Estimated median household income in 2007: $48,333
| This zip code: | $48,333 | | Kentucky: | $40,267 |
Nearest zip codes: 42171, 42103, 42122, 42160, 42210, 42101.
Housing units in zip code 42159 with a mortgage: 122 (2 second mortgage, 9 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 39
Median monthly owner costs for units with a mortgage: $933
Median monthly owner costs for units without a mortgage: $241
Residents with income below the poverty level in 2007:
| This zip code: | 6.5% | | Whole state: | 17.3% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.0% | | Whole state: | 7.1% |
Median number of rooms in houses and condos:
| Here: | 6.2 | | State: | 5.9 |
Median number of rooms in apartments:
| Here: | 5.8 | | State: | 4.3 |
Year house built: |
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- 1999 to March 2000: 12
- 1995 to 1998: 39
- 1990 to 1994: 17
- 1980 to 1989: 43
- 1970 to 1979: 96
- 1960 to 1969: 23
- 1950 to 1959: 20
- 1940 to 1949: 22
- 1939 or earlier: 72
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Bedrooms in owner-occupied houses in Oakland, KY (42159): |
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- no bedroom: 0
- 1 bedrooms: 7
- 2 bedrooms: 36
- 3 bedrooms: 164
- 4 bedrooms: 37
- 5 or more bedrooms: 16
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 0
- 2 bedrooms: 23
- 3 bedrooms: 23
- 4 bedrooms: 9
- 5 or more bedrooms: 13
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Vehicles available in 42159 zip code in owner-occupied houses/condos: |
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- no vehicle: 8
- 1 vehicle: 53
- 2 vehicles: 93
- 3 vehicles: 66
- 4 vehicles: 24
- 5 or more vehicles: 16
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 13
- 1 vehicle: 23
- 2 vehicles: 19
- 3 vehicles: 13
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 42159:
- $50,000 to $59,999: 1
- $60,000 to $69,999: 5
- $70,000 to $79,999: 11
- $80,000 to $89,999: 13
- $90,000 to $99,999: 14
- $100,000 to $124,999: 76
- $125,000 to $149,999: 34
- $150,000 to $174,999: 25
- $175,000 to $199,999: 21
- $200,000 to $249,999: 30
- $250,000 to $299,999: 10
- $300,000 to $399,999: 8
- $400,000 to $499,999: 7
- $500,000 to $749,999: 6
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Rent paid by renters in 2007 in zip code 42159:
- $200 to $249: 9
- $300 to $349: 4
- $350 to $399: 16
- $400 to $449: 15
- $550 to $599: 2
- $600 to $649: 4
- No cash rent: 5
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Median price asked for vacant for-sale houses and condos in 2007: $0.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $116,884
- Black or African American householders: $165,993
Estimated median house or condo value in 2007: $135,304 (it was $91,100 in 2000)
| 42159: | $135,304 | | Kentucky: | $114,300 |
Lower value quartile - upper value quartile: $83,620 - $175,554
Mean price in 2007:
Detached houses: $182,223| Here: | $182,223 | | State: | $160,589 |
Townhouses or other attached units: $260,531| Here: | $260,531 | | State: | $163,962 |
Mobile homes: $78,529| Here: | $78,529 | | State: | $33,636 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 270
- One, attached: 2
- Two: 1
- Mobile homes: 71

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Means of transportation to work
- Drove a car alone: 325 (78%)
- Carpooled: 57 (14%)
- Walked: 17 (4%)
- Other means: 7 (2%)
- Worked at home: 13 (3%)
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Travel time to work
- Less than 5 minutes: 9
- 5 to 9 minutes: 21
- 10 to 14 minutes: 4
- 15 to 19 minutes: 26
- 20 to 24 minutes: 97
- 25 to 29 minutes: 31
- 30 to 34 minutes: 157
- 35 to 39 minutes: 5
- 40 to 44 minutes: 14
- 45 to 59 minutes: 28
- 60 to 89 minutes: 2
- 90 or more minutes: 12
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Percentage of zip code residents living and working in this county: 84.5%
Household type by relationship
Households: 868
- In family households: 826 (264 male householders, 34 female householders)
231 spouses, 245 children (222 natural, 20 adopted, 3 stepchildren), 25 grandchildren, 0 brothers or sisters, 2 parents, 20 other relatives, 5 non-relatives
- In nonfamily households: 42 (20 male householders (20 living alone)), 19 female householders (14 living alone)), 3 nonrelatives
Size of family households: 150 2-persons, 69 3-persons, 59 4-persons, 17 5-persons, 3 7-or-more-persons.
Size of nonfamily households: 34 1-person, 5 2-persons.
163 married couples with children.
40 single-parent households (7 men, 33 women).
96.2% of residents of 42159 zip code speak English at home.
2.3% of residents speak Spanish at home (100% very well).
1.5% of residents speak other Indo-European language at home (100% very well).
White population: 810
Black population: 72
American Indian population: 3
Asian population: 1
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 0
Two or more races population: 7

First ancestries reported:
|  United States or American: 308 |
|  Other groups: 146 |
|  German: 61 |
|  English: 51 |
|  Irish: 32 |
|  French (except Basque): 13 |
|  Hungarian: 12 |
|  Scotch-Irish: 12 |
|  French Canadian: 8 |
|  Subsaharan African:: 6 |
|  African: 6 |
|  Italian: 2 |
|  Scottish: 1 |
Facitilies with environmental interests located in this zip code:
- OAKLAND ELEMENTARY SCHOOL (2494 CHURCH ST in OAKLAND, KY)
(National Center for Education Statistics) - STATE ID-114571130
Organizations: WARREN COUNTY (SCHOOL DISTRICT)
- OAKLAND ELEMENTARY SCHOOL (SMITHS GROVE/OAKLAND ROAD in OAKLAND, KY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: WARREN COUNTY BOARD OF EDUCATION (CONTACT/OWNER)
Median worth of mobile homes: $102,667
Most commonly used house heating fuel: |
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- Bottled, tank, or LP gas (35%)
- Electricity (35%)
- Utility gas (25%)
- Wood (4%)
- Other fuel (1%)
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Place of birth for U.S.-born residents:
- This state: 744
- Northeast: 1
- Midwest: 52
- South: 65
- West: 4
71% of the 42159 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 86% lived in this county.
