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45440 Zip Code (Kettering, OH) Detailed Profile




Cities: Kettering, OH (32.65%), Beavercreek, OH (26.06%), Centerville, OH (7.08%), Bellbrook, OH (1.18%)
Counties: Greene County, OH (65.02%), Montgomery County, OH (34.98%)
Estimated zip code population in 2019: 21,274
Zip code population in 2010: 20,734
Zip code population in 2000: 19,792

Houses and condos: 9,618
Renter-occupied apartments: 3,122
% of renters here:

34%
State:

34%
March 2019 cost of living index in zip code 45440: 94.7 (less than average, U.S. average is 100)

Land area: 9.4 sq. mi.
Water area: 0.0 sq. mi.
Population density: 2,259 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 45440
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Real estate property taxes paid for housing units in 2019:
This zip code:

2.1% ($4,032)
Ohio:

1.5% ($2,324)
Median real estate property taxes paid for housing units with mortgages in 2019: $4,235 (2.1%)
Median real estate property taxes paid for housing units with no mortgage in 2019: $3,834 (2.0%)

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Males: 10,398  (48.9%)
Females: 10,876  (51.1%)

For population 25 years and over in 45440:

  • High school or higher: 97.4%
  • Bachelor's degree or higher: 47.4%
  • Graduate or professional degree: 21.6%
  • Unemployed: 3.5%
  • Mean travel time to work (commute): 20.7 minutes

For population 15 years and over in 45440:

  • Never married: 27.2%
  • Now married: 56.0%
  • Separated: 0.9%
  • Widowed: 6.6%
  • Divorced: 9.3%

Zip code 45440 compared to state average:

  • Black race population percentage below state average.
  • Hispanic race population percentage below state average.
  • Length of stay since moving in below state average.
  • House age below state average.
  • Percentage of population with a bachelor's degree or higher above state average.
  • Races in zip code 45440 (2019)
    • 18,50689.3%White
    • 8574.1%Black
    • 5042.4%Asian
    • 4322.1%Hispanic or Latino
    • 3711.8%Two or more races
    • 400.2%American Indian
    • 190.09%Some other race
    • 50.02%Native Hawaiian and Other
      Pacific Islander
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Urban population: 20,796
Rural population: 477

Estimated median house/condo value in 2019: $194,501
45440:

$194,501
Ohio:

$157,200



According to our research of Ohio and other state lists, there were 8 registered sex offenders living in 45440 zip code as of February 26, 2021.
The ratio of all residents to sex offenders in zip code 45440 is 2,680 to 1.
The ratio of registered sex offenders to all residents in this zip code is much lower than the state average.


Median resident age:
This zip code:

41.5 years
Ohio median age:

39.6 years
Average household size:
This zip code:

2.3 people
Ohio:

2.4 people

Averages for the 2012 tax year for zip code 45440, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $66,904 (Individual Income Tax Returns)
Here:

$66,904
State:

$54,926

Salary/wage: $54,943 (reported on 80.0% of returns)
Here:

$54,943
State:

$45,869
(% of AGI for various income ranges: 71.9% for AGIs below $25k, 71.1% for AGIs $25k-50k, 69.2% for AGIs $50k-75k, 68.2% for AGIs $75k-100k, 73.7% for AGIs $100k-200k, 48.0% for AGIs over 200k)

Taxable interest for individuals: $1,107 (reported on 47.2% of returns)
This zip code:

$1,107
Ohio:

$1,297
(% of AGI for various income ranges: 1.3% for AGIs below $25k, 0.9% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 0.6% for AGIs over 200k)

Ordinary dividends: $4,948 (reported on 29.9% of returns)
Here:

$4,948
State:

$5,821
(% of AGI for various income ranges: 2.1% for AGIs below $25k, 1.7% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 1.8% for AGIs $100k-200k, 3.5% for AGIs over 200k)

Net capital gain/loss in AGI: +$10,793 (reported on 23.4% of returns)
Here:

+$10,793
State:

+$11,232
(% of AGI for various income ranges: 0.5% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.4% for AGIs $100k-200k, 12.9% for AGIs over 200k)

Profit/loss from business: +$15,127 (reported on 12.1% of returns)
Here:

+$15,127
State:

+$12,773
(% of AGI for various income ranges: 5.4% for AGIs below $25k, 2.8% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 2.5% for AGIs $100k-200k, 3.3% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $14,066 (reported on 14.5% of returns)
45440:

$14,066
Ohio:

$14,511
(% of AGI for various income ranges: 4.4% for AGIs below $25k, 3.3% for AGIs $25k-50k, 3.4% for AGIs $50k-75k, 3.6% for AGIs $75k-100k, 3.1% for AGIs $100k-200k, 2.1% for AGIs over 200k)

Self-employment retirement plans: $16,889 (reported on 0.8% of returns)
45440:

$16,889
Ohio:

$20,257
(% of AGI for various income ranges: 0.2% for AGIs $50k-75k, 0.2% for AGIs $100k-200k, 0.5% for AGIs over 200k)

