46590 Zip Code (Winona Lake, IN) Detailed Profile

Estimated zip code population in 2013: 4,899
Zip code population in 2010: 4,908
Zip code population in 2000: 3,747

Houses and condos: 1,917
Renter-occupied apartments: 589
Mar. 2016 cost of living index in zip code 46590: 81.0 (low, U.S. average is 100)

Land area: 2.8 sq. mi.
Water area: 0.1 sq. mi.

Population density: 1,729 people per square mile

(low).

Recent home sales, real estate maps, and home value estimator for zip code 46590

Real estate property taxes paid for housing units in 2013:
Median real estate property taxes paid for housing units with mortgages in 2013: $1,363 (0.8%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $589 (0.5%)

For population 25 years and over in 46590:

• High school or higher: 91.2%
• Bachelor's degree or higher: 46.9%
• Graduate or professional degree: 17.6%
• Unemployed: 10.2%
• Mean travel time to work (commute): 18.9 minutes

For population 15 years and over in 46590:

• Never married: 29.8%
• Now married: 55.0%
• Separated: 1.2%
• Widowed: 8.0%
• Divorced: 6.0%

100% urban population.

Averages for the 2012 tax year for zip code 46590, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $74,210 (Individual Income Tax Returns)

Here:	$74,210
State:	$52,932

Salary/wage: $54,220 (reported on 82.8% of returns)

Here:	$54,220
State:	$45,173

(% of AGI for various income ranges: 80.0% for AGIs below $25k, 76.9% for AGIs $25k-50k, 79.3% for AGIs $50k-75k, 78.8% for AGIs $75k-100k, 74.6% for AGIs $100k-200k, 37.8% for AGIs over 200k)

Taxable interest for individuals: $2,251 (reported on 47.3% of returns)

This zip code:	$2,251
Indiana:	$1,311

(% of AGI for various income ranges: 2.8% for AGIs below $25k, 1.1% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.8% for AGIs $100k-200k, 1.3% for AGIs over 200k)

Ordinary dividends: $9,702 (reported on 27.6% of returns)

Here:	$9,702
State:	$4,690

(% of AGI for various income ranges: 2.9% for AGIs below $25k, 1.7% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 2.3% for AGIs $100k-200k, 5.8% for AGIs over 200k)

Net capital gain/loss in AGI: +$21,768 (reported on 19.7% of returns)

Here:	+$21,768
State:	+$10,406

(% of AGI for various income ranges: 0.2% for AGIs $25k-50k, 1.2% for AGIs $75k-100k, 3.8% for AGIs $100k-200k, 11.7% for AGIs over 200k)

Profit/loss from business: +$9,743 (reported on 14.8% of returns)

Here:	+$9,743
State:	+$11,105

(% of AGI for various income ranges: 2.1% for AGIs below $25k, 3.8% for AGIs $25k-50k, 4.5% for AGIs $50k-75k, 4.1% for AGIs $75k-100k, 1.2% for AGIs $100k-200k, 0.6% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $12,596 (reported on 11.8% of returns)

46590:	$12,596
Indiana:	$13,841

(% of AGI for various income ranges: 5.2% for AGIs below $25k, 3.1% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, 4.4% for AGIs $100k-200k)

Total itemized deductions: $24,741 (14% of AGI, reported on 31.0% of returns)

Here:	$24,741
State:	$20,913

Here:	14.4% of AGI
State:	18.2% of AGI

(% of AGI for various income ranges: 10.2% for AGIs below $25k, 9.6% for AGIs $25k-50k, 10.5% for AGIs $50k-75k, 12.8% for AGIs $75k-100k, 14.6% for AGIs $100k-200k, 8.1% for AGIs over 200k)

Charity contributions: $7,646 (reported on 28.1% of returns)

Here:	$7,646
State:	$4,697

(% of AGI for various income ranges: 1.4% for AGIs below $25k, 2.6% for AGIs $25k-50k, 3.1% for AGIs $50k-75k, 4.1% for AGIs $75k-100k, 4.0% for AGIs $100k-200k, 2.4% for AGIs over 200k)

Taxes paid: $8,965 (reported on 31.0% of returns)

46590:	$8,965
State:	$7,456

(% of AGI for various income ranges: 1.2% for AGIs below $25k, 1.7% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 3.9% for AGIs $75k-100k, 5.5% for AGIs $100k-200k, 4.1% for AGIs over 200k)

