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Profiles Osceola, IN (46561) houses, apartments, residents, cars, jobs...

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Cities: Osceola, IN (9.13%), Granger, IN (7.70%), Mishawaka, IN (0.12%)
Counties: St. Joseph County, IN (88.18%), Elkhart County, IN (11.82%)

Zip code population in 2010: 4,915
Zip code population (2000): 11,745


Age and Sex of Residents in zip code 46561

Zip code 46561 (Osceola, Indiana) real estate house value trends

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Houses and condos: 5,380
Renter-occupied apartments: 669
% of renters here:

14%
State:

29%

Mar. 2012 cost of living index in zip code 46561: 84.0 (less than average, U.S. average is 100)

Land area: 14.5 sq. mi.
Water area: 0.4 sq. mi.
Population density: 339 people per square mile 
 
  (very low).

Real estate property taxes paid for housing units in 2010:
This zip code:

0.9% ($1,266)
Indiana:

0.9% ($1,123)

Median real estate property taxes paid for housing units with mortgages in 2010: $1,306 (0.9%)
Median real estate property taxes paid for housing units with no mortgage in 2010: $1,112 (0.8%)

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Males: 6,561  (49.0%)
Females: 6,831  (51.0%)

Zip code 46561 races chart

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46561, IN forum
Recent posts about zip code 46561 area on our local forum with over 1,500,000 registered users:
South Bend, what a hole in the wall  (26 replies)
Are Mishawaka and Granger suburbs of South Bend?  (23 replies)
new resident to south bend!!!  (30 replies)
Moving to the South Bend Indiana area  (48 replies)
Moving to Granger, Indiana  (33 replies)
Weiss Homes  (67 replies)
Urban population: 4,419
Rural population: 495

Estimated median house/condo value in 2010: $142,167
46561:

$142,167
Indiana:

$124,100



According to our research of Indiana and other state lists there were 11 registered sex offenders living in 46561 zip code as of May 25, 2013.
The ratio of number of residents in zip code 46561 to the number of sex offenders is 1,218 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is smaller than the state average.


Median resident age:
This zip code:

37.9 years
Indiana median age:

36.8 years

Average household size:
This zip code:

2.8 people
Indiana:

2.5 people

Averages for the 2004 tax year for zip code 46561, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $43,531 (Individual Income Tax Returns)
Here:

$43,531
State:

$44,790

Salary/wage: $41,460 (reported on 91.1% of returns)
Here:

$41,460
State:

$39,615
(% of AGI for various income ranges: 145.2% for AGIs below $10k, 81.8% for AGIs $10k-25k, 87.3% for AGIs $25k-50k, 90.7% for AGIs $50k-75k, 91.7% for AGIs $75k-100k, 74.9% for AGIs over 100k)

Taxable interest for individuals: $1,054 (reported on 42.3% of returns)
This zip code:

$1,054
Indiana:

$1,535
(% of AGI for various income ranges: 7.1% for AGIs below $10k, 2.0% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Taxable dividends: $1,256 (reported on 18.4% of returns)
Here:

$1,256
State:

$2,998
(% of AGI for various income ranges: 1.7% for AGIs below $10k, 0.7% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Net capital gain/loss: +$4,049 (reported on 13.1% of returns)
Here:

+$4,049
State:

+$8,619
(% of AGI for various income ranges: -0.9% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 4.2% for AGIs over 100k)

Profit/loss from business: +$7,419 (reported on 13.1% of returns)
Here:

+$7,419
State:

+$10,071
(% of AGI for various income ranges: 3.2% for AGIs below $10k, 3.0% for AGIs $10k-25k, 3.0% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 3.3% for AGIs over 100k)

IRA payment deduction: $3,132 (reported on 2.5% of returns)
46561:

$3,132
Indiana:

$2,840
(% of AGI for various income ranges: 0.1% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Self-employed pension: $11,952 (reported on 0.4% of returns)
Here:

$11,952
Indiana:

$15,305

Total itemized deductions: $15,206 (21% of AGI, reported on 36.6% of returns)
Here:

$15,206
State:

$17,065

Here:

21.1% of AGI
State:

