46176 Zip Code Detailed Profile




City: Shelbyville, IN (6.85%)
County: Shelby County, IN
Estimated zip code population in 2013: 27,766
Zip code population in 2010: 27,816
Zip code population in 2000: 26,672

Houses and condos: 12,360
Renter-occupied apartments: 4,044
% of renters here:

37%
State:

31%
Mar. 2013 cost of living index in zip code 46176: 88.7 (less than average, U.S. average is 100)

Land area: 172.1 sq. mi.
Water area: 0.9 sq. mi.
Population density: 161 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 46176
Zip code 46176 (Shelbyville, Indiana) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

0.8% ($979)
Indiana:

0.9% ($1,057)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,080 (0.9%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $786 (0.9%)

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Males: 13,432  (48.4%)
Females: 14,334  (51.6%)

For population 25 years and over in 46176:

For population 15 years and over in 46176:

Zip code 46176 compared to state average:

  • Black race population percentage significantly below state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 46176

  • Zip code 46176 races chart
    • 25,406White population
    • 397Black population
    • 49American Indian population
    • 214Asian population
    • 5Native Hawaiian and Other Pacific Islander population
    • 18Some other race population
    • 272Two or more races population
    • 1,455Hispanic or Latino population

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Urban population: 19,985
Rural population: 7,780

Estimated median house/condo value in 2013: $116,200
46176:

$116,200
Indiana:

$122,200



According to our research of Indiana and other state lists there were 87 registered sex offenders living in 46176 zip code as of August 29, 2015.
The ratio of number of residents in zip code 46176 to the number of sex offenders is 350 to 1.


Median resident age:
This zip code:

39.6 years
Indiana median age:

37.3 years
Average household size:
This zip code:

2.5 people
Indiana:

2.5 people

Averages for the 2012 tax year for zip code 46176, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $45,426 (Individual Income Tax Returns)
Here:

$45,426
State:

$52,932

Salary/wage: $39,708 (reported on 85.3% of returns)
Here:

$39,708
State:

$45,173
(% of AGI for various income ranges: 74.9% for AGIs below $25k, 82.5% for AGIs $25k-50k, 81.4% for AGIs $50k-75k, 78.8% for AGIs $75k-100k, 76.8% for AGIs $100k-200k, 38.9% for AGIs over 200k)

Taxable interest for individuals: $1,171 (reported on 24.4% of returns)
This zip code:

$1,171
Indiana:

$1,311
(% of AGI for various income ranges: 1.0% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 0.9% for AGIs over 200k)

Ordinary dividends: $3,598 (reported on 13.8% of returns)
Here:

$3,598
State:

$4,690
(% of AGI for various income ranges: 1.2% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 1.1% for AGIs $100k-200k, 2.7% for AGIs over 200k)

Net capital gain/loss in AGI: +$4,915 (reported on 10.7% of returns)
Here:

+$4,915
State:

+$10,406
(% of AGI for various income ranges: 0.3% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.2% for AGIs $100k-200k, 5.9% for AGIs over 200k)

Profit/loss from business: +$11,072 (reported on 11.4% of returns)
Here:

+$11,072
State:

+$11,105
(% of AGI for various income ranges: 4.6% for AGIs below $25k, 2.6% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, 2.2% for AGIs $100k-200k, 3.8% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $11,296 (reported on 9.2% of returns)
46176:

$11,296
Indiana:

$13,841
(% of AGI for various income ranges: 3.1% for AGIs below $25k, 1.8% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 3.0% for AGIs $100k-200k, 0.6% for AGIs over 200k)

Self-employment retirement plans: $13,833 (reported on 0.2% of returns)
46176:

$13,833
Indiana:

$21,482

Total itemized deductions: $18,605 (19% of AGI, reported on 19.8% of returns)
Here:

$18,605
State:

$20,913

Here:

18.9% of AGI
State:

18.2% of AGI
(% of AGI for various income ranges: 5.5% for AGIs below $25k, 5.2% for AGIs $25k-50k, 7.2% for AGIs $50k-75k, 9.4% for AGIs $75k-100k, 11.6% for AGIs $100k-200k, 9.3% for AGIs over 200k)

Charity contributions: $3,834 (reported on 15.4% of returns)
Here:

$3,834
State:

$4,697
(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.6% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 2.1% for AGIs $100k-200k, 2.3% for AGIs over 200k)

Taxes paid: $6,153 (reported on 19.8% of returns)
46176:

$6,153
State:

$7,456
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 1.1% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 3.0% for AGIs $75k-100k, 4.4% for AGIs $100k-200k, 4.8% for AGIs over 200k)

Earned income credit: $2,158 (reported on 19.4% of returns)
Here:

$2,158
State:

$2,265
(% of AGI for various income ranges: 6.3% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 46176, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $38,955 (Individual Income Tax Returns)
Here:

$38,955
State:

$44,790

Salary/wage: $35,364 (reported on 86.8% of returns)
Here:

$35,364
State:

$39,615
(% of AGI for various income ranges: 95.8% for AGIs below $10k, 77.5% for AGIs $10k-25k, 84.9% for AGIs $25k-50k, 84.7% for AGIs $50k-75k, 82.3% for AGIs $75k-100k, 63.0% for AGIs over 100k)

Taxable interest for individuals: $1,493 (reported on 36.0% of returns)
This zip code:

$1,493
Indiana:

$1,535
(% of AGI for various income ranges: 5.9% for AGIs below $10k, 2.7% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Taxable dividends: $1,817 (reported on 17.2% of returns)
Here:

$1,817
State:

$2,998
(% of AGI for various income ranges: 2.3% for AGIs below $10k, 1.1% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.0% for AGIs over 100k)

Net capital gain/loss: +$8,021 (reported on 13.2% of returns)
Here:

+$8,021
State:

+$8,619
(% of AGI for various income ranges: -1.5% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 9.4% for AGIs over 100k)

Profit/loss from business: +$9,874 (reported on 12.1% of returns)
Here:

+$9,874
State:

+$10,071
(% of AGI for various income ranges: 4.6% for AGIs below $10k, 3.7% for AGIs $10k-25k, 2.3% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 4.5% for AGIs over 100k)

Profit/loss from farming: +$8,410 (reported on 1.9% of returns)
Here +$8,410
State -$2,212
(% of AGI for various income ranges: -0.8% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 0.3% for AGIs over 100k)

IRA payment deduction: $3,154 (reported on 1.8% of returns)
46176:

$3,154
Indiana:

$2,840
(% of AGI for various income ranges: 0.1% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $10,600 (reported on 0.4% of returns)
Here:

$10,600
Indiana:

$15,305

Total itemized deductions: $15,514 (21% of AGI, reported on 26.6% of returns)
Here:

$15,514
State:

$17,065

Here:

20.9% of AGI
State:

19.5% of AGI
(% of AGI for various income ranges: 9.4% for AGIs below $10k, 7.2% for AGIs $10k-25k, 8.3% for AGIs $25k-50k, 10.7% for AGIs $50k-75k, 13.4% for AGIs $75k-100k, 12.4% for AGIs over 100k)

Charity contributions deductions: $2,577 (3% of AGI, reported on 21.0% of returns)
Here:

$2,577
State:

$3,550

Here:

3.2% of AGI
State:

3.8% of AGI
(% of AGI for various income ranges: 0.3% for AGIs below $10k, 0.7% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 2.3% for AGIs over 100k)

Total tax: $5,332 (reported on 72.4% of returns)
46176:

$5,332
State:

$6,914
(% of AGI for various income ranges: 2.1% for AGIs below $10k, 4.0% for AGIs $10k-25k, 6.8% for AGIs $25k-50k, 8.6% for AGIs $50k-75k, 10.6% for AGIs $75k-100k, 17.5% for AGIs over 100k)

