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45409 Zip Code Detailed Profile

 


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Profiles Kettering, OH (45409) houses, apartments, residents, cars, jobs...

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Cities: Kettering, OH (51.22%), Dayton, OH (36.92%), Oakwood, OH (11.73%), Moraine, OH (0.14%)
County: Montgomery County, OH

Zip code population in 2010: 3,488
Zip code population (2000): 14,431


Age and Sex of Residents in zip code 45409

Zip code 45409 (Kettering, Ohio) real estate house value trends

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Houses and condos: 3,574
Renter-occupied apartments: 1,134
% of renters here:

37%
State:

31%

Mar. 2012 cost of living index in zip code 45409: 84.7 (less than average, U.S. average is 100)

Land area: 3.5 sq. mi.
Water area: 0.0 sq. mi.
Population density: 1,007 people per square mile 
 
  (low).

Real estate property taxes paid for housing units in 2010:
This zip code:

1.4% ($2,759)
Ohio:

1.4% ($1,881)

Median real estate property taxes paid for housing units with mortgages in 2010: $2,883 (1.7%)
Median real estate property taxes paid for housing units with no mortgage in 2010: $2,544 (1.8%)

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Males: 5,308  (47.6%)
Females: 5,838  (52.4%)

Zip code 45409 races chart

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45409, OH forum
Recent posts about zip code 45409 area on our local forum with over 1,500,000 registered users:
Note For The Flight-Minded  (15 replies)
In praise of the "brick box"  (13 replies)
Diversity in Oakwood, ohio  (48 replies)
More Dayton area questions...  (6 replies)
100% urban population.

Estimated median house/condo value in 2010: $203,261
45409:

$203,261
Ohio:

$136,700



According to our research of Ohio and other state lists there were 6 registered sex offenders living in 45409 zip code as of June 20, 2013.
The ratio of number of residents in zip code 45409 to the number of sex offenders is 1,858 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is a lot smaller than the state average.


Median resident age:
This zip code:

32.7 years
Ohio median age:

38.6 years

Average household size:
This zip code:

2.5 people
Ohio:

2.5 people

Averages for the 2004 tax year for zip code 45409, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $54,458 (Individual Income Tax Returns)
Here:

$54,458
State:

$44,480

Salary/wage: $46,116 (reported on 82.0% of returns)
Here:

$46,116
State:

$39,198
(% of AGI for various income ranges: 108.7% for AGIs below $10k, 73.0% for AGIs $10k-25k, 79.3% for AGIs $25k-50k, 76.0% for AGIs $50k-75k, 77.2% for AGIs $75k-100k, 59.1% for AGIs over 100k)

Taxable interest for individuals: $2,391 (reported on 52.1% of returns)
This zip code:

$2,391
Ohio:

$1,532
(% of AGI for various income ranges: 8.2% for AGIs below $10k, 3.4% for AGIs $10k-25k, 1.8% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 2.5% for AGIs over 100k)

Taxable dividends: $6,316 (reported on 35.9% of returns)
Here:

$6,316
State:

$3,496
(% of AGI for various income ranges: 6.4% for AGIs below $10k, 3.4% for AGIs $10k-25k, 2.2% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 3.7% for AGIs $75k-100k, 5.7% for AGIs over 100k)

Net capital gain/loss: +$6,565 (reported on 29.6% of returns)
Here:

+$6,565
State:

+$8,582
(% of AGI for various income ranges: -3.4% for AGIs below $10k, 0.7% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 6.9% for AGIs over 100k)

Profit/loss from business: +$16,215 (reported on 14.8% of returns)
Here:

+$16,215
State:

+$10,813
(% of AGI for various income ranges: 4.4% for AGIs below $10k, 4.8% for AGIs $10k-25k, 3.3% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 4.3% for AGIs $75k-100k, 5.4% for AGIs over 100k)

IRA payment deduction: $2,654 (reported on 2.4% of returns)
45409:

$2,654
Ohio:

$2,794
(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs over 100k)

Self-employed pension: $13,571 (reported on 1.5% of returns)
Here:

$13,571
Ohio:

$13,981

Total itemized deductions: $19,385 (21% of AGI, reported on 45.9% of returns)
Here:

$19,385
State:

$17,503

Here:

21.3% of AGI
State:

20.8% of AGI
(% of AGI for various income ranges: 24.9% for AGIs below $10k, 13.4% for AGIs $10k-25k, 14.0% for AGIs $25k-50k, 16.7% for AGIs $50k-75k, 18.8% for AGIs $75k-100k, 16.5% for AGIs over 100k)

