Estimated median household income in 2007: $61,628
| This zip code: | $61,628 | | Ohio: | $46,597 |
Nearest zip codes: 44011, 44138, 44070, 44145, 44028, 44035.
Housing units in zip code 44039 with a mortgage: 5,530 (695 second mortgage, 1,198 home equity loan, 16 both second mortgage and home equity loan)
Houses without a mortgage: 1,272
Median monthly owner costs for units with a mortgage: $1,407
Median monthly owner costs for units without a mortgage: $502
Residents with income below the poverty level in 2007:
| This zip code: | 4.0% | | Whole state: | 13.1% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 1.8% | | Whole state: | 6.0% |
Median number of rooms in houses and condos:
| Here: | 6.6 | | State: | 6.4 |
Median number of rooms in apartments:
| Here: | 4.4 | | State: | 4.3 |
Year house built: |
|
- 1999 to March 2000: 249
- 1995 to 1998: 578
- 1990 to 1994: 634
- 1980 to 1989: 733
- 1970 to 1979: 3,117
- 1960 to 1969: 1,460
- 1950 to 1959: 763
- 1940 to 1949: 263
- 1939 or earlier: 681
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Bedrooms in owner-occupied houses in North Ridgeville, OH (44039): |
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- no bedroom: 14
- 1 bedrooms: 96
- 2 bedrooms: 906
- 3 bedrooms: 4,333
- 4 bedrooms: 1,852
- 5 or more bedrooms: 130
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Bedrooms in renter-occupied apartments and housing units: |
|
- no bedroom: 0
- 1 bedrooms: 208
- 2 bedrooms: 413
- 3 bedrooms: 244
- 4 bedrooms: 55
- 5 or more bedrooms: 8
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Vehicles available in 44039 zip code in owner-occupied houses/condos: |
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- no vehicle: 153
- 1 vehicle: 1,610
- 2 vehicles: 3,353
- 3 vehicles: 1,490
- 4 vehicles: 527
- 5 or more vehicles: 198
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 126
- 1 vehicle: 354
- 2 vehicles: 263
- 3 vehicles: 175
- 4 vehicles: 10
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 44039:
- Less than $10,000: 39
- $10,000 to $14,999: 35
- $15,000 to $19,999: 78
- $20,000 to $24,999: 61
- $25,000 to $29,999: 32
- $30,000 to $34,999: 11
- $35,000 to $39,999: 36
- $40,000 to $49,999: 28
- $50,000 to $59,999: 14
- $60,000 to $69,999: 32
- $70,000 to $79,999: 59
- $80,000 to $89,999: 76
- $90,000 to $99,999: 111
- $100,000 to $124,999: 566
- $125,000 to $149,999: 1,644
- $150,000 to $174,999: 1,746
- $175,000 to $199,999: 1,813
- $200,000 to $249,999: 1,687
- $250,000 to $299,999: 579
- $300,000 to $399,999: 422
- $400,000 to $499,999: 75
- $500,000 to $749,999: 51
- $750,000 to $999,999: 5
- $1,000,000 or more: 1
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Rent paid by renters in 2007 in zip code 44039:
- Less than $100: 9
- $100 to $149: 4
- $150 to $199: 24
- $200 to $249: 20
- $250 to $299: 3
- $300 to $349: 22
- $350 to $399: 68
- $400 to $449: 122
- $450 to $499: 137
- $500 to $549: 88
- $550 to $599: 75
- $600 to $649: 46
- $650 to $699: 13
- $700 to $749: 31
- $750 to $799: 27
- $800 to $899: 150
- $900 to $999: 31
- $1,000 to $1,249: 37
- $1,250 to $1,499: 24
- $1,500 to $1,999: 24
- No cash rent: 78
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Median price asked for vacant for-sale houses and condos in 2007: $140,542.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $177,700
