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45786 Zip Code Detailed Profile

 



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Washington County, OH
Zip code population (2000): 2,989
Estimated zip code population in 2007: 3,018



Age and Sex of Residents in zip code 45786

Zip code 45786 (, Ohio) real estate house value trends

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45786 map from a distance

Houses and condos: 1,271
Renter-occupied apartments: 136
% of renters here:  12%
State:  31%

2008 cost of living index in zip code 45786: 75.9 (low, U.S. average is 100)

Land area: 56.4 sq. mi.
Water area: 0.5 sq. mi.
Population density: 54 people per square mile 
 
 (very low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  1.2% ($641)
Ohio:  1.8% ($1,271)

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Males: 1,513  (50.6%)
Females: 1,476  (49.4%)

Zip code 45786 races chart


45786, OH forum
Discuss zip code 45786 area on our local forum with over 700,000 registered users
100% rural population.

Estimated median house/condo value in 2007: $105,304
45786:  $105,304
Ohio:  $137,800


According to our research of public records there were 4 registered sex offenders living in 45786 zip code in early 2007.

Median resident age:  36.7 years
Ohio median age:  36.2 years

Average household size:
This zip code:  2.7 people
Ohio:  2.5 people

Averages for the 2004 tax year for zip code 45786, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $33,382 (Individual Income Tax Returns)
Here:  $33,382
State:  $44,480

Salary/wage: $32,183 (reported on 84.8% of returns)
Here:  $32,183
State:  $39,198
(% of AGI for various income ranges: 118.2% for AGIs below $10k, 72.4% for AGIs $10k-25k, 81.2% for AGIs $25k-50k, 87.3% for AGIs $50k-75k, 85.1% for AGIs $75k-100k, 66.5% for AGIs over 100k)

Taxable interest for individuals: $957 (reported on 50.6% of returns)
This zip code:  $957
Ohio:  $1,532
(% of AGI for various income ranges: 13.0% for AGIs below $10k, 3.0% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Taxable dividends: $856 (reported on 20.6% of returns)
Here:  $856
State:  $3,496
(% of AGI for various income ranges: 2.2% for AGIs below $10k, 1.3% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Net capital gain/loss: +$2,402 (reported on 15.1% of returns)
Here:  +$2,402
State:  +$8,582
(% of AGI for various income ranges: 0.4% for AGIs below $10k, 1.0% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 4.3% for AGIs $75k-100k)

Profit/loss from business: +$4,963 (reported on 15.6% of returns)
Here:  +$4,963
State:  +$10,813
(% of AGI for various income ranges: 7.7% for AGIs below $10k, 4.8% for AGIs $10k-25k, 2.9% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.6% for AGIs $75k-100k)

IRA payment deduction: $2,622 (reported on 2.7% of returns)
45786:  $2,622
Ohio:  $2,794

Total itemized deductions: $13,143 (2% of AGI, reported on 16.1% of returns)
Here:  $13,143
State:  $17,503
(% of AGI for various income ranges: 3.8% for AGIs $10k-25k, 5.0% for AGIs $25k-50k, 6.6% for AGIs $50k-75k, 9.6% for AGIs $75k-100k, 10.4% for AGIs over 100k)

Charity contributions deductions: $1,773 (2.7% of AGI, reported on 11.1% of returns)
Here:  $1,773
Ohio:  $3,087

Here:  2.7% of AGI
State:  3.4% of AGI
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 0.7% for AGIs over 100k)

Total tax: $3,554 (reported on 73.3% of returns)
45786:  $3,554
State:  $6,781
(% of AGI for various income ranges: 3.4% for AGIs below $10k, 3.8% for AGIs $10k-25k, 6.2% for AGIs $25k-50k, 8.1% for AGIs $50k-75k, 10.3% for AGIs $75k-100k, 15.8% for AGIs over 100k)

Earned income credit: $1,680 (reported on 13.1% of returns)
Here:  $1,680
State:  $1,696
(% of AGI for various income ranges: 6.6% for AGIs below $10k, 3.2% for AGIs $10k-25k, 0.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 60.4%
Here:  60%
State:  55%
(% for various income ranges: 52.7% for AGIs below $10k, 62.3% for AGIs $10k-25k, 61.6% for AGIs $25k-50k, 61.0% for AGIs $50k-75k, 68.6% for AGIs $75k-100k, 65.5% for AGIs over 100k)


Estimated median household income in 2007: $41,937
This zip code:  $41,937
Ohio:  $46,597
45786 map

Nearest zip codes: 45715, 45729, 45712, 45784, 43787, 45744.


