45318 Zip Code (Covington, OH) Detailed Profile

Estimated zip code population in 2019: 5,539
Zip code population in 2010: 5,365
Zip code population in 2000: 5,447

Houses and condos: 2,384
Renter-occupied apartments: 407
March 2019 cost of living index in zip code 45318: 94.5 (less than average, U.S. average is 100)

Land area: 44.7 sq. mi.
Water area: 0.3 sq. mi.

Population density: 124 people per square mile

(very low).

Real estate property taxes paid for housing units in 2019:
Median real estate property taxes paid for housing units with mortgages in 2019: $1,602 (0.9%)
Median real estate property taxes paid for housing units with no mortgage in 2019: $1,612 (1.0%)

For population 25 years and over in 45318:

• High school or higher: 88.7%
• Bachelor's degree or higher: 12.9%
• Graduate or professional degree: 3.9%
• Unemployed: 5.6%
• Mean travel time to work (commute): 24.5 minutes

For population 15 years and over in 45318:

• Never married: 23.1%
• Now married: 55.9%
• Separated: 0.4%
• Widowed: 7.3%
• Divorced: 13.3%

• 
• • 5,23097.5%White
  • 490.9%Two or more races
  • 410.8%Hispanic or Latino
  • 210.4%Black
  • 100.2%Asian
  • 80.1%American Indian
  • 50.09%Some other race
  • 10.02%Native Hawaiian and Other
    Pacific Islander

Urban population: 2,684
Rural population: 2,854

Averages for the 2012 tax year for zip code 45318, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $49,898 (Individual Income Tax Returns)

Here:	$49,898
State:	$54,926

Salary/wage: $41,239 (reported on 83.5% of returns)

Here:	$41,239
State:	$45,869

(% of AGI for various income ranges: 69.1% for AGIs below $25k, 79.6% for AGIs $25k-50k, 75.1% for AGIs $50k-75k, 77.3% for AGIs $75k-100k, 71.6% for AGIs $100k-200k, 30.1% for AGIs over 200k)

Taxable interest for individuals: $932 (reported on 31.8% of returns)

This zip code:	$932
Ohio:	$1,297

(% of AGI for various income ranges: 1.2% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.7% for AGIs $100k-200k, 0.6% for AGIs over 200k)

Ordinary dividends: $3,868 (reported on 17.3% of returns)

Here:	$3,868
State:	$5,821

(% of AGI for various income ranges: 1.2% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.9% for AGIs $100k-200k, 5.0% for AGIs over 200k)

Net capital gain/loss in AGI: +$9,767 (reported on 11.8% of returns)

Here:	+$9,767
State:	+$11,232

(% of AGI for various income ranges: 0.3% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 2.3% for AGIs $100k-200k, 11.5% for AGIs over 200k)

Profit/loss from business: +$10,574 (reported on 14.9% of returns)

Here:	+$10,574
State:	+$12,773

(% of AGI for various income ranges: 5.4% for AGIs below $25k, 4.3% for AGIs $25k-50k, 3.7% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 3.5% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $8,967 (reported on 11.8% of returns)

45318:	$8,967
Ohio:	$14,511

(% of AGI for various income ranges: 3.9% for AGIs below $25k, 2.2% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 2.3% for AGIs $100k-200k)

Total itemized deductions: $18,214 (19% of AGI, reported on 25.5% of returns)

Here:	$18,214
State:	$21,278

Here:	19.2% of AGI
State:	18.8% of AGI

(% of AGI for various income ranges: 6.2% for AGIs below $25k, 6.5% for AGIs $25k-50k, 9.0% for AGIs $50k-75k, 9.6% for AGIs $75k-100k, 13.1% for AGIs $100k-200k, 10.3% for AGIs over 200k)

Charity contributions: $3,583 (reported on 18.4% of returns)

Here:	$3,583
State:	$3,943

(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.8% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 2.3% for AGIs $100k-200k, 1.5% for AGIs over 200k)

Taxes paid: $7,626 (reported on 25.5% of returns)

45318:	$7,626
State:	$9,568

(% of AGI for various income ranges: 0.8% for AGIs below $25k, 1.7% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 3.8% for AGIs $75k-100k, 6.6% for AGIs $100k-200k, 7.1% for AGIs over 200k)

