Estimated median household income in 2007: $35,911
| This zip code: | $35,911 | | Indiana: | $47,448 |
Nearest zip codes: 46409, 46407, 46404, 46410, 46402, 46319.
Gary Zip Code Map
Housing units in zip code 46408 with a mortgage: 3,149 (365 second mortgage, 263 home equity loan, 40 both second mortgage and home equity loan)
Houses without a mortgage: 1,074
Median monthly owner costs for units with a mortgage: $1,022
Median monthly owner costs for units without a mortgage: $418
Residents with income below the poverty level in 2007:
| This zip code: | 21.6% | | Whole state: | 12.3% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 11.4% | | Whole state: | 5.8% |
Median number of rooms in houses and condos:
| Here: | 5.5 | | State: | 6.1 |
Median number of rooms in apartments:
| Here: | 4.6 | | State: | 4.2 |
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Click to draw/clear zip code borders
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Notable locations in this zip code not listed on our city pages:
Notable locations in zip code 46408: Raintree Hall (A), Hawthorn Hall (B), Tamarack Hall (C), Lindenwood Hall (D), Sycamore Hall (E), Glen Park Community Center (F), Gary Fire Station Number 5 (G). Display/hide their locations on the map
Churches in zip code 46408 include: Gospel Assembly Church (A), Grace Baptist Church (B), Beacon Light Christian Reformed Church (C), Victory General Baptist Church (D), Grace United Methodist Church (E), Bethel Temple Church of God (F), Saint Timothy Church (G), Liberty Baptist Church (H), Christ Temple Church of Christ (I). Display/hide their locations on the map
Cemeteries: Mount Mercy Cemetery (1), Saint Marys Cemetery (2), Ross Cemetery (3), Ridgelawn Cemetery (4). Display/hide their locations on the map
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Year house built: |
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- 1999 to March 2000: 49
- 1995 to 1998: 66
- 1990 to 1994: 118
- 1980 to 1989: 267
- 1970 to 1979: 795
- 1960 to 1969: 1,672
- 1950 to 1959: 2,689
- 1940 to 1949: 1,393
- 1939 or earlier: 1,061
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Bedrooms in owner-occupied houses in Gary, IN (46408): |
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- no bedroom: 39
- 1 bedrooms: 161
- 2 bedrooms: 1,653
- 3 bedrooms: 2,401
- 4 bedrooms: 605
- 5 or more bedrooms: 95
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 160
- 1 bedrooms: 426
- 2 bedrooms: 1,053
- 3 bedrooms: 582
- 4 bedrooms: 144
- 5 or more bedrooms: 27
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Vehicles available in 46408 zip code in owner-occupied houses/condos: |
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- no vehicle: 276
- 1 vehicle: 1,854
- 2 vehicles: 1,784
- 3 vehicles: 795
- 4 vehicles: 199
- 5 or more vehicles: 46
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 582
- 1 vehicle: 1,276
- 2 vehicles: 438
- 3 vehicles: 74
- 4 vehicles: 5
- 5 or more vehicles: 17
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 46408:
- Less than $10,000: 219
- $10,000 to $14,999: 97
- $15,000 to $19,999: 58
- $20,000 to $24,999: 37
- $25,000 to $29,999: 58
- $30,000 to $34,999: 87
- $35,000 to $39,999: 109
- $40,000 to $49,999: 299
- $50,000 to $59,999: 313
- $60,000 to $69,999: 304
- $70,000 to $79,999: 350
- $80,000 to $89,999: 450
- $90,000 to $99,999: 449
- $100,000 to $124,999: 744
- $125,000 to $149,999: 308
- $150,000 to $174,999: 154
- $175,000 to $199,999: 58