Total itemized deductions: $21,730 (18% of AGI, reported on 38.7% of returns)
Here:

$21,730
State:

$21,278

Here:

18.1% of AGI
State:

18.8% of AGI
(% of AGI for various income ranges: 9.3% for AGIs below $25k, 9.2% for AGIs $25k-50k, 12.6% for AGIs $50k-75k, 13.8% for AGIs $75k-100k, 14.8% for AGIs $100k-200k, 11.6% for AGIs over 200k)

Charity contributions: $4,319 (reported on 32.3% of returns)
Here:

$4,319
State:

$3,943
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 1.1% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 2.5% for AGIs $100k-200k, 2.5% for AGIs over 200k)

Taxes paid: $9,935 (reported on 38.6% of returns)
45440:

$9,935
State:

$9,568
(% of AGI for various income ranges: 1.8% for AGIs below $25k, 2.7% for AGIs $25k-50k, 4.7% for AGIs $50k-75k, 5.7% for AGIs $75k-100k, 7.2% for AGIs $100k-200k, 7.1% for AGIs over 200k)

Earned income credit: $2,011 (reported on 10.2% of returns)
Here:

$2,011
State:

$2,285
(% of AGI for various income ranges: 4.0% for AGIs below $25k, 0.6% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 40.7%
Here:

41%
State:

51%
(% for various income ranges: 33.0% for AGIs below $25k, 41.8% for AGIs $25k-50k, 45.6% for AGIs $50k-75k, 46.1% for AGIs $75k-100k, 40.9% for AGIs $100k-200k, 68.4% for AGIs over 200k)

Averages for the 2004 tax year for zip code 45440, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $56,295 (Individual Income Tax Returns)
Here:

$56,295
State:

$44,480

Salary/wage: $47,638 (reported on 81.7% of returns)
Here:

$47,638
State:

$39,198
(% of AGI for various income ranges: 96.4% for AGIs below $10k, 68.2% for AGIs $10k-25k, 68.2% for AGIs $25k-50k, 71.8% for AGIs $50k-75k, 77.1% for AGIs $75k-100k, 64.6% for AGIs over 100k)

Taxable interest for individuals: $1,699 (reported on 57.8% of returns)
This zip code:

$1,699
Ohio:

$1,532
(% of AGI for various income ranges: 6.2% for AGIs below $10k, 3.5% for AGIs $10k-25k, 2.3% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Taxable dividends: $2,685 (reported on 36.6% of returns)
Here:

$2,685
State:

$3,496
(% of AGI for various income ranges: 4.9% for AGIs below $10k, 2.5% for AGIs $10k-25k, 1.8% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.8% for AGIs over 100k)

Net capital gain/loss: +$8,657 (reported on 29.4% of returns)
Here:

+$8,657
State:

+$8,582
(% of AGI for various income ranges: -3.7% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 9.5% for AGIs over 100k)

Profit/loss from business: +$13,199 (reported on 12.4% of returns)
Here:

+$13,199
State:

+$10,813
(% of AGI for various income ranges: 5.0% for AGIs below $10k, 3.7% for AGIs $10k-25k, 2.4% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 3.0% for AGIs $75k-100k, 3.0% for AGIs over 100k)

IRA payment deduction: $2,889 (reported on 2.6% of returns)
45440:

$2,889
Ohio:

$2,794
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $12,563 (reported on 1.1% of returns)
Here:

$12,563
Ohio:

$13,981
(% of AGI for various income ranges: 0.1% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.4% for AGIs over 100k)

Total itemized deductions: $18,681 (19% of AGI, reported on 43.6% of returns)
Here:

$18,681
State:

$17,503

Here:

19.4% of AGI
State:

20.8% of AGI
(% of AGI for various income ranges: 14.1% for AGIs below $10k, 11.2% for AGIs $10k-25k, 12.3% for AGIs $25k-50k, 16.1% for AGIs $50k-75k, 16.9% for AGIs $75k-100k, 14.1% for AGIs over 100k)

Charity contributions deductions: $3,576 (4% of AGI, reported on 38.1% of returns)
Here:

$3,576
State:

$3,087

Here:

3.5% of AGI
State:

3.4% of AGI
(% of AGI for various income ranges: 0.7% for AGIs below $10k, 1.1% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 3.1% for AGIs over 100k)

Total tax: $8,729 (reported on 81.3% of returns)
45440:

$8,729
State:

$6,781
(% of AGI for various income ranges: 2.4% for AGIs below $10k, 4.7% for AGIs $10k-25k, 8.0% for AGIs $25k-50k, 9.8% for AGIs $50k-75k, 10.7% for AGIs $75k-100k, 17.5% for AGIs over 100k)

Earned income credit: $1,510 (reported on 7.2% of returns)
Here:

$1,510
State:

$1,696

Percentage of individuals using paid preparers for their 2004 taxes: 44.9%
Here:

45%
State:

55%
(% for various income ranges: 35.8% for AGIs below $10k, 47.4% for AGIs $10k-25k, 48.8% for AGIs $25k-50k, 47.8% for AGIs $50k-75k, 43.0% for AGIs $75k-100k, 45.5% for AGIs over 100k)