- Black or African American householders: $216,777
- American Indian or Alaska Native householders: $308,507
- Asian householders: $175,917
- Some other race householders: $116,547
- Two or more races householders: $187,298
- Hispanic or Latino householders: $143,558
Estimated median house or condo value in 2007: $174,208 (it was $128,000 in 2000)
| 44039: | $174,208 | | Ohio: | $137,800 |
Lower value quartile - upper value quartile: $131,889 - $202,311
Mean price in 2007:
Detached houses: $186,386| Here: | $186,386 | | State: | $175,406 |
Townhouses or other attached units: $146,405| Here: | $146,405 | | State: | $158,918 |
In 2-unit structures: $176,571| Here: | $176,571 | | State: | $124,203 |
In 3-to-4-unit structures: $162,955| Here: | $162,955 | | State: | $149,153 |
In 5-or-more-unit structures: $109,777| Here: | $109,777 | | State: | $138,542 |
Mobile homes: $21,433| Here: | $21,433 | | State: | $32,066 |
Occupied boats, RVs, vans, etc.: $27,500| Here: | $27,500 | | State: | $70,708 |
Breakdown of mean house values by ages of householders
|
Housing units in structures:
- One, detached: 6,985
- One, attached: 494
- Two: 115
- 3 or 4: 77
- 5 to 9: 51
- 10 to 19: 114
- 20 to 49: 256
- 50 or more: 46
- Mobile homes: 334
- Boats, RVs, vans, etc.: 6

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Means of transportation to work
- Drove a car alone: 10,716 (88%)
- Carpooled: 944 (8%)
- Bus or trolley bus: 78 (1%)
- Subway or elevated: 27 (0%)
- Taxi: 14 (0%)
- Bicycle: 19 (0%)
- Walked: 66 (1%)
- Other means: 29 (0%)
- Worked at home: 225 (2%)
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Travel time to work
- Less than 5 minutes: 190
- 5 to 9 minutes: 828
- 10 to 14 minutes: 1187
- 15 to 19 minutes: 1836
- 20 to 24 minutes: 2563
- 25 to 29 minutes: 919
- 30 to 34 minutes: 2078
- 35 to 39 minutes: 487
- 40 to 44 minutes: 379
- 45 to 59 minutes: 859
- 60 to 89 minutes: 385
- 90 or more minutes: 182
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Neighborhoods in zip code 44039:
Percentage of zip code residents living and working in this county: 34.0%
Household type by relationship
Households: 21,942
- In family households: 19,742 (5,217 male householders, 1,135 female householders)
5,371 spouses, 7,106 children (6,497 natural, 187 adopted, 422 stepchildren), 267 grandchildren, 104 brothers or sisters, 168 parents, 149 other relatives, 225 non-relatives
- In nonfamily households: 2,200 (954 male householders (755 living alone)), 952 female householders (866 living alone)), 294 nonrelatives
- In group quarters: 156 (151 institutionalized population)
Size of family households: 2,736 2-persons, 1,516 3-persons, 1,303 4-persons, 556 5-persons, 184 6-persons, 57 7-or-more-persons.
Size of nonfamily households: 1,621 1-person, 266 2-persons, 19 3-persons.
4,147 married couples with children.
838 single-parent households (225 men, 613 women).
95.0% of residents of 44039 zip code speak English at home.
1.5% of residents speak Spanish at home (76% very well, 12% well, 8% not well, 3% not at all).
2.5% of residents speak other Indo-European language at home (72% very well, 18% well, 10% not well).
0.5% of residents speak Asian or Pacific Island language at home (59% very well, 41% well).
0.5% of residents speak other language at home (55% very well, 38% well, 6% not well).
