Estimated median household income in 2007: $89,973
| This zip code: | $89,973 | | Kentucky: | $40,267 |
Nearest zip codes: 41042, 41005, 41094, 41092, 41018, 47038.
Housing units in zip code 41091 with a mortgage: 2,532 (300 second mortgage, 660 home equity loan, 16 both second mortgage and home equity loan)
Houses without a mortgage: 377
Median monthly owner costs for units with a mortgage: $1,704
Median monthly owner costs for units without a mortgage: $364
Residents with income below the poverty level in 2007:
| This zip code: | 4.0% | | Whole state: | 17.3% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 0.8% | | Whole state: | 7.1% |
Median number of rooms in houses and condos:
| Here: | 7.5 | | State: | 5.9 |
Median number of rooms in apartments:
| Here: | 5.4 | | State: | 4.3 |
Year house built: |
|
- 1999 to March 2000: 415
- 1995 to 1998: 1,074
- 1990 to 1994: 761
- 1980 to 1989: 531
- 1970 to 1979: 598
- 1960 to 1969: 234
- 1950 to 1959: 164
- 1940 to 1949: 41
- 1939 or earlier: 153
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Bedrooms in owner-occupied houses in Union, KY (41091): |
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- no bedroom: 0
- 1 bedrooms: 31
- 2 bedrooms: 425
- 3 bedrooms: 1,390
- 4 bedrooms: 1,434
- 5 or more bedrooms: 150
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 39
- 2 bedrooms: 76
- 3 bedrooms: 107
- 4 bedrooms: 31
- 5 or more bedrooms: 0
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Vehicles available in 41091 zip code in owner-occupied houses/condos: |
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- no vehicle: 49
- 1 vehicle: 457
- 2 vehicles: 1,778
- 3 vehicles: 819
- 4 vehicles: 237
- 5 or more vehicles: 90
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 10
- 1 vehicle: 76
- 2 vehicles: 107
- 3 vehicles: 45
- 4 vehicles: 11
- 5 or more vehicles: 4
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 41091:
- Less than $10,000: 54
- $10,000 to $14,999: 28
- $15,000 to $19,999: 35
- $20,000 to $24,999: 15
- $25,000 to $29,999: 4
- $35,000 to $39,999: 6
- $40,000 to $49,999: 12
- $50,000 to $59,999: 8
- $70,000 to $79,999: 20
- $80,000 to $89,999: 28
- $90,000 to $99,999: 32
- $100,000 to $124,999: 180
- $125,000 to $149,999: 203
- $150,000 to $174,999: 271
- $175,000 to $199,999: 318
- $200,000 to $249,999: 847
- $250,000 to $299,999: 732
- $300,000 to $399,999: 727
- $400,000 to $499,999: 266
- $500,000 to $749,999: 252
- $750,000 to $999,999: 112
- $1,000,000 or more: 90
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Rent paid by renters in 2007 in zip code 41091:
- $100 to $149: 1
- $250 to $299: 2
- $350 to $399: 19
- $400 to $449: 19
- $450 to $499: 11
- $500 to $549: 40
- $550 to $599: 21
- $600 to $649: 13
- $650 to $699: 15
- $750 to $799: 5
- $800 to $899: 10
- $900 to $999: 40
- $1,000 to $1,249: 22
- $1,250 to $1,499: 17
- $1,500 to $1,999: 17
- $2,000 or more: 9
- No cash rent: 38
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Median price asked for vacant for-sale houses and condos in 2007: $410,245.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $259,328
- Black or African American householders: $281,872
- American Indian or Alaska Native householders: $197,440
- Asian householders: $217,974
- Some other race householders: $263,205
- Two or more races householders: $229,748
- Hispanic or Latino householders: $233,338
Estimated median house or condo value in 2007: $253,001 (it was $176,500 in 2000)
| 41091: | $253,001 | | Kentucky: | $114,300 |
Lower value quartile - upper value quartile: $186,219 - $342,805
Mean price in 2007:
Detached houses: $327,797| Here: | $327,797 | | State: | $160,589 |
Townhouses or other attached units: $278,550| Here: | $278,550 | | State: | $163,962 |
In 3-to-4-unit structures: $363,913| Here: | $363,913 | | State: | $141,483 |
In 5-or-more-unit structures: $296,120| Here: | $296,120 | | State: | $124,940 |
Mobile homes: $32,898| Here: | $32,898 | | State: | $33,636 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 3,303
- One, attached: 310
- Two: 5
- 3 or 4: 13
- 5 to 9: 34
- 10 to 19: 2
- 50 or more: 5
- Mobile homes: 299