Earned income credit: $2,137 (reported on 13.3% of returns)

Here:	$2,137
State:	$2,265

(% of AGI for various income ranges: 4.2% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 54.7%

Here:	55%
State:	53%

(% for various income ranges: 50.0% for AGIs below $25k, 55.3% for AGIs $25k-50k, 55.6% for AGIs $50k-75k, 61.1% for AGIs $75k-100k, 52.4% for AGIs $100k-200k, 80.0% for AGIs over 200k)

Averages for the 2004 tax year for zip code 46590, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $56,622 (Individual Income Tax Returns)

Here:	$56,622
State:	$44,790

Salary/wage: $50,430 (reported on 84.8% of returns)

Here:	$50,430
State:	$39,615

(% of AGI for various income ranges: 172.3% for AGIs below $10k, 75.6% for AGIs $10k-25k, 82.4% for AGIs $25k-50k, 79.9% for AGIs $50k-75k, 83.8% for AGIs $75k-100k, 68.0% for AGIs over 100k)

Taxable interest for individuals: $2,051 (reported on 51.1% of returns)

This zip code:	$2,051
Indiana:	$1,535

(% of AGI for various income ranges: 10.4% for AGIs below $10k, 3.5% for AGIs $10k-25k, 2.4% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Taxable dividends: $3,642 (reported on 29.9% of returns)

Here:	$3,642
State:	$2,998

(% of AGI for various income ranges: 7.0% for AGIs below $10k, 1.6% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Net capital gain/loss: +$11,086 (reported on 24.8% of returns)

Here:	+$11,086
State:	+$8,619

(% of AGI for various income ranges: -3.8% for AGIs below $10k, 0.3% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 8.7% for AGIs over 100k)

Profit/loss from business: +$7,910 (reported on 15.8% of returns)

Here:	+$7,910
State:	+$10,071

(% of AGI for various income ranges: 7.8% for AGIs below $10k, 6.9% for AGIs $10k-25k, 2.1% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 1.5% for AGIs over 100k)

IRA payment deduction: $2,826 (reported on 2.5% of returns)

46590:	$2,826
Indiana:	$2,840

Total itemized deductions: $22,476 (19% of AGI, reported on 34.5% of returns)

Here:	$22,476
State:	$17,065

Here:	18.8% of AGI
State:	19.5% of AGI

(% of AGI for various income ranges: 13.0% for AGIs below $10k, 11.0% for AGIs $10k-25k, 11.6% for AGIs $25k-50k, 14.1% for AGIs $50k-75k, 16.2% for AGIs $75k-100k, 14.0% for AGIs over 100k)

Charity contributions deductions: $6,314 (5% of AGI, reported on 31.1% of returns)

Here:	$6,314
State:	$3,550

Here:	5.4% of AGI
State:	3.8% of AGI

(% of AGI for various income ranges: 2.8% for AGIs below $10k, 2.2% for AGIs $10k-25k, 3.2% for AGIs $25k-50k, 3.8% for AGIs $50k-75k, 3.8% for AGIs $75k-100k, 3.6% for AGIs over 100k)

Total tax: $10,924 (reported on 75.3% of returns)

46590:	$10,924
State:	$6,914

(% of AGI for various income ranges: 6.9% for AGIs below $10k, 5.0% for AGIs $10k-25k, 6.2% for AGIs $25k-50k, 8.0% for AGIs $50k-75k, 9.5% for AGIs $75k-100k, 21.6% for AGIs over 100k)

Earned income credit: $1,607 (reported on 10.4% of returns)

Here:	$1,607
State:	$1,685

Percentage of individuals using paid preparers for their 2004 taxes: 56.7%

Here:	57%
State:	59%

(% for various income ranges: 51.2% for AGIs below $10k, 58.3% for AGIs $10k-25k, 51.0% for AGIs $25k-50k, 60.5% for AGIs $50k-75k, 61.9% for AGIs $75k-100k, 71.7% for AGIs over 100k)

Nearest zip codes: 46580, 46582, 46510, 46538, 46562, 46502.
Warsaw Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 111
Household did not receive Food Stamps/SNAP in the past 12 months: 1,591

Women who had a birth in the past 12 months: 37 (37 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 1,423 (639 now married, 784 unmarried)