Earned income credit: $2,066 (reported on 14.9% of returns)

Here:	$2,066
State:	$2,285

(% of AGI for various income ranges: 4.5% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 65.9%

Here:	66%
State:	51%

(% for various income ranges: 57.3% for AGIs below $25k, 68.4% for AGIs $25k-50k, 71.7% for AGIs $50k-75k, 68.2% for AGIs $75k-100k, 73.7% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2004 tax year for zip code 45318, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $39,176 (Individual Income Tax Returns)

Here:	$39,176
State:	$44,480

Salary/wage: $34,892 (reported on 86.2% of returns)

Here:	$34,892
State:	$39,198

(% of AGI for various income ranges: 98.1% for AGIs below $10k, 75.7% for AGIs $10k-25k, 81.4% for AGIs $25k-50k, 81.0% for AGIs $50k-75k, 78.3% for AGIs $75k-100k, 61.9% for AGIs over 100k)

Taxable interest for individuals: $840 (reported on 43.0% of returns)

This zip code:	$840
Ohio:	$1,532

(% of AGI for various income ranges: 3.6% for AGIs below $10k, 1.3% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.9% for AGIs over 100k)

Taxable dividends: $1,783 (reported on 21.4% of returns)

Here:	$1,783
State:	$3,496

(% of AGI for various income ranges: 4.4% for AGIs below $10k, 0.8% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 1.5% for AGIs over 100k)

Net capital gain/loss: +$5,267 (reported on 14.9% of returns)

Here:	+$5,267
State:	+$8,582

(% of AGI for various income ranges: -1.6% for AGIs below $10k, -0.2% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 6.7% for AGIs over 100k)

Profit/loss from business: +$10,376 (reported on 14.1% of returns)

Here:	+$10,376
State:	+$10,813

(% of AGI for various income ranges: 7.2% for AGIs below $10k, 5.2% for AGIs $10k-25k, 3.7% for AGIs $25k-50k, 3.3% for AGIs $50k-75k, 4.5% for AGIs $75k-100k, 2.7% for AGIs over 100k)

IRA payment deduction: $2,607 (reported on 2.3% of returns)

45318:	$2,607
Ohio:	$2,794

Total itemized deductions: $13,713 (20% of AGI, reported on 29.7% of returns)

Here:	$13,713
State:	$17,503

Here:	20.4% of AGI
State:	20.8% of AGI

(% of AGI for various income ranges: 12.2% for AGIs below $10k, 6.1% for AGIs $10k-25k, 9.3% for AGIs $25k-50k, 11.2% for AGIs $50k-75k, 13.5% for AGIs $75k-100k, 11.2% for AGIs over 100k)

Charity contributions deductions: $2,258 (3% of AGI, reported on 21.8% of returns)

Here:	$2,258
State:	$3,087

Here:	3.0% of AGI
State:	3.4% of AGI

(% of AGI for various income ranges: 0.5% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 2.1% for AGIs over 100k)

Total tax: $5,141 (reported on 78.4% of returns)

45318:	$5,141
State:	$6,781

(% of AGI for various income ranges: 2.7% for AGIs below $10k, 4.6% for AGIs $10k-25k, 7.5% for AGIs $25k-50k, 8.9% for AGIs $50k-75k, 11.0% for AGIs $75k-100k, 19.6% for AGIs over 100k)

Earned income credit: $1,689 (reported on 11.5% of returns)

Here:	$1,689
State:	$1,696

Percentage of individuals using paid preparers for their 2004 taxes: 66.1%

Here:	66%
State:	55%

(% for various income ranges: 57.6% for AGIs below $10k, 65.6% for AGIs $10k-25k, 69.7% for AGIs $25k-50k, 66.7% for AGIs $50k-75k, 65.6% for AGIs $75k-100k, 74.8% for AGIs over 100k)

Nearest zip codes: 45359, 45308, 45339, 45363, 45333, 45356.
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 0.0% of all households
• Gay men: 0.4% of all households

Household received Food Stamps/SNAP in the past 12 months: 53
Household did not receive Food Stamps/SNAP in the past 12 months: 2,043

Women who had a birth in the past 12 months: 35 (35 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 1,075 (468 now married, 606 unmarried)

