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45327 Zip Code Detailed Profile

 



Profiles Germantown, OH (45327) houses, apartments, residents, cars, jobs...

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City: Germantown, OH
Montgomery County, OH
Zip code population (2000): 8,191
Estimated zip code population in 2007: 8,376



Age and Sex of Residents in zip code 45327

Zip code 45327 (Germantown, Ohio) real estate house value trends

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Germantown, OH (45327) map from a distance

Houses and condos: 3,269
Renter-occupied apartments: 603
% of renters here:  19%
State:  31%

2008 cost of living index in zip code 45327: 79.3 (low, U.S. average is 100)

Land area: 47.3 sq. mi.
Water area: 0.0 sq. mi.
Population density: 177 people per square mile 
 
 (very low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  1.6% ($1,300)
Ohio:  1.8% ($1,271)

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Males: 4,068  (49.7%)
Females: 4,123  (50.3%)

Zip code 45327 races chart


45327, OH forum
Recent posts about zip code 45327 area on our local forum with over 700,000 registered users:
Cleveland sounds alot like Detroit?!?  (33 replies)
Not nearly the hellhole I expected  (49 replies)
Nice areas near WPAFB  (31 replies)
Why do you live in Dayton? (or it's suburbs)  (25 replies)
What Dayton area cities will see the most growth in 2010's?  (23 replies)
Cleveland Gangs  (23 replies)
Urban population: 4,812
Rural population: 3,379

Estimated median house/condo value in 2007: $156,036
45327:  $156,036
Ohio:  $137,800


According to our research of public records there were 6 registered sex offenders living in 45327 zip code in early 2007.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.

Median resident age:  38.5 years
Ohio median age:  36.2 years

Average household size:
This zip code:  2.6 people
Ohio:  2.5 people

Averages for the 2004 tax year for zip code 45327, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $43,953 (Individual Income Tax Returns)
Here:  $43,953
State:  $44,480

Salary/wage: $40,693 (reported on 88.2% of returns)
Here:  $40,693
State:  $39,198
(% of AGI for various income ranges: 99.9% for AGIs below $10k, 71.0% for AGIs $10k-25k, 81.6% for AGIs $25k-50k, 85.1% for AGIs $50k-75k, 87.0% for AGIs $75k-100k, 75.7% for AGIs over 100k)

Taxable interest for individuals: $1,010 (reported on 42.5% of returns)
This zip code:  $1,010
Ohio:  $1,532
(% of AGI for various income ranges: 3.7% for AGIs below $10k, 2.3% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Taxable dividends: $1,658 (reported on 21.0% of returns)
Here:  $1,658
State:  $3,496
(% of AGI for various income ranges: 2.8% for AGIs below $10k, 1.1% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.4% for AGIs over 100k)

Net capital gain/loss: +$4,613 (reported on 14.8% of returns)
Here:  +$4,613
State:  +$8,582
(% of AGI for various income ranges: -0.1% for AGIs below $10k, 0.3% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 4.8% for AGIs over 100k)

Profit/loss from business: +$9,015 (reported on 12.5% of returns)
Here:  +$9,015
State:  +$10,813
(% of AGI for various income ranges: 4.4% for AGIs below $10k, 5.0% for AGIs $10k-25k, 2.4% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 3.3% for AGIs over 100k)

IRA payment deduction: $3,130 (reported on 1.6% of returns)
45327:  $3,130
Ohio:  $2,794
(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k)

Self-employed pension: $11,154 (reported on 0.3% of returns)
Here:  $11,154
Ohio:  $13,981

Total itemized deductions: $15,026 (1% of AGI, reported on 42.9% of returns)
Here:  $15,026
State:  $17,503
(% of AGI for various income ranges: 11.2% for AGIs below $10k, 9.4% for AGIs $10k-25k, 12.2% for AGIs $25k-50k, 15.3% for AGIs $50k-75k, 17.0% for AGIs $75k-100k, 16.6% for AGIs over 100k)

Charity contributions deductions: $2,225 (3.1% of AGI, reported on 33.6% of returns)
Here:  $2,225
Ohio:  $3,087

Here:  3.1% of AGI
State:  3.4% of AGI
(% of AGI for various income ranges: 0.9% for AGIs below $10k, 0.9% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 2.5% for AGIs over 100k)

