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45327 Zip Code Detailed Profile

 


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Profiles Germantown, OH (45327) houses, apartments, residents, cars, jobs...

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Cities: Germantown, OH (8.69%), Carlisle, OH (0.11%)
Counties: Montgomery County, OH (94.00%), Preble County, OH (4.78%), Butler County, OH (1.23%)

Estimated zip code population in 2011: 8,901
Zip code population in 2010: 8,917
Zip code population in 2000: 8,191




Age and Sex of Residents in zip code 45327

Zip code 45327 (Germantown, Ohio) real estate house value trends

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Houses and condos: 3,843
Renter-occupied apartments: 383
% of renters here:

11%
State:

33%

Mar. 2012 cost of living index in zip code 45327: 94.7 (less than average, U.S. average is 100)

Land area: 48.0 sq. mi.
Water area: 0.0 sq. mi.
Population density: 185 people per square mile 
 
 (very low).

Real estate property taxes paid for housing units in 2011:
This zip code:

1.5% ($2,151)
Ohio:

1.5% ($1,944)

Median real estate property taxes paid for housing units with mortgages in 2011: $2,297 (1.5%)
Median real estate property taxes paid for housing units with no mortgage in 2011: $1,884 (1.5%)

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Males: 4,324  (48.6%)
Females: 4,577  (51.4%)

For population 25 years and over in 45327:

  • High school or higher: 89.0%
  • Bachelor's degree or higher: 19.7%
  • Graduate or professional degree: 6.5%
  • Unemployed: 5.5%
  • Mean travel time to work (commute): 26.4 minutes

For population 15 years and over in 45327:

  • Never married: 15.4%
  • Now married: 65.8%
  • Separated: 1.0%
  • Widowed: 4.9%
  • Divorced: 13.0%

Zip code 45327 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage below state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage significantly below state average.

Zip code 45327 races chart

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Data:
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Based on 2000-2011 data
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Urban population: 5,229
Rural population: 3,671

Estimated median house/condo value in 2011: $141,000
45327:

$141,000
Ohio:

$129,600



According to our research of Ohio and other state lists there were 7 registered sex offenders living in 45327 zip code as of July 23, 2014.
The ratio of number of residents in zip code 45327 to the number of sex offenders is 982 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is smaller than the state average.


Median resident age:
This zip code:

40.4 years
Ohio median age:

39.1 years

Average household size:
This zip code:

2.5 people
Ohio:

2.5 people

Averages for the 2004 tax year for zip code 45327, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $43,953 (Individual Income Tax Returns)
Here:

$43,953
State:

$44,480

Salary/wage: $40,693 (reported on 88.2% of returns)
Here:

$40,693
State:

$39,198
(% of AGI for various income ranges: 99.9% for AGIs below $10k, 71.0% for AGIs $10k-25k, 81.6% for AGIs $25k-50k, 85.1% for AGIs $50k-75k, 87.0% for AGIs $75k-100k, 75.7% for AGIs over 100k)

Taxable interest for individuals: $1,010 (reported on 42.5% of returns)
This zip code:

$1,010
Ohio:

$1,532
(% of AGI for various income ranges: 3.7% for AGIs below $10k, 2.3% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Taxable dividends: $1,658 (reported on 21.0% of returns)
Here:

$1,658
State:

$3,496
(% of AGI for various income ranges: 2.8% for AGIs below $10k, 1.1% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.4% for AGIs over 100k)

Net capital gain/loss: +$4,613 (reported on 14.8% of returns)
Here:

+$4,613
State:

+$8,582
(% of AGI for various income ranges: -0.1% for AGIs below $10k, 0.3% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 4.8% for AGIs over 100k)

Profit/loss from business: +$9,015 (reported on 12.5% of returns)
Here:

+$9,015
State:

+$10,813
(% of AGI for various income ranges: 4.4% for AGIs below $10k, 5.0% for AGIs $10k-25k, 2.4% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 3.3% for AGIs over 100k)

IRA payment deduction: $3,130 (reported on 1.6% of returns)
45327:

$3,130
Ohio:

$2,794
(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k)

