45005 Zip Code Detailed Profile




Cities: Franklin, OH (25.44%), Middletown, OH (9.39%), Carlisle, OH (8.93%), Hunter, OH (4.44%), Springboro, OH (0.20%)
Counties: Warren County, OH (99.28%), Montgomery County, OH (0.72%)
Estimated zip code population in 2013: 29,997
Zip code population in 2010: 29,963
Zip code population in 2000: 28,404

Houses and condos: 12,689
Renter-occupied apartments: 3,486
% of renters here:

30%
State:

34%
Mar. 2013 cost of living index in zip code 45005: 89.2 (less than average, U.S. average is 100)

Land area: 36.1 sq. mi.
Water area: 0.5 sq. mi.
Population density: 832 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 45005
Zip code 45005 (Franklin, Ohio) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

1.2% ($1,604)
Ohio:

1.6% ($1,974)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,708 (1.3%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $1,346 (1.1%)

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Males: 14,776  (49.3%)
Females: 15,221  (50.7%)

For population 25 years and over in 45005:

For population 15 years and over in 45005:

Zip code 45005 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage below state average.
  • Foreign-born population percentage significantly below state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 45005

  • Zip code 45005 races chart
    • 28,765White population
    • 274Black population
    • 47American Indian population
    • 161Asian population
    • 0Native Hawaiian and Other Pacific Islander population
    • 12Some other race population
    • 334Two or more races population
    • 370Hispanic or Latino population

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Urban population: 26,974
Rural population: 3,022

Estimated median house/condo value in 2013: $129,900
45005:

$129,900
Ohio:

$127,000



According to our research of Ohio and other state lists there were 42 registered sex offenders living in 45005 zip code as of August 28, 2015.
The ratio of number of residents in zip code 45005 to the number of sex offenders is 805 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is smaller than the state average.


Median resident age:
This zip code:

40.5 years
Ohio median age:

39.3 years
Average household size:
This zip code:

2.6 people
Ohio:

2.5 people

Averages for the 2012 tax year for zip code 45005, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $43,953 (Individual Income Tax Returns)
Here:

$43,953
State:

$54,926

Salary/wage: $40,153 (reported on 84.2% of returns)
Here:

$40,153
State:

$45,869
(% of AGI for various income ranges: 69.8% for AGIs below $25k, 76.6% for AGIs $25k-50k, 79.1% for AGIs $50k-75k, 81.7% for AGIs $75k-100k, 80.0% for AGIs $100k-200k, 53.5% for AGIs over 200k)

Taxable interest for individuals: $771 (reported on 24.2% of returns)
This zip code:

$771
Ohio:

$1,297
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.3% for AGIs $100k-200k, 0.8% for AGIs over 200k)

Ordinary dividends: $2,791 (reported on 11.2% of returns)
Here:

$2,791
State:

$5,821
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 1.0% for AGIs $100k-200k, 3.1% for AGIs over 200k)

Net capital gain/loss in AGI: +$3,376 (reported on 8.1% of returns)
Here:

+$3,376
State:

+$11,232
(% of AGI for various income ranges: 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 8.2% for AGIs over 200k)

Profit/loss from business: +$11,533 (reported on 11.7% of returns)
Here:

+$11,533
State:

+$12,773
(% of AGI for various income ranges: 5.7% for AGIs below $25k, 2.6% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 3.0% for AGIs $100k-200k, 5.6% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $11,213 (reported on 8.9% of returns)
45005:

$11,213
Ohio:

$14,511
(% of AGI for various income ranges: 2.8% for AGIs below $25k, 2.3% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 2.9% for AGIs $100k-200k)

Self-employment retirement plans: $11,200 (reported on 0.2% of returns)
45005:

$11,200
Ohio:

$20,257
(% of AGI for various income ranges: 0.3% for AGIs $75k-100k)

Total itemized deductions: $16,486 (21% of AGI, reported on 28.2% of returns)
Here:

$16,486
State:

$21,278

Here:

21.3% of AGI
State:

18.8% of AGI
(% of AGI for various income ranges: 6.0% for AGIs below $25k, 7.8% for AGIs $25k-50k, 11.1% for AGIs $50k-75k, 12.3% for AGIs $75k-100k, 13.7% for AGIs $100k-200k, 12.3% for AGIs over 200k)

Charity contributions: $2,888 (reported on 19.3% of returns)
Here:

$2,888
State:

$3,943
(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.8% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 1.8% for AGIs $100k-200k, 2.1% for AGIs over 200k)

Taxes paid: $6,159 (reported on 28.1% of returns)
45005:

$6,159
State:

$9,568
(% of AGI for various income ranges: 1.5% for AGIs below $25k, 2.2% for AGIs $25k-50k, 3.7% for AGIs $50k-75k, 4.6% for AGIs $75k-100k, 6.2% for AGIs $100k-200k, 7.0% for AGIs over 200k)

Earned income credit: $2,236 (reported on 17.2% of returns)
Here:

$2,236
State:

$2,285
(% of AGI for various income ranges: 5.9% for AGIs below $25k, 0.9% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 45005, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $38,790 (Individual Income Tax Returns)
Here:

$38,790
State:

$44,480

Salary/wage: $35,723 (reported on 88.2% of returns)
Here:

$35,723
State:

$39,198
(% of AGI for various income ranges: 119.7% for AGIs below $10k, 71.7% for AGIs $10k-25k, 80.9% for AGIs $25k-50k, 85.8% for AGIs $50k-75k, 87.9% for AGIs $75k-100k, 69.8% for AGIs over 100k)

Taxable interest for individuals: $1,046 (reported on 34.5% of returns)
This zip code:

$1,046
Ohio:

$1,532
(% of AGI for various income ranges: 4.8% for AGIs below $10k, 1.8% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Taxable dividends: $1,517 (reported on 13.9% of returns)
Here:

$1,517
State:

$3,496
(% of AGI for various income ranges: 2.0% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Net capital gain/loss: +$4,806 (reported on 9.8% of returns)
Here:

+$4,806
State:

+$8,582
(% of AGI for various income ranges: -0.8% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 5.5% for AGIs over 100k)

Profit/loss from business: +$7,937 (reported on 11.5% of returns)
Here:

+$7,937
State:

+$10,813
(% of AGI for various income ranges: 1.1% for AGIs below $10k, 4.4% for AGIs $10k-25k, 2.0% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 2.7% for AGIs over 100k)

IRA payment deduction: $2,708 (reported on 1.4% of returns)
45005:

$2,708
Ohio:

$2,794
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.0% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $9,447 (reported on 0.3% of returns)
Here:

$9,447
Ohio:

$13,981
(% of AGI for various income ranges: 0.1% for AGIs $10k-25k, 0.1% for AGIs $50k-75k, 0.2% for AGIs over 100k)

Total itemized deductions: $14,095 (22% of AGI, reported on 35.1% of returns)
Here:

$14,095
State:

$17,503

Here:

21.8% of AGI
State:

20.8% of AGI
(% of AGI for various income ranges: 8.4% for AGIs below $10k, 7.2% for AGIs $10k-25k, 11.1% for AGIs $25k-50k, 13.9% for AGIs $50k-75k, 15.9% for AGIs $75k-100k, 14.4% for AGIs over 100k)

Charity contributions deductions: $2,101 (3% of AGI, reported on 26.6% of returns)
Here:

$2,101
State:

$3,087

Here:

3.0% of AGI
State:

3.4% of AGI
(% of AGI for various income ranges: 0.3% for AGIs below $10k, 0.7% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 2.2% for AGIs over 100k)

Total tax: $4,633 (reported on 78.0% of returns)
45005:

$4,633
State:

$6,781
(% of AGI for various income ranges: 2.8% for AGIs below $10k, 4.3% for AGIs $10k-25k, 7.2% for AGIs $25k-50k, 8.9% for AGIs $50k-75k, 10.1% for AGIs $75k-100k, 16.7% for AGIs over 100k)

Earned income credit: $1,600 (reported on 13.3% of returns)
Here:

$1,600
State:

$1,696

Percentage of individuals using paid preparers for their 2004 taxes: 62.0%
Here:

62%
State:

55%
(% for various income ranges: 49.3% for AGIs below $10k, 64.9% for AGIs $10k-25k, 66.2% for AGIs $25k-50k, 64.5% for AGIs $50k-75k, 60.7% for AGIs $75k-100k, 62.6% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$52,016
Ohio:

$48,081
Franklin, OH (45005) map Nearest zip codes: 45066, 45342, 45050, 45036, 45042, 45044.
Percentage of family households:
This zip code:

55.4%
Ohio:

48.8%
Percentage of households with unmarried partners:
This zip code:

6.6%
Ohio:

6.4%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 1,236
Household did not receive Food Stamps/SNAP in the past 12 months: 10,369


Women who had a birth in the past 12 months: 478 (302 now married, 176 unmarried)
Women who did not have a birth in the past 12 months: 6,092 (3,534 now married, 2,558 unmarried)


Housing units in zip code 45005 with a mortgage: 5,818 (476 second mortgage, 683 home equity loan, 70 both second mortgage and home equity loan)
Houses without a mortgage: 2,301

Median monthly owner costs for units with a mortgage: $1,322
Median monthly owner costs for units without a mortgage: S390

Residents with income below the poverty level in 2013:
This zip code:

10.0%
Whole state:

16.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

6.8%
Whole state:

8.5%
Median number of rooms in houses and condos:
Here:

6.2
State:

6.6
Median number of rooms in apartments:
Here:

4.7
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 45005: Jaygee Industrial Park (A), Franklin Golf Course (B), Camp Hook (C), Joint Emergency Medical Services (D), Joint Emergency Medical Services Station 15 / 2 (E), Joint Emergency Medical Services Station 15 / 3 (F), Franklin Township Fire Department Station 20 Twin Creek (G), Franklin Township Fire Department Station 19 Hunter (H), Carlisle Fire Department (I), Franklin Division of Fire (J), Franklin Township Hall (K), Middletown Division of Fire Station 2 (L). Display/hide their locations on the map

    Shopping Centers: Franklin Square Shopping Center (1), Laynecrest Plaza Shopping Center (2), Towne Mall Shopping Center (3), Whistlestop Shopping Center (4). Display/hide their locations on the map

    Churches in zip code 45005 include: Second Baptist Church (A), Saint Pauls Evangelical Lutheran Church (B), First Presbyterian Church (C), Church of God (D), Mount Olive Church (E), Tapscott Primitive Baptist Church (F), Eighth Street Church of God (G), Grace Baptist Church (H), Riverview Baptist Church (I). Display/hide their locations on the map

    Cemeteries: Dicks Creek Cemetery (1), Warwick-Rhodes Cemetery (2), Wood Hill Cemetery (3), Carlisle Cemetery (4), Red Lion Cemetery (5), Tapscott Cemetery (6). Display/hide their locations on the map

    Reservoir: Chautauqua Reservoir (A). Display/hide its location on the map

    Streams, rivers, and creeks: Goose Creek (A), Gander Run (B), Dry Run (C), Clear Creek (D), Twin Creek (E), Hendricksons Run (F), Eberharts Run (G). Display/hide their locations on the map

    Parks in zip code 45005 include: Twin Creek Park (1), Jill Lane Park (2), Homan Park (3), Franklin Lions Club Municipal Park (4). Display/hide their locations on the map

Year house built

  • 382010 or later
  • 1,7082000 to 2009
  • 1,2891990 to 1999
  • 9411980 to 1989
  • 1,9871970 to 1979
  • 2,7801960 to 1969
  • 2,3301950 to 1959
  • 6891940 to 1949
  • 9271939 or earlier