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Means of transportation to work
- Drove a car alone: 4,803 (85%)
- Carpooled: 482 (9%)
- Bus or trolley bus: 40 (1%)
- Taxi: 1 (0%)
- Walked: 15 (0%)
- Other means: 46 (1%)
- Worked at home: 256 (5%)
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Travel time to work
- Less than 5 minutes: 39
- 5 to 9 minutes: 278
- 10 to 14 minutes: 658
- 15 to 19 minutes: 1068
- 20 to 24 minutes: 947
- 25 to 29 minutes: 483
- 30 to 34 minutes: 729
- 35 to 39 minutes: 125
- 40 to 44 minutes: 292
- 45 to 59 minutes: 485
- 60 to 89 minutes: 199
- 90 or more minutes: 84
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Percentage of zip code residents living and working in this county: 53.4%
Household type by relationship
Households: 11,293
- In family households: 10,647 (2,792 male householders, 418 female householders)
2,933 spouses, 4,122 children (3,781 natural, 68 adopted, 273 stepchildren), 105 grandchildren, 29 brothers or sisters, 49 parents, 82 other relatives, 117 non-relatives
- In nonfamily households: 646 (261 male householders (197 living alone)), 277 female householders (245 living alone)), 108 nonrelatives
Size of family households: 1,083 2-persons, 721 3-persons, 872 4-persons, 390 5-persons, 97 6-persons, 47 7-or-more-persons.
Size of nonfamily households: 442 1-person, 87 2-persons, 8 3-persons, 1 4-persons.
3,105 married couples with children.
282 single-parent households (93 men, 189 women).
95.9% of residents of 41091 zip code speak English at home.
1.6% of residents speak Spanish at home (63% very well, 17% well, 18% not well, 2% not at all).
0.8% of residents speak other Indo-European language at home (90% very well, 9% well, 1% not well).
1.4% of residents speak Asian or Pacific Island language at home (42% very well, 42% well, 15% not well, 1% not at all).
0.4% of residents speak other language at home (37% very well, 63% well).
Foreign born population: 345 (3.1%)
(29.9% of them are naturalized citizens)
| This zip code: | 3.1% | | Whole state: | 2.0% |
Most common places of birth for the foreign-born residents:
- Japan (19%)
- Canada (14%)
- Germany (11%)
- United Kingdom (8%)
- Indonesia (7%)
- Asia, n.e.c. (5%)
- Korea (4%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 155
- 1990 to 1994: 48
- 1985 to 1989: 18
- 1980 to 1984: 8
- 1975 to 1979: 25
- 1970 to 1974: 40
- 1970 to 1974: 8
- 1965 to 1969: 43
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White population: 10,809
Black population: 49
American Indian population: 29
Asian population: 198
Native Hawaiian and Other Pacific Islander population: 1
Some other race population: 31
Two or more races population: 91

First ancestries reported:
|  German: 2948 |
|  Irish: 1250 |
|  United States or American: 1146 |
|  English: 1125 |
|  Other groups: 596 |
|  Italian: 335 |
|  French (except Basque): 333 |
|  Scotch-Irish: 231 |
|  Scottish: 136 |
|  Polish: 114 |
|  Dutch: 92 |
|  European: 80 |
|  Welsh: 58 |
|  Canadian: 42 |
|  Swedish: 41 |
|  Norwegian: 39 |
|  French Canadian: 38 |
|  Arab:: 36 |
|  Russian: 35 |
|  Lithuanian: 35 |
|  Danish: 28 |
|  British: 25 |
|  Arab/Arabic: 23 |
|  Czech: 19 |
|  Hungarian: 17 |
|  Latvian: 15 |
|  Palestinian: 13 |
|  Ukrainian: 13 |
|  Slovak: 12 |
|  Swiss: 12 |
|  Slovene: 11 |
|  Armenian: 8 |
|  Serbian: 8 |
|  Subsaharan African:: 8 |
|  South African: 8 |
|  Croatian: 6 |
|  Finnish: 5 |
|  Celtic: 5 |
|  Barbadian: 4 |
|  Northern European: 4 |
|  Austrian: 4 |
|  West Indian (excluding Hispanic groups):: 4 |
|  Czechoslovakian: 2 |
|  Belgian: 2 |
|  Slavic: 1 |

Major facitilies with environmental interests located in this zip code:
- BIG BONE LANDING MARINA (14036 BOAT DOCK RD in UNION, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: MUSEUMS AND ART GALLERIES
Organizations: JOE ENGLEMAN (CONTACT/OWNER)
- NEW HAVEN ELEMENTARY SCHOOL (10854 US 42 in UNION, KY)
(National Center for Education Statistics) - STATE ID-008035080
Organizations: BOONE COUNTY (SCHOOL DISTRICT)
- KY DOP BIG BONE LICK ST PK (3380 BEAVER RD in UNION, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: WATER SUPPLY; AMUSEMENT AND RECREATION SERVICES