Self-employed pension: $11,154 (reported on 0.3% of returns)
Here:

$11,154
Ohio:

$13,981

Total itemized deductions: $15,026 (22% of AGI, reported on 42.9% of returns)
Here:

$15,026
State:

$17,503

Here:

21.9% of AGI
State:

20.8% of AGI
(% of AGI for various income ranges: 11.2% for AGIs below $10k, 9.4% for AGIs $10k-25k, 12.2% for AGIs $25k-50k, 15.3% for AGIs $50k-75k, 17.0% for AGIs $75k-100k, 16.6% for AGIs over 100k)

Charity contributions deductions: $2,225 (3% of AGI, reported on 33.6% of returns)
Here:

$2,225
State:

$3,087

Here:

3.1% of AGI
State:

3.4% of AGI
(% of AGI for various income ranges: 0.9% for AGIs below $10k, 0.9% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 2.5% for AGIs over 100k)

Total tax: $5,295 (reported on 81.5% of returns)
45327:

$5,295
State:

$6,781
(% of AGI for various income ranges: 2.9% for AGIs below $10k, 4.6% for AGIs $10k-25k, 7.2% for AGIs $25k-50k, 9.1% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 15.8% for AGIs over 100k)

Earned income credit: $1,595 (reported on 8.5% of returns)
Here:

$1,595
State:

$1,696

Percentage of individuals using paid preparers for their 2004 taxes: 58.4%
Here:

58%
State:

55%
(% for various income ranges: 41.1% for AGIs below $10k, 61.4% for AGIs $10k-25k, 62.6% for AGIs $25k-50k, 65.0% for AGIs $50k-75k, 53.7% for AGIs $75k-100k, 60.7% for AGIs over 100k)


Estimated median household income in 2011:
This zip code:

$61,544
Ohio:

$45,749

Germantown, OH (45327) map

Nearest zip codes: 45325, 45042, 45345, 45342, 45330, 45005.
Germantown Zip Code Map

Percentage of family households:
This zip code:

56.6%
Ohio:

49.9%

Percentage of households with unmarried partners:
This zip code:

2.7%
Ohio:

6.1%


Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.0% of all households
  • Gay men: 0.5% of all households

Household received Food Stamps/SNAP in the past 12 months: 135
Household did not receive Food Stamps/SNAP in the past 12 months: 3,346


Women who had a birth in the past 12 months: 214 (171 now married, 43 unmarried)
Women who did not have a birth in the past 12 months: 1,797 (1,152 now married, 645 unmarried)


Housing units in zip code 45327 with a mortgage: 2,135 (171 second mortgage, 516 home equity loan, 79 both second mortgage and home equity loan)
Houses without a mortgage: 963

Median monthly owner costs for units with a mortgage: $1,408
Median monthly owner costs for units without a mortgage: $480

Residents with income below the poverty level in 2011:
This zip code:

3.5%
Whole state:

16.4%

Residents with income below 50% of the poverty level in 2011:
This zip code:

1.5%
Whole state:

8.9%

Median number of rooms in houses and condos:
Here:

6.3
State:

6.5

Median number of rooms in apartments:
Here:

5.0
State:

4.5


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Notable locations in this zip code not listed on our city pages:

Notable locations in zip code 45327: Mudlick Mill (A), Camp Miami (B), Germantown Rescue Squad (C), Germantown Fire Department Station 63 (D), Germantown Public Library (E). Display/hide their locations on the map

Churches in zip code 45327 include: Berea Chapel (A), Saint Augustine Church (B), Wesley United Methodist Church (C), Emmanuel Lutheran Church (D), First Baptist Church (E), Saint Johns United Church of Christ (F), Good Shepherd United Methodist Church (G), State Road Church (H). Display/hide their locations on the map

Cemeteries: Dutch Cemetery (1), Germantown Cemetery (2), Brown Run Cemetery (3), Old Lutheran Cemetery (4), Schaeffer Cemetery (5), Swartzel Cemetery (6). Display/hide their locations on the map

Reservoirs: Guffey Lake (A), Sunfish Pond (B), Germantown Reservoir (C), Elk Creek Lake (D). Display/hide their locations on the map

