45786 Zip Code (Waterford, OH) Detailed Profile

Estimated zip code population in 2022: 2,849
Zip code population in 2010: 3,253
Zip code population in 2000: 2,989

Houses and condos: 1,292
Renter-occupied apartments: 151
March 2022 cost of living index in zip code 45786: 83.7 (less than average, U.S. average is 100)

Land area: 65.3 sq. mi.
Water area: 1.3 sq. mi.

Population density: 44 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $1,802 (0.9%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $1,374 (0.8%)

For population 25 years and over in 45786:

• High school or higher: 96.9%
• Bachelor's degree or higher: 17.4%
• Graduate or professional degree: 4.5%
• Unemployed: 2.3%
• Mean travel time to work (commute): 26.4 minutes

For population 15 years and over in 45786:

• Never married: 22.8%
• Now married: 52.7%
• Separated: 2.2%
• Widowed: 14.9%
• Divorced: 7.5%

100% rural population.

Averages for the 2020 tax year for zip code 45786, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $59,281 (Individual Income Tax Returns)

Here:	$59,281
State:	$67,288

Salary/wage: $51,304 (reported on 83.7% of returns)

Here:	$51,304
State:	$55,628

(% of AGI for various income ranges: 1265.9% for AGIs below $25k, 3755.3% for AGIs $25k-50k, 6929.4% for AGIs $50k-75k, 8750.8% for AGIs $75k-100k, 14483.3% for AGIs $100k-200k)

Taxable interest for individuals: $772 (reported on 36.1% of returns)

This zip code:	$772
Ohio:	$1,518

(% of AGI for various income ranges: 12.4% for AGIs below $25k, 25.9% for AGIs $25k-50k, 20.0% for AGIs $50k-75k, 18.3% for AGIs $75k-100k, 51.7% for AGIs $100k-200k)

Ordinary dividends: $2,268 (reported on 19.0% of returns)

Here:	$2,268
State:	$7,167

(% of AGI for various income ranges: 36.9% for AGIs below $25k, 36.2% for AGIs $25k-50k, 46.1% for AGIs $50k-75k, 88.3% for AGIs $75k-100k, 87.5% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$6,492 (reported on 17.0% of returns)

Here:	+$6,492
State:	+$18,919

(% of AGI for various income ranges: 29.0% for AGIs below $25k, 85.6% for AGIs $25k-50k, 98.3% for AGIs $50k-75k, 271.7% for AGIs $75k-100k, 384.2% for AGIs $100k-200k)

Profit/loss from business: +$15,073 (reported on 15.0% of returns)

Here:	+$15,073
State:	+$13,744

(% of AGI for various income ranges: 100.0% for AGIs below $25k, 140.0% for AGIs $25k-50k, 223.3% for AGIs $50k-75k, 398.3% for AGIs $75k-100k, 1415.0% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $14,129 (reported on 9.5% of returns)

45786:	$14,129
Ohio:	$18,876

(% of AGI for various income ranges: 62.1% for AGIs below $25k, 150.6% for AGIs $25k-50k, 432.8% for AGIs $50k-75k, 447.5% for AGIs $100k-200k)

Total itemized deductions: $21,167 (reported on 2.0% of returns)

Here:	$21,167
State:	$33,869

(% of AGI for various income ranges: 198.4% for AGIs $25k-50k)

Taxes paid: $4,300 (reported on 2.0% of returns)

45786:	$4,300
State:	$7,681

(% of AGI for various income ranges: 40.3% for AGIs $25k-50k)

Earned income credit: $2,247 (reported on 12.9% of returns)

Here:	$2,247
State:	$2,304

(% of AGI for various income ranges: 71.4% for AGIs below $25k, 68.8% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 95.9%

Here:	96%
State:	94%

(% for various income ranges: 92.9% for AGIs below $25k, 95.3% for AGIs $25k-50k, 96.2% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 45786, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $61,040 (Individual Income Tax Returns)

Here:	$61,040
State:	$54,926

Salary/wage: $41,989 (reported on 83.6% of returns)

Here:	$41,989
State:	$45,869

(% of AGI for various income ranges: 74.7% for AGIs below $25k, 78.2% for AGIs $25k-50k, 79.2% for AGIs $50k-75k, 72.7% for AGIs $75k-100k, 62.4% for AGIs $100k-200k, 19.7% for AGIs over 200k)

Taxable interest for individuals: $770 (reported on 34.2% of returns)

This zip code:	$770
Ohio:	$1,297

(% of AGI for various income ranges: 1.5% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.3% for AGIs $100k-200k, 0.3% for AGIs over 200k)

Ordinary dividends: $1,235 (reported on 17.8% of returns)