Estimated median household income in 2019:
This zip code:

$79,085
Ohio:

$58,642
Kettering, OH (45440) map Nearest zip codes: 45430, 45305, 45420, 45429, 45432, 45434.
Kettering Zip Code Map

Percentage of family households:
This zip code:

43.3%
Ohio:

44.8%
Percentage of households with unmarried partners:
This zip code:

33.8%
Ohio:

45.0%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.2% of all households
  • Gay men: 15.7% of all households

Household received Food Stamps/SNAP in the past 12 months: 477
Household did not receive Food Stamps/SNAP in the past 12 months: 8,706


Women who had a birth in the past 12 months: 317 (253 now married, 65 unmarried)
Women who did not have a birth in the past 12 months: 4,308 (2,143 now married, 2,153 unmarried)


Housing units in zip code 45440 with a mortgage: 3,746 (95 second mortgage, 483 home equity loan)
Houses without a mortgage: 2,261

Median monthly owner costs for units with a mortgage: $1,564
Median monthly owner costs for units without a mortgage: $624

Residents with income below the poverty level in 2019:
This zip code:

8.6%
Whole state:

13.1%
Residents with income below 50% of the poverty level in 2019:
This zip code:

4.9%
Whole state:

7.4%
Median number of rooms in houses and condos:
Here:

7.3
State:

6.7
Median number of rooms in apartments:
Here:

4.2
State:

4.4
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 45440: Sweet Arrow Farm (A), Rollandia Golf Course (B), Beavercreek Township Fire and Emergency Medical Services Station 4 (C), Kettering Fire Department Station 36 (D). Display/hide their locations on the map

    Shopping Centers: Wilmington Heights Shopping Center (1), Oak Creek Plaza Shopping Center (2). Display/hide their locations on the map

    Churches in zip code 45440 include: Cherry Hill Church (A), Mount Zion Church (B), Oak Creek United Church of Christ (C), Sugar Creek Church (D). Display/hide their locations on the map

    Cemeteries: Mount Zion Cemetery (1), Shoup Cemetery (2), Fallis Cemetery (3), Huston Cemetery (4). Display/hide their locations on the map

    Parks in zip code 45440 include: Oak Creek Park (1), Kennedy Park (2), Croftshire Park (3), Pondview Park (4). Display/hide their locations on the map

Year house built
  • Year house built (houses)
  • 712014 or later
  • 1532010 to 2013
  • 9922000 to 2009
  • 1,4021990 to 1999
  • 1,1391980 to 1989
  • 1,4171970 to 1979
  • 3,1651960 to 1969
  • 9621950 to 1959
  • 581940 to 1949
  • 1241939 or earlier

Zip code 45440 satellite photo by USGS

Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses and condos in Kettering, OH (45440)
  • Bedrooms in owner-occupied houses and condos in Kettering, OH (45440)
  • 7no bedroom
  • 91 bedroom
  • 5952 bedrooms
  • 2,7333 bedrooms
  • 2,3254 bedrooms
  • 3555+ bedrooms
Bedrooms in renter-occupied apartments in Kettering, OH (45440)
  • Bedrooms in renter-occupied apartments in Kettering, OH (45440)
  • 186no bedroom
  • 9371 bedroom
  • 1,4372 bedrooms
  • 4273 bedrooms
  • 1204 bedrooms
  • 275+ bedrooms
Owner-occupied Renter-occupied
Cars and other vehicles available in Kettering, OH (45440) in owner-occupied houses/condos
  • Cars and other vehicles available in Kettering, OH (45440) in owner-occupied houses/condos
  • 112no vehicle
  • 1,1851 vehicle
  • 2,8782 vehicles
  • 1,3923 vehicles
  • 3594 vehicles
  • 755+ vehicles
Cars and other vehicles available in Kettering, OH (45440) in renter-occupied apartments
  • Cars and other vehicles available in Kettering, OH (45440) in renter-occupied apartments
  • 382no vehicle
  • 1,6401 vehicle
  • 9262 vehicles
  • 1543 vehicles
  • 104 vehicles
  • 05+ vehicles

  • Zip code 45440 household income distribution in 2019

  • Zip code 45440 household income distribution in 2019
  • 445Less than $10,000
  • 256$10,000 to $14,999
  • 247$15,000 to $19,999
  • 360$20,000 to $24,999
  • 332$25,000 to $29,999
  • 292$30,000 to $34,999
  • 323$35,000 to $39,999
  • 357$40,000 to $44,999
  • 300$45,000 to $49,999
  • 586$50,000 to $59,999
  • 861$60,000 to $74,999
  • 1,420$75,000 to $99,999
  • 1,065$100,000 to $124,999
  • 595$125,000 to $149,999
  • 955$150,000 to $199,999
  • 796$200,000 or more
  • Estimate of home value of owner-occupied houses/condos in 2019 in zip code 45440

