41095 Zip Code (Warsaw, KY) Detailed Profile

Estimated zip code population in 2022: 3,956
Zip code population in 2010: 3,540
Zip code population in 2000: 4,200

Houses and condos: 1,695
Renter-occupied apartments: 632
March 2022 cost of living index in zip code 41095: 81.0 (low, U.S. average is 100)

Land area: 29.0 sq. mi.
Water area: 2.4 sq. mi.

Population density: 137 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $1,390 (0.7%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $1,098 (0.9%)

For population 25 years and over in 41095:

• High school or higher: 82.0%
• Bachelor's degree or higher: 14.4%
• Graduate or professional degree: 4.5%
• Unemployed: 4.3%
• Mean travel time to work (commute): 25.5 minutes

For population 15 years and over in 41095:

• Never married: 30.8%
• Now married: 44.6%
• Separated: 1.5%
• Widowed: 9.7%
• Divorced: 13.4%

• 
• • 3,27182.7%White
  • 2335.9%Hispanic or Latino
  • 2225.6%Black
  • 2225.6%Two or more races
  • 60.2%Asian

100% rural population.

Averages for the 2020 tax year for zip code 41095, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $50,823 (Individual Income Tax Returns)

Here:	$50,823
State:	$61,342

Salary/wage: $42,845 (reported on 87.3% of returns)

Here:	$42,845
State:	$50,827

(% of AGI for various income ranges: 1166.7% for AGIs below $25k, 3643.1% for AGIs $25k-50k, 6362.0% for AGIs $50k-75k, 10431.1% for AGIs $75k-100k, 15213.3% for AGIs $100k-200k)

Taxable interest for individuals: $512 (reported on 14.5% of returns)

This zip code:	$512
Kentucky:	$1,441

(% of AGI for various income ranges: 0.9% for AGIs below $25k, 4.6% for AGIs $25k-50k, 20.0% for AGIs $50k-75k, 15.6% for AGIs $75k-100k, 39.2% for AGIs $100k-200k)

Ordinary dividends: $908 (reported on 7.2% of returns)

Here:	$908
State:	$7,388

(% of AGI for various income ranges: 4.4% for AGIs below $25k, 9.0% for AGIs $50k-75k, 60.0% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$17,655 (reported on 6.6% of returns)

Here:	+$17,655
State:	+$19,475

(% of AGI for various income ranges: 10.5% for AGIs below $25k, 74.0% for AGIs $50k-75k, 1457.5% for AGIs $100k-200k)

Profit/loss from business: +$7,468 (reported on 11.4% of returns)

Here:	+$7,468
State:	+$11,386

(% of AGI for various income ranges: 88.6% for AGIs below $25k, 65.6% for AGIs $25k-50k, 160.5% for AGIs $50k-75k, 384.2% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $20,100 (reported on 4.8% of returns)

41095:	$20,100
Kentucky:	$18,941

(% of AGI for various income ranges: 140.3% for AGIs $25k-50k, 884.2% for AGIs $100k-200k)

Total itemized deductions: $31,020 (reported on 3.0% of returns)

Here:	$31,020
State:	$32,473

(% of AGI for various income ranges: 1292.5% for AGIs $100k-200k)

Charity contributions: $12,633 (reported on 1.8% of returns)

Here:	$12,633
State:	$13,472

(% of AGI for various income ranges: 315.8% for AGIs $100k-200k)

Taxes paid: $6,760 (reported on 3.0% of returns)

41095:	$6,760
State:	$7,830

(% of AGI for various income ranges: 281.7% for AGIs $100k-200k)

Earned income credit: $2,389 (reported on 21.1% of returns)

Here:	$2,389
State:	$2,336

(% of AGI for various income ranges: 118.6% for AGIs below $25k, 83.6% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 94.6%

Here:	95%
State:	94%

(% for various income ranges: 93.0% for AGIs below $25k, 97.9% for AGIs $25k-50k, 92.6% for AGIs $50k-75k, 92.9% for AGIs $75k-100k, 94.7% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 41095, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $39,404 (Individual Income Tax Returns)

Here:	$39,404
State:	$50,814

Salary/wage: $35,671 (reported on 88.5% of returns)

