45628 Zip Code (Frankfort, OH) Detailed Profile

Estimated zip code population in 2021: 5,473
Zip code population in 2010: 5,211
Zip code population in 2000: 4,715

Houses and condos: 2,343
Renter-occupied apartments: 426
March 2022 cost of living index in zip code 45628: 83.1 (low, U.S. average is 100)

Land area: 80.4 sq. mi.
Water area: 0.0 sq. mi.

Population density: 68 people per square mile

(very low).

Real estate property taxes paid for housing units in 2021:
Median real estate property taxes paid for housing units with mortgages in 2021: $1,504 (1.0%)
Median real estate property taxes paid for housing units with no mortgage in 2021: $1,388 (0.9%)

For population 25 years and over in 45628:

• High school or higher: 91.4%
• Bachelor's degree or higher: 15.1%
• Graduate or professional degree: 5.5%
• Unemployed: 3.0%
• Mean travel time to work (commute): 31.8 minutes

For population 15 years and over in 45628:

• Never married: 23.9%
• Now married: 58.2%
• Separated: 0.6%
• Widowed: 8.1%
• Divorced: 9.3%

• 
• • 5,28296.5%White
  • 681.2%Two or more races
  • 470.9%Some other race
  • 420.8%Black
  • 330.6%Hispanic or Latino

100% rural population.

Averages for the 2020 tax year for zip code 45628, filed in 2013:

Average Adjusted Gross Income (AGI) in 2020: $56,103 (Individual Income Tax Returns)

Here:	$56,103
State:	$67,288

Salary/wage: $48,251 (reported on 82.4% of returns)

Here:	$48,251
State:	$55,628

(% of AGI for various income ranges: 1220.9% for AGIs below $25k, 3715.6% for AGIs $25k-50k, 7115.2% for AGIs $50k-75k, 9663.7% for AGIs $75k-100k, 15439.4% for AGIs $100k-200k)

Taxable interest for individuals: $824 (reported on 24.1% of returns)

This zip code:	$824
Ohio:	$1,518

(% of AGI for various income ranges: 13.0% for AGIs below $25k, 20.8% for AGIs $25k-50k, 36.8% for AGIs $50k-75k, 35.3% for AGIs $75k-100k, 60.6% for AGIs $100k-200k)

Ordinary dividends: $1,832 (reported on 10.2% of returns)

Here:	$1,832
State:	$7,167

(% of AGI for various income ranges: 5.4% for AGIs below $25k, 15.6% for AGIs $25k-50k, 36.1% for AGIs $50k-75k, 23.7% for AGIs $75k-100k, 50.0% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$5,533 (reported on 9.8% of returns)

Here:	+$5,533
State:	+$18,919

(% of AGI for various income ranges: 6.1% for AGIs below $25k, 32.4% for AGIs $25k-50k, 14.5% for AGIs $50k-75k, 120.0% for AGIs $75k-100k, 537.5% for AGIs $100k-200k)

Profit/loss from business: +$13,952 (reported on 12.7% of returns)

Here:	+$13,952
State:	+$13,744

(% of AGI for various income ranges: 67.2% for AGIs below $25k, 116.0% for AGIs $25k-50k, 93.2% for AGIs $50k-75k, 282.1% for AGIs $75k-100k, 1598.1% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $17,985 (reported on 8.2% of returns)

45628:	$17,985
Ohio:	$18,876

(% of AGI for various income ranges: 72.4% for AGIs below $25k, 121.8% for AGIs $25k-50k, 131.6% for AGIs $50k-75k, 260.5% for AGIs $75k-100k, 1058.8% for AGIs $100k-200k)

Total itemized deductions: $32,700 (reported on 2.0% of returns)

Here:	$32,700
State:	$33,869

(% of AGI for various income ranges: 203.5% for AGIs $50k-75k, 627.5% for AGIs $100k-200k)

Charity contributions: $12,825 (reported on 1.6% of returns)

Here:	$12,825
State:	$14,577

(% of AGI for various income ranges: 320.6% for AGIs $100k-200k)

Taxes paid: $6,480 (reported on 2.0% of returns)

45628:	$6,480
State:	$7,681

(% of AGI for various income ranges: 38.7% for AGIs $50k-75k, 127.5% for AGIs $100k-200k)