Foreign born population: 728 (3.3%)
(65.2% of them are naturalized citizens)
| This zip code: | 3.3% | | Whole state: | 3.0% |
Most common places of birth for the foreign-born residents:
- Germany (11%)
- Canada (9%)
- United Kingdom (7%)
- Russia (7%)
- Ukraine (6%)
- Philippines (5%)
- Yugoslavia (5%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 71
- 1990 to 1994: 77
- 1985 to 1989: 64
- 1980 to 1984: 49
- 1975 to 1979: 68
- 1970 to 1974: 88
- 1970 to 1974: 115
- 1965 to 1969: 196
|
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White population: 21,267
Black population: 192
American Indian population: 44
Asian population: 206
Native Hawaiian and Other Pacific Islander population: 1
Some other race population: 106
Two or more races population: 258

First ancestries reported:
|  German: 5225 |
|  Irish: 2610 |
|  Polish: 1546 |
|  Italian: 1512 |
|  English: 1476 |
|  Other groups: 1063 |
|  Hungarian: 759 |
|  United States or American: 744 |
|  Slovak: 603 |
|  Scottish: 340 |
|  French (except Basque): 297 |
|  Scotch-Irish: 289 |
|  Russian: 234 |
|  Czech: 191 |
|  Dutch: 176 |
|  Croatian: 166 |
|  Greek: 162 |
|  Ukrainian: 135 |
|  Arab:: 121 |
|  Slovene: 113 |
|  French Canadian: 96 |
|  Swedish: 80 |
|  Welsh: 75 |
|  Lebanese: 74 |
|  Danish: 63 |
|  Romanian: 63 |
|  Lithuanian: 56 |
|  British: 53 |
|  Austrian: 50 |
|  Swiss: 50 |
|  Czechoslovakian: 48 |
|  Serbian: 46 |
|  Norwegian: 43 |
|  Finnish: 41 |
|  European: 35 |
|  Jordanian: 27 |
|  Pennsylvania German: 26 |
|  Yugoslavian: 25 |
|  Macedonian: 20 |
|  Brazilian: 20 |
|  Guyanese: 16 |
|  Belgian: 16 |
|  Canadian: 13 |
|  Bulgarian: 12 |
|  Syrian: 11 |
|  Arab/Arabic: 9 |
|  Slavic: 6 |
Private high school not listed on the city page:- CHRISTIAN COMMUNITY SCHOOL (Students: 230; Location: 8540 ROOT RD., N RIDGEVILLE, OH; Grades: KG - 12)

Private primary/middle school not listed on the city page:- ST PETER ELEMENTARY SCHOOL (Students: 417; Location: 35749 CENTER RIDGE RD, N RIDGEVILLE, OH; Grades: KG - 8)
Facitilies with environmental interests located in this zip code:
- ACTION TECHNOLOGY (34655 MILLS RD in NORTH RIDGEVILLE, OH)
STATE MASTER (Ohio general info) - RCRA-OHD987054616, HAZARDOUS WASTE PROGRAM
STATE MASTER (Ohio general info) - AIR MAJOR
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: INVACARE CORP (CONTACT/OWNER)
, INVACARE CORPORATION (CONTACT/OWNER)
Alternative names: INVACARE MILLS ROAD FACILITY
- BP OIL CO (35985 CENTER RIDGE RD in NORTH RIDGEVILLE, OH)
AIR MINOR (AIRS/AFS)
STATE MASTER (Ohio general info) - RCRA-OHD987010683, HAZARDOUS WASTE PROGRAM, AIR MAJOR, -47-5541-905-10, EPCRA
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: GASOLINE SERVICE STATIONS
Organizations: BP OIL COMPANY (CONTACT/OWNER)
Alternative names: BP OIL CO SITE 01946
- ADVANCED MICRO FINISH INC (5164 MILLS INDUSTRIAL PARKWAY in NORTH RIDGEVILLE, OH)
STATE MASTER (Ohio general info) - EPCRA
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: ADVANCED MICROFINISH INC (CONTACT/OWNER)
, FRANK LUCAS / PROPERTY OWNER (CONTACT/OWNER)
Alternative names: ADVANCED MICROFINISH INC
- ASHTON GREENHOUSES INC (6487 STONEY RIDGE RD in NORTH RIDGEVILLE, OH)
AIR MINOR (AIRS/AFS)
STATE MASTER (Ohio general info) - AIR MAJOR
Business SIC classification: FOOD CROPS GROWN UNDER COVER
- BOB MORRIS PONTIAC (39290 CENTER RIDGE ROAD in NORTH RIDGEVILLE, OH)
STATE MASTER (Ohio general info) - EPCRA, RCRA-OHD044944148, HAZARDOUS WASTE PROGRAM
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: MORRIS BOB (CONTACT/OWNER)
Alternative names: MORRIS PONTIAC - GMC INC
- ACTION TECHNOLOGY (39350 TAYLOR PKWY in NORTH RIDGEVILLE, OH)
STATE MASTER (Ohio general info) - RCRA-OHD987054608, HAZARDOUS WASTE PROGRAM
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: INVACARE CORP (CONTACT/OWNER)
, INVACARE CORPORATION (CONTACT/OWNER)
- AKIN AND AKIN AUTO BODY (35205 CENTER RIDGE RD in NORTH RIDGEVILLE, OH)
STATE MASTER (Ohio general info) - RCRA-OH0000147967, HAZARDOUS WASTE PROGRAM
