Estimated median household income in 2007: $70,255
| This zip code: | $70,255 | | Ohio: | $46,597 |
Nearest zip codes: 43458, 43445, 43416, 43468, 43412, 43408.
Housing units in zip code 43432 with a mortgage: 210 (41 second mortgage, 78 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 151
Median monthly owner costs for units with a mortgage: $1,212
Median monthly owner costs for units without a mortgage: $446
Residents with income below the poverty level in 2007:
| This zip code: | 5.4% | | Whole state: | 13.1% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 0.0% | | Whole state: | 6.0% |
Median number of rooms in houses and condos:
| Here: | 7.0 | | State: | 6.4 |
Median number of rooms in apartments:
| Here: | 6.3 | | State: | 4.3 |
Year house built: |
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- 1999 to March 2000: 0
- 1995 to 1998: 51
- 1990 to 1994: 52
- 1980 to 1989: 37
- 1970 to 1979: 44
- 1960 to 1969: 31
- 1950 to 1959: 27
- 1940 to 1949: 24
- 1939 or earlier: 211
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Bedrooms in owner-occupied houses in 43432: |
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- no bedroom: 0
- 1 bedrooms: 0
- 2 bedrooms: 26
- 3 bedrooms: 282
- 4 bedrooms: 107
- 5 or more bedrooms: 29
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 0
- 2 bedrooms: 10
- 3 bedrooms: 17
- 4 bedrooms: 6
- 5 or more bedrooms: 0
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Vehicles available in 43432 zip code in owner-occupied houses/condos: |
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- no vehicle: 17
- 1 vehicle: 48
- 2 vehicles: 219
- 3 vehicles: 102
- 4 vehicles: 31
- 5 or more vehicles: 27
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 10
- 1 vehicle: 15
- 2 vehicles: 8
- 3 vehicles: 0
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 43432:
- $50,000 to $59,999: 4
- $60,000 to $69,999: 9
- $70,000 to $79,999: 16
- $80,000 to $89,999: 12
- $90,000 to $99,999: 12
- $100,000 to $124,999: 85
- $125,000 to $149,999: 54
- $150,000 to $174,999: 58
- $175,000 to $199,999: 50
- $200,000 to $249,999: 61
- $250,000 to $299,999: 50
- $300,000 to $399,999: 19
- $400,000 to $499,999: 13
- $500,000 to $749,999: 6
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Rent paid by renters in 2007 in zip code 43432:
- $300 to $349: 3
- $900 to $999: 20
- No cash rent: 12
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Median price asked for vacant for-sale houses and condos in 2007: $0.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $168,924
- Hispanic or Latino householders: $61,701
Estimated median house or condo value in 2007: $169,064 (it was $119,400 in 2000)
| 43432: | $169,064 | | Ohio: | $137,800 |
Lower value quartile - upper value quartile: $0 - $0
Mean price in 2007:
Detached houses: $182,329| Here: | $182,329 | | State: | $175,406 |
Mobile homes: $112,500| Here: | $112,500 | | State: | $32,066 |
Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 469
- Mobile homes: 8

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Means of transportation to work
- Drove a car alone: 573 (89%)
- Carpooled: 27 (4%)
- Walked: 19 (3%)
- Worked at home: 27 (4%)
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Travel time to work
- Less than 5 minutes: 7
- 5 to 9 minutes: 60
- 10 to 14 minutes: 87
- 15 to 19 minutes: 49
- 20 to 24 minutes: 98
- 25 to 29 minutes: 90
- 30 to 34 minutes: 129
- 35 to 39 minutes: 28
- 40 to 44 minutes: 9
- 45 to 59 minutes: 30
- 60 to 89 minutes: 27
- 90 or more minutes: 5
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Percentage of zip code residents living and working in this county: 48.5%
Household type by relationship
Households: 1,395
- In family households: 1,334 (332 male householders, 63 female householders)
334 spouses, 505 children (484 natural, 0 adopted, 21 stepchildren), 43 grandchildren, 26 brothers or sisters, 7 parents, 12 other relatives, 12 non-relatives
- In nonfamily households: 61 (39 male householders (39 living alone)), 22 female householders (22 living alone)), 0 nonrelatives
Size of family households: 138 2-persons, 103 3-persons, 83 4-persons, 65 5-persons, 6 6-persons.
Size of nonfamily households: 61 1-person.
310 married couples with children.
35 single-parent households (11 men, 24 women).
95.2% of residents of 43432 zip code speak English at home.
4.0% of residents speak Spanish at home (100% very well).
0.5% of residents speak other Indo-European language at home (100% not at all).
0.4% of residents speak other language at home (100% very well).
Foreign born population: 12 (0.9%)
(100.0% of them are naturalized citizens)
| This zip code: | 0.9% | | Whole state: | 3.0% |
Most common places of birth for the foreign-born residents:
- Canada (58%)
- Hungary (42%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 0
- 1990 to 1994: 0
- 1985 to 1989: 0
- 1980 to 1984: 0
- 1975 to 1979: 0
- 1970 to 1974: 0
- 1970 to 1974: 5
- 1965 to 1969: 7
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White population: 1,324
Black population: 1
American Indian population: 2
Asian population: 1
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 21
Two or more races population: 8