Earned income credit: $2,386 (reported on 15.1% of returns)

Here:	$2,386
State:	$2,304

(% of AGI for various income ranges: 105.2% for AGIs below $25k, 63.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 94.3%

Here:	94%
State:	94%

(% for various income ranges: 91.9% for AGIs below $25k, 95.5% for AGIs $25k-50k, 93.6% for AGIs $50k-75k, 96.4% for AGIs $75k-100k, 96.0% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 45628, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $44,780 (Individual Income Tax Returns)

Here:	$44,780
State:	$54,926

Salary/wage: $38,707 (reported on 84.9% of returns)

Here:	$38,707
State:	$45,869

(% of AGI for various income ranges: 75.0% for AGIs below $25k, 79.5% for AGIs $25k-50k, 75.7% for AGIs $50k-75k, 80.3% for AGIs $75k-100k, 60.4% for AGIs $100k-200k)

Taxable interest for individuals: $769 (reported on 26.7% of returns)

This zip code:	$769
Ohio:	$1,297

(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.2% for AGIs $100k-200k)

Ordinary dividends: $1,507 (reported on 11.6% of returns)

Here:	$1,507
State:	$5,821

(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.3% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$2,426 (reported on 8.2% of returns)

Here:	+$2,426
State:	+$11,232

(% of AGI for various income ranges: 0.5% for AGIs $25k-50k, 0.2% for AGIs $75k-100k, 1.3% for AGIs $100k-200k)

Profit/loss from business: +$7,416 (reported on 13.8% of returns)

Here:	+$7,416
State:	+$12,773

(% of AGI for various income ranges: 5.7% for AGIs below $25k, 1.9% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 2.1% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $10,639 (reported on 7.8% of returns)

45628:	$10,639
Ohio:	$14,511

(% of AGI for various income ranges: 2.9% for AGIs below $25k, 1.8% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 3.0% for AGIs $75k-100k)

Total itemized deductions: $16,284 (20% of AGI, reported on 22.0% of returns)

Here:	$16,284
State:	$21,278

Here:	19.7% of AGI
State:	18.8% of AGI

(% of AGI for various income ranges: 3.7% for AGIs below $25k, 5.7% for AGIs $25k-50k, 8.3% for AGIs $50k-75k, 10.5% for AGIs $75k-100k, 9.8% for AGIs $100k-200k)

Charity contributions: $3,303 (reported on 13.4% of returns)

Here:	$3,303
State:	$3,943

(% of AGI for various income ranges: 0.6% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.7% for AGIs $100k-200k)

Taxes paid: $5,237 (reported on 22.0% of returns)

45628:	$5,237
State:	$9,568

(% of AGI for various income ranges: 0.6% for AGIs below $25k, 1.5% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 3.2% for AGIs $75k-100k, 4.1% for AGIs $100k-200k)

Earned income credit: $2,380 (reported on 19.0% of returns)

Here:	$2,380
State:	$2,285

(% of AGI for various income ranges: 7.1% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 60.8%

Here:	61%
State:	51%

(% for various income ranges: 51.6% for AGIs below $25k, 64.1% for AGIs $25k-50k, 71.1% for AGIs $50k-75k, 63.6% for AGIs $75k-100k, 70.6% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 45628, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $34,218 (Individual Income Tax Returns)

Here:	$34,218
State:	$44,480

Salary/wage: $32,851 (reported on 86.6% of returns)

Here:	$32,851
State:	$39,198

(% of AGI for various income ranges: 105.1% for AGIs below $10k, 76.2% for AGIs $10k-25k, 83.4% for AGIs $25k-50k, 85.5% for AGIs $50k-75k, 84.7% for AGIs $75k-100k, 78.5% for AGIs over 100k)

Taxable interest for individuals: $890 (reported on 39.2% of returns)

This zip code:	$890
Ohio:	$1,532

(% of AGI for various income ranges: 3.4% for AGIs below $10k, 1.4% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 1.0% for AGIs over 100k)

Taxable dividends: $1,015 (reported on 14.2% of returns)

Here:	$1,015
State:	$3,496

(% of AGI for various income ranges: 2.5% for AGIs below $10k, 0.7% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.4% for AGIs over 100k)

