45620 Zip Code (Cheshire, OH) Detailed Profile

Estimated zip code population in 2022: 752
Zip code population in 2010: 917
Zip code population in 2000: 1,242

Houses and condos: 351
Renter-occupied apartments: 49
March 2022 cost of living index in zip code 45620: 82.5 (low, U.S. average is 100)

Land area: 23.0 sq. mi.
Water area: 0.9 sq. mi.

Population density: 33 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with no mortgage in 2022: $2,111 (0.9%)

For population 25 years and over in 45620:

• High school or higher: 90.6%
• Bachelor's degree or higher: 15.2%
• Graduate or professional degree: 3.5%
• Unemployed: 1.4%
• Mean travel time to work (commute): 39.7 minutes

For population 15 years and over in 45620:

• Never married: 29.9%
• Now married: 61.2%
• Separated: 0.0%
• Widowed: 2.6%
• Divorced: 6.4%

• 
• • 73998.5%White
  • 70.9%Two or more races
  • 40.5%Asian

Urban population: 162
Rural population: 589

Averages for the 2020 tax year for zip code 45620, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $54,140 (Individual Income Tax Returns)

Here:	$54,140
State:	$67,288

Salary/wage: $45,366 (reported on 80.0% of returns)

Here:	$45,366
State:	$55,628

(% of AGI for various income ranges: 1129.0% for AGIs below $25k, 3315.0% for AGIs $25k-50k, 5975.0% for AGIs $50k-75k, 6926.7% for AGIs $75k-100k, 18683.3% for AGIs $100k-200k)

Taxable interest for individuals: $522 (reported on 22.5% of returns)

This zip code:	$522
Ohio:	$1,518

(% of AGI for various income ranges: 11.0% for AGIs below $25k, 15.0% for AGIs $50k-75k, 100.0% for AGIs $100k-200k)

Ordinary dividends: $3,950 (reported on 10.0% of returns)

Here:	$3,950
State:	$7,167

(% of AGI for various income ranges: 158.0% for AGIs $25k-50k)

Net capital gain/loss in AGI: +$44,000 (reported on 7.5% of returns)

Here:	+$44,000
State:	+$18,919

(% of AGI for various income ranges: 3300.0% for AGIs $50k-75k)

Profit/loss from business: +$7,150 (reported on 10.0% of returns)

Here:	+$7,150
State:	+$13,744

(% of AGI for various income ranges: 286.0% for AGIs $25k-50k)

Taxable individual retirement arrangement distribution: $16,175 (reported on 10.0% of returns)

45620:	$16,175
Ohio:	$18,876

(% of AGI for various income ranges: 647.0% for AGIs $25k-50k)

Earned income credit: $2,843 (reported on 17.5% of returns)

Here:	$2,843
State:	$2,304

(% of AGI for various income ranges: 150.0% for AGIs below $25k, 49.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 90.0%

Here:	90%
State:	94%

(% for various income ranges: 85.7% for AGIs below $25k, 91.7% for AGIs $25k-50k, 83.3% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 45620, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $41,053 (Individual Income Tax Returns)

Here:	$41,053
State:	$54,926

Salary/wage: $34,980 (reported on 81.4% of returns)

Here:	$34,980
State:	$45,869

(% of AGI for various income ranges: 69.4% for AGIs below $25k, 74.2% for AGIs $25k-50k, 79.7% for AGIs $50k-75k, 79.5% for AGIs $75k-100k, 46.3% for AGIs $100k-200k)

Taxable interest for individuals: $455 (reported on 25.6% of returns)

This zip code:	$455
Ohio:	$1,297

(% of AGI for various income ranges: 0.2% for AGIs below $25k, 0.3% for AGIs $25k-50k, 1.0% for AGIs $75k-100k)

Ordinary dividends: $1,650 (reported on 9.3% of returns)

Here:	$1,650
State:	$5,821

(% of AGI for various income ranges: 1.4% for AGIs $50k-75k)

Net capital gain/loss in AGI: +$200 (reported on 4.7% of returns)

Here:	+$200
State:	+$11,232

(% of AGI for various income ranges: 0.2% for AGIs below $25k)

Profit/loss from business: +$8,940 (reported on 11.6% of returns)

Here:	+$8,940
State:	+$12,773

(% of AGI for various income ranges: 7.1% for AGIs below $25k, 5.9% for AGIs $50k-75k)

Taxable individual retirement arrangement distribution: $11,450 (reported on 4.7% of returns)

45620:	$11,450
Ohio:	$14,511

(% of AGI for various income ranges: 9.1% for AGIs below $25k)

Total itemized deductions: $16,260 (18% of AGI, reported on 11.6% of returns)

Here:	$16,260
State:	$21,278

Here:	18.2% of AGI
State:	18.8% of AGI

(% of AGI for various income ranges: 9.7% for AGIs $25k-50k, 16.1% for AGIs $75k-100k)

Charity contributions: $2,900 (reported on 7.0% of returns)

