Estimated median household income in 2007: $31,084
| This zip code: | $31,084 | | Ohio: | $46,597 |
Nearest zip codes: 45406, 45407, 45414, 45402, 45404, 45408.
Dayton Zip Code Map
Housing units in zip code 45405 with a mortgage: 3,098 (452 second mortgage, 354 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 1,092
Median monthly owner costs for units with a mortgage: $976
Median monthly owner costs for units without a mortgage: $389
Residents with income below the poverty level in 2007:
| This zip code: | 22.9% | | Whole state: | 13.1% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 9.2% | | Whole state: | 6.0% |
Median number of rooms in houses and condos:
| Here: | 6.4 | | State: | 6.4 |
Median number of rooms in apartments:
| Here: | 4.0 | | State: | 4.3 |
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Notable locations in this zip code not listed on our city pages:
Notable location: Riverbend Art Center (A). Display/hide its location on the map
Churches in zip code 45405 include: Memorial Baptist Church (A), Mount Calvary Independent Methodist Church (B), North Riverdale Lutheran Church (C), Northminster Presbyterian Church (D), Our Lady of Mercy Catholic Church (E), Faircreek Church (F), Riverdale Congregational Church (G), Riverdale United Methodist Church (H), Riverdale Wesleyan Church (I). Display/hide their locations on the map
Parks in zip code 45405 include: Steeles Hill-Grafton Hill Historic District (1), McPherson Town Historic District (2), McKinley Park (3), Five Oaks Park (4), Mary Avenue Park (5). Display/hide their locations on the map
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Year house built: |
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- 1999 to March 2000: 0
- 1995 to 1998: 51
- 1990 to 1994: 82
- 1980 to 1989: 212
- 1970 to 1979: 1,119
- 1960 to 1969: 2,303
- 1950 to 1959: 2,539
- 1940 to 1949: 1,844
- 1939 or earlier: 4,017
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Bedrooms in owner-occupied houses in Dayton, OH (45405): |
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- no bedroom: 6
- 1 bedrooms: 162
- 2 bedrooms: 1,157
- 3 bedrooms: 2,470
- 4 bedrooms: 677
- 5 or more bedrooms: 212
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 278
- 1 bedrooms: 2,194
- 2 bedrooms: 2,044
- 3 bedrooms: 1,054
- 4 bedrooms: 159
- 5 or more bedrooms: 10
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Vehicles available in 45405 zip code in owner-occupied houses/condos: |
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- no vehicle: 303
- 1 vehicle: 1,750
- 2 vehicles: 1,838
- 3 vehicles: 586
- 4 vehicles: 163
- 5 or more vehicles: 44
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 1,547
- 1 vehicle: 2,870
- 2 vehicles: 1,056
- 3 vehicles: 224
- 4 vehicles: 42
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 45405:
- Less than $10,000: 49
- $10,000 to $14,999: 14
- $15,000 to $19,999: 4
- $20,000 to $24,999: 6
- $25,000 to $29,999: 21
- $30,000 to $34,999: 12
- $35,000 to $39,999: 36
- $40,000 to $49,999: 147
- $50,000 to $59,999: 316
- $60,000 to $69,999: 455
- $70,000 to $79,999: 626
- $80,000 to $89,999: 684
- $90,000 to $99,999: 511
- $100,000 to $124,999: 557
- $125,000 to $149,999: 186
- $150,000 to $174,999: 158
- $175,000 to $199,999: 105
- $200,000 to $249,999: 94
- $250,000 to $299,999: 10
- $300,000 to $399,999: 18
- $400,000 to $499,999: 5
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Rent paid by renters in 2007 in zip code 45405:
- Less than $100: 45
- $100 to $149: 57
- $150 to $199: 189
- $200 to $249: 94
- $250 to $299: 246