Out of people who lived in different counties, 41% lived in Kentucky.
Population in 1990: 2,879. Population change in the 1990s: -1,986 (-69.0%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 0
| Here: | 0.0% | | Kentucky: | 11.9% |
Students in private schools in grades 9 to 12 (high school): 0
| Here: | 0.0% | | Kentucky: | 10.6% |
Students in private undergraduate colleges: 0
| Here: | 0.0% | | Kentucky: | 18.1% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- WESTERN KENTUCKY COCA-COLA BOT (300 OAKLAND-FLATROCK ROAD in OAKLAND, KY; small business): $4,217,085 in 47 contracts from 1999 to 2006
Contracts for Food Items For Resale, Non-Food Items For Resale, Water Services by Department of Defense, Defense Commissary Agency, U.S. Army Corps of Engineers - civil program financing only, Army, and others Signed by year: 2000: $628,516; 2001: $635,316; 2002: $644,046; 2003: $309,827; 2004: $827,793; 2005: $665,064; 2006: $259,285.
Biggest contracts:
$478,654 with Department of Defense for Food Items For Resale. Signed on 2002-10-01. Completion date: 2003-05-31.
$364,539, same as above. Signed on 2001-11-01. Completion date: 2002-04-30.
$321,835 with Defense Commissary Agency for Food Items For Resale. Signed on 2005-04-01. Completion date: 2005-08-31.
$259,285 with Defense Commissary Agency for Non-Food Items For Resale. Signed on 2006-01-01. Completion date: 2006-03-31.
Top industries in this zip code by the number of employees in 2005:
- Wholesale Trade: Other Grocery and Related Products Merchant Wholesalers (100-249 employees: 1 establishment)
- Wholesale Trade: Beer and Ale Merchant Wholesalers (20-49: 1)
- Accommodation and Food Services: Full-Service Restaurants (10-19: 1)
- Other Services (except Public Administration): Religious Organizations (5-9: 1)
- Construction: Siding Contractors (5-9: 1)
- Construction: Masonry Contractors (5-9: 1)
- Construction: Highway, Street, and Bridge Construction (1-4: 1)
- Arts, Entertainment, and Recreation: Racetracks (1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $101,477 | 38 | $99,651 | 40 | $117,113 | 9 | $29,796 | 13 | $84,978 | 7 | $80,960 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 4 | $106,183 | 7 | $117,069 | 2 | $128,250 | 1 | $74,120 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $149,070 | 7 | $90,537 | 27 | $77,265 | 3 | $33,173 | 1 | $27,070 | 7 | $86,016 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $134,915 | 12 | $89,665 | 1 | $83,280 | 0 | $0 | 1 | $69,540 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $74,540 | 1 | $50,380 | 3 | $97,577 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 11 | $101,375 | 47 | $102,107 | 38 | $101,076 | 5 | $24,484 | 15 | $99,991 | 4 | $67,353 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 7 | $71,264 | 7 | $81,079 | 0 | $0 | 2 | $55,175 | 3 | $52,883 |
| APPLICATIONS DENIED | 1 | $48,720 | 17 | $96,384 | 30 | $93,857 | 5 | $24,984 | 5 | $76,784 | 10 | $58,129 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 5 | $110,512 | 14 | $100,114 | 1 | $54,130 | 0 | $0 | 1 | $67,040 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $143,035 | 3 | $133,247 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $97,188 | 36 | $83,766 | 42 | $96,436 | 8 | $58,400 | 8 | $67,196 | 8 | $39,558 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 5 | $63,042 | 8 | $81,303 | 1 | $13,320 | 1 | $110,350 | 1 | $24,150 |
| APPLICATIONS DENIED | 1 | $96,190 | 15 | $72,426 | 38 | $80,924 | 7 | $38,904 | 0 | $0 | 7 | $50,324 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $102,850 | 17 | $100,891 | 3 | $157,260 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $78,840 | 5 | $99,602 | 0 | $0 | 1 | $114,510 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $89,318 | 31 | $84,878 | 52 | $88,069 | 6 | $51,008 | 12 | $46,672 | 9 | $48,163 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 9 | $78,746 | 13 | $102,979 | 0 | $0 | 2 | $53,715 | 3 | $63,017 |
| APPLICATIONS DENIED | 0 | $0 | 14 | $73,821 | 41 | $86,114 | 5 | $42,640 | 2 | $64,750 | 12 | $58,608 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 5 | $81,532 | 22 | $91,059 | 1 | $32,480 | 2 | $51,840 | 1 | $52,880 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $59,130 | 3 | $89,387 | 0 | $0 | 0 | $0 | 1 | $57,880 |
Detailed HMDA statistics for the following Tracts:
0116.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $123,723 | 3 | $127,973 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $108,890 | 1 | $206,530 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 13 | $100,416 | 3 | $125,337 | 1 | $122,420 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $129,080 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $189,880 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $98,479 | 3 | $113,260 | 2 | $76,825 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $64,960 | 1 | $142,830 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $62,040 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $86,433 | 4 | $101,290 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $139,080 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $60,790 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0116.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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