Organizations: KY DOP BIG BONE LICK ST PK WTP (CONTACT/OWNER)
Alternative names: KY DOP BIG BONE LICK ST PK WTP
- LARRY A. RYLE HIGH SCHOOL (10379 US 42 in UNION, KY)
(National Center for Education Statistics) - STATE ID-008035071
Organizations: BOONE COUNTY (SCHOOL DISTRICT)
- ADAMS RESIDENCE (4184 HATHAWAY RD in UNION, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: OPERATORS OF DWELLINGS OTHER THAN APARTMENT BUILDINGS
- BECK RESIDENCE (13729 RYLE RD in UNION, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: OPERATORS OF DWELLINGS OTHER THAN APARTMENT BUILDINGS
- BRIGADOON SUBD PHASE C (FROGTOWN RD in UNION, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: MANAGEMENT SERVICES
- BROCKMAN RESIDENCE (10404 BIG BONE RD in UNION, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: OPERATORS OF DWELLINGS OTHER THAN APARTMENT BUILDINGS
- CHEVAL SUBD (GREEN RD in UNION, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: MANAGEMENT SERVICES
- COOL SPRINGS SUBD PHASE 1 & 2 (US 42 & FROGTOWN RD in UNION, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: HIGHWAY AND STREET CONSTRUCTION, EXCEPT ELEVATED HIGHWAYS
- MEIMAN RESIDENCE (11603 BIG BONE RD in UNION, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: OPERATORS OF DWELLINGS OTHER THAN APARTMENT BUILDINGS
- MOORE RESIDENCE (10885 KIMBERLY DR in UNION, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: OPERATORS OF DWELLINGS OTHER THAN APARTMENT BUILDINGS
- PALMER RESIDENCE (RT 2 in UNION, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: OPERATORS OF DWELLINGS OTHER THAN APARTMENT BUILDINGS
Median worth of mobile homes: $17,570
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 2%
Most commonly used house heating fuel: |
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- Utility gas (45%)
- Electricity (28%)
- Bottled, tank, or LP gas (19%)
- Fuel oil, kerosene, etc. (6%)
- Wood (2%)
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Place of birth for U.S.-born residents:
- This state: 5973
- Northeast: 529
- Midwest: 3166
- South: 869
- West: 315
51% of the 41091 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 35% lived in this county.
Out of people who lived in different counties, 45% lived in Kentucky.
Population in 1990: 4,468. Population change in the 1990s: +6,740 (+150.9%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 366
| Here: | 22.1% | | Kentucky: | 11.9% |
Students in private schools in grades 9 to 12 (high school): 114
| Here: | 14.5% | | Kentucky: | 10.6% |
Students in private undergraduate colleges: 87
| Here: | 27.2% | | Kentucky: | 18.1% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Limited-Service Restaurants (50-99 employees: 1 establishment, 20-49 employees: 2 establishments, 10-19 employees: 1 establishment, 1-4 employees: 2 establishments)
- Utilities: Electric Power Distribution (50-99: 1, 20-49: 1)
- Management of Companies and Enterprises: Corporate, Subsidiary, and Regional Managing Offices (50-99: 1)
- Construction: Plumbing, Heating, and Air-Conditioning Contractors (20-49: 1, 10-19: 2, 1-4: 3)
- Health Care and Social Assistance: Child Day Care Services (20-49: 1, 10-19: 1, 1-4: 2)
- Other Services (except Public Administration): Religious Organizations (20-49: 1, 5-9: 2, 1-4: 1)
- Construction: New Housing Operative Builders (10-19: 2, 5-9: 1, 1-4: 2)
- Professional, Scientific, and Technical Services: Veterinary Services (10-19: 2, 5-9: 1, 1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 12 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 96 | $176,110 | 1,049 | $174,244 | 797 | $155,338 | 108 | $45,524 | 0 | $0 | 121 | $142,502 | 10 | $64,317 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $74,467 | 85 | $175,849 | 159 | $154,655 | 32 | $38,349 | 0 | $0 | 9 | $128,511 | 3 | $60,297 |
| APPLICATIONS DENIED | 8 | $170,858 | 102 | $140,579 | 552 | $167,253 | 97 | $44,521 | 1 | $91,940 | 23 | $120,145 | 11 | $41,782 |