Here:	$1,235
State:	$5,821

(% of AGI for various income ranges: 1.0% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.4% for AGIs $100k-200k, 0.2% for AGIs over 200k)

Net capital gain/loss in AGI: +$5,744 (reported on 12.3% of returns)

Here:	+$5,744
State:	+$11,232

(% of AGI for various income ranges: 0.2% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.3% for AGIs $100k-200k, 3.4% for AGIs over 200k)

Profit/loss from business: +$9,104 (reported on 15.8% of returns)

Here:	+$9,104
State:	+$12,773

(% of AGI for various income ranges: 4.0% for AGIs below $25k, 2.3% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 4.3% for AGIs $100k-200k, 0.8% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $10,894 (reported on 11.0% of returns)

45786:	$10,894
Ohio:	$14,511

(% of AGI for various income ranges: 3.1% for AGIs below $25k, 2.1% for AGIs $25k-50k, 4.6% for AGIs $50k-75k, 3.7% for AGIs $100k-200k)

Total itemized deductions: $18,237 (13% of AGI, reported on 18.5% of returns)

Here:	$18,237
State:	$21,278

Here:	13.0% of AGI
State:	18.8% of AGI

(% of AGI for various income ranges: 5.3% for AGIs $25k-50k, 5.3% for AGIs $50k-75k, 6.4% for AGIs $75k-100k, 7.1% for AGIs $100k-200k, 5.7% for AGIs over 200k)

Charity contributions: $2,735 (reported on 11.6% of returns)

Here:	$2,735
State:	$3,943

(% of AGI for various income ranges: 0.3% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.0% for AGIs $100k-200k, 0.5% for AGIs over 200k)

Taxes paid: $7,748 (reported on 18.5% of returns)

45786:	$7,748
State:	$9,568

(% of AGI for various income ranges: 0.9% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 2.8% for AGIs $100k-200k, 4.2% for AGIs over 200k)

Earned income credit: $2,150 (reported on 15.1% of returns)

Here:	$2,150
State:	$2,285

(% of AGI for various income ranges: 5.0% for AGIs below $25k, 1.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 63.7%

Here:	64%
State:	51%

(% for various income ranges: 55.6% for AGIs below $25k, 63.9% for AGIs $25k-50k, 68.2% for AGIs $50k-75k, 66.7% for AGIs $75k-100k, 76.9% for AGIs $100k-200k, 83.3% for AGIs over 200k)

Averages for the 2004 tax year for zip code 45786, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $33,382 (Individual Income Tax Returns)

Here:	$33,382
State:	$44,480

Salary/wage: $32,183 (reported on 84.8% of returns)

Here:	$32,183
State:	$39,198

(% of AGI for various income ranges: 118.2% for AGIs below $10k, 72.4% for AGIs $10k-25k, 81.2% for AGIs $25k-50k, 87.3% for AGIs $50k-75k, 85.1% for AGIs $75k-100k, 66.5% for AGIs over 100k)

Taxable interest for individuals: $957 (reported on 50.6% of returns)

This zip code:	$957
Ohio:	$1,532

(% of AGI for various income ranges: 13.0% for AGIs below $10k, 3.0% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Taxable dividends: $856 (reported on 20.6% of returns)

Here:	$856
State:	$3,496

(% of AGI for various income ranges: 2.2% for AGIs below $10k, 1.3% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Net capital gain/loss: +$2,402 (reported on 15.1% of returns)

Here:	+$2,402
State:	+$8,582

(% of AGI for various income ranges: 0.4% for AGIs below $10k, 1.0% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 4.3% for AGIs $75k-100k)

Profit/loss from business: +$4,963 (reported on 15.6% of returns)

Here:	+$4,963
State:	+$10,813

(% of AGI for various income ranges: 7.7% for AGIs below $10k, 4.8% for AGIs $10k-25k, 2.9% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.6% for AGIs $75k-100k)

IRA payment deduction: $2,622 (reported on 2.7% of returns)

45786:	$2,622
Ohio:	$2,794

Total itemized deductions: $13,143 (21% of AGI, reported on 16.1% of returns)

Here:	$13,143
State:	$17,503

Here:	21.0% of AGI
State:	20.8% of AGI

(% of AGI for various income ranges: 3.8% for AGIs $10k-25k, 5.0% for AGIs $25k-50k, 6.6% for AGIs $50k-75k, 9.6% for AGIs $75k-100k, 10.4% for AGIs over 100k)

Charity contributions deductions: $1,773 (3% of AGI, reported on 11.1% of returns)

Here:	$1,773
State:	$3,087

Here:	2.7% of AGI
State:	3.4% of AGI

(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 0.7% for AGIs over 100k)

Total tax: $3,554 (reported on 73.3% of returns)