- $200,000 to $249,999: 45
- $250,000 to $299,999: 17
- $300,000 to $399,999: 6
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Median price asked for vacant for-sale houses and condos in 2007: $71,838.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $96,152
- Black or African American householders: $83,442
- American Indian or Alaska Native householders: $189,956
- Some other race householders: $93,113
- Two or more races householders: $53,602
- Hispanic or Latino householders: $92,008
Estimated median house or condo value in 2007: $83,857 (it was $60,700 in 2000)
| 46408: | $83,857 | | Indiana: | $122,900 |
Lower value quartile - upper value quartile: $51,700 - $102,400
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 6,067
- One, attached: 177
- Two: 339
- 3 or 4: 231
- 5 to 9: 226
- 10 to 19: 70
- 20 to 49: 74
- 50 or more: 194
- Mobile homes: 732

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Means of transportation to work
- Drove a car alone: 5,992 (76%)
- Carpooled: 1,260 (16%)
- Bus or trolley bus: 105 (1%)
- Subway or elevated: 19 (0%)
- Railroad: 116 (1%)
- Bicycle: 8 (0%)
- Walked: 155 (2%)
- Other means: 34 (0%)
- Worked at home: 223 (3%)
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Travel time to work
- Less than 5 minutes: 147
- 5 to 9 minutes: 462
- 10 to 14 minutes: 736
- 15 to 19 minutes: 1680
- 20 to 24 minutes: 1494
- 25 to 29 minutes: 589
- 30 to 34 minutes: 1099
- 35 to 39 minutes: 203
- 40 to 44 minutes: 227
- 45 to 59 minutes: 337
- 60 to 89 minutes: 425
- 90 or more minutes: 290
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Percentage of zip code residents living and working in this county: 80.3%
Household type by relationship
Households: 20,124
- In family households: 17,674 (3,176 male householders, 2,010 female householders)
3,051 spouses, 7,208 children (6,544 natural, 248 adopted, 416 stepchildren), 860 grandchildren, 219 brothers or sisters, 167 parents, 370 other relatives, 613 non-relatives
- In nonfamily households: 2,450 (1,021 male householders (846 living alone)), 1,117 female householders (1,020 living alone)), 312 nonrelatives
- In group quarters: 125 (0 institutionalized population)
Size of family households: 1,841 2-persons, 1,319 3-persons, 1,025 4-persons, 547 5-persons, 233 6-persons, 221 7-or-more-persons.
Size of nonfamily households: 1,866 1-person, 254 2-persons, 9 3-persons, 9 4-persons.
2,542 married couples with children.
2,244 single-parent households (403 men, 1,841 women).
92.7% of residents of 46408 zip code speak English at home.
4.9% of residents speak Spanish at home (70% very well, 12% well, 17% not well, 1% not at all).
1.6% of residents speak other Indo-European language at home (82% very well, 8% well, 10% not well).
0.8% of residents speak other language at home (78% very well, 19% well, 3% not well).
Foreign born population: 504 (2.5%)
(54.6% of them are naturalized citizens)
| This zip code: | 2.5% | | Whole state: | 3.1% |
Most common places of birth for the foreign-born residents:
- Mexico (22%)
- Yugoslavia (8%)
- Africa, n.e.c. (8%)
- Other Western Asia (8%)
- India (5%)
- Ghana (5%)
- Greece (5%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 71
- 1990 to 1994: 78
- 1985 to 1989: 38
- 1980 to 1984: 65
- 1975 to 1979: 22
- 1970 to 1974: 22
- 1970 to 1974: 27
- 1965 to 1969: 181
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White population: 7,929
Black population: 11,270
American Indian population: 38