  • Estimate of home value of owner-occupied houses/condos in 2019 in zip code 45440
  • 12Less than $10,000
  • 18$10,000 to $14,999
  • 22$15,000 to $19,999
  • 5$20,000 to $24,999
  • 28$30,000 to $34,999
  • 15$35,000 to $39,999
  • 28$40,000 to $49,999
  • 12$50,000 to $59,999
  • 24$60,000 to $69,999
  • 62$70,000 to $79,999
  • 125$80,000 to $89,999
  • 82$90,000 to $99,999
  • 412$100,000 to $124,999
  • 611$125,000 to $149,999
  • 1,179$150,000 to $174,999
  • 816$175,000 to $199,999
  • 914$200,000 to $249,999
  • 532$250,000 to $299,999
  • 526$300,000 to $399,999
  • 192$400,000 to $499,999
  • 114$500,000 to $749,999
  • 22$750,000 to $999,999
  • 20$1,000,000 to $1,499,999
  • 14$2,000,000 or more
  • Rent paid by renters in 2019 in zip code 45440

  • Rent paid by renters in 2019 in zip code 45440
  • 18Less than $100
  • 44$100 to $149
  • 26$200 to $249
  • 49$300 to $349
  • 38$400 to $449
  • 167$450 to $499
  • 143$500 to $549
  • 169$550 to $599
  • 159$600 to $649
  • 283$650 to $699
  • 275$700 to $749
  • 263$750 to $799
  • 457$800 to $899
  • 161$900 to $999
  • 272$1,000 to $1,249
  • 228$1,250 to $1,499
  • 115$1,500 to $1,999
  • 34$2,000 to $2,499
  • 21$2,500 to $2,999
  • 17$3,000 to $3,499
  • 72No cash rent

Median gross rent in 2019: $908.


Median price asked for vacant for-sale houses and condos in 2019: $179,839.

Estimated median house (or condo) value in 2019 for:

  • White Non-Hispanic householders: $196,720
  • Black or African American householders: $312,144
  • Asian householders: $251,519
  • Two or more races householders: $225,437
  • Hispanic or Latino householders: $134,152

Estimated median house or condo value in 2019: $194,501
45440:

$194,501
Ohio:

$157,200
Lower value quartile - upper value quartile: $160,445 - $254,710

Mean price in 2019:

Detached houses: $230,873
Here:

$230,873
State:

$198,781

Townhouses or other attached units: $171,166
Here:

$171,166
State:

$188,193

In 3-to-4-unit structures: $126,492
Here:

$126,492
State:

$156,796

In 5-or-more-unit structures: $77,980
Here:

$77,980
State:

$143,144

Mobile homes: $129,221
Here:

$129,221
State:

$56,406
Owners and renters by unit type in zip code 45440
Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 5,858
  • One, attached: 459
  • Two: 66
  • 3 or 4: 592
  • 5 to 9: 1,284
  • 10 to 19: 599
  • 20 to 49: 350
  • 50 or more: 377
  • Mobile homes: 30

Unemployment: 3.5%

  • Means of transportation to work in zip code 45440

  • Means of transportation to work in zip code 45440
  • 85.5%9,153Drove a car alone
  • 6.0%644Carpooled
  • 0.8%88Bus or trolley bus
  • 0.1%10Bicycle
  • 2.1%226Walked
  • 0.7%70Other means
  • 4.6%494Worked at home
  • Travel time to work (commute) in zip code 45440

  • Travel time to work (commute) in zip code 45440
  • 173Less than 5 minutes
  • 8445 to 9 minutes
  • 1,58610 to 14 minutes
  • 2,81115 to 19 minutes
  • 2,06820 to 24 minutes
  • 75025 to 29 minutes
  • 1,03330 to 34 minutes
  • 17335 to 39 minutes
  • 20040 to 44 minutes
  • 23345 to 59 minutes
  • 26560 to 89 minutes
  • 5290 or more minutes

Percentage of zip code residents living and working in this county: 61.4%

Household type by relationship:

Households: 21,274
  • Male householders: 5,040 (1,342 living alone), Female householders: 4,091 (1,471 living alone)
  • 4,685 spouses (4,667 opposite-sex spouses), 501 unmarried partners, (486 opposite-sex unmarried partners), 5,505 children (5,201 natural, 110 adopted, 192 stepchildren), 133 grandchildren, 102 brothers or sisters, 234 parents, 0 foster children, 124 other relatives, 612 non-relatives
  • In group quarters: 225 (-1 institutionalized population)

Size of family households: 2,945 2-persons, 1,104 3-persons, 1,024 4-persons, 439 5-persons, 166 6-persons, 52 7-or-more-persons

Size of nonfamily households: 2,812 1-person, 488 2-persons, 80 3-persons, 26 4-persons

3,344 married couples with children.
1,003 single-parent households (218 men, 785 women).

92.4% of residents of 45440 zip code speak English at home.
1.1% of residents speak Spanish at home (60% very well, 27% well, 11% not well, 3% not at all).
1.5% of residents speak other Indo-European language at home (78% very well, 22% well).
1.6% of residents speak Asian or Pacific Island language at home (78% very well, 10% well, 12% not well).
3.4% of residents speak other language at home (55% very well, 32% well, 13% not well).