45786:	$3,554
State:	$6,781

(% of AGI for various income ranges: 3.4% for AGIs below $10k, 3.8% for AGIs $10k-25k, 6.2% for AGIs $25k-50k, 8.1% for AGIs $50k-75k, 10.3% for AGIs $75k-100k, 15.8% for AGIs over 100k)

Earned income credit: $1,680 (reported on 13.1% of returns)

Here:	$1,680
State:	$1,696

Percentage of individuals using paid preparers for their 2004 taxes: 60.4%

Here:	60%
State:	55%

(% for various income ranges: 52.7% for AGIs below $10k, 62.3% for AGIs $10k-25k, 61.6% for AGIs $25k-50k, 61.0% for AGIs $50k-75k, 68.6% for AGIs $75k-100k, 65.5% for AGIs over 100k)

Nearest zip codes: 45787, 45721, 45729, 45715, 45784, 43787.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 30
Household did not receive Food Stamps/SNAP in the past 12 months: 1,159

Women who had a birth in the past 12 months: 8 (9 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 533 (294 now married, 238 unmarried)

Housing units in zip code 45786 with a mortgage: 428 (25 second mortgage, 14 both second mortgage and home equity loan)
Houses without a mortgage: 64

Median monthly owner costs for units with a mortgage: $1,375
Median monthly owner costs for units without a mortgage: $495

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 45786 household income distribution in 2022

• 64Less than $10,000
• 22$10,000 to $14,999
• 52$15,000 to $19,999
• 17$20,000 to $24,999
• 59$25,000 to $29,999
• 47$30,000 to $34,999
• 53$35,000 to $39,999
• 138$40,000 to $44,999
• 53$45,000 to $49,999
• 81$50,000 to $59,999
• 51$60,000 to $74,999
• 248$75,000 to $99,999
• 153$100,000 to $124,999
• 49$125,000 to $149,999
• 82$150,000 to $199,999
• 18$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 45786

• 6Less than $10,000
• 10$15,000 to $19,999
• 5$20,000 to $24,999
• 13$25,000 to $29,999
• 11$35,000 to $39,999
• 35$50,000 to $59,999
• 21$60,000 to $69,999
• 70$80,000 to $89,999
• 9$90,000 to $99,999
• 107$100,000 to $124,999
• 53$125,000 to $149,999
• 148$150,000 to $174,999
• 65$175,000 to $199,999
• 78$200,000 to $249,999
• 171$250,000 to $299,999
• 157$300,000 to $399,999
• 11$400,000 to $499,999
• 29$500,000 to $749,999
• 25$1,000,000 to $1,499,999

• Rent paid by renters in 2022 in zip code 45786

• 10$450 to $499
• 8$500 to $549
• 35$550 to $599
• 34$600 to $649
• 12$650 to $699
• 7$700 to $749
• 12$800 to $899
• 19No cash rent

Median gross rent in 2022: $886.

Median price asked for vacant for-sale houses and condos in 2022: $239,816.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $190,181
• Two or more races householders: $210,487

Estimated median house or condo value in 2022: $190,182 Lower value quartile - upper value quartile: $119,253 - $310,607

Mean price in 2022:

Detached houses: $242,610

Here:	$242,610
State:	$254,366

Mobile homes: $88,273

Here:	$88,273
State:	$62,719

Housing units in structures:

• One, detached: 1,045
• Two: 11
• 3 or 4: 21
• Mobile homes: 203

Unemployment: 2.3%

• Means of transportation to work in zip code 45786

• 82.6%1,124Drove a car alone
• 5.6%76Carpooled
• 0.7%9Bus or trolley bus
• 0.6%8Walked
• 0.7%9Other means
• 8.1%110Worked at home

• Travel time to work (commute) in zip code 45786

• 115Less than 5 minutes
• 295 to 9 minutes
• 18910 to 14 minutes
• 13915 to 19 minutes
• 14120 to 24 minutes
• 8025 to 29 minutes
• 27430 to 34 minutes
• 5235 to 39 minutes
• 4540 to 44 minutes
• 8445 to 59 minutes
• 4160 to 89 minutes
• 3890 or more minutes

Percentage of zip code residents living and working in this county: 77.0%

Household type by relationship:

Households: 2,849

• Male householders: 556 (164 living alone), Female householders: 638 (167 living alone)

• 608 spouses (608 opposite-sex spouses), 81 unmarried partners, (69 opposite-sex unmarried partners), 825 children (780 natural, 37 adopted, 10 stepchildren), 39 grandchildren, 0 brothers or sisters, 22 parents, 0 foster children, 80 other relatives, 8 non-relatives

Size of family households: 423 2-persons, 177 3-persons, 169 4-persons, 41 5-persons, 9 6-persons, 12 7-or-more-persons

Size of nonfamily households: 330 1-person, 25 2-persons

344 married couples with children.
144 single-parent households (62 men, 82 women).