Asian population: 55
Native Hawaiian and Other Pacific Islander population: 11
Some other race population: 546
Two or more races population: 450

First ancestries reported:
|  Other groups: 11655 |
|  United States or American: 988 |
|  German: 842 |
|  Irish: 718 |
|  Polish: 398 |
|  Dutch: 383 |
|  English: 243 |
|  Italian: 187 |
|  Subsaharan African:: 176 |
|  African: 175 |
|  Slovak: 132 |
|  Romanian: 104 |
|  French (except Basque): 92 |
|  Serbian: 90 |
|  Hungarian: 89 |
|  Scotch-Irish: 69 |
|  Greek: 61 |
|  Croatian: 57 |
|  Scottish: 53 |
|  Russian: 41 |
|  European: 31 |
|  Danish: 26 |
|  Swedish: 26 |
|  Yugoslavian: 23 |
|  Austrian: 16 |
|  British: 15 |
|  Czech: 14 |
|  Macedonian: 12 |
|  Lithuanian: 12 |
|  Norwegian: 12 |
|  West Indian (excluding Hispanic groups):: 12 |
|  Czechoslovakian: 8 |
|  Swiss: 8 |
|  Haitian: 8 |
|  Pennsylvania German: 7 |
|  Slavic: 7 |
|  Belgian: 7 |
|  Icelander: 7 |
|  Welsh: 7 |
|  Arab:: 5 |
|  Egyptian: 5 |
|  Canadian: 4 |
|  Assyrian/Chaldean/Syriac: 4 |
|  Bermudan: 4 |
|  French Canadian: 3 |
|  South African: 1 |

Public primary/middle schools in zip code 46408 not listed on the city page:- LONGFELLOW ELEMENTARY SCHOOL (Students: 483; Location: 45TH/CALHOUN STS, GARY, IN; Grades: KG - 05)
- ARTHUR P MELTON ELEM SCHOOL (Students: 419; Location: 4581 FILLMORE ST, GARY, IN; Grades: KG - 05)
- HOSFORD PARK ELEMENTARY (Students: 290; Location: 4735 ARTHUR ST, GARY, IN; Grades: KG - 05)
- THE ENSWEILER ACADEMY (Students: 81; Location: 6111 W RIDGE RD, GARY, IN; Grades: 06 - 12)
Major facitilies with environmental interests located in this zip code:
- CALUMET HIGH SCHOOL (3900 CALHOUN in GARY, IN)
(Geographic Names Information System)
STATE MASTER (Indiana facility tracking)
(National Center for Education Statistics) - STATE ID-3869
HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: LAKE RIDGE SCHOOLS (SCHOOL DISTRICT)
- BOENDERS (6134 W 45TH AVE in GARY, IN)
STATE MASTER (Indiana facility tracking) - CRTK-10045, EPCRA
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: BOENDER'S 66 SVC CARB (CONTACT/OPERATOR)
, BOENDER CORNELIUS (CONTACT/OWNER)
Alternative names: BOENDERS 66 SVC CARB
- DANIEL WEBSTER ELEMENTARY SCHOOL (3720 PIERCE ST in GARY, IN)
STATE MASTER (Indiana facility tracking)
(National Center for Education Statistics) - STATE ID-4165
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: GARY COMMUNITY SCHOOL (CONTACT/OWNER)
, GARY COMMUNITY SCHOOL CORP (SCHOOL DISTRICT)
Alternative names: WEBSTER SCHOOL
- PEOPLES GAS & MINI MART (3902 W 45TH AVE in GARY, IN)
STATE MASTER (Indiana facility tracking) - CRTK-9912, EPCRA
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: RUUSKA ASKO J (CONTACT/OWNER)
Alternative names: SISU SERVICES
- GOODYEAR AUTO SERVICE CTR (3515 GRANT ST in GARY, IN)
STATE MASTER (Indiana facility tracking) - UST-2149, UNDERGROUND STORAGE TANK PROGRAM
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: GOODYEAR TIRE AND RUBBER CO (CONTACT/OWNER)
- AMERICAN FURNITURE LIQUIDATORS (3568 BROADWAY ST in GARY, IN)
STATE MASTER (Indiana facility tracking) - LUST-199401510, LEAKING STORAGE TANK, UST-17022, UNDERGROUND STORAGE TANK PROGRAM
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: AMERCO REAL ESTATE CO (CONTACT/OWNER)
Alternative names: U HAUL AMERCO
- CALUMET BAPTIST SCHOOLS INC (3910 W 47TH AVE in GARY, IN)
(Integrated Compliance Information System) - ICIS-05-1991-0057, FORMAL ENFORCEMENT ACTION