Here:	$2,900
State:	$3,943

(% of AGI for various income ranges: 1.9% for AGIs $50k-75k)

Taxes paid: $4,980 (reported on 11.6% of returns)

45620:	$4,980
State:	$9,568

(% of AGI for various income ranges: 1.6% for AGIs $25k-50k, 6.6% for AGIs $75k-100k)

Earned income credit: $2,522 (reported on 20.9% of returns)

Here:	$2,522
State:	$2,285

(% of AGI for various income ranges: 7.6% for AGIs below $25k, 1.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 58.1%

Here:	58%
State:	51%

(% for various income ranges: 52.6% for AGIs below $25k, 60.0% for AGIs $25k-50k, 62.5% for AGIs $50k-75k, 66.7% for AGIs $75k-100k, 66.7% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 45620, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $33,648 (Individual Income Tax Returns)

Here:	$33,648
State:	$44,480

Salary/wage: $29,132 (reported on 85.7% of returns)

Here:	$29,132
State:	$39,198

(% of AGI for various income ranges: 88.7% for AGIs below $10k, 73.8% for AGIs $10k-25k, 75.8% for AGIs $25k-50k, 88.7% for AGIs $50k-75k, 78.2% for AGIs $75k-100k, 36.7% for AGIs over 100k)

Taxable interest for individuals: $1,166 (reported on 36.9% of returns)

This zip code:	$1,166
Ohio:	$1,532

(% of AGI for various income ranges: 3.6% for AGIs below $10k, 2.1% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 2.0% for AGIs $75k-100k)

Taxable dividends: $4,256 (reported on 10.1% of returns)

Here:	$4,256
State:	$3,496

Net capital gain/loss: +$12,043 (reported on 5.4% of returns)

Here:	+$12,043
State:	+$8,582

Profit/loss from business: +$7,667 (reported on 12.7% of returns)

Here:	+$7,667
State:	+$10,813

(% of AGI for various income ranges: 10.3% for AGIs below $10k, 2.1% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 12.6% for AGIs $75k-100k)

Total itemized deductions: $14,245 (18% of AGI, reported on 12.4% of returns)

Here:	$14,245
State:	$17,503

Here:	17.8% of AGI
State:	20.8% of AGI

Charity contributions deductions: $2,243 (3% of AGI, reported on 8.7% of returns)

Here:	$2,243
State:	$3,087

Here:	2.9% of AGI
State:	3.4% of AGI

(% of AGI for various income ranges: 2.4% for AGIs below $10k, 0.7% for AGIs $50k-75k, 2.2% for AGIs $75k-100k)

Total tax: $4,395 (reported on 71.4% of returns)

45620:	$4,395
State:	$6,781

(% of AGI for various income ranges: 2.4% for AGIs below $10k, 3.1% for AGIs $10k-25k, 6.5% for AGIs $25k-50k, 8.8% for AGIs $50k-75k, 11.7% for AGIs $75k-100k, 21.1% for AGIs over 100k)

Earned income credit: $1,740 (reported on 17.1% of returns)

Here:	$1,740
State:	$1,696

Percentage of individuals using paid preparers for their 2004 taxes: 62.2%

Here:	62%
State:	55%

(% for various income ranges: 54.4% for AGIs below $10k, 64.7% for AGIs $10k-25k, 65.5% for AGIs $25k-50k, 59.7% for AGIs $50k-75k, 104.2% for AGIs $75k-100k)

Nearest zip codes: 45760, 25287, 25260, 25550, 45775, 45614.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 30
Household did not receive Food Stamps/SNAP in the past 12 months: 251

Women who had a birth in the past 12 months: 5 (0 now married, 5 unmarried)
Women who did not have a birth in the past 12 months: 215 (93 now married, 122 unmarried)

Housing units in zip code 45620 with a mortgage: 124
Median monthly owner costs for units with a mortgage: $1,271
Median monthly owner costs for units without a mortgage: $453

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 45620 household income distribution in 2022

• 20Less than $10,000
• 1$15,000 to $19,999
• 16$20,000 to $24,999
• 7$30,000 to $34,999
• 2$35,000 to $39,999
• 3$40,000 to $44,999
• 10$50,000 to $59,999
• 80$60,000 to $74,999
• 54$75,000 to $99,999
• 44$100,000 to $124,999
• 32$125,000 to $149,999
• 6$150,000 to $199,999
• 2$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 45620

• 2Less than $10,000
• 17$15,000 to $19,999
• 1$20,000 to $24,999
• 1$30,000 to $34,999
• 6$40,000 to $49,999
• 8$70,000 to $79,999
• 17$80,000 to $89,999
• 7$90,000 to $99,999
• 19$100,000 to $124,999
• 3$125,000 to $149,999
• 67$150,000 to $174,999
• 61$200,000 to $249,999
• 1$250,000 to $299,999
• 7$400,000 to $499,999