- $300 to $349: 248
- $350 to $399: 779
- $400 to $449: 1,027
- $450 to $499: 1,091
- $500 to $549: 653
- $550 to $599: 756
- $600 to $649: 338
- $650 to $699: 516
- $700 to $749: 56
- $750 to $799: 16
- $1,000 to $1,249: 40
- No cash rent: 91
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Median price asked for vacant for-sale houses and condos in 2007: $68,730.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $83,823
- Black or African American householders: $87,066
- Asian householders: $114,010
- Some other race householders: $60,248
- Two or more races householders: $106,775
- Hispanic or Latino householders: $74,842
Estimated median house or condo value in 2007: $84,323 (it was $67,600 in 2000)
| 45405: | $84,323 | | Ohio: | $137,800 |
Lower value quartile - upper value quartile: $65,400 - $106,100
Mean price in 2007:
Detached houses: $93,269| Here: | $93,269 | | State: | $175,406 |
Townhouses or other attached units: $111,188| Here: | $111,188 | | State: | $158,918 |
In 2-unit structures: $75,169| Here: | $75,169 | | State: | $124,203 |
In 3-to-4-unit structures: $322,978| Here: | $322,978 | | State: | $149,153 |
In 5-or-more-unit structures: $193,695| Here: | $193,695 | | State: | $138,542 |
Mobile homes: $16,667| Here: | $16,667 | | State: | $32,066 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 5,459
- One, attached: 816
- Two: 921
- 3 or 4: 1,868
- 5 to 9: 1,041
- 10 to 19: 787
- 20 to 49: 550
- 50 or more: 635
- Mobile homes: 90

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Means of transportation to work
- Drove a car alone: 8,099 (79%)
- Carpooled: 998 (10%)
- Bus or trolley bus: 681 (7%)
- Taxi: 7 (0%)
- Bicycle: 47 (0%)
- Walked: 191 (2%)
- Other means: 38 (0%)
- Worked at home: 175 (2%)
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Travel time to work
- Less than 5 minutes: 155
- 5 to 9 minutes: 913
- 10 to 14 minutes: 1908
- 15 to 19 minutes: 2282
- 20 to 24 minutes: 2114
- 25 to 29 minutes: 618
- 30 to 34 minutes: 1083
- 35 to 39 minutes: 83
- 40 to 44 minutes: 165
- 45 to 59 minutes: 394
- 60 to 89 minutes: 272
- 90 or more minutes: 74
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Neighborhoods in zip code 45405:
Percentage of zip code residents living and working in this county: 88.1%
Household type by relationship
Households: 22,710
- In family households: 16,944 (3,160 male householders, 2,292 female householders)
3,022 spouses, 6,841 children (6,261 natural, 129 adopted, 451 stepchildren), 439 grandchildren, 258 brothers or sisters, 144 parents, 146 other relatives, 642 non-relatives
- In nonfamily households: 5,766 (2,155 male householders (1,803 living alone)), 2,773 female householders (2,433 living alone)), 838 nonrelatives
- In group quarters: 494 (419 institutionalized population)
Size of family households: 2,333 2-persons, 1,393 3-persons, 943 4-persons, 485 5-persons, 169 6-persons, 129 7-or-more-persons.
Size of nonfamily households: 4,236 1-person, 641 2-persons, 21 3-persons, 13 4-persons, 17 5-persons.
2,614 married couples with children.
2,697 single-parent households (398 men, 2,299 women).
94.6% of residents of 45405 zip code speak English at home.
2.2% of residents speak Spanish at home (76% very well, 12% well, 12% not well).
1.9% of residents speak other Indo-European language at home (70% very well, 13% well, 14% not well, 2% not at all).
0.8% of residents speak Asian or Pacific Island language at home (17% very well, 36% well, 47% not well).
0.5% of residents speak other language at home (45% very well, 21% well, 30% not well, 4% not at all).
