Estimated median household income in 2007: $49,927
| This zip code: | $49,927 | | Kentucky: | $40,267 |
Nearest zip codes: 47635, 47615, 42351, 42303, 42366, 47611.
Housing units in zip code 42355 with a mortgage: 257 (55 second mortgage, 18 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 133
Median monthly owner costs for units with a mortgage: $871
Median monthly owner costs for units without a mortgage: $299
Residents with income below the poverty level in 2007:
| This zip code: | 13.3% | | Whole state: | 17.3% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 6.5% | | Whole state: | 7.1% |
Median number of rooms in houses and condos:
| Here: | 5.2 | | State: | 5.9 |
Median number of rooms in apartments:
| Here: | 4.7 | | State: | 4.3 |
Year house built: |
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- 1999 to March 2000: 16
- 1995 to 1998: 117
- 1990 to 1994: 51
- 1980 to 1989: 120
- 1970 to 1979: 156
- 1960 to 1969: 40
- 1950 to 1959: 165
- 1940 to 1949: 31
- 1939 or earlier: 124
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Bedrooms in owner-occupied houses in 42355: |
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- no bedroom: 0
- 1 bedrooms: 16
- 2 bedrooms: 229
- 3 bedrooms: 377
- 4 bedrooms: 53
- 5 or more bedrooms: 9
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 7
- 2 bedrooms: 41
- 3 bedrooms: 33
- 4 bedrooms: 0
- 5 or more bedrooms: 0
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Vehicles available in 42355 zip code in owner-occupied houses/condos: |
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- no vehicle: 33
- 1 vehicle: 119
- 2 vehicles: 337
- 3 vehicles: 123
- 4 vehicles: 53
- 5 or more vehicles: 19
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 0
- 1 vehicle: 38
- 2 vehicles: 36
- 3 vehicles: 7
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 42355:
- Less than $10,000: 6
- $10,000 to $14,999: 4
- $15,000 to $19,999: 14
- $20,000 to $24,999: 9
- $25,000 to $29,999: 11
- $30,000 to $34,999: 23
- $35,000 to $39,999: 30
- $40,000 to $49,999: 36
- $50,000 to $59,999: 104
- $60,000 to $69,999: 86
- $70,000 to $79,999: 37
- $80,000 to $89,999: 37
- $90,000 to $99,999: 54
- $100,000 to $124,999: 72
- $125,000 to $149,999: 89
- $150,000 to $174,999: 25
- $175,000 to $199,999: 16
- $200,000 to $249,999: 36
- $250,000 to $299,999: 23
- $300,000 to $399,999: 8
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Rent paid by renters in 2007 in zip code 42355:
- Less than $100: 9
- $150 to $199: 15
- $250 to $299: 4
- $300 to $349: 6
- $400 to $449: 6
- No cash rent: 23
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Median price asked for vacant for-sale houses and condos in 2007: $37,046.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $102,956
- Black or African American householders: $46,667
Estimated median house or condo value in 2007: $82,876 (it was $55,800 in 2000)
| 42355: | $82,876 | | Kentucky: | $114,300 |
Lower value quartile - upper value quartile: $0 - $0
Mean price in 2007:
Detached houses: $123,568| Here: | $123,568 | | State: | $160,589 |
Mobile homes: $43,112| Here: | $43,112 | | State: | $33,636 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 545
- Two: 7
- 3 or 4: 7
- Mobile homes: 261

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Means of transportation to work
- Drove a car alone: 808 (88%)
- Carpooled: 90 (10%)
- Other means: 13 (1%)
- Worked at home: 9 (1%)
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Travel time to work
- Less than 5 minutes: 0
- 5 to 9 minutes: 13
- 10 to 14 minutes: 57
- 15 to 19 minutes: 172
- 20 to 24 minutes: 302
- 25 to 29 minutes: 43
- 30 to 34 minutes: 123
- 35 to 39 minutes: 8
- 40 to 44 minutes: 25
- 45 to 59 minutes: 84
- 60 to 89 minutes: 4
- 90 or more minutes: 80
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Percentage of zip code residents living and working in this county: 77.4%
Household type by relationship
Households: 1,957
- In family households: 1,697 (418 male householders, 123 female householders)
471 spouses, 601 children (574 natural, 7 adopted, 20 stepchildren), 40 grandchildren, 0 brothers or sisters, 13 parents, 0 other relatives, 31 non-relatives
- In nonfamily households: 260 (140 male householders (89 living alone)), 57 female householders (57 living alone)), 63 nonrelatives
Size of family households: 194 2-persons, 177 3-persons, 94 4-persons, 70 5-persons, 6 6-persons.
