45327 Zip Code (Germantown, OH) Detailed Profile

Estimated zip code population in 2021: 9,059
Zip code population in 2010: 8,917
Zip code population in 2000: 8,191

Houses and condos: 3,959
Renter-occupied apartments: 501
March 2022 cost of living index in zip code 45327: 93.4 (less than average, U.S. average is 100)

Land area: 48.0 sq. mi.
Water area: 0.0 sq. mi.

Population density: 189 people per square mile

(very low).

Real estate property taxes paid for housing units in 2021:
Median real estate property taxes paid for housing units with mortgages in 2021: $2,677 (1.5%)
Median real estate property taxes paid for housing units with no mortgage in 2021: $2,982 (1.7%)

For population 25 years and over in 45327:

• High school or higher: 93.6%
• Bachelor's degree or higher: 22.4%
• Graduate or professional degree: 7.4%
• Unemployed: 4.4%
• Mean travel time to work (commute): 23.8 minutes

For population 15 years and over in 45327:

• Never married: 25.1%
• Now married: 53.5%
• Separated: 1.4%
• Widowed: 4.5%
• Divorced: 15.6%

• 
• • 8,86997.9%White
  • 1031.1%Two or more races
  • 630.7%Hispanic or Latino
  • 220.2%Black

Urban population: 5,321
Rural population: 3,737

Averages for the 2020 tax year for zip code 45327, filed in 2013:

Average Adjusted Gross Income (AGI) in 2020: $61,834 (Individual Income Tax Returns)

Here:	$61,834
State:	$67,288

Salary/wage: $56,049 (reported on 80.3% of returns)

Here:	$56,049
State:	$55,628

(% of AGI for various income ranges: 1073.5% for AGIs below $25k, 3399.1% for AGIs $25k-50k, 6416.6% for AGIs $50k-75k, 10091.8% for AGIs $75k-100k, 17974.0% for AGIs $100k-200k, 45518.0% for AGIs over 200k)

Taxable interest for individuals: $726 (reported on 29.1% of returns)

This zip code:	$726
Ohio:	$1,518

(% of AGI for various income ranges: 12.8% for AGIs below $25k, 14.5% for AGIs $25k-50k, 33.9% for AGIs $50k-75k, 32.3% for AGIs $75k-100k, 62.0% for AGIs $100k-200k, 352.0% for AGIs over 200k)

Ordinary dividends: $3,058 (reported on 15.4% of returns)

Here:	$3,058
State:	$7,167

(% of AGI for various income ranges: 20.8% for AGIs below $25k, 19.9% for AGIs $25k-50k, 83.6% for AGIs $50k-75k, 80.5% for AGIs $75k-100k, 121.0% for AGIs $100k-200k, 1132.0% for AGIs over 200k)

Net capital gain/loss in AGI: +$6,422 (reported on 13.5% of returns)

Here:	+$6,422
State:	+$18,919

(% of AGI for various income ranges: 4.6% for AGIs below $25k, 23.4% for AGIs $25k-50k, 68.9% for AGIs $50k-75k, 122.8% for AGIs $75k-100k, 388.5% for AGIs $100k-200k, 2752.0% for AGIs over 200k)

Profit/loss from business: +$12,952 (reported on 13.9% of returns)

Here:	+$12,952
State:	+$13,744

(% of AGI for various income ranges: 127.6% for AGIs below $25k, 148.8% for AGIs $25k-50k, 203.6% for AGIs $50k-75k, 158.7% for AGIs $75k-100k, 553.5% for AGIs $100k-200k, 3870.0% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $16,549 (reported on 10.9% of returns)

45327:	$16,549
Ohio:	$18,876

(% of AGI for various income ranges: 77.2% for AGIs below $25k, 131.1% for AGIs $25k-50k, 278.4% for AGIs $50k-75k, 372.8% for AGIs $75k-100k, 885.5% for AGIs $100k-200k)

Total itemized deductions: $27,733 (reported on 4.5% of returns)

Here:	$27,733
State:	$33,869

(% of AGI for various income ranges: 75.5% for AGIs $25k-50k, 121.4% for AGIs $50k-75k, 244.6% for AGIs $75k-100k, 548.3% for AGIs $100k-200k, 2650.0% for AGIs over 200k)

Charity contributions: $12,256 (reported on 3.4% of returns)