Earned income credit: $1,564 (reported on 15.7% of returns)
Here:

$1,564
State:

$1,685

Percentage of individuals using paid preparers for their 2004 taxes: 62.6%
Here:

63%
State:

59%
(% for various income ranges: 53.3% for AGIs below $10k, 65.6% for AGIs $10k-25k, 64.1% for AGIs $25k-50k, 65.8% for AGIs $50k-75k, 65.9% for AGIs $75k-100k, 67.6% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$45,812
Indiana:

$47,529
Shelbyville, IN (46176) map Nearest zip codes: 46182, 46126, 47234, 46110, 46130, 46161.
Percentage of family households:
This zip code:

52.6%
Indiana:

51.2%
Percentage of households with unmarried partners:
This zip code:

9.2%
Indiana:

6.0%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 1,530
Household did not receive Food Stamps/SNAP in the past 12 months: 9,422


Women who had a birth in the past 12 months: 341 (216 now married, 125 unmarried)
Women who did not have a birth in the past 12 months: 5,859 (2,663 now married, 3,196 unmarried)


Housing units in zip code 46176 with a mortgage: 4,845 (291 second mortgage, 634 home equity loan, 31 both second mortgage and home equity loan)
Houses without a mortgage: 2,063

Median monthly owner costs for units with a mortgage: $1,140
Median monthly owner costs for units without a mortgage: S373

Residents with income below the poverty level in 2013:
This zip code:

16.3%
Whole state:

15.9%
Residents with income below 50% of the poverty level in 2013:
This zip code:

8.3%
Whole state:

8.7%
Median number of rooms in houses and condos:
Here:

6.1
State:

6.4
Median number of rooms in apartments:
Here:

4.3
State:

4.4
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 46176: Blue Ridge (A), Elks Country Club (B), Shelbyville Fire Department Station 1 Headquarters (C), Shelby County Courthouse (D), Shelbyville Fire Department Station 3 (E), Marietta Volunteer Fire Department (F), Shelbyville Fire Department Station 2 (G). Display/hide their locations on the map

    Churches in zip code 46176 include: Gorton Memorial Church (A), Blue River Chapel (B), Brandywine Church (C), Liberty Church (D), Little Blue River Church (E), Mount Pisgah Church (F), Old Union Church (G), Pleasant Grove Church (H), Saint Lukes Church (I). Display/hide their locations on the map

    Cemeteries: Miller Cemetery (1), Bennett Cemetery (2), Eberhart Cemetery (3), Forest Hill Cemetery (4), Tindall Cemetery (5), Dewitt Cemetery (6), Pelham Cemetery (7). Display/hide their locations on the map

    Lakes and reservoirs: Lake Pleasant (A), Burnside Pit (B). Display/hide their locations on the map

    Streams, rivers, and creeks: Little Lewis Creek (A), South Fork Lewis Creek (B), Little Blue River (C), Swamp Creek (D), Hills Branch (E), Foreman Branch (F), East Fork Slash Creek (G), Brandywine Creek (H). Display/hide their locations on the map

    Parks in zip code 46176 include: Kennedy Park (1), Morrison Park (2), Lee Camp (3), Sunset Park (4). Display/hide their locations on the map

Year house built

  • 02010 or later
  • 1,4282000 to 2009
  • 1,5511990 to 1999
  • 1,2141980 to 1989
  • 1,6731970 to 1979
  • 1,2511960 to 1969
  • 1,2661950 to 1959
  • 7581940 to 1949
  • 3,2191939 or earlier

Zip code 46176 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Shelbyville, IN (46176)

  • 9no bedroom
  • 991 bedroom
  • 1,4112 bedrooms
  • 4,0173 bedrooms
  • 1,0944 bedrooms
  • 2785+ bedrooms

Bedrooms in renter-occupied apartments in Shelbyville, IN (46176)

