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42788 Zip Code Detailed Profile

 


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County: Hardin County, KY

Estimated zip code population in 2011: 317
Zip code population in 2010: 310
Zip code population in 2000: 239




Age and Sex of Residents in zip code 42788


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Mar. 2012 cost of living index in zip code 42788: 80.2 (low, U.S. average is 100)

Land area: 8.3 sq. mi.
Water area: 0.2 sq. mi.
Population density: 38 people per square mile 
 
 (very low).

Real estate property taxes paid for housing units in 2011:
This zip code:

1.1% ($579)
Kentucky:

0.8% ($967)

Median real estate property taxes paid for housing units with mortgages in 2011: $559 (1.4%)
Median real estate property taxes paid for housing units with no mortgage in 2011: $621 (1.1%)

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Males: 179  (56.5%)
Females: 138  (43.5%)

For population 25 years and over in 42788:

  • High school or higher: 100.0%
  • Bachelor's degree or higher: 21.1%
  • Graduate or professional degree: 10.8%
  • Unemployed: 7.6%
  • Mean travel time to work (commute): 0.0 minutes

For population 15 years and over in 42788:

  • Never married: 25.0%
  • Now married: 75.0%
  • Separated: 0.0%
  • Widowed: 0.0%
  • Divorced: 0.0%

Zip code 42788 compared to state average:

  • Median house value below state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage significantly below state average.
  • Length of stay since moving in below state average.
  • House age significantly below state average.
  • Number of college students significantly below state average.

Zip code 42788 races chart

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42788, KY forum
Discuss zip code 42788 area on our local forum with over 1,500,000 registered users
100% rural population.

Estimated median house/condo value in 2011: $53,900
42788:

$53,900
Kentucky:

$120,600

Median resident age:
This zip code:

39.1 years
Kentucky median age:

38.2 years

Average household size:
This zip code:

2.8 people
Kentucky:

2.5 people

Averages for the 2004 tax year for zip code 42788, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $32,786 (Individual Income Tax Returns)
Here:

$32,786
State:

$41,540

Salary/wage: $32,570 (reported on 83.4% of returns)
Here:

$32,570
State:

$36,432
(% of AGI for various income ranges: 85.4% for AGIs below $10k, 69.5% for AGIs $10k-25k, 77.2% for AGIs $25k-50k, 90.4% for AGIs $50k-75k, 90.8% for AGIs $75k-100k)

Taxable interest for individuals: $347 (reported on 49.7% of returns)
This zip code:

$347
Kentucky:

$1,571
(% of AGI for various income ranges: 4.6% for AGIs below $10k, 1.2% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.2% for AGIs $50k-75k)

Taxable dividends: $100 (reported on 6.9% of returns)
Here:

$100
State:

$3,453

Net capital gain/loss: +$2,846 (reported on 9.0% of returns)
Here:

+$2,846
State:

+$9,663

Profit/loss from business: +$5,188 (reported on 11.0% of returns)
Here:

+$5,188
State:

+$9,233

Total itemized deductions: $13,148 (21% of AGI, reported on 18.6% of returns)
Here:

$13,148
State:

$17,474

Here:

21.1% of AGI
State:

21.0% of AGI

Charity contributions deductions: $2,278 (4% of AGI, reported on 12.4% of returns)
Here:

$2,278
State:

$3,494

Here:

3.5% of AGI
State:

4.0% of AGI

Total tax: $3,317 (reported on 69.7% of returns)
42788:

$3,317
State:

$6,162
(% of AGI for various income ranges: 3.9% for AGIs $10k-25k, 6.4% for AGIs $25k-50k, 7.7% for AGIs $50k-75k, 10.4% for AGIs $75k-100k)

Earned income credit: $1,692 (reported on 17.9% of returns)
Here:

$1,692
State:

$1,723

Percentage of individuals using paid preparers for their 2004 taxes: 73.1%
Here:

73%
State:

66%
(% for various income ranges: 58.6% for AGIs below $10k, 64.3% for AGIs $10k-25k, 80.5% for AGIs $25k-50k, 131.8% for AGIs $50k-75k)


Estimated median household income in 2011:
This zip code:

$47,316
Kentucky:

$41,141

42788 map

Nearest zip codes: 42712, 42740, 42776, 42732, 42784, 42724.