Here:	$12,256
State:	$14,577

(% of AGI for various income ranges: 33.0% for AGIs $50k-75k, 67.9% for AGIs $75k-100k, 185.3% for AGIs $100k-200k, 1540.0% for AGIs over 200k)

Taxes paid: $7,286 (reported on 4.5% of returns)

45327:	$7,286
State:	$7,681

(% of AGI for various income ranges: 11.9% for AGIs $25k-50k, 37.5% for AGIs $50k-75k, 81.0% for AGIs $75k-100k, 153.8% for AGIs $100k-200k, 566.0% for AGIs over 200k)

Earned income credit: $2,117 (reported on 12.6% of returns)

Here:	$2,117
State:	$2,304

(% of AGI for various income ranges: 78.7% for AGIs below $25k, 58.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 94.0%

Here:	94%
State:	94%

(% for various income ranges: 92.5% for AGIs below $25k, 94.7% for AGIs $25k-50k, 94.9% for AGIs $50k-75k, 94.9% for AGIs $75k-100k, 94.2% for AGIs $100k-200k, 91.7% for AGIs over 200k)

Averages for the 2012 tax year for zip code 45327, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $51,898 (Individual Income Tax Returns)

Here:	$51,898
State:	$54,926

Salary/wage: $45,876 (reported on 83.3% of returns)

Here:	$45,876
State:	$45,869

(% of AGI for various income ranges: 68.0% for AGIs below $25k, 73.2% for AGIs $25k-50k, 75.9% for AGIs $50k-75k, 79.2% for AGIs $75k-100k, 77.9% for AGIs $100k-200k, 56.2% for AGIs over 200k)

Taxable interest for individuals: $861 (reported on 32.2% of returns)

This zip code:	$861
Ohio:	$1,297

(% of AGI for various income ranges: 1.3% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 0.2% for AGIs over 200k)

Ordinary dividends: $2,951 (reported on 16.7% of returns)

Here:	$2,951
State:	$5,821

(% of AGI for various income ranges: 1.1% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 1.2% for AGIs $100k-200k, 1.0% for AGIs over 200k)

Net capital gain/loss in AGI: +$1,475 (reported on 12.3% of returns)

Here:	+$1,475
State:	+$11,232

(% of AGI for various income ranges: 0.5% for AGIs $75k-100k, 0.5% for AGIs $100k-200k, 1.7% for AGIs over 200k)

Profit/loss from business: +$10,497 (reported on 13.7% of returns)

Here:	+$10,497
State:	+$12,773

(% of AGI for various income ranges: 6.7% for AGIs below $25k, 3.3% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 2.8% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $13,292 (reported on 11.6% of returns)

45327:	$13,292
Ohio:	$14,511

(% of AGI for various income ranges: 4.5% for AGIs below $25k, 3.1% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 3.1% for AGIs $75k-100k, 4.0% for AGIs $100k-200k)

Total itemized deductions: $18,795 (21% of AGI, reported on 35.4% of returns)

Here:	$18,795
State:	$21,278

Here:	21.4% of AGI
State:	18.8% of AGI

(% of AGI for various income ranges: 10.4% for AGIs below $25k, 9.3% for AGIs $25k-50k, 12.3% for AGIs $50k-75k, 14.5% for AGIs $75k-100k, 15.2% for AGIs $100k-200k, 13.8% for AGIs over 200k)

Charity contributions: $3,074 (reported on 26.2% of returns)

Here:	$3,074
State:	$3,943

(% of AGI for various income ranges: 0.7% for AGIs below $25k, 1.0% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 2.1% for AGIs $100k-200k, 1.7% for AGIs over 200k)

Taxes paid: $8,523 (reported on 35.2% of returns)

45327:	$8,523
State:	$9,568

(% of AGI for various income ranges: 1.8% for AGIs below $25k, 3.3% for AGIs $25k-50k, 4.8% for AGIs $50k-75k, 6.2% for AGIs $75k-100k, 7.6% for AGIs $100k-200k, 10.4% for AGIs over 200k)

Earned income credit: $2,095 (reported on 14.1% of returns)

Here:	$2,095
State:	$2,285

(% of AGI for various income ranges: 5.3% for AGIs below $25k, 0.8% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 55.6%

Here:	56%
State:	51%

(% for various income ranges: 47.3% for AGIs below $25k, 61.8% for AGIs $25k-50k, 60.5% for AGIs $50k-75k, 55.1% for AGIs $75k-100k, 57.5% for AGIs $100k-200k, 71.4% for AGIs over 200k)