19.5% of AGI
(% of AGI for various income ranges: 10.5% for AGIs below $10k, 7.4% for AGIs $10k-25k, 11.1% for AGIs $25k-50k, 13.4% for AGIs $50k-75k, 15.0% for AGIs $75k-100k, 13.5% for AGIs over 100k)

Charity contributions deductions: $2,502 (3% of AGI, reported on 30.6% of returns)
Here:

$2,502
State:

$3,550

Here:

3.3% of AGI
State:

3.8% of AGI
(% of AGI for various income ranges: 0.9% for AGIs below $10k, 0.5% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 2.4% for AGIs over 100k)

Total tax: $5,207 (reported on 76.9% of returns)
46561:

$5,207
State:

$6,914
(% of AGI for various income ranges: 2.9% for AGIs below $10k, 4.0% for AGIs $10k-25k, 6.6% for AGIs $25k-50k, 7.8% for AGIs $50k-75k, 9.5% for AGIs $75k-100k, 15.6% for AGIs over 100k)

Earned income credit: $1,629 (reported on 12.2% of returns)
Here:

$1,629
State:

$1,685

Percentage of individuals using paid preparers for their 2004 taxes: 48.1%
Here:

48%
State:

59%
(% for various income ranges: 40.5% for AGIs below $10k, 48.3% for AGIs $10k-25k, 50.1% for AGIs $25k-50k, 49.6% for AGIs $50k-75k, 46.8% for AGIs $75k-100k, 58.5% for AGIs over 100k)


Estimated median household income in 2010:
This zip code:

$61,110
Indiana:

$46,529

Osceola, IN (46561) map

Nearest zip codes: 46545, 46517, 46544, 46530, 46514, 46573.
Mishawaka Zip Code Map

Percentage of family households:
This zip code:

59.7%
Indiana:

53.5%


Housing units in zip code 46561 with a mortgage: 3,311 (241 second mortgage, 643 home equity loan, 30 both second mortgage and home equity loan)
Houses without a mortgage: 977

Median monthly owner costs for units with a mortgage: $1,195

Median monthly owner costs for units without a mortgage: $367

Residents with income below the poverty level in 2010:
This zip code:

8.0%
Whole state:

14.2%

Residents with income below 50% of the poverty level in 2010:
This zip code:

5.6%
Whole state:

7.8%

Median number of rooms in houses and condos:
Here:

6.5
State:

6.4

Median number of rooms in apartments:
Here:

5.6
State:

4.4


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Notable locations in this zip code not listed on our city pages:

Notable locations in zip code 46561: Osceola Fire Department Station 1 (A), Osceola Volunteer Fire Department Station 1 (B), Penn Township Fire Department Station 4 (C), Penn Township Fire Department Station 3 (D), Osceola Volunteer Fire Department Station 2 (E). Display/hide their locations on the map

Cemeteries: Chapel Hill Memorial Gardens (1), Pleasant Valley Cemetery (2). Display/hide their locations on the map

Creek: Baugo Creek (A). Display/hide its location on the map

 

Year house built

  • 2005 or later: 201
  • 2000 to 2004: 775
  • 1990 to 1999: 1,196
  • 1980 to 1989: 816
  • 1970 to 1979: 815
  • 1960 to 1969: 429
  • 1950 to 1959: 455
  • 1940 to 1949: 397
  • 1939 or earlier: 446


Zip code 46561 satellite photo by USGS



Estimated household income distribution in 2009:

Zip code 46561 household income distribution in 2009

Zip code 46561 house/condo values in 2010

Estimate of home value of owner-occupied houses/condos in 2010 in zip code 46561:

  • Less than $10,000: 115
  • $10,000 to $14,999: 50
  • $15,000 to $19,999: 104
  • $20,000 to $24,999: 89
  • $25,000 to $29,999: 78
  • $30,000 to $34,999: 44
  • $35,000 to $39,999: 20
  • $40,000 to $49,999: 211
  • $50,000 to $59,999: 104
  • $60,000 to $69,999: 126
  • $70,000 to $79,999: 204
  • $80,000 to $89,999: 261
  • $90,000 to $99,999: 241
  • $100,000 to $124,999: 536
  • $125,000 to $149,999: 787
  • $150,000 to $174,999: 974
  • $175,000 to $199,999: 597
  • $200,000 to $249,999: 298
  • $250,000 to $299,999: 183
  • $300,000 to $399,999: 138
  • $400,000 to $499,999: 159
  • $500,000 to $749,999: 80
  • $750,000 to $999,999: 79