Housing units in zip code 45318 with a mortgage: 996 (20 second mortgage, 103 home equity loan)
Houses without a mortgage: 678

Median monthly owner costs for units with a mortgage: $1,129
Median monthly owner costs for units without a mortgage: $438

Residents with income below the poverty level in 2019:
Residents with income below 50% of the poverty level in 2019:

• Zip code 45318 household income distribution in 2019

• 48Less than $10,000
• 92$10,000 to $14,999
• 143$15,000 to $19,999
• 106$20,000 to $24,999
• 79$25,000 to $29,999
• 57$30,000 to $34,999
• 128$35,000 to $39,999
• 124$40,000 to $44,999
• 77$45,000 to $49,999
• 195$50,000 to $59,999
• 260$60,000 to $74,999
• 306$75,000 to $99,999
• 240$100,000 to $124,999
• 53$125,000 to $149,999
• 56$150,000 to $199,999
• 89$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2019 in zip code 45318

• 34Less than $10,000
• 5$15,000 to $19,999
• 3$30,000 to $34,999
• 4$40,000 to $49,999
• 12$50,000 to $59,999
• 49$60,000 to $69,999
• 62$70,000 to $79,999
• 132$80,000 to $89,999
• 72$90,000 to $99,999
• 170$100,000 to $124,999
• 172$125,000 to $149,999
• 194$150,000 to $174,999
• 104$175,000 to $199,999
• 203$200,000 to $249,999
• 156$250,000 to $299,999
• 75$300,000 to $399,999
• 64$400,000 to $499,999
• 29$500,000 to $749,999
• 24$1,000,000 to $1,499,999

• Rent paid by renters in 2019 in zip code 45318

• 4$150 to $199
• 9$200 to $249
• 8$250 to $299
• 11$300 to $349
• 37$350 to $399
• 55$400 to $449
• 26$450 to $499
• 58$500 to $549
• 18$550 to $599
• 11$600 to $649
• 19$650 to $699
• 9$750 to $799
• 45$900 to $999
• 5$1,000 to $1,249
• 53No cash rent

Median gross rent in 2019: $776.

Estimated median house (or condo) value in 2019 for:

• White Non-Hispanic householders: $151,875

Estimated median house or condo value in 2019: $165,751 Lower value quartile - upper value quartile: $109,206 - $240,085

Mean price in 2019:

Detached houses: $192,373

Here:	$192,373
State:	$198,781

Townhouses or other attached units: $174,150

Here:	$174,150
State:	$188,193

In 2-unit structures: $103,842

Here:	$103,842
State:	$118,841

In 3-to-4-unit structures: $290,231

Here:	$290,231
State:	$156,796

Mobile homes: $28,412

Here:	$28,412
State:	$56,406

Housing units in structures:

• One, detached: 2,089
• One, attached: 42
• Two: 47
• 3 or 4: 57
• 5 to 9: 21
• Mobile homes: 112

Unemployment: 5.6%

• Means of transportation to work in zip code 45318

• 86.6%2,280Drove a car alone
• 6.9%182Carpooled
• 0.2%4Bus or trolley bus
• 1.3%33Walked
• 1.7%45Other means
• 3.0%80Worked at home

• Travel time to work (commute) in zip code 45318

• 204Less than 5 minutes
• 2785 to 9 minutes
• 24310 to 14 minutes
• 43015 to 19 minutes
• 41720 to 24 minutes
• 12425 to 29 minutes
• 28930 to 34 minutes
• 12135 to 39 minutes
• 12740 to 44 minutes
• 13345 to 59 minutes
• 10860 to 89 minutes
• 6590 or more minutes

Percentage of zip code residents living and working in this county: 69.8%

Household type by relationship:

Households: 5,539

• Male householders: 1,134 (219 living alone), Female householders: 946 (258 living alone)

• 1,218 spouses (1,218 opposite-sex spouses), 127 unmarried partners, (116 opposite-sex unmarried partners), 1,734 children (1,682 natural, 5 adopted, 46 stepchildren), 161 grandchildren, 41 brothers or sisters, 0 parents, 0 foster children, 16 other relatives, 72 non-relatives

• In group quarters: 86 (-1 institutionalized population)

Size of family households: 842 2-persons, 259 3-persons, 198 4-persons, 107 5-persons, 48 6-persons, 45 7-or-more-persons

Size of nonfamily households: 477 1-person, 90 2-persons, 10 3-persons

894 married couples with children.
234 single-parent households (100 men, 134 women).

