Estimated median household income in 2007: $34,942
| This zip code: | $34,942 | | Kentucky: | $40,267 |
Nearest zip codes: 42236, 37023, 37079, 42232, 37191, 42223.
Percentage of family households:
| This zip code: | 70.5% | | Whole state: | 69.4% |
Percentage of households with unmarried partners:
| This zip code: | 1.1% | | Whole state: | 4.5% |
No gay or lesbian households reported
Housing units in zip code 42254 with a mortgage: 34 (2 second mortgage, 6 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 22
Median monthly owner costs for units with a mortgage: $813
Median monthly owner costs for units without a mortgage: $233
Residents with income below the poverty level in 2007:
| This zip code: | 13.9% | | Whole state: | 17.3% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 3.4% | | Whole state: | 7.1% |
Median number of rooms in houses and condos:
| Here: | 5.1 | | State: | 5.9 |
Median number of rooms in apartments:
| Here: | 4.9 | | State: | 4.3 |
Year house built: |
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- 1999 to March 2000: 6
- 1995 to 1998: 14
- 1990 to 1994: 12
- 1980 to 1989: 10
- 1970 to 1979: 6
- 1960 to 1969: 8
- 1950 to 1959: 9
- 1940 to 1949: 20
- 1939 or earlier: 27
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Bedrooms in owner-occupied houses in 42254: |
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- no bedroom: 0
- 1 bedrooms: 0
- 2 bedrooms: 29
- 3 bedrooms: 34
- 4 bedrooms: 2
- 5 or more bedrooms: 0
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 2
- 2 bedrooms: 6
- 3 bedrooms: 12
- 4 bedrooms: 2
- 5 or more bedrooms: 0
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Vehicles available in 42254 zip code in owner-occupied houses/condos: |
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- no vehicle: 6
- 1 vehicle: 18
- 2 vehicles: 38
- 3 vehicles: 1
- 4 vehicles: 2
- 5 or more vehicles: 0
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 0
- 1 vehicle: 11
- 2 vehicles: 5
- 3 vehicles: 0
- 4 vehicles: 6
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 42254:
- $15,000 to $19,999: 3
- $20,000 to $24,999: 3
- $25,000 to $29,999: 2
- $35,000 to $39,999: 1
- $40,000 to $49,999: 7
- $50,000 to $59,999: 13
- $60,000 to $69,999: 1
- $70,000 to $79,999: 9
- $80,000 to $89,999: 9
- $90,000 to $99,999: 8
- $100,000 to $124,999: 4
- $150,000 to $174,999: 1
- $175,000 to $199,999: 3
- $200,000 to $249,999: 2
- $300,000 to $399,999: 1
- $400,000 to $499,999: 1
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Rent paid by renters in 2007 in zip code 42254:
- $200 to $249: 1
- $250 to $299: 1
- $300 to $349: 2
- $400 to $449: 4
- $500 to $549: 9
- No cash rent: 3
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Median price asked for vacant for-sale houses and condos in 2007: $93,335.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $79,550
- Black or African American householders: $48,534
- Two or more races householders: $17,949
Estimated median house or condo value in 2007: $77,974 (it was $52,500 in 2000)
| 42254: | $77,974 | | Kentucky: | $114,300 |
Lower value quartile - upper value quartile: $0 - $0
Mean price in 2007:
Detached houses: $98,002| Here: | $98,002 | | State: | $160,589 |
Mobile homes: $30,833| Here: | $30,833 | | State: | $33,636 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 90
- Mobile homes: 22