Housing units in zip code 46590 with a mortgage: 947 (102 second mortgage, 130 home equity loan)
Houses without a mortgage: 166

Median monthly owner costs for units with a mortgage: $1,221
Median monthly owner costs for units without a mortgage: S385

Residents with income below the poverty level in 2013:
Residents with income below 50% of the poverty level in 2013:

• Zip code 46590 household income distribution in 2013

• 
• 51Less than $10,000
• 55$10,000 to $14,999
• 94$15,000 to $19,999
• 161$20,000 to $24,999
• 76$25,000 to $29,999
• 103$30,000 to $34,999
• 124$35,000 to $39,999
• 63$40,000 to $44,999
• 74$45,000 to $49,999
• 75$50,000 to $59,999
• 133$60,000 to $74,999
• 200$75,000 to $99,999
• 203$100,000 to $124,999
• 92$125,000 to $149,999
• 56$150,000 to $199,999
• 142$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2013 in zip code 46590

• 
• 47$10,000 to $14,999
• 25$15,000 to $19,999
• 47$50,000 to $59,999
• 59$70,000 to $79,999
• 60$80,000 to $89,999
• 27$90,000 to $99,999
• 93$100,000 to $124,999
• 131$125,000 to $149,999
• 105$150,000 to $174,999
• 97$175,000 to $199,999
• 163$200,000 to $249,999
• 61$250,000 to $299,999
• 85$300,000 to $399,999
• 82$400,000 to $499,999
• 31$500,000 to $749,999

• Rent paid by renters in 2013 in zip code 46590

• 
• 15Less than $100
• 4$250 to $299
• 11$300 to $349
• 14$350 to $399
• 101$400 to $449
• 17$450 to $499
• 78$500 to $549
• 27$550 to $599
• 13$600 to $649
• 51$650 to $699
• 11$750 to $799
• 37$800 to $899
• 57$900 to $999
• 36$1,000 to $1,249
• 26$1,500 to $1,999
• 48$2,000 or more
• 43No cash rent

Median gross rent in 2013: $674.

Estimated median house (or condo) value in 2013 for:

• White Non-Hispanic householders: $169,895
• Asian householders: $248,517
• Some other race householders: $203,332
• Two or more races householders: $162,665
• Hispanic or Latino householders: $161,400

Estimated median house or condo value in 2013: $166,100 Lower value quartile - upper value quartile: $103,600 - $244,100

Mean price in 2013:

Detached houses: $182,125

Here:	$182,125
State:	$158,623

Townhouses or other attached units: $101,142

Here:	$101,142
State:	$143,204

In 2-unit structures: $566,438

Here:	$566,438
State:	$100,714

In 3-to-4-unit structures: $164,348

Here:	$164,348
State:	$108,190

In 5-or-more-unit structures: $678,438

Here:	$678,438
State:	$127,569

Mobile homes: $34,341

Here:	$34,341
State:	$33,934

Housing units in structures:

• One, detached: 1,456
• One, attached: 48
• Two: 130
• 3 or 4: 99
• 5 to 9: 32
• 20 to 49: 39
• 50 or more: 47
• Mobile homes: 66

Unemployment: 10.2%

• Means of transportation to work in zip code 46590

• 
• 70.1%1,654Drove a car alone
• 12.4%293Carpooled
• 9.7%229Walked
• 7.8%185Worked at home

• Travel time to work (commute) in zip code 46590

• 
• 174Less than 5 minutes
• 5555 to 9 minutes
• 54610 to 14 minutes
• 43015 to 19 minutes
• 2520 to 24 minutes
• 925 to 29 minutes
• 6930 to 34 minutes
• 1735 to 39 minutes
• 16640 to 44 minutes
• 10245 to 59 minutes
• 2560 to 89 minutes
• 5890 or more minutes

Percentage of zip code residents living and working in this county: 84.5%

Household type by relationship:

Households: 4,303

• In family households: 3,538 (659 male householders, 466 female householders)

  1,054 spouses, 1,079 children (1,002 natural, 17 adopted, 61 stepchildren), 30 grandchildren, 46 brothers or sisters, 11 parents, 24 other relatives, 138 non-relatives

• In nonfamily households: 765 (200 male householders (200 living alone)), 377 female householders (288 living alone)), 188 nonrelatives
• In group quarters: 596 (212 institutionalized population)

Size of family households: 440 2-persons, 278 3-persons, 284 4-persons, 79 5-persons, 28 6-persons, 16 7-or-more-persons

Size of nonfamily households: 488 1-person, 32 2-persons, 41 3-persons, 16 5-persons

898 married couples with children.
56 single-parent households (22 men, 34 women).