Size of nonfamily households: 146 1-person, 42 2-persons, 9 3-persons.
392 married couples with children.
87 single-parent households (35 men, 52 women).
99.4% of residents of 42355 zip code speak English at home.
0.6% of residents speak other Indo-European language at home (100% very well).
White population: 1,992
Black population: 2
American Indian population: 4
Asian population: 7
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 1
Two or more races population: 1

First ancestries reported:
|  United States or American: 526 |
|  German: 228 |
|  English: 138 |
|  Irish: 110 |
|  Other groups: 55 |
|  French (except Basque): 41 |
|  Scottish: 27 |
|  Dutch: 19 |
|  Russian: 12 |
|  Welsh: 11 |
|  Scotch-Irish: 7 |

Facitilies with environmental interests located in this zip code:
- LANHAM RIVER TERMINAL (7415 TERMINAL ROAD in MACEO, KY)
AIR MINOR (AIRS/AFS)
AIR MAJOR (AIRS/AFS)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Business SIC classification: BITUMINOUS COAL UNDERGROUND MINING; MARINE CARGO HANDLING
Business NAICS classification: BITUMINOUS COAL UNDERGROUND MINING.
Alternative names: LANHAM COAL DOCK, INC., LANHAM MINING CO INC
- KINDER MORGAN OWENSBORO GATEWY (7550 TERMINAL ROAD in MACEO, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: MARINE CARGO HANDLING
Alternative names: LANHAM RIVER TERMINAL LLC
- MACEO MARKET (10127 HWY 405 in MACEO, KY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: SONJI RILEY (CONTACT/OWNER)
Median worth of mobile homes: $49,301
Housing units lacking complete plumbing facilities: 2%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Utility gas (44%)
- Electricity (33%)
- Bottled, tank, or LP gas (17%)
- Wood (4%)
- Fuel oil, kerosene, etc. (1%)
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Place of birth for U.S.-born residents:
- This state: 1595
- Northeast: 62
- Midwest: 137
- South: 136
- West: 27
60% of the 42355 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 79% lived in this county.
Out of people who lived in different counties, 53% lived in Kentucky.
Population in 1990: 2,223. Population change in the 1990s: -216 (-9.7%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 34
| Here: | 14.4% | | Kentucky: | 11.9% |
Students in private schools in grades 9 to 12 (high school): 14
| Here: | 9.9% | | Kentucky: | 10.6% |
Students in private undergraduate colleges: 0
| Here: | 0.0% | | Kentucky: | 18.1% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Administrative and Support and Waste Management and Remediation Services: Solid Waste Collection (20-49 employees: 1 establishment)
- Construction: Painting and Wall Covering Contractors (20-49: 1)
- Other Services (except Public Administration): Religious Organizations (5-9: 1, 1-4: 1)
- Construction: Commercial and Institutional Building Construction (5-9: 1)
- Construction: New Single-Family Housing Construction (except Operative Builders) (1-4: 2)
- Construction: Plumbing, Heating, and Air-Conditioning Contractors (1-4: 2)
- Administrative and Support and Waste Management and Remediation Services: Security Guards and Patrol Services (1-4: 1)
- Administrative and Support and Waste Management and Remediation Services: Janitorial Services (1-4: 1)
- Construction: Electrical Contractors (1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Fatal accident statistics in 2006
- Fatal accident count: 3
- Vehicles involved in fatal accidents: 5
- Fatal accidents caused by drunken drivers: 1
- Fatalities: 3
- Persons involved in fatal accidents: 5
- Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 1
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 1
- Persons involved in fatal accidents: 1
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $70,060 | 24 | $106,884 | 32 | $93,453 | 12 | $22,078 | 3 | $48,880 | 14 | $58,097 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 6 | $37,800 | 8 | $77,353 | 2 | $9,285 | 0 | $0 | 3 | $48,553 |