Averages for the 2004 tax year for zip code 45327, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $43,953 (Individual Income Tax Returns)

Here:	$43,953
State:	$44,480

Salary/wage: $40,693 (reported on 88.2% of returns)

Here:	$40,693
State:	$39,198

(% of AGI for various income ranges: 99.9% for AGIs below $10k, 71.0% for AGIs $10k-25k, 81.6% for AGIs $25k-50k, 85.1% for AGIs $50k-75k, 87.0% for AGIs $75k-100k, 75.7% for AGIs over 100k)

Taxable interest for individuals: $1,010 (reported on 42.5% of returns)

This zip code:	$1,010
Ohio:	$1,532

(% of AGI for various income ranges: 3.7% for AGIs below $10k, 2.3% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Taxable dividends: $1,658 (reported on 21.0% of returns)

Here:	$1,658
State:	$3,496

(% of AGI for various income ranges: 2.8% for AGIs below $10k, 1.1% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.4% for AGIs over 100k)

Net capital gain/loss: +$4,613 (reported on 14.8% of returns)

Here:	+$4,613
State:	+$8,582

(% of AGI for various income ranges: -0.1% for AGIs below $10k, 0.3% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 4.8% for AGIs over 100k)

Profit/loss from business: +$9,015 (reported on 12.5% of returns)

Here:	+$9,015
State:	+$10,813

(% of AGI for various income ranges: 4.4% for AGIs below $10k, 5.0% for AGIs $10k-25k, 2.4% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 3.3% for AGIs over 100k)

IRA payment deduction: $3,130 (reported on 1.6% of returns)

45327:	$3,130
Ohio:	$2,794

(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k)

Self-employed pension: $11,154 (reported on 0.3% of returns)

Here:	$11,154
Ohio:	$13,981

Total itemized deductions: $15,026 (22% of AGI, reported on 42.9% of returns)

Here:	$15,026
State:	$17,503

Here:	21.9% of AGI
State:	20.8% of AGI

(% of AGI for various income ranges: 11.2% for AGIs below $10k, 9.4% for AGIs $10k-25k, 12.2% for AGIs $25k-50k, 15.3% for AGIs $50k-75k, 17.0% for AGIs $75k-100k, 16.6% for AGIs over 100k)

Charity contributions deductions: $2,225 (3% of AGI, reported on 33.6% of returns)

Here:	$2,225
State:	$3,087

Here:	3.1% of AGI
State:	3.4% of AGI

(% of AGI for various income ranges: 0.9% for AGIs below $10k, 0.9% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 2.5% for AGIs over 100k)

Total tax: $5,295 (reported on 81.5% of returns)

45327:	$5,295
State:	$6,781

(% of AGI for various income ranges: 2.9% for AGIs below $10k, 4.6% for AGIs $10k-25k, 7.2% for AGIs $25k-50k, 9.1% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 15.8% for AGIs over 100k)

Earned income credit: $1,595 (reported on 8.5% of returns)

Here:	$1,595
State:	$1,696

Percentage of individuals using paid preparers for their 2004 taxes: 58.4%

Here:	58%
State:	55%

(% for various income ranges: 41.1% for AGIs below $10k, 61.4% for AGIs $10k-25k, 62.6% for AGIs $25k-50k, 65.0% for AGIs $50k-75k, 53.7% for AGIs $75k-100k, 60.7% for AGIs over 100k)

Nearest zip codes: 45325, 45042, 45345, 45342, 45330, 45005.
Germantown Zip Code Map

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 0.2% of all households
• Gay men: 0.0% of all households

Household received Food Stamps/SNAP in the past 12 months: 253
Household did not receive Food Stamps/SNAP in the past 12 months: 3,365

Women who had a birth in the past 12 months: 156 (88 now married, 66 unmarried)
Women who did not have a birth in the past 12 months: 1,986 (835 now married, 1,150 unmarried)

Housing units in zip code 45327 with a mortgage: 2,179 (301 second mortgage, 6 home equity loan, 230 both second mortgage and home equity loan)
Houses without a mortgage: 86

Median monthly owner costs for units with a mortgage: $1,335
Median monthly owner costs for units without a mortgage: $613

Residents with income below the poverty level in 2021:
Residents with income below 50% of the poverty level in 2021:

• Zip code 45327 household income distribution in 2021

• 199Less than $10,000
• 149$10,000 to $14,999
• 77$15,000 to $19,999
• 84$20,000 to $24,999
• 107$25,000 to $29,999
• 137$30,000 to $34,999
• 184$35,000 to $39,999
• 38$40,000 to $44,999
• 119$45,000 to $49,999
• 211$50,000 to $59,999
• 335$60,000 to $74,999
• 839$75,000 to $99,999
• 466$100,000 to $124,999
• 319$125,000 to $149,999
• 245$150,000 to $199,999
• 114$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2021 in zip code 45327

• 8Less than $10,000
• 36$20,000 to $24,999
• 38$35,000 to $39,999
• 20$40,000 to $49,999
• 48$50,000 to $59,999
• 11$60,000 to $69,999
• 74$70,000 to $79,999
• 56$80,000 to $89,999
• 105$90,000 to $99,999
• 286$100,000 to $124,999
• 442$125,000 to $149,999
• 559$150,000 to $174,999
• 156$175,000 to $199,999
• 384$200,000 to $249,999
• 161$250,000 to $299,999
• 185$300,000 to $399,999
• 92$400,000 to $499,999
• 14$500,000 to $749,999
• 68$750,000 to $999,999
• 10$1,000,000 to $1,499,999
• 20$2,000,000 or more

• Rent paid by renters in 2021 in zip code 45327

• 21$200 to $249
• 16$250 to $299
• 45$300 to $349
• 15$350 to $399
• 9$400 to $449
• 29$450 to $499
• 68$500 to $549
• 33$550 to $599
• 59$600 to $649
• 12$700 to $749
• 85$800 to $899
• 9$900 to $999
• 5$1,000 to $1,249
• 11$1,250 to $1,499
• 52No cash rent

Median gross rent in 2021: $759.

Estimated median house (or condo) value in 2021 for:

• White Non-Hispanic householders: $174,636
• Black or African American householders: $177,316
• Asian householders: $295,527
• Two or more races householders: $133,972
• Hispanic or Latino householders: $86,687

Estimated median house or condo value in 2021: $179,365 Lower value quartile - upper value quartile: $139,236 - $244,019

Mean price in 2021:

Detached houses: $250,953

Here:	$250,953
State:	$228,722

Townhouses or other attached units: $175,150

Here:	$175,150
State:	$203,882

Housing units in structures:

• One, detached: 3,653
• One, attached: 94
• 3 or 4: 77
• 5 to 9: 15
• 10 to 19: 17
• 20 to 49: 84
• Mobile homes: 26

Unemployment: 4.4%

• Means of transportation to work in zip code 45327

• 80.0%3,333Drove a car alone
• 5.4%227Carpooled
• 1.0%43Walked
• 11.9%496Worked at home

• Travel time to work (commute) in zip code 45327

• 90Less than 5 minutes
• 3535 to 9 minutes
• 21610 to 14 minutes
• 35115 to 19 minutes
• 81820 to 24 minutes
• 30225 to 29 minutes
• 68730 to 34 minutes
• 11735 to 39 minutes
• 13240 to 44 minutes
• 38245 to 59 minutes
• 7060 to 89 minutes
• 2190 or more minutes

Percentage of zip code residents living and working in this county: 63.9%

Household type by relationship:

Households: 9,059

• Male householders: 1,955 (403 living alone), Female householders: 1,675 (393 living alone)

• 1,966 spouses (1,966 opposite-sex spouses), 302 unmarried partners, (302 opposite-sex unmarried partners), 2,620 children (2,484 natural, 25 adopted, 111 stepchildren), 370 grandchildren, 27 brothers or sisters, 37 parents, 0 foster children, 17 other relatives, 78 non-relatives

• In group quarters: 47 (-1 institutionalized population)

Size of family households: 1,322 2-persons, 720 3-persons, 358 4-persons, 202 5-persons, 14 6-persons, 64 7-or-more-persons

Size of nonfamily households: 795 1-person, 113 2-persons, 42 3-persons

1,271 married couples with children.
430 single-parent households (89 men, 341 women).

100.0% of residents of 45327 zip code speak English at home.
0.1% of residents speak Spanish at home (100% well).
0.1% of residents speak other Indo-European language at home (100% very well).