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: AKIN JOSEPH ALLEN (CONTACT/OWNER)
- BP OIL CO SITE 05334 (35999 LORAIN RD in NORTH RIDGEVILLE, OH)
STATE MASTER (Ohio general info) - RCRA-OHD987024353, HAZARDOUS WASTE PROGRAM, AIR MAJOR, -47-5541-905-1, EPCRA
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: BP OIL COMPANY (CONTACT/OWNER)
- AUTOMOTIVE AFTERMARKET REMANUFACTURING (5204 MILLS INDUSTRIAL PKWY in NORTH RIDGEVILLE, OH)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: HADDOX - ZAHLER - SMITH (CONTACT/OWNER)
- BP FACILITY #22338 (32393 LORAIN RD in NORTH RIDGEVILLE, OH)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: BP PRODUCTS NORTH AMERICA INC (CONTACT/OPERATOR)
- CENTER RIDGE MARATHON (35600 CENTER RIDGE RD. in N. RIDGEVILLE, OH)
AIR MINOR (AIRS/AFS)
Business SIC classification: GASOLINE SERVICE STATIONS
Alternative names: NORTH RIDGEVILLE MARATHON
Fire-safe hotels and motels in zip code 44039
- Ridge Motel, 38043 CTR RDG Rd, North Ridgeville, OH 44039, Phone: (440) 327-0121
- Travelodge, 32751 Lorain Rd, North Ridgeville, OH 44039, Phone: (440) 327-6311, Fax: (440) 327-6141
All 2 fire-safe hotels and motels in zip code 44039
Median worth of mobile homes: $15,938
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
|
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- Utility gas (67%)
- Electricity (29%)
- Fuel oil, kerosene, etc. (2%)
- Bottled, tank, or LP gas (2%)
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Place of birth for U.S.-born residents:
- This state: 16784
- Northeast: 1869
- Midwest: 768
- South: 1602
- West: 219
66% of the 44039 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 40% lived in this county.
Out of people who lived in different counties, 87% lived in Ohio.
Population in 1990: 21,574. Population change in the 1990s: +500 (+2.3%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 495
| Here: | 20.5% | | Ohio: | 14.2% |
Students in private schools in grades 9 to 12 (high school): 205
| Here: | 15.0% | | Ohio: | 10.9% |
Students in private undergraduate colleges: 96
| Here: | 13.0% | | Ohio: | 23.4% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (NORTH RIDGEVIL, OH):
- WESTLAKE METAL INDUSTRIES INC (36696 SUGAR RIDGE RD; small business): $1,076,680 in 176 contracts from 2004 to 2006
Contracts for Structural Shapes, Plate, Sheet, Strip, Foil; and Leaf, Guns, through 30 mm, Guns, 75 mm through 125 mm, and more by Defense Logistics Agency Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $71,022; 2005: $489,825; 2006: $515,833.
Biggest contracts:
$37,039 with Defense Logistics Agency for Structural Shapes. Signed on 2006-03-24. Completion date: 2006-04-20.
$34,111 with Defense Logistics Agency for Plate, Sheet, Strip, Foil; and Leaf. Signed on 2005-07-18. Completion date: 2005-09-21.
$26,083 with Defense Logistics Agency for Guns, through 30 mm. Signed on 2006-02-13. Completion date: 2006-09-25.
$23,324 with Defense Logistics Agency for Guns, 75 mm through 125 mm. Signed on 2005-10-21. Completion date: 2005-11-25.
- LANG, R J SALES INC (35498 LORAIN ROAD): $99,900 in 2 contracts in 2005
$49,950 with U.S. Army Corps of Engineers - civil program financing only for Photographic Equipment and Accessories. Signed on 2005-09-28. Completion date: 2005-09-30.
$49,950 with Army for Photographic Equipment and Accessories. Signed on 2005-09-28. Completion date: 2005-09-30.
- SILOX CORPORATION (7864 ROOT RD UNIT B; small business): $98,589 in 6 contracts from 2005 to 2006
Contracts for Miscellaneous Chemical Specialties by Defense Logistics Agency Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $0; 2005: $54,209; 2006: $44,380.
Biggest contracts:
$29,012 with Defense Logistics Agency for Miscellaneous Chemical Specialties. Signed on 2005-09-13. Completion date: 2005-10-05.
$27,405, same as above. Signed on 2006-03-24. Completion date: 2006-04-15.
$20,985, same as above. Signed on 2005-08-09. Completion date: 2005-09-04.