  • 177no bedroom
  • 1,0801 bedroom
  • 1,5302 bedrooms
  • 1,0253 bedrooms
  • 1154 bedrooms
  • 1175+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Shelbyville, IN (46176) in owner-occupied houses/condos

  • 239no vehicle
  • 1,3261 vehicle
  • 3,3282 vehicles
  • 1,3313 vehicles
  • 4954 vehicles
  • 1895+ vehicles

Cars and other vehicles available in Shelbyville, IN (46176) in renter-occupied apartments

  • 687no vehicle
  • 2,1901 vehicle
  • 9152 vehicles
  • 1113 vehicles
  • 1254 vehicles
  • 165+ vehicles

Median gross rent in 2013: $708.


Median price asked for vacant for-sale houses and condos in 2013: $108,299.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $116,200
46176:

$116,200
Indiana:

$122,200
Lower value quartile - upper value quartile: $79,200 - $166,600

Mean price in 2013:

Detached houses: $138,890
Here:

$138,890
State:

$158,623

Townhouses or other attached units: $139,541
Here:

$139,541
State:

$143,204

In 2-unit structures: $112,522
Here:

$112,522
State:

$100,714

Mobile homes: $43,715
Here:

$43,715
State:

$33,934

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 11.5%

Percentage of zip code residents living and working in this county: 67.1%

Household type by relationship:

Households: 27,205

Size of family households: 3,406 2-persons, 1,691 3-persons, 1,382 4-persons, 425 5-persons, 307 6-persons, 146 7-or-more-persons

Size of nonfamily households: 3,034 1-person, 434 2-persons, 75 3-persons, 52 4-persons

3,125 married couples with children.
2,655 single-parent households (886 men, 1,769 women).

94.4% of residents of 46176 zip code speak English at home.
4.3% of residents speak Spanish at home (50% very well, 20% well, 15% not well, 15% not at all).
0.4% of residents speak other Indo-European language at home (100% very well).
0.9% of residents speak Asian or Pacific Island language at home (75% very well, 5% well, 7% not well, 13% not at all).

Foreign born population: 984 (3.5%)
(30.1% of them are naturalized citizens)
This zip code:

3.5%
Whole state:

4.8%

Most common places of birth for the foreign-born residents

  • 59%Mexico
  • 8%Peru
  • 7%Philippines
  • 5%Japan
  • 5%Canada
  • 4%France
  • 4%Dominican Republic

Most common first ancestries reported in 46176 (%)

  • 19%German
  • 17%American
  • 16%Other groups
  • 7%English
  • 7%Irish
  • 2%French (except Basque)
  • 1%Scottish

Year of entry for the foreign-born population

  • 1202010 or later
  • 5622000 to 2009
  • 2481990 to 1999
  • 286Before 1990

Zip code 46176 topographic map

Major facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 46176:

All 10 fire-safe hotels and motels in zip code 46176

Zip code 46176 marital status for males
Zip code 46176 marital status for females

Housing units lacking complete plumbing facilities: 2.0%
Housing units lacking complete kitchen facilities: 6.3%

Most commonly used house heating fuel

  • 52%Utility gas
  • 32%Electricity
  • 11%Bottled, tank, or LP gas
  • 2%Wood
  • 1%Fuel oil, kerosene, etc.
  • 1%Other fuel

Population in 1990: 24,691. Population change in the 1990s: +1,981 (+8.0%).

Place of birth for U.S.-born residents:


54% of the 46176 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 65% lived in this county.
   Out of people who lived in different counties, 50% lived in Indiana.