STATE MASTER (Indiana facility tracking)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
Business SIC classification: ELEMENTARY AND SECONDARY SCHOOLS
Alternative names: CALUMET BAPTIST SCHOOLS INC 45
- CARDINAL CHARTERS & TOURS TRAVEL WAYS (2101 W 37TH AVE in GARY, IN)
STATE MASTER (Indiana facility tracking) - CRTK-9901, EPCRA, LUST-199405534, LEAKING STORAGE TANK, UST-18965, UNDERGROUND STORAGE TANK PROGRAM
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: BERNARD IVAN (CONTACT/OWNER)
Alternative names: IMMACULATE MAINTENANCE SERVICE CO
- LONGFELLOW ELEMENTARY SCHOOL (45TH/CALHOUN STS in GARY, IN)
(Geographic Names Information System)
(National Center for Education Statistics) - STATE ID-3885
Organizations: LAKE RIDGE SCHOOLS (SCHOOL DISTRICT)
- AVENUE MOBILE HOME PARK (2647 W 47TH AVE in GARY, IN)
(Integrated Compliance Information System) - ICIS-05-1998-0324, FORMAL ENFORCEMENT ACTION
STATE MASTER (Indiana facility tracking)
Business SIC classification: OPERATORS OF RESIDENTIAL MOBILE HOME SITES
- ALS CLEANERS (1737 W 37TH AVE in GARY, IN)
STATE MASTER (Indiana facility tracking)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: GROSS ELLIOT (CONTACT/OWNER)
- B W CHEMICAL (2250 W 47TH AVE in GARY, IN)
STATE MASTER (Indiana facility tracking)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- SHOUP BUSES INC (2101 W 37TH AVE in GARY, IN)
STATE MASTER (Indiana facility tracking)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Median worth of mobile homes: $10,800
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Utility gas (90%)
- Electricity (5%)
- Bottled, tank, or LP gas (3%)
- Fuel oil, kerosene, etc. (2%)
- Other fuel (1%)
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Place of birth for U.S.-born residents:
- This state: 13330
- Northeast: 351
- Midwest: 2560
- South: 3148
- West: 175
61% of the 46408 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 76% lived in this county.
Out of people who lived in different counties, 25% lived in Indiana.
Population in 1990: 21,586. Population change in the 1990s: -1,287 (-6.0%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 193
| Here: | 7.4% | | Indiana: | 11.8% |
Students in private schools in grades 9 to 12 (high school): 140
| Here: | 9.6% | | Indiana: | 8.8% |
Students in private undergraduate colleges: 217
| Here: | 26.6% | | Indiana: | 23.4% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- WEBB CONSTRUCTION INC (3712 HAYES ST in GARY, IN; small business): $3,122,215 in 14 contracts from 2000 to 2002
Contracts for Construction of Structures and Facilities -- Other Conservation and Development Facilities, Maintenance, Repair or Alteration of Real Property -- Highways, Roads, Streets, Bridges, and Railways (includes resurfacing), Construction of Structures and Facilities -- Recreation Facilities (Non-Building) by U.S. Army Corps of Engineers - civil program financing only Signed by year: 2000: $44,293; 2001: $2,668,182; 2002: $409,740; 2003: $0; 2004: $0; 2005: $0; 2006: $0.
Biggest contracts:
$1,040,000 with U.S. Army Corps of Engineers - civil program financing only for Construction of Structures and Facilities -- Other Conservation and Development Facilities. Signed on 2001-09-17. Completion date: 2001-03-30.
$999,990, same as above. Signed on 2001-07-11. Completion date: 2001-03-30.
$500,000, same as above. Signed on 2001-02-22. Completion date: 2001-03-30.
$174,895, same as above. Signed on 2002-05-31. Completion date: 2001-03-30.
Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: Vocational Rehabilitation Services (250-499 employees: 1 establishment, 50-99 employees: 1 establishment)
- Accommodation and Food Services: Limited-Service Restaurants (50-99: 1, 20-49: 1, 10-19: 5, 5-9: 1, 1-4: 10)
- Construction: Oil and Gas Pipeline and Related Structures Construction (100-249: 1)
- Health Care and Social Assistance: Home Health Care Services (50-99: 1, 20-49: 2, 1-4: 1)
- Other Services (except Public Administration): Religious Organizations (50-99: 1, 5-9: 4, 1-4: 10)
- Construction: Electrical Contractors (50-99: 1, 10-19: 1, 5-9: 2)
- Professional, Scientific, and Technical Services: Display Advertising (50-99: 1, 5-9: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 46 people in other noninstitutional group quarters
- 33 people in other group homes
- 30 people in homes or halfway houses for drug/alcohol abuse
- 14 people in homes for the mentally ill
Fatal accident statistics in 2006
- Fatal accident count: 2
- Vehicles involved in fatal accidents: 2
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 2
- Persons involved in fatal accidents: 2
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 full and 10 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 39 | $77,855 | 377 | $70,121 | 457 | $68,572 | 95 | $38,855 | 3 | $164,387 | 324 | $59,510 | 9 | $71,064 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 101 | $72,892 | 107 | $77,246 | 36 | $31,135 | 0 | $0 | 62 | $60,557 | 1 | $23,840 |
| APPLICATIONS DENIED | 20 | $101,216 | 312 | $71,571 | 590 | $78,288 | 280 | $29,015 | 2 | $82,440 | 292 | $64,441 | 4 | $30,245 |
| APPLICATIONS WITHDRAWN | 6 | $104,822 | 81 | $67,517 | 177 | $75,613 | 19 | $32,204 | 0 | $0 | 73 | $59,178 | 2 | $146,660 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 42 | $77,226 | 88 | $78,064 | 9 | $29,422 | 0 | $0 | 36 | $68,254 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 10 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 41 | $85,082 | 539 | $62,252 | 536 | $67,683 | 126 | $29,382 | 2 | $794,640 | 386 | $58,450 | 7 | $104,759 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $72,742 | 169 | $67,161 | 122 | $69,697 | 48 | $24,883 | 2 | $30,530 | 84 | $58,744 | 2 | $43,140 |
| APPLICATIONS DENIED | 16 | $77,159 | 443 | $67,766 | 683 | $75,898 | 235 | $30,646 | 0 | $0 | 306 | $60,750 | 4 | $110,143 |
| APPLICATIONS WITHDRAWN | 5 | $53,614 | 118 | $64,739 | 398 | $77,891 | 27 | $63,862 | 2 | $132,295 | 68 | $54,786 | 2 | $162,985 |
| FILES CLOSED FOR INCOMPLETENESS | 7 | $126,007 | 25 | $84,364 | 90 | $77,242 | 10 | $37,668 | 0 | $0 | 22 | $63,273 | 2 | $98,930 |
Aggregated Statistics For Year 2005 (Based on 2 full and 10 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 36 | $85,850 | 499 | $63,244 | 635 | $64,793 | 152 | $28,346 | 1 | $320,420 | 326 | $54,272 | 7 | $92,323 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $125,997 | 94 | $63,991 | 173 | $67,722 | 43 | $25,874 | 0 | $0 | 56 | $56,832 | 1 | $162,560 |
| APPLICATIONS DENIED | 18 | $79,862 | 356 | $63,571 | 931 | $69,284 | 296 | $23,537 | 2 | $240,320 | 194 | $57,393 | 1 | $53,010 |
| APPLICATIONS WITHDRAWN | 12 | $82,613 | 105 | $70,457 | 445 | $82,616 | 62 | $93,160 | 0 | $0 | 69 | $69,179 | 2 | $75,980 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $75,610 | 42 | $64,425 | 69 | $84,344 | 6 | $33,510 | 0 | $0 | 27 | $68,152 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 10 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 62 | $77,687 | 381 | $59,049 | 529 | $62,878 | 92 | $24,066 | 7 | $250,184 | 242 | $51,448 | 7 | $167,424 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $87,403 | 105 | $55,323 | 168 | $61,729 | 12 | $28,452 | 0 | $0 | 45 | $54,796 | 0 | $0 |