$16,975, same as above. Signed on 2006-06-30. Completion date: 2006-08-10.
- AUTOMOTIVE EQUIPMENT CO INC (34378 LORAIN RD; small business)
$84,825 with Defense Logistics Agency for Trucks and Truck Tractors, Wheeled. Signed on 2004-04-21. Completion date: 2004-07-30.
- METAL MARKER MANUFACTURING COM (6225 LEAR NAGLE RD; small business): $76,627 in 5 contracts in 2005
Contracts for Hospital Furniture, Equipment, Utensils, and Supplies, Miscellaneous Printed Matter, Signs, Advertising Displays, and Identification Plates by Defense Logistics Agency, Army Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $0; 2005: $76,627; 2006: $0.
Biggest contracts:
$31,105 with Defense Logistics Agency for Hospital Furniture, Equipment, Utensils, and Supplies. Signed on 2005-11-22. Completion date: 2005-12-30.
$21,701 with Defense Logistics Agency for Hospital Furniture, Equipment, Utensils, and Supplies. Taking place in IL. Signed on 2005-01-08. Completion date: 2005-02-18.
$20,038 with Defense Logistics Agency for Hospital Furniture, Equipment, Utensils, and Supplies. Signed on 2005-10-15. Completion date: 2005-11-11.
$1,901 with Army for Miscellaneous Printed Matter. Signed on 2005-07-26. Completion date: 2005-10-18.
- CONVEYANCE TECHNOLOGIES INC (36696 SUGAR RIDGE ROAD; small business): $61,546 in 3 contracts from 2004 to 2006
$35,693 with Defense Commissary Agency for Material Handling Equipment, Nonself-Propelled. Signed on 2004-06-18. Completion date: 2004-07-21.
$20,505 with Defense Commissary Agency for Kitchen Equipment and Appliances. Signed on 2005-06-10. Completion date: 2005-08-11.
$5,348, same as above. Signed on 2006-01-19. Completion date: 2006-02-23.
- BLACK RIVER COMPUTER, INC (7630 RACE RD; small business): $18,616 in 2 contracts in 2005
$20,091 with Army for ADP Support Equipment. Signed on 2005-09-20. Completion date: 2005-10-12.
$-1,475, same as above. Signed on 2005-10-06. Completion date: 2005-10-12.
- DELNA HEALTH ENTERPRISE (32932 PINEVIEW CIR; small business)
$3,595 with Army for Medical and Surgical Instruments, Equipment, and Supplies. Signed on 2005-04-08. Completion date: 2005-04-12.
Top industries in this zip code by the number of employees in 2005:
- Management of Companies and Enterprises: Corporate, Subsidiary, and Regional Managing Offices (250-499 employees: 1 establishment, 20-49 employees: 2 establishments, 1-4 employees: 1 establishment)
- Accommodation and Food Services: Limited-Service Restaurants (50-99: 1, 20-49: 5, 10-19: 5, 5-9: 3, 1-4: 1)
- Health Care and Social Assistance: Nursing Care Facilities (100-249: 2)
- Administrative and Support and Waste Management and Remediation Services: Landscaping Services (50-99: 1, 20-49: 1, 10-19: 1, 5-9: 3, 1-4: 19)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 142 people in nursing homes
- 6 people in mental (psychiatric) hospitals or wards
- 4 people in other noninstitutional group quarters
- 2 people in religious group quarters
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 6 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 114 | $168,259 | 1,046 | $141,375 | 761 | $113,951 | 109 | $22,743 | 67 | $106,468 | 2 | $8,980 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $166,763 | 83 | $127,623 | 159 | $109,966 | 25 | $51,854 | 11 | $88,039 | 8 | $28,301 |
| APPLICATIONS DENIED | 20 | $124,032 | 132 | $130,555 | 660 | $129,702 | 150 | $46,572 | 43 | $126,662 | 6 | $26,833 |
| APPLICATIONS WITHDRAWN | 10 | $104,395 | 73 | $141,430 | 263 | $138,917 | 25 | $61,545 | 15 | $77,632 | 2 | $16,540 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 12 | $104,829 | 96 | $125,509 | 0 | $0 | 4 | $96,500 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 6 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 128 | $164,504 | 1,448 | $128,054 | 1,085 | $104,750 | 152 | $32,656 | 0 | $0 | 88 | $119,486 | 6 | $21,757 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $132,835 | 143 | $126,320 | 256 | $120,041 | 37 | $26,346 | 2 | $349,125 | 8 | $54,226 | 2 | $58,000 |
| APPLICATIONS DENIED | 6 | $170,737 | 185 | $100,112 | 842 | $132,018 | 167 | $42,445 | 0 | $0 | 23 | $82,940 | 34 | $35,255 |
