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45174 Zip Code (Terrace Park, OH) Detailed Profile




Cities: Terrace Park, OH (95.00%), Milford, OH (5.00%)
County: Hamilton County, OH
Estimated zip code population in 2019: 2,330
Zip code population in 2010: 2,258
Zip code population in 2000: 2,289

Houses and condos: 810
Renter-occupied apartments: 41
% of renters here:

5%
State:

34%
March 2019 cost of living index in zip code 45174: 92.5 (less than average, U.S. average is 100)

Land area: 1.2 sq. mi.
Water area: 0.1 sq. mi.
Population density: 1,894 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 45174
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Real estate property taxes paid for housing units in 2019:
This zip code:

1.8% ($10,434)
Ohio:

1.5% ($2,324)
Median real estate property taxes paid for housing units with mortgages in 2019: $10,433 (1.7%)
Median real estate property taxes paid for housing units with no mortgage in 2019: $10,295 (2.0%)

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Males: 1,202  (51.6%)
Females: 1,127  (48.4%)

For population 25 years and over in 45174:

  • High school or higher: 100.0%
  • Bachelor's degree or higher: 85.5%
  • Graduate or professional degree: 39.3%
  • Unemployed: 1.6%
  • Mean travel time to work (commute): 27.5 minutes

For population 15 years and over in 45174:

  • Never married: 16.8%
  • Now married: 73.5%
  • Separated: 0.6%
  • Widowed: 2.9%
  • Divorced: 6.3%

Zip code 45174 compared to state average:

  • Median household income significantly above state average.
  • Median house value significantly above state average.
  • Unemployed percentage significantly below state average.
  • Black race population percentage significantly below state average.
  • Renting percentage significantly below state average.
  • Number of rooms per house significantly above state average.
  • Percentage of population with a bachelor's degree or higher significantly above state average.
  • Races in zip code 45174 (2019)
    • 2,21698.1%White
    • 190.8%Hispanic or Latino
    • 130.6%Two or more races
    • 80.4%Asian
    • 20.09%Black
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Urban population: 2,319
Rural population: 10

Estimated median house/condo value in 2019: $583,282
45174:

$583,282
Ohio:

$157,200
Median resident age:
This zip code:

39.8 years
Ohio median age:

39.6 years
Average household size:
This zip code:

3.0 people
Ohio:

2.4 people

Averages for the 2012 tax year for zip code 45174, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $188,535 (Individual Income Tax Returns)
Here:

$188,535
State:

$54,926

Salary/wage: $143,153 (reported on 78.3% of returns)
Here:

$143,153
State:

$45,869
(% of AGI for various income ranges: 63.2% for AGIs below $25k, 53.2% for AGIs $25k-50k, 57.2% for AGIs $50k-75k, 58.2% for AGIs $75k-100k, 66.3% for AGIs $100k-200k, 58.1% for AGIs over 200k)

Taxable interest for individuals: $2,595 (reported on 60.4% of returns)
This zip code:

$2,595
Ohio:

$1,297
(% of AGI for various income ranges: 3.0% for AGIs below $25k, 0.6% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 0.8% for AGIs over 200k)

Ordinary dividends: $15,672 (reported on 63.2% of returns)
Here:

$15,672
State:

$5,821
(% of AGI for various income ranges: 15.8% for AGIs below $25k, 11.3% for AGIs $25k-50k, 8.1% for AGIs $50k-75k, 3.9% for AGIs $75k-100k, 6.0% for AGIs $100k-200k, 4.7% for AGIs over 200k)

Net capital gain/loss in AGI: +$33,075 (reported on 52.8% of returns)
Here:

+$33,075
State:

+$11,232
(% of AGI for various income ranges: 7.3% for AGIs below $25k, 2.6% for AGIs $50k-75k, 2.8% for AGIs $100k-200k, 11.8% for AGIs over 200k)

Profit/loss from business: +$28,804 (reported on 23.6% of returns)
Here:

+$28,804
State:

+$12,773
(% of AGI for various income ranges: 12.0% for AGIs below $25k, 8.7% for AGIs $50k-75k, 8.4% for AGIs $75k-100k, 6.9% for AGIs $100k-200k, 2.4% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $27,768 (reported on 17.9% of returns)
45174:

$27,768
Ohio:

$14,511
(% of AGI for various income ranges: 14.7% for AGIs $25k-50k, 6.4% for AGIs $75k-100k, 6.5% for AGIs $100k-200k, 1.4% for AGIs over 200k)

Self-employment retirement plans: $31,150 (reported on 3.8% of returns)
45174:

$31,150
Ohio:

$20,257
(% of AGI for various income ranges: 0.9% for AGIs over 200k)

Total itemized deductions: $44,471 (17% of AGI, reported on 70.8% of returns)
Here:

$44,471
State:

$21,278

Here:

17.3% of AGI
State:

18.8% of AGI
(% of AGI for various income ranges: 29.3% for AGIs below $25k, 26.2% for AGIs $25k-50k, 26.8% for AGIs $50k-75k, 22.2% for AGIs $75k-100k, 20.4% for AGIs $100k-200k, 14.7% for AGIs over 200k)

Charity contributions: $6,914 (reported on 62.3% of returns)
Here:

$6,914
State:

$3,943
(% of AGI for various income ranges: 2.7% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 2.9% for AGIs $100k-200k, 2.1% for AGIs over 200k)

Taxes paid: $24,309 (reported on 69.8% of returns)
45174:

$24,309
State:

$9,568
(% of AGI for various income ranges: 11.3% for AGIs below $25k, 11.1% for AGIs $25k-50k, 12.9% for AGIs $50k-75k, 9.6% for AGIs $75k-100k, 10.2% for AGIs $100k-200k, 8.5% for AGIs over 200k)

Earned income credit: $1,467 (reported on 2.8% of returns)
Here:

$1,467
State:

$2,285
(% of AGI for various income ranges: 2.0% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2012 taxes: 63.2%
Here:

63%
State:

51%
(% for various income ranges: 51.9% for AGIs below $25k, 50.0% for AGIs $25k-50k, 75.0% for AGIs $50k-75k, 55.6% for AGIs $75k-100k, 64.0% for AGIs $100k-200k, 77.8% for AGIs over 200k)

Averages for the 2004 tax year for zip code 45174, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $134,583 (Individual Income Tax Returns)
Here:

$134,583
State:

$44,480

Salary/wage: $113,635 (reported on 72.9% of returns)
Here:

$113,635
State:

$39,198
(% of AGI for various income ranges: 44.4% for AGIs $10k-25k, 45.1% for AGIs $25k-50k, 62.4% for AGIs $50k-75k, 64.0% for AGIs $75k-100k, 60.0% for AGIs over 100k)

Taxable interest for individuals: $3,000 (reported on 70.4% of returns)
This zip code:

$3,000
Ohio:

$1,532
(% of AGI for various income ranges: 5.1% for AGIs $10k-25k, 3.7% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Taxable dividends: $12,958 (reported on 70.4% of returns)
Here:

$12,958
State:

$3,496
(% of AGI for various income ranges: 16.2% for AGIs $10k-25k, 9.6% for AGIs $25k-50k, 6.6% for AGIs $50k-75k, 6.6% for AGIs $75k-100k, 6.2% for AGIs over 100k)

Net capital gain/loss: +$24,199 (reported on 60.4% of returns)
Here:

+$24,199
State:

+$8,582
(% of AGI for various income ranges: 9.9% for AGIs $10k-25k, 3.3% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 3.7% for AGIs $75k-100k, 11.7% for AGIs over 100k)

Profit/loss from business: +$28,181 (reported on 19.8% of returns)
Here:

+$28,181
State:

+$10,813
(% of AGI for various income ranges: 11.8% for AGIs $10k-25k, 10.0% for AGIs $25k-50k, 6.2% for AGIs $50k-75k, 7.1% for AGIs $75k-100k, 3.5% for AGIs over 100k)

IRA payment deduction: $3,618 (reported on 3.1% of returns)
45174:

$3,618
Ohio:

$2,794

Self-employed pension: $17,688 (reported on 4.3% of returns)
Here:

$17,688
Ohio:

$13,981

Total itemized deductions: $36,472 (17% of AGI, reported on 63.2% of returns)
Here:

$36,472
State:

$17,503

Here:

17.3% of AGI
State:

20.8% of AGI
(% of AGI for various income ranges: 33.2% for AGIs $10k-25k, 27.0% for AGIs $25k-50k, 29.8% for AGIs $50k-75k, 22.8% for AGIs $75k-100k, 15.1% for AGIs over 100k)

Charity contributions deductions: $5,904 (3% of AGI, reported on 58.3% of returns)
Here:

$5,904
State:

$3,087

Here:

2.7% of AGI
State:

3.4% of AGI
(% of AGI for various income ranges: 3.0% for AGIs $10k-25k, 2.6% for AGIs $25k-50k, 3.9% for AGIs $50k-75k, 4.0% for AGIs $75k-100k, 2.3% for AGIs over 100k)