Zip code 45005 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Franklin, OH (45005)

  • 55no bedroom
  • 721 bedroom
  • 9132 bedrooms
  • 5,3363 bedrooms
  • 1,6374 bedrooms
  • 1065+ bedrooms

Bedrooms in renter-occupied apartments in Franklin, OH (45005)

  • 17no bedroom
  • 7201 bedroom
  • 1,3302 bedrooms
  • 1,2243 bedrooms
  • 1864 bedrooms
  • 95+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Franklin, OH (45005) in owner-occupied houses/condos

  • 156no vehicle
  • 1,8711 vehicle
  • 3,5422 vehicles
  • 1,6243 vehicles
  • 7224 vehicles
  • 2045+ vehicles

Cars and other vehicles available in Franklin, OH (45005) in renter-occupied apartments

  • 306no vehicle
  • 1,6821 vehicle
  • 1,3242 vehicles
  • 1193 vehicles
  • 464 vehicles
  • 95+ vehicles

Median gross rent in 2013: $761.


Median price asked for vacant for-sale houses and condos in 2013: $103,043.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $129,900
45005:

$129,900
Ohio:

$127,000
Lower value quartile - upper value quartile: $99,300 - $167,900

Mean price in 2013:

Detached houses: $221,551
Here:

$221,551
State:

$161,442

Townhouses or other attached units: $485,965
Here:

$485,965
State:

$159,986

In 2-unit structures: $82,020
Here:

$82,020
State:

$104,134

In 3-to-4-unit structures: $166,811
Here:

$166,811
State:

$110,889

In 5-or-more-unit structures: $117,701
Here:

$117,701
State:

$159,965

Mobile homes: $24,724
Here:

$24,724
State:

$36,578

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 11.2%

Percentage of zip code residents living and working in this county: 43.3%

Household type by relationship:

Households: 29,826

Size of family households: 3,694 2-persons, 2,011 3-persons, 1,888 4-persons, 577 5-persons, 152 6-persons, 38 7-or-more-persons

Size of nonfamily households: 2,690 1-person, 416 2-persons, 42 3-persons, 97 4-persons

4,370 married couples with children.
1,503 single-parent households (360 men, 1,143 women).

98.0% of residents of 45005 zip code speak English at home.
1.3% of residents speak Spanish at home (71% very well, 8% well, 3% not well, 17% not at all).
0.5% of residents speak other Indo-European language at home (67% very well, 33% not well).
0.2% of residents speak Asian or Pacific Island language at home (46% very well, 54% well).

Foreign born population: 342 (1.1%)
(60.2% of them are naturalized citizens)
This zip code:

1.1%
Whole state:

4.1%

Most common places of birth for the foreign-born residents

  • 22%Guatemala
  • 19%El Salvador
  • 11%Canada
  • 8%Philippines
  • 7%Mexico
  • 6%Germany
  • 6%Brazil

Most common first ancestries reported in 45005 (%)

  • 15%American
  • 15%Other groups
  • 13%German
  • 9%Irish
  • 7%English
  • 2%Italian
  • 1%Scottish

Year of entry for the foreign-born population

  • 322010 or later
  • 1522000 to 2009
  • 401990 to 1999
  • 262Before 1990

Zip code 45005 topographic map

Major facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 45005:

All 10 fire-safe hotels and motels in zip code 45005

Zip code 45005 marital status for males
Zip code 45005 marital status for females

Housing units lacking complete plumbing facilities: 0.5%
Housing units lacking complete kitchen facilities: 2.6%

Most commonly used house heating fuel

  • 61%Utility gas
  • 29%Electricity
  • 6%Fuel oil, kerosene, etc.
  • 3%Bottled, tank, or LP gas
  • 1%Wood

Population in 1990: 29,720. Population change in the 1990s: -1,316 (-4.4%).