| APPLICATIONS WITHDRAWN | 15 | $153,297 | 125 | $134,635 | 389 | $131,024 | 29 | $53,701 | 0 | $0 | 22 | $95,533 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 33 | $107,769 | 151 | $147,944 | 6 | $54,962 | 0 | $0 | 4 | $112,338 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 6 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 157 | $165,796 | 1,506 | $131,985 | 1,369 | $122,675 | 135 | $50,875 | 2 | $480,000 | 85 | $104,531 | 6 | $41,325 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $142,458 | 115 | $115,276 | 285 | $117,747 | 29 | $38,720 | 0 | $0 | 14 | $81,238 | 4 | $37,408 |
| APPLICATIONS DENIED | 6 | $144,732 | 241 | $113,439 | 999 | $128,382 | 167 | $35,367 | 0 | $0 | 62 | $95,240 | 30 | $26,886 |
| APPLICATIONS WITHDRAWN | 8 | $138,273 | 157 | $143,129 | 651 | $137,734 | 101 | $135,625 | 0 | $0 | 27 | $94,417 | 2 | $130,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 27 | $127,724 | 194 | $141,744 | 8 | $91,454 | 0 | $0 | 10 | $66,611 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 6 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 137 | $160,235 | 1,410 | $130,406 | 1,513 | $117,440 | 120 | $48,510 | 0 | $0 | 78 | $96,515 | 4 | $13,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $192,615 | 92 | $116,877 | 270 | $119,795 | 47 | $40,712 | 0 | $0 | 6 | $153,918 | 10 | $31,965 |
| APPLICATIONS DENIED | 17 | $161,967 | 173 | $104,462 | 878 | $126,209 | 147 | $35,127 | 2 | $39,900 | 32 | $92,548 | 33 | $26,131 |
| APPLICATIONS WITHDRAWN | 12 | $153,208 | 135 | $136,782 | 518 | $122,471 | 23 | $48,052 | 0 | $0 | 14 | $62,581 | 2 | $30,000 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $109,000 | 47 | $115,346 | 193 | $135,156 | 10 | $56,409 | 0 | $0 | 6 | $94,480 | 2 | $13,000 |
Aggregated Statistics For Year 2003 (Based on 6 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 250 | $141,841 | 1,285 | $127,653 | 2,974 | $114,381 | 88 | $19,022 | 2 | $2,667,315 | 104 | $93,844 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $152,480 | 107 | $116,600 | 411 | $114,661 | 33 | $30,919 | 0 | $0 | 8 | $46,424 |
| APPLICATIONS DENIED | 10 | $147,798 | 105 | $98,899 | 986 | $123,541 | 76 | $23,344 | 0 | $0 | 23 | $87,697 |
| APPLICATIONS WITHDRAWN | 17 | $158,439 | 103 | $138,743 | 444 | $125,997 | 8 | $18,210 | 2 | $423,940 | 4 | $93,303 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $147,000 | 25 | $114,557 | 178 | $128,111 | 8 | $29,991 | 0 | $0 | 2 | $99,660 |
Aggregated Statistics For Year 2002 (Based on 2 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 108 | $155,110 | 605 | $129,590 | 1,069 | $119,363 | 36 | $15,573 | 36 | $118,584 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 39 | $109,167 | 131 | $113,035 | 16 | $25,144 | 8 | $63,104 |
| APPLICATIONS DENIED | 2 | $138,740 | 47 | $79,921 | 257 | $108,768 | 52 | $11,867 | 2 | $50,000 |
| APPLICATIONS WITHDRAWN | 8 | $155,235 | 36 | $142,687 | 227 | $127,551 | 6 | $24,458 | 2 | $179,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $45,940 | 61 | $132,726 | 2 | $12,940 | 2 | $72,450 |
Aggregated Statistics For Year 2001 (Based on 2 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 73 | $135,729 | 490 | $118,874 | 864 | $114,431 | 65 | $29,030 | 19 | $92,180 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 32 | $96,296 | 117 | $102,215 | 13 | $38,572 | 2 | $100,000 |
| APPLICATIONS DENIED | 2 | $153,000 | 50 | $47,153 | 287 | $96,554 | 56 | $15,719 | 8 | $50,948 |
| APPLICATIONS WITHDRAWN | 6 | $144,667 | 32 | $123,933 | 170 | $122,748 | 4 | $76,533 | 5 | $187,070 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $48,000 | 5 | $96,884 | 50 | $117,289 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 67 | $136,329 | 428 | $113,302 | 248 | $85,271 | 62 | $19,582 | 17 | $84,456 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $121,600 | 49 | $80,637 | 83 | $83,368 | 24 | $12,743 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $122,000 | 66 | $40,217 | 203 | $91,132 | 41 | $16,423 | 2 | $88,840 |
| APPLICATIONS WITHDRAWN | 2 | $71,665 | 20 | $120,462 | 97 | $87,674 | 23 | $37,896 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $102,000 | 18 | $110,438 | 2 | $34,500 | 2 | $151,800 |
