Estimated median household income in 2007: $54,293
| This zip code: | $54,293 | | Ohio: | $46,597 |
Nearest zip codes: 43458, 43439, 43432, 43442, 43416, 43445.
Housing units in zip code 43449 with a mortgage: 1,372 (100 second mortgage, 183 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 653
Median monthly owner costs for units with a mortgage: $1,181
Median monthly owner costs for units without a mortgage: $408
Residents with income below the poverty level in 2007:
| This zip code: | 6.5% | | Whole state: | 13.1% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 1.8% | | Whole state: | 6.0% |
Median number of rooms in houses and condos:
| Here: | 6.3 | | State: | 6.4 |
Median number of rooms in apartments:
| Here: | 4.4 | | State: | 4.3 |
Year house built: |
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- 1999 to March 2000: 105
- 1995 to 1998: 454
- 1990 to 1994: 300
- 1980 to 1989: 476
- 1970 to 1979: 396
- 1960 to 1969: 417
- 1950 to 1959: 514
- 1940 to 1949: 358
- 1939 or earlier: 1,023
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Bedrooms in owner-occupied houses in Oak Harbor, OH (43449): |
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- no bedroom: 0
- 1 bedrooms: 74
- 2 bedrooms: 497
- 3 bedrooms: 1,444
- 4 bedrooms: 532
- 5 or more bedrooms: 87
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 13
- 1 bedrooms: 161
- 2 bedrooms: 180
- 3 bedrooms: 147
- 4 bedrooms: 62
- 5 or more bedrooms: 0
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Vehicles available in 43449 zip code in owner-occupied houses/condos: |
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- no vehicle: 67
- 1 vehicle: 537
- 2 vehicles: 1,374
- 3 vehicles: 501
- 4 vehicles: 121
- 5 or more vehicles: 34
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 50
- 1 vehicle: 234
- 2 vehicles: 203
- 3 vehicles: 66
- 4 vehicles: 10
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 43449:
- Less than $10,000: 36
- $10,000 to $14,999: 18
- $15,000 to $19,999: 19
- $20,000 to $24,999: 17
- $25,000 to $29,999: 19
- $30,000 to $34,999: 20
- $35,000 to $39,999: 14
- $40,000 to $49,999: 22
- $50,000 to $59,999: 24
- $60,000 to $69,999: 46
- $70,000 to $79,999: 85
- $80,000 to $89,999: 96
- $90,000 to $99,999: 108
- $100,000 to $124,999: 423
- $125,000 to $149,999: 401
- $150,000 to $174,999: 308
- $175,000 to $199,999: 212
- $200,000 to $249,999: 340
- $250,000 to $299,999: 172
- $300,000 to $399,999: 124
- $400,000 to $499,999: 39
- $500,000 to $749,999: 25
- $750,000 to $999,999: 11
- $1,000,000 or more: 4
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Rent paid by renters in 2007 in zip code 43449:
- Less than $100: 13
- $100 to $149: 4
- $150 to $199: 27
- $200 to $249: 12
- $250 to $299: 25
- $300 to $349: 57
- $350 to $399: 49
- $400 to $449: 38
- $450 to $499: 73
- $500 to $549: 25
- $550 to $599: 19
- $600 to $649: 10
- $700 to $749: 10
- $900 to $999: 18
- No cash rent: 33
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Median price asked for vacant for-sale houses and condos in 2007: $217,463.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $149,728
- Black or African American householders: $89,124
- Some other race householders: $130,258
- Hispanic or Latino householders: $87,479
Estimated median house or condo value in 2007: $147,658 (it was $106,200 in 2000)
| 43449: | $147,658 | | Ohio: | $137,800 |
Lower value quartile - upper value quartile: $99,678 - $175,348
Mean price in 2007:
Detached houses: $178,551| Here: | $178,551 | | State: | $175,406 |
Townhouses or other attached units: $93,799| Here: | $93,799 | | State: | $158,918 |
In 2-unit structures: $149,651| Here: | $149,651 | | State: | $124,203 |
In 5-or-more-unit structures: $69,260| Here: | $69,260 | | State: | $138,542 |