Foreign born population: 1,273 (6.0%)
(64.1% of them are naturalized citizens)
This zip code:

6.0%
Whole state:

4.8%
Most common places of birth for foreign-born residents
  • 14%Lebanon
  • 10%Armenia
  • 9%Ghana
  • 8%Bangladesh
  • 7%Malaysia
  • 6%France
  • 5%Japan
Most common first ancestries reported in 45440
  • 21%German
  • 11%American
  • 10%English
  • 6%Irish
  • 5%European
  • 2%Italian
  • 2%Arab
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 6022010 or later
  • 3042000 to 2009
  • 2331990 to 1999
  • 488Before 1990

Zip code 45440 topographic map

There are 165 Medical Specialists in Zip Code 45440.

Facilities with environmental interests located in this zip code:

  • BP OIL CO * (4362 INDIAN RIPPLE ROAD in BEAVERCREEK, OH)
    AIR MINOR (AIRS/AFS)
    CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
    STATE MASTER (Ohio general info) - RCRA-OHD987014180, HAZARDOUS WASTE PROGRAM
    STATE MASTER (Ohio general info) - AIR MAJOR, -29-5541-659-5, EPCRA
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Business SIC classification: GASOLINE SERVICE STATIONS
    Organizations: BP OIL COMPANY (CONTACT/OWNER)
    Alternative names: BP AMOCO 09774, BP AMOCO #09774, BP OIL NO 09774 *
  • BORDEN INC (1725 HEMPSTEAD ROAD in DAYTON, OH)
    STATE MASTER (Ohio general info) - RCRA-OHD004249488, HAZARDOUS WASTE PROGRAM
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Alternative names: BORDEN DAIRY & SERVICES
  • AMERI-STOP FOOD MART NO 107 (1916 EAST WHIPP ROAD in KETTERING, OH)
    AIR MINOR (AIRS/AFS)
    CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
    STATE MASTER (Ohio general info) - AIR MAJOR, -57-5541-1006-3, EPCRA
    Business SIC classification: GASOLINE SERVICE STATIONS
    Alternative names: AMERISTOP FOOD MART 29107
  • BP OIL CO (4129 WOODMAN DR in KETTERING, OH)
    STATE MASTER (Ohio general info) - RCRA-OHD987014354, HAZARDOUS WASTE PROGRAM, AIR MAJOR, -57-5541-659-26, EPCRA
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Organizations: BP OIL COMPANY (CONTACT/OWNER)

Zip code 45440 marital status for males
Zip code 45440 marital status for females

Housing units lacking complete plumbing facilities: 0.2%
Housing units lacking complete kitchen facilities: 1.6%

Most commonly used house heating fuel
  • 65.5%Utility gas
  • 32.7%Electricity
  • 0.6%Bottled, tank, or LP gas
  • 0.6%Fuel oil, kerosene, etc.

Population in 1990: 17,129. Population change in the 1990s: +2,663 (+15.5%).

Place of birth for U.S.-born residents:

  • This state: 14,131
  • Northeast: 1,053
  • Midwest: 1,480
  • South: 2,269
  • West: 721

57% of the 45440 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 49% lived in this county.
   Out of people who lived in different counties, 50% lived in Ohio.

87% of the 45440 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 40% moved from this county.
   Out of people who lived in different houses, 34% moved from different county within same state.
   Out of people who lived in different houses, 20% moved from different state.
   Out of people who lived in different houses, 6% moved from abroad.

Year householders moved into unit in Kettering, OH (45440)

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 167
Here:

8.6%
Ohio:

13.5%
Students in private schools in grades 9 to 12 (high school): 230
Here:

20.3%
Ohio:

12.6%
Students in private undergraduate colleges: 248
Here:

23.7%
Ohio:

23.1%
Educational Attainment in 2019
School Enrollment by Level of School in 2019
Class of Workers in 2019
Occupation by median earnings in the past 12 months
  • Occupation by median earnings in the past 12 months ($)
  • 185,109Legal occupations
  • 137,255Law enforcement workers including supervisors
  • 77,847Management occupations
  • 76,410Business and financial operations occupations
  • 74,824Computer and mathematical occupations
  • 73,266Health diagnosing and treating practitioners and other technical occupations

Companies with biggest federal contracts located in this zip code:

  • TAITECH INC (3675 HARMELING DR in BEAVERCREEK, OH; small business) : $31,926,521 in 305 contracts from 1999 to 2006
    Contracts for Engineering and Technical Services, Defense Aircraft -- Applied Research and Exploratory Development (R&D), Aeronautics and Space Technology -- Applied Research and Exploratory Development (R&D), Other Defense -- Applied Research and Exploratory Development (R&D), and more by Air Force, NASA, Navy, Army, and others
    Signed by year: 2000: $3,107,147; 2001: $3,837,649; 2002: $4,366,250; 2003: $5,760,405; 2004: $5,732,131; 2005: $4,066,135; 2006: $4,861,804.