| APPLICATIONS DENIED | 24 | $78,128 | 188 | $57,687 | 662 | $66,009 | 215 | $25,342 | 3 | $133,077 | 134 | $50,592 | 9 | $66,626 |
| APPLICATIONS WITHDRAWN | 5 | $91,346 | 83 | $57,948 | 331 | $71,433 | 26 | $47,597 | 0 | $0 | 55 | $57,104 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 17 | $61,082 | 74 | $84,425 | 0 | $0 | 0 | $0 | 17 | $49,568 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 full and 10 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 81 | $71,111 | 267 | $61,427 | 885 | $61,481 | 99 | $21,998 | 3 | $981,770 | 216 | $49,246 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $93,060 | 67 | $53,958 | 196 | $63,831 | 24 | $11,611 | 0 | $0 | 40 | $43,939 |
| APPLICATIONS DENIED | 15 | $84,481 | 114 | $60,155 | 804 | $59,300 | 136 | $18,827 | 2 | $39,925 | 134 | $45,849 |
| APPLICATIONS WITHDRAWN | 11 | $69,605 | 34 | $62,560 | 345 | $69,602 | 21 | $18,310 | 0 | $0 | 32 | $51,091 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $63,472 | 19 | $59,218 | 55 | $60,945 | 0 | $0 | 0 | $0 | 13 | $39,283 |
Aggregated Statistics For Year 2002 (Based on 2 full and 10 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 45 | $76,678 | 109 | $59,482 | 380 | $62,825 | 65 | $18,399 | 1 | $133,110 | 53 | $49,188 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $70,973 | 26 | $54,203 | 106 | $60,043 | 8 | $8,778 | 0 | $0 | 14 | $29,717 |
| APPLICATIONS DENIED | 5 | $74,116 | 49 | $54,052 | 320 | $62,471 | 69 | $10,829 | 0 | $0 | 31 | $52,798 |
| APPLICATIONS WITHDRAWN | 16 | $72,944 | 13 | $72,833 | 108 | $62,791 | 9 | $27,496 | 0 | $0 | 10 | $66,076 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $47,183 | 2 | $57,145 | 27 | $65,790 | 0 | $0 | 0 | $0 | 2 | $30,065 |
Aggregated Statistics For Year 2001 (Based on 2 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 52 | $76,739 | 79 | $60,803 | 293 | $58,384 | 85 | $15,309 | 34 | $45,168 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $60,053 | 14 | $68,479 | 121 | $53,670 | 26 | $16,665 | 13 | $30,931 |
| APPLICATIONS DENIED | 8 | $73,374 | 32 | $39,154 | 364 | $58,753 | 85 | $15,523 | 27 | $31,129 |
| APPLICATIONS WITHDRAWN | 5 | $72,504 | 23 | $68,001 | 159 | $63,290 | 11 | $18,365 | 13 | $47,621 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $69,860 | 4 | $136,433 | 46 | $70,829 | 1 | $17,670 | 2 | $37,975 |
Aggregated Statistics For Year 2000 (Based on 2 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 73 | $72,727 | 95 | $58,518 | 211 | $44,953 | 95 | $17,749 | 41 | $36,381 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $121,330 | 19 | $62,963 | 135 | $50,919 | 25 | $22,528 | 24 | $37,516 |
| APPLICATIONS DENIED | 4 | $89,985 | 52 | $52,390 | 307 | $44,796 | 85 | $12,749 | 18 | $26,544 |
| APPLICATIONS WITHDRAWN | 7 | $84,746 | 28 | $55,744 | 97 | $53,292 | 7 | $222,050 | 5 | $21,800 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $45,803 | 6 | $46,537 | 32 | $53,342 | 1 | $11,780 | 2 | $51,965 |
Aggregated Statistics For Year 1999 (Based on 2 full and 5 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 63 | $61,921 | 77 | $45,042 | 392 | $45,309 | 88 | $29,536 | 8 | $126,529 | 72 | $37,814 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 30 | $42,014 | 189 | $44,241 | 31 | $18,945 | 0 | $0 | 23 | $40,716 |
| APPLICATIONS DENIED | 8 | $55,589 | 63 | $40,481 | 402 | $46,333 | 130 | $13,886 | 1 | $8,810 | 47 | $38,496 |
| APPLICATIONS WITHDRAWN | 4 | $58,555 | 17 | $54,722 | 180 | $45,358 | 22 | $28,395 | 1 | $114,680 | 15 | $37,831 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $52,700 | 2 | $64,310 | 35 | $52,677 | 0 | $0 | 0 | $0 | 3 | $37,360 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 154 | $80,670 | 53 | $91,093 | 30 | $54,510 | 2 | $86,940 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 18 | $72,553 | 16 | $82,433 | 9 | $52,494 | 0 | $0 |
