46038 Zip Code Detailed Profile




Cities: Fishers, IN (82.05%), Noblesville, IN (0.44%)
County: Hamilton County, IN
Estimated zip code population in 2013: 38,735
Zip code population in 2010: 37,723
Zip code population in 2000: 39,709

Houses and condos: 15,325
Renter-occupied apartments: 3,119
% of renters here:

21%
State:

31%
Mar. 2013 cost of living index in zip code 46038: 90.2 (less than average, U.S. average is 100)

Land area: 15.8 sq. mi.
Water area: 0.4 sq. mi.
Population density: 2,453 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 46038
Zip code 46038 (Fishers, Indiana) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

0.9% ($1,621)
Indiana:

0.9% ($1,057)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,583 (0.9%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $1,801 (1.0%)

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Males: 18,680  (48.2%)
Females: 20,055  (51.8%)

For population 25 years and over in 46038:

For population 15 years and over in 46038:

Zip code 46038 compared to state average:

  • Median household income above state average.
  • Unemployed percentage below state average.
  • Black race population percentage below state average.
  • Length of stay since moving in below state average.
  • House age significantly below state average.
  • Percentage of population with a bachelor's degree or higher significantly above state average.
  • Races in zip code 46038

  • Zip code 46038 races chart
    • 31,990White population
    • 1,753Black population
    • 57American Indian population
    • 1,765Asian population
    • 9Native Hawaiian and Other Pacific Islander population
    • 99Some other race population
    • 690Two or more races population
    • 1,360Hispanic or Latino population

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Urban population: 38,445
Rural population: 289

Estimated median house/condo value in 2013: $174,600
46038:

$174,600
Indiana:

$122,200



According to our research of Indiana and other state lists there were 7 registered sex offenders living in 46038 zip code as of September 04, 2015.
The ratio of number of residents in zip code 46038 to the number of sex offenders is 7,250 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is a lot smaller than the state average.


Median resident age:
This zip code:

33.8 years
Indiana median age:

37.3 years
Average household size:
This zip code:

2.6 people
Indiana:

2.5 people

Averages for the 2012 tax year for zip code 46038, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $72,032 (Individual Income Tax Returns)
Here:

$72,032
State:

$52,932

Salary/wage: $65,054 (reported on 89.5% of returns)
Here:

$65,054
State:

$45,173
(% of AGI for various income ranges: 74.4% for AGIs below $25k, 83.5% for AGIs $25k-50k, 85.7% for AGIs $50k-75k, 86.6% for AGIs $75k-100k, 87.0% for AGIs $100k-200k, 61.1% for AGIs over 200k)

Taxable interest for individuals: $859 (reported on 36.1% of returns)
This zip code:

$859
Indiana:

$1,311
(% of AGI for various income ranges: 1.0% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.2% for AGIs $100k-200k, 0.9% for AGIs over 200k)

Ordinary dividends: $2,904 (reported on 24.4% of returns)
Here:

$2,904
State:

$4,690
(% of AGI for various income ranges: 2.0% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.7% for AGIs $100k-200k, 1.7% for AGIs over 200k)

Net capital gain/loss in AGI: +$7,380 (reported on 19.4% of returns)
Here:

+$7,380
State:

+$10,406
(% of AGI for various income ranges: 0.2% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.8% for AGIs $100k-200k, 8.3% for AGIs over 200k)

Profit/loss from business: +$11,986 (reported on 15.9% of returns)
Here:

+$11,986
State:

+$11,105
(% of AGI for various income ranges: 9.0% for AGIs below $25k, 3.7% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 2.3% for AGIs $100k-200k, 1.9% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $16,799 (reported on 10.1% of returns)
46038:

$16,799
Indiana:

$13,841
(% of AGI for various income ranges: 4.2% for AGIs below $25k, 2.6% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 2.2% for AGIs $100k-200k, 2.1% for AGIs over 200k)