Here:	$35,671
State:	$42,723

(% of AGI for various income ranges: 80.4% for AGIs below $25k, 83.1% for AGIs $25k-50k, 82.0% for AGIs $50k-75k, 86.0% for AGIs $75k-100k, 71.2% for AGIs $100k-200k)

Taxable interest for individuals: $673 (reported on 19.1% of returns)

This zip code:	$673
Kentucky:	$1,381

(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.5% for AGIs $100k-200k)

Ordinary dividends: $1,431 (reported on 8.3% of returns)

Here:	$1,431
State:	$6,239

(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.6% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$1,230 (reported on 6.4% of returns)

Here:	+$1,230
State:	+$11,336

(% of AGI for various income ranges: 0.2% for AGIs $50k-75k, 0.7% for AGIs $100k-200k)

Profit/loss from business: +$5,768 (reported on 12.1% of returns)

Here:	+$5,768
State:	+$10,862

(% of AGI for various income ranges: 5.3% for AGIs below $25k, 1.1% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 3.3% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $16,700 (reported on 5.1% of returns)

41095:	$16,700
Kentucky:	$14,296

(% of AGI for various income ranges: 1.1% for AGIs below $25k, 2.8% for AGIs $25k-50k, 7.7% for AGIs $75k-100k)

Total itemized deductions: $20,368 (25% of AGI, reported on 21.7% of returns)

Here:	$20,368
State:	$21,160

Here:	24.6% of AGI
State:	20.0% of AGI

(% of AGI for various income ranges: 4.8% for AGIs below $25k, 6.4% for AGIs $25k-50k, 9.8% for AGIs $50k-75k, 14.4% for AGIs $75k-100k, 19.0% for AGIs $100k-200k)

Charity contributions: $3,096 (reported on 15.3% of returns)

Here:	$3,096
State:	$4,303

(% of AGI for various income ranges: 0.9% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 2.4% for AGIs $100k-200k)

Taxes paid: $6,462 (reported on 21.7% of returns)

41095:	$6,462
State:	$8,496

(% of AGI for various income ranges: 0.5% for AGIs below $25k, 1.5% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 5.5% for AGIs $75k-100k, 6.5% for AGIs $100k-200k)

Earned income credit: $2,372 (reported on 24.8% of returns)

Here:	$2,372
State:	$2,273

(% of AGI for various income ranges: 7.4% for AGIs below $25k, 1.6% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 65.0%

Here:	65%
State:	60%

(% for various income ranges: 62.0% for AGIs below $25k, 65.1% for AGIs $25k-50k, 70.0% for AGIs $50k-75k, 66.7% for AGIs $75k-100k, 72.7% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 41095, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $34,733 (Individual Income Tax Returns)

Here:	$34,733
State:	$41,540

Salary/wage: $31,649 (reported on 89.8% of returns)

Here:	$31,649
State:	$36,432

(% of AGI for various income ranges: 110.3% for AGIs below $10k, 83.3% for AGIs $10k-25k, 89.1% for AGIs $25k-50k, 88.4% for AGIs $50k-75k, 84.3% for AGIs $75k-100k, 47.7% for AGIs over 100k)

Taxable interest for individuals: $1,031 (reported on 24.0% of returns)

This zip code:	$1,031
Kentucky:	$1,571

(% of AGI for various income ranges: 3.0% for AGIs below $10k, 1.4% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Taxable dividends: $1,549 (reported on 10.1% of returns)

Here:	$1,549
State:	$3,453

(% of AGI for various income ranges: 0.9% for AGIs below $10k, 0.1% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 1.7% for AGIs over 100k)

Net capital gain/loss: +$4,583 (reported on 7.2% of returns)

Here:	+$4,583
State:	+$9,663

(% of AGI for various income ranges: 0.4% for AGIs below $10k, 0.0% for AGIs $10k-25k, -0.0% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 5.8% for AGIs over 100k)

Profit/loss from business: +$1,980 (reported on 12.6% of returns)