 



46561 rent paid by renters

Rent paid by renters in 2010 in zip code 46561:

  • Less than $100: 10
  • $100 to $149: 63
  • $200 to $249: 103
  • $300 to $349: 47
  • $350 to $399: 107
  • $400 to $449: 89
  • $450 to $499: 122
  • $500 to $549: 86
  • $550 to $599: 287
  • $600 to $649: 126
  • $650 to $699: 166
  • $700 to $749: 45
  • $750 to $799: 48
  • $800 to $899: 456
  • $900 to $999: 11
  • $1,000 to $1,249: 42
  • $1,250 to $1,499: 156
  • $1,500 to $1,999: 32
  • $2,000 or more: 36
  • No cash rent: 45
 

Estimated median house (or condo) value in 2010 for:

  • White Non-Hispanic householders: $144,179
  • American Indian or Alaska Native householders: $114,998
  • Asian householders: $196,647
  • Two or more races householders: $161,717

Estimated median house or condo value in 2010: $142,167
46561:

$142,167
Indiana:

$124,100
Lower value quartile - upper value quartile: $111,955 - $177,188

Mean price in 2010:

Detached houses: $148,727
Here:

$148,727
State:

$156,815

Townhouses or other attached units: $132,297
Here:

$132,297
State:

$145,861

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 4,789
  • One, attached: 169
  • Two: 22
  • 3 or 4: 328
  • 5 to 9: 335
  • 10 to 19: 242
  • 20 to 49: 88
  • 50 or more: 85
  • Mobile homes: 144
46561 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 5,885 (89%)
  • Carpooled: 401 (6%)
  • Bus or trolley bus: 1,204 (18%)
  • Taxi: 1 (0%)
  • Motorcycle: 60 (1%)
  • Bicycle: 420 (6%)
  • Walked: 58 (1%)
  • Other means: 130 (2%)
  • Worked at home: 327 (5%)
 

46561 zip code travel time to work (commute)

Travel time to work (commute)

  • Less than 5 minutes: 236
  • 5 to 9 minutes: 515
  • 10 to 14 minutes: 975
  • 15 to 19 minutes: 1,128
  • 20 to 24 minutes: 1,374
  • 25 to 29 minutes: 604
  • 30 to 34 minutes: 989
  • 35 to 39 minutes: 157
  • 40 to 44 minutes: 126
  • 45 to 59 minutes: 170
  • 60 to 89 minutes: 184
  • 90 or more minutes: 184
 

Percentage of zip code residents living and working in this county: 66.8%

Household type by relationship:

Households: 11,954
  • In family households: 11,042 (2,858 male householders, 570 female householders)
    2,909 spouses, 4,069 children (3,617 natural, 181 adopted, 271 stepchildren), 267 grandchildren, 16 brothers or sisters, 58 parents, 126 other relatives, 169 non-relatives
  • In nonfamily households: 912 (320 male householders (258 living alone)), 390 female householders (317 living alone)), 202 nonrelatives
  • In group quarters: 27 (0 institutionalized population)

Size of family households: 1,553 2-persons, 870 3-persons, 750 4-persons, 296 5-persons, 145 6-persons, 130 7-or-more-persons

Size of nonfamily households: 960 1-person, 197 2-persons, 152 3-persons, 65 4-persons, 19 5-persons

2,644 married couples with children.
605 single-parent households (107 men, 498 women).

95.9% of residents of 46561 zip code speak English at home.
8.0% of residents speak Spanish at home (51% very well, 10% well, 7% not well, 32% not at all).
17.7% of residents speak other Indo-European language at home (76% very well, 11% well, 13% not well).
11.5% of residents speak Asian or Pacific Island language at home (3% very well, 96% well, 2% not well).
11.5% of residents speak other language at home (99% very well, 1% not well).