Net capital gain/loss: +$5,068 (reported on 10.1% of returns)

Here:	+$5,068
State:	+$8,582

(% of AGI for various income ranges: 2.5% for AGIs below $10k, 0.3% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 7.4% for AGIs over 100k)

Profit/loss from business: +$5,406 (reported on 13.5% of returns)

Here:	+$5,406
State:	+$10,813

(% of AGI for various income ranges: 1.6% for AGIs below $10k, 5.3% for AGIs $10k-25k, 2.3% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 2.9% for AGIs $75k-100k)

IRA payment deduction: $2,200 (reported on 1.1% of returns)

45628:	$2,200
Ohio:	$2,794

Total itemized deductions: $13,318 (22% of AGI, reported on 23.0% of returns)

Here:	$13,318
State:	$17,503

Here:	22.0% of AGI
State:	20.8% of AGI

(% of AGI for various income ranges: 4.0% for AGIs $10k-25k, 7.8% for AGIs $25k-50k, 10.6% for AGIs $50k-75k, 12.2% for AGIs $75k-100k, 11.9% for AGIs over 100k)

Charity contributions deductions: $2,006 (3% of AGI, reported on 15.4% of returns)

Here:	$2,006
State:	$3,087

Here:	3.0% of AGI
State:	3.4% of AGI

(% of AGI for various income ranges: 0.4% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 1.7% for AGIs over 100k)

Total tax: $3,769 (reported on 74.9% of returns)

45628:	$3,769
State:	$6,781

(% of AGI for various income ranges: 2.3% for AGIs below $10k, 4.2% for AGIs $10k-25k, 6.7% for AGIs $25k-50k, 8.4% for AGIs $50k-75k, 10.5% for AGIs $75k-100k, 15.8% for AGIs over 100k)

Earned income credit: $1,669 (reported on 16.9% of returns)

Here:	$1,669
State:	$1,696

Percentage of individuals using paid preparers for their 2004 taxes: 65.2%

Here:	65%
State:	55%

(% for various income ranges: 57.9% for AGIs below $10k, 66.5% for AGIs $10k-25k, 66.8% for AGIs $25k-50k, 67.7% for AGIs $50k-75k, 66.9% for AGIs $75k-100k, 72.2% for AGIs over 100k)

Nearest zip codes: 45681, 43115, 45617, 43145, 45123, 45612.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 357
Household did not receive Food Stamps/SNAP in the past 12 months: 1,808

Women who had a birth in the past 12 months: 59 (59 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 1,273 (749 now married, 518 unmarried)

Housing units in zip code 45628 with a mortgage: 1,093 (46 second mortgage, 34 both second mortgage and home equity loan)
Houses without a mortgage: 71

Median monthly owner costs for units with a mortgage: $1,340
Median monthly owner costs for units without a mortgage: $438

Residents with income below the poverty level in 2021:
Residents with income below 50% of the poverty level in 2021:

• Zip code 45628 household income distribution in 2021

• 97Less than $10,000
• 107$10,000 to $14,999
• 58$15,000 to $19,999
• 135$20,000 to $24,999
• 67$25,000 to $29,999
• 52$30,000 to $34,999
• 83$35,000 to $39,999
• 34$40,000 to $44,999
• 50$45,000 to $49,999
• 180$50,000 to $59,999
• 328$60,000 to $74,999
• 371$75,000 to $99,999
• 266$100,000 to $124,999
• 183$125,000 to $149,999
• 105$150,000 to $199,999
• 25$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2021 in zip code 45628

• 31Less than $10,000
• 8$10,000 to $14,999
• 23$15,000 to $19,999
• 2$35,000 to $39,999
• 10$40,000 to $49,999
• 59$50,000 to $59,999
• 14$60,000 to $69,999
• 67$70,000 to $79,999
• 124$80,000 to $89,999
• 55$90,000 to $99,999
• 290$100,000 to $124,999
• 83$125,000 to $149,999
• 306$150,000 to $174,999
• 59$175,000 to $199,999
• 73$200,000 to $249,999
• 123$250,000 to $299,999
• 136$300,000 to $399,999
• 51$500,000 to $749,999
• 2$2,000,000 or more

• Rent paid by renters in 2021 in zip code 45628

• 29$150 to $199
• 12$200 to $249
• 18$250 to $299
• 30$300 to $349
• 46$350 to $399
• 24$400 to $449
• 1$450 to $499
• 9$500 to $549
• 2$550 to $599
• 105$600 to $649
• 12$650 to $699
• 7$700 to $749
• 64$800 to $899
• 12$1,000 to $1,249
• 28No cash rent

Median gross rent in 2021: $828.