    Biggest contracts:
    $1,675,000 with Air Force for Engineering and Technical Services. Signed on 2006-03-27. Completion date: 2006-07-31.
    $920,052 with Air Force for Defense Aircraft -- Applied Research and Exploratory Development (R&D). Signed on 2002-05-22. Completion date: 2003-06-18.
    $576,000 with NASA for Aeronautics and Space Technology -- Applied Research and Exploratory Development (R&D). Signed on 2001-02-15. Completion date: 2000-12-15.
    $465,000 with Air Force for Other Defense -- Applied Research and Exploratory Development (R&D). Signed on 2000-03-07. Completion date: 2000-09-30.
  • SUMMIT INDUSTRIES INC (4545 GATEWAY CIR in DAYTON, OH; small business) : $14,457,040 in 519 contracts from 1999 to 2006
    Contracts for Switches, Relays and Solenoids, Electrical Control Equipment, Motors, Electrical, and more by Defense Logistics Agency, Navy, U.S. Coast Guard, Centers for Disease Control and Prevention, and others
    Signed by year: 2000: $1,872,152; 2001: $2,330,308; 2002: $1,715,418; 2003: $562,299; 2004: $2,518,765; 2005: $3,530,437; 2006: $1,551,232.

    Biggest contracts:
    $273,624 with Defense Logistics Agency for Switches. Signed on 2002-02-15. Completion date: 2002-06-25.
    $273,411, same as above. Signed on 2001-09-30. Completion date: 2002-02-11.
    $223,945 with Defense Logistics Agency for Relays and Solenoids. Signed on 2001-10-05. Completion date: 2002-04-13.
    $184,810, same as above. Signed on 2004-08-26. Completion date: 2005-04-23.
  • CORNERSTONE RESEARCH GROUP, IN (2750 INDIAN RIPPLE RD in DAYTON, OH; small business) : $13,774,785 in 85 contracts from 1999 to 2006
    Contracts for Defense Missile and Space Systems -- Applied Research and Exploratory Development (R&D), Physical Sciences -- Management and Support (R&D), Defense Aircraft -- Management and Support (R&D), Other Defense -- Management and Support (R&D), and more by Air Force, Army, Navy, NASA, and others
    Signed by year: 2000: $165,000; 2001: $662,000; 2002: $807,067; 2003: $2,514,912; 2004: $3,619,665; 2005: $2,912,212; 2006: $2,989,929.

    Biggest contracts:
    $749,981 with Air Force for Defense Missile and Space Systems -- Applied Research and Exploratory Development (R&D). Signed on 2004-06-15. Completion date: 2006-09-18.
    $559,995 with Air Force for Physical Sciences -- Management and Support (R&D). Signed on 2005-06-21. Completion date: 2007-05-14.
    $375,000 with Air Force for Defense Aircraft -- Management and Support (R&D). Signed on 2003-07-30. Completion date: 2005-11-30.
    $375,000 with Air Force for Other Defense -- Management and Support (R&D). Signed on 2001-03-08. Completion date: 2003-08-01.
  • SPECIALIZED TECHNICAL SERVICES (2794 INDIAN RIPPLE RD in BEAVERCREEK, OH; small business) : $11,102,595 in 24 contracts from 1999 to 2006
    Contracts for Night Vision Equipment, Emitted and Reflected Radiation, Cartridge and Propellant Actuated Devices and Components, Sugar, Confectionery, and Nuts, Optical Sighting and Ranging Equipment, and more by Department of Defense, Navy, U.S. Special Operations Command, Air Force, and others
    Signed by year: 2000: $29,282; 2001: $4,228,450; 2002: $503,278; 2003: $1,797,856; 2004: $1,703,803; 2005: $2,226,401; 2006: $7,138.

    Biggest contracts:
    $3,957,248 with Department of Defense for Night Vision Equipment, Emitted and Reflected Radiation. Signed on 2001-06-26. Completion date: 2002-12-31.
    $2,094,877, same as above. Signed on 2005-02-17. Completion date: 2005-06-30.
    $1,450,500, same as above. Signed on 2003-01-09. Completion date: 2003-09-08.
    $814,326 with Navy for Night Vision Equipment, Emitted and Reflected Radiation. Signed on 2004-06-30. Completion date: 2005-05-26.
  • SPECTRA RESEARCH, INC (2790 INDIAN RIPPLE ROAD in DAYTON, OH; small business) : $8,180,397 in 42 contracts from 1999 to 2006
    Contracts for Defense Electronics and Communication Equipment -- Management and Support (R&D), Other Medical -- Operational Systems Development (R&D), Defense Electronics and Communication Equipment -- Applied Research and Exploratory Development (R&D), Weapons -- Applied Research and Exploratory Development (R&D), and more by Air Force, Army, Navy, Research and Innovative Technology Administration, and others
    Signed by year: 2000: $1,314,754; 2001: $1,030,933; 2002: $997,355; 2003: $1,350,167; 2004: $1,484,810; 2005: $994,620; 2006: $574,395.