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Means of transportation to work
- Drove a car alone: 89 (76%)
- Carpooled: 17 (15%)
- Walked: 5 (4%)
- Other means: 5 (4%)
- Worked at home: 1 (1%)
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Travel time to work
- Less than 5 minutes: 16
- 5 to 9 minutes: 7
- 10 to 14 minutes: 7
- 15 to 19 minutes: 9
- 20 to 24 minutes: 9
- 25 to 29 minutes: 19
- 30 to 34 minutes: 31
- 35 to 39 minutes: 1
- 40 to 44 minutes: 0
- 45 to 59 minutes: 10
- 60 to 89 minutes: 7
- 90 or more minutes: 0
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Percentage of zip code residents living and working in this county: 70.9%
Household type by relationship
Households: 252
- In family households: 219 (48 male householders, 11 female householders)
58 spouses, 71 children (62 natural, 0 adopted, 9 stepchildren), 2 grandchildren, 13 brothers or sisters, 7 parents, 8 other relatives, 1 non-relatives
- In nonfamily households: 33 (17 male householders (17 living alone)), 9 female householders (6 living alone)), 7 nonrelatives
Size of family households: 24 2-persons, 14 3-persons, 6 4-persons, 5 5-persons, 5 6-persons, 5 7-or-more-persons.
Size of nonfamily households: 23 1-person, 3 3-persons.
57 married couples with children.
1 single-parent households (0 men, 1 women).
98.2% of residents of 42254 zip code speak English at home.
1.8% of residents speak Spanish at home (100% very well).
White population: 203
Black population: 11
American Indian population: 1
Asian population: 3
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 2
Two or more races population: 4

First ancestries reported:
|  United States or American: 66 |
|  Other groups: 45 |
|  English: 16 |
|  Italian: 5 |
|  Dutch: 3 |
|  Belgian: 3 |
|  French (except Basque): 2 |
|  Scottish: 1 |

Median worth of mobile homes: $24,651
Most commonly used house heating fuel: |
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- Electricity (49%)
- Bottled, tank, or LP gas (48%)
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Place of birth for U.S.-born residents:
- This state: 159
- Northeast: 12
- Midwest: 25
- South: 47
- West: 7
48% of the 42254 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 38% lived in this county.
Out of people who lived in different counties, 5% lived in Kentucky.
Population in 1990: 123. Population change in the 1990s: +101 (+82.1%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 0
| Here: | 0.0% | | Kentucky: | 11.9% |
Students in private schools in grades 9 to 12 (high school): 0
| Here: | 0.0% | | Kentucky: | 10.6% |
Students in private undergraduate colleges: 0
| Here: | 0.0% | | Kentucky: | 18.1% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Other Services (except Public Administration): Religious Organizations (1-4 employees: 1 establishment)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 0 | $0 | 1 | $1,670 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 1 | $2,780 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $33,400 | 0 | $0 | 2 | $4,730 | 1 | $33,950 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $8,350 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $39,520 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $37,290 | 1 | $26,160 | 1 | $1,110 | 1 | $39,520 | 2 | $37,850 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $122,450 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 0 | $0 | 1 | $20,040 | 0 | $0 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $18,920 | 0 | $0 | 1 | $2,780 | 0 | $0 | 1 | $18,920 |
| APPLICATIONS DENIED | 3 | $41,747 | 3 | $62,897 | 1 | $1,670 | 1 | $35,620 | 4 | $40,215 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $162,530 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $37,850 | 0 | $0 | 0 | $0 | 0 | $0 | 1 | $37,850 |
| APPLICATIONS DENIED | 1 | $55,660 | 3 | $60,853 | 4 | $101,580 | 2 | $28,385 | 1 | $40,080 | 3 | $53,247 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 2 | $150,840 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $50,650 | 1 | $37,850 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 1 | $61,230 | 1 | $42,860 | 0 | $0 | 1 | $61,230 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $42,300 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $40,355 | 2 | $89,890 | 1 | $2,780 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $85,160 | 0 | $0 | 1 | $38,960 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $36,180 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $40,447 | 2 | $49,260 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 6 | $41,188 | 1 | $99,070 | 1 | $3,340 | 1 | $72,360 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $104,640 | 1 | $1,110 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $80,985 | 0 | $0 | 1 | $119,670 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $42,221 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 14 | $42,938 | 2 | $44,530 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $34,928 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $11,130 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 4 | $60,113 | 0 | $0 | 0 | $0 | 1 | $47,310 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $50,837 | 2 | $59,555 | 1 | $27,270 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $53,990 | 11 | $45,793 | 2 | $44,530 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $42,300 | 1 | $49,540 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $61,230 | 1 | $30,060 | 1 | $59,560 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| B) Conventional Home Purchase Loans | C) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $34,435 | 0 | $0 |
| APPLICATIONS DENIED | 16 | $47,247 | 2 | $32,640 |
| APPLICATIONS WITHDRAWN | 1 | $46,750 | 1 | $22,960 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
2015.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $51,760 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
2015.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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