Total tax: $5,295 (reported on 81.5% of returns)
45327:  $5,295
State:  $6,781
(% of AGI for various income ranges: 2.9% for AGIs below $10k, 4.6% for AGIs $10k-25k, 7.2% for AGIs $25k-50k, 9.1% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 15.8% for AGIs over 100k)

Earned income credit: $1,595 (reported on 8.5% of returns)
Here:  $1,595
State:  $1,696
(% of AGI for various income ranges: 3.0% for AGIs below $10k, 2.7% for AGIs $10k-25k, 0.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 58.4%
Here:  58%
State:  55%
(% for various income ranges: 41.1% for AGIs below $10k, 61.4% for AGIs $10k-25k, 62.6% for AGIs $25k-50k, 65.0% for AGIs $50k-75k, 53.7% for AGIs $75k-100k, 60.7% for AGIs over 100k)


Estimated median household income in 2007: $58,548
This zip code:  $58,548
Ohio:  $46,597
Germantown, OH (45327) map

Nearest zip codes: 45325, 45042, 45005, 45342, 45345, 45418.


Percentage of family households:
This zip code:  77.8%
Whole state:  67.3%

Percentage of households with unmarried partners:
This zip code:  3.7%
Whole state:  5.2%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.2% of all households
  • Gay men: 0.2% of all households

Housing units in zip code 45327 with a mortgage: 1,623 (206 second mortgage, 207 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 610


Median monthly owner costs for units with a mortgage: $1,297

Median monthly owner costs for units without a mortgage: $425

Residents with income below the poverty level in 2007:
This zip code:  6.2%
Whole state:  13.1%

Residents with income below 50% of the poverty level in 2007:
This zip code:  2.8%
Whole state:  6.0%

Median number of rooms in houses and condos:
Here:  6.3
State:  6.4

Median number of rooms in apartments:
Here:  5.0
State:  4.3


Zip code 45327 close-up map

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Notable locations in this zip code not listed on our city pages:

Post office: Germantown Post Office (A). Display/hide its location on the map

 

Year house built:
  • 1999 to March 2000: 31
  • 1995 to 1998: 158
  • 1990 to 1994: 175
  • 1980 to 1989: 189
  • 1970 to 1979: 609
  • 1960 to 1969: 522
  • 1950 to 1959: 477
  • 1940 to 1949: 219
  • 1939 or earlier: 883



Zip code 45327 satellite photo by USGS


Bedrooms in owner-occupied houses in Germantown, OH (45327):
  • no bedroom: 6
  • 1 bedrooms: 29
  • 2 bedrooms: 342
  • 3 bedrooms: 1,685
  • 4 bedrooms: 418
  • 5 or more bedrooms: 40


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 8
  • 1 bedrooms: 107
  • 2 bedrooms: 225
  • 3 bedrooms: 251
  • 4 bedrooms: 12
  • 5 or more bedrooms: 0



Vehicles available in 45327 zip code in owner-occupied houses/condos:
  • no vehicle: 89
  • 1 vehicle: 352
  • 2 vehicles: 1,325
  • 3 vehicles: 509
  • 4 vehicles: 180
  • 5 or more vehicles: 65


Vehicles available in renter-occupied apartments:
  • no vehicle: 16
  • 1 vehicle: 292
  • 2 vehicles: 256
  • 3 vehicles: 32
  • 4 vehicles: 0
  • 5 or more vehicles: 7



Estimated household income distribution in 2007:

Zip code 45327 household income distribution in 2007

Zip code 45327 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 45327:

  • Less than $10,000: 4
  • $10,000 to $14,999: 3
  • $15,000 to $19,999: 4
  • $20,000 to $24,999: 1
  • $40,000 to $49,999: 4
  • $50,000 to $59,999: 12
  • $60,000 to $69,999: 8
  • $70,000 to $79,999: 26
  • $80,000 to $89,999: 77
  • $90,000 to $99,999: 103
  • $100,000 to $124,999: 463
  • $125,000 to $149,999: 491
  • $150,000 to $174,999: 359
  • $175,000 to $199,999: 200
  • $200,000 to $249,999: 339
  • $250,000 to $299,999: 156
  • $300,000 to $399,999: 194
  • $400,000 to $499,999: 74
  • $500,000 to $749,999: 43
  • $750,000 to $999,999: 4
  • $1,000,000 or more: 13
 



45327 rent paid by renters


Rent paid by renters in 2007 in zip code 45327:

  • $150 to $199: 16
  • $200 to $249: 4
  • $250 to $299: 19
  • $300 to $349: 44
  • $350 to $399: 37
  • $400 to $449: 72
  • $450 to $499: 92
  • $500 to $549: 45
  • $550 to $599: 46
  • $600 to $649: 53
  • $650 to $699: 11
  • $700 to $749: 67
  • $900 to $999: 13
  • No cash rent: 37
 


Median price asked for vacant for-sale houses and condos in 2007: $156,858.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $151,922
  • Black or African American householders: $154,253
  • Asian householders: $257,089
  • Two or more races householders: $116,547
  • Hispanic or Latino householders: $75,412

Estimated median house or condo value in 2007: $156,887 (it was $113,800 in 2000)
45327:  $156,887
Ohio:  $137,800
Lower value quartile - upper value quartile: $107,437 - $178,347

Mean price in 2007:
Detached houses: $191,841
Here:  $191,841
State:  $175,406

Townhouses or other attached units: $119,070
Here:  $119,070
State:  $158,918

In 2-unit structures: $90,767
Here:  $90,767
State:  $124,203


Breakdown of mean house values by ages of householders


Housing units in structures:

  • One, detached: 2,939
  • One, attached: 50
  • Two: 94
  • 3 or 4: 133
  • 5 to 9: 47
45327 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 3,577 (90%)
  • Carpooled: 198 (5%)
  • Bus or trolley bus: 23 (1%)
  • Walked: 88 (2%)
  • Other means: 25 (1%)
  • Worked at home: 74 (2%)
 

45327 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 105
  • 5 to 9 minutes: 471
  • 10 to 14 minutes: 246
  • 15 to 19 minutes: 405
  • 20 to 24 minutes: 804
  • 25 to 29 minutes: 438
  • 30 to 34 minutes: 801
  • 35 to 39 minutes: 150
  • 40 to 44 minutes: 100
  • 45 to 59 minutes: 219
  • 60 to 89 minutes: 129
  • 90 or more minutes: 43
 

Percentage of zip code residents living and working in this county: 72.4%


Household type by relationship
Households: 8,292

  • In family households: 7,487 (1,943 male householders, 495 female householders)
    2,067 spouses, 2,479 children (2,248 natural, 50 adopted, 181 stepchildren), 192 grandchildren, 31 brothers or sisters, 18 parents, 70 other relatives, 192 non-relatives
  • In nonfamily households: 805 (368 male householders (298 living alone)), 330 female householders (299 living alone)), 107 nonrelatives
  • In group quarters: 41 (all institutionalized)

Size of family households: 1,085 2-persons, 561 3-persons, 481 4-persons, 233 5-persons, 78 6-persons.

Size of nonfamily households: 597 1-person, 94 2-persons, 7 3-persons.

1,584 married couples with children.
358 single-parent households (113 men, 245 women).

98.4% of residents of 45327 zip code speak English at home.
0.6% of residents speak Spanish at home (84% very well, 16% well).
1.1% of residents speak other Indo-European language at home (77% very well, 23% well).

Foreign born population: 43 (0.5%)
(72.1% of them are naturalized citizens)

This zip code:  0.5%
Whole state:  3.0%

Most common places of birth for the foreign-born residents:



  • India (33%)
  • Spain (21%)
  • Russia (19%)
  • United Kingdom (16%)
  • Germany (12%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 8
  • 1990 to 1994: 0
  • 1985 to 1989: 0
  • 1980 to 1984: 11
  • 1975 to 1979: 0
  • 1970 to 1974: 0
  • 1970 to 1974: 17
  • 1965 to 1969: 7

White population: 8,074
Black population: 48
American Indian population: 8
Asian population: 17
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 5
Two or more races population: 39

Zip code 45327 races chart


First ancestries reported:

 German: 1714
 United States or American: 1259
 Other groups: 590
 English: 581
 Irish: 497
 French (except Basque): 171
 Italian: 166
 Scottish: 137
 Dutch: 134
 British: 132
 European: 88
 Scotch-Irish: 49
 Hungarian: 44
 Arab:: 36
 Syrian: 36
 Polish: 25
 Norwegian: 24
 Welsh: 16
 Canadian: 15
 Russian: 14
 Lithuanian: 9
 French Canadian: 9
 Czechoslovakian: 8
 Slavic: 8
 Pennsylvania German: 6