Percentage of family households:
This zip code:

64.6%
Kentucky:

52.4%

Percentage of households with unmarried partners:
This zip code:

0.0%
Kentucky:

5.5%

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 0
Household did not receive Food Stamps/SNAP in the past 12 months: 113


Women who did not have a birth in the past 12 months: 94 (56 now married, 38 unmarried)


Housing units in zip code 42788 with a mortgage: 92 (2 second mortgage, 18 home equity loan, 1 both second mortgage and home equity loan)
Houses without a mortgage: 35

Median monthly owner costs for units with a mortgage: $979
Median monthly owner costs for units without a mortgage: $263

Residents with income below the poverty level in 2011:
This zip code:

10.9%
Whole state:

19.1%

Residents with income below 50% of the poverty level in 2011:
This zip code:

3.2%
Whole state:

10.8%

Median number of rooms in houses and condos:
Here:

6.0
State:

6.2

Median number of rooms in apartments:
Here:

4.2
State:

4.4


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Notable locations in this zip code not listed on our city pages:

Notable location: White Mills Volunteer Fire Department (A). Display/hide its location on the map

Creek: Shaw Creek (A). Display/hide its location on the map

 

Year house built

  • 2005 or later: 0
  • 2000 to 2004: 34
  • 1990 to 1999: 49
  • 1980 to 1989: 0
  • 1970 to 1979: 30
  • 1960 to 1969: 0
  • 1950 to 1959: 0
  • 1940 to 1949: 0
  • 1939 or earlier: 0


Zip code 42788 satellite photo by USGS

Bedrooms in owner-occupied houses and condos in 42788:

  • no bedroom: 0
  • 1 bedroom: 15
  • 2 bedrooms: 0
  • 3 bedrooms: 78
  • 4 bedrooms: 20
  • 5+ bedrooms: 0

Cars and other vehicles available in 42788 in owner-occupied houses/condos:

  • no vehicle: 0
  • 1 vehicle: 0
  • 2 vehicles: 53
  • 3 vehicles: 48
  • 4 vehicles: 0
  • 5+ vehicles: 12


Estimated household income distribution in 2009:

Zip code 42788 household income distribution in 2009

Zip code 42788 house/condo values in 2011

Estimate of home value of owner-occupied houses/condos in 2011 in zip code 42788:

  • $25,000 to $29,999: 15
  • $35,000 to $39,999: 34
  • $50,000 to $59,999: 19
  • $70,000 to $79,999: 11
  • $175,000 to $199,999: 14
  • $250,000 to $299,999: 12
  • $500,000 to $749,999: 8

 



42788 rent paid by renters

Rent paid by renters in 2011 in zip code 42788:

  • $100 to $149: 1
  • $200 to $249: 1
  • $250 to $299: 4
  • $350 to $399: 2
  • $400 to $449: 1
  • $450 to $499: 7
  • $500 to $549: 2
  • $550 to $599: 6
  • No cash rent: 2
 


Median price asked for vacant for-sale houses and condos in 2011: $121,056.

Estimated median house (or condo) value in 2011 for:

  • White Non-Hispanic householders: $53,639

Estimated median house or condo value in 2011: $53,900
42788:

$53,900
Kentucky:

$120,600
Lower value quartile - upper value quartile: $36,900 - $185,300

Mean price in 2011:

Detached houses: $162,380
Here:

$162,380
State:

$163,546

Mobile homes: $53,386
Here:

$53,386
State:

$57,957

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 79
  • Mobile homes: 34

Unemployment: 7.6%
42788 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 119 (70%)
  • Carpooled: 51 (30%)
 

42788 zip code travel time to work (commute)

Travel time to work (commute)

  • Less than 5 minutes: 0
  • 5 to 9 minutes: 0
  • 10 to 14 minutes: 8
  • 15 to 19 minutes: 8
  • 20 to 24 minutes: 49
  • 25 to 29 minutes: 0
  • 30 to 34 minutes: 32
  • 35 to 39 minutes: 0
  • 40 to 44 minutes: 35
  • 45 to 59 minutes: 0
  • 60 to 89 minutes: 8
  • 90 or more minutes: 30
 

Percentage of zip code residents living and working in this county: 74.7%

Household type by relationship:

Households: 317
  • In family households: 302 (53 male householders, 45 female householders)
    100 spouses, 104 children (74 natural, 1 adopted, 31 stepchildren), 0 grandchildren, 0 brothers or sisters, 0 parents, 0 other relatives, 0 non-relatives
  • In nonfamily households: 15 (15 male householders (15 living alone)), 0 female householders (0 living alone)), 0 nonrelatives

Size of family households: 44 2-persons, 34 3-persons, 20 5-persons

Size of nonfamily households: 15 1-person

74 married couples with children.
0 single-parent households ().