• Rent paid by renters in 2022 in zip code 45620

• 9$450 to $499
• 1$650 to $699
• 37No cash rent

Median gross rent in 2022: $746.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $188,765
• Black or African American householders: $82,126

Estimated median house or condo value in 2022: $175,372 Lower value quartile - upper value quartile: $96,852 - $234,418

Mean price in 2022:

Detached houses: $170,017

Here:	$170,017
State:	$254,366

Mobile homes: $54,150

Here:	$54,150
State:	$62,719

Housing units in structures:

• One, detached: 273
• Mobile homes: 75

Unemployment: 1.4%

• Means of transportation to work in zip code 45620

• 83.0%272Drove a car alone
• 2.1%7Carpooled
• 2.7%9Ferryboat
• 1.2%4Walked
• 3.4%11Other means
• 2.7%9Worked at home

• Travel time to work (commute) in zip code 45620

• 19Less than 5 minutes
• 1410 to 14 minutes
• 815 to 19 minutes
• 16520 to 24 minutes
• 1025 to 29 minutes
• 1230 to 34 minutes
• 140 to 44 minutes
• 7490 or more minutes

Percentage of zip code residents living and working in this county: 70.6%

Household type by relationship:

Households: 752

• Male householders: 106 (16 living alone), Female householders: 177 (17 living alone)

• 200 spouses (200 opposite-sex spouses), 16 unmarried partners, (16 opposite-sex unmarried partners), 184 children (175 natural, 0 adopted, 9 stepchildren), 71 grandchildren, 2 brothers or sisters, 0 parents, 0 foster children, 0 other relatives, 0 non-relatives

Size of family households: 87 2-persons, 98 3-persons, 43 4-persons, 6 6-persons

Size of nonfamily households: 32 1-person, 11 2-persons

89 married couples with children.
16 single-parent households (16 women).

All residents speak English at home

Facilities with environmental interests located in this zip code:

• CHESHIRE DOCK - WATERLOO DOCK #3 (STATE ROUTE 7 in CHESHIRE, OH)

  STATE MASTER (Ohio general info) - PCS-OH0060020, National Pollutant Discharge Elimination System Permit
  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: BITUMINOUS COAL AND LIGNITE SURFACE MINING
  Organizations: WATERLOO COAL COMPANY, INC (CONTACT/OWNER) , WATERLOO COAL COMPANY (CONTACT/OWNER)
  Alternative names: ADDINGTON, INCORPORATED, WATERLOO COAL COMPANY

Housing units lacking complete plumbing facilities: 6.6%

Population in 1990: 1,007. Population change in the 1990s: +235 (+23.3%).

Place of birth for U.S.-born residents:

• This state: 561
• Northeast: 5
• Midwest: 11
• South: 163
• West: 1

79% of the 45620 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 72% lived in this county.
   Out of people who lived in different counties, 50% lived in Ohio.

97% of the 45620 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 121% moved from different county within same state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 3
Students in private schools in grades 9 to 12 (high school): 6 Students in private undergraduate colleges:

Top industries in this zip code by the number of employees in 2005:

• Utilities: Fossil Fuel Electric Power Generation (250-499 employees: 2 establishments, 50-99 employees: 1 establishment, 5-9 employees: 1 establishment)
• Health Care and Social Assistance: Other Individual and Family Services (50-99: 1)
• Mining: Bituminous Coal and Lignite Surface Mining (20-49: 1, 5-9: 1)
• Construction: Commercial and Institutional Building Construction (10-19: 1)
• Utilities: Electric Power Distribution (5-9: 1)
• Wholesale Trade: Industrial Machinery and Equipment Merchant Wholesalers (1-4: 1)

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2002 - 2018 the average number of fires per year is 7. The highest number of fire incidents - 13 took place in 2009, and the least - 1 in 2011. The data has a dropping trend.
When looking into fire subcategories, the most reports belonged to: Structure Fires (44.0%), and Outside Fires (38.8%).


• Fire incident types reported to NFIRS in Zip Code 45620
• 5144.0%Structure Fires
• 4538.8%Outside Fires
• 1815.5%Mobile Property/Vehicle Fires
• 21.7%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 45620, Ohio

Most common first names in zip code 45620 among deceased individuals
Name	Count	Lived (average)
Charles	15	73.1 years
Robert	12	73.4 years
Mary	11	69.0 years
James	10	65.2 years
John	10	77.1 years
George	8	68.2 years
William	7	72.3 years
Dorothy	7	77.7 years
Paul	6	72.5 years
Joseph	5	73.0 years

Most common last names in zip code 45620 among deceased individuals
Last name	Count	Lived (average)
Thomas	12	73.4 years
Roush	12	74.9 years
Swisher	8	72.8 years
Thompson	7	74.1 years
Rupe	7	79.7 years
Yeauger	7	81.3 years
Martin	6	84.0 years
Mulford	6	73.3 years
Casto	6	76.0 years
Conkle	5	77.2 years