98.3% of residents of 45318 zip code speak English at home.
0.9% of residents speak Spanish at home (74% very well, 26% not well).
0.5% of residents speak other Indo-European language at home (100% very well).

Facilities with environmental interests located in this zip code:

• BP OIL CO NO 9425 (6 E BROADWAY AND HIGH in COVINGTON, OH)

  AIR MINOR (AIRS/AFS)
  CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
  STATE MASTER (Ohio general info) - AIR MAJOR, EPCRA
  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Business SIC classification: GASOLINE SERVICE STATIONS
  Organizations: BP OIL COMPANY (CONTACT/OWNER)
  

• 3 SIGMA DIV OF ANCHOR INC (4263 N ST RTE 48 in COVINGTON, OH)

  STATE MASTER (Ohio general info) - AIR MAJOR, EPCRA
  Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
  Organizations: EASTER CURTIS (CONTACT/OWNER)
  Alternative names: 3 SIGMA INC

• ALBERT BOWMAN (7690 VERSAILLES RD in COVINGTON, OH)

  STATE MASTER (Ohio general info) - RCRA-OHR000110346, HAZARDOUS WASTE PROGRAM
  (Resource Conservation and Recovery Act (tracking hazardous waste))
  

• BK PLASTICS (1400 MOTE DR. in COVINGTON, OH)

  AIR MINOR (AIRS/AFS)
  Business SIC classification: PLASTICS, FOIL, AND COATED PAPER BAGS
  

Housing units lacking complete plumbing facilities: 6.1%
Housing units lacking complete kitchen facilities: 5.7%

Population in 1990: 3,154. Population change in the 1990s: +2,293 (+72.7%).

Place of birth for U.S.-born residents:

• This state: 4,887
• Northeast: 106
• Midwest: 138
• South: 256
• West: 95

62% of the 45318 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 70% lived in this county.
   Out of people who lived in different counties, 50% lived in Ohio.

93% of the 45318 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 76% moved from this county.
   Out of people who lived in different houses, 18% moved from different county within same state.
   Out of people who lived in different houses, 8% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 98
Students in private schools in grades 9 to 12 (high school): 5 Students in private undergraduate colleges: 6

Top industries in this zip code by the number of employees in 2005:

• Health Care and Social Assistance: Nursing Care Facilities (100-249 employees: 1 establishment)
• Professional, Scientific, and Technical Services: Payroll Services (50-99: 1)
• Construction: Site Preparation Contractors (20-49: 1, 10-19: 1, 1-4: 1)
• Accommodation and Food Services: Full-Service Restaurants (20-49: 1)

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

According to the data from the years 2002 - 2018 the average number of fire incidents per year is 19. The highest number of fires - 30 took place in 2007, and the least - 11 in 2018. The data has a decreasing trend.
When looking into fire subcategories, the most reports belonged to: Structure Fires (53.5%), and Outside Fires (33.0%).


• Fire incident types reported to NFIRS in Zip Code 45318
• 17053.5%Structure Fires
• 10533.0%Outside Fires
• 3711.6%Mobile Property/Vehicle Fires
• 61.9%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 45318, Ohio

Most common first names in zip code 45318 among deceased individuals
Name	Count	Lived (average)
Mary	53	81.1 years
John	42	74.1 years
Robert	38	74.8 years
Charles	36	75.2 years
William	29	76.9 years
James	27	71.8 years
Margaret	23	81.5 years
Helen	23	83.4 years
Ruth	22	79.2 years
George	20	78.0 years

Most common last names in zip code 45318 among deceased individuals
Last name	Count	Lived (average)
Miller	33	77.7 years
Smith	20	78.6 years
Clark	20	79.8 years
Brown	16	77.1 years
Thompson	15	73.6 years
Rhoades	12	80.1 years
Ingle	11	83.7 years
Adams	11	80.2 years
Minnich	11	75.9 years
Fisher	11	83.9 years

Businesses in zip code 45318
Name	Count		Name	Count
Lane Furniture	1		U-Haul	1
Subway	1		UPS	1