Self-employment retirement plans: $18,133 (reported on 0.6% of returns)
46038:

$18,133
Indiana:

$21,482
(% of AGI for various income ranges: 0.2% for AGIs $100k-200k, 0.5% for AGIs over 200k)

Total itemized deductions: $19,680 (18% of AGI, reported on 46.6% of returns)
Here:

$19,680
State:

$20,913

Here:

17.6% of AGI
State:

18.2% of AGI
(% of AGI for various income ranges: 12.8% for AGIs below $25k, 11.0% for AGIs $25k-50k, 12.7% for AGIs $50k-75k, 13.4% for AGIs $75k-100k, 13.6% for AGIs $100k-200k, 11.6% for AGIs over 200k)

Charity contributions: $3,847 (reported on 39.8% of returns)
Here:

$3,847
State:

$4,697
(% of AGI for various income ranges: 1.0% for AGIs below $25k, 1.2% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 2.3% for AGIs $100k-200k, 3.1% for AGIs over 200k)

Taxes paid: $7,116 (reported on 46.5% of returns)
46038:

$7,116
State:

$7,456
(% of AGI for various income ranges: 2.0% for AGIs below $25k, 2.6% for AGIs $25k-50k, 3.7% for AGIs $50k-75k, 4.6% for AGIs $75k-100k, 5.3% for AGIs $100k-200k, 5.6% for AGIs over 200k)

Earned income credit: $1,974 (reported on 8.4% of returns)
Here:

$1,974
State:

$2,265
(% of AGI for various income ranges: 4.0% for AGIs below $25k, 0.7% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 46038, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $78,382 (Individual Income Tax Returns)
Here:

$78,382
State:

$44,790

Salary/wage: $70,078 (reported on 91.0% of returns)
Here:

$70,078
State:

$39,615
(% of AGI for various income ranges: 3592.4% for AGIs below $10k, 77.3% for AGIs $10k-25k, 86.9% for AGIs $25k-50k, 88.4% for AGIs $50k-75k, 90.4% for AGIs $75k-100k, 75.1% for AGIs over 100k)

Taxable interest for individuals: $1,537 (reported on 55.8% of returns)
This zip code:

$1,537
Indiana:

$1,535
(% of AGI for various income ranges: 212.2% for AGIs below $10k, 2.2% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Taxable dividends: $2,425 (reported on 35.4% of returns)
Here:

$2,425
State:

$2,998
(% of AGI for various income ranges: 229.8% for AGIs below $10k, 1.9% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Net capital gain/loss: +$9,825 (reported on 29.3% of returns)
Here:

+$9,825
State:

+$8,619
(% of AGI for various income ranges: 274.3% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 5.9% for AGIs over 100k)

Profit/loss from business: +$14,175 (reported on 16.0% of returns)
Here:

+$14,175
State:

+$10,071
(% of AGI for various income ranges: 62.9% for AGIs below $10k, 5.2% for AGIs $10k-25k, 3.2% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 3.0% for AGIs over 100k)

IRA payment deduction: $3,008 (reported on 2.9% of returns)
46038:

$3,008
Indiana:

$2,840
(% of AGI for various income ranges: 12.7% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $15,612 (reported on 1.3% of returns)
Here:

$15,612
Indiana:

$15,305
(% of AGI for various income ranges: 0.1% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.4% for AGIs over 100k)

Total itemized deductions: $21,436 (19% of AGI, reported on 60.2% of returns)
Here:

$21,436
State:

$17,065

Here:

19.1% of AGI
State:

19.5% of AGI
(% of AGI for various income ranges: 538.2% for AGIs below $10k, 15.3% for AGIs $10k-25k, 15.1% for AGIs $25k-50k, 17.9% for AGIs $50k-75k, 18.3% for AGIs $75k-100k, 15.7% for AGIs over 100k)

Charity contributions deductions: $3,571 (3% of AGI, reported on 54.4% of returns)
Here:

$3,571
State:

$3,550

Here:

3.1% of AGI
State:

3.8% of AGI
(% of AGI for various income ranges: 25.5% for AGIs below $10k, 1.6% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 2.8% for AGIs over 100k)

Total tax: $13,089 (reported on 86.2% of returns)
46038:

$13,089
State:

$6,914
(% of AGI for various income ranges: 116.0% for AGIs below $10k, 5.0% for AGIs $10k-25k, 8.1% for AGIs $25k-50k, 9.3% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 18.2% for AGIs over 100k)

Earned income credit: $1,484 (reported on 4.9% of returns)
Here:

$1,484
State:

$1,685

Percentage of individuals using paid preparers for their 2004 taxes: 45.4%
Here:

45%
State:

59%
(% for various income ranges: 38.7% for AGIs below $10k, 47.3% for AGIs $10k-25k, 43.7% for AGIs $25k-50k, 42.3% for AGIs $50k-75k, 42.5% for AGIs $75k-100k, 53.7% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$75,320
Indiana:

$47,529
Fishers, IN (46038) map Nearest zip codes: 46256, 46033, 46037, 46250, 46236, 46216.
Percentage of family households:
This zip code:

62.0%
Indiana:

51.2%
Percentage of households with unmarried partners:
This zip code:

4.9%
Indiana:

6.0%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 461
Household did not receive Food Stamps/SNAP in the past 12 months: 14,257


Women who had a birth in the past 12 months: 628 (593 now married, 35 unmarried)
Women who did not have a birth in the past 12 months: 10,362 (5,286 now married, 5,076 unmarried)


Housing units in zip code 46038 with a mortgage: 9,776 (520 second mortgage, 1,684 home equity loan, 39 both second mortgage and home equity loan)
Houses without a mortgage: 1,823

Median monthly owner costs for units with a mortgage: $1,390
Median monthly owner costs for units without a mortgage: S433

Residents with income below the poverty level in 2013:
This zip code:

3.4%
Whole state:

15.9%
Residents with income below 50% of the poverty level in 2013:
This zip code:

1.1%
Whole state:

8.7%
Median number of rooms in houses and condos:
Here:

7.2
State:

6.4
Median number of rooms in apartments:
Here:

4.4
State:

4.4
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 46038: Northeast Commerce Park (A), Fishers Corners Commerce Park (B), Signature Park Northeast Business Park (C), Loma Industrial Park (D), Reynolds Industrial Park (E), Parkside Business Park (F), Fishers Trade Center (G), Fairlane Center Business Park (H), New Britton Commercial Park (I), Riverglen Golf Course (J), Sunblest Commercial Park (K), Fishers Fire Department Station 93 (L), Hamilton East Public Library (M), Fishers Fire Department Station 91 Headquarters (N), Fishers Town Hall (O), Fishers Fire Department Station 95 (P), Conner Prairie Museum (Q). Display/hide their locations on the map

    Shopping Centers: White Oak Centre Shopping Center (1), Village At Main Street Shopping Center (2), Fishers Crossing Shopping Center (3), Fishers Landing Shopping Center (4), Sunblest Place Shopping Center (5), Fishers Station Shopping Center (6), Fishers Pointe Shopping Center (7). Display/hide their locations on the map

    Church in zip code 46038: Cumberland Pike Church (A). Display/hide its location on the map

    Cemeteries: Heady Cemetery (1), Oaklawn Memorial Gardens Cemetery (2), Lowery Cemetery (3), Weaver Cemetery (4). Display/hide their locations on the map

    Streams, rivers, and creeks: Light Branch (A), Lowery Creek (B), Smock Creek (C), Home Run (D), Eller Run (E), Delight Creek (F), Britton Branch (G), Weaver Creek (H). Display/hide their locations on the map

    Parks in zip code 46038 include: Eller Road Park (1), Ritchey Woods Nature Preserve (2), Fishers Heritage Park At White River (3), Harrison Park (4), Cottingham Park (5), Billericay Park (6), Roy G Holland Memorial Park (7). Display/hide their locations on the map