    Biggest contracts:
    $510,019 with Air Force for Defense Electronics and Communication Equipment -- Management and Support (R&D). Signed on 2005-04-20. Completion date: 2006-01-20.
    $499,969 with Army for Other Medical -- Operational Systems Development (R&D). Signed on 2000-11-13. Completion date: 2003-04-12.
    $446,071 with Air Force for Defense Electronics and Communication Equipment -- Management and Support (R&D). Signed on 2004-06-25. Completion date: 2006-01-20.
    $377,327 with Army for Defense Electronics and Communication Equipment -- Applied Research and Exploratory Development (R&D). Signed on 2004-10-19. Completion date: 2006-10-16.
  • HAROLD J BECKER CO , INC (3946 INDIAN RIPPLE ROAD in DAYTON, OH; small business) : $4,462,795 in 6 contracts from 2000 to 2005
    Contracts for Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings, Maintenance, Repair or Alteration of Real Property -- Office Buildings by Air Force, Army
    Signed by year: 2000: $9,500; 2001: -$1,500; 2002: $0; 2003: $3,218,317; 2004: $1,215,838; 2005: $20,640; 2006: $0.

    Biggest contracts:
    $3,218,317 with Air Force for Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings. Signed on 2003-09-30. Completion date: 2003-08-29.
    $1,074,890, same as above. Signed on 2004-03-15. Completion date: 2005-05-04.
    $140,948, same as above. Signed on 2004-12-20. Completion date: 2005-05-04.
    $20,640, same as above. Signed on 2005-04-18. Completion date: 2005-08-19.
  • DEBAN ENTERPRISES INC (2650 INDIAN RIPPLE RD in DAYTON, OH; small business) : $1,148,120 in 22 contracts from 2000 to 2006
    Contracts for Pressure, Temperature, and Humidity Measuring and Controlling Instruments, Miscellaneous Items, Electrical Hardware and Supplies, Shipboard Alarm and Signal Systems, and more by Navy, Defense Logistics Agency, National Oceanic and Atmospheric Administration/Under Secretary for Oceans and Atmosphere
    Signed by year: 2000: $46,180; 2001: $510,157; 2002: $190,100; 2003: $163,000; 2004: $107,588; 2005: $29,060; 2006: $102,035.

    Biggest contracts:
    $282,650 with Navy for Pressure, Temperature, and Humidity Measuring and Controlling Instruments. Signed on 2001-09-07. Completion date: 2001-10-12.
    $227,507, same as above. Signed on 2001-02-09. Completion date: 2001-12-31.
    $141,000, same as above. Signed on 2003-03-18. Completion date: 2003-12-30.
    $99,335, same as above. Signed on 2006-03-10. Completion date: 2006-07-31.
  • VICTORY/YSI INCORPORATED (2670 INDIAN RIPPLE ROAD in DAYTON, OH; small business) : $950,088 in 24 contracts from 2000 to 2006
    Contracts for Resistors by Defense Logistics Agency
    Signed by year: 2000: $25,790; 2001: $108,356; 2002: $246,467; 2003: $204,888; 2004: $318,586; 2005: $11,360; 2006: $34,641.

    Biggest contracts:
    $91,065 with Defense Logistics Agency for Resistors. Taking place in NJ. Signed on 2002-06-14. Completion date: 2002-09-12.
    $69,000, same as above. Signed on 2004-08-30. Completion date: 2004-10-29.
    $63,138, same as above. Signed on 2003-11-27. Completion date: 2004-02-25.
    $56,500, same as above. Signed on 2001-03-29. Completion date: 2001-06-27.
  • SIGMATION INC (4549 GATEWAY CIR in DAYTON, OH; small business) : $743,401 in 89 contracts from 1999 to 2006
    Contracts for Engine Fuel System Components, Nonaircraft, Bearings, Antifriction, Unmounted, Physical Properties Testing and Inspection, Fire Control Radar Equipment, except Airborne, and more by Defense Logistics Agency, Navy
    Signed by year: 2000: $88,250; 2001: $34,642; 2002: $0; 2003: $0; 2004: $182,883; 2005: $329,057; 2006: $70,979.

    Biggest contracts:
    $56,000 with Defense Logistics Agency for Engine Fuel System Components, Nonaircraft. Signed on 2000-10-25. Completion date: 2001-03-06.
    $37,590, same as above. Signed on 1999-11-17. Completion date: 2000-03-23.
    $34,642 with Defense Logistics Agency for Bearings, Antifriction, Unmounted. Signed on 2001-11-16. Completion date: 2002-03-16.
    $33,060 with Defense Logistics Agency for Physical Properties Testing and Inspection. Signed on 2004-01-29. Completion date: 2004-04-24.
  • BALOGH-SCHONHOFER, INC. (2730A in DAYTON, OH; small business) : $420,034 in 8 contracts from 2000 to 2005
    Contracts for Radar Equipment, Airborne, Laboratory Equipment and Supplies, Miscellaneous Communication Equipment, Other Cryptologic Equipment and Components by Navy, Department of Defense, Air Force
    Signed by year: 2000: $199,635; 2001: $197,463; 2002: $0; 2003: $0; 2004: $5,000; 2005: $17,936; 2006: $0.