Foreign born population: 613 (2.7%)
(43.1% of them are naturalized citizens)
| This zip code: | 2.7% | | Whole state: | 3.0% |
Most common places of birth for the foreign-born residents:
- Germany (13%)
- Philippines (10%)
- United Kingdom (8%)
- Mexico (6%)
- Other Northern Africa (5%)
- Vietnam (5%)
- Bosnia and Herzegovina (5%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 98
- 1990 to 1994: 122
- 1985 to 1989: 66
- 1980 to 1984: 60
- 1975 to 1979: 67
- 1970 to 1974: 20
- 1970 to 1974: 40
- 1965 to 1969: 140
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White population: 10,948
Black population: 11,138
American Indian population: 78
Asian population: 131
Native Hawaiian and Other Pacific Islander population: 5
Some other race population: 217
Two or more races population: 608

First ancestries reported:
|  Other groups: 10476 |
|  German: 2403 |
|  United States or American: 1463 |
|  Irish: 868 |
|  English: 774 |
|  Subsaharan African:: 382 |
|  Italian: 341 |
|  African: 322 |
|  French (except Basque): 210 |
|  Scotch-Irish: 189 |
|  European: 165 |
|  Dutch: 161 |
|  Polish: 152 |
|  Welsh: 148 |
|  Scottish: 131 |
|  Hungarian: 81 |
|  Russian: 73 |
|  Arab:: 56 |
|  French Canadian: 47 |
|  British: 47 |
|  Greek: 47 |
|  Lithuanian: 44 |
|  Romanian: 40 |
|  Arab/Arabic: 36 |
|  Ethiopian: 33 |
|  Yugoslavian: 29 |
|  Swedish: 25 |
|  Swiss: 23 |
|  Guyanese: 19 |
|  Nigerian: 18 |
|  Eastern European: 17 |
|  Czech: 16 |
|  Pennsylvania German: 16 |
|  West Indian (excluding Hispanic groups):: 15 |
|  Slovene: 14 |
|  Ukrainian: 12 |
|  Jamaican: 11 |
|  Palestinian: 9 |
|  Norwegian: 9 |
|  Kenyan: 9 |
|  Lebanese: 7 |
|  Slavic: 6 |
|  Brazilian: 6 |
|  Latvian: 6 |
|  Iraqi: 4 |
|  Dutch West Indian: 4 |

Public primary/middle schools in zip code 45405 not listed on the city page:- CHARLES L LOOS ELEMENTARY SCHOOL (Students: 374; Location: 45 WAMPLER AVE, DAYTON, OH; Grades: KG - 06)
- VALERIE ELEMENTARY SCHOOL (Students: 365; Location: 4020 BRADWOOD DR, DAYTON, OH; Grades: PK - 06)
Private primary/middle schools not listed on the city page:- CORPUS CHRISTI ELEM SCHOOL (Students: 210; Location: 200 HOMEWOOD AVENUE, DAYTON, OH; Grades: KG - 8)
- OUR LADY OF MERCY (Students: 186; Location: 545 ODLIN DR, DAYTON, OH; Grades: KG - 8)
- PHILADELPHIA CHILD DVLPMNT CNT (Students: 41; Location: 2900 PHILADELPHIA DRIVE, DAYTON, OH; Grades: PK - KG)
- GLORIA DEI MONT SCH HOMEWOOD (Students: 31; Location: 249 SQUIRREL RD, DAYTON, OH; Grades: PK - KG)
Facitilies with environmental interests located in this zip code:
- APS MATERIALS INC (4011 RIVERSIDE DR in DAYTON, OH)
STATE MASTER (Ohio general info) - AIR MAJOR
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: COATING, ENGRAVING, AND ALLIED SERVICES
Organizations: APS MATERIALS, INC (CONTACT/OWNER)
- BP OIL CO (3604 N MAIN ST in DAYTON, OH)
STATE MASTER (Ohio general info) - RCRA-OHD987014032, HAZARDOUS WASTE PROGRAM, AIR MAJOR, -57-5541-659-14, EPCRA
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: BP OIL COMPANY (CONTACT/OWNER)
- BP OIL CO SITE 09579 (4206 N MAIN ST in DAYTON, OH)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: BP OIL COMPANY (CONTACT/OWNER)
- ALLIED PEST CONTROL INC (157 WALBROOK AVE in DAYTON, OH)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Median worth of mobile homes: $12,545
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 2%
Most commonly used house heating fuel: |
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- Utility gas (72%)
- Electricity (25%)
- Bottled, tank, or LP gas (1%)
- No fuel used (1%)
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Place of birth for U.S.-born residents:
- This state: 16913
- Northeast: 880
- Midwest: 1201
- South: 3128
- West: 372
50% of the 45405 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 79% lived in this county.