98.1% of residents of 45786 zip code speak English at home.
1.6% of residents speak Spanish at home (100% very well).
0.3% of residents speak other Indo-European language at home (100% very well).

Facilities with environmental interests located in this zip code:

• AMERICAN ELECTRIC POWER MUSKINGUM RIVER PLANT (ROUTE # 2, BOX 310 in WATERFORD, OH)

  OIL CONTROL (Facility Response Plan for oil discharge)
  Business SIC classification: ELECTRIC SERVICES
  Organizations: AEP OHIO POWER COMPANY (CONTACT/GENERAL)
  

Housing units lacking complete plumbing facilities: 0.8%
Housing units lacking complete kitchen facilities: 0.8%

Population in 1990: 3,932.

Place of birth for U.S.-born residents:

• This state: 2,350
• Northeast: 38
• Midwest: 137
• South: 277
• West: 36

71% of the 45786 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 73% lived in this county.
   Out of people who lived in different counties, 50% lived in Ohio.

97% of the 45786 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 74% moved from this county.
   Out of people who lived in different houses, 25% moved from different county within same state.
   Out of people who lived in different houses, 13% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 24
Students in private schools in grades 9 to 12 (high school): 9 Students in private undergraduate colleges:

Companies with federal contracts located in this zip code:

• MISTYRIDGE ORIGINALS (RT 2 BOX 190 A-1 in WATERFORD, OH; small business) : $187,933 in 12 contracts from 2001 to 2004

  Contracts for Custodial Janitorial Services, Landscaping/Groundskeeping Services by U.S. Army Corps of Engineers - civil program financing only, Army
  Signed by year: 2000: $0; 2001: $9,787; 2002: $45,305; 2003: $44,191; 2004: $88,650; 2005: $0; 2006: $0.
  
  Biggest contracts:
  $45,142 with U.S. Army Corps of Engineers - civil program financing only for Custodial Janitorial Services. Signed on 2002-02-27. Completion date: 2001-10-29.
  $44,325, same as above. Signed on 2004-03-17. Completion date: 2001-10-29.
  $44,325 with Army for Custodial Janitorial Services. Signed on 2004-03-17. Completion date: 2001-10-29.
  $44,191 with U.S. Army Corps of Engineers - civil program financing only for Custodial Janitorial Services. Signed on 2003-02-27. Completion date: 2001-10-29.
  

Top industries in this zip code by the number of employees in 2005:

• Construction: Masonry Contractors (50-99 employees: 1 establishment, 5-9 employees: 1 establishment, 1-4 employees: 1 establishment)
• Finance and Insurance: Commercial Banking (20-49: 1)
• Other Services (except Public Administration): Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance (10-19: 2)
• Construction: Commercial and Institutional Building Construction (10-19: 1, 5-9: 1, 1-4: 3)
• Construction: New Single-Family Housing Construction (except Operative Builders) (5-9: 2, 1-4: 2)
• Construction: Site Preparation Contractors (10-19: 1, 1-4: 1)
• Construction: Painting and Wall Covering Contractors (10-19: 1)

Detailed HMDA statistics for the following Tracts: 0216.00


Detailed PMIC statistics for the following Tracts: 0216.00

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

According to the data from the years 2002 - 2018 the average number of fires per year is 12. The highest number of reported fire incidents - 19 took place in 2014, and the least - 6 in 2002. The data has a rising trend.
When looking into fire subcategories, the most incidents belonged to: Structure Fires (49.8%), and Outside Fires (29.6%).


• Fire incident types reported to NFIRS in Zip Code 45786
• 10149.8%Structure Fires
• 6029.6%Outside Fires
• 3617.7%Mobile Property/Vehicle Fires
• 63.0%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 45786, Ohio

Most common first names in zip code 45786 among deceased individuals
Name	Count	Lived (average)
Mary	18	80.9 years
Robert	16	72.7 years
Charles	15	75.7 years
James	14	76.1 years
William	14	70.4 years
John	13	81.9 years
Earl	8	74.0 years
Ralph	8	77.3 years
Raymond	7	73.9 years
David	7	63.6 years

Most common last names in zip code 45786 among deceased individuals
Last name	Count	Lived (average)
Miller	17	77.2 years
Wagner	15	76.7 years
Stollar	11	80.5 years
Arnold	11	72.8 years
Smith	9	80.9 years
Spung	7	75.0 years
Offenberger	7	72.8 years
Mccutcheon	7	80.1 years
Lang	7	77.6 years
Johnson	6	83.2 years