Mobile homes: $26,383| Here: | $26,383 | | State: | $32,066 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 3,009
- One, attached: 196
- Two: 142
- 3 or 4: 124
- 5 to 9: 203
- 10 to 19: 5
- 20 to 49: 4
- Mobile homes: 360

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Means of transportation to work
- Drove a car alone: 3,559 (87%)
- Carpooled: 319 (8%)
- Bus or trolley bus: 9 (0%)
- Motorcycle: 6 (0%)
- Walked: 53 (1%)
- Other means: 6 (0%)
- Worked at home: 162 (4%)
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Travel time to work
- Less than 5 minutes: 182
- 5 to 9 minutes: 634
- 10 to 14 minutes: 489
- 15 to 19 minutes: 595
- 20 to 24 minutes: 603
- 25 to 29 minutes: 239
- 30 to 34 minutes: 453
- 35 to 39 minutes: 157
- 40 to 44 minutes: 173
- 45 to 59 minutes: 294
- 60 to 89 minutes: 79
- 90 or more minutes: 54
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Percentage of zip code residents living and working in this county: 65.6%
Household type by relationship
Households: 8,254
- In family households: 7,276 (2,021 male householders, 362 female householders)
2,016 spouses, 2,564 children (2,273 natural, 101 adopted, 190 stepchildren), 115 grandchildren, 28 brothers or sisters, 25 parents, 16 other relatives, 129 non-relatives
- In nonfamily households: 978 (361 male householders (283 living alone)), 462 female householders (414 living alone)), 155 nonrelatives
- In group quarters: 172 (163 institutionalized population)
Size of family households: 1,091 2-persons, 499 3-persons, 479 4-persons, 229 5-persons, 57 6-persons, 28 7-or-more-persons.
Size of nonfamily households: 697 1-person, 110 2-persons, 3 3-persons, 13 4-persons.
1,620 married couples with children.
376 single-parent households (99 men, 277 women).
97.2% of residents of 43449 zip code speak English at home.
1.4% of residents speak Spanish at home (75% very well, 11% well, 10% not well, 4% not at all).
1.3% of residents speak other Indo-European language at home (83% very well, 14% well, 3% not well).
0.1% of residents speak Asian or Pacific Island language at home (100% very well).
Foreign born population: 86 (1.0%)
(83.7% of them are naturalized citizens)
| This zip code: | 1.0% | | Whole state: | 3.0% |
Most common places of birth for the foreign-born residents:
- Germany (31%)
- Ireland (16%)
- Canada (16%)
- Poland (9%)
- China, excluding Hong Kong and Taiwan (9%)
- Cuba (7%)
- United Kingdom (6%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 15
- 1990 to 1994: 0
- 1985 to 1989: 0
- 1980 to 1984: 4
- 1975 to 1979: 12
- 1970 to 1974: 6
- 1970 to 1974: 0
- 1965 to 1969: 49
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White population: 8,149
Black population: 14
American Indian population: 12
Asian population: 23
Native Hawaiian and Other Pacific Islander population: 9
Some other race population: 37
Two or more races population: 59

First ancestries reported:
|  German: 3625 |
|  Irish: 475 |
|  United States or American: 433 |
|  English: 389 |
|  Other groups: 325 |
|  Polish: 243 |
|  French (except Basque): 180 |
|  Italian: 150 |
|  Hungarian: 149 |
|  Scotch-Irish: 92 |
|  Scottish: 58 |
|  French Canadian: 47 |
|  Czech: 47 |
|  Swedish: 40 |
|  Slovak: 39 |
|  Czechoslovakian: 38 |
|  Welsh: 30 |
|  European: 29 |
|  Norwegian: 29 |
|  Swiss: 26 |
|  Dutch: 25 |
|  Arab:: 21 |
|  British: 16 |
|  Syrian: 12 |
|  Lebanese: 9 |
|  Yugoslavian: 9 |
|  Danish: 8 |
|  Ukrainian: 6 |
|  Finnish: 5 |
|  Maltese: 4 |
|  Pennsylvania German: 4 |
|  Luxemburger: 3 |

Facitilies with environmental interests located in this zip code:
- AYLING AND REICHERT CO (411 S RAILROAD ST in OAK HARBOR, OH)
STATE MASTER (Ohio general info) - RCRA-OHD005036173, HAZARDOUS WASTE PROGRAM