87% of the 46176 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 54% moved from this county.
   Out of people who lived in different houses, 28% moved from different county within same state.
   Out of people who lived in different houses, 15% moved from different state.
   Out of people who lived in different houses, 3% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 204
Here:

6.7%
Indiana:

11.7%
Students in private schools in grades 9 to 12 (high school): 48
Here:

2.9%
Indiana:

8.9%
Students in private undergraduate colleges: 159
Here:

19.4%
Indiana:

21.7%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 79,219Legal occupations
  • 62,375Law enforcement workers including supervisors
  • 60,586Health diagnosing and treating practitioners and other technical occupations
  • 58,333Life, physical, and social science occupations
  • 55,000Management occupations
  • 53,387Architecture and engineering occupations

Companies with federal contracts located in this zip code (SHELBYVILLE, IN):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 275 people in nursing facilities/skilled-nursing facilities
  • 214 people in local jails and other municipal confinement facilities
  • 8 people in group homes for juveniles (non-correctional)
  • 8 people in residential treatment centers for adults
  • 7 people in group homes intended for adults
  • 2 people in other noninstitutional facilities

People in group quarters in 2000:

  • 178 people in nursing homes
  • 151 people in other nonhousehold living situations
  • 146 people in local jails and other confinement facilities (including police lockups)
  • 32 people in other noninstitutional group quarters
  • 17 people in homes for the mentally retarded
  • 8 people in homes for the mentally ill

Fatal accident statistics in 2011:

  • Fatal accident count: 3
  • Vehicles involved in fatal accidents: 4
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 3
  • Persons involved in fatal accidents: 6
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2010:

  • Fatal accident count: 6
  • Vehicles involved in fatal accidents: 7
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 7
  • Persons involved in fatal accidents: 10
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 4 full and 8 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED166$96,732109$110,710754$129,16540$47,6993$2,069,25325$79,92218$104,556
APPLICATIONS APPROVED, NOT ACCEPTED14$91,15617$121,58189$127,5905$19,2980$03$55,2137$72,641
APPLICATIONS DENIED40$87,09341$93,211327$134,86224$42,8910$035$83,67318$77,808
APPLICATIONS WITHDRAWN26$80,15012$116,346165$124,3658$109,5450$04$114,6554$71,473
FILES CLOSED FOR INCOMPLETENESS5$122,0000$029$115,5954$179,6930$04$77,7502$116,600
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 4 full and 8 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED14$120,19830$151,9531$83,000
APPLICATIONS APPROVED, NOT ACCEPTED4$143,11313$129,2860$0
APPLICATIONS DENIED3$84,6676$182,7320$0
APPLICATIONS WITHDRAWN4$80,0003$211,0870$0
FILES CLOSED FOR INCOMPLETENESS0$01$175,0000$0

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 46176 among deceased individuals
NameCountLived (average)
Mary23678.1 years
William17872.7 years
Robert16070.6 years
John15973.3 years
James14170.4 years
Charles13972.1 years
George9774.8 years
Paul9273.1 years
Helen8479.8 years
Ruth8181.4 years
Most common last names in zip code 46176 among deceased individuals
Last nameCountLived (average)
Smith11574.2 years
Brown7576.9 years
Jones5777.0 years
Kuhn5480.0 years
Miller4876.6 years
Williams4674.7 years
Johnson4672.7 years
Scott4277.8 years
Tucker3675.0 years
Thurston3475.1 years
Businesses in zip code 46176
NameCountNameCount
ALDI1Lane Furniture1
AT&T1Little Caesars Pizza1
Ace Hardware1MasterBrand Cabinets4
Advance Auto Parts1Maurices1
Applebee's1McDonald's4
Arby's1Nike1
AutoZone1Papa John's Pizza1
Burger King1Penske1
CVS1Pizza Hut1
Chevrolet1Quality1
Comfort Inn1RadioShack1
Cracker Barrel1SAS Shoes1
Dairy Queen1Sears1
Dennys1Starbucks1
Domino's Pizza1Subway2
FedEx2Super 81
Ford1T-Mobile2
GameStop1Taco Bell1
H&R Block1True Value1
Hilton1U-Haul2
Holiday Inn1UPS4
KFC1Waffle House1
Kincaid1Walgreens1
Knights Inn2Walmart1
Kroger1Wendy's2
La-Z-Boy1White Castle1

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