| APPLICATIONS DENIED | 3 | $70,060 | 13 | $49,332 | 30 | $80,848 | 4 | $31,773 | 0 | $0 | 13 | $53,994 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $90,430 | 12 | $92,220 | 0 | $0 | 0 | $0 | 3 | $81,467 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 4 | $64,033 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $71,363 | 44 | $81,119 | 50 | $81,864 | 8 | $19,919 | 17 | $63,141 | 13 | $48,880 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $50,840 | 6 | $62,078 | 12 | $64,278 | 4 | $28,105 | 5 | $29,524 | 9 | $54,854 |
| APPLICATIONS DENIED | 3 | $64,520 | 18 | $52,519 | 31 | $85,997 | 11 | $21,329 | 7 | $44,271 | 18 | $40,516 |
| APPLICATIONS WITHDRAWN | 2 | $48,390 | 6 | $57,842 | 19 | $85,772 | 1 | $114,380 | 1 | $24,440 | 5 | $61,394 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $53,770 | 2 | $87,005 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $87,788 | 41 | $88,199 | 41 | $81,069 | 7 | $22,624 | 2 | $65,010 | 16 | $55,540 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 9 | $83,857 | 4 | $94,828 | 0 | $0 | 0 | $0 | 4 | $64,522 |
| APPLICATIONS DENIED | 1 | $57,680 | 25 | $54,706 | 43 | $92,599 | 13 | $31,659 | 2 | $18,085 | 22 | $49,635 |
| APPLICATIONS WITHDRAWN | 3 | $60,937 | 2 | $72,340 | 4 | $81,385 | 3 | $154,787 | 0 | $0 | 2 | $71,855 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $68,430 | 1 | $43,010 | 1 | $14,660 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $64,033 | 40 | $71,145 | 58 | $80,349 | 5 | $23,266 | 4 | $40,325 | 16 | $38,982 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 6 | $53,768 | 7 | $69,829 | 2 | $73,320 | 0 | $0 | 3 | $43,013 |
| APPLICATIONS DENIED | 1 | $75,280 | 15 | $44,057 | 47 | $77,958 | 8 | $14,175 | 0 | $0 | 18 | $47,359 |
| APPLICATIONS WITHDRAWN | 1 | $51,810 | 0 | $0 | 24 | $106,966 | 0 | $0 | 0 | $0 | 2 | $57,190 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $81,140 | 2 | $64,035 | 1 | $4,890 | 0 | $0 | 1 | $81,140 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $95,805 | 24 | $81,670 | 114 | $81,518 | 14 | $14,874 | 4 | $52,545 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 8 | $51,446 | 19 | $74,709 | 2 | $50,345 | 1 | $47,900 |
| APPLICATIONS DENIED | 2 | $62,080 | 17 | $39,909 | 55 | $79,612 | 6 | $36,172 | 1 | $44,970 |
| APPLICATIONS WITHDRAWN | 2 | $106,070 | 5 | $51,422 | 20 | $90,673 | 2 | $11,730 | 1 | $58,660 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 3 | $147,293 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $70,305 | 34 | $68,452 | 36 | $62,624 | 6 | $18,685 | 2 | $33,305 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 6 | $49,383 | 8 | $39,163 | 2 | $13,705 | 1 | $64,960 |
| APPLICATIONS DENIED | 1 | $62,490 | 25 | $45,490 | 14 | $61,241 | 4 | $12,060 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $38,650 | 3 | $56,647 | 8 | $56,361 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 1 | $74,280 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0015.01
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $103,626 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $93,850 | 2 | $73,810 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $58,660 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $91,754 | 1 | $99,720 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $50,840 | 2 | $146,640 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $241,470 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $48,880 | 0 | $0 | 1 | $48,880 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $144,930 | 2 | $114,870 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $70,713 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $74,300 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 11 | $84,163 | 6 | $97,597 | 1 | $39,100 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $97,760 | 2 | $98,740 | 0 | $0 | 2 | $71,855 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $91,894 | 13 | $118,440 | 1 | $48,880 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $126,110 | 4 | $124,400 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $66,480 | 1 | $66,480 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $87,980 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $100,593 | 1 | $91,820 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $99,500 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0015.01
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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