Estimated median household income in 2007: $48,408
| This zip code: | $48,408 | | Ohio: | $46,597 |
Nearest zip codes: 45382, 45346, 45347, 45338, 45320, 45332.
Housing units in zip code 45321 with a mortgage: 188 (17 second mortgage, 38 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 68
Median monthly owner costs for units with a mortgage: $871
Median monthly owner costs for units without a mortgage: $313
Residents with income below the poverty level in 2007:
| This zip code: | 1.9% | | Whole state: | 13.1% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 0.4% | | Whole state: | 6.0% |
Median number of rooms in houses and condos:
| Here: | 5.8 | | State: | 6.4 |
Median number of rooms in apartments:
| Here: | 6.5 | | State: | 4.3 |
Year house built: |
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- 1999 to March 2000: 0
- 1995 to 1998: 18
- 1990 to 1994: 13
- 1980 to 1989: 42
- 1970 to 1979: 67
- 1960 to 1969: 24
- 1950 to 1959: 32
- 1940 to 1949: 34
- 1939 or earlier: 170
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Bedrooms in owner-occupied houses in Eldorado, OH (45321): |
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- no bedroom: 0
- 1 bedrooms: 0
- 2 bedrooms: 69
- 3 bedrooms: 178
- 4 bedrooms: 50
- 5 or more bedrooms: 9
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 2
- 2 bedrooms: 14
- 3 bedrooms: 36
- 4 bedrooms: 18
- 5 or more bedrooms: 7
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Vehicles available in 45321 zip code in owner-occupied houses/condos: |
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- no vehicle: 6
- 1 vehicle: 54
- 2 vehicles: 181
- 3 vehicles: 41
- 4 vehicles: 24
- 5 or more vehicles: 0
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 8
- 1 vehicle: 12
- 2 vehicles: 34
- 3 vehicles: 23
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 45321:
- $20,000 to $24,999: 1
- $25,000 to $29,999: 1
- $30,000 to $34,999: 1
- $35,000 to $39,999: 1
- $40,000 to $49,999: 11
- $50,000 to $59,999: 4
- $60,000 to $69,999: 9
- $70,000 to $79,999: 29
- $80,000 to $89,999: 24
- $90,000 to $99,999: 25
- $100,000 to $124,999: 63
- $125,000 to $149,999: 36
- $150,000 to $174,999: 26
- $175,000 to $199,999: 11
- $200,000 to $249,999: 21
- $250,000 to $299,999: 7
- $300,000 to $399,999: 11
- $400,000 to $499,999: 2
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Rent paid by renters in 2007 in zip code 45321:
- $200 to $249: 1
- $250 to $299: 2
- $300 to $349: 4
- $350 to $399: 4
- $400 to $449: 3
- $450 to $499: 2
- $500 to $549: 17
- $550 to $599: 9
- No cash rent: 12
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Median price asked for vacant for-sale houses and condos in 2007: $75,412.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $104,344
- Hispanic or Latino householders: $102,835
Estimated median house or condo value in 2007: $116,108 (it was $82,000 in 2000)
| 45321: | $116,108 | | Ohio: | $137,800 |
Lower value quartile - upper value quartile: $75,317 - $124,796
Mean price in 2007:
Detached houses: $129,845| Here: | $129,845 | | State: | $175,406 |
Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 383
- Two: 12
- Mobile homes: 5

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Means of transportation to work
- Drove a car alone: 385 (75%)
- Carpooled: 78 (15%)
- Walked: 21 (4%)
- Worked at home: 30 (6%)
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Travel time to work
- Less than 5 minutes: 32
- 5 to 9 minutes: 46
- 10 to 14 minutes: 41
- 15 to 19 minutes: 67
- 20 to 24 minutes: 79
- 25 to 29 minutes: 28
- 30 to 34 minutes: 56
- 35 to 39 minutes: 35
- 40 to 44 minutes: 41
- 45 to 59 minutes: 46
- 60 to 89 minutes: 10
- 90 or more minutes: 3
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Percentage of zip code residents living and working in this county: 44.0%
Household type by relationship
Households: 1,067
- In family households: 967 (229 male householders, 60 female householders)
242 spouses, 393 children (359 natural, 0 adopted, 34 stepchildren), 8 grandchildren, 8 brothers or sisters, 6 parents, 7 other relatives, 14 non-relatives
- In nonfamily households: 100 (24 male householders (17 living alone)), 60 female householders (54 living alone)), 16 nonrelatives
Size of family households: 118 2-persons, 71 3-persons, 50 4-persons, 18 5-persons, 12 6-persons, 20 7-or-more-persons.
Size of nonfamily households: 71 1-person, 9 2-persons, 4 3-persons.
227 married couples with children.
48 single-parent households (17 men, 31 women).
97.7% of residents of 45321 zip code speak English at home.
1.3% of residents speak Spanish at home (38% very well, 31% well, 31% not well).
0.9% of residents speak other Indo-European language at home (100% very well).
White population: 987
Black population: 9
American Indian population: 3
Asian population: 0
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 10
Two or more races population: 6

