Estimated median household income in 2007: $58,068
| This zip code: | $58,068 | | Ohio: | $46,597 |
Nearest zip codes: 45845, 45869, 45871, 45336, 45388, 45351.
Housing units in zip code 45865 with a mortgage: 710 (64 second mortgage, 111 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 543
Median monthly owner costs for units with a mortgage: $1,263
Median monthly owner costs for units without a mortgage: $384
Residents with income below the poverty level in 2007:
| This zip code: | 3.7% | | Whole state: | 13.1% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 0.7% | | Whole state: | 6.0% |
Median number of rooms in houses and condos:
| Here: | 6.4 | | State: | 6.4 |
Median number of rooms in apartments:
| Here: | 4.4 | | State: | 4.3 |
Year house built: |
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- 1999 to March 2000: 44
- 1995 to 1998: 92
- 1990 to 1994: 144
- 1980 to 1989: 228
- 1970 to 1979: 255
- 1960 to 1969: 253
- 1950 to 1959: 277
- 1940 to 1949: 136
- 1939 or earlier: 438
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Bedrooms in owner-occupied houses in Minster, OH (45865): |
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- no bedroom: 0
- 1 bedrooms: 66
- 2 bedrooms: 227
- 3 bedrooms: 734
- 4 bedrooms: 356
- 5 or more bedrooms: 53
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 47
- 2 bedrooms: 161
- 3 bedrooms: 31
- 4 bedrooms: 15
- 5 or more bedrooms: 5
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Vehicles available in 45865 zip code in owner-occupied houses/condos: |
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- no vehicle: 12
- 1 vehicle: 341
- 2 vehicles: 751
- 3 vehicles: 212
- 4 vehicles: 101
- 5 or more vehicles: 19
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 28
- 1 vehicle: 133
- 2 vehicles: 69
- 3 vehicles: 15
- 4 vehicles: 11
- 5 or more vehicles: 3
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 45865:
- Less than $10,000: 23
- $10,000 to $14,999: 10
- $15,000 to $19,999: 5
- $20,000 to $24,999: 6
- $25,000 to $29,999: 6
- $30,000 to $34,999: 6
- $35,000 to $39,999: 6
- $40,000 to $49,999: 19
- $50,000 to $59,999: 21
- $60,000 to $69,999: 35
- $70,000 to $79,999: 27
- $80,000 to $89,999: 35
- $90,000 to $99,999: 49
- $100,000 to $124,999: 184
- $125,000 to $149,999: 176
- $150,000 to $174,999: 178
- $175,000 to $199,999: 162
- $200,000 to $249,999: 220
- $250,000 to $299,999: 96
- $300,000 to $399,999: 108
- $400,000 to $499,999: 23
- $500,000 to $749,999: 20
- $750,000 to $999,999: 4
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Rent paid by renters in 2007 in zip code 45865:
- $100 to $149: 1
- $150 to $199: 11
- $200 to $249: 3
- $250 to $299: 6
- $300 to $349: 40
- $350 to $399: 24
- $400 to $449: 51
- $450 to $499: 3
- $550 to $599: 12
- $650 to $699: 7
- No cash rent: 28
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Median price asked for vacant for-sale houses and condos in 2007: $90,495.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $166,594
- American Indian or Alaska Native householders: $154,253
- Asian householders: $308,507
- Two or more races householders: $154,253
Estimated median house or condo value in 2007: $165,049 (it was $119,700 in 2000)
| 45865: | $165,049 | | Ohio: | $137,800 |
Lower value quartile - upper value quartile: $115,999 - $218,086
Mean price in 2007:
Detached houses: $186,539| Here: | $186,539 | | State: | $175,406 |
Townhouses or other attached units: $138,919| Here: | $138,919 | | State: | $158,918 |
In 2-unit structures: $124,283| Here: | $124,283 | | State: | $124,203 |
In 3-to-4-unit structures: $134,870| Here: | $134,870 | | State: | $149,153 |
In 5-or-more-unit structures: $60,481| Here: | $60,481 | | State: | $138,542 |
Mobile homes: $16,429| Here: | $16,429 | | State: | $32,066 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 1,565
- One, attached: 23
- Two: 60
- 3 or 4: 53
- 5 to 9: 22
- 10 to 19: 9
- Mobile homes: 135

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Means of transportation to work
