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45174 Zip Code Detailed Profile

 


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Profiles Terrace Park, OH (45174) houses, apartments, residents, cars, jobs...

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Cities: Terrace Park, OH (95.00%), Milford, OH (5.00%)
County: Hamilton County, OH

Estimated zip code population in 2011: 2,333
Zip code population in 2010: 2,258
Zip code population in 2000: 2,289




Age and Sex of Residents in zip code 45174

Zip code 45174 (Terrace Park, Ohio) real estate house value trends

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Houses and condos: 830
Renter-occupied apartments: 54
% of renters here:

7%
State:

33%

Mar. 2012 cost of living index in zip code 45174: 90.9 (less than average, U.S. average is 100)

Land area: 1.2 sq. mi.
Water area: 0.1 sq. mi.
Population density: 1,897 people per square mile 
 
 (low).

Real estate property taxes paid for housing units in 2011:
This zip code:

1.7% ($7,559)
Ohio:

1.5% ($1,944)

Median real estate property taxes paid for housing units with mortgages in 2011: $8,461 (1.6%)
Median real estate property taxes paid for housing units with no mortgage in 2011: $6,139 (1.9%)

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Males: 1,237  (53.0%)
Females: 1,096  (47.0%)

For population 25 years and over in 45174:

  • High school or higher: 99.7%
  • Bachelor's degree or higher: 79.5%
  • Graduate or professional degree: 32.6%
  • Unemployed: 6.2%
  • Mean travel time to work (commute): 20.0 minutes

For population 15 years and over in 45174:

  • Never married: 21.3%
  • Now married: 65.5%
  • Separated: 0.9%
  • Widowed: 3.9%
  • Divorced: 8.4%

Zip code 45174 compared to state average:

  • Median household income significantly above state average.
  • Median house value significantly above state average.
  • Black race population percentage significantly below state average.
  • Foreign-born population percentage below state average.
  • Renting percentage significantly below state average.
  • Number of rooms per house above state average.
  • Percentage of population with a bachelor's degree or higher significantly above state average.

Zip code 45174 races chart

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Based on 2000-2011 data
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Urban population: 2,322
Rural population: 10

Estimated median house/condo value in 2011: $449,500
45174:

$449,500
Ohio:

$129,600

Median resident age:
This zip code:

41.4 years
Ohio median age:

39.1 years

Average household size:
This zip code:

2.9 people
Ohio:

2.5 people

Averages for the 2004 tax year for zip code 45174, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $134,583 (Individual Income Tax Returns)
Here:

$134,583
State:

$44,480

Salary/wage: $113,635 (reported on 72.9% of returns)
Here:

$113,635
State:

$39,198
(% of AGI for various income ranges: 44.4% for AGIs $10k-25k, 45.1% for AGIs $25k-50k, 62.4% for AGIs $50k-75k, 64.0% for AGIs $75k-100k, 60.0% for AGIs over 100k)

Taxable interest for individuals: $3,000 (reported on 70.4% of returns)
This zip code:

$3,000
Ohio:

$1,532
(% of AGI for various income ranges: 5.1% for AGIs $10k-25k, 3.7% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Taxable dividends: $12,958 (reported on 70.4% of returns)
Here:

$12,958
State:

$3,496
(% of AGI for various income ranges: 16.2% for AGIs $10k-25k, 9.6% for AGIs $25k-50k, 6.6% for AGIs $50k-75k, 6.6% for AGIs $75k-100k, 6.2% for AGIs over 100k)

Net capital gain/loss: +$24,199 (reported on 60.4% of returns)
Here:

+$24,199
State:

+$8,582
(% of AGI for various income ranges: 9.9% for AGIs $10k-25k, 3.3% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 3.7% for AGIs $75k-100k, 11.7% for AGIs over 100k)

Profit/loss from business: +$28,181 (reported on 19.8% of returns)
Here:

+$28,181
State:

+$10,813
(% of AGI for various income ranges: 11.8% for AGIs $10k-25k, 10.0% for AGIs $25k-50k, 6.2% for AGIs $50k-75k, 7.1% for AGIs $75k-100k, 3.5% for AGIs over 100k)

IRA payment deduction: $3,618 (reported on 3.1% of returns)
45174:

$3,618
Ohio:

$2,794

Self-employed pension: $17,688 (reported on 4.3% of returns)
Here:

$17,688
Ohio:

$13,981

Total itemized deductions: $36,472 (17% of AGI, reported on 63.2% of returns)
Here:

$36,472
State:

$17,503

Here:

17.3% of AGI
State:

20.8% of AGI
(% of AGI for various income ranges: 33.2% for AGIs $10k-25k, 27.0% for AGIs $25k-50k, 29.8% for AGIs $50k-75k, 22.8% for AGIs $75k-100k, 15.1% for AGIs over 100k)

Charity contributions deductions: $5,904 (3% of AGI, reported on 58.3% of returns)
Here:

$5,904
State:

$3,087

Here:

2.7% of AGI
State:

3.4% of AGI
(% of AGI for various income ranges: 3.0% for AGIs $10k-25k, 2.6% for AGIs $25k-50k, 3.9% for AGIs $50k-75k, 4.0% for AGIs $75k-100k, 2.3% for AGIs over 100k)

Total tax: $33,209 (reported on 80.9% of returns)
45174:

$33,209
State:

$6,781
(% of AGI for various income ranges: 5.8% for AGIs $10k-25k, 7.7% for AGIs $25k-50k, 8.3% for AGIs $50k-75k, 9.1% for AGIs $75k-100k, 21.4% for AGIs over 100k)

Earned income credit: $1,250 (reported on 1.8% of returns)
Here:

$1,250
State:

$1,696

Percentage of individuals using paid preparers for their 2004 taxes: 63.9%
Here:

64%
State:

55%
(% for various income ranges: 56.1% for AGIs below $10k, 56.1% for AGIs $10k-25k, 64.3% for AGIs $25k-50k, 75.2% for AGIs $50k-75k, 58.2% for AGIs $75k-100k, 70.0% for AGIs over 100k)


Estimated median household income in 2011:
This zip code:

$121,375
Ohio:

$45,749

Terrace Park, OH (45174) map

Nearest zip codes: 45243, 45111, 45244, 45147, 45227, 45150.
Milford Zip Code Map

Percentage of family households:
This zip code:

64.1%
Ohio:

49.9%

Percentage of households with unmarried partners:
This zip code:

3.3%
Ohio:

6.1%


Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.6% of all households
  • Gay men: 0.8% of all households

Household received Food Stamps/SNAP in the past 12 months: 8
Household did not receive Food Stamps/SNAP in the past 12 months: 789


Women who had a birth in the past 12 months: 14 (14 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 459 (301 now married, 158 unmarried)


Housing units in zip code 45174 with a mortgage: 551 (18 second mortgage, 217 home equity loan, 9 both second mortgage and home equity loan)
Houses without a mortgage: 192

Median monthly owner costs for units with a mortgage: $3,095
Median monthly owner costs for units without a mortgage: $797

Residents with income below the poverty level in 2011:
This zip code:

2.8%
Whole state:

16.4%

Residents with income below 50% of the poverty level in 2011:
This zip code:

0.3%
Whole state:

8.9%

Median number of rooms in houses and condos:
Here:

8.3
State:

6.5

Median number of rooms in apartments:
Here:

6.8
State:

4.5


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Notable locations in this zip code not listed on our city pages:

Notable location: Terrace Park Fire Department (A). Display/hide its location on the map

Churches in zip code 45174 include: Saint Thomas Episcopal Church (A), Church of God (B). Display/hide their locations on the map

Park in zip code 45174: Little Miami Scenic State Park (1). Display/hide its location on the map

 

Year house built

  • 2005 or later: 11
  • 2000 to 2004: 25
  • 1990 to 1999: 19
  • 1980 to 1989: 59
  • 1970 to 1979: 40
  • 1960 to 1969: 146
  • 1950 to 1959: 217
  • 1940 to 1949: 107
  • 1939 or earlier: 206


Zip code 45174 satellite photo by USGS

Bedrooms in houses/apartments in 45174
Owner-occupied Renter-occupied
  • no bedroom: 0
  • 1 bedroom: 0
  • 2 bedrooms: 47
  • 3 bedrooms: 254
  • 4 bedrooms: 333
  • 5+ bedrooms: 109
  • no bedroom: 0
  • 1 bedroom: 3
  • 2 bedrooms: 6
  • 3 bedrooms: 26
  • 4 bedrooms: 19
  • 5+ bedrooms: 0
Cars and other vehicles available in 45174 in houses/condos/apartments
Owner-occupied Renter-occupied
  • no vehicle: 9
  • 1 vehicle: 157
  • 2 vehicles: 328
  • 3 vehicles: 188
  • 4 vehicles: 47
  • 5+ vehicles: 14
  • no vehicle: 4
  • 1 vehicle: 34
  • 2 vehicles: 16
  • 3 vehicles: 0
  • 4 vehicles: 0
  • 5+ vehicles: 0


