Estimated median household income in 2007: $40,390
| This zip code: | $40,390 | | Ohio: | $46,597 |
Nearest zip codes: 43440, 43456, 44870, 44824, 43452, 44839.
Percentage of family households:
| This zip code: | 61.7% | | Whole state: | 67.3% |
Percentage of households with unmarried partners:
| This zip code: | 1.1% | | Whole state: | 5.2% |
No gay or lesbian households reported
Housing units in zip code 43438 with a mortgage: 62 (0 second mortgage, 0 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 68
Median monthly owner costs for units with a mortgage: $1,141
Median monthly owner costs for units without a mortgage: $365
Residents with income below the poverty level in 2007:
| This zip code: | 12.1% | | Whole state: | 13.1% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 6.9% | | Whole state: | 6.0% |
Median number of rooms in houses and condos:
| Here: | 5.7 | | State: | 6.4 |
Median number of rooms in apartments:
| Here: | 4.9 | | State: | 4.3 |
Year house built: |
|
- 1999 to March 2000: 31
- 1995 to 1998: 66
- 1990 to 1994: 110
- 1980 to 1989: 71
- 1970 to 1979: 74
- 1960 to 1969: 85
- 1950 to 1959: 68
- 1940 to 1949: 30
- 1939 or earlier: 180
|
|

Bedrooms in owner-occupied houses in Kelleys Island, OH (43438): |
|
- no bedroom: 0
- 1 bedrooms: 5
- 2 bedrooms: 48
- 3 bedrooms: 50
- 4 bedrooms: 25
- 5 or more bedrooms: 20
|
|
Bedrooms in renter-occupied apartments and housing units: |
|
- no bedroom: 0
- 1 bedrooms: 0
- 2 bedrooms: 14
- 3 bedrooms: 18
- 4 bedrooms: 3
- 5 or more bedrooms: 0
|
|
Vehicles available in 43438 zip code in owner-occupied houses/condos: |
|
- no vehicle: 12
- 1 vehicle: 44
- 2 vehicles: 67
- 3 vehicles: 19
- 4 vehicles: 4
- 5 or more vehicles: 2
|
|
Vehicles available in renter-occupied apartments: |
|
- no vehicle: 8
- 1 vehicle: 7
- 2 vehicles: 16
- 3 vehicles: 0
- 4 vehicles: 4
- 5 or more vehicles: 0
|
|
Estimated household income distribution in 2007:

|
Estimate of home value of owner-occupied houses/condos in 2007 in zip code 43438:
- $35,000 to $39,999: 2
- $50,000 to $59,999: 1
- $60,000 to $69,999: 2
- $70,000 to $79,999: 3
- $80,000 to $89,999: 1
- $90,000 to $99,999: 1
- $100,000 to $124,999: 4
- $125,000 to $149,999: 19
- $150,000 to $174,999: 23
- $175,000 to $199,999: 14
- $200,000 to $249,999: 20
- $250,000 to $299,999: 16
- $300,000 to $399,999: 24
- $400,000 to $499,999: 3
- $500,000 to $749,999: 11
- $750,000 to $999,999: 5
- $1,000,000 or more: 7
|

|
Rent paid by renters in 2007 in zip code 43438:
- $250 to $299: 1
- $300 to $349: 1
- $350 to $399: 1
- $400 to $449: 2
- $450 to $499: 2
- $500 to $549: 5
- $1,000 to $1,249: 17
- No cash rent: 8
|
Median price asked for vacant for-sale houses and condos in 2007: $116,547.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $205,671
Estimated median house or condo value in 2007: $224,994 (it was $158,900 in 2000)
| 43438: | $224,994 | | Ohio: | $137,800 |
Lower value quartile - upper value quartile: $139,324 - $336,275
Mean price in 2007:
Detached houses: $320,411| Here: | $320,411 | | State: | $175,406 |
In 2-unit structures: $236,909| Here: | $236,909 | | State: | $124,203 |
In 5-or-more-unit structures: $153,847| Here: | $153,847 | | State: | $138,542 |
Mobile homes: $112,500| Here: | $112,500 | | State: | $32,066 |
Owners and renters by unit type in %
|
Breakdown of mean house values by ages of householders
|
Housing units in structures:
- One, detached: 545
- One, attached: 21
- Two: 23
- 3 or 4: 2
- 5 to 9: 52
- Mobile homes: 72