Charity contributions deductions: $3,680 (4% of AGI, reported on 39.3% of returns)
Here:

$3,680
State:

$3,087

Here:

3.8% of AGI
State:

3.4% of AGI
(% of AGI for various income ranges: 1.6% for AGIs below $10k, 1.1% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 2.9% for AGIs $75k-100k, 3.4% for AGIs over 100k)

Total tax: $9,001 (reported on 80.9% of returns)
45409:

$9,001
State:

$6,781
(% of AGI for various income ranges: 3.3% for AGIs below $10k, 4.6% for AGIs $10k-25k, 8.1% for AGIs $25k-50k, 9.9% for AGIs $50k-75k, 11.2% for AGIs $75k-100k, 18.9% for AGIs over 100k)

Earned income credit: $1,412 (reported on 8.8% of returns)
Here:

$1,412
State:

$1,696

Percentage of individuals using paid preparers for their 2004 taxes: 49.9%
Here:

50%
State:

55%
(% for various income ranges: 40.5% for AGIs below $10k, 48.3% for AGIs $10k-25k, 51.0% for AGIs $25k-50k, 51.8% for AGIs $50k-75k, 51.4% for AGIs $75k-100k, 61.1% for AGIs over 100k)


Estimated median household income in 2010:
This zip code:

$57,877
Ohio:

$46,563

Kettering, OH (45409) map

Nearest zip codes: 45419, 45439, 45410, 45402, 45429, 45420.
Oakwood Zip Code Map

Percentage of family households:
This zip code:

45.5%
Ohio:

51.4%


Housing units in zip code 45409 with a mortgage: 1,374 (298 second mortgage, 366 home equity loan, 155 both second mortgage and home equity loan)
Houses without a mortgage: 595

Median monthly owner costs for units with a mortgage: $1,727

Median monthly owner costs for units without a mortgage: $641

Residents with income below the poverty level in 2010:
This zip code:

29.4%
Whole state:

14.8%

Residents with income below 50% of the poverty level in 2010:
This zip code:

6.3%
Whole state:

8.0%

Median number of rooms in houses and condos:
Here:

7.1
State:

6.6

Median number of rooms in apartments:
Here:

4.4
State:

4.5


Click to draw/clear zip code borders

Notable locations in this zip code not listed on our city pages:

Notable locations in zip code 45409: Dayton Country Club (A), University of Dayton Department of Public Safety (B), Kettering Fire Department Station 31 (C), Zehler Hall (D), Wohlleben Hall (E), William S Anderson Information Science Center (F), Virginia W Kettering Residence Hall (G), Thomas J Frericks Athletic and Convocation Center (H), Stuart Complex (I), Sherman Hall (J), Saint Marys Hall (K), Saint Joseph Hall (L), Roesch Library (M), Rike Center for Fine Arts (N), Reichard Hall (O), O'Reilly Hall (P), Miriam Hall (Q), McGinnis Center (R), Marycrest Hall (S), Liberty Hall (T). Display/hide their locations on the map

Shopping Center: Hills and Dales Shopping Center (1). Display/hide its location on the map

Churches in zip code 45409 include: Immaculate Conception Chapel (A), Church of Christ in Christian Union (B), Gospel Mission (C), South Park United Methodist Church (D), First Church of Christ Scientist (E), The Harvesters Chapel (F), Holy Angels Catholic Church (G), Lutheran Church of Our Savior (H). Display/hide their locations on the map

Cemeteries: Beth Abraham Cemetery (1), Jewish Cemetery (2), University of Dayton Cemetery (3), Riverview Cemetery (4). Display/hide their locations on the map

Parks in zip code 45409 include: Carillon Historical Park (1), Old River Park (2), Patterson Monument (3), Hills and Dales Park (4), Baujan Field (5), John W. Berry Sr. Wright Brothers Aviation Center at Carillon Historical Park (6), South Park (7). Display/hide their locations on the map

Tourist attraction (not listed on the city page) : Dayton City - Parks Recreation & Culture- Cultural Facilities- Patterson Homes (Museums; 1815 Brown Street).