Estimated median house (or condo) value in 2021 for:

• White Non-Hispanic householders: $158,938
• Black or African American householders: $141,662
• American Indian or Alaska Native householders: $40,916
• Asian householders: $68,194
• Two or more races householders: $105,655

Estimated median house or condo value in 2021: $152,937 Lower value quartile - upper value quartile: $107,430 - $200,501

Mean price in 2021:

Detached houses: $182,831

Here:	$182,831
State:	$228,722

Mobile homes: $169,904

Here:	$169,904
State:	$100,200

Housing units in structures:

• One, detached: 1,949
• One, attached: 18
• Two: 63
• 5 to 9: 8
• 10 to 19: 3
• 20 to 49: 21
• Mobile homes: 268

Unemployment: 3.0%

• Means of transportation to work in zip code 45628

• 82.9%2,133Drove a car alone
• 8.1%209Carpooled
• 0.0%1Bus or trolley bus
• 2.5%64Worked at home

• Travel time to work (commute) in zip code 45628

• 7Less than 5 minutes
• 625 to 9 minutes
• 21710 to 14 minutes
• 16015 to 19 minutes
• 53220 to 24 minutes
• 28025 to 29 minutes
• 43230 to 34 minutes
• 5035 to 39 minutes
• 7940 to 44 minutes
• 13145 to 59 minutes
• 23660 to 89 minutes
• 11790 or more minutes

Percentage of zip code residents living and working in this county: 61.2%

Household type by relationship:

Households: 5,473

• Male householders: 1,161 (291 living alone), Female householders: 991 (266 living alone)

• 1,176 spouses (1,171 opposite-sex spouses), 174 unmarried partners, (174 opposite-sex unmarried partners), 1,652 children (1,503 natural, 35 adopted, 114 stepchildren), 72 grandchildren, 7 brothers or sisters, 17 parents, 0 foster children, 78 other relatives, 102 non-relatives

• In group quarters: 56 (-1 institutionalized population)

Size of family households: 593 2-persons, 332 3-persons, 486 4-persons, 67 5-persons, 21 6-persons, 10 7-or-more-persons

Size of nonfamily households: 556 1-person, 18 2-persons, 55 4-persons

874 married couples with children.
243 single-parent households (108 men, 135 women).

98.9% of residents of 45628 zip code speak English at home.
0.8% of residents speak other Indo-European language at home (40% very well, 60% well).

Facilities with environmental interests located in this zip code:

• BOSCH BRAKING SYSTEMS-AMERICAS (3186 CO RD 550 in FRANKFORT, OH)

  STATE MASTER (Ohio general info) - RCRA-OHD990780777, HAZARDOUS WASTE PROGRAM, AIR MAJOR, EPCRA
  Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: ROCAL INC (CONTACT/OPERATOR) , ROBERT BOSCH CORPORATION (CONTACT/OWNER) , ROBERT BOSCH CORP (CONTACT/OWNER) , BEDAOM LLC (CONTACT/OWNER)
  

• ADENA ELEMENTARY SCHOOL (3370 COUNTY ROAD 550 in FRANKFORT, OH)

  (Geographic Names Information System)
  (National Center for Education Statistics) - STATE ID-012096
  Organizations: ADENA LOCAL SD (SCHOOL DISTRICT)
  

• ADENA HIGH SCHOOL (3367 COUNTY ROAD 550 in FRANKFORT, OH)

  (Geographic Names Information System)
  (National Center for Education Statistics) - STATE ID-000208
  Organizations: ADENA LOCAL SD (SCHOOL DISTRICT)
  

• ADENA MIDDLE SCHOOL (3367 COUNTY ROAD 550 in FRANKFORT, OH)

  (National Center for Education Statistics) - STATE ID-123547
  Organizations: ADENA LOCAL SD (SCHOOL DISTRICT)
  

• AT&T LONG LINES - FRANKFORT (TWP RD 119 9 MI NW CHILLICOTHE in FRANKFORT, OH)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: AMERICAN TELEPHONE AND TELEGRAPH (CONTACT/OWNER)
  

Housing units lacking complete plumbing facilities: 8.0%
Housing units lacking complete kitchen facilities: 6.7%

Population in 1990: 3,985. Population change in the 1990s: +730 (+18.3%).