Out of people who lived in different counties, 49% lived in Ohio.
Population in 1990: 25,151. Population change in the 1990s: -2,026 (-8.1%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 736
| Here: | 24.5% | | Ohio: | 14.2% |
Students in private schools in grades 9 to 12 (high school): 260
| Here: | 23.8% | | Ohio: | 10.9% |
Students in private undergraduate colleges: 200
| Here: | 16.0% | | Ohio: | 23.4% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (DAYTON, OH):
- DANIS ENVIRONMENTAL INDUSTRIES (2 RIVERPLACE, SUITE 200): $2,127,416 in 29 contracts from 1999 to 2002
Contracts for Construction of Structures and Facilities -- Other Non-Building Facilities, Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings by U.S. Army Corps of Engineers - civil program financing only Signed by year: 2000: $1,246,402; 2001: $728,579; 2002: $83,298; 2003: $0; 2004: $0; 2005: $0; 2006: $0.
Biggest contracts:
$239,600 with U.S. Army Corps of Engineers - civil program financing only for Construction of Structures and Facilities -- Other Non-Building Facilities. Taking place in DC. Signed on 2000-09-21. Completion date: 2000-09-21.
$220,324, same as above. Signed on 2001-02-01. Completion date: 2001-09-30.
$144,764, same as above. Signed on 2001-01-23. Completion date: 2001-09-30.
$124,264, same as above. Signed on 2000-11-23. Completion date: 2001-09-30.
- DANIS INDUSTRIES CORPORATION (2 RIVER PL STE 400): $125,639 in 5 contracts from 1999 to 2000
Contracts for Construction of Structures and Facilities -- Waste Treatment and Storage Facilities by Navy Signed by year: 2000: $-1,500; 2001: $0; 2002: $0; 2003: $0; 2004: $0; 2005: $0; 2006: $0.
Biggest contracts:
$44,031 with Navy for Construction of Structures and Facilities -- Waste Treatment and Storage Facilities. Taking place in NC. Signed on 1999-10-01. Completion date: 1999-05-27.
$37,153, same as above. Signed on 1999-10-01. Completion date: 1999-05-27.
$30,409, same as above. Signed on 1999-10-01. Completion date: 1999-05-27.
$15,546, same as above. Signed on 1999-11-05. Completion date: 1999-05-27.
- METRO DOOR, INC (817 N MAIN ST; small business)
$7,150 with Defense Commissary Agency for Maintenance, Repair and Rebuilding of Equipment -- Service and Trade Equipment. Signed on 2005-08-03. Completion date: 2006-07-31.
- DANIS COMPANIES, THE (2 RIVER PL STE 400): $-598,194 in 4 contracts in 2001
$0 with Navy for Maintenance, Repair or Alteration of Real Property -- Sewage and Waste Facilities. Taking place in NC. Signed on 2001-03-23. Completion date: 2001-03-23.
$-35,450, same as above. Signed on 2001-03-23. Completion date: 2001-03-23.
$-269,809 with Navy for Construction of Structures and Facilities -- Waste Treatment and Storage Facilities. Taking place in NC. Signed on 2001-05-16. Completion date: 2001-06-06.
$-292,935 with Navy for Maintenance, Repair or Alteration of Real Property -- Sewage and Waste Facilities. Taking place in NC. Signed on 2001-03-23. Completion date: 2001-03-23.
Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: General Medical and Surgical Hospitals (over 1000 employees: 1 establishment)
- Accommodation and Food Services: Limited-Service Restaurants (50-99: 2, 20-49: 6, 10-19: 6, 5-9: 1, 1-4: 3)
- Construction: Commercial and Institutional Building Construction (250-499: 1, 20-49: 1, 10-19: 1)
- Health Care and Social Assistance: Nursing Care Facilities (100-249: 2, 1-4: 1)
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (20-49: 3, 10-19: 5, 5-9: 5, 1-4: 11)
- Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (100-249: 1, 20-49: 1)
- Other Services (except Public Administration): Religious Organizations (20-49: 2, 10-19: 2, 5-9: 4, 1-4: 5)
- Health Care and Social Assistance: Child Day Care Services (50-99: 1, 5-9: 3)
- Accommodation and Food Services: Full-Service Restaurants (20-49: 2, 5-9: 2, 1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 404 people in nursing homes
- 32 people in homes for the mentally ill
- 32 people in homes for the mentally retarded
- 10 people in other group homes
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 4 full and 16 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 70 | $69,990 | 302 | $68,014 | 408 | $74,285 | 69 | $28,796 | 18 | $267,649 | 259 | $56,411 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $86,955 | 48 | $73,218 | 126 | $80,472 | 21 | $54,677 | 2 | $310,145 | 45 | $55,414 | 0 | $0 |
| APPLICATIONS DENIED | 50 | $74,140 | 246 | $76,238 | 833 | $78,759 | 168 | $33,623 | 4 | $259,158 | 314 | $65,610 | 5 | $35,068 |
| APPLICATIONS WITHDRAWN | 8 | $81,836 | 59 | $71,783 | 211 | $84,204 | 18 | $48,125 | 2 | $445,905 | 70 | $69,005 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $53,298 | 39 | $74,841 | 101 | $90,591 | 6 | $10,773 | 3 | $355,173 | 40 | $70,569 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 4 full and 16 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 91 | $84,006 | 673 | $64,353 | 645 | $71,215 | 67 | $32,176 | 15 | $1,208,473 | 523 | $59,109 | 4 | $33,550 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $73,439 | 175 | $62,462 | 226 | $74,669 | 18 | $32,401 | 0 | $0 | 129 | $60,145 | 2 | $11,100 |
| APPLICATIONS DENIED | 31 | $72,663 | 435 | $66,648 | 789 | $79,894 | 187 | $32,502 | 4 | $527,728 | 355 | $61,537 | 7 | $15,903 |
| APPLICATIONS WITHDRAWN | 11 | $102,634 | 148 | $65,570 | 329 | $85,648 | 36 | $51,205 | 0 | $0 | 114 | $65,519 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $96,648 | 29 | $60,693 | 102 | $96,793 | 4 | $23,018 | 2 | $760,815 | 15 | $55,907 | 2 | $63,440 |
Aggregated Statistics For Year 2005 (Based on 4 full and 16 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 104 | $78,587 | 772 | $63,511 | 715 | $76,879 | 71 | $35,596 | 18 | $320,422 | 504 | $58,703 | 5 | $62,194 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $69,773 | 128 | $62,337 | 232 | $69,851 | 27 | $34,446 | 6 | $143,693 | 73 | $64,431 | 2 | $45,550 |
| APPLICATIONS DENIED | 22 | $63,038 | 367 | $63,023 | 1,007 | $80,075 | 202 | $28,406 | 3 | $284,673 | 279 | $64,666 | 9 | $59,482 |
| APPLICATIONS WITHDRAWN | 7 | $97,866 | 154 | $75,906 | 485 | $92,411 | 59 | $108,338 | 1 | $122,930 | 97 | $74,254 | 4 | $51,765 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $67,580 | 41 | $73,631 | 86 | $92,434 | 2 | $196,435 | 0 | $0 | 16 | $60,094 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 4 full and 16 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 143 | $76,711 | 686 | $66,041 | 878 | $75,806 | 90 | $42,200 | 20 | $637,240 | 547 | $60,585 | 2 | $20,045 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 19 | $81,613 | 217 | $66,792 | 325 | $76,003 | 30 | $42,092 | 0 | $0 | 164 | $65,542 | 0 | $0 |
| APPLICATIONS DENIED | 35 | $71,419 | 294 | $66,276 | 1,008 | $80,456 | 229 | $29,156 | 2 | $75,460 | 252 | $63,726 | 2 | $7,400 |
