42232 Zip Code Detailed Profile




City: Gracey, KY (0.88%)
Counties: Christian County, KY (70.43%), Trigg County, KY (29.57%)
Estimated zip code population in 2013: 504
Zip code population in 2010: 812
Zip code population in 2000: 758

Houses and condos: 419
Renter-occupied apartments: 39
% of renters here:

17%
State:

33%
Mar. 2013 cost of living index in zip code 42232: 79.9 (low, U.S. average is 100)

Land area: 27.1 sq. mi.
Water area: 0.1 sq. mi.
Population density: 19 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 42232
Zip code 42232 (Gracey, Kentucky) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

0.6% ($599)
Kentucky:

0.8% ($1,022)
Median real estate property taxes paid for housing units with mortgages in 2013: $633 (0.5%)

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Males: 252  (50.0%)
Females: 252  (50.0%)

For population 25 years and over in 42232:

For population 15 years and over in 42232:

Zip code 42232 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age above state average.
  • Foreign-born population percentage above state average.
  • Renting percentage below state average.
  • Races in zip code 42232

  • Zip code 42232 races chart
    • 713White population
    • 68Black population
    • 1American Indian population
    • 7Asian population
    • 1Native Hawaiian and Other Pacific Islander population
    • 0Some other race population
    • 12Two or more races population
    • 10Hispanic or Latino population

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100% rural population.

Estimated median house/condo value in 2013: $98,900
42232:

$98,900
Kentucky:

$120,900
Median resident age:
This zip code:

46.5 years
Kentucky median age:

38.5 years
Average household size:
This zip code:

2.2 people
Kentucky:

2.5 people

Averages for the 2012 tax year for zip code 42232, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $49,386 (Individual Income Tax Returns)
Here:

$49,386
State:

$50,814

Salary/wage: $38,579 (reported on 80.0% of returns)
Here:

$38,579
State:

$42,723
(% of AGI for various income ranges: 80.2% for AGIs below $25k, 78.8% for AGIs $25k-50k, 77.7% for AGIs $50k-75k, 70.1% for AGIs $75k-100k, 39.6% for AGIs $100k-200k)

Taxable interest for individuals: $1,233 (reported on 25.7% of returns)
This zip code:

$1,233
Kentucky:

$1,381
(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.2% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.1% for AGIs $100k-200k)

Ordinary dividends: $1,433 (reported on 17.1% of returns)
Here:

$1,433
State:

$6,239

Net capital gain/loss in AGI: +$1,260 (reported on 14.3% of returns)
Here:

+$1,260
State:

+$11,336

Profit/loss from business: +$2,383 (reported on 17.1% of returns)
Here:

+$2,383
State:

+$10,862

Total itemized deductions: $17,267 (18% of AGI, reported on 25.7% of returns)
Here:

$17,267
State:

$21,160

Here:

18.0% of AGI
State:

20.0% of AGI

Charity contributions: $8,786 (reported on 20.0% of returns)
Here:

$8,786
State:

$4,303

Taxes paid: $5,825 (reported on 22.9% of returns)
42232:

$5,825
State:

$8,496

Earned income credit: $2,283 (reported on 17.1% of returns)
Here:

$2,283
State:

$2,273
(% of AGI for various income ranges: 5.8% for AGIs below $25k, 1.4% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 42232, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $39,408 (Individual Income Tax Returns)
Here:

$39,408
State:

$41,540

Salary/wage: $33,849 (reported on 84.0% of returns)
Here:

$33,849
State:

$36,432
(% of AGI for various income ranges: 116.3% for AGIs below $10k, 71.7% for AGIs $10k-25k, 84.6% for AGIs $25k-50k, 81.8% for AGIs $50k-75k, 75.8% for AGIs $75k-100k, 36.7% for AGIs over 100k)

Taxable interest for individuals: $1,883 (reported on 40.5% of returns)
This zip code:

$1,883
Kentucky:

$1,571
(% of AGI for various income ranges: 3.5% for AGIs below $10k, 1.5% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 5.2% for AGIs over 100k)

Taxable dividends: $2,585 (reported on 24.3% of returns)
Here:

$2,585
State:

$3,453
(% of AGI for various income ranges: 0.8% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 6.2% for AGIs over 100k)

Net capital gain/loss: +$569 (reported on 15.1% of returns)
Here:

+$569
State:

+$9,663
(% of AGI for various income ranges: 2.1% for AGIs below $10k, -0.4% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.9% for AGIs $75k-100k)

Profit/loss from business: +$5,355 (reported on 18.3% of returns)
Here:

+$5,355
State:

+$9,233
(% of AGI for various income ranges: 20.8% for AGIs below $10k, 4.0% for AGIs $10k-25k, 2.0% for AGIs $25k-50k, 4.4% for AGIs $50k-75k)

Total itemized deductions: $16,043 (21% of AGI, reported on 27.2% of returns)
Here:

$16,043
State:

$17,474

Here:

21.0% of AGI
State:

21.0% of AGI
(% of AGI for various income ranges: 11.6% for AGIs $25k-50k, 11.3% for AGIs $50k-75k, 13.8% for AGIs $75k-100k, 15.7% for AGIs over 100k)

Charity contributions deductions: $3,848 (5% of AGI, reported on 23.4% of returns)
Here:

$3,848
State:

$3,494

Here:

5.1% of AGI
State:

4.0% of AGI
(% of AGI for various income ranges: 1.2% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 3.0% for AGIs $75k-100k, 3.8% for AGIs over 100k)

Total tax: $4,889 (reported on 79.9% of returns)
42232:

$4,889
State:

$6,162
(% of AGI for various income ranges: 5.9% for AGIs below $10k, 4.4% for AGIs $10k-25k, 6.5% for AGIs $25k-50k, 8.4% for AGIs $50k-75k, 11.2% for AGIs $75k-100k, 18.6% for AGIs over 100k)

Earned income credit: $2,000 (reported on 19.2% of returns)
Here:

$2,000
State:

$1,723

Percentage of individuals using paid preparers for their 2004 taxes: 72.2%
Here:

72%
State:

66%
(% for various income ranges: 65.2% for AGIs below $10k, 70.7% for AGIs $10k-25k, 73.5% for AGIs $25k-50k, 72.7% for AGIs $50k-75k, 82.1% for AGIs $75k-100k, 85.7% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$48,977
Kentucky:

$43,399
Gracey, KY (42232) map Nearest zip codes: 42215, 42236, 42211, 42240, 42254, 42217.
Percentage of family households:
This zip code:

58.6%
Kentucky:

51.2%
Percentage of households with unmarried partners:
This zip code:

0.0%
Kentucky:

5.9%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 0
Household did not receive Food Stamps/SNAP in the past 12 months: 227


Women who did not have a birth in the past 12 months: 128 (95 now married, 33 unmarried)


Housing units in zip code 42232 with a mortgage: 162 (15 home equity loan)
Houses without a mortgage: 26

Median monthly owner costs for units with a mortgage: $906

Residents with income below the poverty level in 2013:
This zip code:

22.0%
Whole state:

18.8%
Residents with income below 50% of the poverty level in 2013:
This zip code:

18.5%
Whole state:

10.8%
Median number of rooms in houses and condos:
Here:

6.1
State:

6.3
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 42232: Gracey Volunteer Fire Department (A), Caledonia Volunteer Fire Department (B). Display/hide their locations on the map

    Cemeteries: Burgess Cemetery (1), Cox Cemetery (2), Lander Cemetery (3), Wood Cemetery (4). Display/hide their locations on the map

    Lake: Ten Acre Pond (A). Display/hide its location on the map

    Streams, rivers, and creeks: Boyd Lake Branch (A). Display/hide its location on the map

Year house built

  • 02010 or later
  • 512000 to 2009
  • 101990 to 1999
  • 1091980 to 1989
  • 711970 to 1979
  • 521960 to 1969
  • 621950 to 1959
  • 01940 to 1949
  • 641939 or earlier

Zip code 42232 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Gracey, KY (42232)

  • 0no bedroom
  • 01 bedroom
  • 212 bedrooms
  • 1423 bedrooms
  • 164 bedrooms
  • 95+ bedrooms

Bedrooms in renter-occupied apartments in Gracey, KY (42232)