- Drove a car alone: 2,036 (88%)
- Carpooled: 112 (5%)
- Bicycle: 23 (1%)
- Walked: 65 (3%)
- Other means: 17 (1%)
- Worked at home: 63 (3%)
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Travel time to work
- Less than 5 minutes: 321
- 5 to 9 minutes: 595
- 10 to 14 minutes: 304
- 15 to 19 minutes: 215
- 20 to 24 minutes: 315
- 25 to 29 minutes: 126
- 30 to 34 minutes: 167
- 35 to 39 minutes: 36
- 40 to 44 minutes: 35
- 45 to 59 minutes: 50
- 60 to 89 minutes: 71
- 90 or more minutes: 18
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Percentage of zip code residents living and working in this county: 60.3%
Household type by relationship
Households: 4,596
- In family households: 4,133 (1,162 male householders, 148 female householders)
1,194 spouses, 1,562 children (1,443 natural, 50 adopted, 69 stepchildren), 12 grandchildren, 8 brothers or sisters, 18 parents, 14 other relatives, 15 non-relatives
- In nonfamily households: 463 (185 male householders (169 living alone)), 242 female householders (226 living alone)), 36 nonrelatives
- In group quarters: 105 (all institutionalized)
Size of family households: 607 2-persons, 224 3-persons, 230 4-persons, 168 5-persons, 77 6-persons, 4 7-or-more-persons.
Size of nonfamily households: 395 1-person, 29 2-persons, 3 4-persons.
1,227 married couples with children.
116 single-parent households (47 men, 69 women).
97.3% of residents of 45865 zip code speak English at home.
1.0% of residents speak Spanish at home (71% very well, 29% not well).
1.4% of residents speak other Indo-European language at home (63% very well, 27% well, 10% not well).
0.3% of residents speak Asian or Pacific Island language at home (100% well).
Foreign born population: 31 (0.7%)
(64.5% of them are naturalized citizens)
| This zip code: | 0.7% | | Whole state: | 3.0% |
Most common places of birth for the foreign-born residents:
- Philippines (39%)
- Russia (35%)
- Germany (26%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 11
- 1990 to 1994: 0
- 1985 to 1989: 0
- 1980 to 1984: 0
- 1975 to 1979: 0
- 1970 to 1974: 12
- 1970 to 1974: 0
- 1965 to 1969: 8
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White population: 4,738
Black population: 1
American Indian population: 3
Asian population: 4
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 1
Two or more races population: 19

First ancestries reported:
|  German: 3171 |
|  United States or American: 381 |
|  Irish: 193 |
|  English: 103 |
|  French (except Basque): 75 |
|  Other groups: 46 |
|  Italian: 27 |
|  Hungarian: 17 |
|  Dutch: 17 |
|  Polish: 13 |
|  Russian: 11 |
|  Scotch-Irish: 11 |
|  Swedish: 11 |
|  Portuguese: 10 |
|  European: 7 |
|  French Canadian: 4 |
|  Slovak: 4 |
|  Norwegian: 4 |
|  Lithuanian: 3 |
|  Welsh: 3 |
|  Swiss: 2 |

Facitilies with environmental interests located in this zip code:
- BP AMOCO OIL CORP BULK PLANT MINSTER * (186 S OHIO ST in MINSTER, OH)
(Integrated Compliance Information System) - ICIS-05-1996-0567, FORMAL ENFORCEMENT ACTION
STATE MASTER (Ohio general info) - PCS-OH0122629, National Pollutant Discharge Elimination System Permit, RCRA-OHD000727487, HAZARDOUS WASTE PROGRAM, AIR MAJOR
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: PETROLEUM AND PETROLEUM PRODUCTS WHOLESALERS, EXCEPT BULK STATIONS AND TERMINALS
Organizations: BP OIL COMPANY (CONTACT/OWNER)
, BP EXPLORATION & OIL INC (CONTACT/OWNER)
, BP OIL COMPANY (CONTACT/OWNER)
Alternative names: BP OIL CO, BP OIL CO BULK PLT
Median worth of mobile homes: $12,943
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Utility gas (54%)
- Bottled, tank, or LP gas (24%)
- Electricity (14%)
- Fuel oil, kerosene, etc. (6%)
- Wood (1%)
- Other fuel (1%)
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Place of birth for U.S.-born residents:
- This state: 4342
- Northeast: 80
- Midwest: 129
- South: 107
- West: 5
70% of the 45865 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 46% lived in this county.