| APPLICATIONS WITHDRAWN | 20 | $79,400 | 114 | $67,876 | 557 | $83,227 | 37 | $48,324 | 2 | $558,010 | 81 | $73,931 | 2 | $4,775 |
| FILES CLOSED FOR INCOMPLETENESS | 7 | $74,281 | 34 | $67,832 | 81 | $86,283 | 8 | $65,421 | 0 | $0 | 35 | $65,299 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 4 full and 16 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 140 | $79,783 | 481 | $71,173 | 1,382 | $69,790 | 67 | $25,140 | 8 | $3,219,936 | 487 | $60,541 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $79,441 | 163 | $64,997 | 327 | $76,206 | 15 | $15,656 | 4 | $300,700 | 119 | $61,472 |
| APPLICATIONS DENIED | 54 | $74,230 | 230 | $65,132 | 1,062 | $75,283 | 152 | $16,265 | 2 | $154,070 | 199 | $59,580 |
| APPLICATIONS WITHDRAWN | 8 | $98,446 | 56 | $62,737 | 572 | $77,651 | 14 | $30,125 | 0 | $0 | 44 | $57,243 |
| FILES CLOSED FOR INCOMPLETENESS | 11 | $74,183 | 50 | $72,763 | 139 | $83,965 | 6 | $13,527 | 0 | $0 | 40 | $60,679 |
Aggregated Statistics For Year 2002 (Based on 4 full and 12 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 174 | $75,294 | 348 | $62,586 | 738 | $72,035 | 56 | $12,831 | 7 | $204,430 | 267 | $56,337 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $79,550 | 72 | $69,397 | 277 | $75,315 | 14 | $19,819 | 0 | $0 | 39 | $58,122 |
| APPLICATIONS DENIED | 41 | $76,992 | 134 | $67,184 | 626 | $74,019 | 106 | $10,335 | 2 | $1,196,565 | 71 | $63,748 |
| APPLICATIONS WITHDRAWN | 12 | $75,470 | 46 | $65,133 | 347 | $83,611 | 11 | $19,115 | 0 | $0 | 27 | $58,659 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $80,647 | 34 | $71,191 | 72 | $74,566 | 0 | $0 | 0 | $0 | 13 | $62,684 |
Aggregated Statistics For Year 2001 (Based on 4 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 156 | $73,318 | 340 | $64,122 | 730 | $70,626 | 109 | $13,390 | 11 | $338,944 | 218 | $55,203 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $70,310 | 72 | $58,861 | 258 | $63,390 | 28 | $15,426 | 6 | $184,238 | 54 | $53,990 |
| APPLICATIONS DENIED | 13 | $77,849 | 207 | $64,284 | 709 | $68,991 | 171 | $12,085 | 0 | $0 | 105 | $52,212 |
| APPLICATIONS WITHDRAWN | 10 | $64,131 | 58 | $70,710 | 345 | $68,972 | 16 | $28,208 | 2 | $78,505 | 40 | $64,412 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 13 | $73,318 | 69 | $78,164 | 2 | $42,955 | 0 | $0 | 13 | $73,801 |
Aggregated Statistics For Year 2000 (Based on 4 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 173 | $66,474 | 395 | $59,801 | 475 | $64,230 | 131 | $15,008 | 1 | $3,383,210 | 154 | $54,367 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 17 | $64,133 | 83 | $64,270 | 180 | $66,784 | 76 | $15,481 | 0 | $0 | 29 | $51,506 |
| APPLICATIONS DENIED | 23 | $71,642 | 169 | $60,145 | 628 | $64,425 | 231 | $10,599 | 2 | $111,170 | 97 | $56,408 |
| APPLICATIONS WITHDRAWN | 13 | $58,334 | 60 | $69,223 | 206 | $59,979 | 28 | $24,666 | 1 | $298,340 | 29 | $56,928 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 14 | $61,714 | 65 | $70,248 | 3 | $22,520 | 0 | $0 | 12 | $53,067 |
Aggregated Statistics For Year 1999 (Based on 3 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 130 | $69,656 | 313 | $58,756 | 442 | $58,704 | 102 | $10,930 | 4 | $241,778 | 148 | $53,421 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $61,392 | 51 | $64,385 | 236 | $63,464 | 55 | $15,268 | 0 | $0 | 28 | $53,872 |
| APPLICATIONS DENIED | 16 | $69,546 | 99 | $58,956 | 460 | $59,493 | 185 | $10,436 | 1 | $124,470 | 58 | $47,672 |
| APPLICATIONS WITHDRAWN | 8 | $63,698 | 57 | $63,508 | 258 | $62,700 | 16 | $15,388 | 1 | $129,980 | 30 | $63,765 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 5 | $61,830 | 69 | $64,078 | 2 | $14,970 | 0 | $0 | 6 | $59,548 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 4 full and 16 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 129 | $70,677 | 60 | $97,569 | 30 | $63,460 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $81,008 | 25 | $92,490 | 10 | $64,201 |