Here:	+$1,980
State:	+$9,233

(% of AGI for various income ranges: 0.7% for AGIs below $10k, 4.5% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, -0.2% for AGIs $50k-75k, -0.6% for AGIs $75k-100k, -1.4% for AGIs over 100k)

IRA payment deduction: $2,091 (reported on 1.4% of returns)

41095:	$2,091
Kentucky:	$2,955

Total itemized deductions: $16,167 (26% of AGI, reported on 27.6% of returns)

Here:	$16,167
State:	$17,474

Here:	25.5% of AGI
State:	21.0% of AGI

(% of AGI for various income ranges: 11.5% for AGIs below $10k, 6.0% for AGIs $10k-25k, 9.0% for AGIs $25k-50k, 15.3% for AGIs $50k-75k, 15.7% for AGIs $75k-100k, 19.9% for AGIs over 100k)

Charity contributions deductions: $2,397 (4% of AGI, reported on 20.6% of returns)

Here:	$2,397
State:	$3,494

Here:	3.7% of AGI
State:	4.0% of AGI

(% of AGI for various income ranges: 0.6% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 2.4% for AGIs over 100k)

Total tax: $3,971 (reported on 69.9% of returns)

41095:	$3,971
State:	$6,162

(% of AGI for various income ranges: 2.5% for AGIs below $10k, 3.8% for AGIs $10k-25k, 5.9% for AGIs $25k-50k, 8.2% for AGIs $50k-75k, 9.5% for AGIs $75k-100k, 15.0% for AGIs over 100k)

Earned income credit: $1,751 (reported on 22.3% of returns)

Here:	$1,751
State:	$1,723

Percentage of individuals using paid preparers for their 2004 taxes: 71.1%

Here:	71%
State:	66%

(% for various income ranges: 63.0% for AGIs below $10k, 72.2% for AGIs $10k-25k, 72.3% for AGIs $25k-50k, 75.4% for AGIs $50k-75k, 72.9% for AGIs $75k-100k, 84.8% for AGIs over 100k)

Nearest zip codes: 41092, 41046, 41052, 41035, 47038, 41091.
Warsaw Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 220
Household did not receive Food Stamps/SNAP in the past 12 months: 1,221

Women who had a birth in the past 12 months: 18 (11 now married, 7 unmarried)
Women who did not have a birth in the past 12 months: 827 (357 now married, 470 unmarried)

Housing units in zip code 41095 with a mortgage: 351 (35 second mortgage, 35 both second mortgage and home equity loan)
Houses without a mortgage: 3

Median monthly owner costs for units with a mortgage: $1,135
Median monthly owner costs for units without a mortgage: $433

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 41095 household income distribution in 2022

• 68Less than $10,000
• 65$10,000 to $14,999
• 77$15,000 to $19,999
• 29$20,000 to $24,999
• 80$25,000 to $29,999
• 104$30,000 to $34,999
• 59$35,000 to $39,999
• 73$40,000 to $44,999
• 109$45,000 to $49,999
• 160$50,000 to $59,999
• 137$60,000 to $74,999
• 147$75,000 to $99,999
• 182$100,000 to $124,999
• 49$125,000 to $149,999
• 32$150,000 to $199,999
• 52$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 41095

• 22Less than $10,000
• 43$10,000 to $14,999
• 20$15,000 to $19,999
• 9$35,000 to $39,999
• 11$40,000 to $49,999
• 37$50,000 to $59,999
• 13$60,000 to $69,999
• 11$70,000 to $79,999
• 28$80,000 to $89,999
• 17$90,000 to $99,999
• 82$100,000 to $124,999
• 75$125,000 to $149,999
• 120$150,000 to $174,999
• 21$175,000 to $199,999
• 109$200,000 to $249,999
• 68$250,000 to $299,999
• 29$300,000 to $399,999
• 6$400,000 to $499,999
• 7$500,000 to $749,999
• 21$1,000,000 to $1,499,999

• Rent paid by renters in 2022 in zip code 41095

• 2$100 to $149
• 18$150 to $199
• 5$200 to $249
• 16$250 to $299
• 45$300 to $349
• 35$350 to $399
• 52$450 to $499
• 68$500 to $549
• 46$550 to $599
• 36$600 to $649
• 59$650 to $699
• 35$700 to $749
• 63$750 to $799
• 24$800 to $899
• 50$900 to $999
• 29$1,000 to $1,249
• 24No cash rent

Median gross rent in 2022: $730.