Creek: Little Twin Creek (A). Display/hide its location on the map

Parks in zip code 45327 include: Kercher Park (1), Barker Field (2), Veterans Memorial Playground (3), Gunckels Town Plan Historic District (4), Germantown MetroPark (5), Bob Siebenthaler Natural Area (6). Display/hide their locations on the map

 

Year house built

  • 2005 or later: 179
  • 2000 to 2004: 333
  • 1990 to 1999: 233
  • 1980 to 1989: 142
  • 1970 to 1979: 489
  • 1960 to 1969: 712
  • 1950 to 1959: 624
  • 1940 to 1949: 168
  • 1939 or earlier: 963


Zip code 45327 satellite photo by USGS

Bedrooms in houses/apartments in 45327
Owner-occupied Renter-occupied
  • no bedroom: 0
  • 1 bedroom: 16
  • 2 bedrooms: 445
  • 3 bedrooms: 2,036
  • 4 bedrooms: 544
  • 5+ bedrooms: 57
  • no bedroom: 0
  • 1 bedroom: 88
  • 2 bedrooms: 232
  • 3 bedrooms: 63
  • 4 bedrooms: 0
  • 5+ bedrooms: 0
Cars and other vehicles available in 45327 in houses/condos/apartments
Owner-occupied Renter-occupied
  • no vehicle: 30
  • 1 vehicle: 588
  • 2 vehicles: 1,498
  • 3 vehicles: 732
  • 4 vehicles: 214
  • 5+ vehicles: 36
  • no vehicle: 16
  • 1 vehicle: 187
  • 2 vehicles: 110
  • 3 vehicles: 58
  • 4 vehicles: 12
  • 5+ vehicles: 0


Estimated household income distribution in 2009:

Zip code 45327 household income distribution in 2009

Zip code 45327 house/condo values in 2011

Estimate of home value of owner-occupied houses/condos in 2011 in zip code 45327:

  • Less than $10,000: 22
  • $20,000 to $24,999: 12
  • $25,000 to $29,999: 11
  • $50,000 to $59,999: 17
  • $70,000 to $79,999: 184
  • $80,000 to $89,999: 132
  • $90,000 to $99,999: 238
  • $100,000 to $124,999: 664
  • $125,000 to $149,999: 421
  • $150,000 to $174,999: 352
  • $175,000 to $199,999: 262
  • $200,000 to $249,999: 360
  • $250,000 to $299,999: 242
  • $300,000 to $399,999: 129
  • $400,000 to $499,999: 29
  • $500,000 to $749,999: 23

 



45327 rent paid by renters

Rent paid by renters in 2011 in zip code 45327:

  • $200 to $249: 12
  • $350 to $399: 54
  • $400 to $449: 125
  • $450 to $499: 14
  • $500 to $549: 50
  • $550 to $599: 24
  • $600 to $649: 20
  • $650 to $699: 27
  • $800 to $899: 29
  • No cash rent: 28
 


Median gross rent in 2011: $595.

Estimated median house (or condo) value in 2011 for:

  • White Non-Hispanic householders: $137,282
  • Black or African American householders: $139,389
  • Asian householders: $232,315
  • Two or more races householders: $105,316
  • Hispanic or Latino householders: $68,145

Estimated median house or condo value in 2011: $141,000
45327:

$141,000
Ohio:

$129,600
Lower value quartile - upper value quartile: $106,000 - $201,200

Mean price in 2011:

Detached houses: $164,545
Here:

$164,545
State:

$161,944

Townhouses or other attached units: $129,405
Here:

$129,405
State:

$161,814

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 3,456
  • One, attached: 117
  • Two: 47
  • 3 or 4: 173
  • 5 to 9: 17
  • 20 to 49: 33

Unemployment: 5.5%
45327 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 3,477 (84%)
  • Carpooled: 368 (9%)
  • Bicycle: 33 (1%)
  • Walked: 70 (2%)
  • Other means: 44 (1%)
  • Worked at home: 161 (4%)
 

45327 zip code travel time to work (commute)

Travel time to work (commute)