| APPLICATIONS DENIED | 6 | $101,417 | 4 | $98,513 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 10 | $81,741 | 8 | $74,619 | 6 | $76,232 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 4 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 118 | $60,934 | 48 | $74,669 | 57 | $46,657 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 24 | $56,250 | 22 | $75,325 | 20 | $43,369 |
| APPLICATIONS DENIED | 4 | $57,098 | 4 | $76,428 | 4 | $57,098 |
| APPLICATIONS WITHDRAWN | 4 | $41,313 | 5 | $66,564 | 3 | $48,193 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 4 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 133 | $62,560 | 52 | $91,332 | 87 | $53,717 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 28 | $56,714 | 25 | $80,301 | 25 | $51,717 |
| APPLICATIONS DENIED | 3 | $24,810 | 0 | $0 | 1 | $52,140 |
| APPLICATIONS WITHDRAWN | 1 | $52,140 | 2 | $68,730 | 1 | $52,140 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $164,780 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 4 full and 16 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 136 | $70,314 | 71 | $84,735 | 78 | $55,349 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 21 | $91,217 | 43 | $86,527 | 13 | $55,745 |
| APPLICATIONS DENIED | 2 | $257,390 | 1 | $99,580 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 8 | $74,488 | 14 | $106,997 | 11 | $65,409 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $87,525 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 4 full and 16 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 125 | $66,884 | 150 | $84,517 | 81 | $62,096 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 33 | $66,409 | 66 | $90,851 | 28 | $64,200 |
| APPLICATIONS DENIED | 2 | $28,105 | 10 | $76,693 | 4 | $54,275 |
| APPLICATIONS WITHDRAWN | 7 | $78,873 | 0 | $0 | 3 | $59,453 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $61,595 | 12 | $77,980 | 4 | $63,750 |
Aggregated Statistics For Year 2002 (Based on 4 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 114 | $67,525 | 107 | $83,479 | 79 | $59,420 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 22 | $75,742 | 46 | $82,443 | 5 | $53,614 |
| APPLICATIONS DENIED | 4 | $52,583 | 4 | $108,270 | 8 | $66,885 |
| APPLICATIONS WITHDRAWN | 16 | $72,061 | 15 | $114,694 | 14 | $77,315 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $107,050 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 4 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 118 | $77,867 | 81 | $81,779 | 54 | $51,431 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 19 | $74,103 | 15 | $81,031 | 18 | $73,826 |
| APPLICATIONS DENIED | 2 | $49,965 | 8 | $76,648 | 6 | $60,695 |
| APPLICATIONS WITHDRAWN | 2 | $41,675 | 4 | $64,295 | 4 | $52,290 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $72,230 | 1 | $99,740 | 3 | $70,723 |
Aggregated Statistics For Year 2000 (Based on 4 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 101 | $70,540 | 20 | $63,776 | 37 | $62,787 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $67,795 | 7 | $74,477 | 7 | $69,361 |
| APPLICATIONS DENIED | 6 | $79,988 | 8 | $87,916 | 4 | $65,580 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 5 | $95,560 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 3 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 48 | $71,044 | 46 | $71,805 | 15 | $48,163 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $58,593 | 9 | $73,000 | 1 | $58,970 |
| APPLICATIONS DENIED | 6 | $94,762 | 4 | $70,638 | 2 | $37,390 |
| APPLICATIONS WITHDRAWN | 2 | $60,220 | 0 | $0 | 1 | $46,730 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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