    Biggest contracts:
    $167,322 with Navy for Radar Equipment, Airborne. Signed on 2001-05-21. Completion date: 2001-10-19.
    $99,947 with Department of Defense for Laboratory Equipment and Supplies. Taking place in AL. Signed on 2000-05-09. Completion date: 2000-06-19.
    $99,688 with Air Force for Miscellaneous Communication Equipment. Signed on 2000-08-28. Completion date: 2001-02-05.
    $30,141, same as above. Signed on 2001-07-27. Completion date: 2001-10-26.

Top industries in this zip code by the number of employees in 2005:

  • Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (100-249 employees: 1 establishment, 50-99 employees: 1 establishment, 20-49 employees: 4 establishments, 10-19 employees: 2 establishments, 1-4 employees: 2 establishments)
  • Arts, Entertainment, and Recreation: Fitness and Recreational Sports Centers (100-249: 1, 20-49: 3, 10-19: 1, 1-4: 3)
  • Accommodation and Food Services: Limited-Service Restaurants (20-49: 4, 10-19: 6, 1-4: 3)
  • Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (100-249: 1, 10-19: 1, 1-4: 1)
  • Health Care and Social Assistance: Nursing Care Facilities (100-249: 1)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Mentally-Disabled Noninstitutionalized Residents
Age and Sex of Self-Care Disabled Noninstitutionalized Residents
Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability

People in group quarters in 2010:

  • 159 people in nursing facilities/skilled-nursing facilities
  • 6 people in group homes intended for adults

People in group quarters in 2000:

  • 184 people in other noninstitutional group quarters
  • 127 people in nursing homes
  • 8 people in homes for the mentally retarded

Fatal accident statistics in 2012:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 3
  • Persons involved in fatal accidents: 6
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2011:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 3
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 2
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 6 full and 10 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED200$148,729146$137,298883$144,62027$33,9944$21,178,03820$139,338
APPLICATIONS APPROVED, NOT ACCEPTED8$124,7757$155,60965$148,3584$20,6700$04$62,005
APPLICATIONS DENIED19$173,11910$117,771175$158,28013$43,1480$09$85,832
APPLICATIONS WITHDRAWN18$187,11221$165,691107$148,0903$39,1470$011$114,595
FILES CLOSED FOR INCOMPLETENESS1$151,8106$184,41319$143,3460$00$00$0
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 4 full and 10 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED36$152,97926$172,860
APPLICATIONS APPROVED, NOT ACCEPTED4$226,7987$171,653
APPLICATIONS DENIED3$186,6337$129,346
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$0
Conventional Home Purchase Loans in zip code 45440
Conventional Home Purchase Loans in zip code 45440 - Value

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

    Fire incident distribution by year According to the data from the years 2002 - 2018 the average number of fire incidents per year is 38. The highest number of fire incidents - 59 took place in 2007, and the least - 7 in 2002. The data has a growing trend.
    Fire incident types in Zip Code 45440 When looking into fire subcategories, the most incidents belonged to: Structure Fires (37.3%), and Outside Fires (37.2%).

    • Fire incident types reported to NFIRS in Zip Code 45440
    • 24037.3%Structure Fires
    • 23937.2%Outside Fires
    • 11517.9%Mobile Property/Vehicle Fires
    • 497.6%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 45440, Ohio

Most common first names in zip code 45440 among deceased individuals
NameCountLived (average)
Mary14483.7 years
Robert11674.0 years
William9776.1 years
John9477.0 years
Charles7576.4 years
James7371.5 years
Helen7283.7 years
Dorothy6680.5 years
Ruth5682.9 years
Richard4873.4 years
Most common last names in zip code 45440 among deceased individuals
Last nameCountLived (average)
Miller3783.5 years
Smith3479.7 years
Jones2085.5 years
Johnson1877.0 years
Clark1777.1 years
Williams1672.0 years
Brown1476.7 years
Young1379.2 years
Anderson1376.4 years
Wilson1278.6 years
Businesses in zip code 45440
NameCountNameCount
AT&T1Kroger1
Aeropostale1Lane Bryant1
American Eagle Outfitters1Little Caesars Pizza1
Ann Taylor1Meijer1
Banana Republic1New York & Co1
Bath & Body Works1Nike1
Burger King1Old Navy1
Caribou Coffee1Pac Sun1
Chico's1Panera Bread1
Chipotle1Payless1
Clarks1PetSmart1
Cold Stone Creamery1Pizza Hut1
Coldwater Creek1Sephora1
Domino's Pizza1Soma Intimates1
Eddie Bauer1Starbucks1
Express1Talbots1
FedEx4Target1
Finish Line1The Cheesecake Factory1
Forever 211The Limited1
Gymboree1Tim Hortons1
H&R Block1UPS2
J. Jill1Vans1
Jones New York1Victoria's Secret1
Journeys1Waffle House1
Justice1Wendy's1
Kmart1
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