Percentage of family households:
This zip code:  77.8%
Whole state:  67.3%

Percentage of households with unmarried partners:
This zip code:  4.8%
Whole state:  5.2%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.1% of all households
  • Gay men: 0.1% of all households

Housing units in zip code 45786 with a mortgage: 298 (50 second mortgage, 19 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 231


Median monthly owner costs for units with a mortgage: $936

Median monthly owner costs for units without a mortgage: $331

Residents with income below the poverty level in 2007:
This zip code:  12.7%
Whole state:  13.1%

Residents with income below 50% of the poverty level in 2007:
This zip code:  5.4%
Whole state:  6.0%

Median number of rooms in houses and condos:
Here:  6.1
State:  6.4

Median number of rooms in apartments:
Here:  5.1
State:  4.3


Zip code 45786 close-up map

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Notable locations in this zip code not listed on our city pages:

Church in zip code 45786: Palmer United Methodist Church (A). Display/hide its location on the map

Cemeteries: Powers Cemetery (1), Greenman Cemetery (2), Milnor Cemetery (3), Morris Cemetery (4). Display/hide their locations on the map

 

Year house built:
  • 1999 to March 2000: 12
  • 1995 to 1998: 79
  • 1990 to 1994: 163
  • 1980 to 1989: 255
  • 1970 to 1979: 207
  • 1960 to 1969: 94
  • 1950 to 1959: 52
  • 1940 to 1949: 71
  • 1939 or earlier: 348



Zip code 45786 satellite photo by USGS


Bedrooms in owner-occupied houses in 45786:
  • no bedroom: 6
  • 1 bedrooms: 12
  • 2 bedrooms: 170
  • 3 bedrooms: 610
  • 4 bedrooms: 140
  • 5 or more bedrooms: 27


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 6
  • 1 bedrooms: 7
  • 2 bedrooms: 47
  • 3 bedrooms: 53
  • 4 bedrooms: 16
  • 5 or more bedrooms: 7



Vehicles available in 45786 zip code in owner-occupied houses/condos:
  • no vehicle: 19
  • 1 vehicle: 164
  • 2 vehicles: 460
  • 3 vehicles: 233
  • 4 vehicles: 79
  • 5 or more vehicles: 10


Vehicles available in renter-occupied apartments:
  • no vehicle: 20
  • 1 vehicle: 45
  • 2 vehicles: 45
  • 3 vehicles: 0
  • 4 vehicles: 17
  • 5 or more vehicles: 9



Estimated household income distribution in 2007:

Zip code 45786 household income distribution in 2007

Zip code 45786 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 45786:

  • Less than $10,000: 25
  • $10,000 to $14,999: 14
  • $15,000 to $19,999: 17
  • $20,000 to $24,999: 6
  • $25,000 to $29,999: 20
  • $30,000 to $34,999: 32
  • $35,000 to $39,999: 18
  • $40,000 to $49,999: 45
  • $50,000 to $59,999: 28
  • $60,000 to $69,999: 54
  • $70,000 to $79,999: 44
  • $80,000 to $89,999: 74
  • $90,000 to $99,999: 76
  • $100,000 to $124,999: 214
  • $125,000 to $149,999: 91
  • $150,000 to $174,999: 32
  • $175,000 to $199,999: 83
  • $200,000 to $249,999: 53
  • $250,000 to $299,999: 24
  • $300,000 to $399,999: 11
  • $400,000 to $499,999: 9
  • $500,000 to $749,999: 4
 



45786 rent paid by renters


Rent paid by renters in 2007 in zip code 45786:

  • $100 to $149: 3
  • $200 to $249: 7
  • $250 to $299: 27
  • $300 to $349: 4
  • $350 to $399: 9
  • No cash rent: 45
 