| APPLICATIONS DENIED | 9 | $75,510 | 2 | $117,800 | 3 | $85,690 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 13 | $79,713 | 8 | $85,095 | 2 | $32,880 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $58,960 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 62 | $69,454 | 34 | $82,973 | 19 | $52,246 | 1 | $108,380 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $75,923 | 13 | $81,134 | 3 | $49,013 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $67,303 | 2 | $89,075 | 2 | $64,435 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 6 | $70,988 | 3 | $76,420 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 80 | $66,369 | 55 | $76,023 | 30 | $42,190 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $80,433 | 3 | $71,057 | 2 | $111,940 |
| APPLICATIONS DENIED | 2 | $119,915 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $73,074 | 2 | $74,950 | 2 | $14,090 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $64,435 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 94 | $63,508 | 33 | $77,359 | 37 | $48,811 | 1 | $102,490 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $82,203 | 13 | $74,206 | 5 | $42,880 | 0 | $0 |
| APPLICATIONS DENIED | 13 | $49,048 | 5 | $46,804 | 9 | $46,327 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $62,804 | 4 | $52,463 | 2 | $51,665 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 78 | $66,413 | 93 | $72,187 | 32 | $45,388 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $64,218 | 16 | $83,225 | 2 | $39,140 |
| APPLICATIONS DENIED | 15 | $51,349 | 2 | $42,270 | 7 | $45,597 |
| APPLICATIONS WITHDRAWN | 2 | $15,915 | 4 | $71,628 | 2 | $15,915 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $77,703 | 2 | $111,920 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 52 | $72,573 | 43 | $84,639 | 12 | $51,722 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $86,389 | 24 | $86,575 | 4 | $39,998 |
| APPLICATIONS DENIED | 0 | $0 | 3 | $39,167 | 3 | $39,167 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 10 | $79,729 | 3 | $71,100 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $32,975 | 0 | $0 | 2 | $32,975 |
Aggregated Statistics For Year 2001 (Based on 2 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 61 | $60,776 | 51 | $74,897 | 30 | $47,198 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $64,368 | 12 | $69,777 | 3 | $50,510 |
| APPLICATIONS DENIED | 3 | $29,473 | 3 | $74,637 | 5 | $32,400 |
| APPLICATIONS WITHDRAWN | 1 | $131,940 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $85,183 | 2 | $64,435 |
Aggregated Statistics For Year 2000 (Based on 2 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 34 | $65,959 | 22 | $64,378 | 9 | $50,446 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $59,960 | 0 | $0 |
| APPLICATIONS DENIED | 6 | $92,298 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $8,530 | 2 | $38,910 | 2 | $8,530 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 full and 5 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 20 | $54,587 | 27 | $47,323 | 5 | $47,956 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $34,580 | 5 | $54,940 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $67,400 | 2 | $61,080 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $32,620 | 0 | $0 | 1 | $32,620 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $45,960 | 0 | $0 | 1 | $57,340 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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