All residents speak English at home

Foreign born population: 0 (0.0%)
This zip code:

0.0%
Whole state:

3.2%

Year of entry for the foreign-born population

  • 2000 or later: 0
  • 1990 to 1999: 0
  • 1980 to 1989: 0
  • Before 1980: 14

Races in zip code 42788:

White population: 299
Black population: 1
American Indian population: 4
Asian population: 3
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 0
Two or more races population: 0
Hispanic or Latino population: 3

Most common first ancestries reported in 42788 (%):



  • American (65%)
  • German (13%)


Zip code 42788 topographic map

Facilities with environmental interests located in this zip code:

  • LYNNVALE ELEMENTARY SCHOOL (POB 69, 365 WHITE MILLS RD in WHITE MILLS, KY)
    (National Center for Education Statistics) - STATE ID-047231060
    Organizations: HARDIN COUNTY (SCHOOL DISTRICT)
  • KYDOH FE02-0047-0084-B0044 (KY 84 HODGENVILLE-SONORA-EASTV in WHITE MILLS, KY)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: KYDOH DIV OF ENVIRON ANALYSIS (CONTACT/OWNER)


Zip code 42788 marital status for males
Zip code 42788 marital status for females


Housing units lacking complete plumbing facilities: 9.2%

Housing units lacking complete kitchen facilities: 7.1%

Most commonly used house heating fuel:

  • Bottled, tank, or LP gas (41%)
  • Electricity (35%)
  • Utility gas (17%)
  • Other fuel (7%)

Population in 1990: 540. Population change in the 1990s: -301 (-55.7%).

Place of birth for U.S.-born residents:

  • This state: 248
  • Midwest: 12
  • South: 29
  • West: 14

47% of the 42788 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 59% lived in this county.
   Out of people who lived in different counties, 50% lived in Kentucky.

100% of the 42788 zip code residents lived in the same house 1 year ago.

Year Householders Moved Into Unit:

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Here:

0.0%
Kentucky:

10.7%

Students in private schools in grades 9 to 12 (high school):
Here:

0.0%
Kentucky:

11.9%

Educational Attainment (%)

School Enrollment by Level of School (%)


Class of Workers (%)


Occupation by median earnings in the past 12 months ($)

  • Food preparation and serving related occupations: 20,250
  • Sales and related occupations: 8,750

Top industries in this zip code by the number of employees in 2005:

  • Other Services (except Public Administration): Religious Organizations (1-4 employees: 1 establishment)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)





Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED4$129,6024$113,31021$131,9442$44,3102$83,2052$68,200
APPLICATIONS APPROVED, NOT ACCEPTED0$00$01$112,1500$00$00$0
APPLICATIONS DENIED1$116,1502$88,0006$137,4031$28,5000$01$88,270
APPLICATIONS WITHDRAWN1$95,0201$83,6503$160,9630$00$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$01$138,3500$00$00$0
Choose year:  2009 2008 2007 2006 2005 2004

Detailed HMDA statistics for the following Tracts: 0016.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
B) Refinancings
NumberAverage Value
LOANS ORIGINATED1$142,080
APPLICATIONS APPROVED, NOT ACCEPTED0$0
APPLICATIONS DENIED0$0
APPLICATIONS WITHDRAWN0$0
FILES CLOSED FOR INCOMPLETENESS0$0
Choose year:  2009 2008 2007 2006 2005 2004

Detailed PMIC statistics for the following Tracts: 0016.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value


Most common first names in zip code 42788 among deceased individuals
NameCountLived (average)
Mary583.0 years
Robert573.6 years
Charles379.0 years
Addie273.5 years
Edward263.0 years
Elizabeth282.0 years
Ernest288.0 years
James272.0 years
John277.5 years
Joseph273.0 years
Most common last names in zip code 42788 among deceased individuals
Last nameCountLived (average)
Hawkins870.9 years
Skees566.6 years
Hart487.0 years
Carroll480.5 years
Hatfield382.0 years
Priddy377.6 years
Puckett370.4 years
Sallee380.7 years
Thurman373.3 years
Chambers272.1 years


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