 

Year house built

  • 2005 or later: 169
  • 2000 to 2004: 291
  • 1990 to 1999: 111
  • 1980 to 1989: 297
  • 1970 to 1979: 335
  • 1960 to 1969: 517
  • 1950 to 1959: 666
  • 1940 to 1949: 960
  • 1939 or earlier: 1,493


Zip code 45409 satellite photo by USGS



Estimated household income distribution in 2009:

Zip code 45409 household income distribution in 2009

Zip code 45409 house/condo values in 2010

Estimate of home value of owner-occupied houses/condos in 2010 in zip code 45409:

  • Less than $10,000: 37
  • $10,000 to $14,999: 11
  • $30,000 to $34,999: 115
  • $35,000 to $39,999: 58
  • $40,000 to $49,999: 97
  • $50,000 to $59,999: 249
  • $60,000 to $69,999: 69
  • $70,000 to $79,999: 144
  • $80,000 to $89,999: 199
  • $90,000 to $99,999: 136
  • $100,000 to $124,999: 235
  • $125,000 to $149,999: 434
  • $150,000 to $174,999: 301
  • $175,000 to $199,999: 292
  • $200,000 to $249,999: 291
  • $250,000 to $299,999: 281
  • $300,000 to $399,999: 347
  • $400,000 to $499,999: 236
  • $500,000 to $749,999: 246
  • $750,000 to $999,999: 271
  • $1,000,000 or more: 109

 



45409 rent paid by renters

Rent paid by renters in 2010 in zip code 45409:

  • Less than $100: 69
  • $100 to $149: 41
  • $150 to $199: 807
  • $200 to $249: 881
  • $250 to $299: 1,005
  • $300 to $349: 88
  • $350 to $399: 440
  • $400 to $449: 453
  • $450 to $499: 232
  • $500 to $549: 242
  • $550 to $599: 135
  • $600 to $649: 125
  • $650 to $699: 183
  • $700 to $749: 374
  • $750 to $799: 130
  • $800 to $899: 114
  • $900 to $999: 183
  • $1,000 to $1,249: 204
  • $1,250 to $1,499: 436
  • $1,500 to $1,999: 88
  • $2,000 or more: 358
  • No cash rent: 379
 


Median price asked for vacant for-sale houses and condos in 2010: $102,069.

Estimated median house (or condo) value in 2010 for:

  • White Non-Hispanic householders: $216,026
  • Black or African American householders: $139,107
  • Asian householders: $201,951
  • Two or more races householders: $156,619
  • Hispanic or Latino householders: $199,497

Estimated median house or condo value in 2010: $203,261
45409:

$203,261
Ohio:

$136,700
Lower value quartile - upper value quartile: $150,293 - $264,646

Mean price in 2010:

Detached houses: $190,058
Here:

$190,058
State:

$169,271

In 5-or-more-unit structures: $55,479
Here:

$55,479
State:

$112,841

Mobile homes: $207,877
Here:

$207,877
State:

$67,145

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 2,194
  • One, attached: 212
  • Two: 440
  • 3 or 4: 553
  • 5 to 9: 299
  • 10 to 19: 332
  • 20 to 49: 312
  • 50 or more: 570
  • Mobile homes: 170
45409 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 3,010 (52%)
  • Carpooled: 441 (8%)
  • Bus or trolley bus: 166 (3%)
  • Motorcycle: 224 (4%)
  • Bicycle: 452 (8%)
  • Walked: 2,447 (42%)
  • Other means: 315 (5%)
  • Worked at home: 443 (8%)
 

45409 zip code travel time to work (commute)

Travel time to work (commute)

  • Less than 5 minutes: 479
  • 5 to 9 minutes: 1,438
  • 10 to 14 minutes: 1,499
  • 15 to 19 minutes: 983
  • 20 to 24 minutes: 586
  • 25 to 29 minutes: 271
  • 30 to 34 minutes: 292
  • 35 to 39 minutes: 194
  • 40 to 44 minutes: 177
  • 45 to 59 minutes: 170
  • 60 to 89 minutes: 198
  • 90 or more minutes: 121
 

Percentage of zip code residents living and working in this county: 86.6%

Household type by relationship:

Households: 8,181
  • In family households: 5,239 (1,225 male householders, 506 female householders)
    1,396 spouses, 1,917 children (1,810 natural, 39 adopted, 68 stepchildren), 37 grandchildren, 29 brothers or sisters, 24 parents, 34 other relatives, 71 non-relatives
  • In nonfamily households: 2,942 (815 male householders (567 living alone)), 929 female householders (663 living alone)), 1,198 nonrelatives
  • In group quarters: 6,306 (79 institutionalized population)

Size of family households: 928 2-persons, 308 3-persons, 339 4-persons, 214 5-persons, 83 6-persons, 117 7-or-more-persons

Size of nonfamily households: 854 1-person, 251 2-persons, 1,357 3-persons, 292 4-persons, 738 5-persons, 350 7-or-more-persons

1,161 married couples with children.
1,470 single-parent households (1,020 men, 450 women).