Median price asked for vacant for-sale houses and condos in 2022: $308,751.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $174,551
• Black or African American householders: $127,273
• Two or more races householders: $169,564

Estimated median house or condo value in 2022: $158,593 Lower value quartile - upper value quartile: $94,892 - $235,432

Housing units in structures:

• One, detached: 855
• One, attached: 8
• Two: 4
• 3 or 4: 12
• 5 to 9: 227
• 10 to 19: 101
• 20 to 49: 39
• 50 or more: 39
• Mobile homes: 401
• Boats, RVs, vans, etc.: 18

Unemployment: 4.3%

• Means of transportation to work in zip code 41095

• 75.8%1,464Drove a car alone
• 17.7%341Carpooled
• 3.1%60Walked
• 1.9%37Worked at home

• Travel time to work (commute) in zip code 41095

• 229Less than 5 minutes
• 2655 to 9 minutes
• 11310 to 14 minutes
• 13715 to 19 minutes
• 12320 to 24 minutes
• 9425 to 29 minutes
• 27930 to 34 minutes
• 16335 to 39 minutes
• 13940 to 44 minutes
• 16645 to 59 minutes
• 11260 to 89 minutes
• 2490 or more minutes

Percentage of zip code residents living and working in this county: 36.1%

Household type by relationship:

Households: 3,956

• Male householders: 650 (279 living alone), Female householders: 793 (207 living alone)

• 615 spouses (610 opposite-sex spouses), 138 unmarried partners, (138 opposite-sex unmarried partners), 1,063 children (913 natural, 38 adopted, 111 stepchildren), 248 grandchildren, 63 brothers or sisters, 18 parents, 0 foster children, 52 other relatives, 145 non-relatives

• In group quarters: 135 (-1 institutionalized population)

Size of family households: 360 2-persons, 215 3-persons, 187 4-persons, 52 5-persons, 26 6-persons, 28 7-or-more-persons

Size of nonfamily households: 485 1-person, 62 2-persons, 10 3-persons, 10 4-persons

293 married couples with children.
252 single-parent households (64 men, 188 women).

94.5% of residents of 41095 zip code speak English at home.
4.7% of residents speak Spanish at home (73% very well, 20% well, 7% not well).
0.6% of residents speak other Indo-European language at home (100% well).
0.2% of residents speak Asian or Pacific Island language at home (100% very well).

Major facilities with environmental interests located in this zip code:

• AMERICAN RACING EQUIP./ATS ALLOY (618 EAST MAIN STREET in WARSAW, KY)

  AIR MINOR (AIRS/AFS)
  CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
  HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
  Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
  Business SIC classification: MOTOR VEHICLE PARTS AND ACCESSORIES
  Business NAICS classification: ALUMINUM DIE-CASTING FOUNDRIES.; ALL OTHER MOTOR VEHICLE PARTS MANUFACTURING.
  Alternative names: AMERICAN RACING CUSTOM WHEELS, AMERICAN RACING EQUIPMENT

• GALLATIN CO ALTERNATIVE SCHOOL (605 E MAIN ST in WARSAW, KY)

  (National Center for Education Statistics) - STATE ID-039191007
  Organizations: GALLATIN COUNTY (SCHOOL DISTRICT)
  

• GALLATIN COUNTY ELEMENTARY SCHOOL (25 BOAZ DRIVE in WARSAW, KY)

  (National Center for Education Statistics) - STATE ID-039191010
  

• GALLATIN COUNTY HIGH SCHOOL (605 MAIN ST in WARSAW, KY)

  (National Center for Education Statistics) - STATE ID-039191020
  

• GALLATIN COUNTY MIDDLE SCHOOL (601 EAST MAIN ST in WARSAW, KY)

  (National Center for Education Statistics) - STATE ID-039191005
  

• BAKER PETROLEUM INC (206 E MAIN ST in WARSAW, KY)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: ELMO BAKER (CONTACT/OWNER)
  