| APPLICATIONS WITHDRAWN | 12 | $143,533 | 68 | $186,889 | 201 | $182,016 | 20 | $50,342 | 0 | $0 | 8 | $125,155 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $68,540 | 9 | $257,956 | 46 | $168,748 | 8 | $129,137 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 73 | $165,288 | 1,170 | $157,699 | 845 | $147,754 | 139 | $38,594 | 0 | $0 | 144 | $124,592 | 5 | $65,292 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $188,780 | 88 | $137,332 | 182 | $128,424 | 31 | $32,449 | 0 | $0 | 13 | $95,912 | 4 | $78,150 |
| APPLICATIONS DENIED | 18 | $134,159 | 135 | $129,241 | 527 | $146,000 | 111 | $44,295 | 1 | $6,525,050 | 30 | $148,793 | 18 | $84,469 |
| APPLICATIONS WITHDRAWN | 7 | $151,709 | 89 | $177,077 | 260 | $157,527 | 28 | $44,588 | 0 | $0 | 8 | $123,290 | 1 | $73,550 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 18 | $138,058 | 70 | $135,142 | 4 | $50,558 | 0 | $0 | 1 | $134,300 | 1 | $20,060 |
Aggregated Statistics For Year 2005 (Based on 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 71 | $154,925 | 1,194 | $153,538 | 1,042 | $152,985 | 131 | $51,502 | 137 | $117,981 | 10 | $82,414 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $152,440 | 95 | $133,972 | 152 | $155,157 | 26 | $35,042 | 7 | $138,510 | 7 | $25,516 |
| APPLICATIONS DENIED | 9 | $153,198 | 135 | $117,142 | 512 | $157,578 | 75 | $43,928 | 27 | $100,821 | 25 | $60,916 |
| APPLICATIONS WITHDRAWN | 7 | $144,789 | 80 | $176,083 | 294 | $149,915 | 48 | $134,104 | 20 | $132,776 | 1 | $86,200 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $103,800 | 32 | $149,475 | 76 | $155,330 | 7 | $37,033 | 4 | $282,473 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 139 | $149,023 | 1,092 | $155,856 | 1,232 | $146,392 | 100 | $44,135 | 1 | $10,590 | 107 | $124,055 | 7 | $96,800 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $131,172 | 98 | $135,024 | 184 | $145,765 | 23 | $54,628 | 0 | $0 | 4 | $103,788 | 8 | $44,238 |
| APPLICATIONS DENIED | 15 | $146,875 | 93 | $141,026 | 432 | $149,516 | 75 | $37,681 | 0 | $0 | 18 | $110,567 | 12 | $56,043 |
| APPLICATIONS WITHDRAWN | 10 | $171,055 | 111 | $177,733 | 357 | $148,326 | 30 | $56,509 | 1 | $436,290 | 14 | $113,776 | 2 | $146,160 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $100,605 | 22 | $135,763 | 81 | $149,620 | 8 | $51,056 | 0 | $0 | 0 | $0 | 1 | $35,660 |
Aggregated Statistics For Year 2003 (Based on 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 237 | $138,257 | 1,316 | $152,429 | 3,208 | $146,246 | 57 | $29,197 | 147 | $121,982 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $132,168 | 95 | $129,249 | 330 | $141,831 | 15 | $21,258 | 10 | $112,300 |
| APPLICATIONS DENIED | 14 | $109,703 | 107 | $133,215 | 544 | $134,025 | 51 | $27,719 | 6 | $97,000 |
| APPLICATIONS WITHDRAWN | 11 | $127,793 | 74 | $147,945 | 372 | $155,365 | 6 | $22,918 | 14 | $127,709 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $135,813 | 29 | $110,192 | 111 | $146,890 | 7 | $60,100 | 3 | $93,943 |
Aggregated Statistics For Year 2002 (Based on 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 27 | $139,037 | 98 | $184,990 | 322 | $157,741 | 15 | $24,095 | 9 | $123,780 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $181,965 | 16 | $159,628 | 34 | $136,265 | 1 | $37,450 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $127,945 | 15 | $109,342 | 87 | $126,327 | 8 | $15,943 | 3 | $48,297 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 10 | $133,086 | 53 | $175,207 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $111,330 | 3 | $172,490 | 15 | $132,493 | 1 | $34,360 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 16 | $129,569 | 97 | $175,663 | 259 | $142,702 | 28 | $34,855 | 10 | $83,343 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 16 | $85,288 | 38 | $103,314 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $84,917 | 20 | $52,114 | 92 | $113,630 | 10 | $14,631 | 5 | $131,112 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 13 | $77,933 | 51 | $113,110 | 4 | $21,520 | 4 | $88,588 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $67,350 | 2 | $126,655 | 16 | $145,199 | 2 | $42,195 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 21 | $140,449 | 126 | $147,416 | 102 | $107,579 | 27 | $26,461 | 10 | $43,994 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 19 | $150,349 | 34 | $92,621 | 8 | $23,913 | 2 | $60,650 |