97.1% of residents of 45409 zip code speak English at home.
7.9% of residents speak Spanish at home (71% very well, 15% well, 13% not well, 1% not at all).
11.5% of residents speak other Indo-European language at home (44% very well, 33% well, 22% not well).
7.3% of residents speak Asian or Pacific Island language at home (57% very well, 16% well, 24% not well, 2% not at all).
0.4% of residents speak other language at home (100% very well).

Foreign born population: 312 (2.8%)
(31.7% of them are naturalized citizens)
This zip code:

2.8%
Whole state:

3.9%

Most common places of birth for the foreign-born residents:

  • United Kingdom (22%)
  • Germany (14%)
  • Japan (13%)
  • Italy (11%)
  • Iraq (7%)
  • China, excluding Hong Kong and Taiwan (6%)
  • Mexico (4%)

Year of entry for the foreign-born population

  • 2000 or later: 207
  • 1990 to 1999: 97
  • 1980 to 1989: 50
  • Before 1980: 157

Races in zip code 45409:

White population: 9,736
Black population: 754
American Indian population: 450
Asian population: 284
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 408
Two or more races population: 631
Hispanic or Latino population: 475

Zip code 45409 topographic map

Private primary/middle school not listed on the city page:

  • HOLY ANGELS ELEMENTARY SCHOOL (Students: 300; Location: 223 L STREET, DAYTON, OH; Grades: KG - 8)

Facilities with environmental interests located in this zip code:

  • CHARLIE S 76 UNOCAL (1300 W DOROTHY LN in KETTERING, OH)
    AIR MINOR (AIRS/AFS)
    STATE MASTER (Ohio general info) - AIR MAJOR
    Business SIC classification: GASOLINE SERVICE STATIONS
    Alternative names: CHARLIE'S 76 UNOCAL


Zip code 45409 marital status for males
Zip code 45409 marital status for females


Housing units lacking complete plumbing facilities: 1.1%

Housing units lacking complete kitchen facilities: 5.6%

Most commonly used house heating fuel:

  • Utility gas (74%)
  • Electricity (11%)
  • Fuel oil, kerosene, etc. (6%)
  • Wood (3%)
  • Bottled, tank, or LP gas (3%)
  • Other fuel (2%)

Population in 1990: 12,633. Population change in the 1990s: +1,798 (+14.2%).

Place of birth for U.S.-born residents:

  • This state: 8,945
  • Northeast: 1,269
  • Midwest: 2,156
  • South: 1,212
  • West: 379

31% of the 45409 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 29% lived in this county.
   Out of people who lived in different counties, 50% lived in Ohio.

Year Householders Moved Into Unit:

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 409
Here:

27.5%
Ohio:

13.8%

Students in private schools in grades 9 to 12 (high school): 350
Here:

41.6%
Ohio:

11.9%

Students in private undergraduate colleges: 12,293
Here:

94.5%
Ohio:

23.3%

Educational Attainment (%)

School Enrollment by Level of School (%)


Class of Workers (%)


Companies with federal contracts located in this zip code (DAYTON, OH):

  • PRN MEDICAL TRANSCRIPTION INC (1612 PROSSER AVE STE 335; small business) : $1,867,415 in 20 contracts from 1999 to 2005
    Contracts for Transcription Services by Air Force
    Signed by year: 2000: $169,980; 2001: $51,250; 2002: $243,375; 2003: $384,125; 2004: $64,000; 2005: $620,560; 2006: $0.

    Biggest contracts:
    $334,125 with Air Force for Transcription Services. Signed on 2003-10-01. Completion date: 2004-11-30.
    $334,125, same as above. Signed on 2000-11-14. Completion date: 2001-11-30.
    $334,125, same as above. Signed on 1999-12-01. Completion date: 2000-11-30.
    $327,780, same as above. Signed on 2005-10-01. Completion date: 2006-09-30.
  • THA, LTD (2113 HERITAGE POINT DRIVE; small business) : $117,260 in 2 contracts from 2001 to 2002
    $87,560 with Defense Logistics Agency for Antennas, Waveguides, and Related Equipment. Signed on 2001-10-12. Completion date: 2002-02-04.
    $29,700 with Defense Logistics Agency for Radar Equipment, Airborne. Signed on 2002-06-13. Completion date: 2002-12-10.
  • ANESTHESIOLOGY SERVICES NETWOR (1 WYOMING ST) : $59,875 in 2 contracts in 2004
    $59,875 with Air Force for Anesthesiology Services. Signed on 2004-06-16. Completion date: 2004-09-27.
    $0, same as above. Signed on 2004-06-16. Completion date: 2004-09-27.
  • DONNELLON MCCARTHY INC (2580 LANCE DRIVE) : $10,335 in 2 contracts from 2003 to 2004
    $6,835 with Air Force for ADPE System Configuration. Signed on 2003-01-15. Completion date: 2004-01-09.
    $3,500 with Air Force for Miscellaneous Office Machines. Signed on 2004-07-27. Completion date: 2004-08-26.
  • EAGLE REGISTRATIONS INC (2242 W SCHANTZ AVENUE; small business)
    $3,001 with Army for Auditing Services. Signed on 2003-05-30. Completion date: 2003-06-02.
  • NCR CORPORATION (1334 S PATTERSON BLVD) : $-73,184 in 2 contracts from 2004 to 2005
    $-17,506 with Department of Defense for Other ADP and Telecommunications Services (includes data storage on tapes, compact disks, etc.). Taking place in MD. Signed on 2005-02-08. Completion date: 2003-11-17.
    $-55,678, same as above. Signed on 2004-10-28. Completion date: 2004-02-12.