Median price asked for vacant for-sale houses and condos in 2007: $13,710.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $105,303
  • Two or more races householders: $116,547

Estimated median house or condo value in 2007: $108,745 (it was $76,800 in 2000)
45786:  $108,745
Ohio:  $137,800
Lower value quartile - upper value quartile: $0 - $0

Mean price in 2007:
Detached houses: $128,276
Here:  $128,276
State:  $175,406

Mobile homes: $33,054
Here:  $33,054
State:  $32,066


Owners and renters by unit type in %



Breakdown of mean house values by ages of householders


Housing units in structures:

  • One, detached: 977
  • Two: 8
  • 3 or 4: 12
  • 5 to 9: 9
  • Mobile homes: 257
  • Boats, RVs, vans, etc.: 18
45786 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 1,077 (85%)
  • Carpooled: 91 (7%)
  • Walked: 34 (3%)
  • Other means: 15 (1%)
  • Worked at home: 43 (3%)
 

45786 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 90
  • 5 to 9 minutes: 158
  • 10 to 14 minutes: 138
  • 15 to 19 minutes: 112
  • 20 to 24 minutes: 76
  • 25 to 29 minutes: 52
  • 30 to 34 minutes: 252
  • 35 to 39 minutes: 82
  • 40 to 44 minutes: 40
  • 45 to 59 minutes: 143
  • 60 to 89 minutes: 34
  • 90 or more minutes: 40
 

Percentage of zip code residents living and working in this county: 83.4%


Household type by relationship
Households: 3,046

  • In family households: 2,787 (770 male householders, 113 female householders)
    790 spouses, 1,022 children (979 natural, 9 adopted, 34 stepchildren), 4 grandchildren, 7 brothers or sisters, 29 parents, 6 other relatives, 46 non-relatives
  • In nonfamily households: 259 (116 male householders (94 living alone)), 92 female householders (75 living alone)), 51 nonrelatives

Size of family households: 364 2-persons, 171 3-persons, 232 4-persons, 77 5-persons, 33 6-persons, 6 7-or-more-persons.

Size of nonfamily households: 169 1-person, 29 2-persons, 6 3-persons, 4 4-persons.

663 married couples with children.
119 single-parent households (49 men, 70 women).

97.8% of residents of 45786 zip code speak English at home.
1.2% of residents speak Spanish at home (27% very well, 30% well, 42% not well).
0.8% of residents speak other Indo-European language at home (100% very well).
0.2% of residents speak Asian or Pacific Island language at home (100% well).

Foreign born population: 6 (0.2%)
(100.0% of them are naturalized citizens)

This zip code:  0.2%
Whole state:  3.0%

Most common places of birth for the foreign-born residents:



  • Philippines (100%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 0
  • 1990 to 1994: 0
  • 1985 to 1989: 0
  • 1980 to 1984: 6
  • 1975 to 1979: 0
  • 1970 to 1974: 0
  • 1970 to 1974: 0
  • 1965 to 1969: 0

White population: 2,965
Black population: 3
American Indian population: 1
Asian population: 0
Native Hawaiian and Other Pacific Islander population: 2
Some other race population: 0
Two or more races population: 18

Zip code 45786 races chart


First ancestries reported:

 German: 877
 United States or American: 345
 English: 163
 Irish: 160
 Other groups: 111
 Scottish: 45
 Scotch-Irish: 43
 Dutch: 19
 Polish: 18
 European: 16
 Czech: 16
 Swiss: 10
 Lithuanian: 9
 French (except Basque): 9
 Hungarian: 6
 Italian: 4
 Welsh: 4


Public high school in zip code 45786 not listed on the city page:
  • WATERFORD HIGH SCHOOL (Students: 211; Location: MAIN AND HIGH STREETS, WATERFORD, OH; Grades: 09 - 12)

Zip code 45786 topographic map

Public primary/middle school in zip code 45786 not listed on the city page:
  • WATERFORD ELEMENTARY SCHOOL (Students: 474; Location: ST RT 339, WATERFORD, OH; Grades: PK - 08)

Facitilies with environmental interests located in this zip code:

  • AMERICAN ELECTRIC POWER MUSKINGUM RIVER PLANT (ROUTE # 2, BOX 310 in WATERFORD, OH)
    OIL CONTROL (Facility Response Plan for oil discharge)
    Business SIC classification: ELECTRIC SERVICES
    Organizations: AEP OHIO POWER COMPANY (CONTACT/GENERAL)


Median worth of mobile homes: $29,843

Zip code 45786 marital status for males
Zip code 45786 marital status for females


Housing units lacking complete plumbing facilities: 3%

Housing units lacking complete kitchen facilities: 2%

Most commonly used house heating fuel:
  • Utility gas (47%)
  • Bottled, tank, or LP gas (24%)
  • Electricity (14%)
  • Fuel oil, kerosene, etc. (5%)
  • Wood (5%)
  • Other fuel (3%)
  • No fuel used (1%)


Place of birth for U.S.-born residents:

  • This state: 2502
  • Northeast: 89
  • Midwest: 44
  • South: 356
  • West: 29

71% of the 45786 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 73% lived in this county.
   Out of people who lived in different counties, 46% lived in Ohio.

Population in 1990: 3,932. Population change in the 1990s: -943 (-24.0%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 43
Here:  9.8%
Ohio:  14.2%

Students in private schools in grades 9 to 12 (high school): 0
Here:  0.0%
Ohio:  10.9%

Students in private undergraduate colleges: 6
Here:  8.0%
Ohio:  23.4%


Educational Attainment


School Enrollment by Level of School



Class of Workers



Companies with federal contracts located in this zip code:

  • MISTYRIDGE ORIGINALS (RT 2 BOX 190 A-1 in WATERFORD, OH; small business): $187,933 in 12 contracts from 2001 to 2004
    Contracts for Custodial Janitorial Services, Landscaping/Groundskeeping Services by U.S. Army Corps of Engineers - civil program financing only, Army
    Signed by year: 2000: $0; 2001: $9,787; 2002: $45,305; 2003: $44,191; 2004: $88,650; 2005: $0; 2006: $0.

    Biggest contracts:
    $45,142 with U.S. Army Corps of Engineers - civil program financing only for Custodial Janitorial Services. Signed on 2002-02-27. Completion date: 2001-10-29.
    $44,325, same as above. Signed on 2004-03-17. Completion date: 2001-10-29.
    $44,325 with Army for Custodial Janitorial Services. Signed on 2004-03-17. Completion date: 2001-10-29.
    $44,191 with U.S. Army Corps of Engineers - civil program financing only for Custodial Janitorial Services. Signed on 2003-02-27. Completion date: 2001-10-29.


Top industries in this zip code by the number of employees in 2005:

  • Construction: Masonry Contractors (50-99 employees: 1 establishment, 5-9 employees: 1 establishment, 1-4 employees: 1 establishment)
  • Finance and Insurance: Commercial Banking (20-49: 1)
  • Other Services (except Public Administration): Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance (10-19: 2)
  • Construction: Commercial and Institutional Building Construction (10-19: 1, 5-9: 1, 1-4: 3)
  • Construction: New Single-Family Housing Construction (except Operative Builders) (5-9: 2, 1-4: 2)
  • Construction: Site Preparation Contractors (10-19: 1, 1-4: 1)
  • Construction: Painting and Wall Covering Contractors (10-19: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)





Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED6$102,46028$91,33447$95,5088$36,5194$115,2687$41,736
APPLICATIONS APPROVED, NOT ACCEPTED0$01$180,0008$88,4414$62,6530$00$0
APPLICATIONS DENIED6$101,0757$89,20735$96,24914$30,5600$07$88,417
APPLICATIONS WITHDRAWN1$186,9203$52,61312$79,8450$01$138,4603$36,000
FILES CLOSED FOR INCOMPLETENESS0$00$04$93,1150$01$94,1500$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

See detailed HMDA statistics for the following Tracts: 0216.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED7$98,9006$139,3831$65,080
APPLICATIONS APPROVED, NOT ACCEPTED3$91,3830$00$0
APPLICATIONS DENIED0$00$00$0
APPLICATIONS WITHDRAWN0$01$124,6100$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

See detailed PMIC statistics for the following Tracts: 0216.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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