Year house built

  • 1722010 or later
  • 4,1912000 to 2009
  • 6,1741990 to 1999
  • 3,0431980 to 1989
  • 8621970 to 1979
  • 3981960 to 1969
  • 2951950 to 1959
  • 761940 to 1949
  • 1141939 or earlier

Zip code 46038 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Fishers, IN (46038)

  • 0no bedroom
  • 251 bedroom
  • 1,4322 bedrooms
  • 5,2653 bedrooms
  • 4,5164 bedrooms
  • 3615+ bedrooms

Bedrooms in renter-occupied apartments in Fishers, IN (46038)

  • 79no bedroom
  • 8451 bedroom
  • 1,3012 bedrooms
  • 7093 bedrooms
  • 1404 bedrooms
  • 455+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Fishers, IN (46038) in owner-occupied houses/condos

  • 138no vehicle
  • 2,9311 vehicle
  • 6,3812 vehicles
  • 1,7003 vehicles
  • 3824 vehicles
  • 675+ vehicles

Cars and other vehicles available in Fishers, IN (46038) in renter-occupied apartments

  • 44no vehicle
  • 1,7071 vehicle
  • 1,1862 vehicles
  • 1603 vehicles
  • 224 vehicles
  • 05+ vehicles

Median gross rent in 2013: $1,018.


Median price asked for vacant for-sale houses and condos in 2013: $157,418.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $174,600
46038:

$174,600
Indiana:

$122,200
Lower value quartile - upper value quartile: $142,200 - $222,000

Mean price in 2013:

Detached houses: $194,969
Here:

$194,969
State:

$158,623

Townhouses or other attached units: $143,371
Here:

$143,371
State:

$143,204

In 3-to-4-unit structures: $132,481
Here:

$132,481
State:

$108,190

In 5-or-more-unit structures: $126,288
Here:

$126,288
State:

$127,569

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 4.2%

Neighborhoods in zip code 46038:

Percentage of zip code residents living and working in this county: 47.3%

Household type by relationship:

Households: 38,733

Size of family households: 3,991 2-persons, 2,514 3-persons, 2,383 4-persons, 1,085 5-persons, 229 6-persons, 65 7-or-more-persons

Size of nonfamily households: 3,666 1-person, 695 2-persons, 41 3-persons, 49 4-persons

8,819 married couples with children.
1,822 single-parent households (772 men, 1,050 women).

90.7% of residents of 46038 zip code speak English at home.
3.9% of residents speak Spanish at home (70% very well, 15% well, 12% not well, 3% not at all).
2.4% of residents speak other Indo-European language at home (87% very well, 10% well, 4% not well).
2.3% of residents speak Asian or Pacific Island language at home (64% very well, 23% well, 7% not well, 7% not at all).
0.8% of residents speak other language at home (88% very well, 13% well).

Foreign born population: 2,592 (6.7%)
(53.5% of them are naturalized citizens)
This zip code:

6.7%
Whole state:

4.8%

Most common places of birth for the foreign-born residents

  • 22%India
  • 18%Mexico
  • 8%Taiwan
  • 6%China, excluding Hong Kong and Taiwan
  • 4%Korea
  • 4%Germany
  • 4%Other Northern Africa

Most common first ancestries reported in 46038 (%)

  • 20%German
  • 17%Other groups
  • 8%Irish
  • 6%English
  • 6%American
  • 3%Italian
  • 2%Polish

Year of entry for the foreign-born population

  • 1672010 or later
  • 1,1962000 to 2009
  • 6931990 to 1999
  • 1,130Before 1990

Zip code 46038 topographic map

Major facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 46038:

All 4 fire-safe hotels and motels in zip code 46038

Zip code 46038 marital status for males
Zip code 46038 marital status for females

Housing units lacking complete plumbing facilities: 0.1%

Most commonly used house heating fuel

  • 56%Utility gas
  • 43%Electricity
  • 1%Fuel oil, kerosene, etc.