|
Means of transportation to work
- Drove a car alone: 108 (73%)
- Carpooled: 6 (4%)
- Ferryboat: 4 (3%)
- Walked: 5 (3%)
- Worked at home: 24 (16%)
|

|
Travel time to work
- Less than 5 minutes: 20
- 5 to 9 minutes: 34
- 10 to 14 minutes: 34
- 15 to 19 minutes: 6
- 20 to 24 minutes: 3
- 25 to 29 minutes: 4
- 30 to 34 minutes: 11
- 35 to 39 minutes: 0
- 40 to 44 minutes: 0
- 45 to 59 minutes: 0
- 60 to 89 minutes: 8
- 90 or more minutes: 3
|
Percentage of zip code residents living and working in this county: 74.1%
Household type by relationship
Households: 344
- In family households: 270 (96 male householders, 9 female householders)
105 spouses, 59 children (52 natural, 1 adopted, 6 stepchildren), 0 grandchildren, 0 brothers or sisters, 1 parents, 0 other relatives, 0 non-relatives
- In nonfamily households: 74 (30 male householders (30 living alone)), 41 female householders (38 living alone)), 3 nonrelatives
- In group quarters: 3 (0 institutionalized population)
Size of family households: 74 2-persons, 18 3-persons, 5 4-persons, 4 5-persons, 3 6-persons, 1 7-or-more-persons.
Size of nonfamily households: 68 1-person, 3 2-persons.
45 married couples with children.
7 single-parent households (1 men, 6 women).
97.4% of residents of 43438 zip code speak English at home.
1.5% of residents speak Spanish at home (100% very well).
0.6% of residents speak other Indo-European language at home (100% very well).
0.6% of residents speak other language at home (100% very well).
Foreign born population: 6 (1.6%)
(100.0% of them are naturalized citizens)
| This zip code: | 1.6% | | Whole state: | 3.0% |
Most common places of birth for the foreign-born residents:
- Germany (67%)
- United Kingdom (33%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 0
- 1990 to 1994: 0
- 1985 to 1989: 0
- 1980 to 1984: 0
- 1975 to 1979: 0
- 1970 to 1974: 0
- 1970 to 1974: 2
- 1965 to 1969: 4
|
|
White population: 365
Black population: 1
American Indian population: 0
Asian population: 0
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 1
Two or more races population: 0

First ancestries reported:
|  German: 65 |
|  English: 41 |
|  Irish: 29 |
|  Hungarian: 20 |
|  Italian: 19 |
|  Other groups: 19 |
|  Polish: 18 |
|  United States or American: 13 |
|  Czech: 6 |
|  Scottish: 6 |
|  French (except Basque): 5 |
|  Lithuanian: 4 |
|  Slovak: 4 |
|  Welsh: 4 |
|  Greek: 3 |
|  Norwegian: 2 |
|  Slovene: 2 |
|  Swiss: 2 |