Out of people who lived in different counties, 91% lived in Ohio.
Population in 1990: 4,436. Population change in the 1990s: +330 (+7.4%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 15
| Here: | 2.4% | | Ohio: | 14.2% |
Students in private schools in grades 9 to 12 (high school): 7
| Here: | 2.2% | | Ohio: | 10.9% |
Students in private undergraduate colleges: 14
| Here: | 12.7% | | Ohio: | 23.4% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- TIGER LINE EQUIPMENT INC (350 S OHIO ST in MINSTER, OH; small business)
$6,651 with Air Force for Ground Effect Vehicles. Signed on 2006-04-28. Completion date: 2006-06-01.
Top industries in this zip code by the number of employees in 2005:
- Administrative and Support and Waste Management and Remediation Services: All Other Support Services (250-499 employees: 1 establishment)
- Wholesale Trade: Dairy Product (except Dried or Canned) Merchant Wholesalers (100-249: 1)
- Health Care and Social Assistance: Nursing Care Facilities (100-249: 1)
- Health Care and Social Assistance: Residential Mental Retardation Facilities (100-249: 1)
- Accommodation and Food Services: Limited-Service Restaurants (50-99: 1, 5-9: 1)
- Arts, Entertainment, and Recreation: Fitness and Recreational Sports Centers (50-99: 1, 5-9: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
103 people in nursing homes
Home Mortgage Disclosure Act Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $53,843 | 96 | $119,708 | 363 | $110,209 | 13 | $21,508 | 2 | $28,340 | 23 | $73,679 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 4 | $112,408 | 36 | $99,498 | 0 | $0 | 0 | $0 | 4 | $56,203 |
| APPLICATIONS DENIED | 0 | $0 | 4 | $77,458 | 72 | $123,953 | 8 | $53,843 | 0 | $0 | 4 | $80,763 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 11 | $138,942 | 32 | $147,535 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $54,785 | 0 | $0 | 8 | $105,559 | 2 | $103,905 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $99,498 | 79 | $119,904 | 321 | $110,292 | 6 | $61,713 | 9 | $77,877 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $107,685 | 0 | $0 | 36 | $123,270 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $110,520 | 4 | $77,458 | 42 | $128,376 | 0 | $0 | 4 | $190,338 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $94,460 | 51 | $114,537 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 6 | $46,285 | 15 | $150,380 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 11 | $87,762 | 74 | $100,485 | 246 | $112,100 | 21 | $43,272 | 2 | $330,610 | 17 | $119,686 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 6 | $78,717 | 15 | $81,361 | 4 | $19,838 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 11 | $191,496 | 60 | $132,685 | 2 | $9,445 | 0 | $0 | 6 | $115,872 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 8 | $97,294 | 32 | $97,176 | 0 | $0 | 0 | $0 | 2 | $118,075 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $64,235 | 9 | $139,591 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $91,625 | 77 | $110,874 | 49 | $87,173 | 30 | $24,056 | 6 | $89,737 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 4 | $112,880 | 6 | $151,452 | 6 | $7,872 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 11 | $72,305 | 15 | $76,827 | 8 | $15,350 | 4 | $63,760 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $91,155 | 11 | $139,629 | 2 | $2,835 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 2 | $174,750 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $96,716 | 27 | $98,263 | 58 | $85,966 | 18 | $21,304 | 1 | $102,950 | 5 | $44,202 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 8 | $90,436 | 9 | $11,019 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 5 | $46,470 | 12 | $122,549 | 8 | $24,085 | 0 | $0 | 1 | $18,890 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $97,283 | 15 | $86,075 | 1 | $109,560 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0410.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 28 | $126,509 | 28 | $140,880 | 2 | $46,285 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $122,546 | 11 | $132,244 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $132,245 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 11 | $113,867 | 17 | $141,245 | 4 | $102,018 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $120,278 | 13 | $143,288 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 23 | $121,484 | 30 | $135,645 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $101,072 | 6 | $93,830 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 26 | $100,055 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $80,290 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $109,772 | 5 | $112,018 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $121,840 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $60,450 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0410.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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