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45174 Zip Code Detailed Profile

 



Profiles Terrace Park, OH (45174) houses, apartments, residents, cars, jobs...

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City: Terrace Park, OH
Hamilton County, OH
Zip code population (2000): 2,289
Estimated zip code population in 2007: 2,243



Age and Sex of Residents in zip code 45174

Zip code 45174 (Terrace Park, Ohio) real estate house value trends

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Terrace Park, OH (45174) map from a distance

Houses and condos: 803
Renter-occupied apartments: 53
% of renters here:  7%
State:  31%

2008 cost of living index in zip code 45174: 92.8 (less than average, U.S. average is 100)

Land area: 1.3 sq. mi.
Water area: 0.0 sq. mi.
Population density: 1776 people per square mile 
 
 (low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  2.1% ($4,357)
Ohio:  1.8% ($1,271)

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Males: 1,146  (50.1%)
Females: 1,143  (49.9%)

Zip code 45174 races chart


Urban population: 2,279
Rural population: 10

Estimated median house/condo value in 2007: $398,592
45174:  $398,592
Ohio:  $137,800

According to our research of public records there were no registered sex offenders living in this zip code in early 2007.

Median resident age:  38.7 years
Ohio median age:  36.2 years

Average household size:
This zip code:  3.0 people
Ohio:  2.5 people

Averages for the 2004 tax year for zip code 45174, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $134,583 (Individual Income Tax Returns)
Here:  $134,583
State:  $44,480

Salary/wage: $113,635 (reported on 72.9% of returns)
Here:  $113,635
State:  $39,198
(% of AGI for various income ranges: -49.8% for AGIs below $10k, 44.4% for AGIs $10k-25k, 45.1% for AGIs $25k-50k, 62.4% for AGIs $50k-75k, 64.0% for AGIs $75k-100k, 60.0% for AGIs over 100k)

Taxable interest for individuals: $3,000 (reported on 70.4% of returns)
This zip code:  $3,000
Ohio:  $1,532
(% of AGI for various income ranges: -9.4% for AGIs below $10k, 5.1% for AGIs $10k-25k, 3.7% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Taxable dividends: $12,958 (reported on 70.4% of returns)
Here:  $12,958
State:  $3,496
(% of AGI for various income ranges: -11.7% for AGIs below $10k, 16.2% for AGIs $10k-25k, 9.6% for AGIs $25k-50k, 6.6% for AGIs $50k-75k, 6.6% for AGIs $75k-100k, 6.2% for AGIs over 100k)

Net capital gain/loss: +$24,199 (reported on 60.4% of returns)
Here:  +$24,199
State:  +$8,582
(% of AGI for various income ranges: -2.1% for AGIs below $10k, 9.9% for AGIs $10k-25k, 3.3% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 3.7% for AGIs $75k-100k, 11.7% for AGIs over 100k)

Profit/loss from business: +$28,181 (reported on 19.8% of returns)
Here:  +$28,181
State:  +$10,813
(% of AGI for various income ranges: -1.2% for AGIs below $10k, 11.8% for AGIs $10k-25k, 10.0% for AGIs $25k-50k, 6.2% for AGIs $50k-75k, 7.1% for AGIs $75k-100k, 3.5% for AGIs over 100k)

IRA payment deduction: $3,618 (reported on 3.1% of returns)
45174:  $3,618
Ohio:  $2,794

Self-employed pension: $17,688 (reported on 4.3% of returns)
Here:  $17,688
Ohio:  $13,981

Total itemized deductions: $36,472 (0% of AGI, reported on 63.2% of returns)
Here:  $36,472
State:  $17,503
(% of AGI for various income ranges: -8.5% for AGIs below $10k, 33.2% for AGIs $10k-25k, 27.0% for AGIs $25k-50k, 29.8% for AGIs $50k-75k, 22.8% for AGIs $75k-100k, 15.1% for AGIs over 100k)

Charity contributions deductions: $5,904 (2.7% of AGI, reported on 58.3% of returns)
Here:  $5,904
Ohio:  $3,087