Estimated household income distribution in 2009:

Zip code 45174 household income distribution in 2009

Zip code 45174 house/condo values in 2011

Estimate of home value of owner-occupied houses/condos in 2011 in zip code 45174:

  • $50,000 to $59,999: 3
  • $100,000 to $124,999: 7
  • $150,000 to $174,999: 29
  • $175,000 to $199,999: 19
  • $200,000 to $249,999: 53
  • $250,000 to $299,999: 74
  • $300,000 to $399,999: 141
  • $400,000 to $499,999: 92
  • $500,000 to $749,999: 199
  • $750,000 to $999,999: 92
  • $1,000,000 or more: 34

 



45174 rent paid by renters

Rent paid by renters in 2011 in zip code 45174:

  • $450 to $499: 13
  • $700 to $749: 6
  • $800 to $899: 3
  • $1,000 to $1,249: 3
  • $1,500 to $1,999: 3
  • $2,000 or more: 10
  • No cash rent: 16
 


Median gross rent in 2011: $825.

Estimated median house (or condo) value in 2011 for:

  • White Non-Hispanic householders: $469,601
  • Black or African American householders: $21,957
  • American Indian or Alaska Native householders: $173,955
  • Asian householders: $173,955
  • Two or more races householders: $173,955

Estimated median house or condo value in 2011: $449,500
45174:

$449,500
Ohio:

$129,600
Lower value quartile - upper value quartile: $300,500 - $674,900

Mean price in 2011:

Detached houses: $196,844
Here:

$196,844
State:

$161,944

Mobile homes: $47,077
Here:

$47,077
State:

$72,122

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 824
  • One, attached: 6

Unemployment: 6.2%
45174 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 807 (81%)
  • Carpooled: 41 (4%)
  • Bus or trolley bus: 17 (2%)
  • Bicycle: 9 (1%)
  • Walked: 11 (1%)
  • Other means: 4 (0%)
  • Worked at home: 112 (11%)
 

45174 zip code travel time to work (commute)

Travel time to work (commute)

  • Less than 5 minutes: 32
  • 5 to 9 minutes: 71
  • 10 to 14 minutes: 109
  • 15 to 19 minutes: 96
  • 20 to 24 minutes: 158
  • 25 to 29 minutes: 140
  • 30 to 34 minutes: 190
  • 35 to 39 minutes: 20
  • 40 to 44 minutes: 22
  • 45 to 59 minutes: 41
  • 60 to 89 minutes: 6
  • 90 or more minutes: 4
 

Percentage of zip code residents living and working in this county: 77.9%

Household type by relationship:

Households: 2,333
  • In family households: 2,129 (383 male householders, 233 female householders)
    552 spouses, 921 children (872 natural, 24 adopted, 27 stepchildren), 5 grandchildren, 0 brothers or sisters, 0 parents, 3 other relatives, 32 non-relatives
  • In nonfamily households: 204 (71 male householders (59 living alone)), 110 female householders (106 living alone)), 23 nonrelatives

Size of family households: 223 2-persons, 115 3-persons, 149 4-persons, 96 5-persons, 30 6-persons, 3 7-or-more-persons

Size of nonfamily households: 165 1-person, 13 2-persons, 3 3-persons

700 married couples with children.
62 single-parent households (11 men, 51 women).

97.1% of residents of 45174 zip code speak English at home.
1.2% of residents speak Spanish at home (100% very well).
1.7% of residents speak other Indo-European language at home (100% very well).

Foreign born population: 56 (2.4%)
(46.4% of them are naturalized citizens)
This zip code:

2.4%
Whole state:

4.0%

Most common places of birth for the foreign-born residents:

  • England (21%)
  • Australia (16%)
  • United Kingdom, excluding England and Scotland (11%)
  • Singapore (11%)
  • Philippines (9%)
  • Kazakhstan (7%)
  • Brazil (7%)

Year of entry for the foreign-born population

  • 2000 or later: 25
  • 1990 to 1999: 19
  • 1980 to 1989: 15
  • Before 1980: 46

Races in zip code 45174:

White population: 2,216
Black population: 2
American Indian population: 0
Asian population: 8
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 0
Two or more races population: 13
Hispanic or Latino population: 19

Most common first ancestries reported in 45174 (%):