  • Less than 5 minutes: 95
  • 5 to 9 minutes: 288
  • 10 to 14 minutes: 334
  • 15 to 19 minutes: 350
  • 20 to 24 minutes: 826
  • 25 to 29 minutes: 458
  • 30 to 34 minutes: 828
  • 35 to 39 minutes: 167
  • 40 to 44 minutes: 147
  • 45 to 59 minutes: 223
  • 60 to 89 minutes: 147
  • 90 or more minutes: 129
 

Percentage of zip code residents living and working in this county: 62.8%

Household type by relationship:

Households: 8,863
  • In family households: 7,896 (1,735 male householders, 846 female householders)
    2,206 spouses, 2,497 children (2,265 natural, 51 adopted, 183 stepchildren), 151 grandchildren, 77 brothers or sisters, 120 parents, 113 other relatives, 151 non-relatives
  • In nonfamily households: 967 (460 male householders (410 living alone)), 440 female householders (426 living alone)), 67 nonrelatives
  • In group quarters: 38 (41 institutionalized population)

Size of family households: 1,261 2-persons, 463 3-persons, 527 4-persons, 238 5-persons, 65 6-persons, 27 7-or-more-persons

Size of nonfamily households: 836 1-person, 64 2-persons

1,595 married couples with children.
321 single-parent households (196 men, 125 women).

98.3% of residents of 45327 zip code speak English at home.
0.9% of residents speak Spanish at home (69% very well, 31% not well).
0.6% of residents speak other Indo-European language at home (100% very well).
0.3% of residents speak Asian or Pacific Island language at home (54% very well, 46% not well).

Foreign born population: 43 (0.5%)
(30.2% of them are naturalized citizens)
This zip code:

0.5%
Whole state:

4.0%

Most common places of birth for the foreign-born residents:

  • Guatemala (70%)
  • Korea (30%)

Year of entry for the foreign-born population

  • 2000 or later: 30
  • 1990 to 1999: 0
  • 1980 to 1989: 11
  • Before 1980: 13

Races in zip code 45327:

White population: 8,640
Black population: 83
American Indian population: 14
Asian population: 32
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 2
Two or more races population: 55
Hispanic or Latino population: 91

Most common first ancestries reported in 45327 (%):



  • German (22%)
  • Other groups (19%)
  • American (13%)
  • Irish (10%)
  • English (7%)
  • Scottish (3%)
  • Italian (2%)


Zip code 45327 topographic map

Facilities with environmental interests located in this zip code:

  • BP AMOCO OIL CORP BULK PLANT GERMANTOWN * (114 EAST MARKET STREET in GERMANTOWN, OH)
    AIR MINOR (AIRS/AFS)
    CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
    STATE MASTER (Ohio general info) - AIR MAJOR
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business SIC classification: GASOLINE SERVICE STATIONS
    Organizations: BP OIL COMPANY (CONTACT/OWNER)
    Alternative names: BP OIL CO, BP OIL COMPANY TRIUMPH ENERGY #16, BP OIL/ TRIUMPH ENERGY #16, BP TRIUMPH 16
  • CHARLIE S A-1 AUTO BODY (691 N CHERRY ST in GERMANTOWN, OH)
    STATE MASTER (Ohio general info) - RCRA-OH0000554055, HAZARDOUS WASTE PROGRAM
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Organizations: CHARLES ALSIP (CONTACT/OWNER)
    Alternative names: CHARLIE'S A-1 AUTO BODY
  • AMERISTOP FOOD MART NO 29127 (1341 WEST MARKET STREET in GERMANTOWN, OH)
    CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
    STATE MASTER (Ohio general info) - AIR MAJOR
    Business SIC classification: GASOLINE SERVICE STATIONS
  • 0307-57-2473 (NORTH SIDE OF FRIEND ROAD in GERMANTOWN, OH)
    (Resource Conservation and Recovery Act (tracking hazardous waste))


Zip code 45327 marital status for males
Zip code 45327 marital status for females


Housing units lacking complete plumbing facilities: 2.0%

Housing units lacking complete kitchen facilities: 3.9%

Most commonly used house heating fuel:

  • Utility gas (53%)
  • Electricity (17%)
  • Bottled, tank, or LP gas (13%)
  • Fuel oil, kerosene, etc. (11%)
  • Wood (3%)
  • Other fuel (2%)

Population in 1990: 8,187. Population change in the 1990s: +4 (+0.0%).