Total tax: $33,209 (reported on 80.9% of returns)
45174:

$33,209
State:

$6,781
(% of AGI for various income ranges: 5.8% for AGIs $10k-25k, 7.7% for AGIs $25k-50k, 8.3% for AGIs $50k-75k, 9.1% for AGIs $75k-100k, 21.4% for AGIs over 100k)

Earned income credit: $1,250 (reported on 1.8% of returns)
Here:

$1,250
State:

$1,696

Percentage of individuals using paid preparers for their 2004 taxes: 63.9%
Here:

64%
State:

55%
(% for various income ranges: 56.1% for AGIs below $10k, 56.1% for AGIs $10k-25k, 64.3% for AGIs $25k-50k, 75.2% for AGIs $50k-75k, 58.2% for AGIs $75k-100k, 70.0% for AGIs over 100k)

Estimated median household income in 2019:
This zip code:

$181,682
Ohio:

$58,642
Terrace Park, OH (45174) map Nearest zip codes: 45243, 45111, 45244, 45147, 45227, 45150.
Milford Zip Code Map

Percentage of family households:
This zip code:

67.6%
Ohio:

44.8%
Percentage of households with unmarried partners:
This zip code:

19.1%
Ohio:

45.0%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 2
Household did not receive Food Stamps/SNAP in the past 12 months: 790


Women who had a birth in the past 12 months: 38 (39 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 393 (274 now married, 115 unmarried)


Housing units in zip code 45174 with a mortgage: 539 (12 second mortgage, 170 home equity loan)
Houses without a mortgage: 202

Median monthly owner costs for units with a mortgage: $3,159
Median monthly owner costs for units without a mortgage: $1,146

Residents with income below the poverty level in 2019:
This zip code:

3.5%
Whole state:

13.1%
Residents with income below 50% of the poverty level in 2019:
This zip code:

1.0%
Whole state:

7.4%
Median number of rooms in houses and condos:
Here:

8.5
State:

6.7
Median number of rooms in apartments:
Here:

6.3
State:

4.4
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable location: Terrace Park Fire Department (A). Display/hide its location on the map

    Churches in zip code 45174 include: Saint Thomas Episcopal Church (A), Church of God (B). Display/hide their locations on the map

    Park in zip code 45174: Little Miami Scenic State Park (1). Display/hide its location on the map

Year house built
  • Year house built (houses)
  • 62014 or later
  • 32010 to 2013
  • 562000 to 2009
  • 601990 to 1999
  • 491980 to 1989
  • 591970 to 1979
  • 931960 to 1969
  • 1811950 to 1959
  • 921940 to 1949
  • 1961939 or earlier

Zip code 45174 satellite photo by USGS

Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses and condos in Terrace Park, OH (45174)
  • Bedrooms in owner-occupied houses and condos in Terrace Park, OH (45174)
  • 0no bedroom
  • 01 bedroom
  • 242 bedrooms
  • 2263 bedrooms
  • 3984 bedrooms
  • 1375+ bedrooms
Bedrooms in renter-occupied apartments in Terrace Park, OH (45174)
  • Bedrooms in renter-occupied apartments in Terrace Park, OH (45174)
  • 0no bedroom
  • 01 bedroom
  • 62 bedrooms
  • 193 bedrooms
  • 154 bedrooms
  • 25+ bedrooms
Owner-occupied Renter-occupied
Cars and other vehicles available in Terrace Park, OH (45174) in owner-occupied houses/condos
  • Cars and other vehicles available in Terrace Park, OH (45174) in owner-occupied houses/condos
  • 6no vehicle
  • 1161 vehicle
  • 3052 vehicles
  • 2303 vehicles
  • 944 vehicles
  • 215+ vehicles
Cars and other vehicles available in Terrace Park, OH (45174) in renter-occupied apartments
  • Cars and other vehicles available in Terrace Park, OH (45174) in renter-occupied apartments
  • 0no vehicle
  • 171 vehicle
  • 272 vehicles
  • 03 vehicles
  • 04 vehicles
  • 05+ vehicles

  • Zip code 45174 household income distribution in 2019

  • Zip code 45174 household income distribution in 2019
  • 24Less than $10,000
  • 2$15,000 to $19,999
  • 24$20,000 to $24,999
  • 3$25,000 to $29,999
  • 10$30,000 to $34,999
  • 10$35,000 to $39,999
  • 8$40,000 to $44,999
  • 3$45,000 to $49,999
  • 18$50,000 to $59,999
  • 35$60,000 to $74,999
  • 43$75,000 to $99,999
  • 65$100,000 to $124,999
  • 78$125,000 to $149,999
  • 150$150,000 to $199,999
  • 347$200,000 or more
  • Estimate of home value of owner-occupied houses/condos in 2019 in zip code 45174