Aggregated Statistics For Year 1999 (Based on 2 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 106 | $115,337 | 436 | $108,935 | 498 | $92,969 | 81 | $17,417 | 16 | $122,221 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $120,498 | 28 | $75,720 | 145 | $93,096 | 24 | $10,324 | 3 | $39,037 |
| APPLICATIONS DENIED | 2 | $135,410 | 55 | $52,246 | 235 | $89,219 | 70 | $19,615 | 3 | $76,887 |
| APPLICATIONS WITHDRAWN | 6 | $112,407 | 24 | $107,040 | 158 | $94,259 | 11 | $67,084 | 4 | $82,465 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 6 | $100,020 | 38 | $97,705 | 3 | $15,930 | 0 | $0 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 6 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 355 | $157,550 | 89 | $166,913 | 17 | $114,706 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 31 | $179,437 | 33 | $157,997 | 2 | $40,860 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 8 | $137,941 | 12 | $155,048 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 6 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 191 | $158,440 | 57 | $164,580 | 14 | $133,964 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 29 | $152,701 | 32 | $161,528 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $187,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 8 | $154,204 | 12 | $159,667 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $149,625 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 6 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 193 | $163,840 | 91 | $160,378 | 16 | $150,739 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 27 | $146,441 | 47 | $146,855 | 12 | $120,199 |
| APPLICATIONS DENIED | 2 | $103,740 | 4 | $174,563 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 8 | $157,505 | 21 | $158,246 | 6 | $108,477 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $170,000 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 6 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 250 | $161,154 | 118 | $146,334 | 4 | $80,575 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 39 | $146,036 | 65 | $124,542 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $180,918 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 18 | $149,844 | 18 | $147,486 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 6 | $124,638 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 6 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 228 | $145,743 | 311 | $143,258 | 18 | $100,171 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 44 | $132,717 | 201 | $140,438 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $115,605 | 2 | $170,575 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 10 | $148,498 | 18 | $136,991 | 2 | $146,000 |
| FILES CLOSED FOR INCOMPLETENESS | 8 | $116,438 | 32 | $136,784 | 2 | $165,585 |
Aggregated Statistics For Year 2002 (Based on 2 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 118 | $150,576 | 137 | $144,799 | 6 | $119,202 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $156,715 | 32 | $138,576 | 2 | $110,000 |
| APPLICATIONS DENIED | 6 | $162,000 | 2 | $166,000 | 4 | $189,000 |
| APPLICATIONS WITHDRAWN | 2 | $89,000 | 6 | $142,333 | 2 | $128,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $110,255 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 118 | $134,440 | 84 | $150,196 | 2 | $81,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $118,273 | 18 | $150,754 | 2 | $65,550 |
| APPLICATIONS DENIED | 2 | $97,465 | 2 | $110,255 | 2 | $110,255 |
| APPLICATIONS WITHDRAWN | 2 | $170,000 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $189,750 | 2 | $133,225 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 76 | $141,959 | 24 | $126,039 | 4 | $105,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $121,483 | 7 | $123,481 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $154,390 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 126 | $124,892 | 61 | $118,663 | 3 | $76,623 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $122,112 | 8 | $96,158 | 0 | $0 |
| APPLICATIONS DENIED | 5 | $130,322 | 4 | $112,750 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $100,580 | 2 | $83,180 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $129,480 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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