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: CORPORATION - PRIVATE (CONTACT/OWNER)
- 8377 W STATE HIGHWAY 163 (8377 W STATE HIGHWAY 163 in OAK HARBOR, OH)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: ATLANTIC RICHFIELD COMPANY (CONTACT/OWNER)
- BLAKELYS DRY CLEANERS (116 N LOCUST ST in OAK HARBOR, OH)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: BLAKELY RAY (CONTACT/OWNER)
- BENTON CARROLL SALEM LOCAL SD (11685 W SR163 in OAK HARBOR, OH)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
Median worth of mobile homes: $19,789
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Utility gas (41%)
- Bottled, tank, or LP gas (36%)
- Electricity (16%)
- Fuel oil, kerosene, etc. (5%)
- Wood (1%)
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Place of birth for U.S.-born residents:
- This state: 7208
- Northeast: 180
- Midwest: 434
- South: 414
- West: 85
64% of the 43449 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 60% lived in this county.
Out of people who lived in different counties, 70% lived in Ohio.
Population in 1990: 9,620. Population change in the 1990s: -1,317 (-13.7%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 39
| Here: | 3.8% | | Ohio: | 14.2% |
Students in private schools in grades 9 to 12 (high school): 8
| Here: | 1.4% | | Ohio: | 10.9% |
Students in private undergraduate colleges: 76
| Here: | 25.7% | | Ohio: | 23.4% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- AYLING & REICHERT CO (411 SOUTH RAILROAD STREET in OAK HARBOR, OH; small business)
$22,116 with Navy for Miscellaneous Maintenance and Repair Shop Specialized Equipment. Signed on 2004-04-16. Completion date: 2004-06-04.
- RAY'S ELECTRONICS (14250 W ST RT 105 in OAK HARBOR, OH; small business)
$14,490 with Army for Radio and Television Communication Equipment, Except Airborne. Signed on 2004-06-24. Completion date: 2004-06-28.
Top industries in this zip code by the number of employees in 2005:
- Utilities: Nuclear Electric Power Generation (500-999 employees: 1 establishment, 20-49 employees: 1 establishment, 10-19 employees: 1 establishment)
- Health Care and Social Assistance: Vocational Rehabilitation Services (50-99: 1)
- Other Services (except Public Administration): Religious Organizations (10-19: 3, 5-9: 1, 1-4: 4)
- Finance and Insurance: Commercial Banking (20-49: 1, 5-9: 1)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 1, 1-4: 2)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
164 people in nursing homes
7 people in homes for the mentally retarded
Fatal accident statistics in 2006
- Fatal accident count: 3
- Vehicles involved in fatal accidents: 5
- Fatal accidents caused by drunken drivers: 3
- Fatalities: 3
- Persons involved in fatal accidents: 9
- Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 2
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 1
- Persons involved in fatal accidents: 2
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 full and 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 17 | $129,875 | 165 | $114,947 | 179 | $115,395 | 44 | $36,308 | 2 | $271,685 | 42 | $82,955 | 20 | $88,124 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 38 | $117,056 | 78 | $118,927 | 13 | $39,002 | 2 | $93,150 | 5 | $49,034 | 7 | $97,546 |
| APPLICATIONS DENIED | 12 | $86,353 | 76 | $110,100 | 241 | $127,317 | 77 | $49,558 | 2 | $69,860 | 30 | $95,200 | 18 | $72,288 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 23 | $133,408 | 97 | $143,019 | 5 | $66,298 | 0 | $0 | 17 | $120,726 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 9 | $113,799 | 23 | $112,086 | 0 | $0 | 0 | $0 | 2 | $89,945 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 22 | $113,177 | 223 | $118,187 | 291 | $107,192 | 47 | $29,440 | 77 | $85,436 | 15 | $94,814 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $88,380 | 37 | $124,154 | 71 | $90,688 | 11 | $51,090 | 16 | $80,639 | 5 | $71,200 |