93.1% of residents of 46590 zip code speak English at home.
4.4% of residents speak Spanish at home (75% very well, 20% well, 5% not well).
1.8% of residents speak other Indo-European language at home (100% very well).
0.2% of residents speak Asian or Pacific Island language at home (100% very well).
0.6% of residents speak other language at home (100% very well).

Facilities with environmental interests located in this zip code:

• ABC INDUSTRIES CORPORATION (301 KINGS HIGHWAY in WINONA LAKE, IN)

  AIR MINOR (AIRS/AFS)
  STATE MASTER (Indiana facility tracking) - ACES-OP-08500027, AIR PROGRAM, CRTK-2518, EPCRA
  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
  TSD (Resource Conservation and Recovery Act (tracking hazardous waste))
  TRI REPORTER (Tracking of toxic chemicals releasing facilities)
  Business SIC classification: COATED FABRICS, NOT RUBBERIZED; LAMINATED PLASTICS PLATE, SHEET, AND PROFILE SHAPES; PLASTICS PIPE
  Organizations: DAVID M TURNER CERT 3376 (CONTACT/OPERATOR) , ABC INDUSTRIES INC (CONTACT/OWNER)
  

• GRACE SCHOOLS PHYSICAL PLT (200 SEMINARY DR in WINONA LAKE, IN)

  STATE MASTER (Indiana facility tracking)
  Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
  

Housing units lacking complete kitchen facilities: 1.2%

Population in 1990: 7,559. Population change in the 1990s: -3,812 (-50.4%).

Place of birth for U.S.-born residents:

• This state: 2,789
• Northeast: 233
• Midwest: 1,035
• South: 399
• West: 160

56% of the 46590 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 71% lived in this county.
   Out of people who lived in different counties, 50% lived in Indiana.

82% of the 46590 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 38% moved from this county.
   Out of people who lived in different houses, 3% moved from different county within same state.
   Out of people who lived in different houses, 53% moved from different state.
   Out of people who lived in different houses, 6% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 70
Students in private schools in grades 9 to 12 (high school): 59 Students in private undergraduate colleges: 413

Companies with federal contracts located in this zip code:

• A B C INDUSTRIES INC (301 KINGS HWY in WINONA LAKE, IN; small business)

  $9,955 with Air Force for Aircraft Ground Servicing Equipment. Signed on 2006-07-05. Completion date: 2006-06-22.

Top industries in this zip code by the number of employees in 2005:

• Educational Services: Colleges, Universities, and Professional Schools (500-999 employees: 1 establishment)
• Other Services (except Public Administration): Religious Organizations (100-249: 1, 20-49: 3, 10-19: 2, 5-9: 4, 1-4: 2)
• Health Care and Social Assistance: Continuing Care Retirement Communities (100-249: 1, 20-49: 1)
• Accommodation and Food Services: Full-Service Restaurants (50-99: 1, 1-4: 1)
• Accommodation and Food Services: Limited-Service Restaurants (20-49: 1)
• Information: Internet Service Providers (20-49: 1)
• Other Services (except Public Administration): Professional Organizations (10-19: 1, 1-4: 1)

Most common first names in zip code 46590 among deceased individuals
Name	Count	Lived (average)
Mary	27	85.7 years
John	26	82.0 years
Ruth	22	86.4 years
William	21	82.6 years
Helen	16	83.3 years
Charles	16	75.6 years
Dorothy	15	85.2 years
James	13	81.1 years
Mildred	12	82.3 years
Robert	11	87.3 years

Most common last names in zip code 46590 among deceased individuals
Last name	Count	Lived (average)
Smith	15	84.3 years
Snyder	8	86.2 years
Miller	7	80.6 years
Jones	6	77.5 years
Hansen	5	83.0 years
Clark	5	87.2 years
Baker	4	87.5 years
Williams	4	87.8 years
Humberd	4	87.9 years
King	4	73.8 years

Businesses in zip code 46590

• Dairy Queen: 1