Median worth of mobile homes: $120,336
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
|
|
- Bottled, tank, or LP gas (40%)
- Electricity (37%)
- Fuel oil, kerosene, etc. (12%)
- Wood (6%)
- Utility gas (3%)
- Other fuel (1%)
|
Place of birth for U.S.-born residents:
- This state: 284
- Northeast: 29
- Midwest: 17
- South: 6
- West: 5
66% of the 43438 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 37% lived in this county.
Out of people who lived in different counties, 85% lived in Ohio.
Population in 1990: 172. Population change in the 1990s: +195 (+113.4%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 0
| Here: | 0.0% | | Ohio: | 14.2% |
Students in private schools in grades 9 to 12 (high school): 0
| Here: | 0.0% | | Ohio: | 10.9% |
School Enrollment by Level of School
|
Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Full-Service Restaurants (10-19 employees: 1 establishment, 1-4 employees: 5 establishments)
- Arts, Entertainment, and Recreation: Marinas (5-9: 1, 1-4: 1)
- Other Services (except Public Administration): Religious Organizations (5-9: 1)
- Accommodation and Food Services: All Other Traveler Accommodation (1-4: 1)
- Other Services (except Public Administration): Other Similar Organizations (except Business, Professional, Labor, and Political Organizations) (1-4: 1)
- Other Services (except Public Administration): Business Associations (1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
3 people in other workers' dormitories
Fatal accident statistics in 2006
- Fatal accident count: 2
- Vehicles involved in fatal accidents: 3
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 2
- Persons involved in fatal accidents: 5
- Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005
- Fatal accident count: 5
- Vehicles involved in fatal accidents: 13
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 5
- Persons involved in fatal accidents: 20
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 72 | $292,500 | 74 | $267,270 | 12 | $180,333 | 88 | $228,636 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $146,000 | 0 | $0 | 6 | $83,333 | 0 | $0 | 0 | $0 | 2 | $146,000 |
| APPLICATIONS DENIED | 0 | $0 | 8 | $176,000 | 14 | $237,857 | 4 | $200,000 | 12 | $298,167 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $174,000 | 6 | $167,667 | 0 | $0 | 4 | $215,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $280,000 | 2 | $100,000 | 0 | $0 | 2 | $280,000 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full tracts)
|
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 78 | $235,667 | 68 | $311,029 | 12 | $241,833 | 74 | $207,054 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $139,000 | 16 | $432,125 | 2 | $85,000 | 12 | $204,833 | 2 | $143,000 |
| APPLICATIONS DENIED | 14 | $394,857 | 26 | $329,538 | 8 | $310,000 | 16 | $345,375 | 2 | $143,000 |
| APPLICATIONS WITHDRAWN | 8 | $408,750 | 28 | $358,786 | 0 | $0 | 6 | $285,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $320,000 | 2 | $415,000 | 0 | $0 | 2 | $415,000 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full tracts)
|
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 114 | $225,544 | 80 | $246,250 | 8 | $123,500 | 92 | $235,717 | 2 | $140,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $242,750 | 14 | $327,000 | 2 | $30,000 | 10 | $177,800 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $202,000 | 24 | $234,583 | 10 | $91,400 | 6 | $217,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 8 | $172,250 | 42 | $312,286 | 2 | $30,000 | 10 | $178,800 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 10 | $173,600 | 2 | $25,000 | 6 | $192,333 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 80 | $232,375 | 90 | $190,822 | 6 | $109,667 | 80 | $214,525 | 4 | $78,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 4 | $434,500 | 14 | $228,143 | 0 | $0 | 14 | $230,000 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $216,000 | 6 | $219,333 | 16 | $183,375 | 2 | $15,000 | 10 | $174,000 | 2 | $83,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $199,000 | 22 | $275,364 | 2 | $47,000 | 10 | $206,600 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $260,000 | 14 | $215,286 | 2 | $150,000 | 6 | $237,000 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0406.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $252,000 | 2 | $425,000 | 2 | $252,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $189,000 | 0 | $0 | 2 | $189,000 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $192,000 | 2 | $198,000 | 4 | $195,000 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $181,667 | 0 | $0 | 0 | $0 | 2 | $143,000 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $143,000 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $254,167 | 2 | $135,000 | 4 | $321,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $245,000 | 4 | $134,000 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 14 | $220,714 | 2 | $266,000 | 14 | $240,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $235,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $266,000 | 0 | $0 | 4 | $266,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0406.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
Back to Kelleys Island, OH, Erie County, OH, Ohio bigger cities, Ohio smaller cities, Ohio smallest towns, All U.S. cities.
|