  • Estimate of home value of owner-occupied houses/condos in 2019 in zip code 45174
  • 2$35,000 to $39,999
  • 2$80,000 to $89,999
  • 7$100,000 to $124,999
  • 5$175,000 to $199,999
  • 41$200,000 to $249,999
  • 49$250,000 to $299,999
  • 161$300,000 to $399,999
  • 104$400,000 to $499,999
  • 259$500,000 to $749,999
  • 133$750,000 to $999,999
  • 62$1,000,000 to $1,499,999
  • Rent paid by renters in 2019 in zip code 45174

  • Rent paid by renters in 2019 in zip code 45174
  • 8$450 to $499
  • 1$700 to $749
  • 8$1,250 to $1,499
  • 3$1,500 to $1,999
  • 3$2,500 to $2,999
  • 4$3,000 to $3,499
  • 6$3,500 or more
  • 5No cash rent

Median gross rent in 2019: $1,734.


Median price asked for vacant for-sale houses and condos in 2019: $301,864.

Estimated median house (or condo) value in 2019 for:

  • White Non-Hispanic householders: $609,365
  • Black or African American householders: $28,491
  • American Indian or Alaska Native householders: $225,728
  • Asian householders: $225,728
  • Two or more races householders: $225,728

Estimated median house or condo value in 2019: $583,282
45174:

$583,282
Ohio:

$157,200
Lower value quartile - upper value quartile: $396,124 - $781,745

Mean price in 2019:

Detached houses: $583,014
Here:

$583,014
State:

$198,781
Owners and renters by unit type in zip code 45174
Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 800
  • 50 or more: 6

Unemployment: 1.6%

  • Means of transportation to work in zip code 45174

  • Means of transportation to work in zip code 45174
  • 82.1%887Drove a car alone
  • 2.1%23Carpooled
  • 0.7%8Bus or trolley bus
  • 0.3%3Motorcycle
  • 0.3%3Bicycle
  • 0.9%10Walked
  • 1.7%18Other means
  • 12.1%131Worked at home
  • Travel time to work (commute) in zip code 45174

  • Travel time to work (commute) in zip code 45174
  • 58Less than 5 minutes
  • 645 to 9 minutes
  • 5510 to 14 minutes
  • 8415 to 19 minutes
  • 17920 to 24 minutes
  • 16225 to 29 minutes
  • 18230 to 34 minutes
  • 3735 to 39 minutes
  • 7040 to 44 minutes
  • 2045 to 59 minutes
  • 1160 to 89 minutes
  • 2790 or more minutes

Percentage of zip code residents living and working in this county: 83.7%

Household type by relationship:

Households: 2,330
  • Male householders: 427 (34 living alone), Female householders: 358 (77 living alone)
  • 603 spouses (603 opposite-sex spouses), 18 unmarried partners, (18 opposite-sex unmarried partners), 888 children (878 natural, 4 adopted, 5 stepchildren), 6 grandchildren, 0 brothers or sisters, 3 parents, 0 foster children, 0 other relatives, 16 non-relatives

Size of family households: 246 2-persons, 99 3-persons, 166 4-persons, 104 5-persons, 20 6-persons, 7 7-or-more-persons

Size of nonfamily households: 111 1-person, 22 2-persons

716 married couples with children.
34 single-parent households (4 men, 30 women).

96.6% of residents of 45174 zip code speak English at home.
0.5% of residents speak Spanish at home (100% very well).
1.9% of residents speak other Indo-European language at home (100% very well).
0.1% of residents speak Asian or Pacific Island language at home (100% very well).

Foreign born population: 121 (5.2%)
(42.7% of them are naturalized citizens)
This zip code:

5.2%
Whole state:

4.8%
Most common places of birth for foreign-born residents
  • 36%Sweden
  • 11%Netherlands
  • 11%Honduras
  • 9%France
  • 4%England
  • 4%Austria
  • 4%Belgium
Most common first ancestries reported in 45174
  • 20%German
  • 19%American
  • 13%English
  • 11%Irish
  • 5%European
  • 5%British
  • 4%Italian
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 252010 or later
  • 692000 to 2009
  • 01990 to 1999
  • 39Before 1990

Zip code 45174 topographic map

Facilities with environmental interests located in this zip code:

  • BP OIL CO SITE 09336 (620 WOOSTER PIKE in TERRACE PARK, OH)
    STATE MASTER (Ohio general info) - RCRA-OHD987028040, HAZARDOUS WASTE PROGRAM
    Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Organizations: BP OIL COMPANY (CONTACT/OWNER)

Zip code 45174 marital status for males
Zip code 45174 marital status for females

Housing units lacking complete plumbing facilities: 1.3%
Housing units lacking complete kitchen facilities: 1.0%

Most commonly used house heating fuel
  • 77.0%Utility gas
  • 18.4%Electricity
  • 3.5%Fuel oil, kerosene, etc.
  • 1.2%Bottled, tank, or LP gas

Population in 1990: 2,133. Population change in the 1990s: +156 (+7.3%).