First ancestries reported:
|  German: 575 |
|  Other groups: 81 |
|  Irish: 68 |
|  United States or American: 50 |
|  Hungarian: 41 |
|  French (except Basque): 36 |
|  Italian: 31 |
|  Norwegian: 31 |
|  Ukrainian: 18 |
|  English: 16 |
|  Slovak: 11 |
|  Czechoslovakian: 8 |
|  Scottish: 8 |
|  Canadian: 7 |
|  Polish: 7 |
|  Swedish: 5 |

Public primary/middle school in zip code 43432 not listed on the city page:- GRAYTOWN ELEMENTARY SCHOOL (Students: 135; Location: 1661 N WALKER ST, GRAYTOWN, OH; Grades: PK - 05)
Median worth of mobile homes: $120,336
Housing units lacking complete plumbing facilities: 2%
Housing units lacking complete kitchen facilities: 2%
Most commonly used house heating fuel: |
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- Bottled, tank, or LP gas (64%)
- Electricity (13%)
- Fuel oil, kerosene, etc. (12%)
- Wood (7%)
- Utility gas (2%)
- No fuel used (2%)
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Place of birth for U.S.-born residents:
- This state: 1262
- Northeast: 27
- Midwest: 58
- South: 17
- West: 19
74% of the 43432 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 43% lived in this county.
Out of people who lived in different counties, 82% lived in Ohio.
Population in 1990: 115. Population change in the 1990s: +1,242 (+1080.0%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 0
| Here: | 0.0% | | Ohio: | 14.2% |
Students in private schools in grades 9 to 12 (high school): 0
| Here: | 0.0% | | Ohio: | 10.9% |
Students in private undergraduate colleges: 0
| Here: | 0.0% | | Ohio: | 23.4% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Other Services (except Public Administration): Religious Organizations (10-19 employees: 1 establishment, 1-4 employees: 2 establishments)
- Accommodation and Food Services: Full-Service Restaurants (10-19: 1)
- Construction: Masonry Contractors (10-19: 1)
- Wholesale Trade: Grain and Field Bean Merchant Wholesalers (5-9: 1)
- Administrative and Support and Waste Management and Remediation Services: Landscaping Services (1-4: 2)
- Wholesale Trade: Farm Supplies Merchant Wholesalers (1-4: 1)
- Accommodation and Food Services: Drinking Places (Alcoholic Beverages) (1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $207,700 | 42 | $122,580 | 45 | $117,571 | 15 | $23,427 | 3 | $74,230 | 3 | $117,133 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 11 | $117,317 | 16 | $102,065 | 3 | $34,277 | 2 | $65,715 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $104,190 | 9 | $108,581 | 46 | $132,588 | 10 | $29,283 | 2 | $46,990 | 1 | $116,450 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 6 | $97,497 | 18 | $143,275 | 2 | $61,970 | 1 | $108,280 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $119,855 | 8 | $121,729 | 0 | $0 | 1 | $42,900 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $136,653 | 46 | $121,425 | 76 | $101,451 | 20 | $36,093 | 1 | $11,580 | 5 | $93,978 | 3 | $104,873 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $46,310 | 5 | $138,516 | 17 | $99,826 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $138,240 | 7 | $127,833 | 53 | $126,795 | 14 | $21,159 | 0 | $0 | 1 | $12,260 | 1 | $29,280 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 7 | $107,111 | 29 | $123,308 | 3 | $60,153 | 0 | $0 | 1 | $68,100 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $124,620 | 10 | $101,060 | 1 | $12,940 | 0 | $0 | 1 | $53,800 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $141,512 | 52 | $111,291 | 97 | $115,882 | 14 | $47,621 | 10 | $84,172 | 5 | $103,920 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 4 | $80,018 | 16 | $132,114 | 1 | $10,220 | 2 | $85,465 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $55,840 | 8 | $143,010 | 67 | $117,864 | 10 | $39,430 | 1 | $62,650 | 1 | $72,870 |
| APPLICATIONS WITHDRAWN | 1 | $62,650 | 5 | $113,182 | 36 | $138,073 | 6 | $159,467 | 1 | $65,380 | 1 | $75,590 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $14,980 | 7 | $129,293 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $114,019 | 50 | $124,555 | 111 | $109,911 | 15 | $39,861 | 0 | $0 | 8 | $61,290 | 4 | $56,523 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 11 | $98,559 | 23 | $108,605 | 1 | $100,110 | 0 | $0 | 5 | $56,250 | 1 | $64,010 |
| APPLICATIONS DENIED | 1 | $76,270 | 5 | $131,432 | 54 | $129,340 | 11 | $39,312 | 0 | $0 | 0 | $0 | 1 | $4,770 |
| APPLICATIONS WITHDRAWN | 1 | $83,080 | 8 | $87,934 | 38 | $120,662 | 1 | $98,060 | 1 | $153,220 | 3 | $132,113 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $144,370 | 4 | $117,813 | 9 | $126,742 | 1 | $17,020 | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0509.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 22 | $120,227 | 4 | $138,413 | 1 | $65,380 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $164,633 | 1 | $165,480 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $47,670 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $132,110 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 14 | $130,460 | 6 | $171,272 | 1 | $57,880 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $156,630 | 3 | $162,987 | 0 | $0 | 1 | $68,100 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 18 | $133,779 | 10 | $164,325 | 1 | $77,630 | 1 | $72,870 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $159,695 | 3 | $140,967 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $242,440 | 3 | $185,003 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $115,770 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 17 | $132,835 | 6 | $136,995 | 1 | $55,160 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $137,426 | 5 | $141,104 | 1 | $30,640 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0509.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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