Top industries in this zip code by the number of employees in 2005:

  • Management of Companies and Enterprises: Corporate, Subsidiary, and Regional Managing Offices (over 1000 employees: 1 establishment, 1-4 employees: 1 establishment)
  • Health Care and Social Assistance: General Medical and Surgical Hospitals (over 1000: 1)
  • Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (50-99: 3, 20-49: 8, 10-19: 11, 5-9: 12, 1-4: 14)
  • Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (250-499: 1, 100-249: 1, 50-99: 1)
  • Accommodation and Food Services: Full-Service Restaurants (50-99: 3, 20-49: 6, 10-19: 2, 1-4: 1)
  • Accommodation and Food Services: Limited-Service Restaurants (20-49: 10, 10-19: 3, 1-4: 2)
  • Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (250-499: 1, 1-4: 1)
  • Finance and Insurance: Sales Financing (100-249: 1, 20-49: 2)
  • Health Care and Social Assistance: Home Health Care Services (50-99: 2, 20-49: 2)
  • Professional, Scientific, and Technical Services: Engineering Services (100-249: 1, 20-49: 1, 1-4: 2)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




People in group quarters:

  • 6,125 people in college dormitories (includes college quarters off campus)
  • 92 people in nursing homes
  • 64 people in homes or halfway houses for drug/alcohol abuse
  • 5 people in religious group quarters
  • 5 people in other nonhousehold living situations


Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 full and 8 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans		B) Conventional
Home Purchase Loans		C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED94$131,23693$142,302403$158,16720$81,14731$124,235
APPLICATIONS APPROVED, NOT ACCEPTED4$115,3903$186,04027$162,7422$74,6353$100,180
APPLICATIONS DENIED5$102,4922$236,640116$158,21713$74,48814$114,809
APPLICATIONS WITHDRAWN7$116,6237$185,44448$160,0500$05$86,916
FILES CLOSED FOR INCOMPLETENESS0$02$142,82012$138,6530$04$156,718
Choose year:  2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 full and 8 partial tracts)
A) Conventional
Home Purchase Loans		B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED17$153,10815$162,4650$0
APPLICATIONS APPROVED, NOT ACCEPTED3$99,0904$196,3651$99,180
APPLICATIONS DENIED1$177,8202$209,7550$0
APPLICATIONS WITHDRAWN2$252,9402$191,9650$0
FILES CLOSED FOR INCOMPLETENESS0$01$194,8100$0
Choose year:  2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value


Most common first names in zip code 45409 among deceased individuals
NameCountLived (average)
Mary10080.4 years
William8473.2 years
John7475.3 years
Robert7271.7 years
Helen6082.9 years
Charles5776.9 years
James5273.2 years
George5075.6 years
Margaret4081.7 years
Joseph3879.8 years
Most common last names in zip code 45409 among deceased individuals
Last nameCountLived (average)
Smith3571.1 years
Jones2179.9 years
Brown1973.1 years
Miller1878.0 years
Moore1679.0 years
Wilson1682.1 years
Martin1279.9 years
Davis1082.7 years
Johnson972.7 years
Weaver981.6 years
Businesses in zip code 45409
NameCountNameCount
Applebee's1Lane Furniture1
Arby's1Marriott1
Ben & Jerry's1MasterBrand Cabinets2
Buffalo Wild Wings1Panera Bread1
Burger King1Starbucks1
Chipotle1T-Mobile1
Cold Stone Creamery1Taco Bell1
Dennys1U-Haul1
FedEx4UPS1
KFC1


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