Facilities with environmental interests located in this zip code:

• BP AMOCO OIL CORP BULK PLANT GERMANTOWN * (114 EAST MARKET STREET in GERMANTOWN, OH)

  AIR MINOR (AIRS/AFS)
  CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
  STATE MASTER (Ohio general info) - AIR MAJOR
  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Business SIC classification: GASOLINE SERVICE STATIONS
  Organizations: BP OIL COMPANY (CONTACT/OWNER)
  Alternative names: BP OIL CO, BP OIL COMPANY TRIUMPH ENERGY #16, BP OIL/ TRIUMPH ENERGY #16, BP TRIUMPH 16

• CHARLIE S A-1 AUTO BODY (691 N CHERRY ST in GERMANTOWN, OH)

  STATE MASTER (Ohio general info) - RCRA-OH0000554055, HAZARDOUS WASTE PROGRAM
  Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
  Organizations: CHARLES ALSIP (CONTACT/OWNER)
  Alternative names: CHARLIE'S A-1 AUTO BODY

• AMERISTOP FOOD MART NO 29127 (1341 WEST MARKET STREET in GERMANTOWN, OH)

  CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
  STATE MASTER (Ohio general info) - AIR MAJOR
  Business SIC classification: GASOLINE SERVICE STATIONS
  

• 0307-57-2473 (NORTH SIDE OF FRIEND ROAD in GERMANTOWN, OH)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  

Housing units lacking complete plumbing facilities: 2.6%
Housing units lacking complete kitchen facilities: 3.9%

Population in 1990: 8,187. Population change in the 1990s: +4 (+0.0%).

Place of birth for U.S.-born residents:

• This state: 7,638
• Northeast: 68
• Midwest: 364
• South: 668
• West: 229

64% of the 45327 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 69% lived in this county.
   Out of people who lived in different counties, 50% lived in Ohio.

93% of the 45327 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 71% moved from this county.
   Out of people who lived in different houses, 17% moved from different county within same state.
   Out of people who lived in different houses, 5% moved from different state.
   Out of people who lived in different houses, 6% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 14
Students in private schools in grades 9 to 12 (high school): 21 Students in private undergraduate colleges: 213

Top industries in this zip code by the number of employees in 2005:

• Accommodation and Food Services: Limited-Service Restaurants (50-99 employees: 1 establishment, 20-49 employees: 2 establishments, 5-9 employees: 1 establishment)
• Accommodation and Food Services: Full-Service Restaurants (20-49: 1, 10-19: 3, 1-4: 1)
• Health Care and Social Assistance: Home Health Care Services (50-99: 1)
• Finance and Insurance: Commercial Banking (20-49: 1, 1-4: 2)
• Arts, Entertainment, and Recreation: Golf Courses and Country Clubs (20-49: 1)
• Health Care and Social Assistance: Nursing Care Facilities (20-49: 1)

Detailed HMDA statistics for the following Tracts: 0121.00 , 0601.00, 1601.00, 1650.00


Detailed PMIC statistics for the following Tracts: 0121.00 , 0601.00, 1601.00, 1650.00

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2002 - 2018 the average number of fires per year is 38. The highest number of fire incidents - 57 took place in 2004, and the least - 9 in 2002. The data has an increasing trend.
When looking into fire subcategories, the most reports belonged to: Structure Fires (50.7%), and Outside Fires (32.9%).


• Fire incident types reported to NFIRS in Zip Code 45327
• 32850.7%Structure Fires
• 21332.9%Outside Fires
• 6910.7%Mobile Property/Vehicle Fires
• 375.7%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 45327, Ohio

Most common first names in zip code 45327 among deceased individuals
Name	Count	Lived (average)
William	58	75.1 years
James	52	70.3 years
John	52	78.0 years
Mary	45	82.0 years
Charles	43	77.6 years
Robert	42	71.3 years
George	34	73.9 years
Paul	33	73.2 years
Donald	28	71.0 years
Helen	25	78.5 years

Most common last names in zip code 45327 among deceased individuals
Last name	Count	Lived (average)
Smith	32	75.7 years
Miller	21	78.1 years
Jones	17	70.0 years
Wilson	17	81.7 years
Baker	15	80.0 years
Brown	15	78.0 years
Stiver	15	79.0 years
Hale	14	74.9 years
Emrick	14	76.4 years
Johnson	14	73.8 years

Businesses in zip code 45327
Name	Count		Name	Count
Ace Hardware	1		Lane Furniture	1
CVS	1		McDonald's	1
Curves	1		UPS	1
H&R Block	1