| APPLICATIONS DENIED | 4 | $32,285 | 28 | $80,521 | 41 | $91,554 | 21 | $18,593 | 2 | $147,280 |
| APPLICATIONS WITHDRAWN | 3 | $149,667 | 16 | $153,533 | 24 | $93,592 | 4 | $56,800 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $106,675 | 3 | $23,883 | 4 | $125,393 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 57 | $110,614 | 287 | $134,258 | 286 | $102,934 | 53 | $19,180 | 17 | $98,214 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $59,710 | 35 | $99,663 | 65 | $100,128 | 17 | $17,066 | 1 | $90,590 |
| APPLICATIONS DENIED | 3 | $90,387 | 60 | $73,075 | 89 | $102,483 | 25 | $13,579 | 3 | $104,713 |
| APPLICATIONS WITHDRAWN | 8 | $113,746 | 29 | $133,610 | 58 | $91,440 | 4 | $36,388 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $90,000 | 6 | $157,625 | 19 | $126,151 | 2 | $19,975 | 1 | $70,630 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 264 | $182,833 | 76 | $207,351 | 10 | $144,438 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 22 | $204,177 | 14 | $221,305 | 2 | $109,350 |
| APPLICATIONS DENIED | 8 | $178,155 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 10 | $235,716 | 5 | $219,224 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $205,250 | 1 | $86,370 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 186 | $183,863 | 41 | $186,567 | 11 | $157,182 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 27 | $213,200 | 14 | $193,966 | 2 | $126,175 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $212,973 | 2 | $171,520 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 154 | $178,364 | 67 | $179,390 | 5 | $129,228 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 25 | $174,695 | 14 | $180,950 | 2 | $92,785 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $154,770 | 1 | $154,770 |
| APPLICATIONS WITHDRAWN | 5 | $133,482 | 5 | $148,250 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $105,870 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 204 | $169,453 | 87 | $157,121 | 13 | $156,944 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 38 | $169,582 | 34 | $152,306 | 1 | $135,400 |
| APPLICATIONS DENIED | 1 | $152,120 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 8 | $138,765 | 10 | $192,036 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $162,270 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 258 | $165,216 | 259 | $161,466 | 11 | $132,552 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 44 | $163,165 | 85 | $167,044 | 2 | $165,490 |
| APPLICATIONS DENIED | 5 | $166,632 | 7 | $146,743 | 2 | $247,250 |
| APPLICATIONS WITHDRAWN | 2 | $135,335 | 3 | $141,707 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 11 | $161,971 | 18 | $165,137 | 4 | $140,915 |
Aggregated Statistics For Year 2002 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 24 | $188,239 | 16 | $187,389 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $185,415 | 5 | $173,868 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $163,997 | 6 | $154,708 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $62,540 |
Aggregated Statistics For Year 2001 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 21 | $183,470 | 9 | $171,793 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $126,945 | 8 | $156,149 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $175,215 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $135,763 | 5 | $169,442 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $148,550 |
| APPLICATIONS DENIED | 2 | $56,525 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $56,525 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 107 | $143,828 | 35 | $125,818 | 1 | $100,300 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $141,004 | 7 | $147,237 | 1 | $84,870 |
| APPLICATIONS DENIED | 5 | $135,238 | 1 | $110,510 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $143,287 | 2 | $129,585 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $134,160 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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