Population in 1990: 11,918. Population change in the 1990s: +27,791 (+233.2%).

Place of birth for U.S.-born residents:


36% of the 46038 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 26% lived in this county.
   Out of people who lived in different counties, 50% lived in Indiana.

87% of the 46038 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 49% moved from this county.
   Out of people who lived in different houses, 36% moved from different county within same state.
   Out of people who lived in different houses, 11% moved from different state.
   Out of people who lived in different houses, 4% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 287
Here:

6.0%
Indiana:

11.7%
Students in private schools in grades 9 to 12 (high school): 357
Here:

13.9%
Indiana:

8.9%
Students in private undergraduate colleges: 351
Here:

20.6%
Indiana:

21.7%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 76,161Legal occupations
  • 67,445Architecture and engineering occupations
  • 67,206Management occupations
  • 65,341Computer and mathematical occupations
  • 65,114Life, physical, and social science occupations
  • 64,818Health diagnosing and treating practitioners and other technical occupations

Companies with biggest federal contracts located in this zip code (FISHERS, IN):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 full and 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED872$163,035838$191,1174,320$182,07356$116,72887$134,1331$130,980
APPLICATIONS APPROVED, NOT ACCEPTED38$172,14241$180,460278$190,04613$39,9038$116,0492$27,090
APPLICATIONS DENIED70$165,02671$205,725892$195,53153$54,31821$138,9931$66,140
APPLICATIONS WITHDRAWN71$174,10777$194,946720$187,3599$180,00916$132,7770$0
FILES CLOSED FOR INCOMPLETENESS10$154,6665$141,142128$214,8904$43,0633$141,6470$0

Detailed HMDA statistics for the following Tracts: 1108.01 , 1108.02, 1108.03

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 full and 4 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED295$208,727285$187,6682$128,830
APPLICATIONS APPROVED, NOT ACCEPTED71$239,85789$218,5212$235,510
APPLICATIONS DENIED16$237,20233$198,0820$0
APPLICATIONS WITHDRAWN16$249,37127$185,6070$0
FILES CLOSED FOR INCOMPLETENESS5$266,3626$237,2101$101,150

Detailed PMIC statistics for the following Tracts: 1108.01 , 1108.02, 1108.03

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 46038 among deceased individuals
NameCountLived (average)
Robert4676.8 years
James4172.4 years
William3980.1 years
Mary3879.5 years
John3374.9 years
Richard2268.2 years
Betty2277.4 years
Helen1882.4 years
Charles1772.0 years
Margaret1780.7 years
Most common last names in zip code 46038 among deceased individuals
Last nameCountLived (average)
Smith1778.2 years
Johnson1470.3 years
White1374.8 years
Jones972.4 years
Harrison776.9 years
Wright775.4 years
Moore677.7 years
Anderson679.8 years
Clark577.8 years
Reynolds581.2 years
Businesses in zip code 46038
NameCountNameCount
AT&T1MasterBrand Cabinets2
Arby's3McDonald's4
AutoZone1New Balance1
Blockbuster1Nike4
Circle K3Nissan1
Cold Stone Creamery1Papa John's Pizza1
Cracker Barrel1Penske1
Curves1Pizza Hut2
DHL1Plato's Closet1
Dairy Queen2Qdoba Mexican Grill2
Domino's Pizza1Quiznos1
Famous Footwear1RadioShack1
FedEx8Sears1
Firestone Complete Auto Care1Staples1
Ford1Starbucks4
GNC1Steak 'n Shake1
H&R Block1Studio 61
Hardee's1T-Mobile2
Hilton1Taco Bell3
Holiday Inn1Target1
Honda1U-Haul2
Jones New York1UPS10
KFC1Wendy's3
Kroger1YMCA2
Little Caesars Pizza1

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