First ancestries reported:
|  German: 360 |
|  United States or American: 143 |
|  English: 70 |
|  Irish: 53 |
|  Other groups: 38 |
|  French (except Basque): 16 |
|  French Canadian: 9 |
|  Scotch-Irish: 8 |
|  Scottish: 6 |
|  Italian: 4 |
|  Dutch: 3 |
|  Swiss: 3 |
|  Pennsylvania German: 2 |
|  Welsh: 2 |

Facitilies with environmental interests located in this zip code:
- AW GRAPHICS INC (101 S MAIN ST in ELDORADO, OH)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: WILLETTS RUTH (CONTACT/OWNER)
Housing units lacking complete plumbing facilities: 1%
Most commonly used house heating fuel: |
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- Utility gas (48%)
- Electricity (27%)
- Fuel oil, kerosene, etc. (11%)
- Bottled, tank, or LP gas (8%)
- Wood (7%)
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Place of birth for U.S.-born residents:
- This state: 630
- Northeast: 2
- Midwest: 346
- South: 65
- West: 19
72% of the 45321 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 79% lived in this county.
Out of people who lived in different counties, 52% lived in Ohio.
Population in 1990: 1,168. Population change in the 1990s: -153 (-13.1%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 8
| Here: | 5.3% | | Ohio: | 14.2% |
Students in private schools in grades 9 to 12 (high school): 0
| Here: | 0.0% | | Ohio: | 10.9% |
Students in private undergraduate colleges: 4
| Here: | 23.5% | | Ohio: | 23.4% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Limited-Service Restaurants (20-49 employees: 1 establishment)
- Wholesale Trade: Livestock Merchant Wholesalers (1-4: 1)
- Administrative and Support and Waste Management and Remediation Services: Janitorial Services (1-4: 1)
- Construction: Electrical Contractors (1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Fatal accident statistics in 2005
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 1
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 1
- Persons involved in fatal accidents: 3
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $104,283 | 15 | $82,673 | 25 | $75,310 | 4 | $62,045 | 0 | $0 | 5 | $43,654 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $50,930 | 2 | $176,635 | 3 | $80,840 | 1 | $56,590 | 1 | $139,040 | 1 | $56,590 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $70,330 | 6 | $80,975 | 27 | $89,613 | 6 | $16,572 | 0 | $0 | 5 | $50,282 | 1 | $103,480 |
| APPLICATIONS WITHDRAWN | 1 | $51,740 | 2 | $54,970 | 6 | $94,178 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $51,740 | 1 | $52,550 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $108,057 | 20 | $82,174 | 28 | $72,756 | 4 | $32,135 | 4 | $65,075 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $73,560 | 2 | $67,500 | 3 | $76,530 | 1 | $7,280 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $67,910 | 10 | $69,442 | 27 | $96,799 | 6 | $55,780 | 7 | $82,457 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $79,220 | 3 | $49,043 | 6 | $50,120 | 2 | $72,755 | 0 | $0 | 1 | $18,590 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $59,010 | 2 | $150,765 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $79,625 | 18 | $77,831 | 37 | $83,571 | 1 | $8,080 | 3 | $68,713 | 2 | $55,375 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $61,440 | 5 | $89,086 | 1 | $69,520 | 1 | $54,970 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $98,625 | 6 | $68,983 | 36 | $98,041 | 7 | $29,333 | 2 | $69,925 | 6 | $61,035 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $87,710 | 15 | $81,325 | 2 | $217,865 | 2 | $86,095 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 2 | $90,540 | 1 | $7,280 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $95,930 | 22 | $70,331 | 35 | $84,836 | 6 | $23,578 | 1 | $92,970 | 4 | $51,535 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $40,420 | 6 | $92,023 | 2 | $22,230 | 0 | $0 | 1 | $20,210 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $35,165 | 30 | $101,912 | 6 | $15,898 | 0 | $0 | 0 | $0 | 2 | $30,315 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $59,820 | 23 | $106,884 | 3 | $84,343 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 3 | $108,327 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
4101.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $82,322 | 2 | $100,645 | 1 | $48,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $117,220 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $87,310 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $117,220 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $107,171 | 3 | $93,503 | 1 | $89,730 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $78,410 | 1 | $78,410 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $117,220 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $74,777 | 2 | $72,350 | 2 | $27,485 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $147,935 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $76,933 | 1 | $62,250 | 1 | $70,330 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $78,820 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
4101.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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