Place of birth for U.S.-born residents:

  • This state: 1,327
  • Northeast: 284
  • Midwest: 274
  • South: 255
  • West: 46

66% of the 45174 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 54% lived in this county.
   Out of people who lived in different counties, 50% lived in Ohio.

93% of the 45174 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 59% moved from this county.
   Out of people who lived in different houses, 7% moved from different county within same state.
   Out of people who lived in different houses, 25% moved from different state.
   Out of people who lived in different houses, 9% moved from abroad.

Year householders moved into unit in Terrace Park, OH (45174)

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 8
Here:

2.2%
Ohio:

13.5%
Students in private schools in grades 9 to 12 (high school): 44
Here:

23.2%
Ohio:

12.6%
Students in private undergraduate colleges: 4
Here:

13.1%
Ohio:

23.1%
Educational Attainment in 2019
School Enrollment by Level of School in 2019
Class of Workers in 2019
Occupation by median earnings in the past 12 months
  • Occupation by median earnings in the past 12 months ($)
  • 242,997Health diagnosing and treating practitioners and other technical occupations
  • 148,567Business and financial operations occupations
  • 141,753Management occupations
  • 129,710Computer and mathematical occupations
  • 97,074Legal occupations
  • 86,323Sales and related occupations

Top industries in this zip code by the number of employees in 2005:

  • Other Services (except Public Administration): Religious Organizations (50-99 employees: 1 establishment)
  • Finance and Insurance: Insurance Agencies and Brokerages (20-49: 1, 5-9: 1, 1-4: 1)
  • Professional, Scientific, and Technical Services: Custom Computer Programming Services (10-19: 1, 1-4: 1)
  • Wholesale Trade: Wholesale Trade Agents and Brokers (5-9: 2, 1-4: 1)
  • Other Services (except Public Administration): Beauty Salons (10-19: 1)
  • Arts, Entertainment, and Recreation: Independent Artists, Writers, and Performers (10-19: 1)
  • Accommodation and Food Services: Snack and Nonalcoholic Beverage Bars (10-19: 1)
  • Construction: New Single-Family Housing Construction (except Operative Builders) (10-19: 1)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Mentally-Disabled Noninstitutionalized Residents
Age and Sex of Self-Care Disabled Noninstitutionalized Residents
Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 full tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED6$237,25859$319,430260$312,8316$382,9726$321,518
APPLICATIONS APPROVED, NOT ACCEPTED0$04$359,68815$299,5350$00$0
APPLICATIONS DENIED2$256,5802$247,08059$344,0092$522,6656$198,297
APPLICATIONS WITHDRAWN0$02$256,58034$294,2580$06$186,258
FILES CLOSED FOR INCOMPLETENESS0$00$015$428,3950$00$0

Detailed HMDA statistics for the following Tracts: 0245.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 full tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED4$295,0682$612,945
APPLICATIONS APPROVED, NOT ACCEPTED0$00$0
APPLICATIONS DENIED2$307,8950$0
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$0

Detailed PMIC statistics for the following Tracts: 0245.00

Conventional Home Purchase Loans in zip code 45174
Conventional Home Purchase Loans in zip code 45174 - Value
Most common first names in zip code 45174 among deceased individuals
NameCountLived (average)
Robert1877.3 years
William1775.3 years
John1470.4 years
Mary1381.8 years
James1082.4 years
George1076.1 years
Edward974.8 years
Ruth984.0 years
Mildred981.8 years
Helen979.9 years
Most common last names in zip code 45174 among deceased individuals
Last nameCountLived (average)
Miller588.6 years
Brown580.8 years
Smith569.0 years
Davis579.8 years
Burger485.5 years
Rush370.4 years
Knight385.1 years
Gates382.0 years
Martin380.6 years
Lindell380.6 years

Businesses in zip code 45174

  • Decora Cabinetry: 2
  • MasterBrand Cabinets: 2
  • UPS: 1

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