Here:  2.7% of AGI
State:  3.4% of AGI
(% of AGI for various income ranges: 3.0% for AGIs $10k-25k, 2.6% for AGIs $25k-50k, 3.9% for AGIs $50k-75k, 4.0% for AGIs $75k-100k, 2.3% for AGIs over 100k)

Total tax: $33,209 (reported on 80.9% of returns)
45174:  $33,209
State:  $6,781
(% of AGI for various income ranges: -1.1% for AGIs below $10k, 5.8% for AGIs $10k-25k, 7.7% for AGIs $25k-50k, 8.3% for AGIs $50k-75k, 9.1% for AGIs $75k-100k, 21.4% for AGIs over 100k)

Earned income credit: $1,250 (reported on 1.8% of returns)
Here:  $1,250
State:  $1,696

Percentage of individuals using paid preparers for their 2004 taxes: 63.9%
Here:  64%
State:  55%
(% for various income ranges: 56.1% for AGIs below $10k, 56.1% for AGIs $10k-25k, 64.3% for AGIs $25k-50k, 75.2% for AGIs $50k-75k, 58.2% for AGIs $75k-100k, 70.0% for AGIs over 100k)


Estimated median household income in 2007: $108,221
This zip code:  $108,221
Ohio:  $46,597
Terrace Park, OH (45174) map

Nearest zip codes: 45111, 45244, 45243, 45150, 45227, 45245.


Percentage of family households:
This zip code:  84.4%
Whole state:  67.3%

Percentage of households with unmarried partners:
This zip code:  0.4%
Whole state:  5.2%

No gay or lesbian households reported

Housing units in zip code 45174 with a mortgage: 524 (47 second mortgage, 133 home equity loan, 7 both second mortgage and home equity loan)
Houses without a mortgage: 175


Median monthly owner costs for units with a mortgage: $2,512

Median monthly owner costs for units without a mortgage: $865

Residents with income below the poverty level in 2007:
This zip code:  2.5%
Whole state:  13.1%

Residents with income below 50% of the poverty level in 2007:
This zip code:  2.5%
Whole state:  6.0%

Median number of rooms in houses and condos:
Here:  7.7
State:  6.4

Median number of rooms in apartments:
Here:  7.1
State:  4.3


Zip code 45174 close-up map

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Notable locations in this zip code not listed on our city pages:

Church in zip code 45174: Church of God (A). Display/hide its location on the map

Post office: Terrace Park Post Office (A). Display/hide its location on the map

 

Year house built:
  • 1999 to March 2000: 3
  • 1995 to 1998: 12
  • 1990 to 1994: 21
  • 1980 to 1989: 53
  • 1970 to 1979: 48
  • 1960 to 1969: 95
  • 1950 to 1959: 183
  • 1940 to 1949: 124
  • 1939 or earlier: 268



Zip code 45174 satellite photo by USGS


Bedrooms in owner-occupied houses in Terrace Park, OH (45174):
  • no bedroom: 0
  • 1 bedrooms: 13
  • 2 bedrooms: 56
  • 3 bedrooms: 300
  • 4 bedrooms: 283
  • 5 or more bedrooms: 68


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 0
  • 1 bedrooms: 0
  • 2 bedrooms: 9
  • 3 bedrooms: 31
  • 4 bedrooms: 8
  • 5 or more bedrooms: 5



Vehicles available in 45174 zip code in owner-occupied houses/condos:
  • no vehicle: 4
  • 1 vehicle: 119
  • 2 vehicles: 372
  • 3 vehicles: 165
  • 4 vehicles: 41
  • 5 or more vehicles: 19


Vehicles available in renter-occupied apartments:
  • no vehicle: 5
  • 1 vehicle: 20
  • 2 vehicles: 20
  • 3 vehicles: 8
  • 4 vehicles: 0
  • 5 or more vehicles: 0



Estimated household income distribution in 2007:

Zip code 45174 household income distribution in 2007

Zip code 45174 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 45174:

  • $10,000 to $14,999: 1
  • $15,000 to $19,999: 6
  • $20,000 to $24,999: 1
  • $90,000 to $99,999: 1
  • $100,000 to $124,999: 13
  • $125,000 to $149,999: 25
  • $150,000 to $174,999: 24
  • $175,000 to $199,999: 13
  • $200,000 to $249,999: 75
  • $250,000 to $299,999: 68
  • $300,000 to $399,999: 128
  • $400,000 to $499,999: 109
  • $500,000 to $749,999: 178
  • $750,000 to $999,999: 48
  • $1,000,000 or more: 16
 



45174 rent paid by renters


Rent paid by renters in 2007 in zip code 45174:

  • $500 to $549: 5
  • $750 to $799: 21
  • $900 to $999: 11
  • $1,000 to $1,249: 19
  • $1,250 to $1,499: 11
  • $2,000 or more: 8
  • No cash rent: 11
 


Median price asked for vacant for-sale houses and condos in 2007: $154,253.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $416,416
  • Black or African American householders: $19,470
  • American Indian or Alaska Native householders: $154,253
  • Asian householders: $154,253
  • Two or more races householders: $154,253

Estimated median house or condo value in 2007: $393,226 (it was $290,700 in 2000)
45174:  $393,226
Ohio:  $137,800
Lower value quartile - upper value quartile: $244,095 - $547,457

Mean price in 2007:
Detached houses: $428,657
Here:  $428,657
State:  $175,406

In 5-or-more-unit structures: $109,884
Here:  $109,884
State:  $138,542


Breakdown of mean house values by ages of householders


Housing units in structures:

  • One, detached: 792
  • One, attached: 10
  • 5 to 9: 5
45174 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 808 (80%)
  • Carpooled: 82 (8%)
  • Bus or trolley bus: 28 (3%)
  • Walked: 4 (0%)
  • Worked at home: 90 (9%)
 

45174 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 48
  • 5 to 9 minutes: 66
  • 10 to 14 minutes: 95
  • 15 to 19 minutes: 102
  • 20 to 24 minutes: 182
  • 25 to 29 minutes: 124
  • 30 to 34 minutes: 162
  • 35 to 39 minutes: 41
  • 40 to 44 minutes: 32
  • 45 to 59 minutes: 44
  • 60 to 89 minutes: 18
  • 90 or more minutes: 8
 

Percentage of zip code residents living and working in this county: 77.1%


Household type by relationship
Households: 2,293

  • In family households: 2,162 (543 male householders, 105 female householders)
    587 spouses, 905 children (856 natural, 23 adopted, 26 stepchildren), 14 grandchildren, 0 brothers or sisters, 4 parents, 0 other relatives, 4 non-relatives
  • In nonfamily households: 131 (39 male householders (34 living alone)), 88 female householders (88 living alone)), 4 nonrelatives

Size of family households: 237 2-persons, 114 3-persons, 181 4-persons, 89 5-persons, 23 6-persons, 4 7-or-more-persons.

Size of nonfamily households: 122 1-person, 5 2-persons.

729 married couples with children.
82 single-parent households (12 men, 70 women).

98.3% of residents of 45174 zip code speak English at home.
0.7% of residents speak Spanish at home (100% very well).
1.0% of residents speak other Indo-European language at home (86% very well, 14% well).

Foreign born population: 60 (2.6%)
(45.0% of them are naturalized citizens)

This zip code:  2.6%
Whole state:  3.0%

Most common places of birth for the foreign-born residents:



  • United Kingdom (42%)
  • Canada (18%)
  • Barbados (13%)
  • Germany (12%)
  • Netherlands (8%)
  • Other Eastern Europe (7%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 21
  • 1990 to 1994: 0
  • 1985 to 1989: 7
  • 1980 to 1984: 0
  • 1975 to 1979: 5
  • 1970 to 1974: 8
  • 1970 to 1974: 5
  • 1965 to 1969: 14

