Estimated median household income in 2008: $57,264
| This zip code: | $57,264 | | Kentucky: | $41,538 |
Nearest zip codes: 42406, 42462, 42461, 47620, 42437, 42444.
Housing units in zip code 42457 with a mortgage: 16 (0 second mortgage, 9 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 18
Median monthly owner costs for units with a mortgage: $1,178
Median monthly owner costs for units without a mortgage: $279
Residents with income below the poverty level in 2008:
| This zip code: | 0.0% | | Whole state: | 17.3% |
Residents with income below 50% of the poverty level in 2008:
| This zip code: | 0.0% | | Whole state: | 7.6% |
Median number of rooms in houses and condos:
| Here: | 5.2 | | State: | 5.9 |
Median number of rooms in apartments:
| Here: | 4.0 | | State: | 4.3 |
Year house built: |
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- 1999 to March 2000: 0
- 1995 to 1998: 0
- 1990 to 1994: 0
- 1980 to 1989: 9
- 1970 to 1979: 35
- 1960 to 1969: 8
- 1950 to 1959: 8
- 1940 to 1949: 16
- 1939 or earlier: 9
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Bedrooms in owner-occupied houses in 42457: |
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- no bedroom: 0
- 1 bedrooms: 0
- 2 bedrooms: 25
- 3 bedrooms: 27
- 4 bedrooms: 0
- 5 or more bedrooms: 0
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 0
- 2 bedrooms: 17
- 3 bedrooms: 0
- 4 bedrooms: 0
- 5 or more bedrooms: 0
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Vehicles available in 42457 zip code in owner-occupied houses/condos: |
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- no vehicle: 0
- 1 vehicle: 8
- 2 vehicles: 18
- 3 vehicles: 19
- 4 vehicles: 7
- 5 or more vehicles: 0
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 0
- 1 vehicle: 8
- 2 vehicles: 9
- 3 vehicles: 0
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2008:

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Estimate of home value of owner-occupied houses/condos in 2008 in zip code 42457:
- $30,000 to $34,999: 6
- $35,000 to $39,999: 2
- $50,000 to $59,999: 1
- $60,000 to $69,999: 13
- $70,000 to $79,999: 8
- $80,000 to $89,999: 5
- $90,000 to $99,999: 6
- $100,000 to $124,999: 3
- $150,000 to $174,999: 7
- $175,000 to $199,999: 3
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Rent paid by renters in 2008 in zip code 42457:
- $450 to $499: 1
- $500 to $549: 7
- $550 to $599: 1
- No cash rent: 9
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Median price asked for vacant for-sale houses and condos in 2008: $0.
Estimated median house (or condo) value in 2008 for: - White Non-Hispanic householders: $74,371
Estimated median house or condo value in 2008: $76,205 (it was $50,000 in 2000)
| 42457: | $76,205 | | Kentucky: | $118,400 |
Lower value quartile - upper value quartile: $0 - $0
Mean price in 2008:
Detached houses: $95,539| Here: | $95,539 | | State: | $163,168 |
Mobile homes: $55,000| Here: | $55,000 | | State: | $33,636 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 42
- Mobile homes: 43

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Means of transportation to work
- Drove a car alone: 72 (100%)
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Travel time to work
- Less than 5 minutes: 0
- 5 to 9 minutes: 0
- 10 to 14 minutes: 25
- 15 to 19 minutes: 17
- 20 to 24 minutes: 13
- 25 to 29 minutes: 0
- 30 to 34 minutes: 9
- 35 to 39 minutes: 0
- 40 to 44 minutes: 8
- 45 to 59 minutes: 0
- 60 to 89 minutes: 0
- 90 or more minutes: 0
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Percentage of zip code residents living and working in this county: 100.0%
Household type by relationship
Households: 175
- In family households: 158 (42 male householders, 16 female householders)
37 spouses, 63 children (63 natural, 0 adopted, 0 stepchildren), 0 grandchildren, 0 brothers or sisters, 0 parents, 0 other relatives, 0 non-relatives
- In nonfamily households: 17 (9 male householders (9 living alone)), 8 female householders (8 living alone)), 0 nonrelatives
Size of family households: 28 2-persons, 30 3-persons.
Size of nonfamily households: 17 1-person.
25 married couples with children.
15 single-parent households (5 men, 10 women).
90.2% of residents of 42457 zip code speak English at home.
9.8% of residents speak other Indo-European language at home (100% very well).
White population: 217
Black population: 0
American Indian population: 0
Asian population: 0
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 1
Two or more races population: 0
First ancestries reported:
|  United States or American: 89 |
|  Irish: 54 |
|  German: 10 |

facilities with environmental interests located in this zip code:
- MCATEE CAFE SALES (6178 HWY 136 in SMITH MILLS, KY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: WALTER OWEN BECK (CONTACT/OWNER)
Median worth of mobile homes: $71,660
Housing units lacking complete kitchen facilities: 28%
Most commonly used house heating fuel: |
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- Electricity (75%)
- Bottled, tank, or LP gas (25%)
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Place of birth for U.S.-born residents:
- This state: 164
- Northeast: 0
- Midwest: 11
- South: 0
- West: 0
64% of the 42457 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 100% lived in this county.
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 0
| Here: | 0.0% | | Kentucky: | 11.9% |
Students in private undergraduate colleges: 0
| Here: | 0.0% | | Kentucky: | 18.1% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Other Services (except Public Administration): Religious Organizations (1-4 employees: 2 establishments)
- Other Services (except Public Administration): Business Associations (1-4: 1)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Fatal accident statistics in 2006
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 2
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 1
- Persons involved in fatal accidents: 2
- Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 2
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 1
- Persons involved in fatal accidents: 8
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $75,570 | 2 | $61,115 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $104,450 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $57,430 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
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| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $133,400 | 2 | $69,735 | 1 | $15,740 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $93,315 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $92,840 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
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| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $60,900 | 2 | $57,800 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $67,945 | 1 | $15,090 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $118,590 | 2 | $78,975 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $34,050 | 2 | $62,305 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $65,440 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
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| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $93,270 | 4 | $81,738 | 1 | $11,910 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $34,920 | 2 | $59,170 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $69,190 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $85,430 | 4 | $72,353 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $30,240 | 1 | $75,260 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $64,940 | 3 | $83,450 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $41,260 | 1 | $100,600 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $54,480 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $71,770 | 1 | $64,680 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $34,850 | 1 | $64,400 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| B) Conventional Home Purchase Loans | C) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $30,130 | 1 | $62,110 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $29,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0209.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| B) Refinancings
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| Number | Average Value |
| LOANS ORIGINATED | 1 | $46,530 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0209.00
HMDA - Conventional Home Purchase Loans
HMDA - Conventional Home Purchase Loans - Value
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