  • 0no bedroom
  • 01 bedroom
  • 02 bedrooms
  • 393 bedrooms
  • 04 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Gracey, KY (42232) in owner-occupied houses/condos

  • 0no vehicle
  • 501 vehicle
  • 942 vehicles
  • 333 vehicles
  • 114 vehicles
  • 05+ vehicles

Cars and other vehicles available in Gracey, KY (42232) in renter-occupied apartments

  • 0no vehicle
  • 331 vehicle
  • 62 vehicles
  • 03 vehicles
  • 04 vehicles
  • 05+ vehicles

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $98,900
42232:

$98,900
Kentucky:

$120,900
Lower value quartile - upper value quartile: $75,300 - $150,000

Owners and renters by unit type in %

Housing units in structures:


Unemployment: 7.6%

Percentage of zip code residents living and working in this county: 47.6%

Household type by relationship:

Households: 504

Size of family households: 94 2-persons, 54 3-persons, 26 4-persons

Size of nonfamily households: 53 1-person

45 married couples with children.
60 single-parent households (60 women).

92.6% of residents of 42232 zip code speak English at home.
7.4% of residents speak Asian or Pacific Island language at home (50% very well, 50% well).

Foreign born population: 36 (7.1%)
(100.0% of them are naturalized citizens)
This zip code:

7.1%
Whole state:

3.4%

Most common places of birth for the foreign-born residents

  • 50%Korea
  • 50%Philippines

Most common first ancestries reported in 42232 (%)

  • 38%American
  • 8%Other groups
  • 7%Scottish
  • 3%German
  • 3%Irish
  • 3%Polish
  • 2%Italian

Year of entry for the foreign-born population

  • 02010 or later
  • 02000 to 2009
  • 181990 to 1999
  • 29Before 1990

Zip code 42232 marital status for males
Zip code 42232 marital status for females

Housing units lacking complete plumbing facilities: 14.6%
Housing units lacking complete kitchen facilities: 14.6%

Most commonly used house heating fuel

  • 50%Electricity
  • 37%Bottled, tank, or LP gas
  • 14%Utility gas

Population in 1990: 92. Population change in the 1990s: +666 (+723.9%).

Place of birth for U.S.-born residents:


56% of the 42232 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 54% lived in this county.
   Out of people who lived in different counties, 50% lived in Kentucky.

87% of the 42232 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 48% moved from this county.
   Out of people who lived in different houses, 39% moved from different state.
   Out of people who lived in different houses, 13% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 30
Here:

71.4%
Kentucky:

11.3%
Students in private schools in grades 9 to 12 (high school): 30
Here:

69.8%
Kentucky:

10.8%
Students in private undergraduate colleges:
Here:

0.0%
Kentucky:

17.4%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED14$172,73317$138,31954$140,5654$34,7807$120,4661$27,980
APPLICATIONS APPROVED, NOT ACCEPTED0$01$46,6302$95,7900$01$46,6300$0
APPLICATIONS DENIED3$122,7970$017$117,0605$53,9381$25,2602$36,335
APPLICATIONS WITHDRAWN1$179,5300$07$129,6260$00$01$24,480
FILES CLOSED FOR INCOMPLETENESS1$52,0700$02$170,5950$00$00$0

Detailed HMDA statistics for the following Tracts: 2009.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED2$139,5053$159,197
APPLICATIONS APPROVED, NOT ACCEPTED0$00$0
APPLICATIONS DENIED0$00$0
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$0

Detailed PMIC statistics for the following Tracts: 2009.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 42232 among deceased individuals
NameCountLived (average)
William1074.9 years
James770.3 years
Robert677.3 years
Mary584.2 years
Henry476.5 years
Clyde481.5 years
George470.7 years
John475.7 years
Benjamin386.6 years
Louise381.0 years
Most common last names in zip code 42232 among deceased individuals
Last nameCountLived (average)
Stewart1276.5 years
Thomas785.4 years
Burgess784.4 years
Malone673.5 years
Sholar583.2 years
Mcgee581.6 years
Alexander475.8 years
Arbuckle484.0 years
Morris474.3 years
Brown482.2 years

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