White population: 2,263
Black population: 5
American Indian population: 0
Asian population: 13
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 1
Two or more races population: 7

Zip code 45174 races chart


First ancestries reported:

 German: 691
 English: 326
 Irish: 203
 United States or American: 92
 British: 66
 Other groups: 50
 European: 47
 Scotch-Irish: 42
 Scottish: 40
 Welsh: 37
 Polish: 33
 Dutch: 32
 Norwegian: 32
 Italian: 31
 French (except Basque): 20
 Icelander: 19
 French Canadian: 17
 Hungarian: 15
 Russian: 11
 Arab:: 8
 Lebanese: 8
 Czechoslovakian: 8
 Belgian: 8
 Swedish: 7
 Macedonian: 5
 Swiss: 5
 Portuguese: 4
 Latvian: 4
 Croatian: 4
 Canadian: 3
 Czech: 3
 Finnish: 3
 Scandinavian: 3



Zip code 45174 topographic map


Facitilies with environmental interests located in this zip code:

  • BP OIL CO SITE 09336 (620 WOOSTER PIKE in TERRACE PARK, OH)
    STATE MASTER (Ohio general info) - RCRA-OHD987028040, HAZARDOUS WASTE PROGRAM
    Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Organizations: BP OIL COMPANY (CONTACT/OWNER)

Zip code 45174 marital status for males
Zip code 45174 marital status for females


Most commonly used house heating fuel:
  • Utility gas (81%)
  • Electricity (9%)
  • Fuel oil, kerosene, etc. (9%)
  • Coal or coke (1%)


Place of birth for U.S.-born residents:

  • This state: 1461
  • Northeast: 190
  • Midwest: 222
  • South: 276
  • West: 76

66% of the 45174 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 54% lived in this county.
   Out of people who lived in different counties, 42% lived in Ohio.

Population in 1990: 2,133. Population change in the 1990s: +156 (+7.3%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 97
Here:  22.1%
Ohio:  14.2%

Students in private schools in grades 9 to 12 (high school): 28
Here:  15.5%
Ohio:  10.9%

Students in private undergraduate colleges: 24
Here:  42.9%
Ohio:  23.4%


Educational Attainment


School Enrollment by Level of School



Class of Workers



Top industries in this zip code by the number of employees in 2005:

  • Other Services (except Public Administration): Religious Organizations (50-99 employees: 1 establishment)
  • Finance and Insurance: Insurance Agencies and Brokerages (20-49: 1, 5-9: 1, 1-4: 1)
  • Professional, Scientific, and Technical Services: Custom Computer Programming Services (10-19: 1, 1-4: 1)
  • Wholesale Trade: Wholesale Trade Agents and Brokers (5-9: 2, 1-4: 1)
  • Other Services (except Public Administration): Beauty Salons (10-19: 1)
  • Arts, Entertainment, and Recreation: Independent Artists, Writers, and Performers (10-19: 1)
  • Accommodation and Food Services: Snack and Nonalcoholic Beverage Bars (10-19: 1)
  • Construction: New Single-Family Housing Construction (except Operative Builders) (10-19: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




Fatal accident statistics in 2006
  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 4
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 2
  • Persons involved in fatal accidents: 3
  • Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005
  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 2
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 0

Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 2 full tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED2$204,31580$381,56995$400,74710$103,01315$342,868
APPLICATIONS APPROVED, NOT ACCEPTED0$02$396,27513$441,8162$23,7602$203,365
APPLICATIONS DENIED0$010$400,26636$466,8616$80,7752$935,095
APPLICATIONS WITHDRAWN0$010$336,21621$369,8020$08$254,443
FILES CLOSED FOR INCOMPLETENESS0$02$37,0602$235,6750$02$235,675
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0245.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 2 full tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED6$332,6054$338,308
APPLICATIONS APPROVED, NOT ACCEPTED0$00$0
APPLICATIONS DENIED0$00$0
APPLICATIONS WITHDRAWN0$02$1,235,390
FILES CLOSED FOR INCOMPLETENESS0$00$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0245.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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