Place of birth for U.S.-born residents:


57% of the 45005 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 50% lived in this county.
   Out of people who lived in different counties, 50% lived in Ohio.

89% of the 45005 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 61% moved from this county.
   Out of people who lived in different houses, 28% moved from different county within same state.
   Out of people who lived in different houses, 9% moved from different state.
   Out of people who lived in different houses, 2% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 360
Here:

12.1%
Ohio:

13.2%
Students in private schools in grades 9 to 12 (high school): 140
Here:

9.7%
Ohio:

13.3%
Students in private undergraduate colleges: 190
Here:

18.6%
Ohio:

21.9%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 71,891Architecture and engineering occupations
  • 65,489Life, physical, and social science occupations
  • 60,922Management occupations
  • 57,813Computer and mathematical occupations
  • 50,037Installation, maintenance, and repair occupations
  • 49,473Health diagnosing and treating practitioners and other technical occupations

Companies with federal contracts located in this zip code (FRANKLIN, OH):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 148 people in nursing facilities/skilled-nursing facilities
  • 49 people in other noninstitutional facilities
  • 12 people in in-patient hospice facilities
  • 10 people in group homes intended for adults

People in group quarters in 2000:

  • 116 people in nursing homes
  • 33 people in homes for the mentally retarded

Fatal accident statistics in 2011:

  • Fatal accident count: 3
  • Vehicles involved in fatal accidents: 8
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 3
  • Persons involved in fatal accidents: 4
  • Pedestrians involved in fatal accidents: 2
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 10 full and 6 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED351$128,201176$138,3721,178$140,07426$56,73835$67,1770$0
APPLICATIONS APPROVED, NOT ACCEPTED14$135,56711$68,708106$138,8735$23,0027$56,6030$0
APPLICATIONS DENIED81$134,34444$108,859491$147,38722$27,53017$113,7863$47,540
APPLICATIONS WITHDRAWN43$130,88421$155,485256$134,6127$50,5367$116,3770$0
FILES CLOSED FOR INCOMPLETENESS9$117,5585$80,50673$140,2042$89,9301$108,8600$0
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 10 full and 6 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED37$148,47858$168,262
APPLICATIONS APPROVED, NOT ACCEPTED15$128,98628$154,810
APPLICATIONS DENIED14$130,56618$163,592
APPLICATIONS WITHDRAWN8$134,1296$157,808
FILES CLOSED FOR INCOMPLETENESS0$00$0

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 45005 among deceased individuals
NameCountLived (average)
Mary17578.5 years
James15670.5 years
William15671.4 years
Robert15165.8 years
John13972.4 years
Charles11771.7 years
George6672.6 years
Thomas6067.5 years
Helen5978.8 years
Ruth5978.1 years
Most common last names in zip code 45005 among deceased individuals
Last nameCountLived (average)
Smith10372.4 years
Johnson8269.5 years
Miller4668.6 years
Taylor4076.9 years
Turner4070.3 years
Moore3871.1 years
Jones3572.4 years
Adams3470.4 years
Baker3270.8 years
Collins3268.7 years
Businesses in zip code 45005
NameCountNameCount
ALDI1MasterBrand Cabinets1
AT&T1McDonald's3
Advance Auto Parts1Meijer1
AutoZone1Nike1
Bath & Body Works1RadioShack1
CVS2SONIC Drive-In1
Carson Pirie Scott1Sears2
Circle K1Sprint Nextel1
Cricket Wireless2Staples1
Curves1Starbucks1
Dairy Queen1Subway2
Domino's Pizza1Super 81
Econo Lodge1T-Mobile2
FedEx3The Room Place1
Finish Line1U-Haul2
GNC1UPS7
Holiday Inn1Verizon Wireless1
Jimmy John's3Waffle House1
Jones New York2Walgreens1
KFC1Walmart1
Knights Inn3Wendy's1
Kroger1White Castle1
Lane Furniture1YMCA1

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