46408 Zip Code Detailed Profile




Cities: Gary, IN (53.52%), Griffith, IN (0.45%)
County: Lake County, IN
Estimated zip code population in 2013: 16,820
Zip code population in 2010: 17,030
Zip code population in 2000: 20,299

Houses and condos: 7,827
Renter-occupied apartments: 2,340
% of renters here:

38%
State:

31%
Mar. 2013 cost of living index in zip code 46408: 95.6 (near average, U.S. average is 100)

Land area: 9.8 sq. mi.
Water area: 0.0 sq. mi.
Population density: 1,725 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 46408
Zip code 46408 (Gary, Indiana) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

1.5% ($1,018)
Indiana:

0.9% ($1,057)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,104 (1.4%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $888 (1.4%)

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Males: 8,186  (48.7%)
Females: 8,634  (51.3%)

For population 25 years and over in 46408:

For population 15 years and over in 46408:

Zip code 46408 compared to state average:

  • Median house value below state average.
  • Unemployed percentage above state average.
  • Black race population percentage significantly above state average.
  • Foreign-born population percentage below state average.
  • Length of stay since moving in above state average.
  • House age above state average.
  • Percentage of population with a bachelor's degree or higher significantly below state average.
  • Races in zip code 46408

  • Zip code 46408 races chart
    • 5,392White population
    • 9,626Black population
    • 46American Indian population
    • 62Asian population
    • 7Native Hawaiian and Other Pacific Islander population
    • 23Some other race population
    • 313Two or more races population
    • 1,561Hispanic or Latino population

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46408, IN forum
Recent posts about zip code 46408 area on our local forum with over 1,800,000 registered users:
Areas to avoid in Gary, IN  (157 replies)
what part of gary do white people live most?  (12 replies)
100% urban population.

Estimated median house/condo value in 2013: $70,200
46408:

$70,200
Indiana:

$122,200



According to our research of Indiana and other state lists there were 61 registered sex offenders living in 46408 zip code as of July 30, 2015.
The ratio of number of residents in zip code 46408 to the number of sex offenders is 311 to 1.


Median resident age:
This zip code:

38.3 years
Indiana median age:

37.3 years
Average household size:
This zip code:

2.7 people
Indiana:

2.5 people

Averages for the 2012 tax year for zip code 46408, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $32,367 (Individual Income Tax Returns)
Here:

$32,367
State:

$52,932

Salary/wage: $31,028 (reported on 79.9% of returns)
Here:

$31,028
State:

$45,173
(% of AGI for various income ranges: 69.0% for AGIs below $25k, 78.6% for AGIs $25k-50k, 77.3% for AGIs $50k-75k, 80.3% for AGIs $75k-100k, 78.6% for AGIs $100k-200k)

Taxable interest for individuals: $606 (reported on 13.5% of returns)
This zip code:

$606
Indiana:

$1,311
(% of AGI for various income ranges: 0.3% for AGIs below $25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.2% for AGIs $100k-200k)

Ordinary dividends: $1,646 (reported on 5.6% of returns)
Here:

$1,646
State:

$4,690
(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.3% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$710 (reported on 3.2% of returns)
Here:

+$710
State:

+$10,406
(% of AGI for various income ranges: 1.0% for AGIs $25k-50k, 0.5% for AGIs $100k-200k)

Profit/loss from business: +$7,698 (reported on 14.0% of returns)
Here:

+$7,698
State:

+$11,105
(% of AGI for various income ranges: 12.8% for AGIs below $25k, 1.4% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.1% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $10,122 (reported on 5.6% of returns)
46408:

$10,122
Indiana:

$13,841
(% of AGI for various income ranges: 1.3% for AGIs below $25k, 1.3% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 2.7% for AGIs $100k-200k)

Total itemized deductions: $15,713 (24% of AGI, reported on 14.8% of returns)
Here:

$15,713
State:

$20,913

Here:

23.9% of AGI
State:

18.2% of AGI
(% of AGI for various income ranges: 4.5% for AGIs below $25k, 6.2% for AGIs $25k-50k, 7.6% for AGIs $50k-75k, 9.3% for AGIs $75k-100k, 9.5% for AGIs $100k-200k)

Charity contributions: $4,913 (reported on 11.7% of returns)
Here:

$4,913
State:

$4,697
(% of AGI for various income ranges: 0.6% for AGIs below $25k, 1.4% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 3.0% for AGIs $100k-200k)

Taxes paid: $4,028 (reported on 14.6% of returns)
46408:

$4,028
State:

$7,456
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 1.3% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 3.1% for AGIs $100k-200k)

Earned income credit: $2,745 (reported on 35.2% of returns)
Here:

$2,745
State:

$2,265
(% of AGI for various income ranges: 12.3% for AGIs below $25k, 1.5% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 46408, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $30,159 (Individual Income Tax Returns)
Here:

$30,159
State:

$44,790

Salary/wage: $28,781 (reported on 86.7% of returns)
Here:

$28,781
State:

$39,615
(% of AGI for various income ranges: 76.2% for AGIs below $10k, 80.0% for AGIs $10k-25k, 83.9% for AGIs $25k-50k, 84.5% for AGIs $50k-75k, 86.6% for AGIs $75k-100k, 78.5% for AGIs over 100k)

Taxable interest for individuals: $746 (reported on 24.4% of returns)
This zip code:

$746
Indiana:

$1,535
(% of AGI for various income ranges: 1.2% for AGIs below $10k, 0.7% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.8% for AGIs over 100k)

Taxable dividends: $1,214 (reported on 7.7% of returns)
Here:

$1,214
State:

$2,998
(% of AGI for various income ranges: 0.6% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.8% for AGIs over 100k)

Net capital gain/loss: +$3,416 (reported on 4.5% of returns)
Here:

+$3,416
State:

+$8,619
(% of AGI for various income ranges: -0.3% for AGIs below $10k, -0.2% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 2.9% for AGIs over 100k)

Profit/loss from business: +$5,623 (reported on 11.0% of returns)
Here:

+$5,623
State:

+$10,071
(% of AGI for various income ranges: 11.3% for AGIs below $10k, 5.2% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 1.2% for AGIs over 100k)

IRA payment deduction: $2,309 (reported on 0.9% of returns)
46408:

$2,309
Indiana:

$2,840

Total itemized deductions: $13,605 (24% of AGI, reported on 19.6% of returns)
Here:

$13,605
State:

$17,065

Here:

24.0% of AGI
State:

19.5% of AGI
(% of AGI for various income ranges: 3.0% for AGIs below $10k, 4.9% for AGIs $10k-25k, 9.6% for AGIs $25k-50k, 10.7% for AGIs $50k-75k, 9.7% for AGIs $75k-100k, 10.4% for AGIs over 100k)

Charity contributions deductions: $3,770 (6% of AGI, reported on 17.5% of returns)
Here:

$3,770
State:

$3,550

Here:

6.5% of AGI
State:

3.8% of AGI
(% of AGI for various income ranges: 0.4% for AGIs below $10k, 0.9% for AGIs $10k-25k, 2.1% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 3.2% for AGIs over 100k)

Total tax: $3,932 (reported on 62.8% of returns)
46408:

$3,932
State:

$6,914
(% of AGI for various income ranges: 2.5% for AGIs below $10k, 3.0% for AGIs $10k-25k, 6.3% for AGIs $25k-50k, 9.7% for AGIs $50k-75k, 11.4% for AGIs $75k-100k, 15.6% for AGIs over 100k)

Earned income credit: $2,042 (reported on 32.8% of returns)
Here:

$2,042
State:

$1,685

Percentage of individuals using paid preparers for their 2004 taxes: 66.0%
Here:

66%
State:

59%
(% for various income ranges: 60.9% for AGIs below $10k, 70.6% for AGIs $10k-25k, 64.4% for AGIs $25k-50k, 65.9% for AGIs $50k-75k, 66.1% for AGIs $75k-100k, 74.2% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$35,153
Indiana:

$47,529
Gary, IN (46408) map Nearest zip codes: 46404, 46409, 46407, 46319, 46402, 46406.
Percentage of family households:
This zip code:

46.5%
Indiana:

51.2%
Percentage of households with unmarried partners:
This zip code:

7.6%
Indiana:

6.0%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 1,934
Household did not receive Food Stamps/SNAP in the past 12 months: 4,247


Women who had a birth in the past 12 months: 198 (14 now married, 184 unmarried)
Women who did not have a birth in the past 12 months: 3,820 (1,287 now married, 2,533 unmarried)


Housing units in zip code 46408 with a mortgage: 2,270 (84 second mortgage, 189 home equity loan, 34 both second mortgage and home equity loan)
Houses without a mortgage: 1,571

Median monthly owner costs for units with a mortgage: $1,057
Median monthly owner costs for units without a mortgage: S403

Residents with income below the poverty level in 2013:
This zip code:

33.6%
Whole state:

15.9%
Residents with income below 50% of the poverty level in 2013:
This zip code:

18.4%
Whole state:

8.7%
Median number of rooms in houses and condos:
Here:

5.5
State:

6.4
Median number of rooms in apartments:
Here:

4.7
State:

4.4
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 46408: South Gleason Park Golf Course (A), Calumet Golf Course (B), Gilroy Stadium (C), Tamarack Hall (D), Sycamore Hall (E), Savannah Center (F), Raintree Hall (G), Moraine Student Center (H), Marram Hall (I), Lindenwood Hall (J), Hawthorn Hall (K), Glen Park Community Center (L), Gary Fire Department Station 5 (M), Lake Ridge Volunteer Fire Department (N). Display/hide their locations on the map

    Shopping Centers: Ridge Plaza Shopping Center (1), Village Shopping Center (2). Display/hide their locations on the map

    Churches in zip code 46408 include: Saint Nicholas Orthodox Church (A), Saint Marys Church (B), Good Sheperd Church (C), Saint Timothy Church (D), Ross Baptist Church (E), Ross Reformed Church (F), Victory General Baptist Church (G), First Church of the Nazarene (H), Glen Park Christian Church (I). Display/hide their locations on the map

    Cemeteries: Mount Mercy Cemetery (1), Ridgelawn Cemetery (2), Ross Cemetery (3), Oak Hill Cemetery (4), Saint Marys Cemetery (5). Display/hide their locations on the map

    Park in zip code 46408: Gleason Park (1). Display/hide its location on the map

Year house built

  • 02010 or later
  • 2452000 to 2009
  • 2821990 to 1999
  • 1851980 to 1989
  • 8801970 to 1979
  • 1,0581960 to 1969
  • 2,5861950 to 1959
  • 1,5331940 to 1949
  • 1,0581939 or earlier

Zip code 46408 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Gary, IN (46408)

  • 22no bedroom
  • 591 bedroom
  • 1,3072 bedrooms
  • 1,8353 bedrooms
  • 5224 bedrooms
  • 965+ bedrooms

Bedrooms in renter-occupied apartments in Gary, IN (46408)

  • 48no bedroom
  • 3751 bedroom
  • 1,0952 bedrooms
  • 6193 bedrooms
  • 1614 bedrooms
  • 425+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Gary, IN (46408) in owner-occupied houses/condos

  • 120no vehicle
  • 1,5411 vehicle
  • 1,4252 vehicles
  • 3883 vehicles
  • 2884 vehicles
  • 795+ vehicles

Cars and other vehicles available in Gary, IN (46408) in renter-occupied apartments

  • 733no vehicle
  • 1,0511 vehicle
  • 3722 vehicles
  • 1143 vehicles
  • 704 vehicles
  • 05+ vehicles

Median gross rent in 2013: $686.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $70,200
46408:

$70,200
Indiana:

$122,200
Lower value quartile - upper value quartile: $51,800 - $100,400

Mean price in 2013:

Detached houses: $96,149
Here:

$96,149
State:

$158,623

Townhouses or other attached units: $138,406
Here:

$138,406
State:

$143,204

In 2-unit structures: $41,119
Here:

$41,119
State:

$100,714

In 3-to-4-unit structures: $42,888
Here:

$42,888
State:

$108,190

In 5-or-more-unit structures: $111,100
Here:

$111,100
State:

$127,569

Mobile homes: $5,327
Here:

$5,327
State:

$33,934

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 16.1%

Percentage of zip code residents living and working in this county: 81.7%

Household type by relationship:

Households: 16,761

Size of family households: 1,646 2-persons, 861 3-persons, 701 4-persons, 371 5-persons, 178 6-persons, 128 7-or-more-persons

Size of nonfamily households: 1,935 1-person, 269 2-persons, 80 3-persons, 12 5-persons

1,355 married couples with children.
1,996 single-parent households (161 men, 1,835 women).

92.7% of residents of 46408 zip code speak English at home.
6.0% of residents speak Spanish at home (81% very well, 10% well, 9% not well).
0.9% of residents speak other Indo-European language at home (77% very well, 4% not well, 19% not at all).
0.2% of residents speak Asian or Pacific Island language at home (31% very well, 45% well, 24% not well).
0.2% of residents speak other language at home (100% very well).

Foreign born population: 434 (2.6%)
(54.6% of them are naturalized citizens)
This zip code:

2.6%
Whole state:

4.8%

Most common places of birth for the foreign-born residents

  • 42%Mexico
  • 8%Nigeria
  • 7%Cuba
  • 6%Greece
  • 6%Korea
  • 6%Germany
  • 5%Netherlands

Most common first ancestries reported in 46408 (%)

  • 61%Other groups
  • 7%German
  • 6%Irish
  • 4%American
  • 4%English
  • 2%Italian
  • 2%Polish

Year of entry for the foreign-born population

  • 192010 or later
  • 1702000 to 2009
  • 711990 to 1999
  • 239Before 1990

Zip code 46408 topographic map

Public primary/middle schools in zip code 46408 not listed on the city page:

  • LONGFELLOW ELEMENTARY SCHOOL (Students: 483; Location: 45TH/CALHOUN STS, GARY, IN; Grades: KG - 05)
  • ARTHUR P MELTON ELEM SCHOOL (Students: 419; Location: 4581 FILLMORE ST, GARY, IN; Grades: KG - 05)
  • HOSFORD PARK ELEMENTARY (Students: 290; Location: 4735 ARTHUR ST, GARY, IN; Grades: KG - 05)
  • THE ENSWEILER ACADEMY (Students: 81; Location: 6111 W RIDGE RD, GARY, IN; Grades: 06 - 12)

Major facilities with environmental interests located in this zip code:


Zip code 46408 marital status for males
Zip code 46408 marital status for females

Housing units lacking complete plumbing facilities: 17.3%
Housing units lacking complete kitchen facilities: 18.8%

Most commonly used house heating fuel

  • 92%Utility gas
  • 6%Electricity
  • 1%Bottled, tank, or LP gas

Population in 1990: 21,586. Population change in the 1990s: -1,287 (-6.0%).

Place of birth for U.S.-born residents:


61% of the 46408 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 76% lived in this county.
   Out of people who lived in different counties, 50% lived in Indiana.

89% of the 46408 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 76% moved from this county.
   Out of people who lived in different houses, 6% moved from different county within same state.
   Out of people who lived in different houses, 15% moved from different state.
   Out of people who lived in different houses, 3% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 109
Here:

6.3%
Indiana:

11.7%
Students in private schools in grades 9 to 12 (high school): 138
Here:

17.5%
Indiana:

8.9%
Students in private undergraduate colleges: 29
Here:

3.6%
Indiana:

21.7%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 61,885Installation, maintenance, and repair occupations
  • 45,833Business and financial operations occupations
  • 42,917Transportation occupations
  • 42,552Arts, design, entertainment, sports, and media occupations
  • 42,070Law enforcement workers including supervisors
  • 41,500Education, training, and library occupations

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 20 people in group homes intended for adults
  • 17 people in emergency and transitional shelters (with sleeping facilities) for people experiencing homelessness
  • 17 people in other noninstitutional facilities
  • 5 people in residential treatment centers for adults

People in group quarters in 2000:

  • 46 people in other noninstitutional group quarters
  • 33 people in other group homes
  • 30 people in homes or halfway houses for drug/alcohol abuse
  • 14 people in homes for the mentally ill

Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2010:

  • Fatal accident count: 4
  • Vehicles involved in fatal accidents: 9
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 4
  • Persons involved in fatal accidents: 9
  • Pedestrians involved in fatal accidents: 3
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 full and 10 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED50$73,40737$63,661179$73,02342$32,6789$198,48336$47,2883$105,220
APPLICATIONS APPROVED, NOT ACCEPTED8$70,9414$30,04033$75,63512$30,5572$285,7204$39,8480$0
APPLICATIONS DENIED27$72,86317$39,296230$75,90184$25,3180$034$48,2882$46,965
APPLICATIONS WITHDRAWN7$78,6610$0112$82,74816$28,8130$014$59,0450$0
FILES CLOSED FOR INCOMPLETENESS4$88,2834$51,17025$76,00616$19,5030$02$74,8600$0
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 full and 4 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED2$91,9351$60,1700$0
APPLICATIONS APPROVED, NOT ACCEPTED0$04$78,3682$57,805
APPLICATIONS DENIED0$00$00$0
APPLICATIONS WITHDRAWN0$00$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$0

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 46408 among deceased individuals
NameCountLived (average)
John26673.1 years
Mary21277.7 years
James13769.2 years
William13373.1 years
Joseph12472.0 years
George11872.2 years
Anna9579.6 years
Robert8864.8 years
Michael8172.5 years
Charles8070.0 years
Most common last names in zip code 46408 among deceased individuals
Last nameCountLived (average)
Smith6468.8 years
Johnson5766.5 years
Davis4371.6 years
Williams4065.4 years
Brown3271.0 years
Jones3166.9 years
Thomas2564.6 years
Wilson1963.6 years
Robinson1866.7 years
Taylor1766.8 years
Businesses in zip code 46408
NameCountNameCount
ALDI1Long John Silver's1
AutoZone1MasterBrand Cabinets1
Baskin-Robbins1McDonald's1
Burger King1Menards1
Church's Chicken1Nike2
Cricket Wireless1RadioShack1
Dairy Queen1Subway1
Dennys1T-Mobile1
Dunkin Donuts2U-Haul2
FedEx1UPS1
KFC1

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