Foreign born population: 323 (2.4%)
(55.4% of them are naturalized citizens)
This zip code:

2.4%
Whole state:

4.5%

Most common places of birth for the foreign-born residents:

  • Germany (15%)
  • Korea (14%)
  • Vietnam (14%)
  • Brazil (14%)
  • India (11%)
  • Philippines (10%)
  • Canada (6%)

Year of entry for the foreign-born population

  • 2000 or later: 121
  • 1990 to 1999: 115
  • 1980 to 1989: 82
  • Before 1980: 67

Races in zip code 46561:

White population: 12,432
Black population: 250
American Indian population: 112
Asian population: 425
Native Hawaiian and Other Pacific Islander population: 38
Some other race population: 72
Two or more races population: 136
Hispanic or Latino population: 518

Facilities with environmental interests located in this zip code:

  • AMERICAN FREIGHT OF INDIANA (10844 MCKINLEY HWY in OSCEOLA, IN)
    ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System)
    STATE MASTER (Indiana facility tracking) - CRTK-20136, EPCRA, LUST-199601538, LEAKING STORAGE TANK, UST-13187, UNDERGROUND STORAGE TANK PROGRAM, UST-6917,
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: OWNER NOT PROVIDED (CONTACT/OWNER)
    Alternative names: UNITED LIMO, UNITED LIMO (AKA AMERICAN FREIGHT FURNITURE)
  • CHAPEL HILL MEMORIAL GARDENS AND FUNERAL HOME (10776 MCKINLEY HWY in OSCEOLA, IN)
    STATE MASTER (Indiana facility tracking) - UST-13464, UNDERGROUND STORAGE TANK PROGRAM
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: CHAPEL HILL FUNERAL HOME INC (CONTACT/OPERATOR) , THOMAS, NANCY, FRED, JAMES MEYER (CONTACT/OWNER)
    Alternative names: CHAPEL HILL FUNERAL HOME
  • 7 ELEVEN (30955 US 20 W in OSCEOLA, IN)
    STATE MASTER (Indiana facility tracking) - CRTK-21202, EPCRA, LUST-199011535, LEAKING STORAGE TANK, UST-9069, UNDERGROUND STORAGE TANK PROGRAM
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Organizations: SOUTHLAND CORP THE (CONTACT/OWNER)
    Alternative names: 7 ELEVEN 32590
  • QUALITY CAR CARE (120 LINCOLNWAY E in OSCEOLA, IN)
    STATE MASTER (Indiana facility tracking) - UST-12415, UNDERGROUND STORAGE TANK PROGRAM
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Organizations: SMITH STEVE (CONTACT/OWNER)
  • DELIVERY CONCEPTS INC (500 W WASHINGTON ST in OSCEOLA, IN)
    STATE MASTER (Indiana facility tracking)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
  • DPW TRANSPORTATION LLC DBA INSERV (401 LINCOLN WAY WEST in OSCEOLA, IN)
    STATE MASTER (Indiana facility tracking)
    TRANSPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
    USED OIL PROGRAM (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business NAICS classification: OTHER WASTE COLLECTION.
    Organizations: RENSBERGER BROTHERS (CONTACT/OWNER)
  • PERFORMANCE PAINTING (1712 D LINCOLNWAY W in OSCEOLA, IN)
    STATE MASTER (Indiana facility tracking)
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Organizations: MESSENGER STEVE/SUZETTE (CONTACT/OWNER) , INDUSTRIAL FINISHES (CONTACT/OWNER)
  • BRETHRAN CHRISTIAN SCHOOL (58343 APPLE RD in OSCEOLA, IN)
    STATE MASTER (Indiana facility tracking)
    COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
  • BUSINESS ADVENTURES INC (1327 THIRD ST in OSCEOLA, IN)
    STATE MASTER (Indiana facility tracking)
    Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Organizations: GERBER JAMES (CONTACT/OWNER)
  • RT AUTOMOTIVE (11670 E MCKINLEY in OSCEOLA, IN)
    STATE MASTER (Indiana facility tracking)
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Organizations: STAYTON LAUREEN (CONTACT/OWNER)
  • BAUGO CREEK (WHITE ST AND BAY ST. in OSCEOLA, IN)
    SUPERFUND (Superfund database)
    STATE MASTER (Indiana facility tracking)