  • German (28%)
  • English (14%)
  • Irish (10%)
  • American (8%)
  • Other groups (5%)
  • Scottish (3%)
  • Swedish (3%)


Zip code 45174 topographic map

Facilities with environmental interests located in this zip code:

  • BP OIL CO SITE 09336 (620 WOOSTER PIKE in TERRACE PARK, OH)
    STATE MASTER (Ohio general info) - RCRA-OHD987028040, HAZARDOUS WASTE PROGRAM
    Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Organizations: BP OIL COMPANY (CONTACT/OWNER)


Zip code 45174 marital status for males
Zip code 45174 marital status for females


Housing units lacking complete plumbing facilities: 0.1%

Housing units lacking complete kitchen facilities: 6.0%

Most commonly used house heating fuel:

  • Utility gas (86%)
  • Electricity (8%)
  • Fuel oil, kerosene, etc. (6%)

Population in 1990: 2,133. Population change in the 1990s: +156 (+7.3%).

Place of birth for U.S.-born residents:

  • This state: 1,515
  • Northeast: 226
  • Midwest: 125
  • South: 287
  • West: 75

66% of the 45174 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 54% lived in this county.
   Out of people who lived in different counties, 50% lived in Ohio.

95% of the 45174 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 37% moved from this county.
   Out of people who lived in different houses, 19% moved from different county within same state.
   Out of people who lived in different houses, 44% moved from different state.

Year Householders Moved Into Unit:

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 12
Here:

2.8%
Ohio:

13.7%

Students in private schools in grades 9 to 12 (high school): 41
Here:

22.8%
Ohio:

11.1%

Students in private undergraduate colleges: 24
Here:

28.6%
Ohio:

22.4%

Educational Attainment (%)

School Enrollment by Level of School (%)


Class of Workers (%)


Occupation by median earnings in the past 12 months ($)

  • Life, physical, and social science occupations: 128,523
  • Health diagnosing and treating practitioners and other technical occupations: 122,917
  • Management occupations: 105,833
  • Legal occupations: 104,167
  • Business and financial operations occupations: 101,250
  • Architecture and engineering occupations: 88,750

Top industries in this zip code by the number of employees in 2005:

  • Other Services (except Public Administration): Religious Organizations (50-99 employees: 1 establishment)
  • Finance and Insurance: Insurance Agencies and Brokerages (20-49: 1, 5-9: 1, 1-4: 1)
  • Professional, Scientific, and Technical Services: Custom Computer Programming Services (10-19: 1, 1-4: 1)
  • Wholesale Trade: Wholesale Trade Agents and Brokers (5-9: 2, 1-4: 1)
  • Other Services (except Public Administration): Beauty Salons (10-19: 1)
  • Arts, Entertainment, and Recreation: Independent Artists, Writers, and Performers (10-19: 1)
  • Accommodation and Food Services: Snack and Nonalcoholic Beverage Bars (10-19: 1)
  • Construction: New Single-Family Housing Construction (except Operative Builders) (10-19: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)





Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 full tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED6$237,25859$319,430260$312,8316$382,9726$321,518
APPLICATIONS APPROVED, NOT ACCEPTED0$04$359,68815$299,5350$00$0
APPLICATIONS DENIED2$256,5802$247,08059$344,0092$522,6656$198,297
APPLICATIONS WITHDRAWN0$02$256,58034$294,2580$06$186,258
FILES CLOSED FOR INCOMPLETENESS0$00$015$428,3950$00$0

Detailed HMDA statistics for the following Tracts: 0245.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 full tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED4$295,0682$612,945
APPLICATIONS APPROVED, NOT ACCEPTED0$00$0
APPLICATIONS DENIED2$307,8950$0
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$0

Detailed PMIC statistics for the following Tracts: 0245.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value


Most common first names in zip code 45174 among deceased individuals
NameCountLived (average)
Robert1877.3 years
William1775.3 years
John1470.4 years
Mary1381.8 years
James1082.4 years
George1076.1 years
Edward974.8 years
Ruth984.0 years
Mildred981.8 years
Helen979.9 years
Most common last names in zip code 45174 among deceased individuals
Last nameCountLived (average)
Miller588.6 years
Brown580.8 years
Smith569.0 years
Davis579.8 years
Burger485.5 years
Rush370.4 years
Knight385.1 years
Gates382.0 years
Martin380.6 years
Lindell380.6 years

Businesses in zip code 45174

  • Decora Cabinetry: 2
  • MasterBrand Cabinets: 2
  • UPS: 1



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