Place of birth for U.S.-born residents:

• This state: 4,737
• Northeast: 238
• Midwest: 189
• South: 223
• West: 30

59% of the 45628 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 71% lived in this county.
   Out of people who lived in different counties, 50% lived in Ohio.

90% of the 45628 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 75% moved from this county.
   Out of people who lived in different houses, 23% moved from different county within same state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 59
Students in private schools in grades 9 to 12 (high school): 56 Students in private undergraduate colleges: 6

Companies with federal contracts located in this zip code:

• ROCAL, INC (24 S MAIN ST in FRANKFORT, OH; small business) : $64,268 in 6 contracts from 2003 to 2004

  Contracts for Structural Shapes, Signs, Advertising Displays, and Identification Plates, Miscellaneous Fabricated Nonmetallic Materials by U.S. Army Corps of Engineers - civil program financing only, Army
  Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $72,806; 2004: -$8,538; 2005: $0; 2006: $0.
  
  Biggest contracts:
  $61,906 with U.S. Army Corps of Engineers - civil program financing only for Structural Shapes. Signed on 2003-05-01. Completion date: 2003-06-20.
  $6,598 with U.S. Army Corps of Engineers - civil program financing only for Signs, Advertising Displays, and Identification Plates. Signed on 2003-04-23. Completion date: 2004-05-13.
  $4,302 with U.S. Army Corps of Engineers - civil program financing only for Miscellaneous Fabricated Nonmetallic Materials. Signed on 2003-04-29. Completion date: 2003-05-05.
  $0 with U.S. Army Corps of Engineers - civil program financing only for Signs, Advertising Displays, and Identification Plates. Signed on 2003-04-23. Completion date: 2004-05-13.
  

Top industries in this zip code by the number of employees in 2005:

• Health Care and Social Assistance: Nursing Care Facilities (50-99 employees: 1 establishment)
• Other Services (except Public Administration): General Automotive Repair (20-49: 1, 1-4: 1)
• Accommodation and Food Services: Limited-Service Restaurants (10-19: 1)
• Accommodation and Food Services: Full-Service Restaurants (10-19: 1)
• Other Services (except Public Administration): Religious Organizations (5-9: 1, 1-4: 3)
• Construction: New Single-Family Housing Construction (except Operative Builders) (5-9: 1, 1-4: 2)

2003 - 2018 National Fire Incident Reporting System (NFIRS) incidents

According to the data from the years 2003 - 2018 the average number of fires per year is 25. The highest number of fire incidents - 39 took place in 2006, and the least - 4 in 2003. The data has a rising trend.
When looking into fire subcategories, the most incidents belonged to: Structure Fires (41.7%), and Outside Fires (41.0%).


• Fire incident types reported to NFIRS in Zip Code 45628
• 16941.7%Structure Fires
• 16641.0%Outside Fires
• 6716.5%Mobile Property/Vehicle Fires
• 30.7%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 45628, Ohio

Most common first names in zip code 45628 among deceased individuals
Name	Count	Lived (average)
William	39	74.2 years
Charles	38	74.1 years
Mary	37	77.5 years
John	36	76.6 years
Robert	33	72.9 years
James	18	72.3 years
Dorothy	18	77.1 years
Harry	17	78.9 years
George	15	72.5 years
Richard	14	64.4 years

Most common last names in zip code 45628 among deceased individuals
Last name	Count	Lived (average)
Smith	17	80.3 years
Brown	16	66.4 years
Wright	15	76.1 years
Johnson	15	68.1 years
Miller	15	76.8 years
Lemaster	13	71.1 years
Jones	11	72.8 years
Davis	10	71.1 years
Morgan	10	78.9 years
Hill	9	80.5 years

Businesses in zip code 45628

• UPS: 1