• NUGENT SAND CO (KY 1992 & DAVIS RD in WARSAW, KY)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: CRUSHED AND BROKEN LIMESTONE
  

• ASBURY POINTE MHP (OLD GRAVEL PIT in WARSAW, KY)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: HIGHWAY AND STREET CONSTRUCTION, EXCEPT ELEVATED HIGHWAYS
  

• ASHLAND BRANDED MARKETING 067-0437335 (204 WEST MARKET STREET in WARSAW, KY)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: ASHLAND BRANDED MARKETING INC. (CONTACT/OWNER)
  

• ASHLAND PETROLEUM COMPANY #067-000 (202 NORTH MAIN STREET in WARSAW, KY)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: ASHLAND OIL COMPANY (CONTACT/OWNER)
  Alternative names: ASHLAND PETROLEUM 067 000

• ATS LIGHT ALLOY WHEELS KY LLC (901 E MAIN ST in WARSAW, KY)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: MOTOR VEHICLE PARTS AND ACCESSORIES
  

• BLUE HERON DEVELOPMENT (KY RT 35 in WARSAW, KY)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: MANAGEMENT SERVICES
  

• CE'S PLACE (402 MAIN ST in WARSAW, KY)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: KENNY FRENCH (CONTACT/OWNER)
  

Housing units lacking complete plumbing facilities: 4.7%
Housing units lacking complete kitchen facilities: 4.0%

Population in 1990: 3,618. Population change in the 1990s: +582 (+16.1%).

Place of birth for U.S.-born residents:

• This state: 2,728
• Northeast: 58
• Midwest: 732
• South: 183
• West: 89

52% of the 41095 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 42% lived in this county.
   Out of people who lived in different counties, 50% lived in Kentucky.

85% of the 41095 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 36% moved from this county.
   Out of people who lived in different houses, 51% moved from different county within same state.
   Out of people who lived in different houses, 8% moved from different state.
   Out of people who lived in different houses, 4% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 42
Students in private schools in grades 9 to 12 (high school): 19 Students in private undergraduate colleges: 38

Top industries in this zip code by the number of employees in 2005:

• Wholesale Trade: Motor Vehicle Supplies and New Parts Merchant Wholesalers (250-499 employees: 1 establishment)
• Health Care and Social Assistance: Nursing Care Facilities (100-249: 1)
• Accommodation and Food Services: Limited-Service Restaurants (20-49: 2)
• Construction: New Single-Family Housing Construction (except Operative Builders) (10-19: 1, 5-9: 1)
• Accommodation and Food Services: Full-Service Restaurants (5-9: 2, 1-4: 2)
• Finance and Insurance: Direct Property and Casualty Insurance Carriers (10-19: 1)

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2002 - 2018 the average number of fire incidents per year is 10. The highest number of reported fires - 25 took place in 2002, and the least - 0 in 2005. The data has a dropping trend.
When looking into fire subcategories, the most reports belonged to: Structure Fires (50.3%), and Outside Fires (30.1%).


• Fire incident types reported to NFIRS in Zip Code 41095
• 8250.3%Structure Fires
• 4930.1%Outside Fires
• 2012.3%Mobile Property/Vehicle Fires
• 127.4%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 41095, Kentucky

Most common first names in zip code 41095 among deceased individuals
Name	Count	Lived (average)
Mary	49	79.1 years
William	37	72.1 years
James	29	71.2 years
John	28	72.3 years
Robert	25	74.7 years
Charles	24	73.2 years
Margaret	17	76.2 years
George	12	69.1 years
Thomas	12	74.1 years
Anna	11	79.5 years

Most common last names in zip code 41095 among deceased individuals
Last name	Count	Lived (average)
Brown	16	74.8 years
Smith	16	77.3 years
Rider	15	79.8 years
Wilson	13	72.9 years
Adams	12	78.1 years
Hendren	12	73.9 years
Roberts	12	75.7 years
Weldon	12	82.7 years
Kinman	11	78.6 years
Robinson	11	65.1 years

Businesses in zip code 41095
Name	Count		Name	Count
Dairy Queen	1		Subway	1
H&R Block	1		U-Haul	1
RadioShack	1