Place of birth for U.S.-born residents:

  • This state: 7,364
  • Northeast: 216
  • Midwest: 380
  • South: 810
  • West: 77

64% of the 45327 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 69% lived in this county.
   Out of people who lived in different counties, 50% lived in Ohio.

91% of the 45327 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 51% moved from this county.
   Out of people who lived in different houses, 32% moved from different county within same state.
   Out of people who lived in different houses, 14% moved from different state.
   Out of people who lived in different houses, 2% moved from abroad.

Year Householders Moved Into Unit:

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 147
Here:

17.2%
Ohio:

13.7%

Students in private schools in grades 9 to 12 (high school): 11
Here:

2.6%
Ohio:

11.1%

Students in private undergraduate colleges: 68
Here:

18.5%
Ohio:

22.4%

Educational Attainment (%)

School Enrollment by Level of School (%)


Class of Workers (%)


Occupation by median earnings in the past 12 months ($)

  • Fire fighting and prevention, and other protective service workers including supervisors: 72,132
  • Health diagnosing and treating practitioners and other technical occupations: 69,352
  • Architecture and engineering occupations: 68,750
  • Law enforcement workers including supervisors: 64,013
  • Management occupations: 63,304
  • Business and financial operations occupations: 53,007

Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Limited-Service Restaurants (50-99 employees: 1 establishment, 20-49 employees: 2 establishments, 5-9 employees: 1 establishment)
  • Accommodation and Food Services: Full-Service Restaurants (20-49: 1, 10-19: 3, 1-4: 1)
  • Health Care and Social Assistance: Home Health Care Services (50-99: 1)
  • Finance and Insurance: Commercial Banking (20-49: 1, 1-4: 2)
  • Arts, Entertainment, and Recreation: Golf Courses and Country Clubs (20-49: 1)
  • Health Care and Social Assistance: Nursing Care Facilities (20-49: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




41 people in nursing homes

Fatal accident statistics in 2011:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 4
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 2
  • Persons involved in fatal accidents: 5
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2010:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 0

Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 full and 6 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED57$110,14780$111,451449$150,31819$35,67720$122,5063$146,810
APPLICATIONS APPROVED, NOT ACCEPTED10$111,4844$100,63540$187,9887$34,1572$91,7952$36,265
APPLICATIONS DENIED16$124,28815$186,102177$151,82413$30,2005$131,4202$146,090
APPLICATIONS WITHDRAWN13$126,82914$87,60985$160,0693$22,8233$21,1070$0
FILES CLOSED FOR INCOMPLETENESS5$54,9964$158,01521$190,0560$04$94,6380$0

Detailed HMDA statistics for the following Tracts: 0121.00 , 0601.00, 1601.00, 1650.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 full and 6 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED9$169,64421$170,809
APPLICATIONS APPROVED, NOT ACCEPTED3$384,5706$217,297
APPLICATIONS DENIED0$011$170,583
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$0

Detailed PMIC statistics for the following Tracts: 0121.00 , 0601.00, 1601.00, 1650.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value


Most common first names in zip code 45327 among deceased individuals
NameCountLived (average)
William5875.1 years
James5270.3 years
John5278.0 years
Mary4582.0 years
Charles4377.6 years
Robert4271.3 years
George3473.9 years
Paul3373.2 years
Donald2871.0 years
Helen2578.5 years
Most common last names in zip code 45327 among deceased individuals
Last nameCountLived (average)
Smith3275.7 years
Miller2178.1 years
Jones1770.0 years
Wilson1781.7 years
Baker1580.0 years
Brown1578.0 years
Stiver1579.0 years
Hale1474.9 years
Emrick1476.4 years
Johnson1473.8 years
Businesses in zip code 45327
NameCountNameCount
Ace Hardware1Lane Furniture1
CVS1McDonald's1
Curves1UPS1
H&R Block1


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