 parents, 57 other relatives, 129 non-relatives
- In nonfamily households: 2,159 (752 male householders (582 living alone)), 1,103 female householders (999 living alone)), 304 nonrelatives
- In group quarters: 1,013 (244 institutionalized population)
Size of family households: 1,778 2-persons, 774 3-persons, 734 4-persons, 322 5-persons, 111 6-persons, 45 7-or-more-persons.
Size of nonfamily households: 1,581 1-person, 242 2-persons, 31 3-persons, 1 4-persons.
2,366 married couples with children.
591 single-parent households (118 men, 473 women).
96.4% of residents of 41076 zip code speak English at home.
1.1% of residents speak Spanish at home (65% very well, 22% well, 13% not well).
1.9% of residents speak other Indo-European language at home (78% very well, 17% well, 5% not well).
0.6% of residents speak Asian or Pacific Island language at home (66% very well, 34% well).
Foreign born population: 279 (1.9%)
(44.8% of them are naturalized citizens)
| This zip code: | 1.9% | | Whole state: | 2.0% |
Most common places of birth for the foreign-born residents:
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- Poland (15%)
- Russia (10%)
- Mexico (8%)
- Hong Kong (7%)
- Other Northern Europe (6%)
- Bangladesh (6%)
- Philippines (6%)
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Year of entry for the foreign-born population
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- 1995 to March 2000: 96
- 1990 to 1994: 33
- 1985 to 1989: 53
- 1980 to 1984: 6
- 1975 to 1979: 31
- 1970 to 1974: 9
- 1970 to 1974: 8
- 1965 to 1969: 43
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First ancestries reported:
- German: 4673
- United States or American: 1945
- Irish: 1337
- English: 836
- Other groups: 716
- Italian: 509
- French (except Basque): 199
- Polish: 182
- Scotch-Irish: 112
- Scottish: 108
- Dutch: 68
- British: 64
- Greek: 52
- Canadian: 51
- Norwegian: 35
- Welsh: 34
- European: 31
- Hungarian: 21
- Russian: 21
- Swiss: 20
- Lithuanian: 17
- French Canadian: 12
- Danish: 12
- Romanian: 11
- Slovene: 11
- Swedish: 11
- Czechoslovakian: 10
- Yugoslavian: 10
- Iranian: 7
- Subsaharan African:: 7
- African: 7
- Ukrainian: 7
- Maltese: 6
- Belgian: 5
- Palestinian: 4
- Arab:: 4
- Croatian: 3
- Austrian: 2
- Finnish: 2

Median worth of mobile homes: $95,000


Housing units lacking complete plumbing facilities: 0%
Most commonly used house heating fuel:
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- Utility gas (46%)
- Electricity (43%)
- Bottled, tank, or LP gas (6%)
- Fuel oil, kerosene, etc. (5%)
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Place of birth for U.S.-born residents:
- This state: 9515
- Northeast: 283
- Midwest: 3548
- South: 758
- West: 131
59% of the 41076 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 50% lived in this county.
Out of people who lived in different counties, 51% lived in Kentucky.
Population in 1990: 11,237. Population change in the 1990s: +3,414 (+30.4%).
Year Householders Moved Into Unit:
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Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 654
| Here: | 46.4% | | Kentucky: | 11.9% |
Students in private schools in grades 9 to 12 (high school): 336
| Here: | 44.2% | | Kentucky: | 10.6% |
Students in private undergraduate colleges: 113
| Here: | 7.4% | | Kentucky: | 18.1% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Management of Companies and Enterprises: Corporate, Subsidiary, and Regional Managing Offices (500-999 employees: 1 establishment, 50-99 employees: 2 establishments, 5-9 employees: 1 establishment, 1-4 employees: 1 establishment)
- Accommodation and Food Services: Full-Service Restaurants (50-99: 6, 20-49: 3, 10-19: 3, 5-9: 2, 1-4: 2)
- Professional, Scientific, and Technical Services: Marketing Research and Public Opinion Polling (250-499: 1, 1-4: 1)
- Wholesale Trade: Fresh Fruit and Vegetable Merchant Wholesalers (250-499: 1)
- Accommodation and Food Services: Limited-Service Restaurants (50-99: 1, 20-49: 5, 10-19: 2, 1-4: 5)
- Other Services (except Public Administration): Human Rights Organizations (100-249: 1, 5-9: 1)
- Professional, Scientific, and Technical Services: Research and Development in the Physical, Engineering, and Life Sciences (100-249: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
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Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
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Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
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Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
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Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
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Age and Sex of Residents with Employment Disability (Noninstitutionalized)
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People in group quarters
- 756 people in college dormitories (includes college quarters off campus)
- 247 people in nursing homes
- 10 people in other noninstitutional group quarters
- 3 people in other nonhousehold living situations
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