| APPLICATIONS DENIED | 7 | $82,449 | 64 | $82,707 | 235 | $101,937 | 75 | $36,030 | 27 | $81,750 | 19 | $48,993 |
| APPLICATIONS WITHDRAWN | 4 | $90,278 | 18 | $101,783 | 127 | $126,828 | 16 | $57,723 | 13 | $76,799 | 3 | $66,363 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $51,425 | 8 | $102,350 | 52 | $136,915 | 4 | $75,673 | 4 | $119,683 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full and 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $140,667 | 198 | $119,461 | 343 | $113,514 | 48 | $30,558 | 70 | $93,376 | 13 | $78,248 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $142,850 | 34 | $117,045 | 87 | $108,753 | 8 | $28,513 | 8 | $71,748 | 9 | $57,281 |
| APPLICATIONS DENIED | 2 | $132,455 | 68 | $71,590 | 299 | $100,635 | 62 | $40,266 | 28 | $67,663 | 45 | $64,926 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 24 | $84,285 | 164 | $125,485 | 12 | $113,291 | 9 | $68,029 | 4 | $50,043 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 10 | $132,496 | 29 | $107,100 | 0 | $0 | 4 | $90,993 | 2 | $11,810 |
Aggregated Statistics For Year 2004 (Based on 2 full and 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 19 | $112,103 | 281 | $113,222 | 419 | $114,272 | 47 | $43,951 | 84 | $100,337 | 16 | $64,661 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 40 | $88,445 | 103 | $118,496 | 8 | $78,488 | 20 | $87,936 | 4 | $82,195 |
| APPLICATIONS DENIED | 2 | $125,670 | 65 | $89,238 | 269 | $111,464 | 39 | $34,167 | 25 | $90,008 | 19 | $73,019 |
| APPLICATIONS WITHDRAWN | 2 | $143,655 | 28 | $104,043 | 169 | $114,838 | 19 | $50,043 | 7 | $83,063 | 3 | $52,303 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 18 | $105,078 | 34 | $128,170 | 4 | $53,060 | 4 | $73,230 | 2 | $73,745 |
Detailed HMDA statistics for the following Tracts:
0507.00
, 0508.00, 0509.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 full and 6 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 79 | $123,718 | 18 | $155,684 | 6 | $138,597 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $126,381 | 7 | $123,086 | 2 | $102,920 |
| APPLICATIONS DENIED | 7 | $153,350 | 2 | $188,240 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $151,850 | 4 | $125,658 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 6 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 82 | $107,125 | 25 | $158,898 | 20 | $80,282 | 2 | $87,735 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $164,106 | 8 | $131,898 | 4 | $62,685 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $42,180 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $134,130 | 2 | $191,150 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $133,900 | 0 | $0 | 2 | $133,900 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full and 6 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 59 | $122,947 | 27 | $167,536 | 15 | $80,129 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 21 | $139,946 | 11 | $163,271 | 3 | $82,110 |
| APPLICATIONS DENIED | 2 | $43,865 | 0 | $0 | 2 | $43,865 |
| APPLICATIONS WITHDRAWN | 6 | $129,862 | 8 | $165,479 | 3 | $158,597 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $297,175 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 6 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 84 | $119,878 | 27 | $128,633 | 2 | $176,130 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $119,819 | 30 | $114,425 | 2 | $136,880 |
| APPLICATIONS DENIED | 2 | $87,735 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $91,208 | 6 | $115,093 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0507.00
, 0508.00, 0509.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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