Zip code 46561 marital status for males
Zip code 46561 marital status for females


Housing units lacking complete plumbing facilities: 2.3%

Housing units lacking complete kitchen facilities: 1.2%

Most commonly used house heating fuel:

  • Utility gas (90%)
  • Electricity (6%)
  • Wood (1%)
  • Other fuel (1%)
  • Fuel oil, kerosene, etc. (1%)
  • No fuel used (1%)
  • Bottled, tank, or LP gas (1%)

Population in 1990: 8,029. Population change in the 1990s: +3,716 (+46.3%).

Place of birth for U.S.-born residents:

  • This state: 8,734
  • Northeast: 313
  • Midwest: 1,864
  • South: 522
  • West: 157

63% of the 46561 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 58% lived in this county.
   Out of people who lived in different counties, 50% lived in Indiana.

Year Householders Moved Into Unit:

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 462
Here:

23.1%
Indiana:

12.0%

Students in private schools in grades 9 to 12 (high school): 353
Here:

34.9%
Indiana:

9.0%

Students in private undergraduate colleges: 112
Here:

18.1%
Indiana:

22.2%

Educational Attainment (%)

School Enrollment by Level of School (%)


Class of Workers (%)


Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Full-Service Restaurants (20-49 employees: 3 establishments, 10-19 employees: 3 establishments)
  • Other Services (except Public Administration): Religious Organizations (20-49: 1, 10-19: 1, 5-9: 2, 1-4: 6)
  • Construction: Electrical Contractors (20-49: 1, 10-19: 1, 1-4: 1)
  • Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (20-49: 1, 5-9: 1, 1-4: 1)
  • Other Services (except Public Administration): Automotive Body, Paint, and Interior Repair and Maintenance (20-49: 1, 5-9: 1)
  • Other Services (except Public Administration): General Automotive Repair (5-9: 5)
  • Construction: Site Preparation Contractors (20-49: 1, 1-4: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




26 people in other noninstitutional group quarters

Fatal accident statistics in 2006:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 0

Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 6 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans		B) Conventional
Home Purchase Loans		C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)		G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED106$128,84477$130,088597$125,35316$36,6385$138,2765$80,534
APPLICATIONS APPROVED, NOT ACCEPTED6$108,2675$104,26449$127,6712$38,3050$00$0
APPLICATIONS DENIED15$97,17719$87,837197$131,8478$20,8585$57,7745$42,338
APPLICATIONS WITHDRAWN7$110,06624$116,055146$133,4994$128,1907$64,2941$85,700
FILES CLOSED FOR INCOMPLETENESS2$101,3503$227,56341$136,6604$93,6030$00$0
Choose year:  2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0014.00 , 0116.01, 0116.02

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 6 partial tracts)
A) Conventional
Home Purchase Loans		B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED24$135,15048$151,096
APPLICATIONS APPROVED, NOT ACCEPTED4$146,13513$154,128
APPLICATIONS DENIED5$91,4744$196,175
APPLICATIONS WITHDRAWN2$161,8353$108,727
FILES CLOSED FOR INCOMPLETENESS1$180,2301$112,590
Choose year:  2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0014.00 , 0116.01, 0116.02

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value


Most common first names in zip code 46561 among deceased individuals
NameCountLived (average)
Robert4471.8 years
Mary4179.5 years
John3575.1 years
Charles3272.4 years
William2972.1 years
James2673.5 years
Helen2479.1 years
George2374.7 years
Richard2170.1 years
Ruth2078.6 years
Most common last names in zip code 46561 among deceased individuals
Last nameCountLived (average)
Smith2368.0 years
Miller1572.2 years
Johnson1272.7 years
Williams1073.8 years
Brown1076.5 years
Moore975.5 years
Thompson864.7 years
Keller871.0 years
Fisher868.5 years
Snyder775.2 years
Businesses in zip code 46561
NameCountNameCount
7-Eleven1U-Haul1
FedEx2UPS1
Subway1


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