Zip code 45327 topographic map


Facitilies with environmental interests located in this zip code:

  • BP AMOCO OIL CORP BULK PLANT GERMANTOWN * (114 EAST MARKET STREET in GERMANTOWN, OH)
    AIR MINOR (AIRS/AFS)
    CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
    STATE MASTER (Ohio general info) - AIR MAJOR
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business SIC classification: GASOLINE SERVICE STATIONS
    Organizations: BP OIL COMPANY (CONTACT/OWNER)
    Alternative names: BP OIL CO, BP OIL COMPANY TRIUMPH ENERGY #16, BP OIL/ TRIUMPH ENERGY #16, BP TRIUMPH 16
  • CHARLIE S A-1 AUTO BODY (691 N CHERRY ST in GERMANTOWN, OH)
    STATE MASTER (Ohio general info) - RCRA-OH0000554055, HAZARDOUS WASTE PROGRAM
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Organizations: CHARLES ALSIP (CONTACT/OWNER)
    Alternative names: CHARLIE'S A-1 AUTO BODY
  • AMERISTOP FOOD MART NO 29127 (1341 WEST MARKET STREET in GERMANTOWN, OH)
    CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
    STATE MASTER (Ohio general info) - AIR MAJOR
    Business SIC classification: GASOLINE SERVICE STATIONS
  • 0307-57-2473 (NORTH SIDE OF FRIEND ROAD in GERMANTOWN, OH)
    (Resource Conservation and Recovery Act (tracking hazardous waste))

Zip code 45327 marital status for males
Zip code 45327 marital status for females


Housing units lacking complete plumbing facilities: 0%

Housing units lacking complete kitchen facilities: 0%

Most commonly used house heating fuel:
  • Utility gas (45%)
  • Electricity (26%)
  • Bottled, tank, or LP gas (15%)
  • Fuel oil, kerosene, etc. (12%)
  • Wood (2%)


Place of birth for U.S.-born residents:

  • This state: 6737
  • Northeast: 123
  • Midwest: 229
  • South: 1096
  • West: 72

64% of the 45327 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 69% lived in this county.
   Out of people who lived in different counties, 73% lived in Ohio.

Population in 1990: 8,187. Population change in the 1990s: +4 (+0.0%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 96
Here:  9.0%
Ohio:  14.2%

Students in private schools in grades 9 to 12 (high school): 0
Here:  0.0%
Ohio:  10.9%

Students in private undergraduate colleges: 61
Here:  21.0%
Ohio:  23.4%


Educational Attainment


School Enrollment by Level of School



Class of Workers



Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Limited-Service Restaurants (50-99 employees: 1 establishment, 20-49 employees: 2 establishments, 5-9 employees: 1 establishment)
  • Accommodation and Food Services: Full-Service Restaurants (20-49: 1, 10-19: 3, 1-4: 1)
  • Health Care and Social Assistance: Home Health Care Services (50-99: 1)
  • Finance and Insurance: Commercial Banking (20-49: 1, 1-4: 2)
  • Arts, Entertainment, and Recreation: Golf Courses and Country Clubs (20-49: 1)
  • Health Care and Social Assistance: Nursing Care Facilities (20-49: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




41 people in nursing homes


Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 2 full and 6 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED38$116,401200$116,407325$124,82961$36,7410$045$85,6484$168,900
APPLICATIONS APPROVED, NOT ACCEPTED4$130,79021$112,36780$113,7217$50,7970$014$77,0366$59,502
APPLICATIONS DENIED13$128,29040$98,573226$120,26736$51,1990$012$59,0407$73,289
APPLICATIONS WITHDRAWN4$100,40326$97,865116$122,6239$23,5190$011$58,4200$0
FILES CLOSED FOR INCOMPLETENESS0$012$161,42841$143,7180$02$2,142,6355$63,9240$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0121.00 , 0601.00, 1601.00, 1650.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 2 full and 6 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
D) Loans On Manufactured
Home Dwelling (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED81$116,86632$155,60415$87,3920$0
APPLICATIONS APPROVED, NOT ACCEPTED7$94,75311$117,8880$01$77,860
APPLICATIONS DENIED2$126,7802$114,2800$00$0
APPLICATIONS WITHDRAWN8$112,3633$151,4130$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$00$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0121.00 , 0601.00, 1601.00, 1650.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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